The New India Assurance Company Ltd.
•₹ 184.130.57%
2026-08-21
PROS
- Company has a consistent dividend-paying track record
CONS
- Company is loss-making at the operating / net level
- A large part of profit comes from other income (69.1% of PBT)
- Recent results are weak - TTM profit is down 16.0% versus prior year
- Company has a low return on equity of 5.3% over last 3 years
- Operating margins have contracted to -23.0% from 7.2%
- Effective tax rate is unusually low at 0.0% - earnings may be flattered
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | LICI | 413.00 | 8.70 | 522444.81 | 2.42 | 135866.90 | 23.98 | 1276231.60 | 6.69 | 37.75 | -76.97 |
| 2. | SBILIFE | 1785.50 | 0.00 | 179148.07 | 0.15 | 7249.30 | 21.97 | 200782.10 | 16.88 | 14.15 | -127.01 |
| 3. | HDFCLIFE | 538.80 | 59.26 | 117052.95 | 0.39 | 611.19 | 11.46 | 16727.63 | 15.05 | 10.01 | -98.79 |
| 4. | ICICIGI | 1616.00 | 0.00 | 80723.61 | 0.84 | 4031.70 | 439.66 | 59500.40 | 1058.48 | 23.62 | -10.35 |
| 5. | ICICIPRULI | 500.95 | 0.00 | 72678.43 | 0.33 | 623.91 | 61.94 | 19180.08 | 17.17 | 11.82 | 79.46 |
| 6. | GICRE | 360.30 | 7.12 | 63211.03 | 3.68 | 1743.67 | -31.10 | 11097.77 | -1.56 | 21.11 | -10.45 |
| 7. | STARHEALTH | 583.75 | 0.00 | 34358.18 | 0.00 | 549.73 | 109.40 | 4917.20 | 24.86 | 9.70 | 2.89 |
| 8. | NIACL | 185.85 | 39.81 | 30628.08 | 0.81 | -2391.50 | -695.39 | 97472.80 | 934.31 | 5.44 | -24.14 |
| 9. | GODIGIT | 253.00 | 0.00 | 23395.87 | 0.00 | 86.39 | -37.55 | 2006.96 | 7.61 | 13.56 | -15.23 |
| 10. | NIVABUPA | 84.04 | 0.00 | 15540.96 | 0.00 | 137.80 | 250.70 | 2273.72 | 86.37 | 3.75 | -0.22 |
| 11. | CANHLIFE | 151.95 | 0.00 | 14435.25 | 0.26 | 281.40 | 1101.54 | 20475.20 | 1138.35 | 8.35 | -112.52 |
Detailed Comparison with:
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7,971 | 8,245 | 8,987 | 8,983 | 8,547 | 8,567 | 9,070 | 9,352 | 9,424 | 9,455 | 9,771 | 10,022 | 9,747 | |
| 9,557 | 10,813 | 10,500 | 11,252 | 10,148 | 10,646 | 10,605 | 11,239 | 11,530 | 13,319 | 11,863 | 12,525 | 12,105 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 1,903 | 2,326 | 2,379 | 2,738 | 1,873 | 2,219 | 1,641 | 2,388 | 2,497 | 3,886 | 2,464 | 2,949 | 2,179 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 318 | -242 | 866 | 470 | 272 | 141 | 107 | 502 | 391 | 23 | 372 | 446 | -174 | |
| Tax % | 16.41% | 19.29% | 17.71% | 34.50% | 14.44% | 47.74% | -220.96% | 35.99% | -0.32% | 13.92% | -1.26% | -26.46% | -37.52% |
| Net Profit | 0 | 0 | 0 | 0 | 243 | 91 | 349 | 356 | 402 | 553 | 380 | 580 | -239 |
| 2 | -1 | 4 | 2 | 1 | 1 | 2 | 2 | 2 | 0 | 2 | 4 | -0 | |
| Equity Capital | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 |
| Reserves | 20,519 | 19,963 | 20,792 | 21,020 | 21,237 | 21,158 | 21,490 | 21,932 | 22,373 | 22,232 | 22,699 | 23,802 | 23,654 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 |
| Reserves | 20,519 | 19,963 | 20,792 | 21,020 | 21,237 | 21,158 | 21,490 | 21,932 | 22,373 | 22,232 | 22,699 | 23,802 | 23,654 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 7,971
- 9,557
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,903
- Interest
- 0
- Depreciation
- 0
- 318
- Tax %
- 16.41%
- Net Profit
- 0
- 2
- Equity Capital
- 824
- Reserves
- 20,519
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 20,519
- Promoter Pledge %
- 0.00%
Sep 2023
- 8,245
- 10,813
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,326
- Interest
- 0
- Depreciation
- 0
- -242
- Tax %
- 19.29%
- Net Profit
- 0
- -1
- Equity Capital
- 824
- Reserves
- 19,963
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 19,963
- Promoter Pledge %
- 0.00%
Dec 2023
- 8,987
- 10,500
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,379
- Interest
- 0
- Depreciation
- 0
- 866
- Tax %
- 17.71%
- Net Profit
- 0
- 4
- Equity Capital
- 824
- Reserves
- 20,792
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 20,792
- Promoter Pledge %
- 0.00%
Mar 2024
- 8,983
- 11,252
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,738
- Interest
- 0
- Depreciation
- 0
- 470
- Tax %
- 34.50%
- Net Profit
- 0
- 2
- Equity Capital
- 824
- Reserves
- 21,020
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 21,020
- Promoter Pledge %
- 0.00%
Jun 2024
- 8,547
- 10,148
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,873
- Interest
- 0
- Depreciation
- 0
- 272
- Tax %
- 14.44%
- Net Profit
- 243
- 1
- Equity Capital
- 824
- Reserves
- 21,237
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 21,237
- Promoter Pledge %
- 0.00%
Sep 2024
- 8,567
- 10,646
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,219
- Interest
- 0
- Depreciation
- 0
- 141
- Tax %
- 47.74%
- Net Profit
- 91
- 1
- Equity Capital
- 824
- Reserves
- 21,158
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 21,158
- Promoter Pledge %
- 0.00%
Dec 2024
- 9,070
- 10,605
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,641
- Interest
- 0
- Depreciation
- 0
- 107
- Tax %
- -220.96%
- Net Profit
- 349
- 2
- Equity Capital
- 824
- Reserves
- 21,490
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 21,490
- Promoter Pledge %
- 0.00%
Mar 2025
- 9,352
- 11,239
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,388
- Interest
- 0
- Depreciation
- 0
- 502
- Tax %
- 35.99%
- Net Profit
- 356
- 2
- Equity Capital
- 824
- Reserves
- 21,932
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 21,932
- Promoter Pledge %
- 0.00%
Jun 2025
- 9,424
- 11,530
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,497
- Interest
- 0
- Depreciation
- 0
- 391
- Tax %
- -0.32%
- Net Profit
- 402
- 2
- Equity Capital
- 824
- Reserves
- 22,373
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 22,373
- Promoter Pledge %
- 0.00%
Sep 2025
- 9,455
- 13,319
- Operating Profit
- —
- OPM %
- —
- Other Income
- 3,886
- Interest
- 0
- Depreciation
- 0
- 23
- Tax %
- 13.92%
- Net Profit
- 553
- 0
- Equity Capital
- 824
- Reserves
- 22,232
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 22,232
- Promoter Pledge %
- 0.00%
Dec 2025
- 9,771
- 11,863
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,464
- Interest
- 0
- Depreciation
- 0
- 372
- Tax %
- -1.26%
- Net Profit
- 380
- 2
- Equity Capital
- 824
- Reserves
- 22,699
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 22,699
- Promoter Pledge %
- 0.00%
Mar 2026
- 10,022
- 12,525
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,949
- Interest
- 0
- Depreciation
- 0
- 446
- Tax %
- -26.46%
- Net Profit
- 580
- 4
- Equity Capital
- 824
- Reserves
- 23,802
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 23,802
- Promoter Pledge %
- 0.00%
Jun 2026
- 9,747
- 12,105
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,179
- Interest
- 0
- Depreciation
- 0
- -174
- Tax %
- -37.52%
- Net Profit
- -239
- -0
- Equity Capital
- 824
- Reserves
- 23,654
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 23,654
- Promoter Pledge %
- 0.00%
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 38,995 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 49,811 | |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 218 | 102 | 42 | 55 | 29 | 95 | 65 | 15 | 93 | 892 | 11,478 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 1,163 | 2,624 | 677 | 1,666 | 2,072 | 194 | 1,293 | 1,437 | 1,087 | 1,292 | 668 | |
| Tax % | 14 | 20 | 11 | 13 | 21 | -0 | 15 | 22 | 5 | -9 | -8 |
| Net Profit | 997 | 2,091 | 605 | 1,442 | 1,640 | 195 | 1,097 | 1,116 | 1,037 | 1,412 | 722 |
| EPS | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 6 | 9 | — |
| Dividend Payout % | 31 | 34 | 41 | 0 | 0 | 25 | — | 30 | 29 | 18 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 59 |
| Adjusted EPS | 6 | 13 | 4 | 9 | 10 | 1 | 7 | 7 | 6 | 9 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 59 |
| Adjusted EPS | 6 | 13 | 4 | 9 | 10 | 1 | 7 | 7 | 6 | 9 | — |
Mar 2017
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 218
- Interest
- 0
- Depreciation
- 0
- 1,163
- Tax %
- 14
- Net Profit
- 997
- EPS
- 0
- Dividend Payout %
- 31
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
Mar 2018
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 102
- Interest
- 0
- Depreciation
- 0
- 2,624
- Tax %
- 20
- Net Profit
- 2,091
- EPS
- 0
- Dividend Payout %
- 34
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 13
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 13
Mar 2019
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 42
- Interest
- 0
- Depreciation
- 0
- 677
- Tax %
- 11
- Net Profit
- 605
- EPS
- 0
- Dividend Payout %
- 41
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
Mar 2020
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 55
- Interest
- 0
- Depreciation
- 0
- 1,666
- Tax %
- 13
- Net Profit
- 1,442
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 9
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 9
Mar 2021
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 29
- Interest
- 0
- Depreciation
- 0
- 2,072
- Tax %
- 21
- Net Profit
- 1,640
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
Mar 2022
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 95
- Interest
- 0
- Depreciation
- 0
- 194
- Tax %
- -0
- Net Profit
- 195
- EPS
- 0
- Dividend Payout %
- 25
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
Mar 2023
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 65
- Interest
- 0
- Depreciation
- 0
- 1,293
- Tax %
- 15
- Net Profit
- 1,097
- EPS
- 0
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
Mar 2024
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 15
- Interest
- 0
- Depreciation
- 0
- 1,437
- Tax %
- 22
- Net Profit
- 1,116
- EPS
- 7
- Dividend Payout %
- 30
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
Mar 2025
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 93
- Interest
- 0
- Depreciation
- 0
- 1,087
- Tax %
- 5
- Net Profit
- 1,037
- EPS
- 6
- Dividend Payout %
- 29
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
Mar 2026
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 892
- Interest
- 0
- Depreciation
- 0
- 1,292
- Tax %
- -9
- Net Profit
- 1,412
- EPS
- 9
- Dividend Payout %
- 18
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 9
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 9
TTM
- 38,995
- 49,811
- Operating Profit
- —
- OPM %
- —
- Other Income
- 11,478
- Interest
- 0
- Depreciation
- 0
- 668
- Tax %
- -8
- Net Profit
- 722
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 4
- Share of Associates
- 59
- Adjusted EPS
- —
- Minority Interest
- 4
- Share of Associates
- 59
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 6%
- 5 Years:
- -3%
- 3 Years:
- 9%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- 6%
- 3 Years:
- 14%
- 1 Year:
- -5%
RETURN ON EQUITY
- 10 Years:
- 7%
- 5 Years:
- 4%
- 3 Years:
- 5%
- Last Year:
- 6%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 200 | 412 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 |
| 12,479 | 15,776 | 15,732 | 17,272 | 18,940 | 19,006 | 20,349 | 21,070 | 21,979 | 23,854 | |
| 23,755 | 22,964 | 22,349 | 10,350 | 18,777 | 20,080 | 18,181 | 23,595 | 21,427 | 13,915 | |
| Total Liabilities | 36,434 | 39,151 | 38,905 | 28,446 | 38,541 | 39,909 | 39,353 | 45,489 | 44,230 | 38,593 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 374 | 560 | 561 | 558 | 547 | 563 | 564 | 471 | 527 | 513 | |
| Capital Work in Progress | 57 | 33 | 45 | 25 | 16 | 18 | 14 | 20 | 6 | 13 |
| Cash & Bank | 8,126 | 9,182 | 9,709 | 11,267 | 11,787 | 12,629 | 12,410 | 14,320 | 17,710 | 19,290 |
| 27,878 | 29,376 | 28,591 | 16,596 | 26,191 | 26,699 | 26,366 | 30,678 | 25,988 | 18,777 | |
| Total Assets | 36,434 | 39,151 | 38,905 | 28,446 | 38,541 | 39,909 | 39,353 | 45,489 | 44,230 | 38,593 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Contingent Liabilities | 2,797 | 3,334 | 3,948 | 5,245 | 5,773 | 0 | 0 | 3,794 | 7,688 | 5,157 |
| Book Value per Share | 622.90 | 193.09 | 99.35 | 99.30 | 112.46 | 115.35 | 125.99 | 132.85 | 138.37 | 149.74 |
| Face Value | 10.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Contingent Liabilities | 2,797 | 3,334 | 3,948 | 5,245 | 5,773 | 0 | 0 | 3,794 | 7,688 | 5,157 |
| Book Value per Share | 622.90 | 193.09 | 99.35 | 99.30 | 112.46 | 115.35 | 125.99 | 132.85 | 138.37 | 149.74 |
| Face Value | 10.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
Mar 2017
- Equity Capital
- 200
- 12,479
- 23,755
- Total Liabilities
- 36,434
- 374
- Capital Work in Progress
- 57
- Cash & Bank
- 8,126
- 27,878
- Total Assets
- 36,434
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 2,797
- Book Value per Share
- 622.90
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 2,797
- Book Value per Share
- 622.90
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 412
- 15,776
- 22,964
- Total Liabilities
- 39,151
- 560
- Capital Work in Progress
- 33
- Cash & Bank
- 9,182
- 29,376
- Total Assets
- 39,151
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,334
- Book Value per Share
- 193.09
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,334
- Book Value per Share
- 193.09
- Face Value
- 5.00
Mar 2019
- Equity Capital
- 824
- 15,732
- 22,349
- Total Liabilities
- 38,905
- 561
- Capital Work in Progress
- 45
- Cash & Bank
- 9,709
- 28,591
- Total Assets
- 38,905
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,948
- Book Value per Share
- 99.35
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,948
- Book Value per Share
- 99.35
- Face Value
- 5.00
Mar 2020
- Equity Capital
- 824
- 17,272
- 10,350
- Total Liabilities
- 28,446
- 558
- Capital Work in Progress
- 25
- Cash & Bank
- 11,267
- 16,596
- Total Assets
- 28,446
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,245
- Book Value per Share
- 99.30
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,245
- Book Value per Share
- 99.30
- Face Value
- 5.00
Mar 2021
- Equity Capital
- 824
- 18,940
- 18,777
- Total Liabilities
- 38,541
- 547
- Capital Work in Progress
- 16
- Cash & Bank
- 11,787
- 26,191
- Total Assets
- 38,541
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,773
- Book Value per Share
- 112.46
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,773
- Book Value per Share
- 112.46
- Face Value
- 5.00
Mar 2022
- Equity Capital
- 824
- 19,006
- 20,080
- Total Liabilities
- 39,909
- 563
- Capital Work in Progress
- 18
- Cash & Bank
- 12,629
- 26,699
- Total Assets
- 39,909
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 115.35
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 115.35
- Face Value
- 5.00
Mar 2023
- Equity Capital
- 824
- 20,349
- 18,181
- Total Liabilities
- 39,353
- 564
- Capital Work in Progress
- 14
- Cash & Bank
- 12,410
- 26,366
- Total Assets
- 39,353
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 125.99
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 125.99
- Face Value
- 5.00
Mar 2024
- Equity Capital
- 824
- 21,070
- 23,595
- Total Liabilities
- 45,489
- 471
- Capital Work in Progress
- 20
- Cash & Bank
- 14,320
- 30,678
- Total Assets
- 45,489
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,794
- Book Value per Share
- 132.85
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,794
- Book Value per Share
- 132.85
- Face Value
- 5.00
Mar 2025
- Equity Capital
- 824
- 21,979
- 21,427
- Total Liabilities
- 44,230
- 527
- Capital Work in Progress
- 6
- Cash & Bank
- 17,710
- 25,988
- Total Assets
- 44,230
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 7,688
- Book Value per Share
- 138.37
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 7,688
- Book Value per Share
- 138.37
- Face Value
- 5.00
Mar 2026
- Equity Capital
- 824
- 23,854
- 13,915
- Total Liabilities
- 38,593
- 513
- Capital Work in Progress
- 13
- Cash & Bank
- 19,290
- 18,777
- Total Assets
- 38,593
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,157
- Book Value per Share
- 149.74
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,157
- Book Value per Share
- 149.74
- Face Value
- 5.00
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -124 | 425 | -1,334 | -967 | 777 | -4,052 | -5,855 | -4,672 | -3,390 | -4,532 | |
| Cash from Investing | 1,793 | -860 | 2,290 | 2,586 | -593 | 4,893 | 5,387 | 7,181 | 3,058 | 1,835 |
| Cash from Financing | -307 | 1,125 | -476 | -300 | 77 | -6 | -65 | -326 | -343 | -297 |
| 1,362 | 690 | 480 | 1,320 | 261 | 836 | -534 | 2,184 | -675 | -2,994 | |
| Free Cash Flow | -226 | 215 | -1,416 | -1,002 | 741 | -4,117 | -5,904 | -4,672 | -3,390 | -4,584 |
| OCF / Net Profit | -0.12 | 0.20 | -2.21 | -0.67 | 0.47 | -20.82 | -5.34 | -4.18 | -3.27 | -3.21 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -1,688 | -5,578 | -11,698 | -14,953 | -17,341 | -22,666 |
| OCF / Net Profit | -0.12 | 0.20 | -2.21 | -0.67 | 0.47 | -20.82 | -5.34 | -4.18 | -3.27 | -3.21 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -1,688 | -5,578 | -11,698 | -14,953 | -17,341 | -22,666 |
Mar 2017
- -124
- Cash from Investing
- 1,793
- Cash from Financing
- -307
- 1,362
- Free Cash Flow
- -226
- OCF / Net Profit
- -0.12
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.12
- Cumulative 5-Year FCF
- 0
Mar 2018
- 425
- Cash from Investing
- -860
- Cash from Financing
- 1,125
- 690
- Free Cash Flow
- 215
- OCF / Net Profit
- 0.20
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.20
- Cumulative 5-Year FCF
- 0
Mar 2019
- -1,334
- Cash from Investing
- 2,290
- Cash from Financing
- -476
- 480
- Free Cash Flow
- -1,416
- OCF / Net Profit
- -2.21
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -2.21
- Cumulative 5-Year FCF
- 0
Mar 2020
- -967
- Cash from Investing
- 2,586
- Cash from Financing
- -300
- 1,320
- Free Cash Flow
- -1,002
- OCF / Net Profit
- -0.67
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.67
- Cumulative 5-Year FCF
- 0
Mar 2021
- 777
- Cash from Investing
- -593
- Cash from Financing
- 77
- 261
- Free Cash Flow
- 741
- OCF / Net Profit
- 0.47
- Cumulative 5-Year FCF
- -1,688
- OCF / Net Profit
- 0.47
- Cumulative 5-Year FCF
- -1,688
Mar 2022
- -4,052
- Cash from Investing
- 4,893
- Cash from Financing
- -6
- 836
- Free Cash Flow
- -4,117
- OCF / Net Profit
- -20.82
- Cumulative 5-Year FCF
- -5,578
- OCF / Net Profit
- -20.82
- Cumulative 5-Year FCF
- -5,578
Mar 2023
- -5,855
- Cash from Investing
- 5,387
- Cash from Financing
- -65
- -534
- Free Cash Flow
- -5,904
- OCF / Net Profit
- -5.34
- Cumulative 5-Year FCF
- -11,698
- OCF / Net Profit
- -5.34
- Cumulative 5-Year FCF
- -11,698
Mar 2024
- -4,672
- Cash from Investing
- 7,181
- Cash from Financing
- -326
- 2,184
- Free Cash Flow
- -4,672
- OCF / Net Profit
- -4.18
- Cumulative 5-Year FCF
- -14,953
- OCF / Net Profit
- -4.18
- Cumulative 5-Year FCF
- -14,953
Mar 2025
- -3,390
- Cash from Investing
- 3,058
- Cash from Financing
- -343
- -675
- Free Cash Flow
- -3,390
- OCF / Net Profit
- -3.27
- Cumulative 5-Year FCF
- -17,341
- OCF / Net Profit
- -3.27
- Cumulative 5-Year FCF
- -17,341
Mar 2026
- -4,532
- Cash from Investing
- 1,835
- Cash from Financing
- -297
- -2,994
- Free Cash Flow
- -4,584
- OCF / Net Profit
- -3.21
- Cumulative 5-Year FCF
- -22,666
- OCF / Net Profit
- -3.21
- Cumulative 5-Year FCF
- -22,666
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 49.85 | 25.37 | 3.67 | 8.75 | 9.95 | 1.18 | 0.00 | 6.77 | 6.29 | 8.57 |
| Book Value (₹) | 622.90 | 193.09 | 99.35 | 99.30 | 112.46 | 115.35 | 125.99 | 132.85 | 138.37 | 149.74 |
| Dividend per Share (₹) | 15.50 | 8.75 | 1.50 | 0.00 | 0.00 | 0.30 | 1.93 | 2.06 | 1.80 | 1.50 |
| Cash EPS (₹) | 6.23 | 12.69 | 3.67 | 8.75 | 9.95 | 1.18 | 6.66 | 6.77 | 6.29 | 8.57 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | -2.95% | 4.98% | -6.63% | 1.83% | 2.72% | -5.01% | 7.24% | -20.04% | -17.27% | -22.97% |
| Net Margin % | 5.56% | 10.54% | 2.80% | 6.10% | 6.22% | 0.67% | 3.61% | 3.27% | 2.92% | 3.65% |
| ROE % | 8.33% | 14.74% | 3.75% | 8.81% | 9.40% | 1.04% | 5.52% | 5.23% | 4.64% | 5.95% |
| ROCE % | 9.72% | 18.50% | 4.19% | 10.18% | 11.88% | 1.03% | 6.50% | 6.74% | 4.86% | 5.44% |
| 2.96% | 5.53% | 1.55% | 4.28% | 4.90% | 0.50% | 2.77% | 2.63% | 2.31% | 3.41% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| Interest Coverage (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| 0.51x | 0.50x | 0.47x | 0.46x | 0.43x | 0.41x | 0.38x | 0.39x | 0.42x | 0.43x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 19.00% | 10.57% | 8.98% | 9.49% | 11.47% | 10.19% | 4.68% | 12.36% | 3.95% | 8.82% |
| Operating Profit Growth % | -20.21% | 286.47% | -245.20% | 130.28% | 65.36% | -302.94% | 251.25% | -112.09% | -63.40% | -98.84% |
| Net Profit Growth % | 29.09% | 109.72% | -71.07% | 138.45% | 13.74% | -88.14% | 464.03% | 1.73% | -7.15% | 36.24% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.74% | -7.15% | 36.24% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 33.59x | 24.57x | 13.75x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.71x | 1.12x | 0.79x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.91% | 1.16% | 1.27% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | -87.06x | -17.84x | -0.15x |
Mar 2017
- EPS (₹)
- 49.85
- Book Value (₹)
- 622.90
- Dividend per Share (₹)
- 15.50
- Cash EPS (₹)
- 6.23
- Operating Margin %
- -2.95%
- Net Margin %
- 5.56%
- ROE %
- 8.33%
- ROCE %
- 9.72%
- 2.96%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.51x
- Revenue Growth %
- 19.00%
- Operating Profit Growth %
- -20.21%
- Net Profit Growth %
- 29.09%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 25.37
- Book Value (₹)
- 193.09
- Dividend per Share (₹)
- 8.75
- Cash EPS (₹)
- 12.69
- Operating Margin %
- 4.98%
- Net Margin %
- 10.54%
- ROE %
- 14.74%
- ROCE %
- 18.50%
- 5.53%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.50x
- Revenue Growth %
- 10.57%
- Operating Profit Growth %
- 286.47%
- Net Profit Growth %
- 109.72%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 3.67
- Book Value (₹)
- 99.35
- Dividend per Share (₹)
- 1.50
- Cash EPS (₹)
- 3.67
- Operating Margin %
- -6.63%
- Net Margin %
- 2.80%
- ROE %
- 3.75%
- ROCE %
- 4.19%
- 1.55%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.47x
- Revenue Growth %
- 8.98%
- Operating Profit Growth %
- -245.20%
- Net Profit Growth %
- -71.07%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- 8.75
- Book Value (₹)
- 99.30
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 8.75
- Operating Margin %
- 1.83%
- Net Margin %
- 6.10%
- ROE %
- 8.81%
- ROCE %
- 10.18%
- 4.28%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.46x
- Revenue Growth %
- 9.49%
- Operating Profit Growth %
- 130.28%
- Net Profit Growth %
- 138.45%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- 9.95
- Book Value (₹)
- 112.46
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 9.95
- Operating Margin %
- 2.72%
- Net Margin %
- 6.22%
- ROE %
- 9.40%
- ROCE %
- 11.88%
- 4.90%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.43x
- Revenue Growth %
- 11.47%
- Operating Profit Growth %
- 65.36%
- Net Profit Growth %
- 13.74%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- 1.18
- Book Value (₹)
- 115.35
- Dividend per Share (₹)
- 0.30
- Cash EPS (₹)
- 1.18
- Operating Margin %
- -5.01%
- Net Margin %
- 0.67%
- ROE %
- 1.04%
- ROCE %
- 1.03%
- 0.50%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.41x
- Revenue Growth %
- 10.19%
- Operating Profit Growth %
- -302.94%
- Net Profit Growth %
- -88.14%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 0.00
- Book Value (₹)
- 125.99
- Dividend per Share (₹)
- 1.93
- Cash EPS (₹)
- 6.66
- Operating Margin %
- 7.24%
- Net Margin %
- 3.61%
- ROE %
- 5.52%
- ROCE %
- 6.50%
- 2.77%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.38x
- Revenue Growth %
- 4.68%
- Operating Profit Growth %
- 251.25%
- Net Profit Growth %
- 464.03%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 6.77
- Book Value (₹)
- 132.85
- Dividend per Share (₹)
- 2.06
- Cash EPS (₹)
- 6.77
- Operating Margin %
- -20.04%
- Net Margin %
- 3.27%
- ROE %
- 5.23%
- ROCE %
- 6.74%
- 2.63%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.39x
- Revenue Growth %
- 12.36%
- Operating Profit Growth %
- -112.09%
- Net Profit Growth %
- 1.73%
- 1.74%
- P/E (x)
- 33.59x
- P/B (x)
- 1.71x
- Dividend Yield %
- 0.91%
- -87.06x
Mar 2025
- EPS (₹)
- 6.29
- Book Value (₹)
- 138.37
- Dividend per Share (₹)
- 1.80
- Cash EPS (₹)
- 6.29
- Operating Margin %
- -17.27%
- Net Margin %
- 2.92%
- ROE %
- 4.64%
- ROCE %
- 4.86%
- 2.31%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.42x
- Revenue Growth %
- 3.95%
- Operating Profit Growth %
- -63.40%
- Net Profit Growth %
- -7.15%
- -7.15%
- P/E (x)
- 24.57x
- P/B (x)
- 1.12x
- Dividend Yield %
- 1.16%
- -17.84x
Mar 2026
- EPS (₹)
- 8.57
- Book Value (₹)
- 149.74
- Dividend per Share (₹)
- 1.50
- Cash EPS (₹)
- 8.57
- Operating Margin %
- -22.97%
- Net Margin %
- 3.65%
- ROE %
- 5.95%
- ROCE %
- 5.44%
- 3.41%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.43x
- Revenue Growth %
- 8.82%
- Operating Profit Growth %
- -98.84%
- Net Profit Growth %
- 36.24%
- 36.24%
- P/E (x)
- 13.75x
- P/B (x)
- 0.79x
- Dividend Yield %
- 1.27%
- -0.15x
Documents
Announcements
- Cessation
2026-07-31 - The New India Assurance Company Limited has informed the Exchange regarding Cessation of Ms as Chairman & Managing Director of the company w.e.f. July 31, 2026.
- Shareholders meeting
2026-07-27 - The New India Assurance Company Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 27, 2026. Further, the company has submitted the Exchange a copy of Srutinizers report along with voting results.
Annual Reports
Credit Ratings
- Credit Rating
2026-04-17 - The New India Assurance Company Limited has informed the Exchange about Credit Rating
- Credit Rating- Revision
2025-12-12 - The New India Assurance Company Limited has informed the Exchange about Credit Rating- Revision
Concalls
Jul 2026
May 2026
Feb 2026