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TSF Investments Ltd.

•
sundaramholdings.inBSE: -NSE: TSFINV
Market Cap₹ 9,711 Cr.
Current Price
High / Low₹ 702 / 332
Stock P/E19.9
Book Value₹ 273
Price to Book1.24
Dividend Yield2.55 %
ROCE3.5 %
ROE2.1 %
Face Value₹ 5

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Manufacturing: 81.5% • Investments: 9.3% • Support services: 6.6%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Company has delivered good profit growth of 66.9% CAGR over last 5 years
  • Solid return on assets for a lender - ROA of 3.4%
  • Asset quality is healthy - gross NPA of just 0.0%
  • Company has consistently been profitable over the last 5 years
  • Company has delivered good sales growth of 75.3% CAGR over last 5 years
  • Company has been maintaining a healthy dividend payout of 47.5%

CONS

  • Capital adequacy is tight at 0.0% - limited headroom to grow
  • Company has a low return on capital employed of 3.9%
  • Company has a low return on equity of 2.7% over last 3 years
  • Operating margins have contracted to 20.5% from 53.9%
  • Thin net interest margin of 0.0%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Investment
Part ofNIFTY 50NIFTY 500NIFTY LARGEMIDCAP 250NIFTY 100NIFTY 200
S.No.Name
1.BAJAJFINSV1917.3030.28307163.220.0862966.701081.55420369.001091.2611.8840.79
2.AIIL546.6522.1346422.910.0011082.201075.1914695.401109.3713.8588.91
3.CHOLAHLDNG1525.7510.7428650.150.091788.9942.0411113.5742.9210.5257.53
4.TVSHLTD13000.0513.3526301.840.661173.5873.7717076.1840.0119.3916.25
5.CGCL266.1022.7125602.920.08353.38102.041576.4762.1211.6868.54
6.MAHSCOOTER13002.5553.3514860.051.693.32-90.615.41-81.521.0684.10
7.JSWHL11435.9592.4012693.480.0024.54-92.7434.5814.970.5892.45
8.JMFINANCIL124.7511.4811938.082.61368.57-19.661200.539.6911.9158.30
9.TSFINV437.2519.959711.492.55124.95-92.11305.57102.233.4753.35
10.RELIGARE256.95161.258857.930.00-46.98-674.862353.401051.764.71-2.08
11.KAMAHOLD2282.957.877326.121.82584.0210.804657.567.0720.8622.01
12.PILANIINVS4196.35140.834646.300.21-47.26-17.5514.44-70.701.41-9.33
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
99102032915334915121248284306
1411121199912132200210240245
Operating Profit1013132073421243747504957163
OPM %109.08%138.41%137.24%102.13%117.54%144.66%72.29%75.50%30.98%235.56%19.54%20.16%53.35%
Other Income1220120224291
Interest0000000057777
Depreciation1111111134444
1014152063422233841444056153
Tax %133.27%37.49%23.77%14.85%28.63%35.01%24.68%44.25%48.30%35.98%37.37%8.86%18.41%
Net Profit00001,1038891,0571,0711,5841,0291,0471,642125
34512545575571

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
689993598490291155985860
4759624961454839783895
Operating Profit214030102345243116202-35
OPM %30.53%40.32%32.92%17.05%27.38%50.00%83.38%74.89%20.50%-4.05%
336644652017
Interest000010112527
Depreciation111142331617
Profit before Tax234235142247245117180293
Tax %22.41%28.13%15.76%32.10%20.92%32.50%21.46%34.13%30.74%21.82%
Net Profit18302910173219277125229
EPS0.000.000.004.897.7210.7024.0018.5523.49—
Dividend Payout %17.48%19.24%24.17%10.23%37.43%37.40%32.08%31.53%47.46%—

COMPOUNDED SALES GROWTH

10 Years:
—
5 Years:
75%
3 Years:
122%

COMPOUNDED PROFIT GROWTH

10 Years:
—
5 Years:
48%
3 Years:
30%

STOCK PRICE CAGR

10 Years:
—
5 Years:
—
3 Years:
—
1 Year:
—

RETURN ON EQUITY

10 Years:
—
5 Years:
2%
3 Years:
3%
Last Year:
2%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2026

Jul 7

₹ 0.89

2026

Feb 10

₹ 1.34

2025

Jul 11

₹ 0.31

2025

May 28

₹ 0.12

2025

Feb 4

₹ 0.74

2024

Jul 5

₹ 0.41

2024

May 31

₹ 0.73

2024

Feb 13

₹ 0.40

2023

Jul 3

₹ 0.30

2023

Jul 3

₹ 0.20

2023

Feb 14

₹ 0.30

2022

Jun 29

₹ 0.15

2022

Jun 29

₹ 0.20

2022

Feb 14

₹ 0.20

2021

Jun 29

₹ 0.10

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital76767676111111111111111
Minority Interest0000000061
2,7362,2901,7822,1192,8913,4594,6825,4955,922
00000000220
Trade Payables11111102119
12786641109364155228310
Total Liabilities2,9402,4531,9222,3063,0963,6354,9485,8376,743
669107222027400
Capital Work in Progress000000001
2,9102,4201,8792,2693,0533,5534,7085,7385,781
00000000152
00000066209
Cash & Bank451011141718316142
212225152143314959
Total Assets2,9402,4531,9222,3063,0963,6354,9485,8376,743

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
15370672341115132188266
Cash from Investing-146-30-11-10-345-25136-148-159
Cash from Financing-1-28-46-8319-73-103-211-50
115132165-17157

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
54.9754.9754.9754.9754.9754.9755.0154.9954.99
0.781.041.021.011.442.603.153.203.27
5.305.195.195.195.154.904.784.754.27
Government0.000.000.000.000.000.000.000.000.00
38.9438.8038.8238.8338.4537.5337.0637.0537.46

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-09
General Updates

2026-09-09 - TSF INVESTMENTS LIMITED has informed the Exchange about General Updates

2026-09-03
Corrigendum

2026-09-03 - TSF INVESTMENTS LIMITED has informed the Exchange regarding Corrigendum to Notice of Postal Ballot

2026-08-21
Copy of Newspaper Publication

2026-08-21 - TSF INVESTMENTS LIMITED has informed the Exchange about Copy of Newspaper Publication

2026-08-20
Shareholders meeting

2026-08-20 - TSF INVESTMENTS LIMITED has informed the Exchange regarding Notice of Postal Ballot

2026-08-19
Acquisition

2026-08-19 - TSF INVESTMENTS LIMITED has informed the Exchange about Acquisition

2026-08-05
Copy of Newspaper Publication

2026-08-05 - TSF INVESTMENTS LIMITED has informed the Exchange about Copy of Newspaper Publication

2026-08-04
Outcome of Board Meeting

2026-08-04 - TSF INVESTMENTS LIMITED has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.

2026-07-31
Acquisition

2026-07-31 - TSF INVESTMENTS LIMITED has informed the Exchange about Further Acquisition of Shares in Wheels India Limited

2026-07-24
Shareholders meeting

2026-07-24 - TSF INVESTMENTS LIMITED has informed the Exchange regarding voting results of 32nd Annual General Meeting held on July 23, 2026

News

Recent coverage and analyst commentary for TSFINV

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