Onelife Capital Advisors Ltd.
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ABOUT
KEY POINTS
Revenue Breakup Mar 2025 • Trading Services: 53.0% • Broking: 25.3% • Others Business: 21.7%
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Asset quality is healthy - gross NPA of just 0.0%
- Company generates healthy free cash flow
CONS
- Company is loss-making at the operating / net level
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Promoter holding has decreased over last 2 years: -26.1pp
- Company has a low return on equity of -4.5% over last 3 years
- Company has a low return on capital employed of 2.5%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1917.30 | 30.28 | 307163.22 | 0.08 | 62966.70 | 1081.55 | 420369.00 | 1091.26 | 11.88 | 40.79 |
| AIIL | 546.65 | 22.13 | 46422.91 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 13.85 | 88.91 |
| CHOLAHLDNG | 1525.75 | 10.74 | 28650.15 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13000.05 | 13.35 | 26301.84 | 0.66 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 266.10 | 22.71 | 25602.92 | 0.08 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13002.55 | 53.35 | 14860.05 | 1.69 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JSWHL | 11435.95 | 92.40 | 12693.48 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| JMFINANCIL | 124.75 | 11.48 | 11938.08 | 2.61 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| TSFINV | 437.25 | 19.95 | 9711.49 | 2.55 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 256.95 | 161.25 | 8857.93 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2282.95 | 7.87 | 7326.12 | 1.82 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| ONELIFECAP | 32.90 | 13.34 | 128.23 | 0.00 | 38.93 | 7515.24 | 72.00 | 8370.59 | -0.91 | 54.72 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2 | 1 | 1 | 32 | 7 | 2 | 1 | 1 | 1 | 4 | 1 | 4 | 72 | |
| 2 | 1 | 2 | 26 | 6 | 34 | 3 | 7 | 2 | 8 | 3 | 7 | 42 | |
| Operating Profit | -0 | -0 | -0 | 6 | 1 | -32 | -1 | -6 | -1 | -5 | -3 | -3 | 30 |
| OPM % | -14.29% | -3.85% | -21.77% | 19.07% | 16.50% | -2108.55% | -93.98% | -473.17% | -142.35% | -117.88% | -582.35% | -66.92% | 42.17% |
| 0 | 0 | 0 | 3 | 1 | 26 | -0 | 12 | 1 | 1 | 2 | 17 | 15 | |
| Interest | 0 | 0 | 0 | 1 | 1 | 1 | 0 | 0 | 0 | 1 | 1 | 1 | 6 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 0 | 0 | 0 | 0 | 1 |
| Profit before Tax | -0 | -0 | -0 | 7 | 1 | -7 | -2 | 6 | -0 | -5 | -2 | 13 | 47 |
| Tax % | -28.57% | -4608.33% | -13.33% | 75.55% | 31.58% | -2.87% | -18.11% | 25.23% | -51.43% | -3.66% | 13.15% | 4.87% | 16.46% |
| Net Profit | 0 | 0 | 0 | 0 | 1 | -7 | -3 | 4 | -1 | -5 | -2 | 13 | 39 |
| -0.34 | -4.23 | -0.37 | 1.34 | 0.49 | -5.09 | -2.15 | 3.11 | -0.39 | -3.61 | -1.38 | 3.40 | 1.01 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 7 | 6 | 8 | 7 | 5 | 4 | 4 | 37 | 11 | 80 | |
| 9 | 10 | 7 | 10 | 10 | 6 | 6 | 6 | 31 | 49 | 60 | |
| Operating Profit | -9 | -3 | -1 | -2 | -3 | -1 | -2 | -2 | 6 | -38 | 20 |
| OPM % | -2438.62% | -50.39% | -17.73% | -21.15% | -47.48% | -25.83% | -58.39% | -42.86% | 15.02% | -336.13% | 25.20% |
| 3 | 1 | 2 | 2 | 3 | 2 | 2 | 1 | 3 | 38 | 35 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 9 |
| Depreciation | 1 | 2 | 1 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 2 |
| Profit before Tax | -6 | -4 | 0 | -0 | -2 | 0 | -0 | -2 | 6 | -3 | 53 |
| Tax % | -0.44% | -0.58% | 34.14% | -345.56% | -5.28% | 189.93% | -24.65% | -0.01% | 90.13% | -91.52% | 15.44% |
| Net Profit | -6 | -4 | 0 | -0 | -2 | -0 | -0 | -2 | 1 | -5 | 45 |
| EPS | -4.68 | -3.04 | 0.04 | -0.06 | -1.22 | -0.04 | -0.30 | -1.86 | 0.29 | -3.85 | — |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 7%
- 5 Years:
- 10%
- 3 Years:
- 40%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- 2%
- 5 Years:
- 13%
- 3 Years:
- 40%
- 1 Year:
- 171%
RETURN ON EQUITY
- 10 Years:
- -3%
- 5 Years:
- -3%
- 3 Years:
- -4%
- Last Year:
- -11%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 |
| Minority Interest | 43 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
| 53 | 86 | 79 | 79 | 72 | 72 | 71 | 69 | 37 | 21 | |
| 3 | 5 | 7 | 6 | 1 | 1 | 15 | 13 | 33 | 24 | |
| Trade Payables | 0 | 3 | 6 | 4 | 3 | 1 | 3 | 6 | 51 | 75 |
| 1 | 9 | 5 | 6 | 4 | 4 | 4 | 23 | 30 | 37 | |
| Total Liabilities | 113 | 117 | 110 | 109 | 93 | 90 | 107 | 124 | 165 | 171 |
| 16 | 15 | 2 | 2 | 1 | 0 | 0 | 7 | 9 | 30 | |
| Capital Work in Progress | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 3 | 6 | 8 | 7 | 7 | 6 | 6 | 20 | 8 | 7 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 49 | 1 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 23 | 16 | |
| Cash & Bank | 1 | 2 | 4 | 3 | 4 | 2 | 1 | 4 | 6 | 31 |
| 93 | 93 | 96 | 97 | 81 | 82 | 99 | 92 | 70 | 86 | |
| Total Assets | 113 | 117 | 110 | 109 | 93 | 90 | 107 | 124 | 165 | 171 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -4 | -8 | -9 | -4 | -6 | -2 | -2 | 19 | -25 | 58 | |
| Cash from Investing | -8 | 7 | 10 | 3 | 12 | 0 | -12 | -12 | 13 | -27 |
| Cash from Financing | -2 | 2 | 2 | -1 | -5 | -0 | 14 | -3 | 11 | -5 |
| -15 | 1 | 2 | -2 | 1 | -2 | -0 | 3 | -1 | 26 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-09 - Onelife Capital Advisors Limited has informed the Exchange regarding Corrigendum of Notice of Annual General Meeting to be held on September 29, 2026
2026-09-07 - Onelife Capital Advisors Limited has informed the Exchange about Copy of Newspaper Publication of 19th Annual General Meeting of the Company
2026-09-05 - Onelife Capital Advisors Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 29, 2026
2026-09-02 - Onelife Capital Advisors Limited has informed the Exchange that Record date for the purpose of Meeting is 22-Sep-2026.
2026-09-02 - Onelife Capital Advisors Limited has informed the Exchange that Record date for the purpose of Dividend is 22-Sep-2026.
2026-09-02 - Onelife Capital Advisors Limited has informed the Exchange regarding Outcome of Board Meeting held on September 02, 2026.
2026-08-18 - Onelife Capital Advisors Limited has informed the Exchange about Copy of Newspaper Publication of Unaudited standalone and Consolidated Financial results for quarter ended June 30th 2026 published on 15.08.2026
2026-08-14 - Onelife Capital Advisors Limited has informed the Exchange regarding ''. about Monitoring Agency Report of Right Issue for Quarter ended June 30,2026
2026-08-14 - Enclosed herewith Monitoring Agency Report of Right Issue for Quarter ended June 30,2026
News
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