Aditya Birla Sun Life AMC Ltd.
•Add ratio to table
ABOUT
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Solid return on assets for a lender - ROA of 23.3%
- Company has a healthy return on capital (ROCE) of 35.0%
- Company has a good return on equity (ROE) track record: 3 Years ROE 27.3%
- Asset quality is healthy - gross NPA of just 0.0%
- Company has a consistent dividend-paying track record
- Company generates healthy free cash flow
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Operating margins have contracted to 60.9% from 68.5%
- Thin net interest margin of 0.0%
- Stock is trading at 6.5x its book value
- Valuation is stretched - P/E of 30.2 is well above its own 5-year median (19.9)
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| ICICIAMC | 3002.90 | 217.28 | 148420.89 | 3.40 | 9646.30 | 1130.96 | 15642.20 | 1075.51 | 115.10 | 72.41 |
| SBIFUNDS | 551.95 | 36.65 | 112422.70 | 14.42 | 8802.55 | — | 11527.29 | — | 56.50 | 80.51 |
| HDFCAMC | 2427.00 | 35.31 | 104072.32 | 2.23 | 8371.30 | 1019.83 | 10997.20 | 1035.90 | 42.89 | 77.33 |
| NAM-INDIA | 1165.90 | 45.57 | 74592.13 | 1.84 | 503.70 | 27.16 | 766.87 | 26.42 | 44.61 | 66.30 |
| ABSLAMC | 1065.45 | 30.60 | 30829.70 | 2.39 | 309.49 | 11.68 | 462.96 | 3.48 | 32.71 | 55.65 |
| UTIAMC | 900.35 | 25.10 | 11573.03 | 4.44 | 293.86 | 15.76 | 583.51 | 7.42 | 14.61 | 65.56 |
| CRAMC | 238.45 | 21.77 | 4755.11 | 1.68 | 756.03 | 1139.86 | 1162.01 | 1097.36 | 41.10 | 62.65 |
| IVC | 9.97 | 63.58 | 313.09 | 12.04 | 12.12 | 5239.21 | 81.72 | 1309.69 | 4.55 | -18.65 |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 306 | 329 | 336 | 360 | 380 | 418 | 438 | 423 | 442 | 458 | 475 | 455 | 456 | |
| 138 | 139 | 142 | 156 | 162 | 168 | 166 | 179 | 176 | 172 | 183 | 184 | 210 | |
| Operating Profit | 168 | 190 | 194 | 203 | 218 | 250 | 272 | 243 | 266 | 286 | 287 | 271 | 259 |
| OPM % | 54.96% | 57.83% | 57.64% | 56.54% | 57.38% | 59.76% | 62.12% | 57.56% | 60.14% | 62.38% | 60.37% | 59.57% | 56.83% |
| Other Income | 77 | 55 | 79 | 74 | 94 | 95 | 38 | 72 | 118 | 45 | 84 | -33 | 162 |
| Interest | 1 | 2 | 1 | 2 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 6 | 9 | 9 | 10 | 9 | 10 | 11 | 9 | 10 | 11 | 11 | 13 | 12 |
| 238 | 235 | 263 | 266 | 302 | 334 | 298 | 304 | 372 | 319 | 361 | 224 | 408 | |
| Tax % | 23.39% | 24.96% | 20.62% | 22.26% | 22.75% | 27.76% | 25.33% | 25.29% | 25.58% | 23.29% | 24.58% | 14.46% | 23.59% |
| Net Profit | 183 | 176 | 209 | 207 | 234 | 241 | 222 | 227 | 277 | 245 | 272 | 192 | 311 |
| 6 | 6 | 7 | 7 | 8 | 8 | 8 | 8 | 10 | 8 | 9 | 7 | 1 |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 938 | 1,290 | 1,385 | 1,214 | 1,041 | 1,263 | 1,205 | 1,330 | 1,659 | 1,831 | 1,844 | |
| 645 | 770 | 730 | 521 | 451 | 457 | 506 | 575 | 676 | 715 | 749 | |
| Operating Profit | 294 | 520 | 655 | 693 | 590 | 806 | 699 | 755 | 983 | 1,115 | 1,095 |
| OPM % | 31.30% | 40.32% | 47.28% | 57.06% | 56.69% | 63.81% | 58.02% | 56.78% | 59.28% | 60.93% | 59.37% |
| 49 | 4 | 6 | 1 | 137 | 116 | 126 | 286 | 299 | 210 | 255 | |
| Interest | 0 | 0 | 0 | 5 | 6 | 5 | 4 | 6 | 6 | 5 | 5 |
| Depreciation | 8 | 10 | 13 | 36 | 36 | 35 | 33 | 34 | 39 | 45 | 47 |
| Profit before Tax | 335 | 515 | 648 | 652 | 685 | 882 | 788 | 1,002 | 1,239 | 1,276 | 1,312 |
| Tax % | 33.96% | 33.65% | 30.73% | 25.50% | 24.74% | 25.15% | 25.05% | 22.73% | 25.35% | 22.77% | 22.23% |
| Net Profit | 221 | 341 | 449 | 486 | 516 | 660 | 591 | 774 | 925 | 986 | 1,020 |
| EPS | 122.83 | 189.71 | 249.37 | 16.87 | 286.58 | 22.86 | 20.46 | 26.87 | 32.05 | 34.13 | — |
| Dividend Payout % | 18.55% | 58.45% | 66.83% | 67.91% | 28.85% | 49.94% | 49.96% | 50.23% | 74.87% | 74.71% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 9%
- 5 Years:
- 12%
- 3 Years:
- 15%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 17%
- 5 Years:
- 14%
- 3 Years:
- 19%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 37%
- 1 Year:
- 26%
RETURN ON EQUITY
- 10 Years:
- 31%
- 5 Years:
- 28%
- 3 Years:
- 27%
- Last Year:
- 26%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 18 | 18 | 18 | 18 | 18 | 144 | 144 | 144 | 144 | 144 |
| 973 | 1,162 | 1,245 | 1,328 | 1,705 | 2,008 | 2,287 | 2,916 | 3,478 | 3,780 | |
| 1 | 0 | 0 | 60 | 36 | 34 | 35 | 59 | 48 | 40 | |
| Trade Payables | 179 | 144 | 76 | 46 | 37 | 30 | 48 | 58 | 65 | 67 |
| 419 | 195 | 130 | 142 | 201 | 218 | 263 | 307 | 349 | 349 | |
| Total Liabilities | 1,590 | 1,519 | 1,468 | 1,594 | 1,997 | 2,434 | 2,777 | 3,483 | 4,084 | 4,381 |
| 16 | 25 | 30 | 84 | 76 | 71 | 69 | 109 | 105 | 114 | |
| Capital Work in Progress | 1 | 0 | 1 | 0 | 0 | 2 | 1 | 1 | 1 | 2 |
| 975 | 1,215 | 1,212 | 1,332 | 1,795 | 2,190 | 2,428 | 3,191 | 3,761 | 4,025 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 33 | 49 | 48 | |
| Cash & Bank | 14 | 11 | 5 | 10 | 10 | 39 | 56 | 11 | 19 | 38 |
| 584 | 267 | 220 | 168 | 116 | 133 | 223 | 139 | 149 | 153 | |
| Total Assets | 1,590 | 1,519 | 1,468 | 1,594 | 1,997 | 2,434 | 2,777 | 3,483 | 4,084 | 4,381 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 375 | 448 | 515 | 663 | 653 | 784 | 648 | 684 | 702 | 807 | |
| Cash from Investing | -212 | -65 | 68 | -66 | -340 | -298 | -134 | -512 | -307 | -99 |
| Cash from Financing | -60 | -240 | -361 | -422 | -162 | -255 | -334 | -168 | -398 | -701 |
| 5 | -3 | -6 | 4 | 1 | -3 | -0 | 4 | -3 | 7 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-09 - Aditya Birla Sun Life AMC Limited has informed the Exchange about schedule of Investor Meeting
2026-09-03 - Aditya Birla Sun Life AMC Limited has informed the Exchange about ESG Rating.
2026-08-25 - Aditya Birla Sun Life AMC Limited has informed the Exchange about schedule of Investor Meeting
2026-08-18 - Aditya Birla Sun Life AMC Limited has informed the Exchange regarding allotment of 94,752 Equity Shares pursuant to the Employee Stock Option Scheme of the Company.
2026-08-11 - Aditya Birla Sun Life AMC Limited has informed the Exchange about schedule of Investor Meeting
2026-08-11 - Aditya Birla Sun Life AMC Limited has informed the Exchange that due to certain exigencies, the representatives of the Company will not be able to participate in the Investor Conference scheduled on August 13, 2026 and August 14, 2026.
2026-08-06 - Aditya Birla Sun Life AMC Limited has informed the Exchange about schedule of Investor Meeting
2026-08-03 - Aditya Birla Sun Life AMC Limited has informed the Exchange about ESG Rating.
2026-07-30 - Aditya Birla Sun Life AMC Limited has informed the Exchange about grant of 10,47,468 Stock Options and Performance Stock Units under Aditya Birla Sun Life AMC Limited Employee Stock Option and Performance Stock Unit Scheme 2025.
News
Recent coverage and analyst commentary for ABSLAMC
Loading news…
AI Stock Analyst
Aditya Birla Sun Life AMC Ltd.
Sign in to Chat with AI
Log in with your 5nance account to ask institutional questions about performance, financials, and outlook.
✨ Sign In to ChatFree 5nance Account