International Constructions Ltd.

•

inltd.co.inBSE: -NSE: SUBCAPCITY

Market Cap₹ 32 Cr.

Current Price

High / Low₹ 89 / 89

Stock P/E3.2

Book Value₹ 43

Price to Book2.08

Dividend Yield0.00 %

ROCE53.2 %

ROE50.8 %

Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Solid return on assets for a lender - ROA of 34.0%
Company has a healthy return on capital (ROCE) of 23.2%
Asset quality is healthy - gross NPA of just 0.0%
Company generates healthy free cash flow

CONS

Capital adequacy is tight at 0.0% - limited headroom to grow
Thin net interest margin of 0.0%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - NBFC

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJFINANCE	1060.50	32.52	660262.45	0.57	6080.60	27.60	23165.45	20.37	10.87	70.70
2.	SHRIRAMFIN	1041.00	21.64	244945.59	1.04	3452.77	59.90	13400.43	17.46	11.49	74.63
3.	TATACAP	375.00	29.46	159182.59	0.15	16281.80	1464.16	88219.30	1051.00	8.66	75.72
4.	JIOFIN	239.85	76.64	158376.35	0.25	8302.50	2457.29	20044.70	3172.82	2.11	69.71
5.	CHOLAFIN	1839.00	27.31	157062.74	0.11	1656.22	45.56	8856.29	21.89	9.70	70.07
6.	BAJAJHLDNG	11148.75	14.01	124078.35	1.75	2708.08	-92.27	394.33	23.34	14.81	684.72
7.	MUTHOOTFIN	2920.00	10.31	117228.79	1.03	2824.84	43.08	8671.60	36.25	15.87	83.76
8.	ABCAPITAL	404.80	27.00	110815.96	0.00	1223.85	43.85	12179.54	137.84	8.82	41.91
9.	LTF	314.00	24.73	78699.47	0.88	915.99	30.70	5212.92	22.38	8.54	62.13
10.	SBICARD	657.90	27.52	62608.60	0.38	664.44	19.51	5040.55	7.60	11.75	29.83
11.	HDBFS	682.25	26.05	56678.94	0.59	785.20	38.31	4937.90	18.71	9.09	57.98
12.	SUBCAPCITY	89.05	3.19	32.36	0.00	-334.27	-4258.15	515.55	2619.15	-24.31	-52.66

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022
	79	85	15	19	18	17	16	516
	69	33	21	29	30	27	24	856
Operating Profit	10	52	-6	-11	-13	-9	-8	-340
OPM %	12.37%	61.24%	-38.06%	-55.49%	-72.24%	-52.61%	-54.05%	-65.99%
	13	1	1	1	1	21	2	28
Interest	5	4	4	5	5	5	4	23
Depreciation	8	4	2	2	2	1	1	49
Profit before Tax	6	53	-4	-6	-11	10	-4	-315
Tax %	62.36%	34.63%	-28.57%	-34.09%	54.02%	-108.29%	39.49%	-6.17%
Net Profit	2	35	-5	-8	-5	21	-2	-334
	0.67	10.79	-1.45	-1.34	-1.35	5.14	-0.72	-69.10

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2021	Mar 2022	Mar 2023	TTM
	5	0	15	566
	2	2	3	937
Operating Profit	3	-2	12	-371
OPM %	66.85%	-1409.07%	81.42%	-65.45%
	0	1	2	52
Interest	1	1	1	37
Depreciation	0	0	0	53
Profit before Tax	3	-1	13	-320
Tax %	55.29%	33.01%	21.52%	-0.38%
Net Profit	1	-1	10	-321
EPS	3.37	-2.39	27.88	—
Dividend Payout %	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: 91%
1 Year:: 327%

RETURN ON EQUITY

10 Years:: —
5 Years:: —
3 Years:: 18%
Last Year:: 51%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2021	Mar 2022	Mar 2023
Equity Capital	4	4	4
	9	13	20
	7	8	6
	4	4	2
Total Liabilities	24	28	31
	17	23	17
	4	0	0
Cash & Bank	0	0	1
	4	5	13
Total Assets	24	28	31

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2021	Mar 2022	Mar 2023
	0	0	3
Cash from Investing	-0	0	-2
Cash from Financing	-0	-0	0
	-0	0	1

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2021	Mar 2022	Mar 2023
PER SHARE
EPS (₹)	3.37	-2.39	27.88
Book Value (₹)	34.82	45.24	64.53
Dividend per Share (₹)	0.00	0.00	0.00
Cash EPS (₹)	3.37	-2.38	27.89
PROFITABILITY
Operating Margin %	66.85%	-1409.07%	81.42%
Net Margin %	26.58%	-788.67%	69.39%
ROE %	10.16%	-5.96%	50.80%
ROCE %	19.68%	-3.14%	53.18%
	5.53%	-3.32%	34.05%
EFFICIENCY
Debtor Days	151	6452	5
Inventory Days	0	0	0
Payable Days	0	0	0
	151	6452	5
FINANCIAL HEALTH
Debt to Equity (x)	0.38x	0.33x	0.27x
Interest Coverage (x)	5.82x	-0.91x	16.25x
	1.92x	1.62x	8.40x
GROWTH
Revenue Growth %	0.00%	-97.61%	0.00%
Operating Profit Growth %	1395.45%	-118.61%	2336.39%
Net Profit Growth %	365.56%	-170.87%	1267.90%
	365.56%	-170.87%	1267.90%
VALUATION
P/E (x)	5.18x	0.00x	0.00x
P/B (x)	0.50x	0.98x	0.00x
Dividend Yield %	0.00%	0.00%	0.00%
	3.37x	-34.88x	0.64x

Shareholding Pattern

Numbers in percentages

	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022
	75.00	75.00	75.00	75.00	75.00	75.00	75.00	75.00
FIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
DIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	25.01	25.00	25.00	25.00	25.01	25.00	25.00	25.00

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

No announcements filed.

News

Recent coverage and analyst commentary for SUBCAPCITY

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AI Stock Analyst

International Constructions Ltd.

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Free 5nance Account

Name

BAJFINANCE

1060.50

32.52

660262.45

0.57

6080.60

27.60

23165.45

20.37

10.87

70.70

SHRIRAMFIN

1041.00

21.64

244945.59

1.04

3452.77

59.90

13400.43

17.46

11.49

74.63

TATACAP

375.00

29.46

159182.59

0.15

16281.80

1464.16

88219.30

1051.00

8.66

75.72

JIOFIN

239.85

76.64

158376.35

0.25

8302.50

2457.29

20044.70

3172.82

2.11

69.71

CHOLAFIN

1839.00

27.31

157062.74

0.11

1656.22

45.56

8856.29

21.89

9.70

70.07

BAJAJHLDNG

11148.75

14.01

124078.35

1.75

2708.08

-92.27

394.33

23.34

14.81

684.72

MUTHOOTFIN

2920.00

10.31

117228.79

1.03

2824.84

43.08

8671.60

36.25

15.87

83.76

ABCAPITAL

404.80

27.00

110815.96

0.00

1223.85

43.85

12179.54

137.84

8.82

41.91

LTF

314.00

24.73

78699.47

0.88

915.99

30.70

5212.92

22.38

8.54

62.13

SBICARD

657.90

27.52

62608.60

0.38

664.44

19.51

5040.55

7.60

11.75

29.83

HDBFS

682.25

26.05

56678.94

0.59

785.20

38.31

4937.90

18.71

9.09

57.98

SUBCAPCITY

89.05

3.19

32.36

0.00

-334.27

-4258.15

515.55

2619.15

-24.31

-52.66

Dec 2020

Mar 2021

Jun 2021

Sep 2021

Dec 2021

Mar 2022

Jun 2022

Sep 2022

516

856

Operating Profit

-6

-11

-13

-9

-8

-340

OPM %

12.37%

61.24%

-38.06%

-55.49%

-72.24%

-52.61%

-54.05%

-65.99%

Interest

Depreciation

Profit before Tax

-4

-6

-11

-4

-315

Tax %

62.36%

34.63%

-28.57%

-34.09%

54.02%

-108.29%

39.49%

-6.17%

Net Profit

-5

-8

-5

-2

-334

0.67

10.79

-1.45

-1.34

-1.35

5.14

-0.72

-69.10

Mar 2021

Mar 2022

Mar 2023

TTM

566

937

Operating Profit

-2

-371

OPM %

66.85%

-1409.07%

81.42%

-65.45%

Interest

Depreciation

Profit before Tax

-1

-320

Tax %

55.29%

33.01%

21.52%

-0.38%

Net Profit

-1

-321

EPS

3.37

-2.39

27.88

—

Dividend Payout %

0.00%

—

Mar 2021

Mar 2022

Mar 2023

Equity Capital

Total Liabilities

Cash & Bank

Total Assets

Mar 2021

Mar 2022

Mar 2023

Cash from Investing

-0

-2

Cash from Financing

-0

Mar 2021

Mar 2022

Mar 2023

PER SHARE

EPS (₹)

3.37

-2.39

27.88

Book Value (₹)

34.82

45.24

64.53

Dividend per Share (₹)

0.00

Cash EPS (₹)

3.37

-2.38

27.89

PROFITABILITY

Operating Margin %

66.85%

-1409.07%

81.42%

Net Margin %

26.58%

-788.67%

69.39%

ROE %

10.16%

-5.96%

50.80%

ROCE %

19.68%

-3.14%

53.18%

5.53%

-3.32%

34.05%

EFFICIENCY

Debtor Days

151

6452

Inventory Days

Payable Days

151

6452

FINANCIAL HEALTH

Debt to Equity (x)

0.38x

0.33x

0.27x

Interest Coverage (x)

5.82x

-0.91x

16.25x

1.92x

1.62x

8.40x

GROWTH

Revenue Growth %

0.00%

-97.61%

0.00%

Operating Profit Growth %

1395.45%

-118.61%

2336.39%

Net Profit Growth %

365.56%

-170.87%

1267.90%

365.56%

-170.87%

1267.90%

VALUATION

P/E (x)

5.18x

0.00x

P/B (x)

0.50x

0.98x

0.00x

Dividend Yield %

0.00%

3.37x

-34.88x

0.64x

Dec 2020

Mar 2021

Jun 2021

Sep 2021

Dec 2021

Mar 2022

Jun 2022

Sep 2022

75.00

FIIs

0.00

DIIs

0.00

Government

0.00

25.01

25.00

25.01

25.00

International Constructions Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI

International Constructions Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI