State Bank Of India

•

₹ 1,048.70.07%

2026-08-21

sbi.co.inBSE: 500112NSE: SBIN

Market Cap₹ 9,65,523 Cr.

Current Price₹ 1,048

High / Low₹ 1,235 / 798

Stock P/E11.2

Book Value₹ 636

Price to Book1.61

Dividend Yield1.66 %

ROCE12.2 %

ROE16.7 %

Face Value₹ 1

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Other Retail Banking-Retail Banking: 36.5% • Corporate/Wholesale Banking: 21.4% • Insurance Business: 18.6% • Treasury: 18.1% • Other Banking Operations: 4.9% • Digital Banking-Retail Banking: 0.6%

PROS

Company has delivered good profit growth of 28.5% CAGR over last 5 years
Asset quality is healthy - gross NPA of just 1.5%
Comfortable capital adequacy - CAR of 15.4%
Company has consistently been profitable over the last 5 years
Healthy loan book growth of 17.2% with stable asset quality

CONS

A large part of profit comes from other income (173.3% of PBT)
Promoter holding has decreased over last 2 years: -2.1pp
Thin net interest margin of 2.5%
Growth is decelerating - 3Y profit CAGR (14.6%) trails the 5Y trend (28.5%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS

Financial ServicesBankBank - Public

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name	CMP Rs.	P/E	Mar Cap Rs.Cr.	Div Yld %	NP Qtr Rs.Cr.	Qtr Profit Var %	Sales Qtr Rs.Cr.	Qtr Sales Var %	ROCE %	OPM %
1.	SBIN	1046.00	11.20	965522.60	1.66	24579.04	13.65	136240.49	8.36	12.16	52.34
2.	UNIONBANK	185.50	6.86	141603.38	2.70	5368.17	29.77	27427.10	1.21	14.57	69.42
3.	PNB	117.00	6.09	134467.44	2.56	5339.15	191.40	33589.17	3.12	13.26	75.40
4.	BANKBARODA	244.50	6.96	126439.81	3.48	1572.59	-53.08	35114.52	6.84	11.20	33.10
5.	INDIANB	872.00	9.19	117455.26	2.09	3299.48	48.73	18095.14	11.11	16.28	67.14
6.	CANBK	128.55	5.87	116603.22	3.27	4864.08	61.96	32957.16	4.55	14.46	68.47
7.	BANKINDIA	141.50	5.47	64420.25	3.29	3138.46	77.92	20096.90	8.83	10.97	73.18
8.	IOB	33.18	10.72	63893.36	0.00	1659.24	49.25	8777.57	18.82	11.31	54.56
9.	MAHABANK	79.85	8.15	61417.07	2.76	20205.40	1168.32	80346.50	1039.02	16.53	68.61
10.	UCOBANK	25.69	13.05	32214.13	1.71	652.43	24.09	6744.59	15.10	11.00	54.71
11.	CENTRALBK	30.92	6.13	27986.93	3.88	1328.95	5.43	9725.90	12.79	8.27	67.83
12.	PSB	23.21	0.00	16468.85	1.68	331.51	23.16	3213.37	10.40	9.07	71.38

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,01,460	1,07,391	1,12,868	1,17,469	1,18,242	1,21,045	1,24,654	1,26,840	1,25,729	1,28,040	1,30,590	1,31,080	1,36,240
Interest Expended	58,045	62,955	68,092	70,644	71,701	73,619	77,397	78,227	78,266	78,002	78,783	79,953	82,248
Net Interest Income	43,415	44,436	44,776	46,825	46,542	47,426	47,257	48,613	47,462	50,038	51,807	51,127	53,993
	30,873	36,865	40,203	47,445	33,883	42,758	43,200	52,722	41,263	47,857	55,059	49,999	43,821
Total Income	0	0	0	0	1,52,125	1,63,802	1,67,854	1,79,562	1,66,992	1,75,898	1,85,648	1,81,079	1,80,062
Operating Expenses	0	0	0	0	4,95,889	5,71,235	6,28,922	6,69,689	5,42,327	6,57,784	7,12,506	7,13,887	59,183
Operating Profit	0	0	0	0	3,08,354	3,30,602	2,75,646	3,43,663	3,44,927	3,21,170	3,56,152	2,97,369	38,632
Provisions & Contingencies	0	0	0	0	44,076	55,858	19,982	74,695	52,635	64,869	55,485	36,614	5,748
Profit before Tax	25,208	21,936	15,245	28,852	26,428	27,474	25,566	26,897	29,229	28,657	30,067	26,076	32,884
Tax %	25.67%	25.31%	25.99%	24.66%	25.53%	26.41%	25.00%	25.86%	26.01%	24.96%	27.24%	22.68%	25.25%
Net Profit	0	0	0	0	19,681	20,220	19,175	19,941	21,627	21,504	21,876	20,161	24,579
EPS	21	18	12	24	22	22	21	22	24	23	23	21	3
Gross NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Provision Coverage %	0.00%	0.00%	0.00%	0.00%	91.76%	0.00%	74.66%	74.42%	74.49%	92.29%	92.37%	91.97%	0.00%
NIM %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
CASA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Capital Adequacy %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Assets %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Branches / ATMs / Employees	—	—	—	—	—	—	—	—	—	—	—	—	—
Gross NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Provision Coverage %	0.00%	0.00%	0.00%	0.00%	91.76%	0.00%	74.66%	74.42%	74.49%	92.29%	92.37%	91.97%	0.00%
NIM %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
CASA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Capital Adequacy %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Assets %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Branches / ATMs / Employees	—	—	—	—	—	—	—	—	—	—	—	—	—

Jun 2023

: 1,01,460
Interest Expended: 58,045
Net Interest Income: 43,415
: 30,873
Total Income: 0
Operating Expenses: 0
Operating Profit: 0
Provisions & Contingencies: 0
Profit before Tax: 25,208
Tax %: 25.67%
Net Profit: 0
EPS: 21
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Sep 2023

: 1,07,391
Interest Expended: 62,955
Net Interest Income: 44,436
: 36,865
Total Income: 0
Operating Expenses: 0
Operating Profit: 0
Provisions & Contingencies: 0
Profit before Tax: 21,936
Tax %: 25.31%
Net Profit: 0
EPS: 18
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Dec 2023

: 1,12,868
Interest Expended: 68,092
Net Interest Income: 44,776
: 40,203
Total Income: 0
Operating Expenses: 0
Operating Profit: 0
Provisions & Contingencies: 0
Profit before Tax: 15,245
Tax %: 25.99%
Net Profit: 0
EPS: 12
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Mar 2024

: 1,17,469
Interest Expended: 70,644
Net Interest Income: 46,825
: 47,445
Total Income: 0
Operating Expenses: 0
Operating Profit: 0
Provisions & Contingencies: 0
Profit before Tax: 28,852
Tax %: 24.66%
Net Profit: 0
EPS: 24
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Jun 2024

: 1,18,242
Interest Expended: 71,701
Net Interest Income: 46,542
: 33,883
Total Income: 1,52,125
Operating Expenses: 4,95,889
Operating Profit: 3,08,354
Provisions & Contingencies: 44,076
Profit before Tax: 26,428
Tax %: 25.53%
Net Profit: 19,681
EPS: 22
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 91.76%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 91.76%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Sep 2024

: 1,21,045
Interest Expended: 73,619
Net Interest Income: 47,426
: 42,758
Total Income: 1,63,802
Operating Expenses: 5,71,235
Operating Profit: 3,30,602
Provisions & Contingencies: 55,858
Profit before Tax: 27,474
Tax %: 26.41%
Net Profit: 20,220
EPS: 22
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Dec 2024

: 1,24,654
Interest Expended: 77,397
Net Interest Income: 47,257
: 43,200
Total Income: 1,67,854
Operating Expenses: 6,28,922
Operating Profit: 2,75,646
Provisions & Contingencies: 19,982
Profit before Tax: 25,566
Tax %: 25.00%
Net Profit: 19,175
EPS: 21
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.66%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.66%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Mar 2025

: 1,26,840
Interest Expended: 78,227
Net Interest Income: 48,613
: 52,722
Total Income: 1,79,562
Operating Expenses: 6,69,689
Operating Profit: 3,43,663
Provisions & Contingencies: 74,695
Profit before Tax: 26,897
Tax %: 25.86%
Net Profit: 19,941
EPS: 22
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.42%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.42%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Jun 2025

: 1,25,729
Interest Expended: 78,266
Net Interest Income: 47,462
: 41,263
Total Income: 1,66,992
Operating Expenses: 5,42,327
Operating Profit: 3,44,927
Provisions & Contingencies: 52,635
Profit before Tax: 29,229
Tax %: 26.01%
Net Profit: 21,627
EPS: 24
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.49%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.49%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Sep 2025

: 1,28,040
Interest Expended: 78,002
Net Interest Income: 50,038
: 47,857
Total Income: 1,75,898
Operating Expenses: 6,57,784
Operating Profit: 3,21,170
Provisions & Contingencies: 64,869
Profit before Tax: 28,657
Tax %: 24.96%
Net Profit: 21,504
EPS: 23
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 92.29%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 92.29%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Dec 2025

: 1,30,590
Interest Expended: 78,783
Net Interest Income: 51,807
: 55,059
Total Income: 1,85,648
Operating Expenses: 7,12,506
Operating Profit: 3,56,152
Provisions & Contingencies: 55,485
Profit before Tax: 30,067
Tax %: 27.24%
Net Profit: 21,876
EPS: 23
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 92.37%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 92.37%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Mar 2026

: 1,31,080
Interest Expended: 79,953
Net Interest Income: 51,127
: 49,999
Total Income: 1,81,079
Operating Expenses: 7,13,887
Operating Profit: 2,97,369
Provisions & Contingencies: 36,614
Profit before Tax: 26,076
Tax %: 22.68%
Net Profit: 20,161
EPS: 21
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 91.97%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 91.97%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Jun 2026

: 1,36,240
Interest Expended: 82,248
Net Interest Income: 53,993
: 43,821
Total Income: 1,80,062
Operating Expenses: 59,183
Operating Profit: 38,632
Provisions & Contingencies: 5,748
Profit before Tax: 32,884
Tax %: 25.25%
Net Profit: 24,579
EPS: 3
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	0	0	0	0	0	0	0	4,39,189	4,90,313	5,14,933	—
Interest Expended	1,49,115	1,46,603	1,55,867	1,61,124	1,56,010	1,56,194	1,89,981	2,59,736	3,00,943	3,15,005	3,18,986
Net Interest Income	-1,49,115	-1,46,603	-1,55,867	-1,61,124	-1,56,010	-1,56,194	-1,89,981	1,79,452	1,89,369	1,99,928	—
	68,193	77,557	77,365	98,159	1,07,222	1,17,000	1,22,534	1,55,386	1,73,031	1,97,711	1,96,736
Total Income	0	0	0	0	0	0	0	5,94,575	6,63,343	7,12,644	7,22,687
	0	0	0	0	0	0	0	2,35,894	2,36,574	2,62,650	—
Operating Profit	-1,49,115	-1,46,603	-1,55,867	-1,61,124	-1,56,010	-1,56,194	-1,89,981	98,945	1,25,826	1,34,988	—
	1,722	8,177	-606	628	2,821	3,472	17,999	7,715	19,451	20,905	—
Profit before Tax	945	-12,234	5,929	30,052	32,809	49,736	75,398	91,230	1,06,375	1,14,083	1,17,683
Tax %	0	0	0	0	0	0	0	25	26	25	25
Net Profit	-391	-4,187	3,069	18,177	24,280	36,356	56,558	68,138	79,017	85,168	88,121
EPS	0	0	0	0	25	40	62	75	87	90	—
NIM %	—	—	—	—	—	—	—	—	—	—	—
Cost-to-Income %	—	—	—	—	—	—	—	—	—	—	—
Credit Cost %	—	—	—	—	—	—	—	—	—	—	—
NIM %	—	—	—	—	—	—	—	—	—	—	—
Cost-to-Income %	—	—	—	—	—	—	—	—	—	—	—
Credit Cost %	—	—	—	—	—	—	—	—	—	—	—

Mar 2017

: 0
Interest Expended: 1,49,115
Net Interest Income: -1,49,115
: 68,193
Total Income: 0
: 0
Operating Profit: -1,49,115
: 1,722
Profit before Tax: 945
Tax %: 0
Net Profit: -391
EPS: 0
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2018

: 0
Interest Expended: 1,46,603
Net Interest Income: -1,46,603
: 77,557
Total Income: 0
: 0
Operating Profit: -1,46,603
: 8,177
Profit before Tax: -12,234
Tax %: 0
Net Profit: -4,187
EPS: 0
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2019

: 0
Interest Expended: 1,55,867
Net Interest Income: -1,55,867
: 77,365
Total Income: 0
: 0
Operating Profit: -1,55,867
: -606
Profit before Tax: 5,929
Tax %: 0
Net Profit: 3,069
EPS: 0
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2020

: 0
Interest Expended: 1,61,124
Net Interest Income: -1,61,124
: 98,159
Total Income: 0
: 0
Operating Profit: -1,61,124
: 628
Profit before Tax: 30,052
Tax %: 0
Net Profit: 18,177
EPS: 0
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2021

: 0
Interest Expended: 1,56,010
Net Interest Income: -1,56,010
: 1,07,222
Total Income: 0
: 0
Operating Profit: -1,56,010
: 2,821
Profit before Tax: 32,809
Tax %: 0
Net Profit: 24,280
EPS: 25
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2022

: 0
Interest Expended: 1,56,194
Net Interest Income: -1,56,194
: 1,17,000
Total Income: 0
: 0
Operating Profit: -1,56,194
: 3,472
Profit before Tax: 49,736
Tax %: 0
Net Profit: 36,356
EPS: 40
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2023

: 0
Interest Expended: 1,89,981
Net Interest Income: -1,89,981
: 1,22,534
Total Income: 0
: 0
Operating Profit: -1,89,981
: 17,999
Profit before Tax: 75,398
Tax %: 0
Net Profit: 56,558
EPS: 62
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2024

: 4,39,189
Interest Expended: 2,59,736
Net Interest Income: 1,79,452
: 1,55,386
Total Income: 5,94,575
: 2,35,894
Operating Profit: 98,945
: 7,715
Profit before Tax: 91,230
Tax %: 25
Net Profit: 68,138
EPS: 75
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2025

: 4,90,313
Interest Expended: 3,00,943
Net Interest Income: 1,89,369
: 1,73,031
Total Income: 6,63,343
: 2,36,574
Operating Profit: 1,25,826
: 19,451
Profit before Tax: 1,06,375
Tax %: 26
Net Profit: 79,017
EPS: 87
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2026

: 5,14,933
Interest Expended: 3,15,005
Net Interest Income: 1,99,928
: 1,97,711
Total Income: 7,12,644
: 2,62,650
Operating Profit: 1,34,988
: 20,905
Profit before Tax: 1,14,083
Tax %: 25
Net Profit: 85,168
EPS: 90
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

TTM

: —
Interest Expended: 3,18,986
Net Interest Income: —
: 1,96,736
Total Income: 7,22,687
: —
Operating Profit: —
: —
Profit before Tax: 1,17,683
Tax %: 25
Net Profit: 88,121
EPS: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

COMPOUNDED SALES GROWTH

10 Years:: 9%
5 Years:: 13%
3 Years:: 14%

COMPOUNDED PROFIT GROWTH

10 Years:: 21%
5 Years:: 30%
3 Years:: 14%

STOCK PRICE CAGR

10 Years:: 15%
5 Years:: 21%
3 Years:: 22%
1 Year:: 26%

RETURN ON EQUITY

10 Years:: 10%
5 Years:: 17%
3 Years:: 18%
Last Year:: 17%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
LIABILITIES	-	-	-	-	-	-	-	-	-	-
Equity Capital	797	892	892	892	892	892	892	892	892	923
	2,16,395	2,29,429	2,33,603	2,50,168	2,74,669	3,04,696	3,58,039	4,14,047	4,86,144	5,95,208
	25,99,811	27,22,178	29,40,541	32,74,161	37,15,331	40,87,411	44,68,536	49,66,537	54,39,898	60,43,097
	3,36,366	3,69,079	4,13,748	3,32,901	4,33,796	4,49,160	5,21,152	6,39,610	6,10,857	7,77,302
Other Liabilities & Provisions	2,85,272	2,90,250	2,93,643	3,31,427	4,11,304	5,07,518	5,92,963	6,97,075	7,58,367	8,86,270
Total Liabilities	34,45,122	36,16,445	38,88,464	41,97,492	48,45,619	53,60,884	59,54,418	673	731	832
ASSETS	-	-	-	-	-	-	-	-	-	-
	1,61,019	1,50,769	1,77,363	1,66,968	2,13,499	3,18,492	2,47,321	2,25,356	2,27,485	2,68,682
Balances with Banks & Money at Call	1,12,179	44,520	48,150	87,347	1,34,208	80,413	70,991	1,01,216	1,30,448	1,33,161
	10,27,281	11,83,794	11,19,270	12,28,284	15,95,100	17,76,490	19,13,108	21,10,548	22,05,601	23,59,502
	18,96,887	19,60,119	22,26,854	23,74,311	25,00,599	27,94,076	32,67,902	37,84,273	42,50,831	49,78,013
	50,251	40,301	39,941	39,608	39,699	39,229	44,024	44,137	45,763	56,447
	1,96,816	2,36,017	2,76,125	3,00,503	3,62,045	3,51,902	4,10,689	4,67,677	4,53,483	5,25,058
Total Assets	34,45,122	36,16,445	38,88,464	41,97,492	48,45,619	53,60,884	59,54,418	673	731	832
CASA Deposits	9,47,362	10,19,137	11,02,172	12,16,783	13,97,501	15,39,981	16,00,786	16,73,652	17,20,689	19,06,893
CASA Ratio (%)	36.44	37.44	37.48	37.16	37.61	37.68	35.82	33.70	31.63	31.55
Credit-Deposit Ratio (%)	72.96	72.01	75.73	72.52	67.30	68.36	73.13	76.20	78.14	82.38
Contingent Liabilities	11,84,908	11,66,335	11,21,246	12,21,083	17,14,240	20,07,232	18,35,524	23,97,595	26,78,112	42,41,127
Bills for Collection	0	0	0	0	0	0	0	67,823	64,473	1,11,703
Book Value per Share	227.75	230.23	235.13	254.69	282.35	316.22	371.08	434.06	515.07	608.53
CASA Deposits	9,47,362	10,19,137	11,02,172	12,16,783	13,97,501	15,39,981	16,00,786	16,73,652	17,20,689	19,06,893
CASA Ratio (%)	36.44	37.44	37.48	37.16	37.61	37.68	35.82	33.70	31.63	31.55
Credit-Deposit Ratio (%)	72.96	72.01	75.73	72.52	67.30	68.36	73.13	76.20	78.14	82.38
Contingent Liabilities	11,84,908	11,66,335	11,21,246	12,21,083	17,14,240	20,07,232	18,35,524	23,97,595	26,78,112	42,41,127
Bills for Collection	0	0	0	0	0	0	0	67,823	64,473	1,11,703
Book Value per Share	227.75	230.23	235.13	254.69	282.35	316.22	371.08	434.06	515.07	608.53

Mar 2017

Equity Capital: 797
: 2,16,395
: 25,99,811
: 3,36,366
Other Liabilities & Provisions: 2,85,272
Total Liabilities: 34,45,122
: 1,61,019
Balances with Banks & Money at Call: 1,12,179
: 10,27,281
: 18,96,887
: 50,251
: 1,96,816
Total Assets: 34,45,122
CASA Deposits: 9,47,362
CASA Ratio (%): 36.44
Credit-Deposit Ratio (%): 72.96
Contingent Liabilities: 11,84,908
Bills for Collection: 0
Book Value per Share: 227.75
CASA Deposits: 9,47,362
CASA Ratio (%): 36.44
Credit-Deposit Ratio (%): 72.96
Contingent Liabilities: 11,84,908
Bills for Collection: 0
Book Value per Share: 227.75

Mar 2018

Equity Capital: 892
: 2,29,429
: 27,22,178
: 3,69,079
Other Liabilities & Provisions: 2,90,250
Total Liabilities: 36,16,445
: 1,50,769
Balances with Banks & Money at Call: 44,520
: 11,83,794
: 19,60,119
: 40,301
: 2,36,017
Total Assets: 36,16,445
CASA Deposits: 10,19,137
CASA Ratio (%): 37.44
Credit-Deposit Ratio (%): 72.01
Contingent Liabilities: 11,66,335
Bills for Collection: 0
Book Value per Share: 230.23
CASA Deposits: 10,19,137
CASA Ratio (%): 37.44
Credit-Deposit Ratio (%): 72.01
Contingent Liabilities: 11,66,335
Bills for Collection: 0
Book Value per Share: 230.23

Mar 2019

Equity Capital: 892
: 2,33,603
: 29,40,541
: 4,13,748
Other Liabilities & Provisions: 2,93,643
Total Liabilities: 38,88,464
: 1,77,363
Balances with Banks & Money at Call: 48,150
: 11,19,270
: 22,26,854
: 39,941
: 2,76,125
Total Assets: 38,88,464
CASA Deposits: 11,02,172
CASA Ratio (%): 37.48
Credit-Deposit Ratio (%): 75.73
Contingent Liabilities: 11,21,246
Bills for Collection: 0
Book Value per Share: 235.13
CASA Deposits: 11,02,172
CASA Ratio (%): 37.48
Credit-Deposit Ratio (%): 75.73
Contingent Liabilities: 11,21,246
Bills for Collection: 0
Book Value per Share: 235.13

Mar 2020

Equity Capital: 892
: 2,50,168
: 32,74,161
: 3,32,901
Other Liabilities & Provisions: 3,31,427
Total Liabilities: 41,97,492
: 1,66,968
Balances with Banks & Money at Call: 87,347
: 12,28,284
: 23,74,311
: 39,608
: 3,00,503
Total Assets: 41,97,492
CASA Deposits: 12,16,783
CASA Ratio (%): 37.16
Credit-Deposit Ratio (%): 72.52
Contingent Liabilities: 12,21,083
Bills for Collection: 0
Book Value per Share: 254.69
CASA Deposits: 12,16,783
CASA Ratio (%): 37.16
Credit-Deposit Ratio (%): 72.52
Contingent Liabilities: 12,21,083
Bills for Collection: 0
Book Value per Share: 254.69

Mar 2021

Equity Capital: 892
: 2,74,669
: 37,15,331
: 4,33,796
Other Liabilities & Provisions: 4,11,304
Total Liabilities: 48,45,619
: 2,13,499
Balances with Banks & Money at Call: 1,34,208
: 15,95,100
: 25,00,599
: 39,699
: 3,62,045
Total Assets: 48,45,619
CASA Deposits: 13,97,501
CASA Ratio (%): 37.61
Credit-Deposit Ratio (%): 67.30
Contingent Liabilities: 17,14,240
Bills for Collection: 0
Book Value per Share: 282.35
CASA Deposits: 13,97,501
CASA Ratio (%): 37.61
Credit-Deposit Ratio (%): 67.30
Contingent Liabilities: 17,14,240
Bills for Collection: 0
Book Value per Share: 282.35

Mar 2022

Equity Capital: 892
: 3,04,696
: 40,87,411
: 4,49,160
Other Liabilities & Provisions: 5,07,518
Total Liabilities: 53,60,884
: 3,18,492
Balances with Banks & Money at Call: 80,413
: 17,76,490
: 27,94,076
: 39,229
: 3,51,902
Total Assets: 53,60,884
CASA Deposits: 15,39,981
CASA Ratio (%): 37.68
Credit-Deposit Ratio (%): 68.36
Contingent Liabilities: 20,07,232
Bills for Collection: 0
Book Value per Share: 316.22
CASA Deposits: 15,39,981
CASA Ratio (%): 37.68
Credit-Deposit Ratio (%): 68.36
Contingent Liabilities: 20,07,232
Bills for Collection: 0
Book Value per Share: 316.22

Mar 2023

Equity Capital: 892
: 3,58,039
: 44,68,536
: 5,21,152
Other Liabilities & Provisions: 5,92,963
Total Liabilities: 59,54,418
: 2,47,321
Balances with Banks & Money at Call: 70,991
: 19,13,108
: 32,67,902
: 44,024
: 4,10,689
Total Assets: 59,54,418
CASA Deposits: 16,00,786
CASA Ratio (%): 35.82
Credit-Deposit Ratio (%): 73.13
Contingent Liabilities: 18,35,524
Bills for Collection: 0
Book Value per Share: 371.08
CASA Deposits: 16,00,786
CASA Ratio (%): 35.82
Credit-Deposit Ratio (%): 73.13
Contingent Liabilities: 18,35,524
Bills for Collection: 0
Book Value per Share: 371.08

Mar 2024

Equity Capital: 892
: 4,14,047
: 49,66,537
: 6,39,610
Other Liabilities & Provisions: 6,97,075
Total Liabilities: 673
: 2,25,356
Balances with Banks & Money at Call: 1,01,216
: 21,10,548
: 37,84,273
: 44,137
: 4,67,677
Total Assets: 673
CASA Deposits: 16,73,652
CASA Ratio (%): 33.70
Credit-Deposit Ratio (%): 76.20
Contingent Liabilities: 23,97,595
Bills for Collection: 67,823
Book Value per Share: 434.06
CASA Deposits: 16,73,652
CASA Ratio (%): 33.70
Credit-Deposit Ratio (%): 76.20
Contingent Liabilities: 23,97,595
Bills for Collection: 67,823
Book Value per Share: 434.06

Mar 2025

Equity Capital: 892
: 4,86,144
: 54,39,898
: 6,10,857
Other Liabilities & Provisions: 7,58,367
Total Liabilities: 731
: 2,27,485
Balances with Banks & Money at Call: 1,30,448
: 22,05,601
: 42,50,831
: 45,763
: 4,53,483
Total Assets: 731
CASA Deposits: 17,20,689
CASA Ratio (%): 31.63
Credit-Deposit Ratio (%): 78.14
Contingent Liabilities: 26,78,112
Bills for Collection: 64,473
Book Value per Share: 515.07
CASA Deposits: 17,20,689
CASA Ratio (%): 31.63
Credit-Deposit Ratio (%): 78.14
Contingent Liabilities: 26,78,112
Bills for Collection: 64,473
Book Value per Share: 515.07

Mar 2026

Equity Capital: 923
: 5,95,208
: 60,43,097
: 7,77,302
Other Liabilities & Provisions: 8,86,270
Total Liabilities: 832
: 2,68,682
Balances with Banks & Money at Call: 1,33,161
: 23,59,502
: 49,78,013
: 56,447
: 5,25,058
Total Assets: 832
CASA Deposits: 19,06,893
CASA Ratio (%): 31.55
Credit-Deposit Ratio (%): 82.38
Contingent Liabilities: 42,41,127
Bills for Collection: 1,11,703
Book Value per Share: 608.53
CASA Deposits: 19,06,893
CASA Ratio (%): 31.55
Credit-Deposit Ratio (%): 82.38
Contingent Liabilities: 42,41,127
Bills for Collection: 1,11,703
Book Value per Share: 608.53

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	77,406	-96,508	29,556	23,929	89,919	57,695	-86,014	21,632	45,484	38,097
Cash from Investing	-2,832	11,066	-857	-3,324	-3,736	-3,619	-4,041	-4,252	-5,635	-691
Cash from Financing	-4,196	5,547	448	5,430	7,143	-3,845	6,386	-9,896	-10,737	-3,427
	70,377	-79,895	29,147	26,034	93,325	50,232	-83,668	7,484	29,112	33,979

Mar 2017

: 77,406
Cash from Investing: -2,832
Cash from Financing: -4,196
: 70,377

Mar 2018

: -96,508
Cash from Investing: 11,066
Cash from Financing: 5,547
: -79,895

Mar 2019

: 29,556
Cash from Investing: -857
Cash from Financing: 448
: 29,147

Mar 2020

: 23,929
Cash from Investing: -3,324
Cash from Financing: 5,430
: 26,034

Mar 2021

: 89,919
Cash from Investing: -3,736
Cash from Financing: 7,143
: 93,325

Mar 2022

: 57,695
Cash from Investing: -3,619
Cash from Financing: -3,845
: 50,232

Mar 2023

: -86,014
Cash from Investing: -4,041
Cash from Financing: 6,386
: -83,668

Mar 2024

: 21,632
Cash from Investing: -4,252
Cash from Financing: -9,896
: 7,484

Mar 2025

: 45,484
Cash from Investing: -5,635
Cash from Financing: -10,737
: 29,112

Mar 2026

: 38,097
Cash from Investing: -691
Cash from Financing: -3,427
: 33,979

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
PER SHARE	-	-	-	-	-	-	-	-	-	-
EPS (₹)	0.30	-5.11	2.58	22.15	25.11	39.64	62.35	75.17	86.91	90.24
Book Value (₹)	227.75	230.23	235.13	254.69	282.35	316.22	371.08	434.06	515.07	608.53
Dividend per Share (₹)	2.60	0.00	0.00	0.00	4.00	7.10	11.30	13.70	15.90	17.35
PROFITABILITY	-	-	-	-	-	-	-	-	-	-
Net Interest Margin %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.88%	2.78%	2.58%
ROA %	-0.01%	-0.12%	0.08%	0.45%	0.54%	0.71%	1.00%	1.07%	1.12%	1.09%
ROE %	-0.22%	-2.16%	1.48%	8.32%	10.13%	13.61%	18.44%	18.97%	18.66%	16.68%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	70.45%	65.28%	66.05%
ASSET QUALITY	-	-	-	-	-	-	-	-	-	-
Gross NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Provision Coverage %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	74.42%	91.97%
Slippage Ratio %	—	—	—	—	—	—	—	—	—	—
BALANCE SHEET & LIQUIDITY	-	-	-	-	-	-	-	-	-	-
CASA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	39.93%	38.77%	38.37%
Credit-Deposit Ratio %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.13%	0.11%	0.13%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
GROWTH & VALUATION	-	-	-	-	-	-	-	-	-	-
Net Profit Growth %	-103.07%	-971.85%	173.29%	492.26%	33.58%	49.74%	55.57%	20.47%	15.97%	7.78%
Book Value Growth %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	16.97%	18.66%	18.14%
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	10.01x	8.88x	10.86x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	1.73x	1.50x	1.61x
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.82%	2.06%	1.77%

Mar 2017

EPS (₹): 0.30
Book Value (₹): 227.75
Dividend per Share (₹): 2.60
Net Interest Margin %: 0.00%
ROA %: -0.01%
ROE %: -0.22%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: -103.07%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2018

EPS (₹): -5.11
Book Value (₹): 230.23
Dividend per Share (₹): 0.00
Net Interest Margin %: 0.00%
ROA %: -0.12%
ROE %: -2.16%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: -971.85%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2019

EPS (₹): 2.58
Book Value (₹): 235.13
Dividend per Share (₹): 0.00
Net Interest Margin %: 0.00%
ROA %: 0.08%
ROE %: 1.48%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 173.29%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2020

EPS (₹): 22.15
Book Value (₹): 254.69
Dividend per Share (₹): 0.00
Net Interest Margin %: 0.00%
ROA %: 0.45%
ROE %: 8.32%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 492.26%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2021

EPS (₹): 25.11
Book Value (₹): 282.35
Dividend per Share (₹): 4.00
Net Interest Margin %: 0.00%
ROA %: 0.54%
ROE %: 10.13%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 33.58%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2022

EPS (₹): 39.64
Book Value (₹): 316.22
Dividend per Share (₹): 7.10
Net Interest Margin %: 0.00%
ROA %: 0.71%
ROE %: 13.61%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 49.74%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2023

EPS (₹): 62.35
Book Value (₹): 371.08
Dividend per Share (₹): 11.30
Net Interest Margin %: 0.00%
ROA %: 1.00%
ROE %: 18.44%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 55.57%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2024

EPS (₹): 75.17
Book Value (₹): 434.06
Dividend per Share (₹): 13.70
Net Interest Margin %: 2.88%
ROA %: 1.07%
ROE %: 18.97%
: 70.45%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 39.93%
Credit-Deposit Ratio %: 0.13%
: 0.00%
Net Profit Growth %: 20.47%
Book Value Growth %: 16.97%
P/E (x): 10.01x
P/B (x): 1.73x
: 1.82%

Mar 2025

EPS (₹): 86.91
Book Value (₹): 515.07
Dividend per Share (₹): 15.90
Net Interest Margin %: 2.78%
ROA %: 1.12%
ROE %: 18.66%
: 65.28%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.42%
Slippage Ratio %: —
CASA %: 38.77%
Credit-Deposit Ratio %: 0.11%
: 0.00%
Net Profit Growth %: 15.97%
Book Value Growth %: 18.66%
P/E (x): 8.88x
P/B (x): 1.50x
: 2.06%

Mar 2026

EPS (₹): 90.24
Book Value (₹): 608.53
Dividend per Share (₹): 17.35
Net Interest Margin %: 2.58%
ROA %: 1.09%
ROE %: 16.68%
: 66.05%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 91.97%
Slippage Ratio %: —
CASA %: 38.37%
Credit-Deposit Ratio %: 0.13%
: 0.00%
Net Profit Growth %: 7.78%
Book Value Growth %: 18.14%
P/E (x): 10.86x
P/B (x): 1.61x
: 1.77%

Shareholding Pattern

Numbers in percentages

TRADES

Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
57.54	57.51	57.43	57.43	57.42	55.50	55.51	55.52	55.47
11.15	10.70	10.26	9.93	9.32	9.56	10.33	11.41	10.81
23.61	23.96	24.79	24.92	25.54	27.65	27.04	26.11	26.52
0.03	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
7.67	7.67	7.37	7.56	7.57	7.13	6.97	6.81	7.06

Jun 2024

: 57.54
: 11.15
: 23.61
: 0.03
: 7.67

Sep 2024

: 57.51
: 10.70
: 23.96
: 0.01
: 7.67

Dec 2024

: 57.43
: 10.26
: 24.79
: 0.01
: 7.37

Mar 2025

: 57.43
: 9.93
: 24.92
: 0.01
: 7.56

Jun 2025

: 57.42
: 9.32
: 25.54
: 0.01
: 7.57

Sep 2025

: 55.50
: 9.56
: 27.65
: 0.01
: 7.13

Dec 2025

: 55.51
: 10.33
: 27.04
: 0.01
: 6.97

Mar 2026

: 55.52
: 11.41
: 26.11
: 0.01
: 6.81

Jun 2026

: 55.47
: 10.81
: 26.52
: 0.01
: 7.06

Documents

Announcements

Analysts/Institutional Investor Meet/Con. Call Updates
2026-08-17 - SBIN: State Bank of India has informed the Exchange about Interaction with Institutional Investors arranged by Motilal Oswal
Analysts/Institutional Investor Meet/Con. Call Updates
2026-08-13 - State Bank Of India has informed the Exchange about Transcript

Annual Reports

Credit Ratings

Credit Rating- New
2026-07-24 - State Bank Of India has informed the Exchange about Credit Rating- New
Credit Rating
2026-07-14 - State Bank Of India has informed the Exchange about Credit Rating
Credit Rating
2026-07-08 - State Bank Of India has informed the Exchange about Credit Rating

Concalls

Aug 2026
TranscriptPPTREC
May 2026
Transcript PPTREC
Feb 2026
Transcript PPTREC