IRB InvIT Fund

64.151.01%

2026-08-21

irbfl.co.inBSE: 540526NSE: IRBINVIT
Market Cap₹ 0 Cr.
Current Price₹ 69
High / Low₹ 65 / 57
Stock P/E0.0
Book Value₹ 0
Price to Book0.84
Dividend Yield0.00 %
ROCE8.9 %
ROE10.1 %
Face Value₹ 102

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ABOUT

KEY POINTS

PROS

  • Solid return on assets for a lender - ROA of 5.5%
  • Latest quarter profit grew 2965.6% YoY, showing strong momentum
  • Company has consistently been profitable over the last 5 years
  • Operating margins have improved to 97.1% from 88.4%
  • Company generates healthy free cash flow
  • Attractively priced for its growth - PEG of 0.5

CONS

  • Company has a low return on capital employed of 7.8%
  • Company has a low return on equity of 7.6% over last 3 years
  • Equity base is being diluted - shares outstanding up 80.6%
  • Effective tax rate is unusually low at -0.0% - earnings may be flattered
  • Company has delivered a poor profit growth of 9.2% over past five years

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.BAJAJFINSV2010.0031.74322014.330.076296.6718.1542036.9092.2211.8840.79
2.AIIL549.8522.2646694.660.0011082.201075.1914695.401109.3730.2788.91
3.CHOLAHLDNG1558.3510.9629262.300.081788.9942.0411113.5742.9210.5257.53
4.TVSHLTD13946.9514.3228217.610.621173.5873.7717076.1840.0119.3916.25
5.CGCL226.4019.3221783.170.09353.38102.041576.4762.1211.1868.54
6.MAHSCOOTER13359.100.0015267.541.653.32-90.615.41-81.521.0684.10
7.JSWHL11370.6091.8712620.940.0024.54-92.7434.5814.970.5892.45
8.JMFINANCIL126.4511.6312100.762.57368.57-19.661200.539.6911.9158.30
9.TSFINV414.7018.929210.652.69124.95-92.11305.57102.233.4753.35
10.RELIGARE230.10144.407932.320.00-46.98-674.862353.401051.7611.46-2.08
11.KAMAHOLD2440.108.417830.421.70584.0210.804657.567.0720.8622.01
12.IRBINVIT64.600.000.000.00794.444746.341616.647.2579.79
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2025
0
4
Operating Profit
OPM %
Other Income
169
Interest
49
Depreciation
0
115
Tax %
0.00%
Net Profit
115
2
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Jun 2025
0
45
Operating Profit
OPM %
Other Income
173
Interest
47
Depreciation
0
129
Tax %
0.00%
Net Profit
129
0
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Mar 2026
0
-43
Operating Profit
OPM %
Other Income
454
Interest
166
Depreciation
0
331
Tax %
0.00%
Net Profit
331
3
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Jun 2026
0
1,857
Operating Profit
OPM %
Other Income
4,724
Interest
1,687
Depreciation
0
2,867
Tax %
0.00%
Net Profit
2,867
2
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
0
Reserves
0
Promoter Pledge %
0.00%

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2019
617
15
Operating Profit
614
OPM %
99
Other Income
11
Interest
128
Depreciation
0
486
Tax %
0
Net Profit
486
EPS
8
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
8
Minority Interest
0
Share of Associates
0
Adjusted EPS
8
Mar 2020
594
14
Operating Profit
587
OPM %
99
Other Income
6
Interest
125
Depreciation
0
461
Tax %
0
Net Profit
461
EPS
8
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
8
Minority Interest
0
Share of Associates
0
Adjusted EPS
8
Mar 2021
576
9
Operating Profit
571
OPM %
99
Other Income
5
Interest
117
Depreciation
0
455
Tax %
0
Net Profit
455
EPS
8
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
8
Minority Interest
0
Share of Associates
0
Adjusted EPS
8
Mar 2022
545
84
Operating Profit
464
OPM %
85
Other Income
3
Interest
111
Depreciation
0
353
Tax %
0
Net Profit
353
EPS
6
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Mar 2023
515
60
Operating Profit
517
OPM %
100
Other Income
62
Interest
116
Depreciation
0
401
Tax %
0
Net Profit
401
EPS
7
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
7
Minority Interest
0
Share of Associates
0
Adjusted EPS
7
Mar 2024
623
247
Operating Profit
468
OPM %
75
Other Income
91
Interest
177
Depreciation
0
290
Tax %
0
Net Profit
290
EPS
5
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
5
Minority Interest
0
Share of Associates
0
Adjusted EPS
5
Mar 2025
662
127
Operating Profit
546
OPM %
83
Other Income
11
Interest
205
Depreciation
0
342
Tax %
0
Net Profit
342
EPS
6
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Mar 2026
1,132
33
Operating Profit
1,144
OPM %
101
Other Income
45
Interest
439
Depreciation
0
705
Tax %
-0
Net Profit
705
EPS
6
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
TTM
0
1,862
Operating Profit
OPM %
Other Income
5,519
Interest
1,950
Depreciation
0
3,442
Tax %
0
Net Profit
3,442
EPS
Dividend Payout %
Minority Interest
0
Share of Associates
0
Adjusted EPS
Minority Interest
0
Share of Associates
0
Adjusted EPS

COMPOUNDED SALES GROWTH

10 Years:
5 Years:
14%
3 Years:
30%

COMPOUNDED PROFIT GROWTH

10 Years:
5 Years:
9%
3 Years:
21%

STOCK PRICE CAGR

10 Years:
5 Years:
-5%
3 Years:
-9%
1 Year:
-24%

RETURN ON EQUITY

10 Years:
5 Years:
7%
3 Years:
8%
Last Year:
10%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2026

May 20

Income Distribution (InvIT)

2026

Feb 16

2025

Nov 18

2025

Jul 24

Income Distribution (InvIT)

2025

May 13

2025

Jan 30

2024

Oct 31

Income Distribution (InvIT)

2024

Jul 31

Income Distribution (InvIT)

2024

May 7

2024

Feb 5

Income Distribution (InvIT)

Mar 2020
Equity Capital
5,428
-18
66
Trade Payables
8
1,412
Total Liabilities
6,896
2,323
Cash & Bank
96
4,477
Total Assets
6,896
Total Debt
1,467
Net Working Capital
671
Contingent Liabilities
0
Book Value per Share
93.19
Face Value
93.50
Total Debt
1,467
Net Working Capital
671
Contingent Liabilities
0
Book Value per Share
93.19
Face Value
93.50
Mar 2022
Equity Capital
5,103
145
0
Trade Payables
7
1,413
Total Liabilities
6,668
2,415
Cash & Bank
4
4,249
Total Assets
6,668
Total Debt
1,413
Net Working Capital
727
Contingent Liabilities
0
Book Value per Share
90.40
Face Value
87.90
Total Debt
1,413
Net Working Capital
727
Contingent Liabilities
0
Book Value per Share
90.40
Face Value
87.90
Mar 2023
Equity Capital
4,914
233
0
Trade Payables
2
1,781
Total Liabilities
6,930
2,482
Cash & Bank
6
4,442
Total Assets
6,930
Total Debt
1,780
Net Working Capital
629
Contingent Liabilities
0
Book Value per Share
88.66
Face Value
84.65
Total Debt
1,780
Net Working Capital
629
Contingent Liabilities
0
Book Value per Share
88.66
Face Value
84.65
Mar 2024
Equity Capital
4,862
111
0
Trade Payables
4
2,086
Total Liabilities
7,063
2,221
Cash & Bank
19
4,823
Total Assets
7,063
Total Debt
2,085
Net Working Capital
522
Contingent Liabilities
0
Book Value per Share
85.66
Face Value
83.75
Total Debt
2,085
Net Working Capital
522
Contingent Liabilities
0
Book Value per Share
85.66
Face Value
83.75
Mar 2025
Equity Capital
4,748
102
176
Trade Payables
1
2,118
Total Liabilities
7,145
2,143
Cash & Bank
67
4,934
Total Assets
7,145
Total Debt
2,292
Net Working Capital
77
Contingent Liabilities
0
Book Value per Share
83.55
Face Value
81.80
Total Debt
2,292
Net Working Capital
77
Contingent Liabilities
0
Book Value per Share
83.55
Face Value
81.80
Mar 2026
Equity Capital
8,873
273
696
Trade Payables
1
8,593
Total Liabilities
18,436
3,653
Cash & Bank
456
14,328
Total Assets
18,436
Total Debt
9,289
Net Working Capital
1,035
Contingent Liabilities
0
Book Value per Share
71.36
Face Value
69.23
Total Debt
9,289
Net Working Capital
1,035
Contingent Liabilities
0
Book Value per Share
71.36
Face Value
69.23

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2019
603
Cash from Investing
211
Cash from Financing
-873
-59
Free Cash Flow
603
OCF / Net Profit
1.24
Cumulative 5-Year FCF
0
OCF / Net Profit
1.24
Cumulative 5-Year FCF
0
Mar 2020
542
Cash from Investing
359
Cash from Financing
-805
96
Free Cash Flow
542
OCF / Net Profit
1.18
Cumulative 5-Year FCF
0
OCF / Net Profit
1.18
Cumulative 5-Year FCF
0
Mar 2021
430
Cash from Investing
91
Cash from Financing
-582
-60
Free Cash Flow
430
OCF / Net Profit
0.95
Cumulative 5-Year FCF
0
OCF / Net Profit
0.95
Cumulative 5-Year FCF
0
Mar 2022
404
Cash from Investing
244
Cash from Financing
-680
-32
Free Cash Flow
404
OCF / Net Profit
1.14
Cumulative 5-Year FCF
0
OCF / Net Profit
1.14
Cumulative 5-Year FCF
0
Mar 2023
617
Cash from Investing
-422
Cash from Financing
-197
-2
Free Cash Flow
617
OCF / Net Profit
1.54
Cumulative 5-Year FCF
0
OCF / Net Profit
1.54
Cumulative 5-Year FCF
0
Mar 2024
-12
Cash from Investing
277
Cash from Financing
-253
13
Free Cash Flow
-12
OCF / Net Profit
-0.04
Cumulative 5-Year FCF
0
OCF / Net Profit
-0.04
Cumulative 5-Year FCF
0
Mar 2025
-20
Cash from Investing
470
Cash from Financing
-461
-11
Free Cash Flow
-20
OCF / Net Profit
-0.06
Cumulative 5-Year FCF
0
OCF / Net Profit
-0.06
Cumulative 5-Year FCF
0
Mar 2026
-24
Cash from Investing
-9,948
Cash from Financing
10,148
176
Free Cash Flow
-24
OCF / Net Profit
-0.03
Cumulative 5-Year FCF
965
OCF / Net Profit
-0.03
Cumulative 5-Year FCF
965

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2019
EPS (₹)
8.37
Book Value (₹)
96.55
Dividend per Share (₹)
0.00
Cash EPS (₹)
8.37
Operating Margin %
99.42%
Net Margin %
78.72%
ROE %
8.67%
ROCE %
8.64%
6.83%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.27x
Interest Coverage (x)
4.80x
13.63x
Revenue Growth %
0.00%
Operating Profit Growth %
0.00%
Net Profit Growth %
0.00%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2020
EPS (₹)
7.94
Book Value (₹)
93.19
Dividend per Share (₹)
0.00
Cash EPS (₹)
7.94
Operating Margin %
98.69%
Net Margin %
77.58%
ROE %
8.37%
ROCE %
8.39%
6.58%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.27x
Interest Coverage (x)
4.68x
8.87x
Revenue Growth %
-3.73%
Operating Profit Growth %
-4.43%
Net Profit Growth %
-5.11%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2021
EPS (₹)
7.83
Book Value (₹)
93.22
Dividend per Share (₹)
0.00
Cash EPS (₹)
7.83
Operating Margin %
99.28%
Net Margin %
78.96%
ROE %
8.40%
ROCE %
8.31%
6.60%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.27x
Interest Coverage (x)
4.89x
12.58x
Revenue Growth %
-3.14%
Operating Profit Growth %
-2.56%
Net Profit Growth %
-1.41%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2022
EPS (₹)
6.08
Book Value (₹)
90.40
Dividend per Share (₹)
0.00
Cash EPS (₹)
6.08
Operating Margin %
84.64%
Net Margin %
64.83%
ROE %
6.62%
ROCE %
6.86%
5.21%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.27x
Interest Coverage (x)
4.18x
12.76x
Revenue Growth %
-5.40%
Operating Profit Growth %
-18.80%
Net Profit Growth %
-22.34%
-22.34%
P/E (x)
8.62x
P/B (x)
0.58x
Dividend Yield %
0.00%
9.60x
Mar 2023
EPS (₹)
6.91
Book Value (₹)
88.66
Dividend per Share (₹)
0.00
Cash EPS (₹)
6.91
Operating Margin %
88.42%
Net Margin %
77.86%
ROE %
7.72%
ROCE %
7.62%
5.90%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.35x
Interest Coverage (x)
4.45x
11.86x
Revenue Growth %
-5.39%
Operating Profit Growth %
11.50%
Net Profit Growth %
13.63%
13.63%
P/E (x)
9.79x
P/B (x)
0.76x
Dividend Yield %
0.00%
11.02x
Mar 2024
EPS (₹)
5.00
Book Value (₹)
85.66
Dividend per Share (₹)
0.00
Cash EPS (₹)
5.00
Operating Margin %
60.38%
Net Margin %
46.56%
ROE %
5.74%
ROCE %
6.69%
4.15%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.42x
Interest Coverage (x)
2.64x
3.35x
Revenue Growth %
20.98%
Operating Profit Growth %
-9.64%
Net Profit Growth %
-27.66%
-27.66%
P/E (x)
13.39x
P/B (x)
0.78x
Dividend Yield %
0.00%
12.73x
Mar 2025
EPS (₹)
5.89
Book Value (₹)
83.55
Dividend per Share (₹)
0.00
Cash EPS (₹)
5.89
Operating Margin %
80.82%
Net Margin %
51.62%
ROE %
6.96%
ROCE %
7.70%
4.81%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.47x
Interest Coverage (x)
2.67x
1.11x
Revenue Growth %
6.22%
Operating Profit Growth %
16.88%
Net Profit Growth %
17.77%
17.77%
P/E (x)
8.49x
P/B (x)
0.60x
Dividend Yield %
0.00%
9.38x
Mar 2026
EPS (₹)
5.50
Book Value (₹)
71.36
Dividend per Share (₹)
0.00
Cash EPS (₹)
5.50
Operating Margin %
97.12%
Net Margin %
62.25%
ROE %
10.07%
ROCE %
8.95%
5.51%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
1.02x
Interest Coverage (x)
2.60x
2.38x
Revenue Growth %
71.02%
Operating Profit Growth %
109.43%
Net Profit Growth %
106.25%
-6.58%
P/E (x)
10.95x
P/B (x)
0.84x
Dividend Yield %
0.00%
14.47x

Shareholding Pattern

Numbers in percentages

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