Authum Investment & Infrastructure Ltd.

•

authum.comBSE: 539177NSE: AIIL

Market Cap₹ 46,423 Cr.

Current Price

High / Low₹ 683 / 400

Stock P/E22.1

Book Value₹ 187

Price to Book2.48

Dividend Yield0.00 %

ROCE13.8 %

ROE13.1 %

Face Value₹ 1

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Lending Activity: 50.9% • Investment Activity: 48.1% • Rental Business: 0.6%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Comfortable capital adequacy - CAR of 69.3%
Company has a good return on equity (ROE) track record: 3 Years ROE 36.4%
Company has a healthy return on capital (ROCE) of 32.1%
Solid return on assets for a lender - ROA of 11.3%
Latest quarter profit grew 1075.2% YoY, showing strong momentum
Operating margins have improved to 82.2% from 66.0%

CONS

Promoter holding has decreased over last 2 years: -6.1pp
Valuation is stretched - P/E of 22.1 is well above its own 5-year median (2.9)
Effective tax rate is unusually low at 8.8% - earnings may be flattered
Though reporting repeated profits, the company pays out little dividend (0.0%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Investment

Part ofNIFTYLARGEMIDCAP250 NIFTYMIDCAP150 NIFTY MIDCAP 150 NIFTY TOTAL MKT NIFTY 500

S.No.	Name
1.	BAJAJFINSV	1917.30	30.28	307163.22	0.08	62966.70	1081.55	420369.00	1091.26	11.88	40.79
2.	AIIL	546.65	22.13	46422.91	0.00	11082.20	1075.19	14695.40	1109.37	13.85	88.91
3.	CHOLAHLDNG	1525.75	10.74	28650.15	0.09	1788.99	42.04	11113.57	42.92	10.52	57.53
4.	TVSHLTD	13000.05	13.35	26301.84	0.66	1173.58	73.77	17076.18	40.01	19.39	16.25
5.	CGCL	266.10	22.71	25602.92	0.08	353.38	102.04	1576.47	62.12	11.68	68.54
6.	MAHSCOOTER	13002.55	53.35	14860.05	1.69	3.32	-90.61	5.41	-81.52	1.06	84.10
7.	JSWHL	11435.95	92.40	12693.48	0.00	24.54	-92.74	34.58	14.97	0.58	92.45
8.	JMFINANCIL	124.75	11.48	11938.08	2.61	368.57	-19.66	1200.53	9.69	11.91	58.30
9.	TSFINV	437.25	19.95	9711.49	2.55	124.95	-92.11	305.57	102.23	3.47	53.35
10.	RELIGARE	256.95	161.25	8857.93	0.00	-46.98	-674.86	2353.40	1051.76	4.71	-2.08
11.	KAMAHOLD	2282.95	7.87	7326.12	1.82	584.02	10.80	4657.56	7.07	20.86	22.01
12.	PILANIINVS	4196.35	140.83	4646.30	0.21	-47.26	-17.55	14.44	-70.70	1.41	-9.33

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	195	2,152	691	1,339	1,417	1,093	0	1,452	1,215	605	0	311	14,695
	44	36	25	54	162	141	-7	188	56	22	123	107	2,367
Operating Profit	266	2,116	666	1,285	1,255	952	624	1,264	1,159	583	355	204	13,066
OPM %	136.32%	98.33%	96.33%	95.99%	88.57%	87.09%	—	87.08%	95.36%	96.30%	—	65.72%	88.91%
Other Income	3	1	2	18	2	24	3	5	9	4	-0	32	161
Interest	21	70	11	-37	10	15	10	18	21	42	69	66	644
Depreciation	2	2	2	2	1	2	3	3	3	5	8	14	114
	188	2,045	655	1,338	1,246	960	614	1,248	1,144	539	278	156	12,470
Tax %	-9.98%	5.13%	8.20%	-14.89%	11.96%	12.17%	12.09%	-41.19%	17.54%	-42.30%	42.00%	61.65%	11.13%
Net Profit	0	0	0	0	1,097	843	539	1,763	943	767	161	58	11,082
	11	114	35	90	65	50	32	104	56	45	10	1	13

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	539	2,592	4,578	2,609	15,611
	1,329	2,295	544	465	2,618
Operating Profit	-790	297	4,035	2,144	12,993
OPM %	-146.66%	11.45%	88.13%	82.19%	83.23%
	5,432	4,014	94	202	197
Interest	281	77	52	199	821
Depreciation	9	8	9	30	140
Profit before Tax	4,351	4,226	4,067	2,115	13,444
Tax %	1.09%	-1.40%	-4.28%	8.78%	10.21%
Net Profit	4,304	4,285	4,241	1,929	12,071
EPS	253.41	252.35	249.54	22.71	—
Dividend Payout %	0.00%	0.00%	0.40%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: —
3 Years:: 69%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: -23%

STOCK PRICE CAGR

10 Years:: —
5 Years:: —
3 Years:: —
1 Year:: -12%

RETURN ON EQUITY

10 Years:: —
5 Years:: —
3 Years:: 36%
Last Year:: 13%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	17	17	17	85
Minority Interest	0	0	0	38
	3,399	10,328	14,672	14,643
	1,704	1,207	866	3,916
Trade Payables	48	10	0	356
	1,731	60	532	169
Total Liabilities	6,900	11,621	16,087	19,208
	137	7	93	414
	3,543	8,940	12,739	15,473
	0	0	0	31
	0	60	0	28
Cash & Bank	631	200	363	154
	2,589	2,414	2,893	3,108
Total Assets	6,900	11,621	16,087	19,208

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	329	3,291	326	1,455
Cash from Investing	48	-2,266	-290	-3,856
Cash from Financing	-627	-1,175	-127	2,343
	-334	-150	-91	-58

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2023	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	74.95	74.95	74.95	74.95	74.95	68.79	68.79	68.81	68.81
	7.23	7.29	7.31	7.41	7.94	14.11	14.48	14.23	14.28
	0.00	0.01	0.02	0.09	0.15	0.24	0.17	0.19	0.20
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	17.81	17.75	17.71	17.55	16.96	16.86	16.56	16.76	16.70

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-11

Spurt in Volume

2026-09-11 - Significant increase in volume has been observed in Authum Investment & Infrastructure Limited. The Exchange, in order to ensure that investors have latest relevant information about the company and to inform the market place so that the interest of the investors is safeguarded, had written to the company. Authum Investment & Infrastructure Limited has submitted their response.

2026-09-11

Spurt in Volume

2026-09-11 - Significant increase in volume has been observed in Authum Investment & Infrastructure Limited. The Exchange, in order to ensure that investors have latest relevant information about the company and to inform the market place so that the interest of the investors is safeguarded, has written to the company. The response from the company is awaited.

2026-09-07

Copy of Newspaper Publication

2026-09-07 - Authum Investment & Infrastructure Limited has informed the Exchange about Copy of Newspaper Publication - Post dispatch of Notice and annual Report to Shareholders

2026-09-05

General Updates

2026-09-05 - Authum Investment & Infrastructure Limited has informed the Exchange about Weblink Letter to Shareholders dispatched with Annual Report and Notice

2026-09-05

General Updates

2026-09-05 - Authum Investment & Infrastructure Limited has informed the Exchange about Business Responsibility and Sustainability Report (BRSR) For FY 2025-26

2026-09-05

Shareholders meeting

2026-09-05 - Authum Investment & Infrastructure Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 28, 2026

2026-09-04

Copy of Newspaper Publication

2026-09-04 - Authum Investment & Infrastructure Limited has informed the Exchange about Copy of Newspaper Publication - Prior to dispatch of Notice and Annual Report

2026-08-25

Change in Management

2026-08-25 - Authum Investment & Infrastructure Limited has informed the Exchange about re-appointment of Independent Directors and Appointment of CFO

2026-08-25

Outcome of Board Meeting

2026-08-25 - Authum Investment & Infrastructure Limited has informed the Exchange regarding Outcome of Board Meeting held on August 25, 2026.

News

Recent coverage and analyst commentary for AIIL

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Authum Investment & Infrastructure Ltd.

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Name

BAJAJFINSV

1917.30

30.28

307163.22

0.08

62966.70

1081.55

420369.00

1091.26

11.88

40.79

AIIL

546.65

22.13

46422.91

0.00

11082.20

1075.19

14695.40

1109.37

13.85

88.91

CHOLAHLDNG

1525.75

10.74

28650.15

0.09

1788.99

42.04

11113.57

42.92

10.52

57.53

TVSHLTD

13000.05

13.35

26301.84

0.66

1173.58

73.77

17076.18

40.01

19.39

16.25

CGCL

266.10

22.71

25602.92

0.08

353.38

102.04

1576.47

62.12

11.68

68.54

MAHSCOOTER

13002.55

53.35

14860.05

1.69

3.32

-90.61

5.41

-81.52

1.06

84.10

JSWHL

11435.95

92.40

12693.48

0.00

24.54

-92.74

34.58

14.97

0.58

92.45

JMFINANCIL

124.75

11.48

11938.08

2.61

368.57

-19.66

1200.53

9.69

11.91

58.30

TSFINV

437.25

19.95

9711.49

2.55

124.95

-92.11

305.57

102.23

3.47

53.35

RELIGARE

256.95

161.25

8857.93

0.00

-46.98

-674.86

2353.40

1051.76

4.71

-2.08

KAMAHOLD

2282.95

7.87

7326.12

1.82

584.02

10.80

4657.56

7.07

20.86

22.01

PILANIINVS

4196.35

140.83

4646.30

0.21

-47.26

-17.55

14.44

-70.70

1.41

-9.33

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

195

2,152

691

1,339

1,417

1,093

1,452

1,215

605

311

14,695

162

141

-7

188

123

107

2,367

Operating Profit

266

2,116

666

1,285

1,255

952

624

1,264

1,159

583

355

204

13,066

OPM %

136.32%

98.33%

96.33%

95.99%

88.57%

87.09%

—

87.08%

95.36%

96.30%

—

65.72%

88.91%

Other Income

-0

161

Interest

-37

644

Depreciation

114

188

2,045

655

1,338

1,246

960

614

1,248

1,144

539

278

156

12,470

Tax %

-9.98%

5.13%

8.20%

-14.89%

11.96%

12.17%

12.09%

-41.19%

17.54%

-42.30%

42.00%

61.65%

11.13%

Net Profit

1,097

843

539

1,763

943

767

161

11,082

114

104

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

539

2,592

4,578

2,609

15,611

1,329

2,295

544

465

2,618

Operating Profit

-790

297

4,035

2,144

12,993

OPM %

-146.66%

11.45%

88.13%

82.19%

83.23%

5,432

4,014

202

197

Interest

281

199

821

Depreciation

140

Profit before Tax

4,351

4,226

4,067

2,115

13,444

Tax %

1.09%

-1.40%

-4.28%

8.78%

10.21%

Net Profit

4,304

4,285

4,241

1,929

12,071

EPS

253.41

252.35

249.54

22.71

—

Dividend Payout %

0.00%

0.40%

0.00%

—

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Equity Capital

Minority Interest

3,399

10,328

14,672

14,643

1,704

1,207

866

3,916

Trade Payables

356

1,731

532

169

Total Liabilities

6,900

11,621

16,087

19,208

137

414

3,543

8,940

12,739

15,473

Cash & Bank

631

200

363

154

2,589

2,414

2,893

3,108

Total Assets

6,900

11,621

16,087

19,208

Mar 2023

Mar 2024

Mar 2025

Mar 2026

329

3,291

326

1,455

Cash from Investing

-2,266

-290

-3,856

Cash from Financing

-627

-1,175

-127

2,343

-334

-150

-91

-58

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

74.95

68.79

68.81

7.23

7.29

7.31

7.41

7.94

14.11

14.48

14.23

14.28

0.00

0.01

0.02

0.09

0.15

0.24

0.17

0.19

0.20

Government

0.00

17.81

17.75

17.71

17.55

16.96

16.86

16.56

16.76

16.70

Authum Investment & Infrastructure Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI

Authum Investment & Infrastructure Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI