Power Finance Corporation Ltd.

•

pfcindia.comBSE: 532810NSE: PFC

Market Cap₹ 1,15,735 Cr.

Current Price

High / Low₹ 486 / 330

Stock P/E5.7

Book Value₹ 329

Price to Book1.22

Dividend Yield5.29 %

ROCE9.9 %

ROE20.7 %

Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Comfortable capital adequacy - CAR of 23.4%
Solid return on assets for a lender - ROA of 3.4%
Company has a good return on equity (ROE) track record: 3 Years ROE 20.2%
Asset quality is healthy - gross NPA of just 1.8%
Company has been maintaining a healthy dividend payout of 30.5%

CONS

Company has a low return on capital employed of 9.8%
Free cash flow has been persistently negative

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance Term Lending

Part ofNIFTY NEXT 50 NIFTY DIV OPPS 50 NIFTYLARGEMIDCAP250 NIFTY100 EQL WGT NIFTY FIN SERVICE

S.No.	Name
1.	PFC	350.70	4.44	115734.57	5.29	8997.92	0.18	28526.86	0.32	10.05	99.88
2.	IRFC	81.37	14.79	106338.43	2.58	1927.21	10.40	8261.11	451.73	5.64	99.49
3.	RECLTD	315.35	5.18	83038.72	5.88	4192.76	-6.11	14434.92	-1.51	9.71	96.90
4.	IFCI	89.04	137.53	23990.17	0.00	60.27	-3.46	327.06	4.79	7.56	57.66
5.	TFCILTD	141.40	76.58	6546.50	0.42	18.38	-8.25	51.00	-17.46	11.13	90.10
6.	SATIN	215.00	5.80	2375.13	0.00	1226.46	2619.42	7621.36	983.89	12.15	62.96
7.	TRU	4.13	0.00	49.09	0.00	-10.58	-16.29	11.27	-62.55	3.48	-79.12

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	10,139	11,787	11,852	12,244	11,910	13,207	13,044	14,939	13,773	14,756	14,656	15,319	13,993
	-153	7,003	526	-34	-127	256	245	1,042	-11	1,027	366	-824	8,082
Operating Profit	10,292	11,751	11,326	12,278	12,037	12,950	12,798	13,897	13,784	13,728	14,290	16,143	14,423
OPM %	101.51%	99.69%	95.56%	100.28%	101.07%	98.06%	98.12%	93.03%	100.08%	93.04%	97.50%	105.38%	103.07%
Other Income	3	1	2	5	6	9	9	5	3	1	5	29	2
Interest	6,621	6,963	7,174	7,258	7,500	7,502	7,722	7,794	8,270	8,183	8,329	8,403	8,503
Depreciation	4	4	5	6	4	4	5	6	5	6	8	6	9
	3,671	4,785	4,150	5,020	4,539	5,452	5,079	6,101	5,513	5,540	5,957	7,764	5,913
Tax %	18.09%	19.60%	18.61%	17.62%	18.10%	19.85%	18.20%	16.26%	18.35%	19.46%	20.04%	18.54%	19.75%
Net Profit	3,007	3,847	3,377	4,135	3,718	4,370	4,155	5,109	4,502	4,462	4,763	6,325	4,745
	9	1	10	13	11	13	13	15	14	14	14	19	1

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	26,908	25,976	28,749	33,363	37,745	38,545	39,652	46,022	53,099	58,504	58,723
	5,517	3,186	962	4,020	5,183	3,718	2,669	933	1,661	2,623	8,651
Operating Profit	21,391	22,790	27,786	29,343	32,561	34,827	36,983	45,089	51,439	55,881	50,073
OPM %	79.50%	87.74%	96.65%	87.95%	86.27%	90.35%	93.27%	97.97%	96.87%	95.52%	85.27%
	360	18	1,025	713	853	86	490	590	283	2,096	37
Interest	16,635	16,957	18,989	21,855	23,196	22,672	23,284	28,035	30,529	33,178	33,419
Depreciation	6	6	6	9	11	13	19	18	20	24	28
Profit before Tax	5,110	5,845	9,816	8,193	10,207	12,228	14,171	17,626	21,172	24,774	25,174
Tax %	58.39%	24.95%	29.17%	30.97%	17.27%	18.04%	18.10%	18.49%	18.04%	19.06%	19.38%
Net Profit	2,126	4,387	6,953	5,655	8,444	10,022	11,605	14,367	17,352	20,051	20,295
EPS	8.05	16.62	26.34	21.42	31.98	37.96	35.17	43.54	52.58	60.76	—
Dividend Payout %	62.08%	46.94%	0.00%	44.35%	31.27%	31.61%	30.14%	31.01%	30.05%	30.53%	—

COMPOUNDED SALES GROWTH

10 Years:: 8%
5 Years:: 9%
3 Years:: 14%

COMPOUNDED PROFIT GROWTH

10 Years:: 13%
5 Years:: 19%
3 Years:: 20%

STOCK PRICE CAGR

10 Years:: 14%
5 Years:: 27%
3 Years:: 13%
1 Year:: -11%

RETURN ON EQUITY

10 Years:: 16%
5 Years:: 19%
3 Years:: 20%
Last Year:: 21%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	2,640	2,640	2,640	2,640	2,640	2,640	2,640	3,300	3,300	3,300
	33,830	34,316	40,648	42,524	49,753	56,710	65,562	75,903	87,637	99,232
	1,83,388	2,41,676	2,93,447	3,08,273	3,30,051	3,25,082	3,67,554	4,21,954	4,81,284	5,04,155
Trade Payables	0	0	0	0	0	0	13	12	8	25
	38,603	-3,271	3,930	5,398	5,643	5,826	5,030	857	2,597	8,444
Total Liabilities	2,58,461	2,75,361	3,40,665	3,58,835	3,88,087	3,90,258	4,40,800	5,02,026	5,74,826	6,15,156
	63	27	28	68	73	80	78	76	85	99
	3,591	2,520	16,586	16,473	15,974	16,084	17,304	20,220	20,720	20,718
	0	0	0	0	0	0	0	0	0	0
Cash & Bank	3,573	553	14,201	199	4,762	3,961	1,618	222	6,758	2,261
	2,51,235	2,72,261	3,09,850	3,42,095	3,67,279	3,70,133	4,21,799	4,81,508	5,47,263	5,92,077
Total Assets	2,58,461	2,75,361	3,40,665	3,58,835	3,88,087	3,90,258	4,40,800	5,02,026	5,74,826	6,15,156

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	5,320	-22,077	-42,036	-6,961	-15,137	9,166	-33,345	-38,680	-50,365	-7,336
Cash from Investing	-475	1,428	-13,820	16	881	-211	-714	-1,473	-935	-535
Cash from Financing	1,475	23,775	58,092	8,343	20,169	-9,705	35,774	40,153	51,301	8,927
	3,087	495	-228	-128	3,535	-2,997	-699	-0	0	1,056

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	55.99	55.99	55.99	55.99	55.99	55.99	55.99	55.99	55.99
	17.93	17.74	18.04	18.84	18.66	18.84	18.33	19.64	20.54
	17.04	17.43	17.12	16.13	16.07	16.00	15.44	15.01	14.46
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Public	9.04	8.83	8.84	9.03	9.26	9.17	10.24	9.35	9.00

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-09

Change in Auditors

2026-09-09 - Power Finance Corporation Limited has informed the Exchange regarding Change in Auditors of the company.

2026-09-01

Shareholders meeting

2026-09-01 - Power Finance Corporation Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on August 31, 2026. Further, the company has informed the Exchange regarding voting results.

2026-08-31

General Updates

2026-08-31 - Proceedings of 40th AGM of Power Finance Corporation Limited

2026-08-29

General Updates

2026-08-29 - Transfer of Fatehgarh II Transmission Limited (wholly owned subsidiary of PFC Consulting Limited) (wholly owned subsidiary of Power Finance Corporation Limited).

2026-08-14

General Updates

2026-08-14 - Newspaper Publication-Financial Results

2026-08-12

General Updates

2026-08-12 - Newspaper Publication in respect of Notice of 40th Annual General Meeting & e-voting information

2026-08-09

Shareholders meeting

2026-08-09 - Power Finance Corporation Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on August 31, 2026

2026-08-08

General Updates

2026-08-08 - Power Finance Corporation Limited has informed the Exchange about General Updates

2026-08-08

General Updates

2026-08-08 - Power Finance Corporation Limited has informed the Exchange about General Updates

News

Recent coverage and analyst commentary for PFC

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Power Finance Corporation Ltd.

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Name

PFC

350.70

4.44

115734.57

5.29

8997.92

0.18

28526.86

0.32

10.05

99.88

IRFC

81.37

14.79

106338.43

2.58

1927.21

10.40

8261.11

451.73

5.64

99.49

RECLTD

315.35

5.18

83038.72

5.88

4192.76

-6.11

14434.92

-1.51

9.71

96.90

IFCI

89.04

137.53

23990.17

0.00

60.27

-3.46

327.06

4.79

7.56

57.66

TFCILTD

141.40

76.58

6546.50

0.42

18.38

-8.25

51.00

-17.46

11.13

90.10

SATIN

215.00

5.80

2375.13

0.00

1226.46

2619.42

7621.36

983.89

12.15

62.96

TRU

4.13

0.00

49.09

0.00

-10.58

-16.29

11.27

-62.55

3.48

-79.12

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

10,139

11,787

11,852

12,244

11,910

13,207

13,044

14,939

13,773

14,756

14,656

15,319

13,993

-153

7,003

526

-34

-127

256

245

1,042

-11

1,027

366

-824

8,082

Operating Profit

10,292

11,751

11,326

12,278

12,037

12,950

12,798

13,897

13,784

13,728

14,290

16,143

14,423

OPM %

101.51%

99.69%

95.56%

100.28%

101.07%

98.06%

98.12%

93.03%

100.08%

93.04%

97.50%

105.38%

103.07%

Other Income

Interest

6,621

6,963

7,174

7,258

7,500

7,502

7,722

7,794

8,270

8,183

8,329

8,403

8,503

Depreciation

3,671

4,785

4,150

5,020

4,539

5,452

5,079

6,101

5,513

5,540

5,957

7,764

5,913

Tax %

18.09%

19.60%

18.61%

17.62%

18.10%

19.85%

18.20%

16.26%

18.35%

19.46%

20.04%

18.54%

19.75%

Net Profit

3,007

3,847

3,377

4,135

3,718

4,370

4,155

5,109

4,502

4,462

4,763

6,325

4,745

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

26,908

25,976

28,749

33,363

37,745

38,545

39,652

46,022

53,099

58,504

58,723

5,517

3,186

962

4,020

5,183

3,718

2,669

933

1,661

2,623

8,651

Operating Profit

21,391

22,790

27,786

29,343

32,561

34,827

36,983

45,089

51,439

55,881

50,073

OPM %

79.50%

87.74%

96.65%

87.95%

86.27%

90.35%

93.27%

97.97%

96.87%

95.52%

85.27%

360

1,025

713

853

490

590

283

2,096

Interest

16,635

16,957

18,989

21,855

23,196

22,672

23,284

28,035

30,529

33,178

33,419

Depreciation

Profit before Tax

5,110

5,845

9,816

8,193

10,207

12,228

14,171

17,626

21,172

24,774

25,174

Tax %

58.39%

24.95%

29.17%

30.97%

17.27%

18.04%

18.10%

18.49%

18.04%

19.06%

19.38%

Net Profit

2,126

4,387

6,953

5,655

8,444

10,022

11,605

14,367

17,352

20,051

20,295

EPS

8.05

16.62

26.34

21.42

31.98

37.96

35.17

43.54

52.58

60.76

—

Dividend Payout %

62.08%

46.94%

0.00%

44.35%

31.27%

31.61%

30.14%

31.01%

30.05%

30.53%

—

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Equity Capital

2,640

3,300

33,830

34,316

40,648

42,524

49,753

56,710

65,562

75,903

87,637

99,232

1,83,388

2,41,676

2,93,447

3,08,273

3,30,051

3,25,082

3,67,554

4,21,954

4,81,284

5,04,155

Trade Payables

38,603

-3,271

3,930

5,398

5,643

5,826

5,030

857

2,597

8,444

Total Liabilities

2,58,461

2,75,361

3,40,665

3,58,835

3,88,087

3,90,258

4,40,800

5,02,026

5,74,826

6,15,156

3,591

2,520

16,586

16,473

15,974

16,084

17,304

20,220

20,720

20,718

Cash & Bank

3,573

553

14,201

199

4,762

3,961

1,618

222

6,758

2,261

2,51,235

2,72,261

3,09,850

3,42,095

3,67,279

3,70,133

4,21,799

4,81,508

5,47,263

5,92,077

Total Assets

2,58,461

2,75,361

3,40,665

3,58,835

3,88,087

3,90,258

4,40,800

5,02,026

5,74,826

6,15,156

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

5,320

-22,077

-42,036

-6,961

-15,137

9,166

-33,345

-38,680

-50,365

-7,336

Cash from Investing

-475

1,428

-13,820

881

-211

-714

-1,473

-935

-535

Cash from Financing

1,475

23,775

58,092

8,343

20,169

-9,705

35,774

40,153

51,301

8,927

3,087

495

-228

-128

3,535

-2,997

-699

-0

1,056

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

55.99

17.93

17.74

18.04

18.84

18.66

18.84

18.33

19.64

20.54

17.04

17.43

17.12

16.13

16.07

16.00

15.44

15.01

14.46

Government

0.00

Public

9.04

8.83

8.84

9.03

9.26

9.17

10.24

9.35

9.00

Power Finance Corporation Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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Power Finance Corporation Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI