GACM Technologies Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2014 • Cloud Services: 73.1% • Securities & Currency Broking and Trading: 26.9%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Company has a good return on equity (ROE) track record: 3 Years ROE 150.7%
- Solid return on assets for a lender - ROA of 9.8%
- Asset quality is healthy - gross NPA of just 0.0%
- Operating margins have improved to 43.5% from -328.4%
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Recent results are weak - TTM profit is down 31.1% versus prior year
- Promoter holding has decreased over last 2 years: -7.4pp
- Company has a low return on capital employed of 9.6%
- Company's sales have been declining over the last five years
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| MCX | 3275.00 | 54.16 | 83509.83 | 0.24 | 4134.40 | 1934.75 | 7020.00 | 1780.98 | 48.10 | 70.40 |
| MOTILALOFS | 1027.05 | 31.24 | 61861.61 | 0.58 | 1273.71 | 9.53 | 3425.76 | 25.49 | 12.68 | 57.49 |
| 360ONE | 1092.20 | 35.27 | 44514.20 | 1.10 | 330.53 | 16.11 | 1226.09 | 26.85 | 12.28 | 63.01 |
| NUVAMA | 1735.60 | 29.56 | 32012.99 | 1.60 | 305.64 | 15.83 | 1376.22 | 22.59 | 17.52 | 52.80 |
| ANGELONE | 305.00 | 27.01 | 27878.11 | 1.33 | 231.40 | 102.15 | 1429.69 | 25.35 | 14.87 | 33.92 |
| CHOICEIN | 758.85 | 71.12 | 16905.39 | 0.00 | 60.61 | 26.37 | 309.79 | 32.46 | 19.43 | 33.83 |
| IIFLCAPS | 338.65 | 18.72 | 10673.53 | 0.89 | 184.16 | 4.92 | 631.48 | 3.13 | 23.27 | 35.76 |
| SHAREINDIA | 199.05 | 11.98 | 4355.72 | 0.80 | 124.41 | 47.45 | 448.09 | 31.25 | 21.00 | 44.76 |
| ARSSBL | 489.00 | 23.76 | 3083.95 | 1.02 | 23.35 | 2.35 | 246.10 | 22.37 | 19.72 | 39.54 |
| MONARCH | 373.25 | 16.34 | 2960.18 | 0.27 | 45.18 | -0.15 | 90.89 | -7.25 | 33.26 | 66.00 |
| GEOJITFSL | 78.34 | 30.15 | 2186.64 | 1.91 | 19.83 | -30.83 | 160.40 | 7.46 | 9.35 | 20.55 |
| GATECH | 0.75 | 17.42 | 119.83 | 0.00 | 1.52 | -53.10 | 4.50 | -32.84 | 16.43 | 67.80 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2 | 2 | 1 | 2 | 2 | 3 | 4 | 5 | 7 | 5 | 4 | 6 | 45 | |
| 1 | 1 | 1 | 1 | 1 | 3 | 2 | 2 | 3 | 2 | 2 | 3 | 32 | |
| Operating Profit | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 3 | 4 | 3 | 2 | 3 | 13 |
| OPM % | 29.41% | 29.84% | 39.60% | 34.55% | 41.46% | 21.99% | 46.37% | 56.61% | 57.61% | 66.47% | 60.99% | 51.50% | 28.44% |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 2 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 18 |
| Profit before Tax | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 3 | 3 | 3 | 1 | 2 | 15 |
| Tax % | 4.17% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 4.19% | 33.71% | 2.11% | 3.82% | 4.07% | 1.78% | 0.26% |
| Net Profit | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 3 | 3 | 1 | 2 | 15 |
| 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.03 | 0.04 | 0.02 | 0.01 | 0.01 | 0.01 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 74 | 195 | 385 | 230 | 157 | 17 | 2 | 10 | 7 | 14 | 20 | |
| 54 | 113 | 293 | 222 | 178 | 20 | 14 | 10 | 5 | 8 | 9 | |
| Operating Profit | 21 | 82 | 92 | 8 | -21 | -3 | -11 | 1 | 2 | 6 | 10 |
| OPM % | 27.87% | 42.04% | 23.96% | 3.69% | -13.69% | -17.50% | -541.25% | 5.21% | 33.09% | 43.50% | 52.08% |
| 1 | 0 | 0 | 3 | -18 | -4 | 4 | 0 | 0 | 1 | 1 | |
| Interest | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 1 | 1 | 0 | 0 |
| Depreciation | 5 | 15 | 28 | 29 | 13 | 3 | 0 | 1 | 1 | 1 | 6 |
| Profit before Tax | 16 | 67 | 64 | -18 | -53 | -9 | -8 | -1 | 1 | 5 | 7 |
| Tax % | 11.47% | 0.53% | 25.39% | 11.42% | 1.32% | 6.24% | -0.18% | -1.19% | 0.69% | 18.79% | 2.60% |
| Net Profit | 15 | 66 | 48 | -16 | -52 | -9 | -8 | -1 | 1 | 4 | 7 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.28 | -0.04 | 0.03 | 0.05 | — |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- -5%
- 5 Years:
- -39%
- 3 Years:
- 86%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- -32%
- 5 Years:
- 0%
- 3 Years:
- -11%
- 1 Year:
- 16%
RETURN ON EQUITY
- 10 Years:
- 30%
- 5 Years:
- 64%
- 3 Years:
- 151%
- Last Year:
- 15%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 23 | 23 | 29 | 29 | 29 | 29 | 29 | 29 | 40 | 80 |
| Minority Interest | 0 | 0 | 21 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 50 | 118 | 136 | 42 | -18 | -26 | -35 | -35 | -33 | -30 | |
| 3 | 1 | 17 | 108 | 2 | 1 | 17 | 17 | 9 | 12 | |
| Trade Payables | 2 | 10 | 65 | 22 | 20 | 0 | 0 | 2 | 0 | 0 |
| 3 | 2 | 17 | 7 | 3 | 1 | 2 | 0 | 2 | 4 | |
| Total Liabilities | 80 | 154 | 285 | 208 | 36 | 6 | 12 | 13 | 18 | 66 |
| 41 | 92 | 102 | 41 | 7 | 1 | 2 | 2 | 1 | 12 | |
| 3 | 0 | 5 | 15 | 4 | 0 | 0 | 0 | 0 | 7 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 16 | |
| Cash & Bank | 9 | 4 | 24 | 98 | 3 | 1 | 1 | 1 | 1 | 1 |
| 27 | 58 | 154 | 53 | 22 | 4 | 9 | 10 | 9 | 31 | |
| Total Assets | 80 | 154 | 285 | 208 | 36 | 6 | 12 | 13 | 18 | 66 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 11 | 59 | 49 | 9 | 11 | -5 | -10 | 0 | -3 | -5 | |
| Cash from Investing | -38 | -62 | -44 | -24 | -1 | 3 | -2 | -0 | 0 | -25 |
| Cash from Financing | 36 | -2 | 16 | 90 | -106 | -1 | 12 | -0 | 4 | 29 |
| 8 | -5 | 20 | 74 | -96 | -2 | -0 | -0 | 0 | -0 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-09 - GACM Technologies Limited has informed the Exchange about Copy of Newspaper Publication " Notice of 31st AGM of the Company."
2026-09-08 - GACM Technologies Limited has informed the Exchange regarding 'Book Closure and cut off date for E-voting'.
2026-09-08 - GACM Technologies Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 30, 2026
2026-09-08 - GACM Technologies Limited has informed the Exchange regarding Outcome of Board Meeting held on September 08, 2026.
2026-08-31 - GACM Technologies Limited has informed the Exchange about change in Management
2026-08-31 - GACM Technologies Limited has informed the Exchange regarding Outcome of Board Meeting held on August 31, 2026.
2026-08-31 - GACM Technologies Limited has informed the Exchange regarding Outcome of Board Meeting held on August 31, 2026.
2026-08-31 - GACM Technologies Limited has informed the Exchange regarding Outcome of Board Meeting held on August 31, 2026.
2026-08-27 - GACM Technologies Limited has informed the Exchange regarding 'MEMORANDUM OF UNDERSTANDING (MOU) WITH WINFLUENTIAL PRIVATE LIMITED'.
News
Recent coverage and analyst commentary for GATECH
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GACM Technologies Ltd.
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