International Constructions Ltd.

•

inltd.co.inBSE: -NSE: SUBCAPCITY

Market Cap₹ 32 Cr.

Current Price

High / Low₹ 89 / 89

Stock P/E—

Book Value₹ 104

Price to Book0.86

Dividend Yield0.00 %

ROCE-24.3 %

ROE-56.8 %

Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Solid return on assets for a lender - ROA of 34.0%
Asset quality is healthy - gross NPA of just 0.0%

CONS

Company is loss-making at the operating / net level
Capital adequacy is tight at 0.0% - limited headroom to grow
Company has a low return on equity of -16.6% over last 3 years
Company has a low return on capital employed of -2.4%
Free cash flow has been persistently negative
Thin net interest margin of 0.0%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJFINANCE	1034.20	31.71	643888.19	0.58	6080.60	27.60	23165.45	20.37	10.87	70.70
2.	SHRIRAMFIN	1028.00	21.37	241893.03	1.05	3452.77	59.90	13400.43	17.46	11.49	74.63
3.	CHOLAFIN	1845.00	27.40	157575.18	0.11	1656.22	45.56	8856.29	21.89	9.70	70.07
4.	TATACAP	362.80	28.50	154003.85	0.16	16281.80	1464.16	88219.30	1051.00	8.66	75.72
5.	JIOFIN	230.00	73.49	151872.26	0.26	8302.50	2457.29	20044.70	3172.82	2.11	69.71
6.	BAJAJHLDNG	11120.70	13.97	123766.17	1.75	2708.08	-92.27	394.33	23.34	14.81	684.72
7.	MUTHOOTFIN	2794.40	9.86	112186.35	1.07	2824.84	43.08	8671.60	36.25	15.87	83.76
8.	ABCAPITAL	398.60	26.59	109118.68	0.00	1223.85	43.85	12179.54	137.84	8.82	41.91
9.	LTF	309.50	24.37	77571.61	0.89	915.99	30.70	5212.92	22.38	8.54	62.13
10.	SBICARD	656.05	27.44	62432.55	0.38	664.44	19.51	5040.55	7.60	11.75	29.83
11.	HDBFS	668.65	25.53	55549.10	0.60	785.20	38.31	4937.90	18.71	9.09	57.98
12.	SUBCAPCITY	89.05	3.19	32.36	0.00	-334.27	-4258.15	515.55	2619.15	-24.31	-52.66

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022
	79	85	15	19	18	17	16	516
	69	33	21	29	30	27	24	856
Operating Profit	10	52	-6	-11	-13	-9	-8	-340
OPM %	12.37%	61.24%	-38.06%	-55.49%	-72.24%	-52.61%	-54.05%	-65.99%
	13	1	1	1	1	21	2	28
Interest	5	4	4	5	5	5	4	23
Depreciation	8	4	2	2	2	1	1	49
Profit before Tax	6	53	-4	-6	-11	10	-4	-315
Tax %	62.36%	34.63%	-28.57%	-34.09%	54.02%	-108.29%	39.49%	-6.17%
Net Profit	2	35	-5	-8	-5	21	-2	-334
	0.67	10.79	-1.45	-1.34	-1.35	5.14	-0.72	-69.10

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2021	Mar 2022	Mar 2023	TTM
	16	7	105	566
	9	8	120	937
Operating Profit	7	-1	-16	-371
OPM %	45.47%	-18.07%	-14.99%	-65.45%
	2	2	10	52
Interest	2	2	4	37
Depreciation	1	1	10	53
Profit before Tax	4	-1	-20	-320
Tax %	58.96%	133.71%	-21.94%	-0.38%
Net Profit	2	0	-25	-321
EPS	6.11	1.00	-45.08	—
Dividend Payout %	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: 91%
1 Year:: 327%

RETURN ON EQUITY

10 Years:: —
5 Years:: —
3 Years:: -17%
Last Year:: -57%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2021	Mar 2022	Mar 2023
Equity Capital	4	4	4
Minority Interest	26	26	40
	27	31	49
	13	17	25
Trade Payables	4	0	6
	12	24	43
Total Liabilities	86	101	166
	55	52	47
	16	21	11
Inventories	1	0	0
	8	3	21
Cash & Bank	0	0	11
	7	24	77
Total Assets	86	101	166

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2021	Mar 2022	Mar 2023
	-4	18	-10
Cash from Investing	-1	-20	-21
Cash from Financing	5	2	41
	-0	0	11

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2021	Mar 2022	Mar 2023

Shareholding Pattern

Numbers in percentages

	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022
	75.00	75.00	75.00	75.00	75.00	75.00	75.00	75.00
FIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
DIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	25.01	25.00	25.00	25.00	25.01	25.00	25.00	25.00

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

No announcements filed.

News

Recent coverage and analyst commentary for SUBCAPCITY

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International Constructions Ltd.

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Name

BAJFINANCE

1034.20

31.71

643888.19

0.58

6080.60

27.60

23165.45

20.37

10.87

70.70

SHRIRAMFIN

1028.00

21.37

241893.03

1.05

3452.77

59.90

13400.43

17.46

11.49

74.63

CHOLAFIN

1845.00

27.40

157575.18

0.11

1656.22

45.56

8856.29

21.89

9.70

70.07

TATACAP

362.80

28.50

154003.85

0.16

16281.80

1464.16

88219.30

1051.00

8.66

75.72

JIOFIN

230.00

73.49

151872.26

0.26

8302.50

2457.29

20044.70

3172.82

2.11

69.71

BAJAJHLDNG

11120.70

13.97

123766.17

1.75

2708.08

-92.27

394.33

23.34

14.81

684.72

MUTHOOTFIN

2794.40

9.86

112186.35

1.07

2824.84

43.08

8671.60

36.25

15.87

83.76

ABCAPITAL

398.60

26.59

109118.68

0.00

1223.85

43.85

12179.54

137.84

8.82

41.91

LTF

309.50

24.37

77571.61

0.89

915.99

30.70

5212.92

22.38

8.54

62.13

SBICARD

656.05

27.44

62432.55

0.38

664.44

19.51

5040.55

7.60

11.75

29.83

HDBFS

668.65

25.53

55549.10

0.60

785.20

38.31

4937.90

18.71

9.09

57.98

SUBCAPCITY

89.05

3.19

32.36

0.00

-334.27

-4258.15

515.55

2619.15

-24.31

-52.66

Dec 2020

Mar 2021

Jun 2021

Sep 2021

Dec 2021

Mar 2022

Jun 2022

Sep 2022

516

856

Operating Profit

-6

-11

-13

-9

-8

-340

OPM %

12.37%

61.24%

-38.06%

-55.49%

-72.24%

-52.61%

-54.05%

-65.99%

Interest

Depreciation

Profit before Tax

-4

-6

-11

-4

-315

Tax %

62.36%

34.63%

-28.57%

-34.09%

54.02%

-108.29%

39.49%

-6.17%

Net Profit

-5

-8

-5

-2

-334

0.67

10.79

-1.45

-1.34

-1.35

5.14

-0.72

-69.10

Mar 2021

Mar 2022

Mar 2023

TTM

105

566

120

937

Operating Profit

-1

-16

-371

OPM %

45.47%

-18.07%

-14.99%

-65.45%

Interest

Depreciation

Profit before Tax

-1

-20

-320

Tax %

58.96%

133.71%

-21.94%

-0.38%

Net Profit

-25

-321

EPS

6.11

1.00

-45.08

—

Dividend Payout %

0.00%

—

Mar 2021

Mar 2022

Mar 2023

Equity Capital

Minority Interest

Trade Payables

Total Liabilities

101

166

Inventories

Cash & Bank

Total Assets

101

166

Mar 2021

Mar 2022

Mar 2023

-4

-10

Cash from Investing

-1

-20

-21

Cash from Financing

-0

Mar 2021

Mar 2022

Mar 2023

Dec 2020

Mar 2021

Jun 2021

Sep 2021

Dec 2021

Mar 2022

Jun 2022

Sep 2022

75.00

FIIs

0.00

DIIs

0.00

Government

0.00

25.01

25.00

25.01

25.00

International Constructions Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI

International Constructions Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI