Crescentis Capital Ltd.

•

somdattfin.comBSE: -NSE: SOMDUTTFIN

Market Cap₹ 169 Cr.

Current Price

High / Low—

Stock P/E143.9

Book Value₹ 49

Price to Book2.51

Dividend Yield0.00 %

ROCE-4.9 %

ROE-4.8 %

Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2019 • Capital Mkt Operation: 100.0%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Promoters have been increasing their shareholding - up 5.6pp over 2 years
Asset quality is healthy - gross NPA of just 0.3%
Latest quarter profit grew 133.4% YoY, showing strong momentum

CONS

Company is loss-making at the operating / net level
Company has a low return on capital employed of 8.0%
Company has a low return on equity of 6.6% over last 3 years
Company's sales have been declining over the last five years
Equity base is being diluted - shares outstanding up 70.0%
Operating margins have contracted to -18.4% from 11.5%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Investment

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJAJFINSV	1958.00	30.92	313683.61	0.08	6296.67	18.15	42036.90	92.22	11.88	40.79
2.	AIIL	519.30	21.02	44100.28	0.00	11082.20	1075.19	14695.40	1109.37	30.27	88.91
3.	CHOLAHLDNG	1503.20	10.58	28226.71	0.09	1788.99	42.04	11113.57	42.92	10.52	57.53
4.	TVSHLTD	13145.00	13.50	26595.10	0.65	1173.58	73.77	17076.18	40.01	19.39	16.25
5.	CGCL	271.75	23.19	26146.53	0.07	353.38	102.04	1576.47	62.12	11.68	68.54
6.	MAHSCOOTER	13642.20	55.98	15591.08	1.61	3.32	-90.61	5.41	-81.52	1.06	84.10
7.	JMFINANCIL	134.50	12.38	12871.11	2.42	368.57	-19.66	1200.53	9.69	11.91	58.30
8.	JSWHL	11523.05	93.10	12790.15	0.00	24.54	-92.74	34.58	14.97	0.58	92.45
9.	TSFINV	406.05	18.52	9018.53	2.75	124.95	-92.11	305.57	102.23	3.47	53.35
10.	RELIGARE	251.85	158.05	8682.12	0.00	-46.98	-674.86	2353.40	1051.76	4.71	-2.08
11.	KAMAHOLD	2344.15	8.08	7522.51	1.77	584.02	10.80	4657.56	7.07	20.86	22.01
12.	SOMDUTTFIN	99.55	958.86	169.37	0.00	78.18	2230.95	109.43	2110.26	-4.86	89.29

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	3	4	4	4	5	0	-4	-4	5	0	4	-7	109
	0	0	0	0	1	1	1	1	1	1	1	1	13
Operating Profit	3	3	4	3	4	-1	-5	-4	4	-1	2	-9	98
OPM %	96.35%	92.82%	89.98%	86.46%	88.46%	-1866.67%	119.91%	120.64%	83.43%	-261.54%	64.78%	118.28%	89.29%
Other Income	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	0	0	0	0	0	0	0	0	0	0	0	0	1
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	1
	3	3	4	3	4	-1	-5	-4	4	-1	2	-9	96
Tax %	11.67%	10.71%	12.13%	9.27%	27.46%	7.14%	16.21%	16.22%	18.49%	33.33%	47.58%	17.14%	18.75%
Net Profit	3	3	4	3	3	-1	-4	-4	3	-0	1	-7	78
	3	3	4	3	3	-0	-4	-3	3	-0	1	-5	5

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	653	758	1	0	34	21	7	19	-1	16	7
	653	758	0	0	29	16	6	5	5	19	5
Operating Profit	-0	0	0	0	5	5	1	14	-6	-3	3
OPM %	-0.00%	0.00%	39.04%	5.32%	14.33%	22.75%	11.50%	73.59%	983.50%	-18.42%	34.22%
	0	0	0	0	0	0	0	0	0	0	0
Interest	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0
Profit before Tax	0	0	0	0	5	5	1	14	-6	-3	2
Tax %	22.19%	26.90%	27.81%	-136.80%	8.47%	18.42%	10.82%	10.98%	6.81%	21.14%	48.83%
Net Profit	0	0	0	0	4	4	1	12	-5	-3	1
EPS	0.00	0.00	0.00	0.06	4.42	3.84	0.72	12.09	-5.42	-1.48	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: -30%
5 Years:: -14%
3 Years:: 31%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: —

RETURN ON EQUITY

10 Years:: 7%
5 Years:: 8%
3 Years:: 7%
Last Year:: -5%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	10	10	10	10	10	10	10	10	10	17
	4	4	4	4	9	13	13	25	20	59
	0	0	0	0	0	0	0	0	0	14
	1	0	0	-0	0	1	1	-1	-1	-2
Total Liabilities	15	14	14	14	19	24	25	34	28	89
	0	0	1	0	0	0	0	0	0	0
	2	2	11	13	18	18	21	32	27	40
	8	9	0	0	0	0	0	0	0	0
	0	0	0	0	0	0	0	0	0	0
Cash & Bank	2	1	0	1	0	3	2	2	0	1
	3	3	3	0	1	3	2	0	1	47
Total Assets	15	14	14	14	19	24	25	34	28	89

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-3	-1	1	2	4	2	2	-2	-2	-44
Cash from Investing	1	0	-1	-1	-4	2	-3	3	0	-18
Cash from Financing	0	0	0	0	0	0	0	0	-0	63
	-1	-1	-0	1	-1	3	-1	0	-2	1

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
PER SHARE
EPS (₹)	0.38	0.04	0.17	0.06	4.42	3.84	0.72	12.09	-5.42	-1.48
Book Value (₹)	14.32	14.09	14.30	14.36	18.78	22.62	23.34	35.42	29.75	44.70
Dividend per Share (₹)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash EPS (₹)	0.32	0.04	0.14	0.05	3.66	3.18	0.60	10.00	-4.47	-1.46
PROFITABILITY
Operating Margin %	0.08%	0.01%	39.04%	5.65%	14.33%	22.75%	11.51%	73.59%	983.50%	-18.42%
Net Margin %	0.06%	0.01%	27.88%	12.17%	13.11%	18.50%	10.14%	64.94%	917.65%	-15.78%
ROE %	2.71%	0.29%	1.19%	0.41%	26.70%	18.54%	3.13%	41.14%	-16.63%	-4.77%
ROCE %	3.48%	0.40%	1.64%	0.17%	29.17%	22.77%	3.51%	46.58%	-17.84%	-4.86%
	2.53%	0.28%	1.18%	0.41%	26.43%	17.85%	2.97%	41.09%	-17.30%	-4.31%
EFFICIENCY
Debtor Days	0	0	252	0	0	17	0	0	0	0
Inventory Days	4	4	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	1	1	2	0	14	4
	4	4	252	0	0	16	-2	0	-14	-4
FINANCIAL HEALTH
Debt to Equity (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.19x
Interest Coverage (x)	4044.13x	246.48x	1460.29x	1109.63x	0.00x	476.47x	0.00x	126.95x	0.00x	-10.41x
	20.88x	224.20x	131.13x	9.51x	1.83x	6.19x	1.83x	11.91x	6.17x	0.53x
GROWTH
Revenue Growth %	9.69%	16.03%	-99.92%	-19.73%	6858.36%	-38.53%	-65.76%	162.12%	-103.17%	-2809.95%
Operating Profit Growth %	32.67%	-88.08%	300.41%	-88.39%	0.00%	-2.42%	-82.68%	1575.81%	-142.37%	50.30%
Net Profit Growth %	1.33%	-89.25%	309.50%	-64.96%	7396.00%	-13.27%	-81.23%	1578.55%	-144.82%	53.41%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1578.54%	-144.82%	72.59%
VALUATION
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	6.63x	0.00x	0.00x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	2.74x	3.33x	2.51x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	6.95x	-17.06x	-70.64x

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	69.36	69.36	69.36	69.36	69.36	74.98	74.98	74.98	74.98
FIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
DIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	30.64	30.64	30.64	30.64	30.64	25.02	25.02	25.02	25.02

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

No announcements filed.

News

Recent coverage and analyst commentary for SOMDUTTFIN

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Crescentis Capital Ltd.

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Name

BAJAJFINSV

1958.00

30.92

313683.61

0.08

6296.67

18.15

42036.90

92.22

11.88

40.79

AIIL

519.30

21.02

44100.28

0.00

11082.20

1075.19

14695.40

1109.37

30.27

88.91

CHOLAHLDNG

1503.20

10.58

28226.71

0.09

1788.99

42.04

11113.57

42.92

10.52

57.53

TVSHLTD

13145.00

13.50

26595.10

0.65

1173.58

73.77

17076.18

40.01

19.39

16.25

CGCL

271.75

23.19

26146.53

0.07

353.38

102.04

1576.47

62.12

11.68

68.54

MAHSCOOTER

13642.20

55.98

15591.08

1.61

3.32

-90.61

5.41

-81.52

1.06

84.10

JMFINANCIL

134.50

12.38

12871.11

2.42

368.57

-19.66

1200.53

9.69

11.91

58.30

JSWHL

11523.05

93.10

12790.15

0.00

24.54

-92.74

34.58

14.97

0.58

92.45

TSFINV

406.05

18.52

9018.53

2.75

124.95

-92.11

305.57

102.23

3.47

53.35

RELIGARE

251.85

158.05

8682.12

0.00

-46.98

-674.86

2353.40

1051.76

4.71

-2.08

KAMAHOLD

2344.15

8.08

7522.51

1.77

584.02

10.80

4657.56

7.07

20.86

22.01

SOMDUTTFIN

99.55

958.86

169.37

0.00

78.18

2230.95

109.43

2110.26

-4.86

89.29

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

-4

-7

109

Operating Profit

-1

-5

-4

-1

-9

OPM %

96.35%

92.82%

89.98%

86.46%

88.46%

-1866.67%

119.91%

120.64%

83.43%

-261.54%

64.78%

118.28%

89.29%

Other Income

Interest

Depreciation

-1

-5

-4

-1

-9

Tax %

11.67%

10.71%

12.13%

9.27%

27.46%

7.14%

16.21%

16.22%

18.49%

33.33%

47.58%

17.14%

18.75%

Net Profit

-1

-4

-0

-7

-0

-4

-3

-0

-5

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

653

758

-1

653

758

Operating Profit

-0

-6

-3

OPM %

-0.00%

0.00%

39.04%

5.32%

14.33%

22.75%

11.50%

73.59%

983.50%

-18.42%

34.22%

Interest

Depreciation

Profit before Tax

-6

-3

Tax %

22.19%

26.90%

27.81%

-136.80%

8.47%

18.42%

10.82%

10.98%

6.81%

21.14%

48.83%

Net Profit

-5

-3

EPS

0.00

0.06

4.42

3.84

0.72

12.09

-5.42

-1.48

—

Dividend Payout %

0.00%

—

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Equity Capital

-0

-1

-2

Total Liabilities

Cash & Bank

Total Assets

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

-3

-1

-2

-44

Cash from Investing

-1

-4

-3

-18

Cash from Financing

-0

-1

-0

-1

-2

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

PER SHARE

EPS (₹)

0.38

0.04

0.17

0.06

4.42

3.84

0.72

12.09

-5.42

-1.48

Book Value (₹)

14.32

14.09

14.30

14.36

18.78

22.62

23.34

35.42

29.75

44.70

Dividend per Share (₹)

0.00

Cash EPS (₹)

0.32

0.04

0.14

0.05

3.66

3.18

0.60

10.00

-4.47

-1.46

PROFITABILITY

Operating Margin %

0.08%

0.01%

39.04%

5.65%

14.33%

22.75%

11.51%

73.59%

983.50%

-18.42%

Net Margin %

0.06%

0.01%

27.88%

12.17%

13.11%

18.50%

10.14%

64.94%

917.65%

-15.78%

ROE %

2.71%

0.29%

1.19%

0.41%

26.70%

18.54%

3.13%

41.14%

-16.63%

-4.77%

ROCE %

3.48%

0.40%

1.64%

0.17%

29.17%

22.77%

3.51%

46.58%

-17.84%

-4.86%

2.53%

0.28%

1.18%

0.41%

26.43%

17.85%

2.97%

41.09%

-17.30%

-4.31%

EFFICIENCY

Debtor Days

252

Inventory Days

Payable Days

252

-2

-14

-4

FINANCIAL HEALTH

Debt to Equity (x)

0.00x

0.19x

Interest Coverage (x)

4044.13x

246.48x

1460.29x

1109.63x

0.00x

476.47x

0.00x

126.95x

0.00x

-10.41x

20.88x

224.20x

131.13x

9.51x

1.83x

6.19x

1.83x

11.91x

6.17x

0.53x

GROWTH

Revenue Growth %

9.69%

16.03%

-99.92%

-19.73%

6858.36%

-38.53%

-65.76%

162.12%

-103.17%

-2809.95%

Operating Profit Growth %

32.67%

-88.08%

300.41%

-88.39%

0.00%

-2.42%

-82.68%

1575.81%

-142.37%

50.30%

Net Profit Growth %

1.33%

-89.25%

309.50%

-64.96%

7396.00%

-13.27%

-81.23%

1578.55%

-144.82%

53.41%

0.00%

1578.54%

-144.82%

72.59%

VALUATION

P/E (x)

0.00x

6.63x

0.00x

P/B (x)

0.00x

2.74x

3.33x

2.51x

Dividend Yield %

0.00%

0.00x

6.95x

-17.06x

-70.64x

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

69.36

74.98

FIIs

0.00

DIIs

0.00

Government

0.00

30.64

25.02

Crescentis Capital Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

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Crescentis Capital Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI