Bank Of Baroda

•

₹ 2471.02%

2026-08-21

bankofbaroda.inBSE: 532134NSE: BANKBARODA

Market Cap₹ 1,26,440 Cr.

Current Price₹ 244

High / Low₹ 326 / 231

Stock P/E0.0

Book Value₹ 300

Price to Book0.84

Dividend Yield3.48 %

ROCE11.9 %

ROE13.8 %

Face Value₹ 2

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Other Retail Banking-Retail Banking: 41.8% • Corporate/Wholesale Banking: 34.7% • Treasury: 23.1% • Other Banking Operations: 0.3% • Digital Banking-Retail Banking: 0.0%

PROS

Company has delivered good profit growth of 89.1% CAGR over last 5 years
Comfortable capital adequacy - CAR of 15.8%
Asset quality is healthy - gross NPA of just 1.9%
Strong provisioning - provision coverage ratio of 93.3%
Healthy loan book growth of 16.5% with stable asset quality

CONS

A large part of profit comes from other income (62.8% of PBT)
Recent results are weak - TTM profit is down 13.8% versus prior year
Operating margins have contracted to 25.4% from 30.0%
Thin net interest margin of 2.4%
Growth is decelerating - 3Y profit CAGR (12.4%) trails the 5Y trend (89.1%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS

Financial ServicesBankBank - Public

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name	CMP Rs.	P/E	Mar Cap Rs.Cr.	Div Yld %	NP Qtr Rs.Cr.	Qtr Profit Var %	Sales Qtr Rs.Cr.	Qtr Sales Var %	ROCE %	OPM %
1.	SBIN	1046.00	11.20	965522.60	1.66	24579.04	13.65	136240.49	8.36	12.16	52.34
2.	UNIONBANK	185.50	6.86	141603.38	2.70	5368.17	29.77	27427.10	1.21	14.57	69.42
3.	PNB	117.00	6.09	134467.44	2.56	5339.15	191.40	33589.17	3.12	13.26	75.40
4.	BANKBARODA	244.50	6.96	126439.81	3.48	1572.59	-53.08	35114.52	6.84	11.20	33.10
5.	INDIANB	872.00	9.19	117455.26	2.09	3299.48	48.73	18095.14	11.11	16.28	67.14
6.	CANBK	128.55	5.87	116603.22	3.27	4864.08	61.96	32957.16	4.55	14.46	68.47
7.	BANKINDIA	141.50	5.47	64420.25	3.29	3138.46	77.92	20096.90	8.83	10.97	73.18
8.	IOB	33.18	10.72	63893.36	0.00	1659.24	49.25	8777.57	18.82	11.31	54.56
9.	MAHABANK	79.85	8.15	61417.07	2.76	20205.40	1168.32	80346.50	1039.02	16.53	68.61
10.	UCOBANK	25.69	13.05	32214.13	1.71	652.43	24.09	6744.59	15.10	11.00	54.71
11.	CENTRALBK	30.92	6.13	27986.93	3.88	1328.95	5.43	9725.90	12.79	8.27	67.83
12.	PSB	23.21	0.00	16468.85	1.68	331.51	23.16	3213.37	10.40	9.07	71.38

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	26,556	27,862	28,605	29,583	29,629	30,278	31,277	31,117	31,091	31,511	31,750	32,642	33,211
Interest Expended	15,559	17,031	17,504	17,791	18,029	18,641	19,491	19,622	19,657	19,557	19,949	20,148	20,686
Net Interest Income	10,997	10,831	11,101	11,793	11,600	11,637	11,786	11,494	11,435	11,954	11,800	12,494	12,525
	3,322	4,171	2,810	4,191	2,487	5,166	3,400	4,735	4,675	3,515	3,600	3,967	3,470
Total Income	0	0	0	0	35,801	39,455	37,732	39,896	38,404	38,434	39,999	39,988	36,681
Operating Expenses	6,495	6,982	6,897	7,878	6,926	7,326	7,522	8,097	7,873	7,893	8,024	7,391	7,868
Operating Profit	7,824	8,020	7,015	8,106	7,161	9,477	7,664	8,132	8,236	7,576	7,377	9,069	8,127
Provisions & Contingencies	1,947	2,161	666	1,302	1,011	2,336	1,082	1,552	1,967	1,232	799	3,150	643
Profit before Tax	5,878	5,859	6,349	6,804	6,151	7,141	6,582	6,581	6,270	6,343	6,578	5,919	1,804
Tax %	30.75%	27.41%	27.87%	28.18%	27.52%	26.65%	26.51%	23.29%	27.56%	24.18%	23.16%	5.12%	29.14%
Net Profit	4,070	4,253	4,579	4,886	4,458	5,238	4,837	5,048	4,541	4,809	5,055	5,616	1,278
EPS	8	8	9	9	9	10	9	10	9	9	10	11	0
Gross NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.99%
Net NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.50%
Provision Coverage %	0.00%	0.00%	0.00%	0.00%	93.32%	93.61%	93.51%	93.29%	93.18%	93.21%	92.73%	93.94%	93.28%
NIM %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.77%
CASA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	37.72%
Capital Adequacy %	0.00%	0.00%	0.00%	0.00%	17.20%	16.67%	16.36%	17.60%	18.29%	16.97%	15.75%	16.25%	16.30%
Return on Assets %	0.00%	0.00%	0.00%	0.00%	1.14%	1.27%	1.19%	1.19%	0.75%	1.09%	1.12%	1.14%	0.25%
Branches / ATMs / Employees	—	—	—	—	—	—	—	—	—	—	—	—	—
Gross NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.99%
Net NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.50%
Provision Coverage %	0.00%	0.00%	0.00%	0.00%	93.32%	93.61%	93.51%	93.29%	93.18%	93.21%	92.73%	93.94%	93.28%
NIM %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.77%
CASA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	37.72%
Capital Adequacy %	0.00%	0.00%	0.00%	0.00%	17.20%	16.67%	16.36%	17.60%	18.29%	16.97%	15.75%	16.25%	16.30%
Return on Assets %	0.00%	0.00%	0.00%	0.00%	1.14%	1.27%	1.19%	1.19%	0.75%	1.09%	1.12%	1.14%	0.25%
Branches / ATMs / Employees	—	—	—	—	—	—	—	—	—	—	—	—	—

Jun 2023

: 26,556
Interest Expended: 15,559
Net Interest Income: 10,997
: 3,322
Total Income: 0
Operating Expenses: 6,495
Operating Profit: 7,824
Provisions & Contingencies: 1,947
Profit before Tax: 5,878
Tax %: 30.75%
Net Profit: 4,070
EPS: 8
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Sep 2023

: 27,862
Interest Expended: 17,031
Net Interest Income: 10,831
: 4,171
Total Income: 0
Operating Expenses: 6,982
Operating Profit: 8,020
Provisions & Contingencies: 2,161
Profit before Tax: 5,859
Tax %: 27.41%
Net Profit: 4,253
EPS: 8
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Dec 2023

: 28,605
Interest Expended: 17,504
Net Interest Income: 11,101
: 2,810
Total Income: 0
Operating Expenses: 6,897
Operating Profit: 7,015
Provisions & Contingencies: 666
Profit before Tax: 6,349
Tax %: 27.87%
Net Profit: 4,579
EPS: 9
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Mar 2024

: 29,583
Interest Expended: 17,791
Net Interest Income: 11,793
: 4,191
Total Income: 0
Operating Expenses: 7,878
Operating Profit: 8,106
Provisions & Contingencies: 1,302
Profit before Tax: 6,804
Tax %: 28.18%
Net Profit: 4,886
EPS: 9
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Jun 2024

: 29,629
Interest Expended: 18,029
Net Interest Income: 11,600
: 2,487
Total Income: 35,801
Operating Expenses: 6,926
Operating Profit: 7,161
Provisions & Contingencies: 1,011
Profit before Tax: 6,151
Tax %: 27.52%
Net Profit: 4,458
EPS: 9
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.32%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 17.20%
Return on Assets %: 1.14%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.32%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 17.20%
Return on Assets %: 1.14%
Branches / ATMs / Employees: —

Sep 2024

: 30,278
Interest Expended: 18,641
Net Interest Income: 11,637
: 5,166
Total Income: 39,455
Operating Expenses: 7,326
Operating Profit: 9,477
Provisions & Contingencies: 2,336
Profit before Tax: 7,141
Tax %: 26.65%
Net Profit: 5,238
EPS: 10
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.61%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 16.67%
Return on Assets %: 1.27%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.61%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 16.67%
Return on Assets %: 1.27%
Branches / ATMs / Employees: —

Dec 2024

: 31,277
Interest Expended: 19,491
Net Interest Income: 11,786
: 3,400
Total Income: 37,732
Operating Expenses: 7,522
Operating Profit: 7,664
Provisions & Contingencies: 1,082
Profit before Tax: 6,582
Tax %: 26.51%
Net Profit: 4,837
EPS: 9
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.51%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 16.36%
Return on Assets %: 1.19%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.51%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 16.36%
Return on Assets %: 1.19%
Branches / ATMs / Employees: —

Mar 2025

: 31,117
Interest Expended: 19,622
Net Interest Income: 11,494
: 4,735
Total Income: 39,896
Operating Expenses: 8,097
Operating Profit: 8,132
Provisions & Contingencies: 1,552
Profit before Tax: 6,581
Tax %: 23.29%
Net Profit: 5,048
EPS: 10
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.29%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 17.60%
Return on Assets %: 1.19%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.29%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 17.60%
Return on Assets %: 1.19%
Branches / ATMs / Employees: —

Jun 2025

: 31,091
Interest Expended: 19,657
Net Interest Income: 11,435
: 4,675
Total Income: 38,404
Operating Expenses: 7,873
Operating Profit: 8,236
Provisions & Contingencies: 1,967
Profit before Tax: 6,270
Tax %: 27.56%
Net Profit: 4,541
EPS: 9
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.18%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 18.29%
Return on Assets %: 0.75%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.18%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 18.29%
Return on Assets %: 0.75%
Branches / ATMs / Employees: —

Sep 2025

: 31,511
Interest Expended: 19,557
Net Interest Income: 11,954
: 3,515
Total Income: 38,434
Operating Expenses: 7,893
Operating Profit: 7,576
Provisions & Contingencies: 1,232
Profit before Tax: 6,343
Tax %: 24.18%
Net Profit: 4,809
EPS: 9
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.21%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 16.97%
Return on Assets %: 1.09%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.21%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 16.97%
Return on Assets %: 1.09%
Branches / ATMs / Employees: —

Dec 2025

: 31,750
Interest Expended: 19,949
Net Interest Income: 11,800
: 3,600
Total Income: 39,999
Operating Expenses: 8,024
Operating Profit: 7,377
Provisions & Contingencies: 799
Profit before Tax: 6,578
Tax %: 23.16%
Net Profit: 5,055
EPS: 10
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 92.73%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 15.75%
Return on Assets %: 1.12%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 92.73%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 15.75%
Return on Assets %: 1.12%
Branches / ATMs / Employees: —

Mar 2026

: 32,642
Interest Expended: 20,148
Net Interest Income: 12,494
: 3,967
Total Income: 39,988
Operating Expenses: 7,391
Operating Profit: 9,069
Provisions & Contingencies: 3,150
Profit before Tax: 5,919
Tax %: 5.12%
Net Profit: 5,616
EPS: 11
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.94%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 16.25%
Return on Assets %: 1.14%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.94%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 16.25%
Return on Assets %: 1.14%
Branches / ATMs / Employees: —

Jun 2026

: 33,211
Interest Expended: 20,686
Net Interest Income: 12,525
: 3,470
Total Income: 36,681
Operating Expenses: 7,868
Operating Profit: 8,127
Provisions & Contingencies: 643
Profit before Tax: 1,804
Tax %: 29.14%
Net Profit: 1,278
EPS: 0
Gross NPA %: 1.99%
Net NPA %: 0.50%
Provision Coverage %: 93.28%
NIM %: 2.77%
CASA %: 37.72%
Capital Adequacy %: 16.30%
Return on Assets %: 0.25%
Branches / ATMs / Employees: —
Gross NPA %: 1.99%
Net NPA %: 0.50%
Provision Coverage %: 93.28%
NIM %: 2.77%
CASA %: 37.72%
Capital Adequacy %: 16.30%
Return on Assets %: 0.25%
Branches / ATMs / Employees: —

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	0	0	0	0	0	0	0	1,12,606	1,22,301	1,26,994	—
Interest Expended	28,687	28,127	31,290	48,532	41,686	37,259	48,233	67,884	75,783	79,311	80,340
Net Interest Income	-28,687	-28,127	-31,290	-48,532	-41,686	-37,259	-48,233	44,722	46,518	47,682	—
	6,758	6,657	6,294	10,317	12,934	11,484	10,026	14,495	15,788	15,757	14,553
Total Income	0	0	0	0	0	0	0	1,27,101	1,38,089	1,42,750	1,55,102
	0	0	0	0	0	0	0	28,252	29,871	31,180	—
Operating Profit	-28,687	-28,127	-31,290	-48,532	-41,686	-37,259	-48,233	30,965	32,435	32,259	—
	8,813	14,779	12,437	20,589	15,185	12,669	6,686	6,076	5,980	7,149	—
Profit before Tax	2,473	-2,791	698	-1,802	5,556	9,386	19,727	24,890	26,454	25,110	20,645
Tax %	0	0	0	0	0	0	0	29	26	20	19
Net Profit	1,383	-2,432	434	546	829	7,272	14,110	17,789	19,581	20,021	16,758
EPS	6	-11	1	1	2	14	27	34	38	39	—
NIM %	—	—	—	—	—	—	—	—	—	—	—
Cost-to-Income %	—	—	—	—	—	—	—	—	—	—	—
Credit Cost %	—	—	—	—	—	—	—	—	—	—	—
NIM %	—	—	—	—	—	—	—	—	—	—	—
Cost-to-Income %	—	—	—	—	—	—	—	—	—	—	—
Credit Cost %	—	—	—	—	—	—	—	—	—	—	—

Mar 2017

: 0
Interest Expended: 28,687
Net Interest Income: -28,687
: 6,758
Total Income: 0
: 0
Operating Profit: -28,687
: 8,813
Profit before Tax: 2,473
Tax %: 0
Net Profit: 1,383
EPS: 6
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2018

: 0
Interest Expended: 28,127
Net Interest Income: -28,127
: 6,657
Total Income: 0
: 0
Operating Profit: -28,127
: 14,779
Profit before Tax: -2,791
Tax %: 0
Net Profit: -2,432
EPS: -11
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2019

: 0
Interest Expended: 31,290
Net Interest Income: -31,290
: 6,294
Total Income: 0
: 0
Operating Profit: -31,290
: 12,437
Profit before Tax: 698
Tax %: 0
Net Profit: 434
EPS: 1
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2020

: 0
Interest Expended: 48,532
Net Interest Income: -48,532
: 10,317
Total Income: 0
: 0
Operating Profit: -48,532
: 20,589
Profit before Tax: -1,802
Tax %: 0
Net Profit: 546
EPS: 1
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2021

: 0
Interest Expended: 41,686
Net Interest Income: -41,686
: 12,934
Total Income: 0
: 0
Operating Profit: -41,686
: 15,185
Profit before Tax: 5,556
Tax %: 0
Net Profit: 829
EPS: 2
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2022

: 0
Interest Expended: 37,259
Net Interest Income: -37,259
: 11,484
Total Income: 0
: 0
Operating Profit: -37,259
: 12,669
Profit before Tax: 9,386
Tax %: 0
Net Profit: 7,272
EPS: 14
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2023

: 0
Interest Expended: 48,233
Net Interest Income: -48,233
: 10,026
Total Income: 0
: 0
Operating Profit: -48,233
: 6,686
Profit before Tax: 19,727
Tax %: 0
Net Profit: 14,110
EPS: 27
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2024

: 1,12,606
Interest Expended: 67,884
Net Interest Income: 44,722
: 14,495
Total Income: 1,27,101
: 28,252
Operating Profit: 30,965
: 6,076
Profit before Tax: 24,890
Tax %: 29
Net Profit: 17,789
EPS: 34
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2025

: 1,22,301
Interest Expended: 75,783
Net Interest Income: 46,518
: 15,788
Total Income: 1,38,089
: 29,871
Operating Profit: 32,435
: 5,980
Profit before Tax: 26,454
Tax %: 26
Net Profit: 19,581
EPS: 38
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2026

: 1,26,994
Interest Expended: 79,311
Net Interest Income: 47,682
: 15,757
Total Income: 1,42,750
: 31,180
Operating Profit: 32,259
: 7,149
Profit before Tax: 25,110
Tax %: 20
Net Profit: 20,021
EPS: 39
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

TTM

: —
Interest Expended: 80,340
Net Interest Income: —
: 14,553
Total Income: 1,55,102
: —
Operating Profit: —
: —
Profit before Tax: 20,645
Tax %: 19
Net Profit: 16,758
EPS: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

COMPOUNDED SALES GROWTH

10 Years:: 11%
5 Years:: 12%
3 Years:: 12%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: 89%
3 Years:: 12%

STOCK PRICE CAGR

10 Years:: 4%
5 Years:: 27%
3 Years:: 9%
1 Year:: 0%

RETURN ON EQUITY

10 Years:: 7%
5 Years:: 14%
3 Years:: 15%
Last Year:: 14%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
LIABILITIES	-	-	-	-	-	-	-	-	-	-
Equity Capital	461	529	529	924	1,034	1,034	1,034	1,034	1,034	1,034
	39,841	42,864	45,411	70,931	76,010	84,874	97,187	1,11,188	1,35,890	1,52,173
	6,01,675	5,91,315	6,38,690	9,45,984	9,66,997	10,45,939	12,03,688	13,35,136	14,72,035	16,48,487
	30,611	62,572	67,201	93,069	66,848	1,03,899	1,01,910	94,402	1,23,716	1,56,357
Other Liabilities & Provisions	22,286	22,718	24,113	47,006	44,474	42,252	54,740	44,035	48,571	51,110
Total Liabilities	6,94,875	7,20,000	7,80,987	11,57,916	11,55,365	12,78,000	14,58,562	159	178	201
ASSETS	-	-	-	-	-	-	-	-	-	-
	22,780	22,700	26,662	32,646	38,841	71,184	54,883	54,840	56,068	62,155
Balances with Banks & Money at Call	1,27,690	70,198	62,568	89,255	81,572	51,471	40,821	40,284	69,781	91,926
	1,29,631	1,63,185	1,82,298	2,74,615	2,61,220	3,15,795	3,62,485	3,69,817	3,85,398	3,86,415
	3,83,259	4,27,432	4,68,819	6,90,121	7,06,301	7,77,155	9,40,998	10,65,782	12,09,558	14,09,094
	5,758	5,367	6,990	8,889	8,016	9,922	8,707	7,913	12,376	11,879
	25,757	31,119	33,651	62,390	59,415	52,472	50,668	47,162	48,066	47,694
Total Assets	6,94,875	7,20,000	7,80,987	11,57,916	11,55,365	12,78,000	14,58,562	159	178	201
CASA Deposits	1,50,976	1,65,717	1,76,894	2,69,243	3,09,611	3,44,744	3,71,096	3,93,956	4,12,937	4,50,543
CASA Ratio (%)	25.09	28.03	27.70	28.46	32.02	32.96	30.83	29.51	28.05	27.33
Credit-Deposit Ratio (%)	63.70	72.28	73.40	72.95	73.04	74.30	78.18	79.83	82.17	85.48
Contingent Liabilities	2,52,519	2,98,227	3,80,313	3,79,610	3,95,656	3,99,234	5,77,753	5,76,809	7,83,841	7,91,423
Bills for Collection	0	0	0	0	0	0	0	61,717	62,373	66,699
Book Value per Share	159.39	152.10	156.59	142.35	148.98	166.12	189.93	217.01	264.77	296.26
CASA Deposits	1,50,976	1,65,717	1,76,894	2,69,243	3,09,611	3,44,744	3,71,096	3,93,956	4,12,937	4,50,543
CASA Ratio (%)	25.09	28.03	27.70	28.46	32.02	32.96	30.83	29.51	28.05	27.33
Credit-Deposit Ratio (%)	63.70	72.28	73.40	72.95	73.04	74.30	78.18	79.83	82.17	85.48
Contingent Liabilities	2,52,519	2,98,227	3,80,313	3,79,610	3,95,656	3,99,234	5,77,753	5,76,809	7,83,841	7,91,423
Bills for Collection	0	0	0	0	0	0	0	61,717	62,373	66,699
Book Value per Share	159.39	152.10	156.59	142.35	148.98	166.12	189.93	217.01	264.77	296.26

Mar 2017

Equity Capital: 461
: 39,841
: 6,01,675
: 30,611
Other Liabilities & Provisions: 22,286
Total Liabilities: 6,94,875
: 22,780
Balances with Banks & Money at Call: 1,27,690
: 1,29,631
: 3,83,259
: 5,758
: 25,757
Total Assets: 6,94,875
CASA Deposits: 1,50,976
CASA Ratio (%): 25.09
Credit-Deposit Ratio (%): 63.70
Contingent Liabilities: 2,52,519
Bills for Collection: 0
Book Value per Share: 159.39
CASA Deposits: 1,50,976
CASA Ratio (%): 25.09
Credit-Deposit Ratio (%): 63.70
Contingent Liabilities: 2,52,519
Bills for Collection: 0
Book Value per Share: 159.39

Mar 2018

Equity Capital: 529
: 42,864
: 5,91,315
: 62,572
Other Liabilities & Provisions: 22,718
Total Liabilities: 7,20,000
: 22,700
Balances with Banks & Money at Call: 70,198
: 1,63,185
: 4,27,432
: 5,367
: 31,119
Total Assets: 7,20,000
CASA Deposits: 1,65,717
CASA Ratio (%): 28.03
Credit-Deposit Ratio (%): 72.28
Contingent Liabilities: 2,98,227
Bills for Collection: 0
Book Value per Share: 152.10
CASA Deposits: 1,65,717
CASA Ratio (%): 28.03
Credit-Deposit Ratio (%): 72.28
Contingent Liabilities: 2,98,227
Bills for Collection: 0
Book Value per Share: 152.10

Mar 2019

Equity Capital: 529
: 45,411
: 6,38,690
: 67,201
Other Liabilities & Provisions: 24,113
Total Liabilities: 7,80,987
: 26,662
Balances with Banks & Money at Call: 62,568
: 1,82,298
: 4,68,819
: 6,990
: 33,651
Total Assets: 7,80,987
CASA Deposits: 1,76,894
CASA Ratio (%): 27.70
Credit-Deposit Ratio (%): 73.40
Contingent Liabilities: 3,80,313
Bills for Collection: 0
Book Value per Share: 156.59
CASA Deposits: 1,76,894
CASA Ratio (%): 27.70
Credit-Deposit Ratio (%): 73.40
Contingent Liabilities: 3,80,313
Bills for Collection: 0
Book Value per Share: 156.59

Mar 2020

Equity Capital: 924
: 70,931
: 9,45,984
: 93,069
Other Liabilities & Provisions: 47,006
Total Liabilities: 11,57,916
: 32,646
Balances with Banks & Money at Call: 89,255
: 2,74,615
: 6,90,121
: 8,889
: 62,390
Total Assets: 11,57,916
CASA Deposits: 2,69,243
CASA Ratio (%): 28.46
Credit-Deposit Ratio (%): 72.95
Contingent Liabilities: 3,79,610
Bills for Collection: 0
Book Value per Share: 142.35
CASA Deposits: 2,69,243
CASA Ratio (%): 28.46
Credit-Deposit Ratio (%): 72.95
Contingent Liabilities: 3,79,610
Bills for Collection: 0
Book Value per Share: 142.35

Mar 2021

Equity Capital: 1,034
: 76,010
: 9,66,997
: 66,848
Other Liabilities & Provisions: 44,474
Total Liabilities: 11,55,365
: 38,841
Balances with Banks & Money at Call: 81,572
: 2,61,220
: 7,06,301
: 8,016
: 59,415
Total Assets: 11,55,365
CASA Deposits: 3,09,611
CASA Ratio (%): 32.02
Credit-Deposit Ratio (%): 73.04
Contingent Liabilities: 3,95,656
Bills for Collection: 0
Book Value per Share: 148.98
CASA Deposits: 3,09,611
CASA Ratio (%): 32.02
Credit-Deposit Ratio (%): 73.04
Contingent Liabilities: 3,95,656
Bills for Collection: 0
Book Value per Share: 148.98

Mar 2022

Equity Capital: 1,034
: 84,874
: 10,45,939
: 1,03,899
Other Liabilities & Provisions: 42,252
Total Liabilities: 12,78,000
: 71,184
Balances with Banks & Money at Call: 51,471
: 3,15,795
: 7,77,155
: 9,922
: 52,472
Total Assets: 12,78,000
CASA Deposits: 3,44,744
CASA Ratio (%): 32.96
Credit-Deposit Ratio (%): 74.30
Contingent Liabilities: 3,99,234
Bills for Collection: 0
Book Value per Share: 166.12
CASA Deposits: 3,44,744
CASA Ratio (%): 32.96
Credit-Deposit Ratio (%): 74.30
Contingent Liabilities: 3,99,234
Bills for Collection: 0
Book Value per Share: 166.12

Mar 2023

Equity Capital: 1,034
: 97,187
: 12,03,688
: 1,01,910
Other Liabilities & Provisions: 54,740
Total Liabilities: 14,58,562
: 54,883
Balances with Banks & Money at Call: 40,821
: 3,62,485
: 9,40,998
: 8,707
: 50,668
Total Assets: 14,58,562
CASA Deposits: 3,71,096
CASA Ratio (%): 30.83
Credit-Deposit Ratio (%): 78.18
Contingent Liabilities: 5,77,753
Bills for Collection: 0
Book Value per Share: 189.93
CASA Deposits: 3,71,096
CASA Ratio (%): 30.83
Credit-Deposit Ratio (%): 78.18
Contingent Liabilities: 5,77,753
Bills for Collection: 0
Book Value per Share: 189.93

Mar 2024

Equity Capital: 1,034
: 1,11,188
: 13,35,136
: 94,402
Other Liabilities & Provisions: 44,035
Total Liabilities: 159
: 54,840
Balances with Banks & Money at Call: 40,284
: 3,69,817
: 10,65,782
: 7,913
: 47,162
Total Assets: 159
CASA Deposits: 3,93,956
CASA Ratio (%): 29.51
Credit-Deposit Ratio (%): 79.83
Contingent Liabilities: 5,76,809
Bills for Collection: 61,717
Book Value per Share: 217.01
CASA Deposits: 3,93,956
CASA Ratio (%): 29.51
Credit-Deposit Ratio (%): 79.83
Contingent Liabilities: 5,76,809
Bills for Collection: 61,717
Book Value per Share: 217.01

Mar 2025

Equity Capital: 1,034
: 1,35,890
: 14,72,035
: 1,23,716
Other Liabilities & Provisions: 48,571
Total Liabilities: 178
: 56,068
Balances with Banks & Money at Call: 69,781
: 3,85,398
: 12,09,558
: 12,376
: 48,066
Total Assets: 178
CASA Deposits: 4,12,937
CASA Ratio (%): 28.05
Credit-Deposit Ratio (%): 82.17
Contingent Liabilities: 7,83,841
Bills for Collection: 62,373
Book Value per Share: 264.77
CASA Deposits: 4,12,937
CASA Ratio (%): 28.05
Credit-Deposit Ratio (%): 82.17
Contingent Liabilities: 7,83,841
Bills for Collection: 62,373
Book Value per Share: 264.77

Mar 2026

Equity Capital: 1,034
: 1,52,173
: 16,48,487
: 1,56,357
Other Liabilities & Provisions: 51,110
Total Liabilities: 201
: 62,155
Balances with Banks & Money at Call: 91,926
: 3,86,415
: 14,09,094
: 11,879
: 47,694
Total Assets: 201
CASA Deposits: 4,50,543
CASA Ratio (%): 27.33
Credit-Deposit Ratio (%): 85.48
Contingent Liabilities: 7,91,423
Bills for Collection: 66,699
Book Value per Share: 296.26
CASA Deposits: 4,50,543
CASA Ratio (%): 27.33
Credit-Deposit Ratio (%): 85.48
Contingent Liabilities: 7,91,423
Bills for Collection: 66,699
Book Value per Share: 296.26

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	17,194	-61,088	-4,120	930	-4,609	7,529	-19,747	-5,457	28,020	30,975
Cash from Investing	-426	-563	-3,957	141	-269	-3,967	-1,563	-574	-855	-685
Cash from Financing	-198	4,079	4,409	14,590	3,390	-1,319	-5,642	5,452	3,560	-2,059
	16,570	-57,573	-3,668	15,660	-1,488	2,242	-26,952	-579	30,725	28,232

Mar 2017

: 17,194
Cash from Investing: -426
Cash from Financing: -198
: 16,570

Mar 2018

: -61,088
Cash from Investing: -563
Cash from Financing: 4,079
: -57,573

Mar 2019

: -4,120
Cash from Investing: -3,957
Cash from Financing: 4,409
: -3,668

Mar 2020

: 930
Cash from Investing: 141
Cash from Financing: 14,590
: 15,660

Mar 2021

: -4,609
Cash from Investing: -269
Cash from Financing: 3,390
: -1,488

Mar 2022

: 7,529
Cash from Investing: -3,967
Cash from Financing: -1,319
: 2,242

Mar 2023

: -19,747
Cash from Investing: -1,563
Cash from Financing: -5,642
: -26,952

Mar 2024

: -5,457
Cash from Investing: -574
Cash from Financing: 5,452
: -579

Mar 2025

: 28,020
Cash from Investing: -855
Cash from Financing: 3,560
: 30,725

Mar 2026

: 30,975
Cash from Investing: -685
Cash from Financing: -2,059
: 28,232

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
PER SHARE	-	-	-	-	-	-	-	-	-	-
EPS (₹)	6.00	-9.19	1.64	1.18	1.60	14.06	27.28	34.40	37.86	38.72
Book Value (₹)	159.39	152.10	156.59	142.35	148.98	166.12	189.93	217.01	264.77	296.26
Dividend per Share (₹)	1.20	0.00	0.00	0.00	0.00	2.85	5.50	7.60	8.35	8.50
PROFITABILITY	-	-	-	-	-	-	-	-	-	-
Net Interest Margin %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.92%	2.70%	2.45%
ROA %	0.20%	-0.34%	0.06%	0.06%	0.07%	0.60%	1.03%	1.17%	1.16%	1.06%
ROE %	3.80%	-6.32%	1.06%	1.02%	1.16%	8.93%	15.33%	16.91%	15.72%	13.80%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	47.71%	47.94%	49.15%
ASSET QUALITY	-	-	-	-	-	-	-	-	-	-
Gross NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.28%
Net NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.60%
Provision Coverage %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	93.29%	93.94%
Slippage Ratio %	—	—	—	—	—	—	—	—	—	—
BALANCE SHEET & LIQUIDITY	-	-	-	-	-	-	-	-	-	-
CASA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	38.53%	37.82%	37.20%
Credit-Deposit Ratio %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.07%	0.08%	0.09%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	16.31%	17.19%	15.82%
GROWTH & VALUATION	-	-	-	-	-	-	-	-	-	-
Net Profit Growth %	125.63%	-275.82%	117.83%	25.99%	51.77%	777.28%	94.02%	26.08%	10.08%	2.25%
Book Value Growth %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	14.25%	22.01%	11.89%
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	7.68x	6.03x	6.39x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	1.22x	0.86x	0.84x
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.88%	3.66%	3.44%

Mar 2017

EPS (₹): 6.00
Book Value (₹): 159.39
Dividend per Share (₹): 1.20
Net Interest Margin %: 0.00%
ROA %: 0.20%
ROE %: 3.80%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 125.63%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2018

EPS (₹): -9.19
Book Value (₹): 152.10
Dividend per Share (₹): 0.00
Net Interest Margin %: 0.00%
ROA %: -0.34%
ROE %: -6.32%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: -275.82%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2019

EPS (₹): 1.64
Book Value (₹): 156.59
Dividend per Share (₹): 0.00
Net Interest Margin %: 0.00%
ROA %: 0.06%
ROE %: 1.06%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 117.83%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2020

EPS (₹): 1.18
Book Value (₹): 142.35
Dividend per Share (₹): 0.00
Net Interest Margin %: 0.00%
ROA %: 0.06%
ROE %: 1.02%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 25.99%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2021

EPS (₹): 1.60
Book Value (₹): 148.98
Dividend per Share (₹): 0.00
Net Interest Margin %: 0.00%
ROA %: 0.07%
ROE %: 1.16%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 51.77%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2022

EPS (₹): 14.06
Book Value (₹): 166.12
Dividend per Share (₹): 2.85
Net Interest Margin %: 0.00%
ROA %: 0.60%
ROE %: 8.93%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 777.28%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2023

EPS (₹): 27.28
Book Value (₹): 189.93
Dividend per Share (₹): 5.50
Net Interest Margin %: 0.00%
ROA %: 1.03%
ROE %: 15.33%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 94.02%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2024

EPS (₹): 34.40
Book Value (₹): 217.01
Dividend per Share (₹): 7.60
Net Interest Margin %: 2.92%
ROA %: 1.17%
ROE %: 16.91%
: 47.71%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 38.53%
Credit-Deposit Ratio %: 0.07%
: 16.31%
Net Profit Growth %: 26.08%
Book Value Growth %: 14.25%
P/E (x): 7.68x
P/B (x): 1.22x
: 2.88%

Mar 2025

EPS (₹): 37.86
Book Value (₹): 264.77
Dividend per Share (₹): 8.35
Net Interest Margin %: 2.70%
ROA %: 1.16%
ROE %: 15.72%
: 47.94%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 93.29%
Slippage Ratio %: —
CASA %: 37.82%
Credit-Deposit Ratio %: 0.08%
: 17.19%
Net Profit Growth %: 10.08%
Book Value Growth %: 22.01%
P/E (x): 6.03x
P/B (x): 0.86x
: 3.66%

Mar 2026

EPS (₹): 38.72
Book Value (₹): 296.26
Dividend per Share (₹): 8.50
Net Interest Margin %: 2.45%
ROA %: 1.06%
ROE %: 13.80%
: 49.15%
Gross NPA %: 2.28%
Net NPA %: 0.60%
Provision Coverage %: 93.94%
Slippage Ratio %: —
CASA %: 37.20%
Credit-Deposit Ratio %: 0.09%
: 15.82%
Net Profit Growth %: 2.25%
Book Value Growth %: 11.89%
P/E (x): 6.39x
P/B (x): 0.84x
: 3.44%

Shareholding Pattern

Numbers in percentages

TRADES

	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	63.97	63.97	63.97	63.97	63.97	63.97	63.97	63.97
	9.87	8.90	8.98	8.08	8.71	9.84	9.69	10.14
	16.35	17.86	17.97	18.79	18.93	18.72	18.92	18.33
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	9.56	9.00	8.83	8.89	8.31	7.37	7.33	7.46

Sep 2024

: 63.97
: 9.87
: 16.35
Government: 0.00
: 9.56

Dec 2024

: 63.97
: 8.90
: 17.86
Government: 0.00
: 9.00

Mar 2025

: 63.97
: 8.98
: 17.97
Government: 0.00
: 8.83

Jun 2025

: 63.97
: 8.08
: 18.79
Government: 0.00
: 8.89

Sep 2025

: 63.97
: 8.71
: 18.93
Government: 0.00
: 8.31

Dec 2025

: 63.97
: 9.84
: 18.72
Government: 0.00
: 7.37

Mar 2026

: 63.97
: 9.69
: 18.92
Government: 0.00
: 7.33

Jun 2026

: 63.97
: 10.14
: 18.33
Government: 0.00
: 7.46

Documents

Announcements

General Updates
2026-08-19 - Bank Of Baroda has informed the Exchange about disclosure under regulation 30
General Updates
2026-08-18 - Bank Of Baroda has informed the Exchange about Investor Conference - Outcome

Annual Reports

Nothing filed yet.

Credit Ratings

Credit Rating
2026-06-29 - Bank Of Baroda has informed the Exchange about Credit Rating
Credit Rating
2026-06-22 - Bank Of Baroda has informed the Exchange about Credit Rating
Credit Rating
2026-06-17 - Bank Of Baroda has informed the Exchange about Credit Rating

Concalls

Jul 2026
Transcript PPTREC
Jun 2026
TranscriptPPTREC
May 2026
Transcript PPTREC