Power Finance Corporation Ltd.

•

pfcindia.comBSE: 532810NSE: PFC

Market Cap₹ 1,16,576 Cr.

Current Price

High / Low₹ 486 / 330

Stock P/E4.5

Book Value₹ 433

Price to Book0.94

Dividend Yield5.25 %

ROCE10.0 %

ROE26.8 %

Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Comfortable capital adequacy - CAR of 23.4%
Company has a good return on equity (ROE) track record: 3 Years ROE 27.8%
Solid return on assets for a lender - ROA of 3.4%
Asset quality is healthy - gross NPA of just 1.8%
Company has consistently been profitable over the last 5 years

CONS

Company has a low return on capital employed of 10.1%
Free cash flow has been persistently negative

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance Term Lending

Part ofNIFTY NEXT 50 NIFTY DIV OPPS 50 NIFTYLARGEMIDCAP250 NIFTY100 EQL WGT NIFTY FIN SERVICE

S.No.	Name
1.	PFC	353.25	4.48	116576.09	5.25	8997.92	0.18	28526.86	0.32	10.05	99.88
2.	IRFC	81.07	14.73	105946.38	2.59	1927.21	10.40	8261.11	451.73	5.64	99.49
3.	RECLTD	312.90	5.14	82393.58	5.93	4192.76	-6.11	14434.92	-1.51	9.71	96.90
4.	IFCI	82.32	127.15	22179.60	0.00	60.27	-3.46	327.06	4.79	7.56	57.66
5.	TFCILTD	140.55	76.12	6507.15	0.43	18.38	-8.25	51.00	-17.46	11.13	90.10
6.	SATIN	216.75	5.84	2394.46	0.00	1226.46	2619.42	7621.36	983.89	12.15	62.96
7.	TRU	4.32	0.00	51.35	0.00	-10.58	-16.29	11.27	-62.55	3.48	-79.12

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	20,867	22,391	23,373	24,064	24,656	25,518	26,555	28,988	28,436	28,752	28,943	28,673	28,527
	-65	13,775	791	-589	310	366	431	2,148	212	1,514	1,031	416	17,303
Operating Profit	21,074	22,942	22,781	24,731	24,407	25,356	26,367	27,117	28,327	27,376	28,027	28,504	28,492
OPM %	100.99%	102.46%	97.47%	102.77%	98.99%	99.36%	99.29%	93.55%	99.62%	95.21%	96.84%	99.41%	99.88%
Other Income	9	13	22	35	20	33	24	20	90	11	46	-63	36
Interest	13,670	14,313	14,827	15,154	15,521	16,008	16,560	16,567	17,204	17,314	17,572	17,333	17,250
Depreciation	12	13	14	15	12	13	15	16	14	15	18	16	18
	7,401	8,629	7,961	9,597	8,894	9,368	9,816	10,555	11,199	10,057	10,502	11,092	11,260
Tax %	19.17%	23.19%	20.94%	21.26%	19.25%	22.98%	20.95%	20.81%	19.80%	22.10%	21.80%	22.49%	20.09%
Net Profit	0	6,628	0	0	7,182	7,215	7,760	8,358	8,981	7,834	8,212	8,598	8,998
	14	1	14	17	17	16	18	19	21	17	19	21	2

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	27,481	48,624	54,106	62,189	71,656	76,262	77,568	91,097	1,06,502	1,15,444	1,14,895
	5,584	6,583	2,585	8,001	8,342	8,593	4,459	1,788	3,835	5,224	20,264
Operating Profit	21,897	42,041	51,520	54,189	63,314	67,669	73,109	89,309	1,02,667	1,10,220	94,631
OPM %	79.68%	86.46%	95.22%	87.13%	88.36%	88.73%	94.25%	98.04%	96.40%	95.48%	82.36%
	378	24	959	759	1,284	482	465	2,321	676	2,108	12
Interest	16,970	30,292	34,646	40,852	44,688	44,712	47,026	57,989	64,654	69,415	69,470
Depreciation	41	15	15	24	25	35	52	53	56	63	67
Profit before Tax	5,264	11,779	17,862	14,093	19,891	23,382	26,496	33,588	38,632	42,850	42,911
Tax %	57.52%	25.32%	29.23%	32.75%	20.99%	19.73%	20.07%	21.22%	21.01%	21.53%	21.60%
Net Profit	2,236	8,797	12,640	9,477	15,716	18,768	21,179	26,461	30,514	33,625	33,642
EPS	8.47	25.34	37.58	26.98	44.50	53.08	48.15	59.88	69.67	78.49	—
Dividend Payout %	59.03%	30.79%	0.00%	35.22%	22.47%	22.61%	22.02%	22.54%	22.68%	23.64%	—

COMPOUNDED SALES GROWTH

10 Years:: 15%
5 Years:: 10%
3 Years:: 14%

COMPOUNDED PROFIT GROWTH

10 Years:: 15%
5 Years:: 17%
3 Years:: 18%

STOCK PRICE CAGR

10 Years:: 14%
5 Years:: 27%
3 Years:: 16%
1 Year:: -12%

RETURN ON EQUITY

10 Years:: 25%
5 Years:: 28%
3 Years:: 28%
Last Year:: 27%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	2,640	2,640	2,640	2,640	2,640	2,640	2,640	3,300	3,300	3,300
Minority Interest	0	15,435	16,363	16,766	21,023	24,599	27,823	33,142	37,417	40,580
	34,205	37,194	44,481	46,760	58,127	69,036	81,518	97,847	1,14,438	1,29,561
	1,83,794	4,37,311	5,50,455	6,11,216	6,74,689	6,76,726	7,64,728	8,92,057	10,02,536	10,55,616
Trade Payables	121	67	75	53	71	50	64	118	151	210
	38,778	22,490	8,484	12,080	12,696	10,634	11,998	6,358	14,027	8,416
Total Liabilities	2,59,537	5,15,138	6,22,499	6,89,515	7,69,246	7,83,685	8,88,772	10,32,821	11,71,869	12,37,683
	296	161	196	238	341	719	782	764	760	754
Capital Work in Progress	0	127	197	288	336	53	11	28	76	128
	3,145	5,493	4,604	4,404	3,499	3,774	5,973	10,971	12,792	15,549
	0	0	0	0	0	0	0	192	274	327
Cash & Bank	3,793	2,849	16,377	4,188	8,203	6,684	4,101	3,366	9,500	4,673
	2,52,303	5,06,507	6,01,126	6,80,398	7,56,868	7,72,454	8,77,904	10,17,500	11,48,467	12,16,253
Total Assets	2,59,537	5,15,138	6,22,499	6,89,515	7,69,246	7,83,685	8,88,772	10,32,821	11,71,869	12,37,683

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	5,097	-52,299	-75,706	-38,838	-54,067	10,246	-69,618	-97,820	-92,270	-4,504
Cash from Investing	-667	1,409	-13,463	-73	1,741	-547	-1,694	-3,409	-2,212	-3,441
Cash from Financing	1,950	52,018	93,616	43,399	60,424	-8,371	75,537	1,01,261	94,159	9,265
	3,079	-3,720	-98	1,179	3,023	-4,014	-874	32	-323	1,319

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	55.99	55.99	55.99	55.99	55.99	55.99	55.99	55.99	55.99
	17.93	17.74	18.04	18.84	18.66	18.84	18.33	19.64	20.54
	17.04	17.43	17.12	16.13	16.07	16.00	15.44	15.01	14.46
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Public	9.04	8.83	8.84	9.03	9.26	9.17	10.24	9.35	9.00

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-09

Change in Auditors

2026-09-09 - Power Finance Corporation Limited has informed the Exchange regarding Change in Auditors of the company.

2026-09-01

Shareholders meeting

2026-09-01 - Power Finance Corporation Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on August 31, 2026. Further, the company has informed the Exchange regarding voting results.

2026-08-31

General Updates

2026-08-31 - Proceedings of 40th AGM of Power Finance Corporation Limited

2026-08-29

General Updates

2026-08-29 - Transfer of Fatehgarh II Transmission Limited (wholly owned subsidiary of PFC Consulting Limited) (wholly owned subsidiary of Power Finance Corporation Limited).

2026-08-14

General Updates

2026-08-14 - Newspaper Publication-Financial Results

2026-08-12

General Updates

2026-08-12 - Newspaper Publication in respect of Notice of 40th Annual General Meeting & e-voting information

2026-08-09

Shareholders meeting

2026-08-09 - Power Finance Corporation Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on August 31, 2026

2026-08-08

General Updates

2026-08-08 - Power Finance Corporation Limited has informed the Exchange about General Updates

2026-08-08

General Updates

2026-08-08 - Power Finance Corporation Limited has informed the Exchange about General Updates

News

Recent coverage and analyst commentary for PFC

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Power Finance Corporation Ltd.

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Free 5nance Account

Name

PFC

353.25

4.48

116576.09

5.25

8997.92

0.18

28526.86

0.32

10.05

99.88

IRFC

81.07

14.73

105946.38

2.59

1927.21

10.40

8261.11

451.73

5.64

99.49

RECLTD

312.90

5.14

82393.58

5.93

4192.76

-6.11

14434.92

-1.51

9.71

96.90

IFCI

82.32

127.15

22179.60

0.00

60.27

-3.46

327.06

4.79

7.56

57.66

TFCILTD

140.55

76.12

6507.15

0.43

18.38

-8.25

51.00

-17.46

11.13

90.10

SATIN

216.75

5.84

2394.46

0.00

1226.46

2619.42

7621.36

983.89

12.15

62.96

TRU

4.32

0.00

51.35

0.00

-10.58

-16.29

11.27

-62.55

3.48

-79.12

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

20,867

22,391

23,373

24,064

24,656

25,518

26,555

28,988

28,436

28,752

28,943

28,673

28,527

-65

13,775

791

-589

310

366

431

2,148

212

1,514

1,031

416

17,303

Operating Profit

21,074

22,942

22,781

24,731

24,407

25,356

26,367

27,117

28,327

27,376

28,027

28,504

28,492

OPM %

100.99%

102.46%

97.47%

102.77%

98.99%

99.36%

99.29%

93.55%

99.62%

95.21%

96.84%

99.41%

99.88%

Other Income

-63

Interest

13,670

14,313

14,827

15,154

15,521

16,008

16,560

16,567

17,204

17,314

17,572

17,333

17,250

Depreciation

7,401

8,629

7,961

9,597

8,894

9,368

9,816

10,555

11,199

10,057

10,502

11,092

11,260

Tax %

19.17%

23.19%

20.94%

21.26%

19.25%

22.98%

20.95%

20.81%

19.80%

22.10%

21.80%

22.49%

20.09%

Net Profit

6,628

7,182

7,215

7,760

8,358

8,981

7,834

8,212

8,598

8,998

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

27,481

48,624

54,106

62,189

71,656

76,262

77,568

91,097

1,06,502

1,15,444

1,14,895

5,584

6,583

2,585

8,001

8,342

8,593

4,459

1,788

3,835

5,224

20,264

Operating Profit

21,897

42,041

51,520

54,189

63,314

67,669

73,109

89,309

1,02,667

1,10,220

94,631

OPM %

79.68%

86.46%

95.22%

87.13%

88.36%

88.73%

94.25%

98.04%

96.40%

95.48%

82.36%

378

959

759

1,284

482

465

2,321

676

2,108

Interest

16,970

30,292

34,646

40,852

44,688

44,712

47,026

57,989

64,654

69,415

69,470

Depreciation

Profit before Tax

5,264

11,779

17,862

14,093

19,891

23,382

26,496

33,588

38,632

42,850

42,911

Tax %

57.52%

25.32%

29.23%

32.75%

20.99%

19.73%

20.07%

21.22%

21.01%

21.53%

21.60%

Net Profit

2,236

8,797

12,640

9,477

15,716

18,768

21,179

26,461

30,514

33,625

33,642

EPS

8.47

25.34

37.58

26.98

44.50

53.08

48.15

59.88

69.67

78.49

—

Dividend Payout %

59.03%

30.79%

0.00%

35.22%

22.47%

22.61%

22.02%

22.54%

22.68%

23.64%

—

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Equity Capital

2,640

3,300

Minority Interest

15,435

16,363

16,766

21,023

24,599

27,823

33,142

37,417

40,580

34,205

37,194

44,481

46,760

58,127

69,036

81,518

97,847

1,14,438

1,29,561

1,83,794

4,37,311

5,50,455

6,11,216

6,74,689

6,76,726

7,64,728

8,92,057

10,02,536

10,55,616

Trade Payables

121

118

151

210

38,778

22,490

8,484

12,080

12,696

10,634

11,998

6,358

14,027

8,416

Total Liabilities

2,59,537

5,15,138

6,22,499

6,89,515

7,69,246

7,83,685

8,88,772

10,32,821

11,71,869

12,37,683

296

161

196

238

341

719

782

764

760

754

Capital Work in Progress

127

197

288

336

128

3,145

5,493

4,604

4,404

3,499

3,774

5,973

10,971

12,792

15,549

192

274

327

Cash & Bank

3,793

2,849

16,377

4,188

8,203

6,684

4,101

3,366

9,500

4,673

2,52,303

5,06,507

6,01,126

6,80,398

7,56,868

7,72,454

8,77,904

10,17,500

11,48,467

12,16,253

Total Assets

2,59,537

5,15,138

6,22,499

6,89,515

7,69,246

7,83,685

8,88,772

10,32,821

11,71,869

12,37,683

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

5,097

-52,299

-75,706

-38,838

-54,067

10,246

-69,618

-97,820

-92,270

-4,504

Cash from Investing

-667

1,409

-13,463

-73

1,741

-547

-1,694

-3,409

-2,212

-3,441

Cash from Financing

1,950

52,018

93,616

43,399

60,424

-8,371

75,537

1,01,261

94,159

9,265

3,079

-3,720

-98

1,179

3,023

-4,014

-874

-323

1,319

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

55.99

17.93

17.74

18.04

18.84

18.66

18.84

18.33

19.64

20.54

17.04

17.43

17.12

16.13

16.07

16.00

15.44

15.01

14.46

Government

0.00

Public

9.04

8.83

8.84

9.03

9.26

9.17

10.24

9.35

9.00

Power Finance Corporation Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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Power Finance Corporation Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI