Pilani Investment And Industries Corporation Ltd.
•Add ratio to table
ABOUT
AI Sector View
AI GENERATEDFinancial Services
Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.
PROS
- Asset quality is healthy - gross NPA of just 0.0%
- Company has consistently been profitable over the last 5 years
- Company has been maintaining a healthy dividend payout of 32.1%
- Company has a consistent dividend-paying track record
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Company has a low return on capital employed of 1.7%
- Company has a low return on equity of 0.9% over last 3 years
- Free cash flow has been persistently negative
- Valuation is stretched - P/E of 147.9 is well above its own 5-year median (43.0)
- Company has delivered a poor profit growth of -9.3% over past five years
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
| Name | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | 1917.30 | 30.28 | 307163.22 | 0.08 | 62966.70 | 1081.55 | 420369.00 | 1091.26 | 11.88 | 40.79 |
| AIIL | 546.65 | 22.13 | 46422.91 | 0.00 | 11082.20 | 1075.19 | 14695.40 | 1109.37 | 13.85 | 88.91 |
| CHOLAHLDNG | 1525.75 | 10.74 | 28650.15 | 0.09 | 1788.99 | 42.04 | 11113.57 | 42.92 | 10.52 | 57.53 |
| TVSHLTD | 13000.05 | 13.35 | 26301.84 | 0.66 | 1173.58 | 73.77 | 17076.18 | 40.01 | 19.39 | 16.25 |
| CGCL | 266.10 | 22.71 | 25602.92 | 0.08 | 353.38 | 102.04 | 1576.47 | 62.12 | 11.68 | 68.54 |
| MAHSCOOTER | 13002.55 | 53.35 | 14860.05 | 1.69 | 3.32 | -90.61 | 5.41 | -81.52 | 1.06 | 84.10 |
| JSWHL | 11435.95 | 92.40 | 12693.48 | 0.00 | 24.54 | -92.74 | 34.58 | 14.97 | 0.58 | 92.45 |
| JMFINANCIL | 124.75 | 11.48 | 11938.08 | 2.61 | 368.57 | -19.66 | 1200.53 | 9.69 | 11.91 | 58.30 |
| TSFINV | 437.25 | 19.95 | 9711.49 | 2.55 | 124.95 | -92.11 | 305.57 | 102.23 | 3.47 | 53.35 |
| RELIGARE | 256.95 | 161.25 | 8857.93 | 0.00 | -46.98 | -674.86 | 2353.40 | 1051.76 | 4.71 | -2.08 |
| KAMAHOLD | 2282.95 | 7.87 | 7326.12 | 1.82 | 584.02 | 10.80 | 4657.56 | 7.07 | 20.86 | 22.01 |
| PILANIINVS | 4196.35 | 140.83 | 4646.30 | 0.21 | -47.26 | -17.55 | 14.44 | -70.70 | 1.41 | -9.33 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 54 | 106 | 61 | 63 | 61 | 122 | 61 | 55 | 49 | 129 | 59 | 43 | 14 | |
| 2 | 2 | 5 | 1 | 2 | 2 | 5 | 6 | 4 | 21 | 4 | 3 | 49 | |
| Operating Profit | 53 | 104 | 57 | 62 | 60 | 121 | 56 | 51 | 46 | 108 | 55 | 41 | -1 |
| OPM % | 97.29% | 98.19% | 92.96% | 99.01% | 98.04% | 98.73% | 93.19% | 92.08% | 93.59% | 83.87% | 94.37% | 93.90% | -9.33% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 2 | 1 | 3 | 0 | 0 | 0 | 5 | 0 |
| Interest | 16 | 17 | 19 | 22 | 20 | 20 | 20 | 29 | 40 | 39 | 42 | 44 | 46 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 36 | 87 | 38 | 40 | 40 | 103 | 37 | 24 | 6 | 69 | 13 | 2 | -47 | |
| Tax % | 25.20% | 25.91% | 26.59% | 25.06% | 25.27% | 25.35% | 27.82% | 24.91% | 27.78% | 27.92% | 25.86% | 46.98% | -0.01% |
| Net Profit | 0 | 0 | 0 | 0 | 33 | 78 | 134 | -251 | -40 | 45 | -144 | 48 | -47 |
| 23 | 49 | 50 | 28 | 29 | 70 | 12 | -23 | -4 | 40 | -13 | 4 | -4 |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 35 | 30 | 25 | 126 | 199 | 258 | 279 | 286 | 302 | 283 | 246 | |
| 4 | 4 | 3 | 11 | 7 | 7 | 7 | 10 | 14 | 32 | 78 | |
| Operating Profit | 31 | 26 | 22 | 115 | 191 | 250 | 272 | 276 | 288 | 250 | 168 |
| OPM % | 89.64% | 86.60% | 86.91% | 91.49% | 96.31% | 97.25% | 97.57% | 96.44% | 95.38% | 88.53% | 68.24% |
| 0 | -2 | 0 | 0 | 1 | 0 | 1 | 0 | 5 | 5 | 6 | |
| Interest | 0 | 0 | 19 | 43 | 52 | 59 | 65 | 74 | 88 | 165 | 171 |
| Depreciation | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before Tax | 30 | 23 | 3 | 72 | 140 | 191 | 208 | 202 | 204 | 91 | 38 |
| Tax % | 8.72% | 12.45% | -294.21% | 24.57% | 23.59% | 23.57% | 24.88% | 25.73% | 25.73% | 28.06% | 63.48% |
| Net Profit | 28 | 20 | 10 | 54 | 107 | 146 | 156 | 150 | 152 | 65 | 14 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 87.30 | 181.92 | 222.11 | 150.34 | 88.95 | 28.05 | — |
| Dividend Payout % | 46.27% | 14.76% | 0.98% | 11.30% | 17.18% | 8.25% | 6.75% | 9.98% | 16.86% | 32.09% | — |
COMPOUNDED SALES GROWTH
- 10 Years:
- 26%
- 5 Years:
- 7%
- 3 Years:
- 1%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 12%
- 5 Years:
- -20%
- 3 Years:
- -50%
STOCK PRICE CAGR
- 10 Years:
- 15%
- 5 Years:
- 17%
- 3 Years:
- 24%
- 1 Year:
- -21%
RETURN ON EQUITY
- 10 Years:
- 1%
- 5 Years:
- 1%
- 3 Years:
- 1%
- Last Year:
- 0%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 8 | 8 | 8 | 8 | 11 | 11 | 11 | 11 | 11 | 11 |
| 1,211 | 5,875 | 5,100 | 5,103 | 9,838 | 11,091 | 11,158 | 14,592 | 15,965 | 15,857 | |
| 2 | 0 | 245 | 420 | 810 | 1,066 | 736 | 955 | 1,943 | 2,397 | |
| Trade Payables | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| 37 | 13 | 17 | 113 | 391 | 542 | 511 | 891 | 1,398 | 1,316 | |
| Total Liabilities | 1,259 | 5,897 | 5,370 | 5,646 | 11,050 | 12,711 | 12,416 | 16,449 | 19,317 | 19,581 |
| 3 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | |
| 1,212 | 5,891 | 5,368 | 4,190 | 9,005 | 10,376 | 10,274 | 14,015 | 17,386 | 18,939 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | |
| Cash & Bank | 4 | 1 | 1 | 5 | 24 | 6 | 9 | 47 | 18 | 6 |
| 40 | 5 | 1 | 1,450 | 2,021 | 2,329 | 2,132 | 2,386 | 1,911 | 635 | |
| Total Assets | 1,259 | 5,897 | 5,370 | 5,646 | 11,050 | 12,711 | 12,416 | 16,449 | 19,317 | 19,581 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 19 | 19 | 27 | -1,311 | -390 | -51 | 468 | -87 | 631 | 1,347 | |
| Cash from Investing | 8 | 3 | -214 | 1,283 | 121 | -76 | -8 | -72 | -1,629 | -1,798 |
| Cash from Financing | -24 | -21 | 198 | 108 | 318 | 181 | -412 | 196 | 972 | 438 |
| -0 | -0 | 0 | 4 | -3 | 4 | -3 | 37 | -26 | -13 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
Documents
Corporate disclosures, annual reports, credit ratings, and concall transcripts
2026-09-08 - The Exchange has sought clarification from Pilani Investment and Industries Corporation Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. On basis of above the Company is required to clarify the following: The response of the Company is awaited.
2026-08-15 - Pilani Investment and Industries Corporation Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-14 - Pilani Investment and Industries Corporation Limited has informed the Exchange regarding Outcome of Board Meeting held on August 14, 2026.
2026-08-14 - Pilani Investment and Industries Corporation Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
2026-08-13 - Pilani Investment and Industries Corporation Limited has informed the Exchange about Copy of Newspaper Publication
2026-08-05 - Pilani Investment and Industries Corporation Limited has informed the Exchange regarding 'Letter Sent To The Physical Securityholders Of The Company'.
2026-07-24 - Pilani Investment and Industries Corporation Limited has informed the Exchange regarding Change in Director(s) of the company.
2026-07-15 - Pilani Investment and Industries Corporation Limited has informed the Exchange about Copy of Newspaper Publication
2026-07-14 - Pilani Investment and Industries Corporation Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 13, 2026. Further, the company has informed the Exchange regarding voting results.
News
Recent coverage and analyst commentary for PILANIINVS
Loading news…
AI Stock Analyst
Pilani Investment And Industries Corporation Ltd.
Sign in to Chat with AI
Log in with your 5nance account to ask institutional questions about performance, financials, and outlook.
✨ Sign In to ChatFree 5nance Account

