Go Digit General Insurance Ltd.
•₹ 262.92.42%
2026-08-21
PROS
- Attractively priced for its growth - PEG of 0.4
- Company converts assets efficiently - asset turnover of 1.7x
CONS
- Company is loss-making at the operating / net level
- Effective tax rate is unusually low at 0.0% - earnings may be flattered
- Operating margins have contracted to -10.3% from -1.3%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | LICI | 413.00 | 8.70 | 522444.81 | 2.42 | 135866.90 | 23.98 | 1276231.60 | 6.69 | 37.75 | -76.97 |
| 2. | SBILIFE | 1785.50 | 0.00 | 179148.07 | 0.15 | 7249.30 | 21.97 | 200782.10 | 16.88 | 14.15 | -127.01 |
| 3. | HDFCLIFE | 538.80 | 59.26 | 117052.95 | 0.39 | 611.19 | 11.46 | 16727.63 | 15.05 | 10.01 | -98.79 |
| 4. | ICICIGI | 1616.00 | 0.00 | 80723.61 | 0.84 | 4031.70 | 439.66 | 59500.40 | 1058.48 | 23.62 | -10.35 |
| 5. | ICICIPRULI | 500.95 | 0.00 | 72678.43 | 0.33 | 623.91 | 61.94 | 19180.08 | 17.17 | 11.82 | 79.46 |
| 6. | GICRE | 360.30 | 7.12 | 63211.03 | 3.68 | 1743.67 | -31.10 | 11097.77 | -1.56 | 21.11 | -10.45 |
| 7. | STARHEALTH | 583.75 | 0.00 | 34358.18 | 0.00 | 549.73 | 109.40 | 4917.20 | 24.86 | 9.70 | 2.89 |
| 8. | NIACL | 185.85 | 39.81 | 30628.08 | 0.81 | -2391.50 | -695.39 | 97472.80 | 934.31 | 5.44 | -24.14 |
| 9. | GODIGIT | 253.00 | 0.00 | 23395.87 | 0.00 | 86.39 | -37.55 | 2006.96 | 7.61 | 13.56 | -15.23 |
| 10. | NIVABUPA | 84.04 | 0.00 | 15540.96 | 0.00 | 137.80 | 250.70 | 2273.72 | 86.37 | 3.75 | -0.22 |
| 11. | CANHLIFE | 151.95 | 0.00 | 14435.25 | 0.26 | 281.40 | 1101.54 | 20475.20 | 1138.35 | 8.35 | -112.52 |
Detailed Comparison with:
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1,475 | 1,657 | 1,982 | 1,982 | 1,824 | 1,891 | 2,084 | 2,247 | 1,865 | 2,088 | 2,160 | 2,301 | 2,007 | |
| 1,643 | 1,877 | 2,243 | 2,672 | 2,004 | 2,145 | 2,318 | 2,804 | 2,077 | 2,353 | 2,408 | 3,008 | 2,313 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 226 | 247 | 303 | 742 | 282 | 343 | 352 | 672 | 372 | 401 | 411 | 880 | 421 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 58 | 28 | 43 | 53 | 101 | 89 | 119 | 116 | 161 | 136 | 163 | 173 | 115 | |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 13.90% | 14.08% | 14.01% | 13.39% | 25.17% |
| Net Profit | 58 | 28 | 43 | 53 | 101 | 89 | 119 | 116 | 138 | 117 | 140 | 149 | 86 |
| 1 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 2 | 2 | 0 | |
| Equity Capital | 874 | 875 | 875 | 875 | 917 | 921 | 922 | 923 | 923 | 923 | 924 | 924 | 925 |
| Reserves | 1,538 | 1,569 | 1,616 | 1,671 | 2,814 | 2,912 | 3,030 | 3,142 | 3,287 | 3,409 | 3,558 | 3,716 | 3,811 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 874 | 875 | 875 | 875 | 917 | 921 | 922 | 923 | 923 | 923 | 924 | 924 | 925 |
| Reserves | 1,538 | 1,569 | 1,616 | 1,671 | 2,814 | 2,912 | 3,030 | 3,142 | 3,287 | 3,409 | 3,558 | 3,716 | 3,811 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 1,475
- 1,643
- Operating Profit
- —
- OPM %
- —
- Other Income
- 226
- Interest
- 0
- Depreciation
- 0
- 58
- Tax %
- 0.00%
- Net Profit
- 58
- 1
- Equity Capital
- 874
- Reserves
- 1,538
- Promoter Pledge %
- 0.00%
- Equity Capital
- 874
- Reserves
- 1,538
- Promoter Pledge %
- 0.00%
Sep 2023
- 1,657
- 1,877
- Operating Profit
- —
- OPM %
- —
- Other Income
- 247
- Interest
- 0
- Depreciation
- 0
- 28
- Tax %
- 0.00%
- Net Profit
- 28
- 0
- Equity Capital
- 875
- Reserves
- 1,569
- Promoter Pledge %
- 0.00%
- Equity Capital
- 875
- Reserves
- 1,569
- Promoter Pledge %
- 0.00%
Dec 2023
- 1,982
- 2,243
- Operating Profit
- —
- OPM %
- —
- Other Income
- 303
- Interest
- 0
- Depreciation
- 0
- 43
- Tax %
- 0.00%
- Net Profit
- 43
- 0
- Equity Capital
- 875
- Reserves
- 1,616
- Promoter Pledge %
- 0.00%
- Equity Capital
- 875
- Reserves
- 1,616
- Promoter Pledge %
- 0.00%
Mar 2024
- 1,982
- 2,672
- Operating Profit
- —
- OPM %
- —
- Other Income
- 742
- Interest
- 0
- Depreciation
- 0
- 53
- Tax %
- 0.00%
- Net Profit
- 53
- 1
- Equity Capital
- 875
- Reserves
- 1,671
- Promoter Pledge %
- 0.00%
- Equity Capital
- 875
- Reserves
- 1,671
- Promoter Pledge %
- 0.00%
Jun 2024
- 1,824
- 2,004
- Operating Profit
- —
- OPM %
- —
- Other Income
- 282
- Interest
- 0
- Depreciation
- 0
- 101
- Tax %
- 0.00%
- Net Profit
- 101
- 1
- Equity Capital
- 917
- Reserves
- 2,814
- Promoter Pledge %
- 0.00%
- Equity Capital
- 917
- Reserves
- 2,814
- Promoter Pledge %
- 0.00%
Sep 2024
- 1,891
- 2,145
- Operating Profit
- —
- OPM %
- —
- Other Income
- 343
- Interest
- 0
- Depreciation
- 0
- 89
- Tax %
- 0.00%
- Net Profit
- 89
- 1
- Equity Capital
- 921
- Reserves
- 2,912
- Promoter Pledge %
- 0.00%
- Equity Capital
- 921
- Reserves
- 2,912
- Promoter Pledge %
- 0.00%
Dec 2024
- 2,084
- 2,318
- Operating Profit
- —
- OPM %
- —
- Other Income
- 352
- Interest
- 0
- Depreciation
- 0
- 119
- Tax %
- 0.00%
- Net Profit
- 119
- 1
- Equity Capital
- 922
- Reserves
- 3,030
- Promoter Pledge %
- 0.00%
- Equity Capital
- 922
- Reserves
- 3,030
- Promoter Pledge %
- 0.00%
Mar 2025
- 2,247
- 2,804
- Operating Profit
- —
- OPM %
- —
- Other Income
- 672
- Interest
- 0
- Depreciation
- 0
- 116
- Tax %
- 0.00%
- Net Profit
- 116
- 1
- Equity Capital
- 923
- Reserves
- 3,142
- Promoter Pledge %
- 0.00%
- Equity Capital
- 923
- Reserves
- 3,142
- Promoter Pledge %
- 0.00%
Jun 2025
- 1,865
- 2,077
- Operating Profit
- —
- OPM %
- —
- Other Income
- 372
- Interest
- 0
- Depreciation
- 0
- 161
- Tax %
- 13.90%
- Net Profit
- 138
- 2
- Equity Capital
- 923
- Reserves
- 3,287
- Promoter Pledge %
- 0.00%
- Equity Capital
- 923
- Reserves
- 3,287
- Promoter Pledge %
- 0.00%
Sep 2025
- 2,088
- 2,353
- Operating Profit
- —
- OPM %
- —
- Other Income
- 401
- Interest
- 0
- Depreciation
- 0
- 136
- Tax %
- 14.08%
- Net Profit
- 117
- 1
- Equity Capital
- 923
- Reserves
- 3,409
- Promoter Pledge %
- 0.00%
- Equity Capital
- 923
- Reserves
- 3,409
- Promoter Pledge %
- 0.00%
Dec 2025
- 2,160
- 2,408
- Operating Profit
- —
- OPM %
- —
- Other Income
- 411
- Interest
- 0
- Depreciation
- 0
- 163
- Tax %
- 14.01%
- Net Profit
- 140
- 2
- Equity Capital
- 924
- Reserves
- 3,558
- Promoter Pledge %
- 0.00%
- Equity Capital
- 924
- Reserves
- 3,558
- Promoter Pledge %
- 0.00%
Mar 2026
- 2,301
- 3,008
- Operating Profit
- —
- OPM %
- —
- Other Income
- 880
- Interest
- 0
- Depreciation
- 0
- 173
- Tax %
- 13.39%
- Net Profit
- 149
- 2
- Equity Capital
- 924
- Reserves
- 3,716
- Promoter Pledge %
- 0.00%
- Equity Capital
- 924
- Reserves
- 3,716
- Promoter Pledge %
- 0.00%
Jun 2026
- 2,007
- 2,313
- Operating Profit
- —
- OPM %
- —
- Other Income
- 421
- Interest
- 0
- Depreciation
- 0
- 115
- Tax %
- 25.17%
- Net Profit
- 86
- 0
- Equity Capital
- 925
- Reserves
- 3,811
- Promoter Pledge %
- 0.00%
- Equity Capital
- 925
- Reserves
- 3,811
- Promoter Pledge %
- 0.00%
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8,556 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10,082 | |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 2,112 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| -6 | -70 | -271 | -175 | -123 | -296 | 36 | 182 | 425 | 632 | 586 | |
| Tax % | -0 | -0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 14 | 16 |
| Net Profit | -6 | -70 | -271 | -175 | -123 | -296 | 36 | 182 | 425 | 544 | 492 |
| EPS | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 5 | 6 | — |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | -7 | -2 | -4 | -2 | -1 | -3 | 0 | 2 | 5 | 6 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | -7 | -2 | -4 | -2 | -1 | -3 | 0 | 2 | 5 | 6 | — |
Mar 2017
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -6
- Tax %
- -0
- Net Profit
- -6
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -7
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -7
Mar 2018
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -70
- Tax %
- -0
- Net Profit
- -70
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
Mar 2019
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -271
- Tax %
- 0
- Net Profit
- -271
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -4
Mar 2020
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -175
- Tax %
- 0
- Net Profit
- -175
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
Mar 2021
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -123
- Tax %
- 0
- Net Profit
- -123
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -1
Mar 2022
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -296
- Tax %
- 0
- Net Profit
- -296
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -3
Mar 2023
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 36
- Tax %
- 0
- Net Profit
- 36
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2024
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 182
- Tax %
- 0
- Net Profit
- 182
- EPS
- 2
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
Mar 2025
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 2
- Interest
- 0
- Depreciation
- 0
- 425
- Tax %
- 0
- Net Profit
- 425
- EPS
- 5
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
Mar 2026
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 2
- Interest
- 0
- Depreciation
- 0
- 632
- Tax %
- 14
- Net Profit
- 544
- EPS
- 6
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
TTM
- 8,556
- 10,082
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,112
- Interest
- 0
- Depreciation
- 0
- 586
- Tax %
- 16
- Net Profit
- 492
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 148%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
- 1 Year:
- -29%
RETURN ON EQUITY
- 10 Years:
- -36%
- 5 Years:
- 3%
- 3 Years:
- 11%
- Last Year:
- 13%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 9 | 350 | 675 | 817 | 825 | 859 | 874 | 875 | 923 | 924 |
| -6 | -76 | -195 | 314 | 328 | 1,034 | 1,451 | 1,640 | 3,110 | 3,662 | |
| -3 | -274 | -479 | -1,131 | -1,153 | -1,893 | 116 | 554 | 631 | 449 | |
| Total Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 2,441 | 3,070 | 4,664 | 5,036 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 0 | 5 | 13 | 20 | 22 | 125 | 161 | 160 | 161 | 154 | |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 1 | 3 |
| Cash & Bank | 1 | 34 | 113 | 74 | 160 | 147 | 279 | 356 | 239 | 219 |
| -2 | -39 | -126 | -95 | -181 | -271 | 2,000 | 2,551 | 4,263 | 4,660 | |
| Total Assets | 0 | 0 | 0 | 0 | 0 | 0 | 2,441 | 3,070 | 4,664 | 5,036 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 350 | 350 | 350 |
| Net Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Contingent Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 566 |
| Book Value per Share | 3.08 | 7.82 | 7.11 | 13.84 | 13.98 | 22.04 | 26.61 | 28.74 | 43.69 | 49.61 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 350 | 350 | 350 |
| Net Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Contingent Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 566 |
| Book Value per Share | 3.08 | 7.82 | 7.11 | 13.84 | 13.98 | 22.04 | 26.61 | 28.74 | 43.69 | 49.61 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Mar 2017
- Equity Capital
- 9
- -6
- -3
- Total Liabilities
- 0
- 0
- Capital Work in Progress
- 0
- Cash & Bank
- 1
- -2
- Total Assets
- 0
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 3.08
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 3.08
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 350
- -76
- -274
- Total Liabilities
- 0
- 5
- Capital Work in Progress
- 0
- Cash & Bank
- 34
- -39
- Total Assets
- 0
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 7.82
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 7.82
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 675
- -195
- -479
- Total Liabilities
- 0
- 13
- Capital Work in Progress
- 0
- Cash & Bank
- 113
- -126
- Total Assets
- 0
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 7.11
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 7.11
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 817
- 314
- -1,131
- Total Liabilities
- 0
- 20
- Capital Work in Progress
- 0
- Cash & Bank
- 74
- -95
- Total Assets
- 0
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 13.84
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 13.84
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 825
- 328
- -1,153
- Total Liabilities
- 0
- 22
- Capital Work in Progress
- 0
- Cash & Bank
- 160
- -181
- Total Assets
- 0
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 13.98
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 13.98
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 859
- 1,034
- -1,893
- Total Liabilities
- 0
- 125
- Capital Work in Progress
- 0
- Cash & Bank
- 147
- -271
- Total Assets
- 0
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 22.04
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 22.04
- Face Value
- 10.00
Mar 2023
- Equity Capital
- 874
- 1,451
- 116
- Total Liabilities
- 2,441
- 161
- Capital Work in Progress
- 1
- Cash & Bank
- 279
- 2,000
- Total Assets
- 2,441
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 26.61
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 26.61
- Face Value
- 10.00
Mar 2024
- Equity Capital
- 875
- 1,640
- 554
- Total Liabilities
- 3,070
- 160
- Capital Work in Progress
- 2
- Cash & Bank
- 356
- 2,551
- Total Assets
- 3,070
- Total Debt
- 350
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 28.74
- Face Value
- 10.00
- Total Debt
- 350
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 28.74
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 923
- 3,110
- 631
- Total Liabilities
- 4,664
- 161
- Capital Work in Progress
- 1
- Cash & Bank
- 239
- 4,263
- Total Assets
- 4,664
- Total Debt
- 350
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 43.69
- Face Value
- 10.00
- Total Debt
- 350
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 43.69
- Face Value
- 10.00
Mar 2026
- Equity Capital
- 924
- 3,662
- 449
- Total Liabilities
- 5,036
- 154
- Capital Work in Progress
- 3
- Cash & Bank
- 219
- 4,660
- Total Assets
- 5,036
- Total Debt
- 350
- Net Working Capital
- 0
- Contingent Liabilities
- 566
- Book Value per Share
- 49.61
- Face Value
- 10.00
- Total Debt
- 350
- Net Working Capital
- 0
- Contingent Liabilities
- 566
- Book Value per Share
- 49.61
- Face Value
- 10.00
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -5 | 15 | 644 | 1,199 | 1,563 | 2,471 | 2,250 | 1,720 | 1,604 | 2,026 | |
| Cash from Investing | -3 | -324 | -1,040 | -2,057 | -1,637 | -3,487 | -2,514 | -1,986 | -2,837 | -2,019 |
| Cash from Financing | 9 | 341 | 475 | 820 | 159 | 1,003 | 397 | 342 | 1,092 | -28 |
| 1 | 33 | 79 | -39 | 86 | -13 | 133 | 77 | -141 | -22 | |
| Free Cash Flow | -5 | 10 | 632 | 1,185 | 1,554 | 2,356 | 2,201 | 1,707 | 1,591 | 2,014 |
| OCF / Net Profit | 0.76 | -0.22 | -2.38 | -6.84 | -12.74 | -8.35 | 63.29 | 9.47 | 3.77 | 3.72 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 0 | 5,737 | 7,928 | 9,003 | 9,408 | 9,869 |
| OCF / Net Profit | 0.76 | -0.22 | -2.38 | -6.84 | -12.74 | -8.35 | 63.29 | 9.47 | 3.77 | 3.72 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 0 | 5,737 | 7,928 | 9,003 | 9,408 | 9,869 |
Mar 2017
- -5
- Cash from Investing
- -3
- Cash from Financing
- 9
- 1
- Free Cash Flow
- -5
- OCF / Net Profit
- 0.76
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.76
- Cumulative 5-Year FCF
- 0
Mar 2018
- 15
- Cash from Investing
- -324
- Cash from Financing
- 341
- 33
- Free Cash Flow
- 10
- OCF / Net Profit
- -0.22
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.22
- Cumulative 5-Year FCF
- 0
Mar 2019
- 644
- Cash from Investing
- -1,040
- Cash from Financing
- 475
- 79
- Free Cash Flow
- 632
- OCF / Net Profit
- -2.38
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -2.38
- Cumulative 5-Year FCF
- 0
Mar 2020
- 1,199
- Cash from Investing
- -2,057
- Cash from Financing
- 820
- -39
- Free Cash Flow
- 1,185
- OCF / Net Profit
- -6.84
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -6.84
- Cumulative 5-Year FCF
- 0
Mar 2021
- 1,563
- Cash from Investing
- -1,637
- Cash from Financing
- 159
- 86
- Free Cash Flow
- 1,554
- OCF / Net Profit
- -12.74
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -12.74
- Cumulative 5-Year FCF
- 0
Mar 2022
- 2,471
- Cash from Investing
- -3,487
- Cash from Financing
- 1,003
- -13
- Free Cash Flow
- 2,356
- OCF / Net Profit
- -8.35
- Cumulative 5-Year FCF
- 5,737
- OCF / Net Profit
- -8.35
- Cumulative 5-Year FCF
- 5,737
Mar 2023
- 2,250
- Cash from Investing
- -2,514
- Cash from Financing
- 397
- 133
- Free Cash Flow
- 2,201
- OCF / Net Profit
- 63.29
- Cumulative 5-Year FCF
- 7,928
- OCF / Net Profit
- 63.29
- Cumulative 5-Year FCF
- 7,928
Mar 2024
- 1,720
- Cash from Investing
- -1,986
- Cash from Financing
- 342
- 77
- Free Cash Flow
- 1,707
- OCF / Net Profit
- 9.47
- Cumulative 5-Year FCF
- 9,003
- OCF / Net Profit
- 9.47
- Cumulative 5-Year FCF
- 9,003
Mar 2025
- 1,604
- Cash from Investing
- -2,837
- Cash from Financing
- 1,092
- -141
- Free Cash Flow
- 1,591
- OCF / Net Profit
- 3.77
- Cumulative 5-Year FCF
- 9,408
- OCF / Net Profit
- 3.77
- Cumulative 5-Year FCF
- 9,408
Mar 2026
- 2,026
- Cash from Investing
- -2,019
- Cash from Financing
- -28
- -22
- Free Cash Flow
- 2,014
- OCF / Net Profit
- 3.72
- Cumulative 5-Year FCF
- 9,869
- OCF / Net Profit
- 3.72
- Cumulative 5-Year FCF
- 9,869
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | -6.92 | -2.00 | -4.01 | -2.15 | -1.49 | -3.44 | 0.41 | 2.08 | 4.60 | 5.89 |
| Book Value (₹) | 3.08 | 7.82 | 7.11 | 13.84 | 13.98 | 22.04 | 26.61 | 28.74 | 43.69 | 49.61 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | -6.92 | -2.00 | -4.01 | -2.15 | -1.49 | -3.44 | 0.41 | 2.08 | 4.60 | 5.89 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 0.00% | -1115.97% | -60.00% | -18.28% | -9.54% | -11.02% | -1.28% | -12.15% | -10.18% | -10.29% |
| Net Margin % | 0.00% | -939.43% | -54.13% | -14.12% | -6.32% | -8.69% | 0.69% | 2.56% | 5.28% | 6.47% |
| ROE % | -224.32% | -50.74% | -71.88% | -21.77% | -10.75% | -19.43% | 1.69% | 7.51% | 12.98% | 12.63% |
| ROCE % | -223.46% | -50.59% | -71.94% | -21.77% | -10.75% | -19.43% | 1.69% | 7.00% | 11.73% | 13.56% |
| -222.36% | -50.73% | -71.90% | -22.01% | -10.48% | -18.45% | 1.61% | 6.59% | 10.99% | 11.22% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.14x | 0.09x | 0.08x |
| Interest Coverage (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| 0.97x | 0.51x | 0.23x | 0.12x | 0.10x | 0.08x | 0.08x | 0.10x | 0.11x | 0.10x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 0.00% | 0.00% | 6597.61% | 148.28% | 56.58% | 75.14% | 51.68% | 37.43% | 13.38% | 4.58% |
| Operating Profit Growth % | 0.00% | 0.00% | -260.09% | 24.35% | 18.27% | -102.24% | 82.33% | 830.59% | 26.92% | 49.27% |
| Net Profit Growth % | 0.00% | -1026.56% | -285.93% | 35.25% | 29.95% | -141.01% | 112.01% | 411.10% | 133.89% | 28.10% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 410.45% | 121.76% | 27.89% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 62.82x | 55.32x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 6.62x | 6.57x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.79x | 43.62x | 32.97x |
Mar 2017
- EPS (₹)
- -6.92
- Book Value (₹)
- 3.08
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -6.92
- Operating Margin %
- 0.00%
- Net Margin %
- 0.00%
- ROE %
- -224.32%
- ROCE %
- -223.46%
- -222.36%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.97x
- Revenue Growth %
- 0.00%
- Operating Profit Growth %
- 0.00%
- Net Profit Growth %
- 0.00%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- -2.00
- Book Value (₹)
- 7.82
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -2.00
- Operating Margin %
- -1115.97%
- Net Margin %
- -939.43%
- ROE %
- -50.74%
- ROCE %
- -50.59%
- -50.73%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.51x
- Revenue Growth %
- 0.00%
- Operating Profit Growth %
- 0.00%
- Net Profit Growth %
- -1026.56%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- -4.01
- Book Value (₹)
- 7.11
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -4.01
- Operating Margin %
- -60.00%
- Net Margin %
- -54.13%
- ROE %
- -71.88%
- ROCE %
- -71.94%
- -71.90%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.23x
- Revenue Growth %
- 6597.61%
- Operating Profit Growth %
- -260.09%
- Net Profit Growth %
- -285.93%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- -2.15
- Book Value (₹)
- 13.84
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -2.15
- Operating Margin %
- -18.28%
- Net Margin %
- -14.12%
- ROE %
- -21.77%
- ROCE %
- -21.77%
- -22.01%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.12x
- Revenue Growth %
- 148.28%
- Operating Profit Growth %
- 24.35%
- Net Profit Growth %
- 35.25%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- -1.49
- Book Value (₹)
- 13.98
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -1.49
- Operating Margin %
- -9.54%
- Net Margin %
- -6.32%
- ROE %
- -10.75%
- ROCE %
- -10.75%
- -10.48%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.10x
- Revenue Growth %
- 56.58%
- Operating Profit Growth %
- 18.27%
- Net Profit Growth %
- 29.95%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- -3.44
- Book Value (₹)
- 22.04
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -3.44
- Operating Margin %
- -11.02%
- Net Margin %
- -8.69%
- ROE %
- -19.43%
- ROCE %
- -19.43%
- -18.45%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.08x
- Revenue Growth %
- 75.14%
- Operating Profit Growth %
- -102.24%
- Net Profit Growth %
- -141.01%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 0.41
- Book Value (₹)
- 26.61
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.41
- Operating Margin %
- -1.28%
- Net Margin %
- 0.69%
- ROE %
- 1.69%
- ROCE %
- 1.69%
- 1.61%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.08x
- Revenue Growth %
- 51.68%
- Operating Profit Growth %
- 82.33%
- Net Profit Growth %
- 112.01%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 2.08
- Book Value (₹)
- 28.74
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 2.08
- Operating Margin %
- -12.15%
- Net Margin %
- 2.56%
- ROE %
- 7.51%
- ROCE %
- 7.00%
- 6.59%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.14x
- Interest Coverage (x)
- 0.00x
- 0.10x
- Revenue Growth %
- 37.43%
- Operating Profit Growth %
- 830.59%
- Net Profit Growth %
- 411.10%
- 410.45%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 1.79x
Mar 2025
- EPS (₹)
- 4.60
- Book Value (₹)
- 43.69
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 4.60
- Operating Margin %
- -10.18%
- Net Margin %
- 5.28%
- ROE %
- 12.98%
- ROCE %
- 11.73%
- 10.99%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.09x
- Interest Coverage (x)
- 0.00x
- 0.11x
- Revenue Growth %
- 13.38%
- Operating Profit Growth %
- 26.92%
- Net Profit Growth %
- 133.89%
- 121.76%
- P/E (x)
- 62.82x
- P/B (x)
- 6.62x
- Dividend Yield %
- 0.00%
- 43.62x
Mar 2026
- EPS (₹)
- 5.89
- Book Value (₹)
- 49.61
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 5.89
- Operating Margin %
- -10.29%
- Net Margin %
- 6.47%
- ROE %
- 12.63%
- ROCE %
- 13.56%
- 11.22%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.08x
- Interest Coverage (x)
- 0.00x
- 0.10x
- Revenue Growth %
- 4.58%
- Operating Profit Growth %
- 49.27%
- Net Profit Growth %
- 28.10%
- 27.89%
- P/E (x)
- 55.32x
- P/B (x)
- 6.57x
- Dividend Yield %
- 0.00%
- 32.97x
Documents
Announcements
- Shareholders meeting
2026-08-20 - Go Digit General Insurance Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on August 18, 2026. Further, the company has informed the Exchange regarding voting results.
- Shareholders meeting
2026-08-18 - Go Digit General Insurance Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on August 18, 2026
Annual Reports
Credit Ratings
- Credit Rating
2026-06-30 - Go Digit General Insurance Limited has informed the Exchange about Credit Rating
- Credit Rating
2026-03-31 - Go Digit General Insurance Limited has informed the Exchange about Credit Rating
- Credit Rating- New
2025-12-31 - Go Digit General Insurance Limited has informed the Exchange about Credit Rating- New
Concalls
Jul 2026
May 2026
Feb 2026