Wealth First Portfolio Managers Ltd.
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ABOUT
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Company has delivered good profit growth of 92.8% CAGR over last 5 years
- Solid return on assets for a lender - ROA of 23.8%
- Company has a healthy return on capital (ROCE) of 39.9%
- Company has a good return on equity (ROE) track record: 3 Years ROE 30.3%
- Asset quality is healthy - gross NPA of just 0.0%
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Thin net interest margin of 0.0%
- Stock is trading at 7.3x its book value
- Growth is decelerating - 3Y profit CAGR (21.9%) trails the 5Y trend (92.8%)
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1924.00 | 30.39 | 308236.60 | 0.08 | 62966.70 | 1081.55 | 420369.00 | 1091.26 | 11.88 | 40.79 |
| AIIL | 512.35 | 20.74 | 43510.07 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 13.85 | 88.91 |
| CHOLAHLDNG | 1525.85 | 10.74 | 28652.02 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13146.60 | 13.50 | 26598.34 | 0.65 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 272.25 | 23.23 | 26194.64 | 0.07 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13098.50 | 53.75 | 14969.71 | 1.68 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JSWHL | 11436.55 | 92.41 | 12694.14 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| JMFINANCIL | 127.35 | 11.72 | 12186.88 | 2.55 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| TSFINV | 441.15 | 20.13 | 9798.11 | 2.53 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 258.30 | 162.10 | 8904.47 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2288.70 | 7.89 | 7344.57 | 1.81 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| WEALTH | 835.00 | 26.94 | 889.69 | 0.60 | 10.42 | -34.71 | 14.32 | -42.29 | 36.65 | 64.91 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 11 | 14 | 15 | 15 | 21 | 20 | 16 | -3 | 25 | 21 | 6 | 17 | 14 | |
| 3 | 3 | 3 | 2 | 3 | 4 | 3 | 3 | 3 | 5 | 5 | 5 | 5 | |
| Operating Profit | 9 | 10 | 12 | 12 | 18 | 16 | 13 | -6 | 22 | 15 | 1 | 12 | 9 |
| OPM % | 76.83% | 76.01% | 81.17% | 83.14% | 86.92% | 79.76% | 79.32% | 191.10% | 86.62% | 73.70% | 15.41% | 71.17% | 63.38% |
| 3 | 3 | 1 | 6 | 1 | 4 | -1 | 1 | 0 | 0 | 0 | 2 | 5 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before Tax | 11 | 13 | 13 | 18 | 19 | 19 | 12 | -5 | 21 | 15 | 1 | 14 | 14 |
| Tax % | 25.16% | 19.91% | 24.66% | 22.51% | 25.47% | 22.22% | 24.20% | 20.52% | 25.73% | 27.52% | 34.19% | 23.84% | 24.15% |
| Net Profit | 0 | 0 | 0 | 0 | 14 | 15 | 9 | -4 | 16 | 11 | 1 | 10 | 10 |
| 7.93 | 9.63 | 9.48 | 13.02 | 13.15 | 14.23 | 8.70 | -4.03 | 14.98 | 10.39 | 1.05 | 9.87 | 9.69 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 149 | 196 | 223 | 330 | 407 | 828 | 1,479 | 382 | 882 | 1,974 | 58 | |
| 146 | 191 | 212 | 321 | 405 | 811 | 1,456 | 364 | 839 | 1,934 | 21 | |
| Operating Profit | 3 | 5 | 10 | 9 | 2 | 17 | 23 | 19 | 43 | 40 | 37 |
| OPM % | 2.31% | 2.58% | 4.70% | 2.65% | 0.55% | 2.11% | 1.57% | 4.89% | 4.90% | 2.04% | 63.89% |
| 1 | 3 | 2 | 1 | 0 | 1 | 2 | 1 | 13 | 5 | 7 | |
| Interest | 1 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
| Profit before Tax | 3 | 6 | 11 | 9 | 2 | 18 | 25 | 19 | 55 | 45 | 44 |
| Tax % | 20.56% | 19.93% | 17.85% | 23.27% | 28.16% | 29.27% | 23.80% | 25.93% | 22.98% | 24.33% | 25.49% |
| Net Profit | 3 | 5 | 9 | 7 | 1 | 13 | 19 | 14 | 43 | 34 | 33 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 2.00 | 15.10 | 17.69 | 12.98 | 40.06 | 32.05 | — |
| Dividend Payout % | 12.28% | 13.31% | 7.31% | 9.03% | 49.94% | 8.28% | 11.30% | 23.11% | 17.48% | 49.93% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- 37%
- 3 Years:
- 10%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- 93%
- 3 Years:
- 22%
STOCK PRICE CAGR
- 10 Years:
- 40%
- 5 Years:
- 27%
- 3 Years:
- 39%
- 1 Year:
- -32%
RETURN ON EQUITY
- 10 Years:
- 26%
- 5 Years:
- 31%
- 3 Years:
- 30%
- Last Year:
- 28%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 6 | 6 | 6 | 6 | 11 | 11 | 11 | 11 | 11 |
| 9 | 13 | 21 | 28 | 28 | 36 | 55 | 66 | 108 | 118 | |
| 18 | 19 | 7 | 2 | 3 | 1 | 3 | 1 | 1 | 1 | |
| 11 | 3 | 3 | 3 | 2 | 3 | 3 | 8 | 18 | 18 | |
| Total Liabilities | 45 | 41 | 38 | 39 | 40 | 49 | 72 | 85 | 137 | 147 |
| 0 | 0 | 0 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | |
| 0 | 0 | 0 | 0 | 0 | 2 | 17 | 39 | 48 | 31 | |
| 36 | 33 | 25 | 24 | 33 | 34 | 32 | 24 | 57 | 71 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 6 | |
| Cash & Bank | 1 | 3 | 6 | 8 | 1 | 2 | 5 | 3 | 5 | 3 |
| 7 | 5 | 7 | 7 | 5 | 11 | 16 | 19 | 22 | 35 | |
| Total Assets | 45 | 41 | 38 | 39 | 40 | 49 | 72 | 85 | 137 | 147 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 1 | 17 | 10 | -6 | 8 | 26 | 28 | 16 | 10 | |
| Cash from Investing | 0 | 3 | 1 | -0 | 2 | -2 | -18 | -19 | -10 | 8 |
| Cash from Financing | 0 | -2 | -14 | -6 | 0 | -3 | 1 | -4 | -4 | -21 |
| 0 | 2 | 3 | 2 | -6 | 1 | 4 | -3 | 2 | -2 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-11 - Wealth First Portfolio Managers Limited has informed the Exchange about Schedule of meet
2026-09-03 - Wealth First Portfolio Managers Limited has informed the Exchange about Copy of Newspaper Publication
2026-09-02 - Wealth First Portfolio Managers Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 24, 2026
2026-09-02 - Wealth First Portfolio Managers Limited has informed the Exchange that Record date for the purpose of Dividend is 17-Sep-2026.
2026-08-29 - Wealth First Portfolio Managers Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-28 - Wealth First Portfolio Managers Limited has informed the Exchange regarding Outcome of Board Meeting held on August 28, 2026.
2026-08-14 - Wealth First Portfolio Managers Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-14 - Wealth First Portfolio Managers Limited has informed the Exchange about Investor Presentation
2026-08-13 - Wealth First Portfolio Managers Limited has informed the Exchange about Investor Presentation
News
Recent coverage and analyst commentary for WEALTH
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Wealth First Portfolio Managers Ltd.
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