Delphi World Money Ltd.

•

₹ 6.51-0.61%

2026-08-21

indiaforexonline.comBSE: 533452NSE: DELPHIFX

Market Cap₹ 166 Cr.

Current Price₹ 7

High / Low₹ 18 / 6

Stock P/E38.1

Book Value₹ 13

Price to Book0.49

Dividend Yield0.00 %

ROCE-10.5 %

ROE-9.6 %

Face Value₹ 2

Add ratio to table

ABOUT

KEY POINTS

Revenue Breakup Mar 2019 • Foreign Exchange: 99.9% • Unallocable: 0.1% • Power: 0.0%

PROS

Asset quality is healthy - gross NPA of just 0.0%
Company generates healthy free cash flow
Company converts assets efficiently - asset turnover of 27.3x

CONS

Company is loss-making at the operating / net level
Capital adequacy is tight at 0.0% - limited headroom to grow
Promoter holding has decreased over last 2 years: -13.7pp
Thin net interest margin of 0.0%
Company's return on assets is weak at -4.1%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS

Financial ServicesFinanceFinance - Others

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name	CMP Rs.	P/E	Mar Cap Rs.Cr.	Div Yld %	NP Qtr Rs.Cr.	Qtr Profit Var %	Sales Qtr Rs.Cr.	Qtr Sales Var %	ROCE %	OPM %
1.	BSE	3352.00	48.28	136722.74	0.30	872.66	62.15	1566.02	63.40	49.47	68.04
2.	MFSL	1553.00	487.73	53596.32	0.00	118.29	36.83	14969.51	7840.54	4.32	1.11
3.	ANANDRATHI	2188.15	78.13	36332.32	0.30	1630.08	1635.79	3219.85	1075.04	64.48	33.74
4.	PRUDENT	3393.65	57.35	14051.98	0.10	74.76	44.38	347.63	18.34	39.05	25.62
5.	CENTRUM	23.94	0.00	1165.47	0.00	-148.80	-39.11	911.98	17.53	9.28	26.49
6.	DELPHIFX	6.75	38.12	165.56	0.00	-1.86	—	2.73	-35.00	2.08	-114.29

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Sep 2024	Dec 2024	Mar 2025	Sep 2025	Dec 2025	Mar 2026
	7	5	4	43	57	3
	18	13	10	47	61	72
Operating Profit	—	—	—	—	—	—
OPM %	—	—	—	—	—	—
Other Income	5	5	5	1	8	11
Interest	1	1	1	1	8	4
Depreciation	0	0	0	1	2	1
	0	-10	7	2	0	2
Tax %	-60.00%	39.21%	57.14%	107.91%	4.76%	179.83%
Net Profit	0	0	0	-0	0	-2
	0	-0	3	-0	0	-0
Equity Capital	11	11	11	11	16	49
Reserves	0	0	0	0	0	0
Promoter Pledge %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Equity Capital	11	11	11	11	16	49
Reserves	0	0	0	0	0	0
Promoter Pledge %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Sep 2024

: 7
: 18
Operating Profit: —
OPM %: —
Other Income: 5
Interest: 1
Depreciation: 0
: 0
Tax %: -60.00%
Net Profit: 0
: 0
Equity Capital: 11
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 11
Reserves: 0
Promoter Pledge %: 0.00%

Dec 2024

: 5
: 13
Operating Profit: —
OPM %: —
Other Income: 5
Interest: 1
Depreciation: 0
: -10
Tax %: 39.21%
Net Profit: 0
: -0
Equity Capital: 11
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 11
Reserves: 0
Promoter Pledge %: 0.00%

Mar 2025

: 4
: 10
Operating Profit: —
OPM %: —
Other Income: 5
Interest: 1
Depreciation: 0
: 7
Tax %: 57.14%
Net Profit: 0
: 3
Equity Capital: 11
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 11
Reserves: 0
Promoter Pledge %: 0.00%

Sep 2025

: 43
: 47
Operating Profit: —
OPM %: —
Other Income: 1
Interest: 1
Depreciation: 1
: 2
Tax %: 107.91%
Net Profit: -0
: -0
Equity Capital: 11
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 11
Reserves: 0
Promoter Pledge %: 0.00%

Dec 2025

: 57
: 61
Operating Profit: —
OPM %: —
Other Income: 8
Interest: 8
Depreciation: 2
: 0
Tax %: 4.76%
Net Profit: 0
: 0
Equity Capital: 16
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 16
Reserves: 0
Promoter Pledge %: 0.00%

Mar 2026

: 3
: 72
Operating Profit: —
OPM %: —
Other Income: 11
Interest: 4
Depreciation: 1
: 2
Tax %: 179.83%
Net Profit: -2
: -0
Equity Capital: 49
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 49
Reserves: 0
Promoter Pledge %: 0.00%

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2011	Mar 2016	Mar 2017	Mar 2018	Mar 2019	TTM
	3,466	4,782	5,990	7,692	9,163	107
	3,437	4,740	5,942	7,637	9,214	189
Operating Profit	29	52	53	63	-21	—
OPM %	1	1	1	1	-0	—
Other Income	0	10	5	8	29	24
Interest	7	13	11	7	4	13
Depreciation	2	5	5	4	3	4
	20	35	37	52	-29	12
Tax %	36	38	37	34	52	89
Net Profit	13	22	23	34	-14	1
EPS	0	0	0	0	0	—
Dividend Payout %	—	59	17	4	0	—
Minority Interest	0	0	0	0	0	-1
Share of Associates	-0	-7	-2	-1	0	0
Adjusted EPS	1	1	1	2	-1	—
Minority Interest	0	0	0	0	0	-1
Share of Associates	-0	-7	-2	-1	0	0
Adjusted EPS	1	1	1	2	-1	—

Mar 2011

: 3,466
: 3,437
Operating Profit: 29
OPM %: 1
Other Income: 0
Interest: 7
Depreciation: 2
: 20
Tax %: 36
Net Profit: 13
EPS: 0
Dividend Payout %: —
Minority Interest: 0
Share of Associates: -0
Adjusted EPS: 1
Minority Interest: 0
Share of Associates: -0
Adjusted EPS: 1

Mar 2016

: 4,782
: 4,740
Operating Profit: 52
OPM %: 1
Other Income: 10
Interest: 13
Depreciation: 5
: 35
Tax %: 38
Net Profit: 22
EPS: 0
Dividend Payout %: 59
Minority Interest: 0
Share of Associates: -7
Adjusted EPS: 1
Minority Interest: 0
Share of Associates: -7
Adjusted EPS: 1

Mar 2017

: 5,990
: 5,942
Operating Profit: 53
OPM %: 1
Other Income: 5
Interest: 11
Depreciation: 5
: 37
Tax %: 37
Net Profit: 23
EPS: 0
Dividend Payout %: 17
Minority Interest: 0
Share of Associates: -2
Adjusted EPS: 1
Minority Interest: 0
Share of Associates: -2
Adjusted EPS: 1

Mar 2018

: 7,692
: 7,637
Operating Profit: 63
OPM %: 1
Other Income: 8
Interest: 7
Depreciation: 4
: 52
Tax %: 34
Net Profit: 34
EPS: 0
Dividend Payout %: 4
Minority Interest: 0
Share of Associates: -1
Adjusted EPS: 2
Minority Interest: 0
Share of Associates: -1
Adjusted EPS: 2

Mar 2019

: 9,163
: 9,214
Operating Profit: -21
OPM %: -0
Other Income: 29
Interest: 4
Depreciation: 3
: -29
Tax %: 52
Net Profit: -14
EPS: 0
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: -1
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: -1

TTM

: 107
: 189
Operating Profit: —
OPM %: —
Other Income: 24
Interest: 13
Depreciation: 4
: 12
Tax %: 89
Net Profit: 1
EPS: —
Dividend Payout %: —
Minority Interest: -1
Share of Associates: 0
Adjusted EPS: —
Minority Interest: -1
Share of Associates: 0
Adjusted EPS: —

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: —
3 Years:: 24%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: —
3 Years:: —

STOCK PRICE CAGR

10 Years:: -5%
5 Years:: -28%
3 Years:: -35%
1 Year:: -48%

RETURN ON EQUITY

10 Years:: —
5 Years:: —
3 Years:: 11%
Last Year:: -10%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2011	Mar 2016	Mar 2017	Mar 2018	Mar 2019
LIABILITIES	-	-	-	-	-
Equity Capital	12	12	12	12	11
	33	78	114	167	94
	0	54	45	101	46
Trade Payables	0	56	57	45	56
	171	61	63	76	64
Total Liabilities	216	261	291	400	271
ASSETS	-	-	-	-	-
	54	39	39	39	8
	0	18	43	73	0
	17	14	24	24	30
	0	0	0	0	0
Cash & Bank	56	48	36	163	88
	89	142	150	102	145
Total Assets	216	261	291	400	271
Total Debt	85	78	63	119	56
Net Working Capital	81	50	62	87	99
Contingent Liabilities	25	43	34	29	14
Book Value per Share	38.65	77.73	108.80	154.77	94.08
Face Value	10.00	10.00	10.00	10.00	10.00
Total Debt	85	78	63	119	56
Net Working Capital	81	50	62	87	99
Contingent Liabilities	25	43	34	29	14
Book Value per Share	38.65	77.73	108.80	154.77	94.08
Face Value	10.00	10.00	10.00	10.00	10.00

Mar 2011

Equity Capital: 12
: 33
: 0
Trade Payables: 0
: 171
Total Liabilities: 216
: 54
: 0
: 17
: 0
Cash & Bank: 56
: 89
Total Assets: 216
Total Debt: 85
Net Working Capital: 81
Contingent Liabilities: 25
Book Value per Share: 38.65
Face Value: 10.00
Total Debt: 85
Net Working Capital: 81
Contingent Liabilities: 25
Book Value per Share: 38.65
Face Value: 10.00

Mar 2016

Equity Capital: 12
: 78
: 54
Trade Payables: 56
: 61
Total Liabilities: 261
: 39
: 18
: 14
: 0
Cash & Bank: 48
: 142
Total Assets: 261
Total Debt: 78
Net Working Capital: 50
Contingent Liabilities: 43
Book Value per Share: 77.73
Face Value: 10.00
Total Debt: 78
Net Working Capital: 50
Contingent Liabilities: 43
Book Value per Share: 77.73
Face Value: 10.00

Mar 2017

Equity Capital: 12
: 114
: 45
Trade Payables: 57
: 63
Total Liabilities: 291
: 39
: 43
: 24
: 0
Cash & Bank: 36
: 150
Total Assets: 291
Total Debt: 63
Net Working Capital: 62
Contingent Liabilities: 34
Book Value per Share: 108.80
Face Value: 10.00
Total Debt: 63
Net Working Capital: 62
Contingent Liabilities: 34
Book Value per Share: 108.80
Face Value: 10.00

Mar 2018

Equity Capital: 12
: 167
: 101
Trade Payables: 45
: 76
Total Liabilities: 400
: 39
: 73
: 24
: 0
Cash & Bank: 163
: 102
Total Assets: 400
Total Debt: 119
Net Working Capital: 87
Contingent Liabilities: 29
Book Value per Share: 154.77
Face Value: 10.00
Total Debt: 119
Net Working Capital: 87
Contingent Liabilities: 29
Book Value per Share: 154.77
Face Value: 10.00

Mar 2019

Equity Capital: 11
: 94
: 46
Trade Payables: 56
: 64
Total Liabilities: 271
: 8
: 0
: 30
: 0
Cash & Bank: 88
: 145
Total Assets: 271
Total Debt: 56
Net Working Capital: 99
Contingent Liabilities: 14
Book Value per Share: 94.08
Face Value: 10.00
Total Debt: 56
Net Working Capital: 99
Contingent Liabilities: 14
Book Value per Share: 94.08
Face Value: 10.00

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2011	Mar 2016	Mar 2017	Mar 2018	Mar 2019
	0	14	24	64	-5
Cash from Investing	0	-9	-8	20	16
Cash from Financing	0	-29	-14	-11	-43
	0	-24	1	73	-32
Free Cash Flow	0	-1	24	61	-5
OCF / Net Profit	0.00	0.64	1.03	1.86	0.40
Cumulative 5-Year FCF	0	0	0	0	0
OCF / Net Profit	0.00	0.64	1.03	1.86	0.40
Cumulative 5-Year FCF	0	0	0	0	0

Mar 2011

: 0
Cash from Investing: 0
Cash from Financing: 0
: 0
Free Cash Flow: 0
OCF / Net Profit: 0.00
Cumulative 5-Year FCF: 0
OCF / Net Profit: 0.00
Cumulative 5-Year FCF: 0

Mar 2016

: 14
Cash from Investing: -9
Cash from Financing: -29
: -24
Free Cash Flow: -1
OCF / Net Profit: 0.64
Cumulative 5-Year FCF: 0
OCF / Net Profit: 0.64
Cumulative 5-Year FCF: 0

Mar 2017

: 24
Cash from Investing: -8
Cash from Financing: -14
: 1
Free Cash Flow: 24
OCF / Net Profit: 1.03
Cumulative 5-Year FCF: 0
OCF / Net Profit: 1.03
Cumulative 5-Year FCF: 0

Mar 2018

: 64
Cash from Investing: 20
Cash from Financing: -11
: 73
Free Cash Flow: 61
OCF / Net Profit: 1.86
Cumulative 5-Year FCF: 0
OCF / Net Profit: 1.86
Cumulative 5-Year FCF: 0

Mar 2019

: -5
Cash from Investing: 16
Cash from Financing: -43
: -32
Free Cash Flow: -5
OCF / Net Profit: 0.40
Cumulative 5-Year FCF: 0
OCF / Net Profit: 0.40
Cumulative 5-Year FCF: 0

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019
PER SHARE	-	-	-	-
EPS (₹)	12.78	18.00	28.44	-12.06
Book Value (₹)	77.73	108.80	154.77	94.08
Dividend per Share (₹)	7.50	3.00	1.00	0.00
Cash EPS (₹)	1.43	1.49	2.07	-0.61
PROFITABILITY	-	-	-	-
Operating Margin %	1.09%	0.89%	0.82%	-0.23%
Net Margin %	0.46%	0.39%	0.44%	-0.15%
ROE %	32.38%	21.46%	22.40%	-9.61%
ROCE %	32.00%	26.61%	24.20%	-10.53%
	9.14%	8.38%	9.87%	-4.06%
EFFICIENCY	-	-	-	-
Debtor Days	5	6	4	2
Inventory Days	1	1	1	1
Payable Days	2	4	2	2
	4	3	2	1
FINANCIAL HEALTH	-	-	-	-
Debt to Equity (x)	0.86x	0.50x	0.66x	0.53x
Interest Coverage (x)	3.78x	4.37x	8.65x	-5.44x
	1.35x	1.46x	1.46x	1.72x
GROWTH	-	-	-	-
Revenue Growth %	37.98%	25.25%	28.41%	19.13%
Operating Profit Growth %	80.33%	1.45%	19.29%	-133.78%
Net Profit Growth %	72.58%	6.20%	47.53%	-139.94%
	0.00%	0.00%	0.00%	0.00%
VALUATION	-	-	-	-
P/E (x)	0.00x	0.00x	0.00x	0.00x
P/B (x)	0.00x	0.00x	0.00x	0.00x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%
	0.00x	0.00x	0.00x	0.00x

Mar 2016

EPS (₹): 12.78
Book Value (₹): 77.73
Dividend per Share (₹): 7.50
Cash EPS (₹): 1.43
Operating Margin %: 1.09%
Net Margin %: 0.46%
ROE %: 32.38%
ROCE %: 32.00%
: 9.14%
Debtor Days: 5
Inventory Days: 1
Payable Days: 2
: 4
Debt to Equity (x): 0.86x
Interest Coverage (x): 3.78x
: 1.35x
Revenue Growth %: 37.98%
Operating Profit Growth %: 80.33%
Net Profit Growth %: 72.58%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2017

EPS (₹): 18.00
Book Value (₹): 108.80
Dividend per Share (₹): 3.00
Cash EPS (₹): 1.49
Operating Margin %: 0.89%
Net Margin %: 0.39%
ROE %: 21.46%
ROCE %: 26.61%
: 8.38%
Debtor Days: 6
Inventory Days: 1
Payable Days: 4
: 3
Debt to Equity (x): 0.50x
Interest Coverage (x): 4.37x
: 1.46x
Revenue Growth %: 25.25%
Operating Profit Growth %: 1.45%
Net Profit Growth %: 6.20%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2018

EPS (₹): 28.44
Book Value (₹): 154.77
Dividend per Share (₹): 1.00
Cash EPS (₹): 2.07
Operating Margin %: 0.82%
Net Margin %: 0.44%
ROE %: 22.40%
ROCE %: 24.20%
: 9.87%
Debtor Days: 4
Inventory Days: 1
Payable Days: 2
: 2
Debt to Equity (x): 0.66x
Interest Coverage (x): 8.65x
: 1.46x
Revenue Growth %: 28.41%
Operating Profit Growth %: 19.29%
Net Profit Growth %: 47.53%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2019

EPS (₹): -12.06
Book Value (₹): 94.08
Dividend per Share (₹): 0.00
Cash EPS (₹): -0.61
Operating Margin %: -0.23%
Net Margin %: -0.15%
ROE %: -9.61%
ROCE %: -10.53%
: -4.06%
Debtor Days: 2
Inventory Days: 1
Payable Days: 2
: 1
Debt to Equity (x): 0.53x
Interest Coverage (x): -5.44x
: 1.72x
Revenue Growth %: 19.13%
Operating Profit Growth %: -133.78%
Net Profit Growth %: -139.94%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Shareholding Pattern

Numbers in percentages

TRADES

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	75.00	75.00	74.76	75.00	75.00	75.00	61.32	61.32	61.32
	0.00	0.00	0.00	0.00	0.00	0.00	0.52	0.02	0.00
	0.00	0.00	0.13	0.24	0.00	0.00	0.00	0.00	0.00
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	25.00	25.00	25.11	24.76	25.00	25.00	38.16	38.66	38.68

Jun 2024

: 75.00
: 0.00
: 0.00
Government: 0.00
: 25.00

Sep 2024

: 75.00
: 0.00
: 0.00
Government: 0.00
: 25.00

Dec 2024

: 74.76
: 0.00
: 0.13
Government: 0.00
: 25.11

Mar 2025

: 75.00
: 0.00
: 0.24
Government: 0.00
: 24.76

Jun 2025

: 75.00
: 0.00
: 0.00
Government: 0.00
: 25.00

Sep 2025

: 75.00
: 0.00
: 0.00
Government: 0.00
: 25.00

Dec 2025

: 61.32
: 0.52
: 0.00
Government: 0.00
: 38.16

Mar 2026

: 61.32
: 0.02
: 0.00
Government: 0.00
: 38.66

Jun 2026

: 61.32
: 0.00
: 0.00
Government: 0.00
: 38.68

Documents

Announcements

General Updates
2026-08-04 - DELPHI WORLD MONEY LIMITED has informed the Exchange about General Updates
Certificate under SEBI (Depositories and Participants) Regulations, 2018
2026-07-15 - DELPHI WORLD MONEY LIMITED has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

Annual Reports

Credit Ratings

Nothing filed yet.

Concalls

Aug 2018
TranscriptPPTREC
Mar 2018
TranscriptPPTREC
Feb 2018
TranscriptPPTREC