Shrem InvIT
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ABOUT
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Solid return on assets for a lender - ROA of 3.8%
- Latest quarter profit grew 222.2% YoY, showing strong momentum
- Operating margins have improved to 83.4% from 49.7%
- Offers a healthy dividend yield of 9.5%
- Company generates healthy free cash flow
- Company has a consistent dividend-paying track record
CONS
- A large part of profit comes from other income (52.7% of PBT)
- Company has a low return on capital employed of 8.9%
- Effective tax rate is unusually low at 0.0% - earnings may be flattered
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1917.30 | 30.28 | 307163.22 | 0.08 | 62966.70 | 1081.55 | 420369.00 | 1091.26 | 11.88 | 40.79 |
| AIIL | 546.65 | 22.13 | 46422.91 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 13.85 | 88.91 |
| CHOLAHLDNG | 1525.75 | 10.74 | 28650.15 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13000.05 | 13.35 | 26301.84 | 0.66 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 266.10 | 22.71 | 25602.92 | 0.08 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13002.55 | 53.35 | 14860.05 | 1.69 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JSWHL | 11435.95 | 92.40 | 12693.48 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| JMFINANCIL | 124.75 | 11.48 | 11938.08 | 2.61 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| TSFINV | 437.25 | 19.95 | 9711.49 | 2.55 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 256.95 | 161.25 | 8857.93 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2282.95 | 7.87 | 7326.12 | 1.82 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| SHREMINVIT | 100.50 | 0.00 | 0.00 | 9.48 | 1539.47 | — | 5071.44 | 858.59 | 9.73 | 55.92 |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2025 | Jun 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|
| 282 | 267 | 231 | 2,356 | |
| 62 | 198 | 34 | 1,664 | |
| Operating Profit | 220 | 70 | 198 | 691 |
| OPM % | 77.85% | 26.08% | 85.38% | 29.35% |
| 52 | 56 | 161 | 240 | |
| Interest | 170 | 156 | 169 | 1,321 |
| Depreciation | 0 | 0 | 0 | 0 |
| Profit before Tax | 102 | 126 | 190 | 931 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | 102 | 126 | 190 | 931 |
| 1.70 | 2.06 | 3.11 | 1.52 |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|
| 0 | 336 | 577 | 1,209 | 1,185 | 994 | 3,137 | |
| 3 | 33 | 353 | 166 | 225 | 165 | 1,958 | |
| Operating Profit | -3 | 303 | 223 | 1,043 | 960 | 829 | 1,178 |
| OPM % | — | 90.05% | 38.75% | 86.30% | 80.98% | 83.38% | 37.57% |
| 0 | 60 | 63 | 79 | 136 | 251 | 508 | |
| Interest | 0 | 127 | 276 | 563 | 642 | 604 | 1,815 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before Tax | -3 | 236 | 10 | 558 | 454 | 476 | 1,348 |
| Tax % | -0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | -3 | 236 | 10 | 558 | 454 | 476 | 1,348 |
| EPS | 0.00 | 6.03 | 0.23 | 11.01 | 9.06 | 10.17 | — |
| Dividend Payout % | — | 51.97% | 696.86% | 51.95% | 32.22% | 93.69% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 20%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 260%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
- 1 Year:
- —
RETURN ON EQUITY
- 10 Years:
- —
- 5 Years:
- 9%
- 3 Years:
- 10%
- Last Year:
- 11%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 0 | 3,767 | 5,063 | 5,072 | 5,011 | 4,675 |
| -3 | 78 | -72 | -75 | -165 | -746 | |
| 0 | 3,194 | 6,082 | 6,772 | 7,568 | 6,772 | |
| Trade Payables | 3 | 0 | 3 | 0 | 0 | 1 |
| 0 | 0 | 14 | 629 | 846 | 824 | |
| Total Liabilities | 0 | 7,039 | 11,089 | 12,399 | 13,261 | 11,525 |
| 0 | 6,663 | 10,387 | 11,503 | 12,460 | 10,396 | |
| 0 | 0 | 0 | 13 | 3 | 1 | |
| Cash & Bank | 0 | 74 | 123 | 94 | 47 | 158 |
| 0 | 302 | 579 | 789 | 751 | 969 | |
| Total Assets | 0 | 7,039 | 11,089 | 12,399 | 13,261 | 11,525 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| 0 | 252 | 534 | 1,144 | 999 | 714 | |
| Cash from Investing | 0 | -6,752 | -3,784 | -1,418 | -789 | 2,234 |
| Cash from Financing | 0 | 6,514 | 3,356 | 203 | -211 | -2,837 |
| 0 | 14 | 105 | -72 | -1 | 111 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
No announcements filed.
News
Recent coverage and analyst commentary for SHREMINVIT
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Shrem InvIT
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