Pilani Investment And Industries Corporation Ltd.
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ABOUT
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Asset quality is healthy - gross NPA of just 0.0%
- Company has a consistent dividend-paying track record
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Company has a low return on capital employed of 1.9%
- Company has a low return on equity of 1.0% over last 3 years
- Free cash flow has been persistently negative
- Valuation is stretched - P/E of 138.9 is well above its own 5-year median (25.0)
- Company has delivered a poor profit growth of -9.4% over past five years
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1927.00 | 30.43 | 308717.22 | 0.08 | 62966.70 | 1081.55 | 420369.00 | 1091.26 | 11.88 | 40.79 |
| AIIL | 515.10 | 20.85 | 43743.61 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 13.85 | 88.91 |
| CHOLAHLDNG | 1529.15 | 10.76 | 28713.99 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13141.85 | 13.49 | 26588.73 | 0.65 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 272.25 | 23.23 | 26194.64 | 0.07 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13294.90 | 54.55 | 15194.17 | 1.65 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JSWHL | 11368.40 | 91.85 | 12618.50 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| JMFINANCIL | 126.60 | 11.65 | 12115.11 | 2.57 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| TSFINV | 422.90 | 19.29 | 9392.77 | 2.64 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 256.80 | 161.16 | 8852.76 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2298.75 | 7.93 | 7376.82 | 1.80 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| PILANIINVS | 4138.60 | 138.89 | 4582.36 | 0.22 | -47.26 | -17.55 | 14.44 | -70.70 | 1.41 | -9.33 |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 54 | 124 | 61 | 62 | 61 | 140 | 60 | 55 | 49 | 136 | 58 | 43 | 14 | |
| 2 | 2 | 5 | 1 | 2 | 2 | 4 | 5 | 4 | 21 | 4 | 3 | 49 | |
| Operating Profit | 53 | 122 | 57 | 62 | 60 | 139 | 56 | 50 | 46 | 115 | 55 | 40 | 11 |
| OPM % | 97.29% | 98.46% | 92.94% | 99.00% | 98.04% | 98.90% | 93.20% | 92.00% | 93.57% | 84.68% | 94.33% | 93.81% | 79.36% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 2 | 1 | 3 | 0 | 0 | 0 | 5 | 0 |
| Interest | 16 | 17 | 19 | 22 | 20 | 20 | 20 | 29 | 40 | 39 | 42 | 44 | 46 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 36 | 105 | 38 | 40 | 40 | 121 | 37 | 24 | 6 | 76 | 13 | 2 | -35 | |
| Tax % | 25.21% | 21.33% | 26.63% | 25.06% | 25.28% | 21.48% | 27.83% | 24.87% | 28.00% | 25.23% | 25.91% | 52.35% | 0.06% |
| Net Profit | 27 | 82 | 28 | 30 | 30 | 95 | 27 | 18 | 4 | 57 | 10 | 1 | -35 |
| 25 | 74 | 25 | 27 | 27 | 86 | 24 | 16 | 4 | 51 | 9 | 1 | -3 |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 53 | 48 | 49 | 153 | 209 | 260 | 292 | 303 | 318 | 288 | 252 | |
| 4 | 4 | 3 | 11 | 7 | 7 | 7 | 10 | 13 | 31 | 77 | |
| Operating Profit | 49 | 44 | 45 | 142 | 202 | 253 | 285 | 293 | 305 | 257 | 175 |
| OPM % | 93.31% | 91.80% | 93.38% | 93.06% | 96.55% | 97.29% | 97.71% | 96.67% | 95.95% | 89.07% | 69.39% |
| 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 5 | 5 | 6 | |
| Interest | 0 | 0 | 19 | 43 | 52 | 59 | 65 | 74 | 88 | 165 | 171 |
| Depreciation | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before Tax | 49 | 44 | 26 | 99 | 150 | 194 | 221 | 219 | 222 | 97 | 56 |
| Tax % | 5.41% | 6.48% | -28.51% | 17.82% | 21.86% | 23.12% | 23.20% | 23.57% | 23.59% | 25.96% | 41.60% |
| Net Profit | 46 | 41 | 33 | 81 | 117 | 149 | 170 | 167 | 169 | 72 | 33 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 106.03 | 134.80 | 153.34 | 150.89 | 153.00 | 64.90 | — |
| Dividend Payout % | 43.03% | 48.10% | 59.21% | 24.38% | 14.15% | 11.13% | 9.78% | 9.94% | 9.80% | 13.87% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 20%
- 5 Years:
- 7%
- 3 Years:
- 0%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 6%
- 5 Years:
- -9%
- 3 Years:
- -25%
STOCK PRICE CAGR
- 10 Years:
- 15%
- 5 Years:
- 18%
- 3 Years:
- 23%
- 1 Year:
- -19%
RETURN ON EQUITY
- 10 Years:
- 2%
- 5 Years:
- 1%
- 3 Years:
- 1%
- Last Year:
- 0%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 8 | 8 | 8 | 8 | 11 | 11 | 11 | 11 | 11 | 11 |
| 916 | 5,179 | 4,408 | 4,352 | 9,067 | 10,234 | 10,253 | 13,648 | 15,067 | 15,026 | |
| 0 | 0 | 245 | 420 | 810 | 1,066 | 736 | 949 | 1,937 | 2,391 | |
| Trade Payables | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| 37 | 7 | 9 | 106 | 382 | 534 | 503 | 885 | 1,390 | 1,310 | |
| Total Liabilities | 962 | 5,194 | 4,670 | 4,887 | 10,270 | 11,846 | 11,503 | 15,493 | 18,405 | 18,739 |
| 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | |
| 915 | 5,186 | 4,667 | 3,431 | 8,225 | 9,515 | 9,366 | 13,064 | 16,481 | 18,104 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Cash & Bank | 3 | 1 | 1 | 4 | 23 | 5 | 8 | 45 | 17 | 5 |
| 43 | 7 | 2 | 1,451 | 2,021 | 2,326 | 2,129 | 2,383 | 1,906 | 629 | |
| Total Assets | 962 | 5,194 | 4,670 | 4,887 | 10,270 | 11,846 | 11,503 | 15,493 | 18,405 | 18,739 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 19 | 41 | 46 | -1,284 | -378 | -49 | 482 | -88 | 649 | 1,354 | |
| Cash from Investing | 8 | -16 | -238 | 1,256 | 110 | -80 | -22 | -71 | -1,648 | -1,804 |
| Cash from Financing | -24 | -24 | 202 | 108 | 318 | 181 | -412 | 196 | 972 | 438 |
| -0 | -0 | 0 | 3 | -3 | 4 | -3 | 37 | -27 | -12 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-08 - The Exchange has sought clarification from Pilani Investment and Industries Corporation Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. On basis of above the Company is required to clarify the following: The response of the Company is awaited.
2026-08-15 - Pilani Investment and Industries Corporation Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-14 - Pilani Investment and Industries Corporation Limited has informed the Exchange regarding Outcome of Board Meeting held on August 14, 2026.
2026-08-14 - Pilani Investment and Industries Corporation Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
2026-08-13 - Pilani Investment and Industries Corporation Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-05 - Pilani Investment and Industries Corporation Limited has informed the Exchange regarding 'Letter Sent To The Physical Securityholders Of The Company'.
2026-07-24 - Pilani Investment and Industries Corporation Limited has informed the Exchange regarding Change in Director(s) of the company.
2026-07-15 - Pilani Investment and Industries Corporation Limited has informed the Exchange about Copy of Newspaper Publication
2026-07-14 - Pilani Investment and Industries Corporation Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 13, 2026. Further, the company has informed the Exchange regarding voting results.
News
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