Bank Of Maharashtra
•2026-08-21
ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Other Retail Banking-Retail Banking: 44.3% • Corporate/Wholesale Banking: 33.8% • Treasury: 21.3% • Other Banking Operations: 0.6% • Digital Banking-Retail Banking: 0.0%
PROS
- Company has delivered good profit growth of 66.3% CAGR over last 5 years
- Strong return ratios for a lender: 3Y avg ROE 24.4%, ROA 1.6%
- Comfortable capital adequacy - CAR of 18.4%
- Solid return on assets for a lender - ROA of 1.8%
- Asset quality is healthy - gross NPA of just 1.4%
CONS
- A large part of profit comes from other income (45.1% of PBT)
- Promoter holding has decreased over last 2 years: -12.9pp
- Effective tax rate is unusually low at 10.7% - earnings may be flattered
- Equity base is being diluted - shares outstanding up 14.3%
- Growth is decelerating - 3Y profit CAGR (39.2%) trails the 5Y trend (66.3%)
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | SBIN | 1046.00 | 11.20 | 965522.60 | 1.66 | 24579.04 | 13.65 | 136240.49 | 8.36 | 12.16 | 52.34 |
| 2. | UNIONBANK | 185.50 | 6.86 | 141603.38 | 2.70 | 5368.17 | 29.77 | 27427.10 | 1.21 | 14.57 | 69.42 |
| 3. | PNB | 117.00 | 6.09 | 134467.44 | 2.56 | 5339.15 | 191.40 | 33589.17 | 3.12 | 13.26 | 75.40 |
| 4. | BANKBARODA | 244.50 | 6.96 | 126439.81 | 3.48 | 1572.59 | -53.08 | 35114.52 | 6.84 | 11.20 | 33.10 |
| 5. | INDIANB | 872.00 | 9.19 | 117455.26 | 2.09 | 3299.48 | 48.73 | 18095.14 | 11.11 | 16.28 | 67.14 |
| 6. | CANBK | 128.55 | 5.87 | 116603.22 | 3.27 | 4864.08 | 61.96 | 32957.16 | 4.55 | 14.46 | 68.47 |
| 7. | BANKINDIA | 141.50 | 5.47 | 64420.25 | 3.29 | 3138.46 | 77.92 | 20096.90 | 8.83 | 10.97 | 73.18 |
| 8. | IOB | 33.18 | 10.72 | 63893.36 | 0.00 | 1659.24 | 49.25 | 8777.57 | 18.82 | 11.31 | 54.56 |
| 9. | MAHABANK | 79.85 | 8.15 | 61417.07 | 2.76 | 20205.40 | 1168.32 | 80346.50 | 1039.02 | 16.53 | 68.61 |
| 10. | UCOBANK | 25.69 | 13.05 | 32214.13 | 1.71 | 652.43 | 24.09 | 6744.59 | 15.10 | 11.00 | 54.71 |
| 11. | CENTRALBK | 30.92 | 6.13 | 27986.93 | 3.88 | 1328.95 | 5.43 | 9725.90 | 12.79 | 8.27 | 67.83 |
| 12. | PSB | 23.21 | 0.00 | 16468.85 | 1.68 | 331.51 | 23.16 | 3213.37 | 10.40 | 9.07 | 71.38 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4,789 | 5,068 | 5,172 | 5,467 | 5,875 | 6,017 | 6,325 | 6,731 | 7,054 | 7,128 | 7,344 | 7,755 | 8,035 | |
| Interest Expended | 2,449 | 2,636 | 2,705 | 2,882 | 3,075 | 3,210 | 3,381 | 3,614 | 3,762 | 3,880 | 3,922 | 4,052 | 4,264 |
| Net Interest Income | 2,340 | 2,432 | 2,466 | 2,585 | 2,799 | 2,807 | 2,944 | 3,117 | 3,292 | 3,248 | 3,423 | 3,703 | 3,770 |
| 629 | 668 | 680 | 1,022 | 894 | 792 | 788 | 981 | 825 | 846 | 933 | 938 | 1,029 | |
| Total Income | 0 | 0 | 0 | 0 | 6,769 | 6,809 | 7,113 | 7,712 | 7,879 | 7,974 | 8,277 | 8,693 | 9,064 |
| Operating Expenses | 0 | 0 | 0 | 0 | 13,989 | 13,968 | 14,282 | 15,776 | 15,469 | 15,187 | 16,198 | 16,946 | 1,682 |
| Operating Profit | 0 | 0 | 0 | 0 | 22,946 | 22,024 | 23,034 | 25,202 | 25,704 | 25,747 | 27,359 | 29,466 | 3,118 |
| Provisions & Contingencies | 0 | 0 | 0 | 0 | 9,505 | 8,221 | 8,407 | 9,833 | 8,674 | 7,559 | 7,282 | 6,170 | 840 |
| Profit before Tax | 1,088 | 936 | 1,070 | 1,268 | 1,344 | 1,380 | 1,463 | 1,537 | 1,703 | 1,819 | 2,008 | 2,330 | 2,277 |
| Tax % | 18.86% | 1.71% | 3.18% | 3.92% | 3.75% | 3.85% | 3.83% | 2.83% | 6.45% | 10.19% | 11.36% | 13.53% | 11.27% |
| Net Profit | 0 | 0 | 0 | 0 | 1,294 | 1,327 | 1,407 | 1,493 | 1,593 | 1,634 | 1,780 | 2,014 | 2,021 |
| EPS | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 0 |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 1.85% | 1.84% | 1.80% | 1.74% | 1.74% | 1.72% | 1.60% | 1.45% | 1.45% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.20% | 0.20% | 0.20% | 0.18% | 0.18% | 0.18% | 0.15% | 0.13% | 0.13% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 98.36% | 98.31% | 98.28% | 0.00% | 98.36% | 98.34% | 98.41% | 98.59% | 98.55% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 1.72% | 1.74% | 1.78% | 1.79% | 1.70% | 1.86% | 1.88% | 2.00% | 1.90% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 1.85% | 1.84% | 1.80% | 1.74% | 1.74% | 1.72% | 1.60% | 1.45% | 1.45% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.20% | 0.20% | 0.20% | 0.18% | 0.18% | 0.18% | 0.15% | 0.13% | 0.13% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 98.36% | 98.31% | 98.28% | 0.00% | 98.36% | 98.34% | 98.41% | 98.59% | 98.55% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 1.72% | 1.74% | 1.78% | 1.79% | 1.70% | 1.86% | 1.88% | 2.00% | 1.90% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
- 4,789
- Interest Expended
- 2,449
- Net Interest Income
- 2,340
- 629
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 1,088
- Tax %
- 18.86%
- Net Profit
- 0
- EPS
- 1
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 5,068
- Interest Expended
- 2,636
- Net Interest Income
- 2,432
- 668
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 936
- Tax %
- 1.71%
- Net Profit
- 0
- EPS
- 1
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 5,172
- Interest Expended
- 2,705
- Net Interest Income
- 2,466
- 680
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 1,070
- Tax %
- 3.18%
- Net Profit
- 0
- EPS
- 1
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 5,467
- Interest Expended
- 2,882
- Net Interest Income
- 2,585
- 1,022
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 1,268
- Tax %
- 3.92%
- Net Profit
- 0
- EPS
- 2
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 5,875
- Interest Expended
- 3,075
- Net Interest Income
- 2,799
- 894
- Total Income
- 6,769
- Operating Expenses
- 13,989
- Operating Profit
- 22,946
- Provisions & Contingencies
- 9,505
- Profit before Tax
- 1,344
- Tax %
- 3.75%
- Net Profit
- 1,294
- EPS
- 2
- Gross NPA %
- 1.85%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.36%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.72%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.85%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.36%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.72%
- Branches / ATMs / Employees
- —
- 6,017
- Interest Expended
- 3,210
- Net Interest Income
- 2,807
- 792
- Total Income
- 6,809
- Operating Expenses
- 13,968
- Operating Profit
- 22,024
- Provisions & Contingencies
- 8,221
- Profit before Tax
- 1,380
- Tax %
- 3.85%
- Net Profit
- 1,327
- EPS
- 2
- Gross NPA %
- 1.84%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.31%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.74%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.84%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.31%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.74%
- Branches / ATMs / Employees
- —
- 6,325
- Interest Expended
- 3,381
- Net Interest Income
- 2,944
- 788
- Total Income
- 7,113
- Operating Expenses
- 14,282
- Operating Profit
- 23,034
- Provisions & Contingencies
- 8,407
- Profit before Tax
- 1,463
- Tax %
- 3.83%
- Net Profit
- 1,407
- EPS
- 2
- Gross NPA %
- 1.80%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.28%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.78%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.80%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.28%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.78%
- Branches / ATMs / Employees
- —
- 6,731
- Interest Expended
- 3,614
- Net Interest Income
- 3,117
- 981
- Total Income
- 7,712
- Operating Expenses
- 15,776
- Operating Profit
- 25,202
- Provisions & Contingencies
- 9,833
- Profit before Tax
- 1,537
- Tax %
- 2.83%
- Net Profit
- 1,493
- EPS
- 2
- Gross NPA %
- 1.74%
- Net NPA %
- 0.18%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.79%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.74%
- Net NPA %
- 0.18%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.79%
- Branches / ATMs / Employees
- —
- 7,054
- Interest Expended
- 3,762
- Net Interest Income
- 3,292
- 825
- Total Income
- 7,879
- Operating Expenses
- 15,469
- Operating Profit
- 25,704
- Provisions & Contingencies
- 8,674
- Profit before Tax
- 1,703
- Tax %
- 6.45%
- Net Profit
- 1,593
- EPS
- 2
- Gross NPA %
- 1.74%
- Net NPA %
- 0.18%
- Provision Coverage %
- 98.36%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.70%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.74%
- Net NPA %
- 0.18%
- Provision Coverage %
- 98.36%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.70%
- Branches / ATMs / Employees
- —
- 7,128
- Interest Expended
- 3,880
- Net Interest Income
- 3,248
- 846
- Total Income
- 7,974
- Operating Expenses
- 15,187
- Operating Profit
- 25,747
- Provisions & Contingencies
- 7,559
- Profit before Tax
- 1,819
- Tax %
- 10.19%
- Net Profit
- 1,634
- EPS
- 2
- Gross NPA %
- 1.72%
- Net NPA %
- 0.18%
- Provision Coverage %
- 98.34%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.86%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.72%
- Net NPA %
- 0.18%
- Provision Coverage %
- 98.34%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.86%
- Branches / ATMs / Employees
- —
- 7,344
- Interest Expended
- 3,922
- Net Interest Income
- 3,423
- 933
- Total Income
- 8,277
- Operating Expenses
- 16,198
- Operating Profit
- 27,359
- Provisions & Contingencies
- 7,282
- Profit before Tax
- 2,008
- Tax %
- 11.36%
- Net Profit
- 1,780
- EPS
- 2
- Gross NPA %
- 1.60%
- Net NPA %
- 0.15%
- Provision Coverage %
- 98.41%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.88%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.60%
- Net NPA %
- 0.15%
- Provision Coverage %
- 98.41%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.88%
- Branches / ATMs / Employees
- —
- 7,755
- Interest Expended
- 4,052
- Net Interest Income
- 3,703
- 938
- Total Income
- 8,693
- Operating Expenses
- 16,946
- Operating Profit
- 29,466
- Provisions & Contingencies
- 6,170
- Profit before Tax
- 2,330
- Tax %
- 13.53%
- Net Profit
- 2,014
- EPS
- 3
- Gross NPA %
- 1.45%
- Net NPA %
- 0.13%
- Provision Coverage %
- 98.59%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 2.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.45%
- Net NPA %
- 0.13%
- Provision Coverage %
- 98.59%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 2.00%
- Branches / ATMs / Employees
- —
- 8,035
- Interest Expended
- 4,264
- Net Interest Income
- 3,770
- 1,029
- Total Income
- 9,064
- Operating Expenses
- 1,682
- Operating Profit
- 3,118
- Provisions & Contingencies
- 840
- Profit before Tax
- 2,277
- Tax %
- 11.27%
- Net Profit
- 2,021
- EPS
- 0
- Gross NPA %
- 1.45%
- Net NPA %
- 0.13%
- Provision Coverage %
- 98.55%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.90%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.45%
- Net NPA %
- 0.13%
- Provision Coverage %
- 98.55%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.90%
- Branches / ATMs / Employees
- —
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20,495 | 24,948 | 29,282 | — | |
| Interest Expended | 8,886 | 7,706 | 7,115 | 7,216 | 6,970 | 6,974 | 8,157 | 10,672 | 13,281 | 15,616 | 16,119 |
| Net Interest Income | -8,886 | -7,706 | -7,115 | -7,216 | -6,970 | -6,974 | -8,157 | 9,823 | 11,667 | 13,666 | — |
| 1,509 | 1,507 | 1,548 | 1,650 | 2,629 | 2,653 | 2,281 | 2,999 | 3,455 | 3,542 | 3,746 | |
| Total Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 23,493 | 28,403 | 32,824 | 34,008 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4,815 | 5,801 | 6,380 | — | |
| Operating Profit | -8,886 | -7,706 | -7,115 | -7,216 | -6,970 | -6,974 | -8,157 | 8,006 | 9,321 | 10,828 | — |
| 3,869 | 5,429 | 7,270 | 3,046 | 2,968 | 2,984 | 2,643 | 3,646 | 3,597 | 2,969 | — | |
| Profit before Tax | -2,143 | -3,265 | -5,128 | -260 | 955 | 1,956 | 3,446 | 4,360 | 5,724 | 7,859 | 8,433 |
| Tax % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 4 | 11 | 12 |
| Net Profit | -1,372 | -1,145 | -4,783 | 389 | 551 | 1,152 | 2,603 | 4,056 | 5,521 | 7,021 | 7,448 |
| EPS | -12 | -9 | -14 | 1 | 1 | 2 | 4 | 6 | 7 | 9 | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
- 0
- Interest Expended
- 8,886
- Net Interest Income
- -8,886
- 1,509
- Total Income
- 0
- 0
- Operating Profit
- -8,886
- 3,869
- Profit before Tax
- -2,143
- Tax %
- 0
- Net Profit
- -1,372
- EPS
- -12
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 7,706
- Net Interest Income
- -7,706
- 1,507
- Total Income
- 0
- 0
- Operating Profit
- -7,706
- 5,429
- Profit before Tax
- -3,265
- Tax %
- 0
- Net Profit
- -1,145
- EPS
- -9
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 7,115
- Net Interest Income
- -7,115
- 1,548
- Total Income
- 0
- 0
- Operating Profit
- -7,115
- 7,270
- Profit before Tax
- -5,128
- Tax %
- 0
- Net Profit
- -4,783
- EPS
- -14
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 7,216
- Net Interest Income
- -7,216
- 1,650
- Total Income
- 0
- 0
- Operating Profit
- -7,216
- 3,046
- Profit before Tax
- -260
- Tax %
- 0
- Net Profit
- 389
- EPS
- 1
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 6,970
- Net Interest Income
- -6,970
- 2,629
- Total Income
- 0
- 0
- Operating Profit
- -6,970
- 2,968
- Profit before Tax
- 955
- Tax %
- 0
- Net Profit
- 551
- EPS
- 1
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 6,974
- Net Interest Income
- -6,974
- 2,653
- Total Income
- 0
- 0
- Operating Profit
- -6,974
- 2,984
- Profit before Tax
- 1,956
- Tax %
- 0
- Net Profit
- 1,152
- EPS
- 2
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 8,157
- Net Interest Income
- -8,157
- 2,281
- Total Income
- 0
- 0
- Operating Profit
- -8,157
- 2,643
- Profit before Tax
- 3,446
- Tax %
- 0
- Net Profit
- 2,603
- EPS
- 4
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 20,495
- Interest Expended
- 10,672
- Net Interest Income
- 9,823
- 2,999
- Total Income
- 23,493
- 4,815
- Operating Profit
- 8,006
- 3,646
- Profit before Tax
- 4,360
- Tax %
- 7
- Net Profit
- 4,056
- EPS
- 6
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 24,948
- Interest Expended
- 13,281
- Net Interest Income
- 11,667
- 3,455
- Total Income
- 28,403
- 5,801
- Operating Profit
- 9,321
- 3,597
- Profit before Tax
- 5,724
- Tax %
- 4
- Net Profit
- 5,521
- EPS
- 7
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 29,282
- Interest Expended
- 15,616
- Net Interest Income
- 13,666
- 3,542
- Total Income
- 32,824
- 6,380
- Operating Profit
- 10,828
- 2,969
- Profit before Tax
- 7,859
- Tax %
- 11
- Net Profit
- 7,021
- EPS
- 9
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- —
- Interest Expended
- 16,119
- Net Interest Income
- —
- 3,746
- Total Income
- 34,008
- —
- Operating Profit
- —
- —
- Profit before Tax
- 8,433
- Tax %
- 12
- Net Profit
- 7,448
- EPS
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 8%
- 5 Years:
- 20%
- 3 Years:
- 23%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 50%
- 5 Years:
- 65%
- 3 Years:
- 39%
STOCK PRICE CAGR
- 10 Years:
- 10%
- 5 Years:
- 34%
- 3 Years:
- 28%
- 1 Year:
- 46%
RETURN ON EQUITY
- 10 Years:
- 1%
- 5 Years:
- 20%
- 3 Years:
- 24%
- Last Year:
- 24%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 1,168 | 2,598 | 2,753 | 5,824 | 6,560 | 6,730 | 6,730 | 7,081 | 7,692 | 7,692 |
| 6,301 | 7,469 | 3,130 | 5,085 | 5,748 | 7,331 | 9,060 | 12,789 | 21,016 | 25,533 | |
| 1,39,040 | 1,38,967 | 1,40,636 | 1,50,050 | 1,73,989 | 2,02,275 | 2,34,064 | 2,70,726 | 3,07,120 | 3,50,538 | |
| 8,137 | 4,064 | 10,149 | 3,670 | 4,239 | 7,747 | 10,766 | 7,719 | 23,853 | 35,234 | |
| Other Liabilities & Provisions | 4,765 | 3,351 | 8,008 | 4,388 | 6,299 | 6,700 | 7,207 | 9,013 | 9,673 | 8,475 |
| Total Liabilities | 1,59,411 | 1,56,449 | 1,64,676 | 1,69,018 | 1,96,835 | 2,30,783 | 2,67,827 | 31 | 3,69,354 | 4,27,471 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 15,275 | 15,809 | 7,920 | 10,354 | 12,882 | 19,722 | 18,508 | 21,161 | 37,993 | 26,645 | |
| Balances with Banks & Money at Call | 1,367 | 75 | 1,235 | 93 | 59 | 194 | 21 | 9,150 | 4,202 | 1,100 |
| 38,677 | 43,742 | 59,837 | 57,891 | 68,281 | 68,762 | 69,042 | 68,465 | 82,216 | 1,01,588 | |
| 95,515 | 85,797 | 82,666 | 86,872 | 1,02,405 | 1,31,170 | 1,71,221 | 2,00,240 | 2,36,084 | 2,88,104 | |
| 1,564 | 1,487 | 1,741 | 1,604 | 1,622 | 2,036 | 2,149 | 2,200 | 2,911 | 2,954 | |
| 6,991 | 9,508 | 11,242 | 12,132 | 11,533 | 8,694 | 6,879 | 6,103 | 5,944 | 7,072 | |
| Total Assets | 1,59,411 | 1,56,449 | 1,64,676 | 1,69,018 | 1,96,835 | 2,30,783 | 2,67,827 | 31 | 3,69,354 | 4,27,471 |
| CASA Deposits | 50,889 | 54,592 | 56,667 | 61,085 | 75,402 | 88,856 | 96,660 | 1,07,805 | 1,17,344 | 1,26,285 |
| CASA Ratio (%) | 36.60 | 39.28 | 40.29 | 40.71 | 43.34 | 43.93 | 41.30 | 39.82 | 38.21 | 36.03 |
| Credit-Deposit Ratio (%) | 68.70 | 61.74 | 58.78 | 57.90 | 58.86 | 64.85 | 73.15 | 73.96 | 76.87 | 82.19 |
| Contingent Liabilities | 29,329 | 23,584 | 27,055 | 29,492 | 31,128 | 30,614 | 24,589 | 39,391 | 40,941 | 43,562 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5,740 | 6,972 | 7,193 |
| Book Value per Share | 53.60 | 34.39 | 16.38 | 16.56 | 16.97 | 18.55 | 21.27 | 26.02 | 34.86 | 40.83 |
| CASA Deposits | 50,889 | 54,592 | 56,667 | 61,085 | 75,402 | 88,856 | 96,660 | 1,07,805 | 1,17,344 | 1,26,285 |
| CASA Ratio (%) | 36.60 | 39.28 | 40.29 | 40.71 | 43.34 | 43.93 | 41.30 | 39.82 | 38.21 | 36.03 |
| Credit-Deposit Ratio (%) | 68.70 | 61.74 | 58.78 | 57.90 | 58.86 | 64.85 | 73.15 | 73.96 | 76.87 | 82.19 |
| Contingent Liabilities | 29,329 | 23,584 | 27,055 | 29,492 | 31,128 | 30,614 | 24,589 | 39,391 | 40,941 | 43,562 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5,740 | 6,972 | 7,193 |
| Book Value per Share | 53.60 | 34.39 | 16.38 | 16.56 | 16.97 | 18.55 | 21.27 | 26.02 | 34.86 | 40.83 |
- Equity Capital
- 1,168
- 6,301
- 1,39,040
- 8,137
- Other Liabilities & Provisions
- 4,765
- Total Liabilities
- 1,59,411
- 15,275
- Balances with Banks & Money at Call
- 1,367
- 38,677
- 95,515
- 1,564
- 6,991
- Total Assets
- 1,59,411
- CASA Deposits
- 50,889
- CASA Ratio (%)
- 36.60
- Credit-Deposit Ratio (%)
- 68.70
- Contingent Liabilities
- 29,329
- Bills for Collection
- 0
- Book Value per Share
- 53.60
- CASA Deposits
- 50,889
- CASA Ratio (%)
- 36.60
- Credit-Deposit Ratio (%)
- 68.70
- Contingent Liabilities
- 29,329
- Bills for Collection
- 0
- Book Value per Share
- 53.60
- Equity Capital
- 2,598
- 7,469
- 1,38,967
- 4,064
- Other Liabilities & Provisions
- 3,351
- Total Liabilities
- 1,56,449
- 15,809
- Balances with Banks & Money at Call
- 75
- 43,742
- 85,797
- 1,487
- 9,508
- Total Assets
- 1,56,449
- CASA Deposits
- 54,592
- CASA Ratio (%)
- 39.28
- Credit-Deposit Ratio (%)
- 61.74
- Contingent Liabilities
- 23,584
- Bills for Collection
- 0
- Book Value per Share
- 34.39
- CASA Deposits
- 54,592
- CASA Ratio (%)
- 39.28
- Credit-Deposit Ratio (%)
- 61.74
- Contingent Liabilities
- 23,584
- Bills for Collection
- 0
- Book Value per Share
- 34.39
- Equity Capital
- 2,753
- 3,130
- 1,40,636
- 10,149
- Other Liabilities & Provisions
- 8,008
- Total Liabilities
- 1,64,676
- 7,920
- Balances with Banks & Money at Call
- 1,235
- 59,837
- 82,666
- 1,741
- 11,242
- Total Assets
- 1,64,676
- CASA Deposits
- 56,667
- CASA Ratio (%)
- 40.29
- Credit-Deposit Ratio (%)
- 58.78
- Contingent Liabilities
- 27,055
- Bills for Collection
- 0
- Book Value per Share
- 16.38
- CASA Deposits
- 56,667
- CASA Ratio (%)
- 40.29
- Credit-Deposit Ratio (%)
- 58.78
- Contingent Liabilities
- 27,055
- Bills for Collection
- 0
- Book Value per Share
- 16.38
- Equity Capital
- 5,824
- 5,085
- 1,50,050
- 3,670
- Other Liabilities & Provisions
- 4,388
- Total Liabilities
- 1,69,018
- 10,354
- Balances with Banks & Money at Call
- 93
- 57,891
- 86,872
- 1,604
- 12,132
- Total Assets
- 1,69,018
- CASA Deposits
- 61,085
- CASA Ratio (%)
- 40.71
- Credit-Deposit Ratio (%)
- 57.90
- Contingent Liabilities
- 29,492
- Bills for Collection
- 0
- Book Value per Share
- 16.56
- CASA Deposits
- 61,085
- CASA Ratio (%)
- 40.71
- Credit-Deposit Ratio (%)
- 57.90
- Contingent Liabilities
- 29,492
- Bills for Collection
- 0
- Book Value per Share
- 16.56
- Equity Capital
- 6,560
- 5,748
- 1,73,989
- 4,239
- Other Liabilities & Provisions
- 6,299
- Total Liabilities
- 1,96,835
- 12,882
- Balances with Banks & Money at Call
- 59
- 68,281
- 1,02,405
- 1,622
- 11,533
- Total Assets
- 1,96,835
- CASA Deposits
- 75,402
- CASA Ratio (%)
- 43.34
- Credit-Deposit Ratio (%)
- 58.86
- Contingent Liabilities
- 31,128
- Bills for Collection
- 0
- Book Value per Share
- 16.97
- CASA Deposits
- 75,402
- CASA Ratio (%)
- 43.34
- Credit-Deposit Ratio (%)
- 58.86
- Contingent Liabilities
- 31,128
- Bills for Collection
- 0
- Book Value per Share
- 16.97
- Equity Capital
- 6,730
- 7,331
- 2,02,275
- 7,747
- Other Liabilities & Provisions
- 6,700
- Total Liabilities
- 2,30,783
- 19,722
- Balances with Banks & Money at Call
- 194
- 68,762
- 1,31,170
- 2,036
- 8,694
- Total Assets
- 2,30,783
- CASA Deposits
- 88,856
- CASA Ratio (%)
- 43.93
- Credit-Deposit Ratio (%)
- 64.85
- Contingent Liabilities
- 30,614
- Bills for Collection
- 0
- Book Value per Share
- 18.55
- CASA Deposits
- 88,856
- CASA Ratio (%)
- 43.93
- Credit-Deposit Ratio (%)
- 64.85
- Contingent Liabilities
- 30,614
- Bills for Collection
- 0
- Book Value per Share
- 18.55
- Equity Capital
- 6,730
- 9,060
- 2,34,064
- 10,766
- Other Liabilities & Provisions
- 7,207
- Total Liabilities
- 2,67,827
- 18,508
- Balances with Banks & Money at Call
- 21
- 69,042
- 1,71,221
- 2,149
- 6,879
- Total Assets
- 2,67,827
- CASA Deposits
- 96,660
- CASA Ratio (%)
- 41.30
- Credit-Deposit Ratio (%)
- 73.15
- Contingent Liabilities
- 24,589
- Bills for Collection
- 0
- Book Value per Share
- 21.27
- CASA Deposits
- 96,660
- CASA Ratio (%)
- 41.30
- Credit-Deposit Ratio (%)
- 73.15
- Contingent Liabilities
- 24,589
- Bills for Collection
- 0
- Book Value per Share
- 21.27
- Equity Capital
- 7,081
- 12,789
- 2,70,726
- 7,719
- Other Liabilities & Provisions
- 9,013
- Total Liabilities
- 31
- 21,161
- Balances with Banks & Money at Call
- 9,150
- 68,465
- 2,00,240
- 2,200
- 6,103
- Total Assets
- 31
- CASA Deposits
- 1,07,805
- CASA Ratio (%)
- 39.82
- Credit-Deposit Ratio (%)
- 73.96
- Contingent Liabilities
- 39,391
- Bills for Collection
- 5,740
- Book Value per Share
- 26.02
- CASA Deposits
- 1,07,805
- CASA Ratio (%)
- 39.82
- Credit-Deposit Ratio (%)
- 73.96
- Contingent Liabilities
- 39,391
- Bills for Collection
- 5,740
- Book Value per Share
- 26.02
- Equity Capital
- 7,692
- 21,016
- 3,07,120
- 23,853
- Other Liabilities & Provisions
- 9,673
- Total Liabilities
- 3,69,354
- 37,993
- Balances with Banks & Money at Call
- 4,202
- 82,216
- 2,36,084
- 2,911
- 5,944
- Total Assets
- 3,69,354
- CASA Deposits
- 1,17,344
- CASA Ratio (%)
- 38.21
- Credit-Deposit Ratio (%)
- 76.87
- Contingent Liabilities
- 40,941
- Bills for Collection
- 6,972
- Book Value per Share
- 34.86
- CASA Deposits
- 1,17,344
- CASA Ratio (%)
- 38.21
- Credit-Deposit Ratio (%)
- 76.87
- Contingent Liabilities
- 40,941
- Bills for Collection
- 6,972
- Book Value per Share
- 34.86
- Equity Capital
- 7,692
- 25,533
- 3,50,538
- 35,234
- Other Liabilities & Provisions
- 8,475
- Total Liabilities
- 4,27,471
- 26,645
- Balances with Banks & Money at Call
- 1,100
- 1,01,588
- 2,88,104
- 2,954
- 7,072
- Total Assets
- 4,27,471
- CASA Deposits
- 1,26,285
- CASA Ratio (%)
- 36.03
- Credit-Deposit Ratio (%)
- 82.19
- Contingent Liabilities
- 43,562
- Bills for Collection
- 7,193
- Book Value per Share
- 40.83
- CASA Deposits
- 1,26,285
- CASA Ratio (%)
- 36.03
- Credit-Deposit Ratio (%)
- 82.19
- Contingent Liabilities
- 43,562
- Bills for Collection
- 7,193
- Book Value per Share
- 40.83
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 7,498 | -1,723 | -10,842 | 693 | 2,447 | 6,896 | -1,440 | 11,581 | 7,628 | -11,336 | |
| Cash from Investing | -99 | -134 | -106 | -100 | -169 | -300 | -175 | -260 | -495 | -506 |
| Cash from Financing | -77 | 1,100 | 4,220 | 698 | 217 | 378 | 228 | 461 | 4,750 | -2,607 |
| 7,322 | -758 | -6,729 | 1,292 | 2,495 | 6,974 | -1,387 | 11,783 | 11,883 | -14,449 |
- 7,498
- Cash from Investing
- -99
- Cash from Financing
- -77
- 7,322
- -1,723
- Cash from Investing
- -134
- Cash from Financing
- 1,100
- -758
- -10,842
- Cash from Investing
- -106
- Cash from Financing
- 4,220
- -6,729
- 693
- Cash from Investing
- -100
- Cash from Financing
- 698
- 1,292
- 2,447
- Cash from Investing
- -169
- Cash from Financing
- 217
- 2,495
- 6,896
- Cash from Investing
- -300
- Cash from Financing
- 378
- 6,974
- -1,440
- Cash from Investing
- -175
- Cash from Financing
- 228
- -1,387
- 11,581
- Cash from Investing
- -260
- Cash from Financing
- 461
- 11,783
- 7,628
- Cash from Investing
- -495
- Cash from Financing
- 4,750
- 11,883
- -11,336
- Cash from Investing
- -506
- Cash from Financing
- -2,607
- -14,449
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | -11.61 | -4.28 | -17.30 | 0.68 | 0.87 | 1.71 | 3.87 | 5.75 | 7.21 | 9.12 |
| Book Value (₹) | 53.60 | 34.39 | 16.38 | 16.56 | 16.97 | 18.55 | 21.27 | 26.02 | 34.86 | 40.83 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.50 | 1.30 | 1.40 | 1.50 | 2.20 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Net Interest Margin % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 3.29% | 3.24% | 3.27% |
| ROA % | -0.86% | -0.72% | -2.98% | 0.23% | 0.30% | 0.54% | 1.04% | 1.41% | 1.63% | 1.76% |
| ROE % | -19.85% | -15.06% | -71.14% | 5.50% | 5.31% | 9.75% | 19.42% | 24.77% | 24.41% | 24.12% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 37.56% | 38.36% | 37.08% | |
| ASSET QUALITY | - | - | - | - | - | - | - | - | - | - |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.74% | 1.45% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.18% | 0.13% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 98.26% | 98.59% |
| Slippage Ratio % | — | — | — | — | — | — | — | — | — | — |
| BALANCE SHEET & LIQUIDITY | - | - | - | - | - | - | - | - | - | - |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 52.74% | 53.29% | 52.51% |
| Credit-Deposit Ratio % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.03% | 0.08% | 0.10% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| GROWTH & VALUATION | - | - | - | - | - | - | - | - | - | - |
| Net Profit Growth % | -1457.31% | 16.56% | -317.78% | 108.14% | 41.63% | 108.85% | 126.01% | 55.83% | 36.12% | 27.17% |
| Book Value Growth % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 22.33% | 33.97% | 17.12% |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 10.83x | 6.42x | 6.72x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 2.39x | 1.33x | 1.50x |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 2.25% | 3.25% | 3.59% |
- EPS (₹)
- -11.61
- Book Value (₹)
- 53.60
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -0.86%
- ROE %
- -19.85%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -1457.31%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- -4.28
- Book Value (₹)
- 34.39
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -0.72%
- ROE %
- -15.06%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 16.56%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- -17.30
- Book Value (₹)
- 16.38
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -2.98%
- ROE %
- -71.14%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -317.78%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 0.68
- Book Value (₹)
- 16.56
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- 0.23%
- ROE %
- 5.50%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 108.14%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 0.87
- Book Value (₹)
- 16.97
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- 0.30%
- ROE %
- 5.31%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 41.63%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 1.71
- Book Value (₹)
- 18.55
- Dividend per Share (₹)
- 0.50
- Net Interest Margin %
- 0.00%
- ROA %
- 0.54%
- ROE %
- 9.75%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 108.85%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 3.87
- Book Value (₹)
- 21.27
- Dividend per Share (₹)
- 1.30
- Net Interest Margin %
- 0.00%
- ROA %
- 1.04%
- ROE %
- 19.42%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 126.01%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 5.75
- Book Value (₹)
- 26.02
- Dividend per Share (₹)
- 1.40
- Net Interest Margin %
- 3.29%
- ROA %
- 1.41%
- ROE %
- 24.77%
- 37.56%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 52.74%
- Credit-Deposit Ratio %
- 0.03%
- 0.00%
- Net Profit Growth %
- 55.83%
- Book Value Growth %
- 22.33%
- P/E (x)
- 10.83x
- P/B (x)
- 2.39x
- 2.25%
- EPS (₹)
- 7.21
- Book Value (₹)
- 34.86
- Dividend per Share (₹)
- 1.50
- Net Interest Margin %
- 3.24%
- ROA %
- 1.63%
- ROE %
- 24.41%
- 38.36%
- Gross NPA %
- 1.74%
- Net NPA %
- 0.18%
- Provision Coverage %
- 98.26%
- Slippage Ratio %
- —
- CASA %
- 53.29%
- Credit-Deposit Ratio %
- 0.08%
- 0.00%
- Net Profit Growth %
- 36.12%
- Book Value Growth %
- 33.97%
- P/E (x)
- 6.42x
- P/B (x)
- 1.33x
- 3.25%
- EPS (₹)
- 9.12
- Book Value (₹)
- 40.83
- Dividend per Share (₹)
- 2.20
- Net Interest Margin %
- 3.27%
- ROA %
- 1.76%
- ROE %
- 24.12%
- 37.08%
- Gross NPA %
- 1.45%
- Net NPA %
- 0.13%
- Provision Coverage %
- 98.59%
- Slippage Ratio %
- —
- CASA %
- 52.51%
- Credit-Deposit Ratio %
- 0.10%
- 0.00%
- Net Profit Growth %
- 27.17%
- Book Value Growth %
- 17.12%
- P/E (x)
- 6.72x
- P/B (x)
- 1.50x
- 3.59%
Documents
Announcements
- Appointment
2026-08-13 - Bank of Maharashtra has informed the Exchange regarding Appointment of Mr Naresh Kumar Vashisht as Part-time Non-Official Director on the Board of the Bank w.e.f. August 12, 2026.
- General Updates
2026-07-24 - Bank of Maharashtra has informed the Exchange about Revision in MCLR Rates
Annual Reports
Credit Ratings
- Credit Rating
2026-03-11 - Bank of Maharashtra has informed the Exchange about Credit Rating
- Credit Rating
2026-03-04 - Bank of Maharashtra has informed the Exchange about Credit Rating
- Credit Rating
2026-01-22 - Bank of Maharashtra has informed the Exchange about Credit Rating
Concalls
Jul 2026
Apr 2026
Jan 2026

