Affle 3i Ltd.

•

affle.comBSE: 542752NSE: AFFLE

Market Cap₹ 22,098 Cr.

Current Price

High / Low₹ 2,186 / 1,251

Stock P/E46.3

Book Value₹ 266

Price to Book5.62

Dividend Yield0.00 %

ROCE16.9 %

ROE13.9 %

Face Value₹ 2

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ABOUT

KEY POINTS

Revenue Breakup Mar 2022 • Consumer platform: 100.0%

AI Sector View

AI GENERATED

Information Technology

Buy

IT is supported by a still-expanding services backdrop and a weaker rupee. Export of services grew 13.0% YoY (2026-06), services PMI was 54.1 (Aug/26), and the currency at 95.23 (Sep/26) is depreciated versus the previous 95.16, which helps INR translation of export revenues. FPI positioning is only neutral-to-soft with net 3-month flow of INR -5 crore to 2026-08-31, so the positive stance is primarily macro-driven.

Confidence

68%

View full sector analysis →

PROS

Company has delivered good profit growth of 27.5% CAGR over last 5 years
Company is almost debt free
Company has consistently been profitable over the last 5 years
Company has delivered good sales growth of 39.3% CAGR over last 5 years
Strong cash generation - operating cash flow backs reported profits (CFO/PAT 1.05x)

CONS

Stock is trading at 5.6x its book value
Though reporting repeated profits, the company pays out little dividend (0.0%)
Expensive relative to growth - PEG of 2.0
Rich enterprise valuation - EV/EBITDA of 27.7x

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Information TechnologyITBPO/ITeS

Part ofNIFTY TOTAL MKT NIFTY SML250 Q50 NIFTY SMLCAP 50 NIFTY 500 NIFTY SMLCAP 250

S.No.	Name
1.	NAUKRI	1250.90	50.71	81110.93	0.67	490.05	42.93	880.75	11.37	5.94	39.10
2.	AFFLE	1568.20	46.25	22098.19	0.00	128.44	21.74	747.16	20.37	16.86	22.43
3.	ECLERX	1897.90	24.49	17849.89	0.05	1642.42	1060.31	11523.58	1133.05	40.23	23.02
4.	FSL	247.70	26.20	17582.68	2.22	165.92	-2.01	2724.88	22.69	17.26	16.56
5.	PROTEAN	491.90	24.28	2005.93	2.03	5.86	-75.43	250.96	19.03	13.19	4.95
6.	HGS	379.20	54.80	1764.05	0.00	-662.60	-6037.28	10503.60	894.44	3.21	-3.28
7.	ONEPOINT	56.37	32.84	1482.17	0.00	16.31	72.83	158.32	129.42	17.04	22.61
8.	ALLDIGI	796.65	14.21	1213.96	7.53	18.12	21.69	150.28	4.43	41.28	27.52
9.	MATRIMONY	511.85	23.59	1058.17	0.98	19.08	127.14	130.51	13.16	21.40	20.06
10.	VAKRANGEE	5.39	54.59	583.84	0.00	2.26	-32.03	55.92	-18.76	6.07	11.87
11.	SIGMA	44.12	14.50	453.44	1.13	12.57	142.57	23.03	11.48	48.51	33.59
12.	SECMARK	140.20	44.65	146.47	0.00	-0.19	79.20	10.35	55.56	22.41	9.82

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	407	431	499	506	520	543	602	602	621	647	717	724	747
	328	344	402	408	415	430	470	468	481	501	554	563	614
Operating Profit	78	87	97	98	104	113	131	134	140	146	163	161	133
OPM %	19.21%	20.22%	19.39%	19.36%	20.11%	20.87%	21.83%	22.24%	22.51%	22.59%	22.72%	22.25%	17.77%
	10	10	10	27	25	29	21	19	17	22	18	21	25
Interest	3	6	5	5	4	4	3	2	2	1	1	1	1
Depreciation	14	18	18	20	19	25	26	27	26	32	33	33	34
Profit before Tax	70	73	83	100	107	114	124	124	129	135	146	148	158
Tax %	5.57%	8.76%	7.87%	12.64%	18.73%	18.95%	19.00%	16.79%	18.34%	18.34%	18.34%	19.26%	18.60%
Net Profit	0	0	0	0	87	92	100	103	106	111	119	120	128
	4.97	5.01	5.72	6.45	6.18	6.56	7.15	7.35	7.52	7.88	8.50	8.51	9.13

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	249	334	517	1,082	1,434	1,843	2,266	2,709	2,836
	179	247	387	870	1,145	1,483	1,785	2,115	2,233
Operating Profit	70	87	130	212	289	360	481	594	603
OPM %	28.19%	25.95%	25.07%	19.57%	20.14%	19.52%	21.23%	21.93%	21.27%
	0	7	42	73	54	58	96	94	86
Interest	1	1	4	7	11	19	13	5	4
Depreciation	10	13	20	32	49	72	97	124	133
Profit before Tax	60	79	148	245	282	327	468	559	587
Tax %	18.36%	17.30%	8.71%	12.30%	12.82%	9.04%	18.34%	18.58%	18.64%
Net Profit	49	66	135	215	245	297	382	455	478
EPS	20.10	26.13	10.59	16.18	18.43	21.22	27.21	32.35	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: 39%
3 Years:: 24%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: 27%
3 Years:: 23%

STOCK PRICE CAGR

10 Years:: —
5 Years:: 9%
3 Years:: 12%
1 Year:: -25%

RETURN ON EQUITY

10 Years:: —
5 Years:: 18%
3 Years:: 14%
Last Year:: 14%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	24	25	25	27	27	28	28	28
Minority Interest	0	0	0	1	2	0	0	0
	48	204	333	1,148	1,429	2,455	2,900	3,597
	9	78	224	270	184	234	99	30
Trade Payables	52	75	126	256	252	383	408	594
	39	41	73	138	133	233	241	158
Total Liabilities	172	423	783	1,840	2,026	3,334	3,675	4,406
	57	163	361	699	786	1,144	1,221	1,394
	0	0	76	135	0	37	63	114
	0	0	0	0	0	317	299	386
Cash & Bank	30	126	63	605	646	1,237	1,392	1,294
	84	133	283	401	595	598	701	1,219
Total Assets	172	423	783	1,840	2,026	3,334	3,675	4,406

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	57	83	114	234	301	262	426	502
Cash from Investing	-50	-163	-175	-556	-197	-577	-114	-374
Cash from Financing	8	139	53	615	-59	783	-92	-43
	6	48	-20	265	4	468	220	85

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	55.14	55.09	55.03	55.02	55.00	54.97	54.95	54.92	54.91
	15.30	15.55	16.49	16.09	18.42	19.02	17.79	16.66	15.36
	16.21	15.59	14.57	15.31	13.82	14.68	16.36	17.90	18.77
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	13.37	13.77	13.89	13.58	12.77	11.35	10.91	10.51	10.94

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-11

Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-11 - Affle 3i Limited has informed the Exchange about Schedule of meet

2026-09-09

Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-09 - Affle 3i Limited has informed the Exchange about Schedule of meet

2026-09-03

Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-03 - Affle 3i Limited has informed the Exchange about Schedule of meet

2026-09-02

Analysts/Institutional Investor Meet/Con. Call Updates

2026-09-02 - Affle 3i Limited has informed the Exchange about Schedule of meet

2026-08-28

Copy of Newspaper Publication

2026-08-28 - Affle 3i Limited has informed the Exchange about Copy of Newspaper Publication

2026-08-27

Analysts/Institutional Investor Meet/Con. Call Updates

2026-08-27 - Affle 3i Limited has informed the Exchange about Schedule of meet

2026-08-27

General Updates

2026-08-27 - Affle 3i Limited has informed the Exchange about the Letter to be sent to the Shareholders.

2026-08-27

General Updates

2026-08-27 - Affle 3i Limited has informed the Exchange about Business Responsibility and Sustainability Report for FY 2025-2026.

2026-08-27

Shareholders meeting

2026-08-27 - Affle 3i Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 22, 2026

News

Recent coverage and analyst commentary for AFFLE

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Affle 3i Ltd.

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Free 5nance Account

Name

NAUKRI

1250.90

50.71

81110.93

0.67

490.05

42.93

880.75

11.37

5.94

39.10

AFFLE

1568.20

46.25

22098.19

0.00

128.44

21.74

747.16

20.37

16.86

22.43

ECLERX

1897.90

24.49

17849.89

0.05

1642.42

1060.31

11523.58

1133.05

40.23

23.02

FSL

247.70

26.20

17582.68

2.22

165.92

-2.01

2724.88

22.69

17.26

16.56

PROTEAN

491.90

24.28

2005.93

2.03

5.86

-75.43

250.96

19.03

13.19

4.95

HGS

379.20

54.80

1764.05

0.00

-662.60

-6037.28

10503.60

894.44

3.21

-3.28

ONEPOINT

56.37

32.84

1482.17

0.00

16.31

72.83

158.32

129.42

17.04

22.61

ALLDIGI

796.65

14.21

1213.96

7.53

18.12

21.69

150.28

4.43

41.28

27.52

MATRIMONY

511.85

23.59

1058.17

0.98

19.08

127.14

130.51

13.16

21.40

20.06

VAKRANGEE

5.39

54.59

583.84

0.00

2.26

-32.03

55.92

-18.76

6.07

11.87

SIGMA

44.12

14.50

453.44

1.13

12.57

142.57

23.03

11.48

48.51

33.59

SECMARK

140.20

44.65

146.47

0.00

-0.19

79.20

10.35

55.56

22.41

9.82

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

407

431

499

506

520

543

602

621

647

717

724

747

328

344

402

408

415

430

470

468

481

501

554

563

614

Operating Profit

104

113

131

134

140

146

163

161

133

OPM %

19.21%

20.22%

19.39%

19.36%

20.11%

20.87%

21.83%

22.24%

22.51%

22.59%

22.72%

22.25%

17.77%

Interest

Depreciation

Profit before Tax

100

107

114

124

129

135

146

148

158

Tax %

5.57%

8.76%

7.87%

12.64%

18.73%

18.95%

19.00%

16.79%

18.34%

19.26%

18.60%

Net Profit

100

103

106

111

119

120

128

4.97

5.01

5.72

6.45

6.18

6.56

7.15

7.35

7.52

7.88

8.50

8.51

9.13

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

249

334

517

1,082

1,434

1,843

2,266

2,709

2,836

179

247

387

870

1,145

1,483

1,785

2,115

2,233

Operating Profit

130

212

289

360

481

594

603

OPM %

28.19%

25.95%

25.07%

19.57%

20.14%

19.52%

21.23%

21.93%

21.27%

Interest

Depreciation

124

133

Profit before Tax

148

245

282

327

468

559

587

Tax %

18.36%

17.30%

8.71%

12.30%

12.82%

9.04%

18.34%

18.58%

18.64%

Net Profit

135

215

245

297

382

455

478

EPS

20.10

26.13

10.59

16.18

18.43

21.22

27.21

32.35

—

Dividend Payout %

0.00%

—

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Equity Capital

Minority Interest

204

333

1,148

1,429

2,455

2,900

3,597

224

270

184

234

Trade Payables

126

256

252

383

408

594

138

133

233

241

158

Total Liabilities

172

423

783

1,840

2,026

3,334

3,675

4,406

163

361

699

786

1,144

1,221

1,394

135

114

317

299

386

Cash & Bank

126

605

646

1,237

1,392

1,294

133

283

401

595

598

701

1,219

Total Assets

172

423

783

1,840

2,026

3,334

3,675

4,406

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

114

234

301

262

426

502

Cash from Investing

-50

-163

-175

-556

-197

-577

-114

-374

Cash from Financing

139

615

-59

783

-92

-43

-20

265

468

220

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

55.14

55.09

55.03

55.02

55.00

54.97

54.95

54.92

54.91

15.30

15.55

16.49

16.09

18.42

19.02

17.79

16.66

15.36

16.21

15.59

14.57

15.31

13.82

14.68

16.36

17.90

18.77

Government

0.00

13.37

13.77

13.89

13.58

12.77

11.35

10.91

10.51

10.94

Affle 3i Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI

Affle 3i Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI