Onelife Capital Advisors Ltd.

•

onelifecapital.inBSE: 533632NSE: ONELIFECAP

Market Cap₹ 129 Cr.

Current Price

High / Low₹ 40 / 11

Stock P/E28.6

Book Value₹ 39

Price to Book0.12

Dividend Yield0.00 %

ROCE0.7 %

ROE0.5 %

Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2025 • Trading Services: 53.0% • Broking: 25.3% • Others Business: 21.7%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence

84%

View full sector analysis →

PROS

Asset quality is healthy - gross NPA of just 0.0%
Company generates healthy free cash flow

CONS

Capital adequacy is tight at 0.0% - limited headroom to grow
A large part of profit comes from other income (773.3% of PBT)
Promoter holding has decreased over last 2 years: -26.1pp
Company has a low return on capital employed of 0.6%
Company has a low return on equity of 0.1% over last 3 years
Company's sales have been declining over the last five years

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesFinanceFinance - Investment

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name
1.	BAJAJFINSV	1990.00	31.43	318810.21	0.08	6296.67	18.15	42036.90	92.22	11.88	40.79
2.	AIIL	510.20	20.65	43327.49	0.00	11082.20	1075.19	14695.40	1109.37	30.27	88.91
3.	CHOLAHLDNG	1487.10	10.46	27924.39	0.09	1788.99	42.04	11113.57	42.92	10.52	57.53
4.	TVSHLTD	13055.20	13.41	26413.42	0.66	1173.58	73.77	17076.18	40.01	19.39	16.25
5.	CGCL	256.20	21.86	24650.38	0.08	353.38	102.04	1576.47	62.12	11.68	68.54
6.	MAHSCOOTER	13572.20	55.69	15511.08	1.62	3.32	-90.61	5.41	-81.52	1.06	84.10
7.	JSWHL	11458.70	92.58	12718.73	0.00	24.54	-92.74	34.58	14.97	0.58	92.45
8.	JMFINANCIL	129.45	11.91	12387.85	2.51	368.57	-19.66	1200.53	9.69	11.91	58.30
9.	TSFINV	403.15	18.39	8954.12	2.77	124.95	-92.11	305.57	102.23	3.47	53.35
10.	RELIGARE	247.65	155.41	8537.33	0.00	-46.98	-674.86	2353.40	1051.76	-1.28	-2.08
11.	KAMAHOLD	2341.45	8.07	7513.85	1.77	584.02	10.80	4657.56	7.07	20.86	22.01
12.	ONELIFECAP	33.00	13.38	128.62	0.00	38.93	7515.24	72.00	8370.59	-0.91	54.72

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1	1	1	1	0	0	0	0	0	3	0	2	25
	1	2	1	2	1	3	1	1	1	1	1	1	12
Operating Profit	-0	-1	-1	-1	-1	-3	-1	-1	-1	2	-1	1	17
OPM %	-64.00%	-62.63%	-81.48%	-80.00%	—	—	—	—	—	75.00%	—	62.21%	66.72%
Other Income	1	1	1	1	0	6	0	0	0	0	0	1	5
Interest	0	0	0	0	0	0	0	0	0	0	1	1	4
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
	0	0	0	-0	-1	3	-1	-1	-1	2	-1	2	18
Tax %	50.00%	0.00%	50.00%	-0.00%	-0.00%	15.44%	20.00%	10.14%	-0.00%	17.59%	23.93%	0.00%	0.00%
Net Profit	0	0	0	-0	-1	2	-0	-1	-1	2	-1	2	18
	0	0	0	-0	-1	2	-0	-0	-0	1	-1	1	0
Equity Capital	13	13	13	13	13	13	13	13	13	13	13	37	374
Reserves	0	0	0	0	0	0	0	0	0	0	0	0	0
Promoter Pledge %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
	0	0	2	2	3	3	3	3	3	0	30
	1	1	3	3	6	4	6	4	6	5	15
Operating Profit	1	-1	1	1	1	1	0	1	0	1	—
OPM %	6,303	-170	29	29	25	29	11	43	6	—	—
Other Income	2	0	1	2	3	3	3	3	3	6	6
Interest	0	0	0	0	0	0	0	1	0	0	5
Depreciation	1	2	1	1	1	1	0	0	0	0	0
	0	-3	0	0	0	0	0	0	-0	1	20
Tax %	22	0	15	15	43	0	0	83	-55	31	0
Net Profit	0	-3	0	0	0	0	0	0	-0	1	20
EPS	0	-2	0	0	0	0	0	0	-0	0	—
Dividend Payout %	0	0	0	0	0	0	0	0	0	0	—
Minority Interest	0	0	0	0	0	0	0	0	0	0	0
Share of Associates	0	0	0	0	0	0	0	0	0	0	0
Adjusted EPS	0	-2	0	0	0	0	0	0	-0	0	—

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

COMPOUNDED PROFIT GROWTH

10 Years:: 17%
5 Years:: 72%
3 Years:: 184%

STOCK PRICE CAGR

10 Years:: 2%
5 Years:: 10%
3 Years:: 41%
1 Year:: 187%

RETURN ON EQUITY

10 Years:: 0%
5 Years:: 0%
3 Years:: 0%
Last Year:: 0%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
LIABILITIES	-	-	-	-	-	-	-	-	-	-
Equity Capital	13	13	13	13	13	13	13	13	13	13
	35	32	96	96	96	96	96	96	96	96
	0	1	0	0	1	1	14	8	7	2
Trade Payables	0	0	0	0	1	0	3	5	2	0
	1	1	3	4	2	2	2	3	3	24
Total Liabilities	49	47	112	113	112	111	128	125	121	136
ASSETS	-	-	-	-	-	-	-	-	-	-
	4	2	2	2	1	0	0	0	0	0
Capital Work in Progress	0	0	1	0	0	0	0	0	0	0
	13	17	20	20	31	30	30	30	70	99
	0	0	0	0	0	0	0	0	7	1
Cash & Bank	0	0	2	1	3	0	0	3	0	0
	31	28	88	90	78	80	98	91	42	37
Total Assets	49	47	112	113	112	111	128	125	121	136
Total Debt	0	1	1	0	1	1	14	8	7	2
Net Working Capital	6	2	73	73	74	75	74	74	29	3
Contingent Liabilities	0	0	8	8	8	18	18	18	9	9
Book Value per Share	35.95	34.09	81.52	81.53	81.55	81.58	81.60	81.60	81.59	81.97
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	-15	-2	4	-1	-4	-2	-4	1	-6	27
Cash from Investing	18	1	-3	1	5	0	-10	10	4	-22
Cash from Financing	-3	0	-0	-0	0	0	14	-7	-1	-6
	-0	-0	0	-1	2	-2	-0	3	-3	-0
Free Cash Flow	-19	-2	3	-1	-4	-2	-4	1	-6	27
OCF / Net Profit	-3979.39	0.70	50.77	-35.09	-117.20	-226.31	-165.25	58.49	174.31	53.86
Cumulative 5-Year FCF	0	0	0	0	-23	-7	-9	-11	-15	16

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
PER SHARE
EPS (₹)	0.00	-1.90	0.06	0.03	0.03	0.01	0.02	0.01	-0.03	0.38
Book Value (₹)	35.95	34.09	81.52	81.53	81.55	81.58	81.60	81.60	81.59	81.97
Dividend per Share (₹)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash EPS (₹)	0.39	-0.59	0.41	0.40	0.59	0.55	0.19	0.01	-0.02	0.36
PROFITABILITY
Operating Margin %	6302.73%	-169.52%	28.79%	28.93%	25.05%	29.13%	10.64%	42.52%	-72.16%	0.00%
Net Margin %	34.55%	-690.08%	3.44%	1.63%	0.99%	0.39%	0.66%	0.29%	-0.97%	0.00%
ROE %	0.01%	-5.41%	0.10%	0.03%	0.03%	0.01%	0.02%	0.01%	-0.03%	0.47%
ROCE %	0.29%	-5.22%	0.17%	0.06%	0.06%	0.01%	0.09%	1.10%	0.19%	0.65%
	0.01%	-5.29%	0.10%	0.03%	0.03%	0.01%	0.02%	0.01%	-0.03%	0.40%
EFFICIENCY
Debtor Days	0	0	4	98	177	227	315	599	682	0
Inventory Days	0	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0	0	0	0	0
	0	0	4	98	177	227	315	599	682	0
FINANCIAL HEALTH
Debt to Equity (x)	0.01x	0.02x	0.00x	0.00x	0.01x	0.01x	0.13x	0.07x	0.07x	0.02x
Interest Coverage (x)	1.03x	-44.08x	3.09x	2.45x	86.43x	0.00x	1.28x	1.04x	0.91x	529.14x
	10.63x	3.16x	25.20x	19.75x	23.79x	32.91x	4.89x	5.80x	3.74x	1.13x
GROWTH
Revenue Growth %	-75.56%	3237.27%	501.01%	-4.79%	64.23%	-22.61%	25.28%	-6.43%	11.44%	-100.00%
Operating Profit Growth %	-3.33%	-189.76%	202.06%	-4.31%	42.22%	-10.01%	-54.23%	273.88%	-83.16%	231.58%
Net Profit Growth %	-96.34%	0.00%	103.00%	-55.00%	0.00%	-69.88%	115.53%	-58.56%	-467.39%	1606.80%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-467.40%	1606.77%
VALUATION
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	26.70x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.37x	0.12x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	209.27x	20.69x

Shareholding Pattern

Numbers in percentages

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	52.10	52.10	52.10	52.10	52.10	52.10	52.10	26.03	26.03
FIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
DIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	47.91	47.90	47.90	47.90	47.91	47.91	47.90	73.97	73.97

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-02

Record Date

2026-09-02 - Onelife Capital Advisors Limited has informed the Exchange that Record date for the purpose of Meeting is 22-Sep-2026.

2026-09-02

Record Date

2026-09-02 - Onelife Capital Advisors Limited has informed the Exchange that Record date for the purpose of Dividend is 22-Sep-2026.

2026-09-02

Outcome of Board Meeting

2026-09-02 - Onelife Capital Advisors Limited has informed the Exchange regarding Outcome of Board Meeting held on September 02, 2026.

2026-08-18

Copy of Newspaper Publication

2026-08-18 - Onelife Capital Advisors Limited has informed the Exchange about Copy of Newspaper Publication of Unaudited standalone and Consolidated Financial results for quarter ended June 30th 2026 published on 15.08.2026

2026-08-14

Updates

2026-08-14 - Onelife Capital Advisors Limited has informed the Exchange regarding ''. about Monitoring Agency Report of Right Issue for Quarter ended June 30,2026

2026-08-14

Monitoring Agency Report

2026-08-14 - Enclosed herewith Monitoring Agency Report of Right Issue for Quarter ended June 30,2026

2026-08-13

Integrated Filing- Financial

2026-08-13 - Unaudited Standalone and Consolidated Financial Results along with LRR for quarter ended June, 30 2026

2026-08-13

Outcome of Board Meeting

2026-08-13 - Onelife Capital Advisors Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.

2026-07-23

General Updates

2026-07-23 - Onelife Capital Advisors Limited has informed the Exchange about General Updates

News

Recent coverage and analyst commentary for ONELIFECAP

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Free 5nance Account

Name

BAJAJFINSV

1990.00

31.43

318810.21

0.08

6296.67

18.15

42036.90

92.22

11.88

40.79

AIIL

510.20

20.65

43327.49

0.00

11082.20

1075.19

14695.40

1109.37

30.27

88.91

CHOLAHLDNG

1487.10

10.46

27924.39

0.09

1788.99

42.04

11113.57

42.92

10.52

57.53

TVSHLTD

13055.20

13.41

26413.42

0.66

1173.58

73.77

17076.18

40.01

19.39

16.25

CGCL

256.20

21.86

24650.38

0.08

353.38

102.04

1576.47

62.12

11.68

68.54

MAHSCOOTER

13572.20

55.69

15511.08

1.62

3.32

-90.61

5.41

-81.52

1.06

84.10

JSWHL

11458.70

92.58

12718.73

0.00

24.54

-92.74

34.58

14.97

0.58

92.45

JMFINANCIL

129.45

11.91

12387.85

2.51

368.57

-19.66

1200.53

9.69

11.91

58.30

TSFINV

403.15

18.39

8954.12

2.77

124.95

-92.11

305.57

102.23

3.47

53.35

RELIGARE

247.65

155.41

8537.33

0.00

-46.98

-674.86

2353.40

1051.76

-1.28

-2.08

KAMAHOLD

2341.45

8.07

7513.85

1.77

584.02

10.80

4657.56

7.07

20.86

22.01

ONELIFECAP

33.00

13.38

128.62

0.00

38.93

7515.24

72.00

8370.59

-0.91

54.72

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

Operating Profit

-0

-1

-3

-1

OPM %

-64.00%

-62.63%

-81.48%

-80.00%

—

75.00%

—

62.21%

66.72%

Other Income

Interest

Depreciation

-0

-1

Tax %

50.00%

0.00%

50.00%

-0.00%

15.44%

20.00%

10.14%

-0.00%

17.59%

23.93%

0.00%

Net Profit

-0

-1

-0

-1

-0

-1

-0

-1

Equity Capital

374

Reserves

Promoter Pledge %

0.00%

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

TTM

Operating Profit

-1

—

OPM %

6,303

-170

—

Other Income

Interest

Depreciation

-3

-0

Tax %

-55

Net Profit

-3

-0

EPS

-2

-0

—

Dividend Payout %

—

Minority Interest

Share of Associates

Adjusted EPS

-2

-0

—

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

LIABILITIES

Equity Capital

Trade Payables

Total Liabilities

112

113

112

111

128

125

121

136

ASSETS

Capital Work in Progress

Cash & Bank

Total Assets

112

113

112

111

128

125

121

136

Total Debt

Net Working Capital

Contingent Liabilities

Book Value per Share

35.95

34.09

81.52

81.53

81.55

81.58

81.60

81.59

81.97

Face Value

10.00

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

-15

-2

-1

-4

-2

-4

-6

Cash from Investing

-3

-10

-22

Cash from Financing

-3

-0

-7

-1

-6

-0

-1

-2

-0

-3

-0

Free Cash Flow

-19

-2

-1

-4

-2

-4

-6

OCF / Net Profit

-3979.39

0.70

50.77

-35.09

-117.20

-226.31

-165.25

58.49

174.31

53.86

Cumulative 5-Year FCF

-23

-7

-9

-11

-15

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

PER SHARE

EPS (₹)

0.00

-1.90

0.06

0.03

0.01

0.02

0.01

-0.03

0.38

Book Value (₹)

35.95

34.09

81.52

81.53

81.55

81.58

81.60

81.59

81.97

Dividend per Share (₹)

0.00

Cash EPS (₹)

0.39

-0.59

0.41

0.40

0.59

0.55

0.19

0.01

-0.02

0.36

PROFITABILITY

Operating Margin %

6302.73%

-169.52%

28.79%

28.93%

25.05%

29.13%

10.64%

42.52%

-72.16%

0.00%

Net Margin %

34.55%

-690.08%

3.44%

1.63%

0.99%

0.39%

0.66%

0.29%

-0.97%

0.00%

ROE %

0.01%

-5.41%

0.10%

0.03%

0.01%

0.02%

0.01%

-0.03%

0.47%

ROCE %

0.29%

-5.22%

0.17%

0.06%

0.01%

0.09%

1.10%

0.19%

0.65%

0.01%

-5.29%

0.10%

0.03%

0.01%

0.02%

0.01%

-0.03%

0.40%

EFFICIENCY

Debtor Days

177

227

315

599

682

Inventory Days

Payable Days

177

227

315

599

682

FINANCIAL HEALTH

Debt to Equity (x)

0.01x

0.02x

0.00x

0.01x

0.13x

0.07x

0.02x

Interest Coverage (x)

1.03x

-44.08x

3.09x

2.45x

86.43x

0.00x

1.28x

1.04x

0.91x

529.14x

10.63x

3.16x

25.20x

19.75x

23.79x

32.91x

4.89x

5.80x

3.74x

1.13x

GROWTH

Revenue Growth %

-75.56%

3237.27%

501.01%

-4.79%

64.23%

-22.61%

25.28%

-6.43%

11.44%

-100.00%

Operating Profit Growth %

-3.33%

-189.76%

202.06%

-4.31%

42.22%

-10.01%

-54.23%

273.88%

-83.16%

231.58%

Net Profit Growth %

-96.34%

0.00%

103.00%

-55.00%

0.00%

-69.88%

115.53%

-58.56%

-467.39%

1606.80%

0.00%

-467.40%

1606.77%

VALUATION

P/E (x)

0.00x

26.70x

P/B (x)

0.00x

0.37x

0.12x

Dividend Yield %

0.00%

0.00x

209.27x

20.69x

Jun 2024

Sep 2024

Dec 2024

Mar 2025

Jun 2025

Sep 2025

Dec 2025

Mar 2026

Jun 2026

52.10

26.03

FIIs

0.00

DIIs

0.00

Government

0.00

47.91

47.90

47.91

47.90

73.97

Onelife Capital Advisors Ltd.

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Onelife Capital Advisors Ltd.

AI Sector View

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Corporate actions

Cash Flows

Ratios

Shareholding Pattern

Documents

News

Sign in to Chat with AI