IFCI Ltd.

•

ifciltd.comBSE: 500106NSE: IFCI

Market Cap₹ 23,990 Cr.

Current Price

High / Low₹ 108 / 46

Stock P/E452.8

Book Value₹ 7

Price to Book7.24

Dividend Yield0.00 %

ROCE8.5 %

ROE2.9 %

Face Value₹ 10

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ABOUT

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Company generates healthy free cash flow

CONS

Net NPA is elevated at 78.4% - provisioning cushion is thin
Capital adequacy is tight at -18.8% - limited headroom to grow
Recent results are weak - TTM profit is down 90.3% versus prior year
A large part of profit comes from other income (63.5% of PBT)
Company's sales have been declining over the last five years

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance Term Lending

Part ofNIFTY TOTAL MKT NIFTY 500 NIFTY SMLCAP 250

S.No.	Name
1.	PFC	350.70	4.44	115734.57	5.29	8997.92	0.18	28526.86	0.32	10.05	99.88
2.	IRFC	81.37	14.79	106338.43	2.58	1927.21	10.40	8261.11	451.73	5.64	99.49
3.	RECLTD	315.35	5.18	83038.72	5.88	4192.76	-6.11	14434.92	-1.51	9.71	96.90
4.	IFCI	89.04	137.53	23990.17	0.00	60.27	-3.46	327.06	4.79	7.56	57.66
5.	TFCILTD	141.40	76.58	6546.50	0.42	18.38	-8.25	51.00	-17.46	11.13	90.10
6.	SATIN	215.00	5.80	2375.13	0.00	1226.46	2619.42	7621.36	983.89	12.15	62.96
7.	TRU	4.13	0.00	49.09	0.00	-10.58	-16.29	11.27	-62.55	3.48	-79.12

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	67	155	205	371	114	149	184	209	143	162	285	250	103
	101	-283	41	-45	19	158	29	-298	42	64	182	149	100
Operating Profit	-25	449	174	427	104	2	165	520	113	111	117	116	112
OPM %	-37.14%	288.61%	84.86%	115.31%	91.17%	1.25%	90.05%	248.63%	78.97%	68.50%	40.83%	46.26%	109.38%
Other Income	1	1	1	53	1	141	1	0	25	3	0	0	23
Interest	140	143	144	146	134	136	132	135	103	107	104	102	104
Depreciation	6	6	6	6	6	6	6	6	6	6	6	6	6
	-170	301	25	329	-36	1	28	379	30	2	6	8	25
Tax %	5.29%	72.12%	140.68%	34.40%	-311.55%	3522.22%	308.12%	28.13%	75.34%	-968.21%	-8.39%	-174.20%	65.93%
Net Profit	-161	84	-10	216	-148	-22	-59	273	7	16	7	21	9
	-1	0	-0	1	-1	-0	-0	1	0	0	0	0	0

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	2,740	3,545	2,157	2,244	1,361	757	744	840	840	898	800
	1,947	1,229	1,423	983	2,407	1,653	285	156	134	441	496
Operating Profit	793	2,316	734	1,261	-1,046	-896	458	684	706	457	305
OPM %	28.95%	65.33%	34.04%	56.18%	-76.84%	-118.37%	61.66%	81.40%	84.06%	50.92%	38.05%
	751	292	363	46	47	57	11	397	228	29	27
Interest	2,289	2,074	1,756	1,416	1,119	923	631	573	537	416	417
Depreciation	34	34	33	31	29	23	24	24	24	24	24
Profit before Tax	-779	500	-691	-141	-2,147	-1,785	-186	484	372	46	41
Tax %	41.15%	6.37%	35.80%	-97.20%	8.82%	-11.55%	-54.97%	73.49%	88.23%	-13.55%	-29.28%
Net Profit	-458	468	-444	-278	-1,958	-1,991	-288	128	44	52	53
EPS	0.00	2.82	-2.62	-1.64	-10.33	-9.47	-1.31	0.52	0.16	0.19	—
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	—

COMPOUNDED SALES GROWTH

10 Years:: -13%
5 Years:: -8%
3 Years:: 6%

COMPOUNDED PROFIT GROWTH

10 Years:: -17%
5 Years:: —
3 Years:: —

STOCK PRICE CAGR

10 Years:: 12%
5 Years:: 50%
3 Years:: 69%
1 Year:: 59%

RETURN ON EQUITY

10 Years:: -28%
5 Years:: -41%
3 Years:: 11%
Last Year:: 3%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	1,662	1,696	1,696	1,696	1,896	2,103	2,196	2,490	2,694	2,694
	4,804	3,022	2,529	2,212	276	-1,658	-1,970	-1,775	-959	-909
	19,932	20,950	17,500	13,766	12,314	8,123	7,760	6,467	5,099	4,678
Trade Payables	49	91	107	67	166	53	62	53	78	70
	4,242	-572	-1,671	-1,243	-1,474	-1,404	-858	1,466	1,505	2,554
Total Liabilities	30,688	25,187	20,162	16,497	13,178	7,217	7,191	8,701	8,417	9,088
	995	733	726	688	743	635	618	602	558	490
Capital Work in Progress	1	0	0	0	0	0	0	0	0	0
	6,394	6,686	4,829	3,235	4,294	2,944	2,277	2,909	2,426	2,000
	0	0	0	0	0	0	0	104	85	67
Cash & Bank	1,182	867	950	1,624	1,122	761	2,002	2,966	3,531	4,881
	22,118	16,901	13,656	10,950	7,020	2,878	2,294	2,119	1,816	1,650
Total Assets	30,688	25,187	20,162	16,497	13,178	7,217	7,191	8,701	8,417	9,088

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	365	-473	496	447	-733	-535	-449	110	-1,033	-201
Cash from Investing	20	92	-2	15	-78	0	-19	-0	78	69
Cash from Financing	1	61	-225	200	200	100	500	500	500	0
	405	-357	203	638	-500	-421	-2	532	-596	3

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
71.72	71.72	71.72	72.57	72.57	72.57	72.57	72.57	72.57
2.40	2.54	2.60	2.73	2.52	2.60	2.58	2.65	3.50
1.93	1.67	1.64	1.60	1.61	1.62	1.62	1.64	1.66
3.34	3.04	2.98	2.86	2.50	2.33	2.32	2.21	2.12
20.60	21.02	21.05	20.23	20.81	20.88	20.89	20.91	20.15

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-08

Appointment

2026-09-08 - IFCI Limited has informed the Exchange regarding Appointment of M/s Dhawan & Co as Statutory Auditor of the company for FY 2026-27 w.e.f. September 08, 2026.

2026-09-03

Copy of Newspaper Publication

2026-09-03 - IFCI Limited has informed the Exchange about Copy of Newspaper Publication regarding the Notice of 33rd AGM

2026-09-02

Record Date

2026-09-02 - IFCI Limited has informed the Exchange that Record date (Book Closure from September 19, 2026 to September 25, 2026) for the purpose of the Annual General Meeting.

2026-09-02

Shareholders meeting

2026-09-02 - IFCI Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 25, 2026

2026-08-18

Credit Rating- Others

2026-08-18 - IFCI Limited has informed the Exchange about Credit Rating - Reaffirmation of Credit Rating - CARE Edge Rating Limited

2026-08-14

Copy of Newspaper Publication

2026-08-14 - IFCI Limited has informed the Exchange about Copy of Newspaper Publication - Special Window for transfer and Registration/Updation of email-ID & KYC details

2026-08-11

Outcome of Board Meeting

2026-08-11 - IFCI Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.

2026-07-07

Certificate under SEBI (Depositories and Participants) Regulations, 2018

2026-07-07 - IFCI Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018, for the quarter ended June 30, 2026.

2026-06-29

Trading Window

2026-06-29 - IFCI Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

News

Recent coverage and analyst commentary for IFCI

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IFCI Ltd.

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Free 5nance Account

Name

PFC

350.70

4.44

115734.57

5.29

8997.92

0.18

28526.86

0.32

10.05

99.88

IRFC

81.37

14.79

106338.43

2.58

1927.21

10.40

8261.11

451.73

5.64

99.49

RECLTD

315.35

5.18

83038.72

5.88

4192.76

-6.11

14434.92

-1.51

9.71

96.90

IFCI

89.04

137.53

23990.17

0.00

60.27

-3.46

327.06

4.79

7.56

57.66

TFCILTD

141.40

76.58

6546.50

0.42

18.38

-8.25

51.00

-17.46

11.13

90.10

SATIN

215.00

5.80

2375.13

0.00

1226.46

2619.42

7621.36

983.89

12.15

62.96

TRU

4.13

0.00

49.09

0.00

-10.58

-16.29

11.27

-62.55

3.48

-79.12

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

155

205

371

114

149

184

209

143

162

285

250

103

101

-283

-45

158

-298

182

149

100

Operating Profit

-25

449

174

427

104

165

520

113

111

117

116

112

OPM %

-37.14%

288.61%

84.86%

115.31%

91.17%

1.25%

90.05%

248.63%

78.97%

68.50%

40.83%

46.26%

109.38%

Other Income

141

Interest

140

143

144

146

134

136

132

135

103

107

104

102

104

Depreciation

-170

301

329

-36

379

Tax %

5.29%

72.12%

140.68%

34.40%

-311.55%

3522.22%

308.12%

28.13%

75.34%

-968.21%

-8.39%

-174.20%

65.93%

Net Profit

-161

-10

216

-148

-22

-59

273

-1

-0

-1

-0

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

TTM

2,740

3,545

2,157

2,244

1,361

757

744

840

898

800

1,947

1,229

1,423

983

2,407

1,653

285

156

134

441

496

Operating Profit

793

2,316

734

1,261

-1,046

-896

458

684

706

457

305

OPM %

28.95%

65.33%

34.04%

56.18%

-76.84%

-118.37%

61.66%

81.40%

84.06%

50.92%

38.05%

751

292

363

397

228

Interest

2,289

2,074

1,756

1,416

1,119

923

631

573

537

416

417

Depreciation

Profit before Tax

-779

500

-691

-141

-2,147

-1,785

-186

484

372

Tax %

41.15%

6.37%

35.80%

-97.20%

8.82%

-11.55%

-54.97%

73.49%

88.23%

-13.55%

-29.28%

Net Profit

-458

468

-444

-278

-1,958

-1,991

-288

128

EPS

0.00

2.82

-2.62

-1.64

-10.33

-9.47

-1.31

0.52

0.16

0.19

—

Dividend Payout %

0.00%

—

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

1,662

1,696

1,896

2,103

2,196

2,490

2,694

4,804

3,022

2,529

2,212

276

-1,658

-1,970

-1,775

-959

-909

19,932

20,950

17,500

13,766

12,314

8,123

7,760

6,467

5,099

4,678

Trade Payables

107

166

4,242

-572

-1,671

-1,243

-1,474

-1,404

-858

1,466

1,505

2,554

Total Liabilities

30,688

25,187

20,162

16,497

13,178

7,217

7,191

8,701

8,417

9,088

995

733

726

688

743

635

618

602

558

490

Capital Work in Progress

6,394

6,686

4,829

3,235

4,294

2,944

2,277

2,909

2,426

2,000

104

Cash & Bank

1,182

867

950

1,624

1,122

761

2,002

2,966

3,531

4,881

22,118

16,901

13,656

10,950

7,020

2,878

2,294

2,119

1,816

1,650

Total Assets

30,688

25,187

20,162

16,497

13,178

7,217

7,191

8,701

8,417

9,088

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

365

-473

496

447

-733

-535

-449

110

-1,033

-201

Cash from Investing

-2

-78

-19

-0

Cash from Financing

-225

200

100

500

405

-357

203

638

-500

-421

-2

532

-596

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Mar 2026

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

71.72

72.57

2.40

2.54

2.60

2.73

2.52

2.60

2.58

2.65

3.50

1.93

1.67

1.64

1.60

1.61

1.62

1.64

1.66

3.34

3.04

2.98

2.86

2.50

2.33

2.32

2.21

2.12

20.60

21.02

21.05

20.23

20.81

20.88

20.89

20.91

20.15

IFCI Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI

IFCI Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI