Systematix Corporate Services Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2025 • Equity, Commodiity, Currency and Other Transactional Services: 54.8% • Merchant banking & Related Activities: 40.3% • Financial Activity: 4.9%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Solid return on assets for a lender - ROA of 12.2%
- Asset quality is healthy - gross NPA of just 0.0%
- Company has delivered good sales growth of 74.1% CAGR over last 5 years
- Company generates healthy free cash flow
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Recent results are weak - TTM profit is down 25.8% versus prior year
- Promoter holding has decreased over last 2 years: -3.7pp
- Stock is trading at 8.8x its book value
- Thin net interest margin of 0.0%
- Operating margins have contracted to 53.7% from 58.7%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1917.30 | 30.28 | 307163.22 | 0.08 | 6296.67 | 18.15 | 42036.90 | 92.22 | 11.88 | 40.79 |
| AIIL | 546.65 | 22.13 | 46422.91 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 13.85 | 88.91 |
| CHOLAHLDNG | 1525.75 | 10.74 | 28650.15 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13000.05 | 13.35 | 26301.84 | 0.66 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 266.10 | 22.71 | 25602.92 | 0.08 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13002.55 | 53.35 | 14860.05 | 1.69 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JSWHL | 11435.95 | 92.40 | 12693.48 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| JMFINANCIL | 124.75 | 11.48 | 11938.08 | 2.61 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| TSFINV | 437.25 | 19.95 | 9711.49 | 2.55 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 256.95 | 161.25 | 8857.93 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2282.95 | 7.87 | 7326.12 | 1.82 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| SYSTMTXC | 74.00 | 78.64 | 1010.38 | 0.14 | -4.89 | -146.79 | 56.26 | 120.27 | 24.86 | -4.03 |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 6 | 1 | 13 | 36 | 0 | 0 | 26 | 3 | 3 | 1 | 15 | 1 | 4 | |
| 4 | 4 | 6 | 9 | 9 | 5 | 7 | 12 | 9 | 14 | 7 | 8 | 11 | |
| Operating Profit | 2 | -3 | 7 | 27 | 0 | 12 | 19 | 4 | 9 | 25 | 7 | -3 | -5 |
| OPM % | 34.18% | -594.44% | 51.73% | 74.14% | 86.67% | 3706.06% | 71.79% | 138.30% | 331.77% | 1785.71% | 50.78% | -265.98% | -144.71% |
| Other Income | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| Interest | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| 1 | -4 | 6 | 26 | -0 | 12 | 18 | 3 | 8 | 24 | 6 | -4 | -7 | |
| Tax % | 27.94% | -4.44% | 9.56% | 25.28% | 47.37% | 26.28% | 26.45% | 24.91% | 24.65% | 25.85% | 23.87% | 17.37% | 12.22% |
| Net Profit | 1 | -4 | 6 | 19 | -0 | 9 | 13 | 2 | 6 | 18 | 5 | -4 | -6 |
| 1 | -3 | 0 | 1 | -0 | 1 | 1 | 0 | 0 | 1 | 0 | -0 | -0 |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 3 | 7 | 8 | 4 | 9 | 30 | 28 | 56 | 68 | 21 | |
| 1 | 2 | 3 | 6 | 6 | 7 | 13 | 21 | 23 | 32 | 40 | |
| Operating Profit | -1 | 1 | 4 | 2 | -2 | 2 | 17 | 7 | 33 | 37 | -20 |
| OPM % | -365.62% | 37.51% | 54.96% | 25.86% | -39.51% | 24.90% | 56.15% | 23.94% | 58.33% | 53.67% | -94.82% |
| 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | |
| Interest | 0 | 0 | 0 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 |
| Depreciation | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 1 | 2 | 4 |
| Profit before Tax | -2 | 1 | 4 | -0 | -4 | 1 | 16 | 5 | 30 | 32 | 19 |
| Tax % | 1.98% | -4.35% | 24.79% | 1.26% | 5.23% | -4.89% | 20.73% | 27.71% | 25.96% | 26.12% | 32.20% |
| Net Profit | -2 | 1 | 3 | -0 | -4 | 1 | 12 | 4 | 22 | 24 | 13 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.80 | 9.52 | 3.04 | 16.89 | 1.73 | — |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 10.50% | 0.00% | 5.92% | 5.78% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 46%
- 5 Years:
- 74%
- 3 Years:
- 32%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 24%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
- 1 Year:
- —
RETURN ON EQUITY
- 10 Years:
- 7%
- 5 Years:
- 14%
- 3 Years:
- 16%
- Last Year:
- 15%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 14 | |
| 21 | 22 | 25 | 45 | 41 | 42 | 54 | 57 | 79 | 204 | |
| 2 | 1 | 12 | 17 | 20 | 22 | 22 | 21 | 20 | 20 | |
| Trade Payables | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 2 | 1 |
| 27 | 27 | 26 | 1 | 1 | 0 | 1 | 1 | 19 | 16 | |
| Total Liabilities | 64 | 64 | 76 | 76 | 74 | 78 | 91 | 92 | 133 | 254 |
| 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 10 | 10 | |
| 62 | 62 | 64 | 66 | 67 | 67 | 82 | 82 | 81 | 81 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 4 | |
| Cash & Bank | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 2 | 36 | 149 |
| 1 | 1 | 10 | 9 | 7 | 10 | 6 | 8 | 6 | 10 | |
| Total Assets | 64 | 64 | 76 | 76 | 74 | 78 | 91 | 92 | 133 | 254 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -2 | 1 | -6 | 1 | -2 | -3 | 20 | 6 | 43 | 13 | |
| Cash from Investing | 0 | -0 | -4 | 2 | 2 | 2 | -12 | -1 | -6 | 1 |
| Cash from Financing | 2 | -1 | 10 | -3 | -0 | 0 | -3 | -4 | -3 | 99 |
| -0 | 0 | 0 | 0 | -0 | 0 | 2 | -1 | 35 | 113 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-08-29 - Post-Dispatch Newspaper Advertisement for the 41st Annual General Meeting
2026-08-28 - The Company has fixed Tuesday, September 15, 2026 as Record Date for the purpose of determining the members eligible to receive the dividend for the Financial Year 2025-26.
2026-08-28 - Systematix Corporate Services Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 22, 2026
2026-08-27 - This is to inform you that the Company has made investment through rights issue in its Wholly-Owned Subsidiary i.e. Systematix Wealth & Asset Services Private Limited
2026-08-22 - Pre-Dispatch Newspaper Advertisement for the 41st Annual General Meeting
2026-08-13 - Monitoring Agency Report for the quarter ended June 30, 2026.
2026-08-08 - Extract of publication of un-audited standalone and consolidated financial results for the quarter ended June 30, 2026.
2026-08-07 - Systematix Corporate Services Limited has informed the Exchange regarding 'Systematix Group_Presentation Q1FY27'.
2026-08-07 - Systematix Corporate Services Limited has informed the Exchange regarding a press release dated August 07, 2026, titled "Press Release on the un-audited financial results for the quarter ended June 30, 2026.".
News
Recent coverage and analyst commentary for SYSTMTXC
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