Kalyani Investment Company Ltd.
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ABOUT
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Company has delivered good profit growth of 45.7% CAGR over last 5 years
- Company has delivered good sales growth of 45.4% CAGR over last 5 years
CONS
- Company has a low return on capital employed of 0.9%
- Company has a low return on equity of 0.7% over last 3 years
- Operating margins have contracted to 83.1% from 95.0%
- Growth is decelerating - 3Y profit CAGR (6.3%) trails the 5Y trend (45.7%)
- Though reporting repeated profits, the company pays out little dividend (8.5%)
- Expensive relative to growth - PEG of 6.8
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1917.30 | 30.28 | 307163.22 | 0.08 | 62966.70 | 1081.55 | 420369.00 | 1091.26 | 11.88 | 40.79 |
| AIIL | 546.65 | 22.13 | 46422.91 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 13.85 | 88.91 |
| CHOLAHLDNG | 1525.75 | 10.74 | 28650.15 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13000.05 | 13.35 | 26301.84 | 0.66 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 266.10 | 22.71 | 25602.92 | 0.08 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13002.55 | 53.35 | 14860.05 | 1.69 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JSWHL | 11435.95 | 92.40 | 12693.48 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| JMFINANCIL | 124.75 | 11.48 | 11938.08 | 2.61 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| TSFINV | 437.25 | 19.95 | 9711.49 | 2.55 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 256.95 | 161.25 | 8857.93 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2282.95 | 7.87 | 7326.12 | 1.82 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| KICL | 5040.50 | 54.16 | 2200.33 | 0.20 | 0.68 | 102.15 | 5.95 | 2.91 | 0.49 | 16.69 |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3 | 41 | 4 | 23 | 5 | 49 | 6 | 24 | 6 | 47 | 7 | 23 | 6 | |
| 1 | 1 | 1 | 1 | 1 | 1 | 5 | 2 | 3 | 6 | 2 | 3 | 3 | |
| Operating Profit | 3 | 40 | 3 | 21 | 4 | 48 | 0 | 21 | 3 | 41 | 4 | 20 | 3 |
| OPM % | 82.18% | 97.20% | 69.95% | 93.63% | 83.99% | 98.36% | 8.54% | 89.86% | 51.73% | 87.41% | 64.07% | 87.56% | 55.72% |
| Other Income | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 3 | 40 | 3 | 28 | 4 | 48 | 0 | 21 | 3 | 41 | 4 | 20 | 3 | |
| Tax % | 26.06% | 24.99% | 24.17% | 19.23% | 26.12% | 24.94% | 273.91% | 26.76% | 30.43% | 24.60% | 26.01% | 24.33% | 26.95% |
| Net Profit | 2 | 30 | 2 | 23 | 3 | 36 | -1 | 16 | 2 | 31 | 3 | 15 | 2 |
| 5 | 68 | 5 | 53 | 7 | 82 | -2 | 36 | 5 | 71 | 7 | 34 | 1 |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 32 | 37 | 47 | 13 | 39 | 60 | 71 | 83 | 82 | 82 | |
| 2 | 3 | 4 | 5 | 3 | 3 | 3 | 5 | 9 | 14 | 14 | |
| Operating Profit | -2 | 29 | 33 | 42 | 9 | 36 | 57 | 67 | 74 | 68 | 68 |
| OPM % | — | 90.98% | 90.05% | 88.83% | 74.49% | 92.60% | 94.98% | 93.67% | 89.00% | 83.06% | 83.29% |
| 14 | 0 | 0 | 1 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before Tax | 12 | 30 | 33 | 43 | 9 | 36 | 56 | 74 | 74 | 68 | 68 |
| Tax % | -0.06% | -0.45% | 0.11% | 0.87% | 16.11% | 28.12% | 24.58% | 22.79% | 27.09% | 24.88% | 24.72% |
| Net Profit | 12 | 30 | 33 | 43 | 8 | 26 | 43 | 57 | 54 | 51 | 51 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 17.86 | 59.66 | 97.54 | 131.02 | 123.04 | 117.11 | — |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 8.54% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 65%
- 5 Years:
- 45%
- 3 Years:
- 11%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 7%
- 5 Years:
- 46%
- 3 Years:
- 6%
STOCK PRICE CAGR
- 10 Years:
- 15%
- 5 Years:
- 19%
- 3 Years:
- 23%
- 1 Year:
- 4%
RETURN ON EQUITY
- 10 Years:
- 1%
- 5 Years:
- 1%
- 3 Years:
- 1%
- Last Year:
- 1%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
| 347 | 4,944 | 3,644 | 1,897 | 4,489 | 5,181 | 5,666 | 8,107 | 8,501 | 11,191 | |
| 17 | 12 | 4 | 4 | 62 | 60 | 103 | 410 | 523 | 977 | |
| Total Liabilities | 369 | 4,960 | 3,653 | 1,905 | 4,556 | 5,246 | 5,774 | 8,521 | 9,028 | 12,173 |
| 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 367 | 4,958 | 3,652 | 1,869 | 4,499 | 5,160 | 5,647 | 8,338 | 8,782 | 11,862 | |
| Cash & Bank | 0 | 2 | 0 | 25 | 56 | 86 | 127 | 183 | 246 | 310 |
| 0 | 0 | 0 | 11 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Total Assets | 369 | 4,960 | 3,653 | 1,905 | 4,556 | 5,246 | 5,774 | 8,521 | 9,028 | 12,173 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -4 | 14 | 34 | 8 | -17 | 8 | 14 | -7 | -12 | -14 | |
| Cash from Investing | 4 | -12 | -36 | -7 | 18 | 1 | -0 | 7 | 12 | 14 |
| Cash from Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| -0 | 2 | -2 | 0 | -0 | 0 | 0 | -0 | 0 | -0 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-03 - Kalyani Investment Company Limited has informed the Exchange regarding Resignation of Mr Nihal Gupta as Company Secretary & Compliance Officer of the company w.e.f. September 18, 2026.
2026-08-21 - Announcement U/R 30 of SEBI LODR-Newspaper Publication-Notice of AGM and e-Voting Information
2026-08-20 - Kalyani Investment Company Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 17, 2026
2026-08-19 - Kalyani Investment Company Limited has informed the Exchange about Copy of Newspaper Publication - Reminder III - Special Trading Window for Physical Transfer
2026-08-14 - Kalyani Investment Company Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-13 - Kalyani Investment Company Limited has submitted to the Exchange, the financial results for the period ended June 30, 2026.
2026-08-06 - Kalyani Investment Company Limited has informed the Exchange regarding 'Communication to Shareholders for Tax Deduction at Source (TDS) on Dividend for FY 2025-26'.
2026-08-04 - Kalyani Investment Company Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-03 - Kalyani Investment Company Limited has informed the Exchange that Record date for the purpose of Dividend is 14-Aug-2026.
News
Recent coverage and analyst commentary for KICL
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