The Investment Trust of India Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Broking and related services: 47.0% • Financing Activity: 30.1% • Asset Management activities: 12.2%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Operating margins have improved to 20.2% from 14.6%
- Company has consistently been profitable over the last 5 years
- Attractively priced for its growth - PEG of 0.3
CONS
- A large part of profit comes from other income (37.0% of PBT)
- Company has a low return on equity of 4.9% over last 3 years
- Company has a low return on capital employed of 8.6%
- Company's sales have been declining over the last five years
- Though reporting repeated profits, the company pays out little dividend (0.0%)
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | 1055.00 | 32.35 | 656838.18 | 0.57 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| SHRIRAMFIN | 1029.95 | 21.41 | 242345.54 | 1.05 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| TATACAP | 367.80 | 28.89 | 156126.28 | 0.15 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| CHOLAFIN | 1824.90 | 27.10 | 155858.50 | 0.11 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| JIOFIN | 233.50 | 74.61 | 154183.36 | 0.26 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| BAJAJHLDNG | 11055.60 | 13.89 | 123041.65 | 1.76 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| MUTHOOTFIN | 2896.70 | 10.23 | 116293.37 | 1.04 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| ABCAPITAL | 396.20 | 26.43 | 108461.67 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| LTF | 308.50 | 24.30 | 77320.98 | 0.89 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| SBICARD | 668.55 | 27.96 | 63622.10 | 0.37 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| HDBFS | 682.70 | 26.07 | 56716.32 | 0.59 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| THEINVEST | 96.52 | 15.13 | 504.24 | 0.00 | 12.38 | 21.28 | 59.36 | -15.32 | 8.97 | 23.48 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 58 | 76 | 67 | 86 | 71 | 111 | 77 | 94 | 70 | 79 | 82 | 53 | 59 | |
| 57 | 59 | 56 | 64 | 50 | 88 | 52 | 71 | 52 | 63 | 63 | 49 | 56 | |
| Operating Profit | 1 | 18 | 10 | 22 | 21 | 24 | 25 | 23 | 18 | 17 | 19 | 4 | 3 |
| OPM % | 1.17% | 23.36% | 15.46% | 25.96% | 29.59% | 21.24% | 32.03% | 24.52% | 25.15% | 20.93% | 23.24% | 7.85% | 4.92% |
| 7 | 1 | 7 | 4 | 6 | 7 | -3 | 2 | 7 | 0 | 8 | 2 | 6 | |
| Interest | 5 | 7 | 7 | 8 | 10 | 9 | 8 | 10 | 11 | 11 | 10 | 4 | 3 |
| Depreciation | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 2 | 2 |
| Profit before Tax | -1 | 9 | 8 | 15 | 14 | 20 | 11 | 12 | 11 | 3 | 15 | 0 | 15 |
| Tax % | -222.37% | 12.93% | 26.27% | 75.44% | 32.56% | 23.64% | 67.37% | 35.77% | 25.57% | 94.53% | 29.50% | 1400.00% | 16.37% |
| Net Profit | 0 | 0 | 0 | 0 | 13 | 20 | 57 | 7 | 10 | 56 | 13 | 61 | 12 |
| -0.21 | 1.98 | 1.15 | 0.67 | 2.37 | 3.90 | 0.77 | 1.10 | 1.75 | 0.56 | 2.27 | 1.18 | 2.37 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 161 | 333 | 629 | 459 | 322 | 324 | 301 | 288 | 353 | 285 | 274 | |
| 120 | 250 | 502 | 397 | 269 | 291 | 280 | 236 | 261 | 227 | 231 | |
| Operating Profit | 41 | 83 | 128 | 63 | 53 | 33 | 21 | 51 | 92 | 57 | 43 |
| OPM % | 25.40% | 24.99% | 20.27% | 13.65% | 16.50% | 10.16% | 6.90% | 17.84% | 26.14% | 20.20% | 15.62% |
| 10 | 23 | 29 | 4 | 18 | 15 | 23 | 18 | 12 | 18 | 17 | |
| Interest | 11 | 52 | 109 | 60 | 41 | 29 | 14 | 27 | 37 | 37 | 29 |
| Depreciation | 8 | 9 | 10 | 12 | 10 | 11 | 12 | 11 | 11 | 10 | 10 |
| Profit before Tax | 32 | 46 | 49 | -2 | 25 | 12 | 22 | 36 | 67 | 46 | 32 |
| Tax % | 32.12% | -29.79% | 16.14% | -199.85% | 38.14% | 87.88% | 46.96% | 44.99% | 31.05% | 25.11% | 34.59% |
| Net Profit | 22 | 60 | 41 | -7 | 15 | 1 | 12 | 20 | 46 | 35 | 21 |
| EPS | 0.00 | 0.00 | 6.84 | -1.01 | 2.89 | 0.30 | 2.20 | 3.56 | 8.14 | 5.76 | — |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 7%
- 5 Years:
- -2%
- 3 Years:
- -2%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 18%
- 5 Years:
- 15%
- 3 Years:
- 38%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- -4%
- 3 Years:
- 7%
- 1 Year:
- -35%
RETURN ON EQUITY
- 10 Years:
- 4%
- 5 Years:
- 3%
- 3 Years:
- 5%
- Last Year:
- 5%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 51 | 51 | 51 | 52 | 52 | 52 | 52 | 52 | 52 | 52 |
| Minority Interest | 88 | 120 | 21 | 2 | 2 | 0 | 10 | 26 | 48 | -0 |
| 411 | 486 | 529 | 530 | 546 | 547 | 582 | 607 | 651 | 683 | |
| 367 | 698 | 642 | 393 | 284 | 147 | 196 | 374 | 374 | 55 | |
| Trade Payables | 171 | 77 | 119 | 131 | 171 | 197 | 143 | 182 | 339 | 163 |
| 18 | 126 | 141 | 41 | 48 | 23 | 22 | 27 | 43 | 11 | |
| Total Liabilities | 1,107 | 1,559 | 1,503 | 1,149 | 1,102 | 967 | 1,004 | 1,269 | 1,507 | 964 |
| 18 | 23 | 20 | 35 | 23 | 39 | 38 | 33 | 28 | 11 | |
| 401 | 160 | 166 | 167 | 183 | 233 | 260 | 272 | 280 | 356 | |
| 33 | 38 | 62 | 74 | 29 | 7 | 85 | 137 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 80 | 72 | 172 | |
| Cash & Bank | 354 | 148 | 152 | 128 | 237 | 293 | 264 | 276 | 390 | 230 |
| 301 | 1,189 | 1,103 | 744 | 630 | 393 | 357 | 471 | 737 | 195 | |
| Total Assets | 1,107 | 1,559 | 1,503 | 1,149 | 1,102 | 967 | 1,004 | 1,269 | 1,507 | 964 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -216 | -552 | -14 | 153 | 253 | 310 | -91 | -209 | 125 | -183 | |
| Cash from Investing | -35 | 53 | 281 | 169 | -12 | -52 | -25 | 1 | 3 | -12 |
| Cash from Financing | 489 | 274 | -246 | -343 | -145 | -186 | 66 | 172 | -15 | 14 |
| 266 | -212 | -6 | -26 | 91 | 64 | -57 | -37 | 113 | -181 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-08-26 - The Investment Trust Of India Limited has disclosed newspaper advertisement w.r.t. dispatch of annual report and notice for the AGM to be held on 28th September, 2026.
2026-08-25 - The Investment Trust Of India Limited has informed the Exchange regarding Notice of undefined to be held on September 28, 2026
2026-08-14 - The Investment Trust Of India Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-13 - The Investment Trust Of India Limited has informed the Exchange regarding the update on the transfer of business to ITI Asset Management Limited.
2026-08-13 - The Investment Trust Of India Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
2026-07-17 - The Investment Trust of India Limited has informed the Exchange about Copy of Newspaper Publication - Special Window For Transfer and Dematerialisation (Demat) of Physical Shares
2026-07-09 - The Investment Trust Of India Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
2026-07-09 - The Investment Trust Of India Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
2026-06-25 - The Investment Trust Of India Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
News
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