GACM Technologies Ltd.

•

gacmtech.comBSE: 531723NSE: GATECH

Market Cap₹ 165 Cr.

Current Price

High / Low₹ 1 / 0

Stock P/E26.1

Book Value₹ 1

Price to Book0.87

Dividend Yield0.00 %

ROCE15.1 %

ROE13.2 %

Face Value₹ 1

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ABOUT

KEY POINTS

Revenue Breakup Mar 2013 • Infrastructure: 57.7% • Cloud Services: 22.5% • Securities & Currency Broking and Trading: 19.8%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Company has a good return on equity (ROE) track record: 3 Years ROE 229.1%
Solid return on assets for a lender - ROA of 9.8%
Asset quality is healthy - gross NPA of just 0.0%
Operating margins have improved to 43.0% from -541.0%
Company has delivered good sales growth of 46.8% CAGR over last 5 years

CONS

Capital adequacy is tight at 0.0% - limited headroom to grow
Recent results are weak - TTM profit is down 32.5% versus prior year
Promoter holding has decreased over last 2 years: -7.4pp
Company has a low return on capital employed of 9.1%
Thin net interest margin of 0.0%
Free cash flow has been persistently negative

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Stock Broking

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	MCX	3285.00	54.33	83764.82	0.24	413.44	103.47	702.00	88.10	48.10	70.40
2.	MOTILALOFS	1020.95	31.05	61494.19	0.59	1273.71	9.53	3425.76	25.49	12.68	57.49
3.	360ONE	1190.00	38.43	48500.18	1.01	330.53	16.11	1226.09	26.85	12.28	63.01
4.	NUVAMA	1840.70	31.31	33909.05	1.52	305.64	15.83	1376.22	22.59	20.45	52.80
5.	ANGELONE	279.00	24.71	25501.62	1.45	231.40	102.15	1429.69	25.35	14.87	33.92
6.	CHOICEIN	762.65	71.48	16990.05	0.00	60.61	26.37	309.79	32.46	23.09	33.83
7.	IIFLCAPS	338.80	18.73	10678.26	0.89	1841.63	949.18	6314.82	922.86	23.27	35.76
8.	SHAREINDIA	168.40	10.14	3685.02	0.95	124.41	47.45	448.09	31.25	21.00	44.76
9.	ARSSBL	508.25	24.69	3205.35	0.98	23.35	2.35	246.10	22.37	19.72	39.54
10.	MONARCH	373.60	16.36	2962.96	0.27	45.18	-0.15	90.89	-7.25	33.26	66.00
11.	GEOJITFSL	82.99	31.94	2316.43	1.81	19.83	-30.83	160.40	7.46	9.35	20.55
12.	GATECH	1.03	23.93	164.57	0.00	1.52	-53.10	4.50	-32.84	16.43	67.80

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	2	2	1	2	2	3	3	4	6	4	4	5	41
	1	1	1	1	1	2	2	2	2	2	1	2	28
Operating Profit	1	1	1	1	1	1	1	2	3	3	2	3	28
OPM %	29.83%	30.27%	40.85%	35.21%	43.31%	21.90%	46.08%	57.00%	58.43%	64.16%	58.57%	55.67%	67.56%
Other Income	0	0	0	0	0	0	0	1	0	0	0	0	2
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	1	1	1	1	1	15
	0	0	0	0	0	0	1	2	3	2	1	2	15
Tax %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	34.89%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Profit	0	0	0	0	0	0	1	2	3	2	1	2	15
	0	0	0	0	0	0	0	0	0	0	0	0	0
Equity Capital	40	40	40	40	40	80	80	80	129	129	129	129	1,292
Reserves	0	0	0	0	0	0	0	0	0	0	0	0	0
Promoter Pledge %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
	20	10	4	77	2	4	1	10	7	12	17
	15	9	7	84	5	11	13	9	5	7	8
Operating Profit	5	2	-3	-6	-3	-0	-7	1	2	6	—
OPM %	25	17	-66	-8	-163	-9	-541	6	34	51	—
Other Income	0	0	0	0	0	6	4	0	0	1	1
Interest	0	0	0	0	0	0	1	1	1	0	0
Depreciation	4	2	2	2	2	1	0	1	1	1	5
	1	0	-4	-40	-8	-1	-8	-1	1	5	6
Tax %	31	51	-1	-3	0	0	0	0	0	18	0
Net Profit	0	0	-4	-41	-8	-1	-8	-1	1	4	6
EPS	0	0	0	0	0	0	-0	-0	0	0	—
Dividend Payout %	0	0	0	0	0	0	0	0	0	0	—
Minority Interest	0	0	0	0	0	0	0	0	0	0	0
Share of Associates	0	0	0	0	0	0	0	0	0	0	0
Adjusted EPS	0	0	-0	-1	-0	-0	-0	-0	0	0	—

COMPOUNDED SALES GROWTH

10 Years:: 7%
5 Years:: 47%
3 Years:: 110%

COMPOUNDED PROFIT GROWTH

10 Years:: 22%
5 Years:: —
3 Years:: —

STOCK PRICE CAGR

10 Years:: -30%
5 Years:: 7%
3 Years:: -4%
1 Year:: 51%

RETURN ON EQUITY

10 Years:: 40%
5 Years:: 130%
3 Years:: 229%
Last Year:: 13%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
LIABILITIES	-	-	-	-	-	-	-	-	-	-
Equity Capital	23	29	29	29	29	29	29	29	40	80
	34	28	24	-17	-26	-27	-35	-35	-33	-31
	1	0	0	0	0	0	0	0	0	0
Trade Payables	0	0	0	0	0	0	0	2	0	0
	-0	8	3	2	3	7	18	18	9	10
Total Liabilities	57	65	55	13	6	10	12	12	16	59
ASSETS	-	-	-	-	-	-	-	-	-	-
	7	6	4	2	1	0	2	2	1	11
	28	36	36	4	0	0	0	0	0	12
	0	0	0	0	0	0	0	0	7	14
Cash & Bank	2	4	1	2	1	1	1	1	1	1
	20	19	14	4	4	9	9	10	8	21
Total Assets	57	65	55	13	6	10	12	12	16	59
Total Debt	1	9	3	0	1	4	17	17	8	0
Net Working Capital	20	15	4	5	3	2	2	3	7	14
Contingent Liabilities	0	3	0	0	0	0	0	0	0	0
Book Value per Share	2.47	1.98	1.83	0.40	0.11	0.07	-0.21	-0.23	0.18	0.61
Face Value	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	0	4	2	5	-3	-3	-10	0	-2	-6
Cash from Investing	-3	-10	0	0	0	1	-2	-0	0	-25
Cash from Financing	-2	8	-5	-3	1	3	12	-0	3	30
	-4	2	-3	1	-1	0	-0	-0	0	-0
Free Cash Flow	0	4	2	5	-3	-3	-12	-0	-2	-17
OCF / Net Profit	1.07	82.16	-0.39	-0.11	0.33	3.06	1.26	-0.15	-2.23	-1.56
Cumulative 5-Year FCF	0	0	0	0	8	5	-12	-14	-21	-35

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
PER SHARE
EPS (₹)	0.02	0.00	-0.16	-1.43	-0.29	-0.03	-0.28	-0.04	0.03	0.05
Book Value (₹)	2.47	1.98	1.83	0.40	0.11	0.07	-0.21	-0.23	0.18	0.61
Dividend per Share (₹)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash EPS (₹)	0.20	0.06	-0.09	-1.33	-0.22	-0.01	-0.26	-0.02	0.04	0.07
PROFITABILITY
Operating Margin %	24.63%	16.83%	-65.62%	-8.22%	-163.47%	-9.03%	-541.00%	5.58%	33.57%	43.05%
Net Margin %	1.92%	0.50%	-108.02%	-53.01%	-468.56%	-22.81%	-624.84%	-12.70%	15.32%	30.84%
ROE %	0.67%	0.09%	-8.23%	-128.76%	-115.05%	-38.99%	0.00%	0.00%	673.96%	13.23%
ROCE %	0.95%	0.17%	-7.30%	-119.12%	-105.70%	-19.37%	-89.85%	-1.48%	13.70%	15.14%
	0.65%	0.08%	-7.50%	-120.08%	-86.40%	-12.73%	-73.48%	-9.92%	7.67%	9.82%
EFFICIENCY
Debtor Days	0	0	0	0	0	0	0	37	195	319
Inventory Days	0	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	33	0	106	0	109
	0	0	0	0	0	-33	0	-69	195	210
FINANCIAL HEALTH
Debt to Equity (x)	0.02x	0.15x	0.07x	0.00x	0.43x	1.88x	-2.78x	-2.57x	1.12x	0.00x
Interest Coverage (x)	205.90x	116.33x	-3358.95x	0.00x	0.00x	-1954.29x	-12.16x	-0.15x	2.74x	15.45x
	11.16x	41.08x	15.28x	3.37x	3.12x	1.64x	2.66x	2.62x	4.22x	5.03x
GROWTH
Revenue Growth %	237.23%	-48.24%	-59.32%	1759.32%	-97.71%	147.41%	-70.42%	640.83%	-24.73%	67.05%
Operating Profit Growth %	22.83%	-64.62%	-258.57%	-132.99%	54.56%	86.33%	-1672.05%	107.64%	358.40%	148.97%
Net Profit Growth %	-24.65%	-86.43%	-8840.68%	-812.43%	79.79%	87.95%	-710.25%	84.95%	190.80%	236.30%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	165.33%	67.88%
VALUATION
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	36.42x	12.90x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	5.94x	0.87x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	21.85x	7.72x

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	8.27	4.13	4.13	4.13	7.39	0.91	0.91	0.91	0.91
	0.29	0.15	0.15	0.15	0.20	0.20	0.22	0.35	0.35
	0.03	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	91.41	95.71	95.71	95.71	92.41	98.88	98.86	98.73	98.74

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-08-31

Change in Management

2026-08-31 - GACM Technologies Limited has informed the Exchange about change in Management

2026-08-31

Outcome of Board Meeting

2026-08-31 - GACM Technologies Limited has informed the Exchange regarding Outcome of Board Meeting held on August 31, 2026.

2026-08-31

Outcome of Board Meeting

2026-08-31 - GACM Technologies Limited has informed the Exchange regarding Outcome of Board Meeting held on August 31, 2026.

2026-08-31

Outcome of Board Meeting

2026-08-31 - GACM Technologies Limited has informed the Exchange regarding Outcome of Board Meeting held on August 31, 2026.

2026-08-27

Updates

2026-08-27 - GACM Technologies Limited has informed the Exchange regarding 'MEMORANDUM OF UNDERSTANDING (MOU) WITH WINFLUENTIAL PRIVATE LIMITED'.

2026-08-21

Press Release

2026-08-21 - GACM Technologies Limited has informed the Exchange regarding a press release dated August 21, 2026, titled "Successfully Completion of Qualified Institutions Placement by the Company".

2026-08-19

Updates

2026-08-19 - GACM Technologies Limited has informed the Exchange regarding 'Corrigendum to the Placement Document dated August 17, 2026'.

2026-08-17

Allotment of Securities

2026-08-17 - GACM Technologies Limited has informed the Exchange regarding allotment of 495000000 securities pursuant to Qualified Institution Placement at its meeting held on August 17, 2026

2026-08-17

Committee Meeting Updates

2026-08-17 - GACM Technologies Limited has informed the Exchange regarding Outcome of Fund-Raising Committee Meeting held on August 17, 2026.

News

Recent coverage and analyst commentary for GATECH

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Free 5nance Account

Name

MCX

3285.00

54.33

83764.82

0.24

413.44

103.47

702.00

88.10

48.10

70.40

MOTILALOFS

1020.95

31.05

61494.19

0.59

1273.71

9.53

3425.76

25.49

12.68

57.49

360ONE

1190.00

38.43

48500.18

1.01

330.53

16.11

1226.09

26.85

12.28

63.01

NUVAMA

1840.70

31.31

33909.05

1.52

305.64

15.83

1376.22

22.59

20.45

52.80

ANGELONE

279.00

24.71

25501.62

1.45

231.40

102.15

1429.69

25.35

14.87

33.92

CHOICEIN

762.65

71.48

16990.05

0.00

60.61

26.37

309.79

32.46

23.09

33.83

IIFLCAPS

338.80

18.73

10678.26

0.89

1841.63

949.18

6314.82

922.86

23.27

35.76

SHAREINDIA

168.40

10.14

3685.02

0.95

124.41

47.45

448.09

31.25

21.00

44.76

ARSSBL

508.25

24.69

3205.35

0.98

23.35

2.35

246.10

22.37

19.72

39.54

MONARCH

373.60

16.36

2962.96

0.27

45.18

-0.15

90.89

-7.25

33.26

66.00

GEOJITFSL

82.99

31.94

2316.43

1.81

19.83

-30.83

160.40

7.46

9.35

20.55

GATECH

1.03

23.93

164.57

0.00

1.52

-53.10

4.50

-32.84

16.43

67.80

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

Operating Profit

OPM %

29.83%

30.27%

40.85%

35.21%

43.31%

21.90%

46.08%

57.00%

58.43%

64.16%

58.57%

55.67%

67.56%

Other Income

Interest

Depreciation

Tax %

0.00%

34.89%

0.00%

Net Profit

Equity Capital

129

1,292

Reserves

Promoter Pledge %

0.00%

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

TTM

Operating Profit

-3

-6

-3

-0

-7

—

OPM %

-66

-8

-163

-9

-541

—

Other Income

Interest

Depreciation

-4

-40

-8

-1

-8

-1

Tax %

-1

-3

Net Profit

-4

-41

-8

-1

-8

-1

EPS

-0

—

Dividend Payout %

—

Minority Interest

Share of Associates

Adjusted EPS

-0

-1

-0

—

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

LIABILITIES

Equity Capital

-17

-26

-27

-35

-33

-31

Trade Payables

-0

Total Liabilities

ASSETS

Cash & Bank

Total Assets

Total Debt

Net Working Capital

Contingent Liabilities

Book Value per Share

2.47

1.98

1.83

0.40

0.11

0.07

-0.21

-0.23

0.18

0.61

Face Value

1.00

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

-3

-10

-2

-6

Cash from Investing

-3

-10

-2

-0

-25

Cash from Financing

-2

-5

-3

-0

-4

-3

-1

-0

Free Cash Flow

-3

-12

-0

-2

-17

OCF / Net Profit

1.07

82.16

-0.39

-0.11

0.33

3.06

1.26

-0.15

-2.23

-1.56

Cumulative 5-Year FCF

-12

-14

-21

-35

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

PER SHARE

EPS (₹)

0.02

0.00

-0.16

-1.43

-0.29

-0.03

-0.28

-0.04

0.03

0.05

Book Value (₹)

2.47

1.98

1.83

0.40

0.11

0.07

-0.21

-0.23

0.18

0.61

Dividend per Share (₹)

0.00

Cash EPS (₹)

0.20

0.06

-0.09

-1.33

-0.22

-0.01

-0.26

-0.02

0.04

0.07

PROFITABILITY

Operating Margin %

24.63%

16.83%

-65.62%

-8.22%

-163.47%

-9.03%

-541.00%

5.58%

33.57%

43.05%

Net Margin %

1.92%

0.50%

-108.02%

-53.01%

-468.56%

-22.81%

-624.84%

-12.70%

15.32%

30.84%

ROE %

0.67%

0.09%

-8.23%

-128.76%

-115.05%

-38.99%

0.00%

673.96%

13.23%

ROCE %

0.95%

0.17%

-7.30%

-119.12%

-105.70%

-19.37%

-89.85%

-1.48%

13.70%

15.14%

0.65%

0.08%

-7.50%

-120.08%

-86.40%

-12.73%

-73.48%

-9.92%

7.67%

9.82%

EFFICIENCY

Debtor Days

195

319

Inventory Days

Payable Days

106

109

-33

-69

195

210

FINANCIAL HEALTH

Debt to Equity (x)

0.02x

0.15x

0.07x

0.00x

0.43x

1.88x

-2.78x

-2.57x

1.12x

0.00x

Interest Coverage (x)

205.90x

116.33x

-3358.95x

0.00x

-1954.29x

-12.16x

-0.15x

2.74x

15.45x

11.16x

41.08x

15.28x

3.37x

3.12x

1.64x

2.66x

2.62x

4.22x

5.03x

GROWTH

Revenue Growth %

237.23%

-48.24%

-59.32%

1759.32%

-97.71%

147.41%

-70.42%

640.83%

-24.73%

67.05%

Operating Profit Growth %

22.83%

-64.62%

-258.57%

-132.99%

54.56%

86.33%

-1672.05%

107.64%

358.40%

148.97%

Net Profit Growth %

-24.65%

-86.43%

-8840.68%

-812.43%

79.79%

87.95%

-710.25%

84.95%

190.80%

236.30%

0.00%

165.33%

67.88%

VALUATION

P/E (x)

0.00x

36.42x

12.90x

P/B (x)

0.00x

5.94x

0.87x

Dividend Yield %

0.00%

0.00x

21.85x

7.72x

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

8.27

4.13

7.39

0.91

0.29

0.15

0.20

0.22

0.35

0.03

0.01

Government

0.00

91.41

95.71

92.41

98.88

98.86

98.73

98.74

GACM Technologies Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

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GACM Technologies Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI