Centrum Capital Ltd.
•₹ 23.28-1.19%
2026-08-21
ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Banking Business: 72.9% • Unallocated: 13.6% • Housing Finance: 5.3% • Wealth Management & Distribution: 4.4% • Institutional Business: 3.8%
PROS
- Solid return on assets for a lender - ROA of 7.4%
- Company has delivered good sales growth of 49.7% CAGR over last 5 years
- Institutional investors have been accumulating - FII+DII up 2.5pp
CONS
- Company is loss-making at the operating / net level
- Company has a low return on equity of -61.6% over last 3 years
- Company has a low return on capital employed of 10.0%
- Operating margins have contracted to 27.4% from 37.8%
- Equity base is being diluted - shares outstanding up 17.0%
- Recurring exceptional / one-off items are inflating headline profit
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BSE | 3291.10 | 47.41 | 134238.73 | 0.30 | 872.66 | 62.15 | 1566.02 | 63.40 | 49.47 | 68.04 |
| 2. | MFSL | 1574.80 | 494.57 | 54348.67 | 0.00 | 118.29 | 36.83 | 14969.51 | 7840.54 | 4.32 | 1.11 |
| 3. | ANANDRATHI | 2170.80 | 77.51 | 36044.24 | 0.30 | 1630.08 | 1635.79 | 3219.85 | 1075.04 | 64.48 | 33.74 |
| 4. | PRUDENT | 3364.25 | 56.85 | 13930.24 | 0.10 | 74.76 | 44.38 | 347.63 | 18.34 | 39.05 | 25.62 |
| 5. | CENTRUM | 23.46 | 0.00 | 1142.10 | 0.00 | -148.80 | -39.11 | 911.98 | 17.53 | 9.28 | 26.49 |
Detailed Comparison with:
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 413 | 490 | 524 | 621 | 652 | 736 | 739 | 814 | 776 | 768 | 783 | 891 | 912 | |
| 293 | 299 | 348 | 314 | 483 | 467 | 552 | 673 | 641 | 647 | 626 | 751 | 1,095 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 7 | 4 | 34 | 3 | 9 | 84 | 17 | 58 | 195 | 276 | 60 | 19 | 30 |
| Interest | 213 | 243 | 268 | 299 | 344 | 363 | 417 | 440 | 450 | 459 | 439 | 419 | 387 |
| Depreciation | 13 | 17 | 19 | 23 | 23 | 23 | 27 | 38 | 31 | 24 | 32 | 61 | 38 |
| -68 | -20 | -40 | 22 | -125 | 15 | -101 | 23 | -81 | -32 | -164 | 23 | -153 | |
| Tax % | 5.80% | -38.52% | 55.39% | -77.49% | 2.73% | 49.44% | 41.99% | -6.84% | -32.59% | 73.22% | 17.83% | 235.18% | 2.79% |
| Net Profit | 0 | 0 | 0 | 0 | -122 | 8 | -59 | 24 | -107 | -9 | -135 | -31 | -149 |
| -1 | -1 | -1 | 0 | -2 | -1 | -1 | -0 | -0 | -1 | -2 | 0 | -0 | |
| Equity Capital | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 46 | 46 | 49 | 49 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 46 | 46 | 49 | 49 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 413
- 293
- Operating Profit
- —
- OPM %
- —
- Other Income
- 7
- Interest
- 213
- Depreciation
- 13
- -68
- Tax %
- 5.80%
- Net Profit
- 0
- -1
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2023
- 490
- 299
- Operating Profit
- —
- OPM %
- —
- Other Income
- 4
- Interest
- 243
- Depreciation
- 17
- -20
- Tax %
- -38.52%
- Net Profit
- 0
- -1
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2023
- 524
- 348
- Operating Profit
- —
- OPM %
- —
- Other Income
- 34
- Interest
- 268
- Depreciation
- 19
- -40
- Tax %
- 55.39%
- Net Profit
- 0
- -1
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2024
- 621
- 314
- Operating Profit
- —
- OPM %
- —
- Other Income
- 3
- Interest
- 299
- Depreciation
- 23
- 22
- Tax %
- -77.49%
- Net Profit
- 0
- 0
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2024
- 652
- 483
- Operating Profit
- —
- OPM %
- —
- Other Income
- 9
- Interest
- 344
- Depreciation
- 23
- -125
- Tax %
- 2.73%
- Net Profit
- -122
- -2
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2024
- 736
- 467
- Operating Profit
- —
- OPM %
- —
- Other Income
- 84
- Interest
- 363
- Depreciation
- 23
- 15
- Tax %
- 49.44%
- Net Profit
- 8
- -1
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2024
- 739
- 552
- Operating Profit
- —
- OPM %
- —
- Other Income
- 17
- Interest
- 417
- Depreciation
- 27
- -101
- Tax %
- 41.99%
- Net Profit
- -59
- -1
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2025
- 814
- 673
- Operating Profit
- —
- OPM %
- —
- Other Income
- 58
- Interest
- 440
- Depreciation
- 38
- 23
- Tax %
- -6.84%
- Net Profit
- 24
- -0
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2025
- 776
- 641
- Operating Profit
- —
- OPM %
- —
- Other Income
- 195
- Interest
- 450
- Depreciation
- 31
- -81
- Tax %
- -32.59%
- Net Profit
- -107
- -0
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 42
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2025
- 768
- 647
- Operating Profit
- —
- OPM %
- —
- Other Income
- 276
- Interest
- 459
- Depreciation
- 24
- -32
- Tax %
- 73.22%
- Net Profit
- -9
- -1
- Equity Capital
- 46
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 46
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2025
- 783
- 626
- Operating Profit
- —
- OPM %
- —
- Other Income
- 60
- Interest
- 439
- Depreciation
- 32
- -164
- Tax %
- 17.83%
- Net Profit
- -135
- -2
- Equity Capital
- 46
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 46
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2026
- 891
- 751
- Operating Profit
- —
- OPM %
- —
- Other Income
- 19
- Interest
- 419
- Depreciation
- 61
- 23
- Tax %
- 235.18%
- Net Profit
- -31
- 0
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2026
- 912
- 1,095
- Operating Profit
- —
- OPM %
- —
- Other Income
- 30
- Interest
- 387
- Depreciation
- 38
- -153
- Tax %
- 2.79%
- Net Profit
- -149
- -0
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 6,863 | 9,884 | 370 | 473 | 500 | 695 | 1,310 | 2,207 | 3,493 | 3,763 | 3,354 | |
| 6,853 | 9,746 | 469 | 332 | 290 | 555 | 870 | 4,592 | 2,175 | 2,731 | 3,120 | |
| Operating Profit | 142 | 162 | -87 | 164 | 226 | 167 | 496 | 984 | 1,486 | 1,460 | — |
| OPM % | 2 | 2 | -24 | 35 | 45 | 24 | 38 | 45 | 43 | 39 | — |
| Other Income | 132 | 24 | 12 | 23 | 15 | 28 | 55 | 3,369 | 168 | 428 | 384 |
| Interest | 60 | 96 | 155 | 199 | 238 | 330 | 636 | 1,022 | 1,564 | 1,767 | 1,704 |
| Depreciation | 7 | 8 | 20 | 20 | 19 | 21 | 38 | 71 | 111 | 148 | 155 |
| 76 | 80 | 244 | 13 | -32 | -184 | -179 | -107 | -188 | -253 | -326 | |
| Tax % | 40 | 48 | 41 | 94 | -31 | -3 | -2 | 33 | 21 | -11 | 1 |
| Net Profit | 46 | 42 | 144 | 1 | -42 | -190 | -183 | -71 | -149 | -281 | -323 |
| EPS | 0 | 0 | 0 | 0 | -1 | -4 | -4 | -2 | -5 | -3 | — |
| Dividend Payout % | 7 | 7 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Minority Interest | -16 | -10 | -25 | 14 | -5 | 13 | 33 | -28 | -39 | 143 | -56 |
| Share of Associates | 0 | 0 | -2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 1 | 1 | 3 | 0 | -1 | -4 | -4 | -2 | -5 | -3 | — |
| Minority Interest | -16 | -10 | -25 | 14 | -5 | 13 | 33 | -28 | -39 | 143 | -56 |
| Share of Associates | 0 | 0 | -2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 1 | 1 | 3 | 0 | -1 | -4 | -4 | -2 | -5 | -3 | — |
Mar 2017
- 6,863
- 6,853
- Operating Profit
- 142
- OPM %
- 2
- Other Income
- 132
- Interest
- 60
- Depreciation
- 7
- 76
- Tax %
- 40
- Net Profit
- 46
- EPS
- 0
- Dividend Payout %
- 7
- Minority Interest
- -16
- Share of Associates
- 0
- Adjusted EPS
- 1
- Minority Interest
- -16
- Share of Associates
- 0
- Adjusted EPS
- 1
Mar 2018
- 9,884
- 9,746
- Operating Profit
- 162
- OPM %
- 2
- Other Income
- 24
- Interest
- 96
- Depreciation
- 8
- 80
- Tax %
- 48
- Net Profit
- 42
- EPS
- 0
- Dividend Payout %
- 7
- Minority Interest
- -10
- Share of Associates
- 0
- Adjusted EPS
- 1
- Minority Interest
- -10
- Share of Associates
- 0
- Adjusted EPS
- 1
Mar 2019
- 370
- 469
- Operating Profit
- -87
- OPM %
- -24
- Other Income
- 12
- Interest
- 155
- Depreciation
- 20
- 244
- Tax %
- 41
- Net Profit
- 144
- EPS
- 0
- Dividend Payout %
- 2
- Minority Interest
- -25
- Share of Associates
- -2
- Adjusted EPS
- 3
- Minority Interest
- -25
- Share of Associates
- -2
- Adjusted EPS
- 3
Mar 2020
- 473
- 332
- Operating Profit
- 164
- OPM %
- 35
- Other Income
- 23
- Interest
- 199
- Depreciation
- 20
- 13
- Tax %
- 94
- Net Profit
- 1
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 14
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 14
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2021
- 500
- 290
- Operating Profit
- 226
- OPM %
- 45
- Other Income
- 15
- Interest
- 238
- Depreciation
- 19
- -32
- Tax %
- -31
- Net Profit
- -42
- EPS
- -1
- Dividend Payout %
- 0
- Minority Interest
- -5
- Share of Associates
- 0
- Adjusted EPS
- -1
- Minority Interest
- -5
- Share of Associates
- 0
- Adjusted EPS
- -1
Mar 2022
- 695
- 555
- Operating Profit
- 167
- OPM %
- 24
- Other Income
- 28
- Interest
- 330
- Depreciation
- 21
- -184
- Tax %
- -3
- Net Profit
- -190
- EPS
- -4
- Dividend Payout %
- 0
- Minority Interest
- 13
- Share of Associates
- 0
- Adjusted EPS
- -4
- Minority Interest
- 13
- Share of Associates
- 0
- Adjusted EPS
- -4
Mar 2023
- 1,310
- 870
- Operating Profit
- 496
- OPM %
- 38
- Other Income
- 55
- Interest
- 636
- Depreciation
- 38
- -179
- Tax %
- -2
- Net Profit
- -183
- EPS
- -4
- Dividend Payout %
- 0
- Minority Interest
- 33
- Share of Associates
- 0
- Adjusted EPS
- -4
- Minority Interest
- 33
- Share of Associates
- 0
- Adjusted EPS
- -4
Mar 2024
- 2,207
- 4,592
- Operating Profit
- 984
- OPM %
- 45
- Other Income
- 3,369
- Interest
- 1,022
- Depreciation
- 71
- -107
- Tax %
- 33
- Net Profit
- -71
- EPS
- -2
- Dividend Payout %
- 0
- Minority Interest
- -28
- Share of Associates
- 0
- Adjusted EPS
- -2
- Minority Interest
- -28
- Share of Associates
- 0
- Adjusted EPS
- -2
Mar 2025
- 3,493
- 2,175
- Operating Profit
- 1,486
- OPM %
- 43
- Other Income
- 168
- Interest
- 1,564
- Depreciation
- 111
- -188
- Tax %
- 21
- Net Profit
- -149
- EPS
- -5
- Dividend Payout %
- 0
- Minority Interest
- -39
- Share of Associates
- 0
- Adjusted EPS
- -5
- Minority Interest
- -39
- Share of Associates
- 0
- Adjusted EPS
- -5
Mar 2026
- 3,763
- 2,731
- Operating Profit
- 1,460
- OPM %
- 39
- Other Income
- 428
- Interest
- 1,767
- Depreciation
- 148
- -253
- Tax %
- -11
- Net Profit
- -281
- EPS
- -3
- Dividend Payout %
- 0
- Minority Interest
- 143
- Share of Associates
- 0
- Adjusted EPS
- -3
- Minority Interest
- 143
- Share of Associates
- 0
- Adjusted EPS
- -3
TTM
- 3,354
- 3,120
- Operating Profit
- —
- OPM %
- —
- Other Income
- 384
- Interest
- 1,704
- Depreciation
- 155
- -326
- Tax %
- 1
- Net Profit
- -323
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- -56
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- -56
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- -1%
- 5 Years:
- 50%
- 3 Years:
- 42%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- -8%
- 3 Years:
- -1%
- 1 Year:
- -40%
RETURN ON EQUITY
- 10 Years:
- -19%
- 5 Years:
- -49%
- 3 Years:
- -62%
- Last Year:
- -123%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 49 |
| 275 | 290 | 490 | 546 | 501 | 600 | 512 | 355 | 193 | 176 | |
| 200 | 416 | 140 | 128 | 110 | 62 | 681 | 4,985 | 8,320 | 9,594 | |
| Trade Payables | 94 | 114 | 46 | 88 | 82 | 180 | 194 | 181 | 168 | 213 |
| 616 | 1,316 | 2,189 | 2,275 | 2,581 | 11,033 | 9,598 | 11,072 | 13,048 | 10,617 | |
| Total Liabilities | 1,227 | 2,177 | 2,906 | 3,080 | 3,316 | 11,917 | 11,028 | 16,634 | 21,769 | 20,649 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 110 | 149 | 141 | 153 | 169 | 405 | 510 | 663 | 955 | 988 | |
| Capital Work in Progress | 0 | 4 | 0 | 0 | 0 | 0 | 3 | 4 | 129 | 153 |
| 51 | 118 | 198 | 81 | 78 | 2,867 | 2,517 | 3,914 | 5,281 | 4,158 | |
| 17 | 33 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 43 | 60 | 58 | |
| Cash & Bank | 250 | 302 | 266 | 391 | 472 | 4,630 | 780 | 545 | 1,455 | 1,284 |
| 799 | 1,571 | 2,302 | 2,455 | 2,596 | 4,014 | 7,217 | 11,466 | 13,889 | 14,008 | |
| Total Assets | 1,227 | 2,177 | 2,906 | 3,080 | 3,316 | 11,917 | 11,028 | 16,634 | 21,769 | 20,649 |
| Total Debt | 391 | 1,143 | 1,798 | 1,734 | 1,925 | 6,078 | 5,164 | 10,775 | 16,280 | 15,758 |
| Net Working Capital | 392 | 520 | -14 | 69 | 100 | 334 | -4,184 | -5,200 | 930 | -4,041 |
| Contingent Liabilities | 4 | 4 | 3 | 16 | 65 | 50 | 65 | 94 | 217 | 197 |
| Book Value per Share | 7.60 | 7.95 | 12.78 | 14.13 | 13.04 | 15.41 | 13.32 | 9.53 | 5.63 | 4.61 |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Total Debt | 391 | 1,143 | 1,798 | 1,734 | 1,925 | 6,078 | 5,164 | 10,775 | 16,280 | 15,758 |
| Net Working Capital | 392 | 520 | -14 | 69 | 100 | 334 | -4,184 | -5,200 | 930 | -4,041 |
| Contingent Liabilities | 4 | 4 | 3 | 16 | 65 | 50 | 65 | 94 | 217 | 197 |
| Book Value per Share | 7.60 | 7.95 | 12.78 | 14.13 | 13.04 | 15.41 | 13.32 | 9.53 | 5.63 | 4.61 |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Mar 2017
- Equity Capital
- 42
- 275
- 200
- Trade Payables
- 94
- 616
- Total Liabilities
- 1,227
- 110
- Capital Work in Progress
- 0
- 51
- 17
- 0
- Cash & Bank
- 250
- 799
- Total Assets
- 1,227
- Total Debt
- 391
- Net Working Capital
- 392
- Contingent Liabilities
- 4
- Book Value per Share
- 7.60
- Face Value
- 1.00
- Total Debt
- 391
- Net Working Capital
- 392
- Contingent Liabilities
- 4
- Book Value per Share
- 7.60
- Face Value
- 1.00
Mar 2018
- Equity Capital
- 42
- 290
- 416
- Trade Payables
- 114
- 1,316
- Total Liabilities
- 2,177
- 149
- Capital Work in Progress
- 4
- 118
- 33
- 0
- Cash & Bank
- 302
- 1,571
- Total Assets
- 2,177
- Total Debt
- 1,143
- Net Working Capital
- 520
- Contingent Liabilities
- 4
- Book Value per Share
- 7.95
- Face Value
- 1.00
- Total Debt
- 1,143
- Net Working Capital
- 520
- Contingent Liabilities
- 4
- Book Value per Share
- 7.95
- Face Value
- 1.00
Mar 2019
- Equity Capital
- 42
- 490
- 140
- Trade Payables
- 46
- 2,189
- Total Liabilities
- 2,906
- 141
- Capital Work in Progress
- 0
- 198
- 0
- 0
- Cash & Bank
- 266
- 2,302
- Total Assets
- 2,906
- Total Debt
- 1,798
- Net Working Capital
- -14
- Contingent Liabilities
- 3
- Book Value per Share
- 12.78
- Face Value
- 1.00
- Total Debt
- 1,798
- Net Working Capital
- -14
- Contingent Liabilities
- 3
- Book Value per Share
- 12.78
- Face Value
- 1.00
Mar 2020
- Equity Capital
- 42
- 546
- 128
- Trade Payables
- 88
- 2,275
- Total Liabilities
- 3,080
- 153
- Capital Work in Progress
- 0
- 81
- 0
- 0
- Cash & Bank
- 391
- 2,455
- Total Assets
- 3,080
- Total Debt
- 1,734
- Net Working Capital
- 69
- Contingent Liabilities
- 16
- Book Value per Share
- 14.13
- Face Value
- 1.00
- Total Debt
- 1,734
- Net Working Capital
- 69
- Contingent Liabilities
- 16
- Book Value per Share
- 14.13
- Face Value
- 1.00
Mar 2021
- Equity Capital
- 42
- 501
- 110
- Trade Payables
- 82
- 2,581
- Total Liabilities
- 3,316
- 169
- Capital Work in Progress
- 0
- 78
- 0
- 0
- Cash & Bank
- 472
- 2,596
- Total Assets
- 3,316
- Total Debt
- 1,925
- Net Working Capital
- 100
- Contingent Liabilities
- 65
- Book Value per Share
- 13.04
- Face Value
- 1.00
- Total Debt
- 1,925
- Net Working Capital
- 100
- Contingent Liabilities
- 65
- Book Value per Share
- 13.04
- Face Value
- 1.00
Mar 2022
- Equity Capital
- 42
- 600
- 62
- Trade Payables
- 180
- 11,033
- Total Liabilities
- 11,917
- 405
- Capital Work in Progress
- 0
- 2,867
- 0
- 0
- Cash & Bank
- 4,630
- 4,014
- Total Assets
- 11,917
- Total Debt
- 6,078
- Net Working Capital
- 334
- Contingent Liabilities
- 50
- Book Value per Share
- 15.41
- Face Value
- 1.00
- Total Debt
- 6,078
- Net Working Capital
- 334
- Contingent Liabilities
- 50
- Book Value per Share
- 15.41
- Face Value
- 1.00
Mar 2023
- Equity Capital
- 42
- 512
- 681
- Trade Payables
- 194
- 9,598
- Total Liabilities
- 11,028
- 510
- Capital Work in Progress
- 3
- 2,517
- 0
- 0
- Cash & Bank
- 780
- 7,217
- Total Assets
- 11,028
- Total Debt
- 5,164
- Net Working Capital
- -4,184
- Contingent Liabilities
- 65
- Book Value per Share
- 13.32
- Face Value
- 1.00
- Total Debt
- 5,164
- Net Working Capital
- -4,184
- Contingent Liabilities
- 65
- Book Value per Share
- 13.32
- Face Value
- 1.00
Mar 2024
- Equity Capital
- 42
- 355
- 4,985
- Trade Payables
- 181
- 11,072
- Total Liabilities
- 16,634
- 663
- Capital Work in Progress
- 4
- 3,914
- 0
- 43
- Cash & Bank
- 545
- 11,466
- Total Assets
- 16,634
- Total Debt
- 10,775
- Net Working Capital
- -5,200
- Contingent Liabilities
- 94
- Book Value per Share
- 9.53
- Face Value
- 1.00
- Total Debt
- 10,775
- Net Working Capital
- -5,200
- Contingent Liabilities
- 94
- Book Value per Share
- 9.53
- Face Value
- 1.00
Mar 2025
- Equity Capital
- 42
- 193
- 8,320
- Trade Payables
- 168
- 13,048
- Total Liabilities
- 21,769
- 955
- Capital Work in Progress
- 129
- 5,281
- 0
- 60
- Cash & Bank
- 1,455
- 13,889
- Total Assets
- 21,769
- Total Debt
- 16,280
- Net Working Capital
- 930
- Contingent Liabilities
- 217
- Book Value per Share
- 5.63
- Face Value
- 1.00
- Total Debt
- 16,280
- Net Working Capital
- 930
- Contingent Liabilities
- 217
- Book Value per Share
- 5.63
- Face Value
- 1.00
Mar 2026
- Equity Capital
- 49
- 176
- 9,594
- Trade Payables
- 213
- 10,617
- Total Liabilities
- 20,649
- 988
- Capital Work in Progress
- 153
- 4,158
- 0
- 58
- Cash & Bank
- 1,284
- 14,008
- Total Assets
- 20,649
- Total Debt
- 15,758
- Net Working Capital
- -4,041
- Contingent Liabilities
- 197
- Book Value per Share
- 4.61
- Face Value
- 1.00
- Total Debt
- 15,758
- Net Working Capital
- -4,041
- Contingent Liabilities
- 197
- Book Value per Share
- 4.61
- Face Value
- 1.00
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -55 | -780 | -1,377 | -178 | -40 | 3,331 | -4,091 | 120 | 2,532 | -1,814 | |
| Cash from Investing | 16 | -60 | 782 | 133 | -56 | -286 | 142 | -1,550 | -1,704 | 1,459 |
| Cash from Financing | 86 | 881 | 503 | 63 | 137 | 737 | 97 | 1,503 | -590 | 436 |
| 47 | 41 | -92 | 18 | 40 | 3,782 | -3,851 | 73 | 238 | 80 | |
| Free Cash Flow | -86 | -827 | -1,377 | -216 | -64 | 3,076 | -4,499 | -58 | 2,036 | -1,964 |
| OCF / Net Profit | -1.21 | -18.74 | -9.57 | -248.43 | 0.97 | -17.54 | 22.36 | -1.68 | -17.04 | 6.45 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -2,571 | 592 | -3,080 | -1,761 | 491 | -1,410 |
| OCF / Net Profit | -1.21 | -18.74 | -9.57 | -248.43 | 0.97 | -17.54 | 22.36 | -1.68 | -17.04 | 6.45 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -2,571 | 592 | -3,080 | -1,761 | 491 | -1,410 |
Mar 2017
- -55
- Cash from Investing
- 16
- Cash from Financing
- 86
- 47
- Free Cash Flow
- -86
- OCF / Net Profit
- -1.21
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -1.21
- Cumulative 5-Year FCF
- 0
Mar 2018
- -780
- Cash from Investing
- -60
- Cash from Financing
- 881
- 41
- Free Cash Flow
- -827
- OCF / Net Profit
- -18.74
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -18.74
- Cumulative 5-Year FCF
- 0
Mar 2019
- -1,377
- Cash from Investing
- 782
- Cash from Financing
- 503
- -92
- Free Cash Flow
- -1,377
- OCF / Net Profit
- -9.57
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -9.57
- Cumulative 5-Year FCF
- 0
Mar 2020
- -178
- Cash from Investing
- 133
- Cash from Financing
- 63
- 18
- Free Cash Flow
- -216
- OCF / Net Profit
- -248.43
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -248.43
- Cumulative 5-Year FCF
- 0
Mar 2021
- -40
- Cash from Investing
- -56
- Cash from Financing
- 137
- 40
- Free Cash Flow
- -64
- OCF / Net Profit
- 0.97
- Cumulative 5-Year FCF
- -2,571
- OCF / Net Profit
- 0.97
- Cumulative 5-Year FCF
- -2,571
Mar 2022
- 3,331
- Cash from Investing
- -286
- Cash from Financing
- 737
- 3,782
- Free Cash Flow
- 3,076
- OCF / Net Profit
- -17.54
- Cumulative 5-Year FCF
- 592
- OCF / Net Profit
- -17.54
- Cumulative 5-Year FCF
- 592
Mar 2023
- -4,091
- Cash from Investing
- 142
- Cash from Financing
- 97
- -3,851
- Free Cash Flow
- -4,499
- OCF / Net Profit
- 22.36
- Cumulative 5-Year FCF
- -3,080
- OCF / Net Profit
- 22.36
- Cumulative 5-Year FCF
- -3,080
Mar 2024
- 120
- Cash from Investing
- -1,550
- Cash from Financing
- 1,503
- 73
- Free Cash Flow
- -58
- OCF / Net Profit
- -1.68
- Cumulative 5-Year FCF
- -1,761
- OCF / Net Profit
- -1.68
- Cumulative 5-Year FCF
- -1,761
Mar 2025
- 2,532
- Cash from Investing
- -1,704
- Cash from Financing
- -590
- 238
- Free Cash Flow
- 2,036
- OCF / Net Profit
- -17.04
- Cumulative 5-Year FCF
- 491
- OCF / Net Profit
- -17.04
- Cumulative 5-Year FCF
- 491
Mar 2026
- -1,814
- Cash from Investing
- 1,459
- Cash from Financing
- 436
- 80
- Free Cash Flow
- -1,964
- OCF / Net Profit
- 6.45
- Cumulative 5-Year FCF
- -1,410
- OCF / Net Profit
- 6.45
- Cumulative 5-Year FCF
- -1,410
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 0.72 | 0.77 | 2.79 | 0.35 | -1.13 | -4.25 | -3.60 | -2.39 | -4.51 | -2.84 |
| Book Value (₹) | 7.60 | 7.95 | 12.78 | 14.13 | 13.04 | 15.41 | 13.32 | 9.53 | 5.63 | 4.61 |
| Dividend per Share (₹) | 0.05 | 0.05 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | 1.26 | 1.20 | 3.93 | 0.50 | -0.54 | -4.05 | -3.49 | 0.00 | -0.90 | -2.74 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 2.07% | 1.64% | -23.55% | 34.61% | 45.10% | 24.06% | 37.84% | -108.06% | 37.74% | 27.43% |
| Net Margin % | 0.67% | 0.42% | 38.91% | 0.15% | -8.36% | -27.35% | -13.96% | -3.23% | -4.25% | -7.48% |
| ROE % | 14.38% | 12.87% | 33.38% | 0.13% | -7.40% | -32.10% | -30.61% | -14.98% | -47.11% | -122.64% |
| ROCE % | 19.93% | 15.87% | 20.40% | 8.90% | 8.50% | 3.15% | 7.32% | 10.79% | 9.90% | 9.28% |
| 4.15% | 2.45% | 5.66% | 0.02% | -1.31% | -2.49% | -1.59% | -0.51% | -0.77% | -1.33% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 11 | 8 | 170 | 56 | 35 | 18 | 9 | 6 | 5 | 6 |
| Inventory Days | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 6 | 4 | 0 | 0 | 0 | 819 | 809 | 595 | 551 | 465 |
| 6 | 5 | 170 | 56 | 35 | -801 | -800 | -589 | -545 | -459 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 1.24x | 3.46x | 3.38x | 2.95x | 3.55x | 9.48x | 9.32x | 27.17x | 69.52x | 70.15x |
| Interest Coverage (x) | 2.27x | 1.83x | 2.58x | 1.06x | 0.87x | 0.44x | 0.72x | 0.90x | 0.88x | 0.86x |
| 1.89x | 1.64x | 0.98x | 1.15x | 1.18x | 1.08x | 0.20x | 0.14x | 1.10x | 0.64x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 71.80% | 44.01% | -96.26% | 27.75% | 5.84% | 38.85% | 88.62% | 68.45% | 58.30% | 7.72% |
| Operating Profit Growth % | 87.88% | 13.73% | -153.87% | 287.75% | 37.93% | -25.92% | 196.59% | 98.60% | 50.98% | -1.74% |
| Net Profit Growth % | 46.22% | -8.88% | 245.89% | -99.50% | -5941.65% | -354.31% | 3.69% | 61.09% | -108.72% | -89.35% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 33.67% | -88.71% | 36.99% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 2.99x | 4.16x | 5.98x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 11.60x | 10.63x | 10.83x |
Mar 2017
- EPS (₹)
- 0.72
- Book Value (₹)
- 7.60
- Dividend per Share (₹)
- 0.05
- Cash EPS (₹)
- 1.26
- Operating Margin %
- 2.07%
- Net Margin %
- 0.67%
- ROE %
- 14.38%
- ROCE %
- 19.93%
- 4.15%
- Debtor Days
- 11
- Inventory Days
- 1
- Payable Days
- 6
- 6
- Debt to Equity (x)
- 1.24x
- Interest Coverage (x)
- 2.27x
- 1.89x
- Revenue Growth %
- 71.80%
- Operating Profit Growth %
- 87.88%
- Net Profit Growth %
- 46.22%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 0.77
- Book Value (₹)
- 7.95
- Dividend per Share (₹)
- 0.05
- Cash EPS (₹)
- 1.20
- Operating Margin %
- 1.64%
- Net Margin %
- 0.42%
- ROE %
- 12.87%
- ROCE %
- 15.87%
- 2.45%
- Debtor Days
- 8
- Inventory Days
- 1
- Payable Days
- 4
- 5
- Debt to Equity (x)
- 3.46x
- Interest Coverage (x)
- 1.83x
- 1.64x
- Revenue Growth %
- 44.01%
- Operating Profit Growth %
- 13.73%
- Net Profit Growth %
- -8.88%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 2.79
- Book Value (₹)
- 12.78
- Dividend per Share (₹)
- 0.05
- Cash EPS (₹)
- 3.93
- Operating Margin %
- -23.55%
- Net Margin %
- 38.91%
- ROE %
- 33.38%
- ROCE %
- 20.40%
- 5.66%
- Debtor Days
- 170
- Inventory Days
- 0
- Payable Days
- 0
- 170
- Debt to Equity (x)
- 3.38x
- Interest Coverage (x)
- 2.58x
- 0.98x
- Revenue Growth %
- -96.26%
- Operating Profit Growth %
- -153.87%
- Net Profit Growth %
- 245.89%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- 0.35
- Book Value (₹)
- 14.13
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.50
- Operating Margin %
- 34.61%
- Net Margin %
- 0.15%
- ROE %
- 0.13%
- ROCE %
- 8.90%
- 0.02%
- Debtor Days
- 56
- Inventory Days
- 0
- Payable Days
- 0
- 56
- Debt to Equity (x)
- 2.95x
- Interest Coverage (x)
- 1.06x
- 1.15x
- Revenue Growth %
- 27.75%
- Operating Profit Growth %
- 287.75%
- Net Profit Growth %
- -99.50%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- -1.13
- Book Value (₹)
- 13.04
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -0.54
- Operating Margin %
- 45.10%
- Net Margin %
- -8.36%
- ROE %
- -7.40%
- ROCE %
- 8.50%
- -1.31%
- Debtor Days
- 35
- Inventory Days
- 0
- Payable Days
- 0
- 35
- Debt to Equity (x)
- 3.55x
- Interest Coverage (x)
- 0.87x
- 1.18x
- Revenue Growth %
- 5.84%
- Operating Profit Growth %
- 37.93%
- Net Profit Growth %
- -5941.65%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- -4.25
- Book Value (₹)
- 15.41
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -4.05
- Operating Margin %
- 24.06%
- Net Margin %
- -27.35%
- ROE %
- -32.10%
- ROCE %
- 3.15%
- -2.49%
- Debtor Days
- 18
- Inventory Days
- 0
- Payable Days
- 819
- -801
- Debt to Equity (x)
- 9.48x
- Interest Coverage (x)
- 0.44x
- 1.08x
- Revenue Growth %
- 38.85%
- Operating Profit Growth %
- -25.92%
- Net Profit Growth %
- -354.31%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- -3.60
- Book Value (₹)
- 13.32
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -3.49
- Operating Margin %
- 37.84%
- Net Margin %
- -13.96%
- ROE %
- -30.61%
- ROCE %
- 7.32%
- -1.59%
- Debtor Days
- 9
- Inventory Days
- 0
- Payable Days
- 809
- -800
- Debt to Equity (x)
- 9.32x
- Interest Coverage (x)
- 0.72x
- 0.20x
- Revenue Growth %
- 88.62%
- Operating Profit Growth %
- 196.59%
- Net Profit Growth %
- 3.69%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- -2.39
- Book Value (₹)
- 9.53
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.00
- Operating Margin %
- -108.06%
- Net Margin %
- -3.23%
- ROE %
- -14.98%
- ROCE %
- 10.79%
- -0.51%
- Debtor Days
- 6
- Inventory Days
- 0
- Payable Days
- 595
- -589
- Debt to Equity (x)
- 27.17x
- Interest Coverage (x)
- 0.90x
- 0.14x
- Revenue Growth %
- 68.45%
- Operating Profit Growth %
- 98.60%
- Net Profit Growth %
- 61.09%
- 33.67%
- P/E (x)
- 0.00x
- P/B (x)
- 2.99x
- Dividend Yield %
- 0.00%
- 11.60x
Mar 2025
- EPS (₹)
- -4.51
- Book Value (₹)
- 5.63
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -0.90
- Operating Margin %
- 37.74%
- Net Margin %
- -4.25%
- ROE %
- -47.11%
- ROCE %
- 9.90%
- -0.77%
- Debtor Days
- 5
- Inventory Days
- 0
- Payable Days
- 551
- -545
- Debt to Equity (x)
- 69.52x
- Interest Coverage (x)
- 0.88x
- 1.10x
- Revenue Growth %
- 58.30%
- Operating Profit Growth %
- 50.98%
- Net Profit Growth %
- -108.72%
- -88.71%
- P/E (x)
- 0.00x
- P/B (x)
- 4.16x
- Dividend Yield %
- 0.00%
- 10.63x
Mar 2026
- EPS (₹)
- -2.84
- Book Value (₹)
- 4.61
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -2.74
- Operating Margin %
- 27.43%
- Net Margin %
- -7.48%
- ROE %
- -122.64%
- ROCE %
- 9.28%
- -1.33%
- Debtor Days
- 6
- Inventory Days
- 0
- Payable Days
- 465
- -459
- Debt to Equity (x)
- 70.15x
- Interest Coverage (x)
- 0.86x
- 0.64x
- Revenue Growth %
- 7.72%
- Operating Profit Growth %
- -1.74%
- Net Profit Growth %
- -89.35%
- 36.99%
- P/E (x)
- 0.00x
- P/B (x)
- 5.98x
- Dividend Yield %
- 0.00%
- 10.83x
Documents
Announcements
- Monitoring Agency Report
2026-08-13 - Please find attached Monitoring Agency Report for the quarter ended June 30, 2026
- Updates
2026-08-12 - Centrum Capital Limited has informed the Exchange regarding Summary of the proceedings of the 48th Annual General Meeting.
Annual Reports
Credit Ratings
Nothing filed yet.
Concalls
Nothing filed yet.