Bank Of Maharashtra

80.26-0.02%

2026-08-21

bankofmaharashtra.bank.inBSE: 532525NSE: MAHABANK
Market Cap₹ 61,417 Cr.
Current Price₹ 80
High / Low₹ 94 / 52
Stock P/E8.2
Book Value₹ 44
Price to Book1.50
Dividend Yield2.76 %
ROCE16.5 %
ROE24.1 %
Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Other Retail Banking-Retail Banking: 44.3% • Corporate/Wholesale Banking: 33.8% • Treasury: 21.3% • Other Banking Operations: 0.6% • Digital Banking-Retail Banking: 0.0%

PROS

  • Company has delivered good profit growth of 66.3% CAGR over last 5 years
  • Strong return ratios for a lender: 3Y avg ROE 24.4%, ROA 1.6%
  • Comfortable capital adequacy - CAR of 18.4%
  • Solid return on assets for a lender - ROA of 1.8%
  • Asset quality is healthy - gross NPA of just 1.4%

CONS

  • A large part of profit comes from other income (45.1% of PBT)
  • Promoter holding has decreased over last 2 years: -12.9pp
  • Effective tax rate is unusually low at 10.7% - earnings may be flattered
  • Equity base is being diluted - shares outstanding up 14.3%
  • Growth is decelerating - 3Y profit CAGR (39.2%) trails the 5Y trend (66.3%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.SBIN1046.0011.20965522.601.6624579.0413.65136240.498.3612.1652.34
2.UNIONBANK185.506.86141603.382.705368.1729.7727427.101.2114.5769.42
3.PNB117.006.09134467.442.565339.15191.4033589.173.1213.2675.40
4.BANKBARODA244.506.96126439.813.481572.59-53.0835114.526.8411.2033.10
5.INDIANB872.009.19117455.262.093299.4848.7318095.1411.1116.2867.14
6.CANBK128.555.87116603.223.274864.0861.9632957.164.5514.4668.47
7.BANKINDIA141.505.4764420.253.293138.4677.9220096.908.8310.9773.18
8.IOB33.1810.7263893.360.001659.2449.258777.5718.8211.3154.56
9.MAHABANK79.858.1561417.072.7620205.401168.3280346.501039.0216.5368.61
10.UCOBANK25.6913.0532214.131.71652.4324.096744.5915.1011.0054.71
11.CENTRALBK30.926.1327986.933.881328.955.439725.9012.798.2767.83
12.PSB23.210.0016468.851.68331.5123.163213.3710.409.0771.38
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023
4,789
Interest Expended
2,449
Net Interest Income
2,340
629
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
1,088
Tax %
18.86%
Net Profit
0
EPS
1
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Sep 2023
5,068
Interest Expended
2,636
Net Interest Income
2,432
668
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
936
Tax %
1.71%
Net Profit
0
EPS
1
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Dec 2023
5,172
Interest Expended
2,705
Net Interest Income
2,466
680
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
1,070
Tax %
3.18%
Net Profit
0
EPS
1
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Mar 2024
5,467
Interest Expended
2,882
Net Interest Income
2,585
1,022
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
1,268
Tax %
3.92%
Net Profit
0
EPS
2
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Jun 2024
5,875
Interest Expended
3,075
Net Interest Income
2,799
894
Total Income
6,769
Operating Expenses
13,989
Operating Profit
22,946
Provisions & Contingencies
9,505
Profit before Tax
1,344
Tax %
3.75%
Net Profit
1,294
EPS
2
Gross NPA %
1.85%
Net NPA %
0.20%
Provision Coverage %
98.36%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.72%
Branches / ATMs / Employees
Gross NPA %
1.85%
Net NPA %
0.20%
Provision Coverage %
98.36%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.72%
Branches / ATMs / Employees
Sep 2024
6,017
Interest Expended
3,210
Net Interest Income
2,807
792
Total Income
6,809
Operating Expenses
13,968
Operating Profit
22,024
Provisions & Contingencies
8,221
Profit before Tax
1,380
Tax %
3.85%
Net Profit
1,327
EPS
2
Gross NPA %
1.84%
Net NPA %
0.20%
Provision Coverage %
98.31%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.74%
Branches / ATMs / Employees
Gross NPA %
1.84%
Net NPA %
0.20%
Provision Coverage %
98.31%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.74%
Branches / ATMs / Employees
Dec 2024
6,325
Interest Expended
3,381
Net Interest Income
2,944
788
Total Income
7,113
Operating Expenses
14,282
Operating Profit
23,034
Provisions & Contingencies
8,407
Profit before Tax
1,463
Tax %
3.83%
Net Profit
1,407
EPS
2
Gross NPA %
1.80%
Net NPA %
0.20%
Provision Coverage %
98.28%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.78%
Branches / ATMs / Employees
Gross NPA %
1.80%
Net NPA %
0.20%
Provision Coverage %
98.28%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.78%
Branches / ATMs / Employees
Mar 2025
6,731
Interest Expended
3,614
Net Interest Income
3,117
981
Total Income
7,712
Operating Expenses
15,776
Operating Profit
25,202
Provisions & Contingencies
9,833
Profit before Tax
1,537
Tax %
2.83%
Net Profit
1,493
EPS
2
Gross NPA %
1.74%
Net NPA %
0.18%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.79%
Branches / ATMs / Employees
Gross NPA %
1.74%
Net NPA %
0.18%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.79%
Branches / ATMs / Employees
Jun 2025
7,054
Interest Expended
3,762
Net Interest Income
3,292
825
Total Income
7,879
Operating Expenses
15,469
Operating Profit
25,704
Provisions & Contingencies
8,674
Profit before Tax
1,703
Tax %
6.45%
Net Profit
1,593
EPS
2
Gross NPA %
1.74%
Net NPA %
0.18%
Provision Coverage %
98.36%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.70%
Branches / ATMs / Employees
Gross NPA %
1.74%
Net NPA %
0.18%
Provision Coverage %
98.36%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.70%
Branches / ATMs / Employees
Sep 2025
7,128
Interest Expended
3,880
Net Interest Income
3,248
846
Total Income
7,974
Operating Expenses
15,187
Operating Profit
25,747
Provisions & Contingencies
7,559
Profit before Tax
1,819
Tax %
10.19%
Net Profit
1,634
EPS
2
Gross NPA %
1.72%
Net NPA %
0.18%
Provision Coverage %
98.34%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.86%
Branches / ATMs / Employees
Gross NPA %
1.72%
Net NPA %
0.18%
Provision Coverage %
98.34%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.86%
Branches / ATMs / Employees
Dec 2025
7,344
Interest Expended
3,922
Net Interest Income
3,423
933
Total Income
8,277
Operating Expenses
16,198
Operating Profit
27,359
Provisions & Contingencies
7,282
Profit before Tax
2,008
Tax %
11.36%
Net Profit
1,780
EPS
2
Gross NPA %
1.60%
Net NPA %
0.15%
Provision Coverage %
98.41%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.88%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.15%
Provision Coverage %
98.41%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.88%
Branches / ATMs / Employees
Mar 2026
7,755
Interest Expended
4,052
Net Interest Income
3,703
938
Total Income
8,693
Operating Expenses
16,946
Operating Profit
29,466
Provisions & Contingencies
6,170
Profit before Tax
2,330
Tax %
13.53%
Net Profit
2,014
EPS
3
Gross NPA %
1.45%
Net NPA %
0.13%
Provision Coverage %
98.59%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
2.00%
Branches / ATMs / Employees
Gross NPA %
1.45%
Net NPA %
0.13%
Provision Coverage %
98.59%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
2.00%
Branches / ATMs / Employees
Jun 2026
8,035
Interest Expended
4,264
Net Interest Income
3,770
1,029
Total Income
9,064
Operating Expenses
1,682
Operating Profit
3,118
Provisions & Contingencies
840
Profit before Tax
2,277
Tax %
11.27%
Net Profit
2,021
EPS
0
Gross NPA %
1.45%
Net NPA %
0.13%
Provision Coverage %
98.55%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.90%
Branches / ATMs / Employees
Gross NPA %
1.45%
Net NPA %
0.13%
Provision Coverage %
98.55%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.90%
Branches / ATMs / Employees

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
0
Interest Expended
8,886
Net Interest Income
-8,886
1,509
Total Income
0
0
Operating Profit
-8,886
3,869
Profit before Tax
-2,143
Tax %
0
Net Profit
-1,372
EPS
-12
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2018
0
Interest Expended
7,706
Net Interest Income
-7,706
1,507
Total Income
0
0
Operating Profit
-7,706
5,429
Profit before Tax
-3,265
Tax %
0
Net Profit
-1,145
EPS
-9
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2019
0
Interest Expended
7,115
Net Interest Income
-7,115
1,548
Total Income
0
0
Operating Profit
-7,115
7,270
Profit before Tax
-5,128
Tax %
0
Net Profit
-4,783
EPS
-14
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2020
0
Interest Expended
7,216
Net Interest Income
-7,216
1,650
Total Income
0
0
Operating Profit
-7,216
3,046
Profit before Tax
-260
Tax %
0
Net Profit
389
EPS
1
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2021
0
Interest Expended
6,970
Net Interest Income
-6,970
2,629
Total Income
0
0
Operating Profit
-6,970
2,968
Profit before Tax
955
Tax %
0
Net Profit
551
EPS
1
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2022
0
Interest Expended
6,974
Net Interest Income
-6,974
2,653
Total Income
0
0
Operating Profit
-6,974
2,984
Profit before Tax
1,956
Tax %
0
Net Profit
1,152
EPS
2
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2023
0
Interest Expended
8,157
Net Interest Income
-8,157
2,281
Total Income
0
0
Operating Profit
-8,157
2,643
Profit before Tax
3,446
Tax %
0
Net Profit
2,603
EPS
4
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2024
20,495
Interest Expended
10,672
Net Interest Income
9,823
2,999
Total Income
23,493
4,815
Operating Profit
8,006
3,646
Profit before Tax
4,360
Tax %
7
Net Profit
4,056
EPS
6
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2025
24,948
Interest Expended
13,281
Net Interest Income
11,667
3,455
Total Income
28,403
5,801
Operating Profit
9,321
3,597
Profit before Tax
5,724
Tax %
4
Net Profit
5,521
EPS
7
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2026
29,282
Interest Expended
15,616
Net Interest Income
13,666
3,542
Total Income
32,824
6,380
Operating Profit
10,828
2,969
Profit before Tax
7,859
Tax %
11
Net Profit
7,021
EPS
9
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
TTM
Interest Expended
16,119
Net Interest Income
3,746
Total Income
34,008
Operating Profit
Profit before Tax
8,433
Tax %
12
Net Profit
7,448
EPS
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %

COMPOUNDED SALES GROWTH

10 Years:
8%
5 Years:
20%
3 Years:
23%

COMPOUNDED PROFIT GROWTH

10 Years:
50%
5 Years:
65%
3 Years:
39%

STOCK PRICE CAGR

10 Years:
10%
5 Years:
34%
3 Years:
28%
1 Year:
46%

RETURN ON EQUITY

10 Years:
1%
5 Years:
20%
3 Years:
24%
Last Year:
24%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2026

Jun 5

₹ 0.12

Rs.1.2000 per share(12%)Final Dividend

2026

Jan 20

₹ 0.10

Rs.1.0000 per share(10%)Interim Dividend

2025

May 9

₹ 0.15

Rs.1.5000 per share(15%)Final Dividend

2024

May 10

₹ 0.14

Rs.1.4000 per share(14%)Final Dividend

2023

May 23

₹ 0.13

Rs.1.3000 per share(13%)Final Dividend

2022

Jun 20

₹ 0.05

Rs.0.5000 per share(5%)Dividend

Mar 2017
Equity Capital
1,168
6,301
1,39,040
8,137
Other Liabilities & Provisions
4,765
Total Liabilities
1,59,411
15,275
Balances with Banks & Money at Call
1,367
38,677
95,515
1,564
6,991
Total Assets
1,59,411
CASA Deposits
50,889
CASA Ratio (%)
36.60
Credit-Deposit Ratio (%)
68.70
Contingent Liabilities
29,329
Bills for Collection
0
Book Value per Share
53.60
CASA Deposits
50,889
CASA Ratio (%)
36.60
Credit-Deposit Ratio (%)
68.70
Contingent Liabilities
29,329
Bills for Collection
0
Book Value per Share
53.60
Mar 2018
Equity Capital
2,598
7,469
1,38,967
4,064
Other Liabilities & Provisions
3,351
Total Liabilities
1,56,449
15,809
Balances with Banks & Money at Call
75
43,742
85,797
1,487
9,508
Total Assets
1,56,449
CASA Deposits
54,592
CASA Ratio (%)
39.28
Credit-Deposit Ratio (%)
61.74
Contingent Liabilities
23,584
Bills for Collection
0
Book Value per Share
34.39
CASA Deposits
54,592
CASA Ratio (%)
39.28
Credit-Deposit Ratio (%)
61.74
Contingent Liabilities
23,584
Bills for Collection
0
Book Value per Share
34.39
Mar 2019
Equity Capital
2,753
3,130
1,40,636
10,149
Other Liabilities & Provisions
8,008
Total Liabilities
1,64,676
7,920
Balances with Banks & Money at Call
1,235
59,837
82,666
1,741
11,242
Total Assets
1,64,676
CASA Deposits
56,667
CASA Ratio (%)
40.29
Credit-Deposit Ratio (%)
58.78
Contingent Liabilities
27,055
Bills for Collection
0
Book Value per Share
16.38
CASA Deposits
56,667
CASA Ratio (%)
40.29
Credit-Deposit Ratio (%)
58.78
Contingent Liabilities
27,055
Bills for Collection
0
Book Value per Share
16.38
Mar 2020
Equity Capital
5,824
5,085
1,50,050
3,670
Other Liabilities & Provisions
4,388
Total Liabilities
1,69,018
10,354
Balances with Banks & Money at Call
93
57,891
86,872
1,604
12,132
Total Assets
1,69,018
CASA Deposits
61,085
CASA Ratio (%)
40.71
Credit-Deposit Ratio (%)
57.90
Contingent Liabilities
29,492
Bills for Collection
0
Book Value per Share
16.56
CASA Deposits
61,085
CASA Ratio (%)
40.71
Credit-Deposit Ratio (%)
57.90
Contingent Liabilities
29,492
Bills for Collection
0
Book Value per Share
16.56
Mar 2021
Equity Capital
6,560
5,748
1,73,989
4,239
Other Liabilities & Provisions
6,299
Total Liabilities
1,96,835
12,882
Balances with Banks & Money at Call
59
68,281
1,02,405
1,622
11,533
Total Assets
1,96,835
CASA Deposits
75,402
CASA Ratio (%)
43.34
Credit-Deposit Ratio (%)
58.86
Contingent Liabilities
31,128
Bills for Collection
0
Book Value per Share
16.97
CASA Deposits
75,402
CASA Ratio (%)
43.34
Credit-Deposit Ratio (%)
58.86
Contingent Liabilities
31,128
Bills for Collection
0
Book Value per Share
16.97
Mar 2022
Equity Capital
6,730
7,331
2,02,275
7,747
Other Liabilities & Provisions
6,700
Total Liabilities
2,30,783
19,722
Balances with Banks & Money at Call
194
68,762
1,31,170
2,036
8,694
Total Assets
2,30,783
CASA Deposits
88,856
CASA Ratio (%)
43.93
Credit-Deposit Ratio (%)
64.85
Contingent Liabilities
30,614
Bills for Collection
0
Book Value per Share
18.55
CASA Deposits
88,856
CASA Ratio (%)
43.93
Credit-Deposit Ratio (%)
64.85
Contingent Liabilities
30,614
Bills for Collection
0
Book Value per Share
18.55
Mar 2023
Equity Capital
6,730
9,060
2,34,064
10,766
Other Liabilities & Provisions
7,207
Total Liabilities
2,67,827
18,508
Balances with Banks & Money at Call
21
69,042
1,71,221
2,149
6,879
Total Assets
2,67,827
CASA Deposits
96,660
CASA Ratio (%)
41.30
Credit-Deposit Ratio (%)
73.15
Contingent Liabilities
24,589
Bills for Collection
0
Book Value per Share
21.27
CASA Deposits
96,660
CASA Ratio (%)
41.30
Credit-Deposit Ratio (%)
73.15
Contingent Liabilities
24,589
Bills for Collection
0
Book Value per Share
21.27
Mar 2024
Equity Capital
7,081
12,789
2,70,726
7,719
Other Liabilities & Provisions
9,013
Total Liabilities
31
21,161
Balances with Banks & Money at Call
9,150
68,465
2,00,240
2,200
6,103
Total Assets
31
CASA Deposits
1,07,805
CASA Ratio (%)
39.82
Credit-Deposit Ratio (%)
73.96
Contingent Liabilities
39,391
Bills for Collection
5,740
Book Value per Share
26.02
CASA Deposits
1,07,805
CASA Ratio (%)
39.82
Credit-Deposit Ratio (%)
73.96
Contingent Liabilities
39,391
Bills for Collection
5,740
Book Value per Share
26.02
Mar 2025
Equity Capital
7,692
21,016
3,07,120
23,853
Other Liabilities & Provisions
9,673
Total Liabilities
3,69,354
37,993
Balances with Banks & Money at Call
4,202
82,216
2,36,084
2,911
5,944
Total Assets
3,69,354
CASA Deposits
1,17,344
CASA Ratio (%)
38.21
Credit-Deposit Ratio (%)
76.87
Contingent Liabilities
40,941
Bills for Collection
6,972
Book Value per Share
34.86
CASA Deposits
1,17,344
CASA Ratio (%)
38.21
Credit-Deposit Ratio (%)
76.87
Contingent Liabilities
40,941
Bills for Collection
6,972
Book Value per Share
34.86
Mar 2026
Equity Capital
7,692
25,533
3,50,538
35,234
Other Liabilities & Provisions
8,475
Total Liabilities
4,27,471
26,645
Balances with Banks & Money at Call
1,100
1,01,588
2,88,104
2,954
7,072
Total Assets
4,27,471
CASA Deposits
1,26,285
CASA Ratio (%)
36.03
Credit-Deposit Ratio (%)
82.19
Contingent Liabilities
43,562
Bills for Collection
7,193
Book Value per Share
40.83
CASA Deposits
1,26,285
CASA Ratio (%)
36.03
Credit-Deposit Ratio (%)
82.19
Contingent Liabilities
43,562
Bills for Collection
7,193
Book Value per Share
40.83

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
7,498
Cash from Investing
-99
Cash from Financing
-77
7,322
Mar 2018
-1,723
Cash from Investing
-134
Cash from Financing
1,100
-758
Mar 2019
-10,842
Cash from Investing
-106
Cash from Financing
4,220
-6,729
Mar 2020
693
Cash from Investing
-100
Cash from Financing
698
1,292
Mar 2021
2,447
Cash from Investing
-169
Cash from Financing
217
2,495
Mar 2022
6,896
Cash from Investing
-300
Cash from Financing
378
6,974
Mar 2023
-1,440
Cash from Investing
-175
Cash from Financing
228
-1,387
Mar 2024
11,581
Cash from Investing
-260
Cash from Financing
461
11,783
Mar 2025
7,628
Cash from Investing
-495
Cash from Financing
4,750
11,883
Mar 2026
-11,336
Cash from Investing
-506
Cash from Financing
-2,607
-14,449

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
EPS (₹)
-11.61
Book Value (₹)
53.60
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-0.86%
ROE %
-19.85%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-1457.31%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2018
EPS (₹)
-4.28
Book Value (₹)
34.39
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-0.72%
ROE %
-15.06%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
16.56%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2019
EPS (₹)
-17.30
Book Value (₹)
16.38
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-2.98%
ROE %
-71.14%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-317.78%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2020
EPS (₹)
0.68
Book Value (₹)
16.56
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
0.23%
ROE %
5.50%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
108.14%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2021
EPS (₹)
0.87
Book Value (₹)
16.97
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
0.30%
ROE %
5.31%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
41.63%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2022
EPS (₹)
1.71
Book Value (₹)
18.55
Dividend per Share (₹)
0.50
Net Interest Margin %
0.00%
ROA %
0.54%
ROE %
9.75%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
108.85%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2023
EPS (₹)
3.87
Book Value (₹)
21.27
Dividend per Share (₹)
1.30
Net Interest Margin %
0.00%
ROA %
1.04%
ROE %
19.42%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
126.01%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2024
EPS (₹)
5.75
Book Value (₹)
26.02
Dividend per Share (₹)
1.40
Net Interest Margin %
3.29%
ROA %
1.41%
ROE %
24.77%
37.56%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
52.74%
Credit-Deposit Ratio %
0.03%
0.00%
Net Profit Growth %
55.83%
Book Value Growth %
22.33%
P/E (x)
10.83x
P/B (x)
2.39x
2.25%
Mar 2025
EPS (₹)
7.21
Book Value (₹)
34.86
Dividend per Share (₹)
1.50
Net Interest Margin %
3.24%
ROA %
1.63%
ROE %
24.41%
38.36%
Gross NPA %
1.74%
Net NPA %
0.18%
Provision Coverage %
98.26%
Slippage Ratio %
CASA %
53.29%
Credit-Deposit Ratio %
0.08%
0.00%
Net Profit Growth %
36.12%
Book Value Growth %
33.97%
P/E (x)
6.42x
P/B (x)
1.33x
3.25%
Mar 2026
EPS (₹)
9.12
Book Value (₹)
40.83
Dividend per Share (₹)
2.20
Net Interest Margin %
3.27%
ROA %
1.76%
ROE %
24.12%
37.08%
Gross NPA %
1.45%
Net NPA %
0.13%
Provision Coverage %
98.59%
Slippage Ratio %
CASA %
52.51%
Credit-Deposit Ratio %
0.10%
0.00%
Net Profit Growth %
27.17%
Book Value Growth %
17.12%
P/E (x)
6.72x
P/B (x)
1.50x
3.59%

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
86.46
1.20
4.58
Government
0.00
Public
7.76
Sep 2024
86.46
1.26
4.46
Government
0.00
Public
7.81
Dec 2024
79.60
1.54
10.88
Government
0.00
Public
7.99
Mar 2025
79.60
1.72
10.67
Government
0.00
Public
8.00
Jun 2025
79.60
1.89
10.40
Government
0.00
Public
8.11
Sep 2025
79.60
2.35
10.06
Government
0.00
Public
8.00
Dec 2025
73.60
4.92
13.50
Government
0.00
Public
7.98
Mar 2026
73.60
5.55
13.93
Government
0.00
Public
6.93
Jun 2026
73.60
5.82
14.28
Government
0.00
Public
6.32

Documents

Announcements

  • Appointment

    2026-08-13 - Bank of Maharashtra has informed the Exchange regarding Appointment of Mr Naresh Kumar Vashisht as Part-time Non-Official Director on the Board of the Bank w.e.f. August 12, 2026.

  • General Updates

    2026-07-24 - Bank of Maharashtra has informed the Exchange about Revision in MCLR Rates

Credit Ratings

  • Credit Rating

    2026-03-11 - Bank of Maharashtra has informed the Exchange about Credit Rating

  • Credit Rating

    2026-03-04 - Bank of Maharashtra has informed the Exchange about Credit Rating

  • Credit Rating

    2026-01-22 - Bank of Maharashtra has informed the Exchange about Credit Rating

Concalls