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IFCI Ltd.

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ifciltd.comBSE: 500106NSE: IFCI
Market Cap₹ 22,180 Cr.
Current Price
High / Low₹ 108 / 46
Stock P/E127.2
Book Value₹ 33
Price to Book1.44
Dividend Yield0.00 %
ROCE7.6 %
ROE4.9 %
Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Operating margins have improved to 46.8% from 43.8%

CONS

  • Net NPA is elevated at 78.4% - provisioning cushion is thin
  • Capital adequacy is tight at -18.8% - limited headroom to grow
  • Recent results are weak - TTM profit is down 33.0% versus prior year
  • Company has a low return on equity of 5.6% over last 3 years
  • Company has a low return on capital employed of 10.8%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance Term Lending
Part ofNIFTY TOTAL MKTNIFTY 500NIFTY SMLCAP 250
S.No.Name
1.PFC353.254.48116576.095.258997.920.1828526.860.3210.0599.88
2.IRFC81.0714.73105946.382.591927.2110.408261.11451.735.6499.49
3.RECLTD312.905.1482393.585.934192.76-6.1114434.92-1.519.7196.90
4.IFCI82.32127.1522179.600.0060.27-3.46327.064.797.5657.66
5.TFCILTD140.5576.126507.150.4318.38-8.2551.00-17.4611.1390.10
6.SATIN216.755.842394.460.001226.462619.427621.36983.8912.1562.96
7.TRU4.320.0051.350.00-10.58-16.2911.27-62.553.48-79.12
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
211487334457272487342402312635376459327
290-74230269210353211-80215243326314262
Operating Profit29681222345178261248491189489120148189
OPM %13.67%139.62%66.33%75.51%65.40%53.50%72.55%122.29%60.66%77.03%32.01%32.21%57.66%
Other Income551510317169-22382011031
Interest144145146136135135131134104107103102104
Depreciation18212121202221212121212320
-128520712874027594340103381132796
Tax %-0.99%66.75%44.67%45.24%317.75%32.71%109.26%23.29%39.29%16.80%-65.90%-24.49%37.17%
Net Profit0000-88185-926062317213460
-1001-00-0101-000

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
3,5794,1292,8212,8722,0661,5521,6951,9872,0192,0691,797
2,5001,7912,0171,4912,9802,1599861,0409191,1001,145
Operating Profit1,0792,3388041,381-914-6067099471,100969652
OPM %30.15%56.63%28.51%48.07%-44.23%-39.06%41.84%47.66%54.49%46.84%36.29%
752307366584992334562685752
Interest2,3802,1441,8031,4511,147943642571535416416
Depreciation6163638172667481838685
Profit before Tax-609439-696-94-2,085-1,52326751749524517
Tax %46.75%5.10%31.58%-136.85%8.31%-15.62%559.28%67.90%53.46%17.07%16.38%
Net Profit-324416-476-223-1,912-1,761-120241349435433
EPS0.002.26-2.88-1.36-10.24-8.71-0.950.420.630.67—
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%—

COMPOUNDED SALES GROWTH

10 Years:
-7%
5 Years:
0%
3 Years:
7%

COMPOUNDED PROFIT GROWTH

10 Years:
-7%
5 Years:
—
3 Years:
—

STOCK PRICE CAGR

10 Years:
12%
5 Years:
49%
3 Years:
73%
1 Year:
52%

RETURN ON EQUITY

10 Years:
-10%
5 Years:
-8%
3 Years:
6%
Last Year:
5%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2016

Feb 17

₹ 0.10

Interim Dividend

2015

Sep 11

₹ 0.05

Rs.0.5000 per share(5%)Final Dividend

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
1,6621,6961,6961,6961,8962,1032,1962,4902,6942,694
Minority Interest3671,1001,1111,0781,2872,2362,9023,1456,3886,560
5,2084,1933,6613,3531,6427151,1711,5455,9966,251
20,71421,48517,82214,05012,4258,2148,5287,9366,8997,470
Trade Payables204297380440621393275463428401
5,054502-3951867869011,4373,3403,3183,194
Total Liabilities33,20929,27324,27420,80318,65714,56316,50918,91825,72426,570
1,8231,5031,4921,5141,5611,4551,4661,4501,3941,182
Capital Work in Progress3214912513220
5,1507,3635,5803,9635,5046,5417,7008,67815,32315,081
211198155119897471706868
0000000306211196
Cash & Bank2,2131,6221,6682,5812,5202,2943,7575,0465,5157,102
23,80818,58415,37812,6238,9744,1883,5093,3553,1892,941
Total Assets33,20929,27324,27420,80318,65714,56316,50918,91825,72426,570

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
843-907538677-576-264-23037-897216
Cash from Investing-8195-23-33-103-30-59-155-7025
Cash from Financing-2943-23419619373465404415-149
765-734186798-348-21370261-638156

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
71.7271.7271.7272.5772.5772.5772.5772.5772.57
2.402.542.602.732.522.602.582.653.50
1.931.671.641.601.611.621.621.641.66
3.343.042.982.862.502.332.322.212.12
20.6021.0221.0520.2320.8120.8820.8920.9120.15

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-08
Appointment

2026-09-08 - IFCI Limited has informed the Exchange regarding Appointment of M/s Dhawan & Co as Statutory Auditor of the company for FY 2026-27 w.e.f. September 08, 2026.

2026-09-03
Copy of Newspaper Publication

2026-09-03 - IFCI Limited has informed the Exchange about Copy of Newspaper Publication regarding the Notice of 33rd AGM

2026-09-02
Record Date

2026-09-02 - IFCI Limited has informed the Exchange that Record date (Book Closure from September 19, 2026 to September 25, 2026) for the purpose of the Annual General Meeting.

2026-09-02
Shareholders meeting

2026-09-02 - IFCI Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 25, 2026

2026-08-18
Credit Rating- Others

2026-08-18 - IFCI Limited has informed the Exchange about Credit Rating - Reaffirmation of Credit Rating - CARE Edge Rating Limited

2026-08-14
Copy of Newspaper Publication

2026-08-14 - IFCI Limited has informed the Exchange about Copy of Newspaper Publication - Special Window for transfer and Registration/Updation of email-ID & KYC details

2026-08-11
Outcome of Board Meeting

2026-08-11 - IFCI Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.

2026-07-07
Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-07-07 - IFCI Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018, for the quarter ended June 30, 2026.

2026-06-29
Trading Window

2026-06-29 - IFCI Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

News

Recent coverage and analyst commentary for IFCI

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