ICICI Lombard General Insurance Company Ltd.
•₹ 1,617-0.49%
2026-08-21
PROS
- Company has a consistent dividend-paying track record
- Company generates healthy free cash flow
CONS
- Company is loss-making at the operating / net level
- Recent results are weak - TTM profit is down 11.0% versus prior year
- Operating margins have contracted to -5.0% from 16.1%
- Effective tax rate is unusually low at 0.0% - earnings may be flattered
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | LICI | 421.00 | 8.86 | 532564.81 | 2.38 | 135866.90 | 23.98 | 1276231.60 | 6.69 | 37.75 | -76.97 |
| 2. | SBILIFE | 1780.95 | 0.00 | 178691.54 | 0.15 | 7249.30 | 21.97 | 200782.10 | 16.88 | 14.15 | -127.01 |
| 3. | HDFCLIFE | 541.20 | 59.53 | 117574.35 | 0.39 | 611.19 | 11.46 | 16727.63 | 15.05 | 10.01 | -98.79 |
| 4. | ICICIGI | 1629.00 | 0.00 | 81372.99 | 0.83 | 4031.70 | 439.66 | 59500.40 | 1058.48 | 23.62 | -10.35 |
| 5. | ICICIPRULI | 503.00 | 0.00 | 72975.84 | 0.33 | 623.91 | 61.94 | 19180.08 | 17.17 | 11.82 | 79.46 |
| 6. | GICRE | 359.80 | 7.11 | 63123.31 | 3.68 | 1743.67 | -31.10 | 11097.77 | -1.56 | 21.11 | -10.45 |
| 7. | STARHEALTH | 575.55 | 0.00 | 33878.23 | 0.00 | 549.73 | 109.40 | 4917.20 | 24.86 | 9.70 | 2.89 |
| 8. | NIACL | 183.10 | 39.22 | 30174.88 | 0.82 | -2391.50 | -695.39 | 97472.80 | 934.31 | 5.44 | -24.14 |
| 9. | GODIGIT | 256.60 | 0.00 | 23728.77 | 0.00 | 86.39 | -37.55 | 2006.96 | 7.61 | 13.56 | -15.23 |
| 10. | NIVABUPA | 83.05 | 0.00 | 15357.89 | 0.00 | 137.80 | 250.70 | 2273.72 | 86.37 | 3.75 | -0.22 |
| 11. | CANHLIFE | 151.45 | 0.00 | 14387.75 | 0.26 | 281.40 | 1101.54 | 20475.20 | 1138.35 | 8.35 | -112.52 |
Detailed Comparison with:
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3,887 | 4,306 | 4,305 | 4,368 | 4,504 | 5,026 | 5,045 | 5,226 | 5,136 | 5,652 | 5,685 | 5,791 | 5,950 | |
| 4,206 | 4,509 | 4,639 | 4,701 | 4,831 | 5,207 | 5,199 | 5,443 | 5,415 | 5,825 | 6,051 | 6,138 | 6,566 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 839 | 967 | 908 | 1,031 | 1,101 | 1,101 | 1,114 | 885 | 1,272 | 1,251 | 1,235 | 1,066 | 1,152 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 520 | 764 | 574 | 698 | 774 | 919 | 960 | 668 | 994 | 1,077 | 870 | 718 | 536 | |
| Tax % | 24.93% | 24.41% | 24.80% | 25.55% | 25.02% | 24.49% | 24.55% | 23.74% | 24.82% | 23.92% | 24.26% | 23.90% | 24.74% |
| Net Profit | 390 | 577 | 431 | 520 | 580 | 694 | 724 | 510 | 747 | 820 | 659 | 547 | 403 |
| 8 | 12 | 9 | 11 | 12 | 14 | 15 | 10 | 15 | 16 | 13 | 11 | 1 | |
| Equity Capital | 491 | 491 | 492 | 493 | 493 | 495 | 495 | 496 | 497 | 497 | 498 | 498 | 499 |
| Reserves | 10,297 | 10,621 | 10,908 | 11,467 | 11,815 | 12,695 | 13,229 | 13,807 | 14,327 | 15,263 | 15,691 | 16,308 | 16,460 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 491 | 491 | 492 | 493 | 493 | 495 | 495 | 496 | 497 | 497 | 498 | 498 | 499 |
| Reserves | 10,297 | 10,621 | 10,908 | 11,467 | 11,815 | 12,695 | 13,229 | 13,807 | 14,327 | 15,263 | 15,691 | 16,308 | 16,460 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 3,887
- 4,206
- Operating Profit
- —
- OPM %
- —
- Other Income
- 839
- Interest
- 0
- Depreciation
- 0
- 520
- Tax %
- 24.93%
- Net Profit
- 390
- 8
- Equity Capital
- 491
- Reserves
- 10,297
- Promoter Pledge %
- 0.00%
- Equity Capital
- 491
- Reserves
- 10,297
- Promoter Pledge %
- 0.00%
Sep 2023
- 4,306
- 4,509
- Operating Profit
- —
- OPM %
- —
- Other Income
- 967
- Interest
- 0
- Depreciation
- 0
- 764
- Tax %
- 24.41%
- Net Profit
- 577
- 12
- Equity Capital
- 491
- Reserves
- 10,621
- Promoter Pledge %
- 0.00%
- Equity Capital
- 491
- Reserves
- 10,621
- Promoter Pledge %
- 0.00%
Dec 2023
- 4,305
- 4,639
- Operating Profit
- —
- OPM %
- —
- Other Income
- 908
- Interest
- 0
- Depreciation
- 0
- 574
- Tax %
- 24.80%
- Net Profit
- 431
- 9
- Equity Capital
- 492
- Reserves
- 10,908
- Promoter Pledge %
- 0.00%
- Equity Capital
- 492
- Reserves
- 10,908
- Promoter Pledge %
- 0.00%
Mar 2024
- 4,368
- 4,701
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,031
- Interest
- 0
- Depreciation
- 0
- 698
- Tax %
- 25.55%
- Net Profit
- 520
- 11
- Equity Capital
- 493
- Reserves
- 11,467
- Promoter Pledge %
- 0.00%
- Equity Capital
- 493
- Reserves
- 11,467
- Promoter Pledge %
- 0.00%
Jun 2024
- 4,504
- 4,831
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,101
- Interest
- 0
- Depreciation
- 0
- 774
- Tax %
- 25.02%
- Net Profit
- 580
- 12
- Equity Capital
- 493
- Reserves
- 11,815
- Promoter Pledge %
- 0.00%
- Equity Capital
- 493
- Reserves
- 11,815
- Promoter Pledge %
- 0.00%
Sep 2024
- 5,026
- 5,207
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,101
- Interest
- 0
- Depreciation
- 0
- 919
- Tax %
- 24.49%
- Net Profit
- 694
- 14
- Equity Capital
- 495
- Reserves
- 12,695
- Promoter Pledge %
- 0.00%
- Equity Capital
- 495
- Reserves
- 12,695
- Promoter Pledge %
- 0.00%
Dec 2024
- 5,045
- 5,199
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,114
- Interest
- 0
- Depreciation
- 0
- 960
- Tax %
- 24.55%
- Net Profit
- 724
- 15
- Equity Capital
- 495
- Reserves
- 13,229
- Promoter Pledge %
- 0.00%
- Equity Capital
- 495
- Reserves
- 13,229
- Promoter Pledge %
- 0.00%
Mar 2025
- 5,226
- 5,443
- Operating Profit
- —
- OPM %
- —
- Other Income
- 885
- Interest
- 0
- Depreciation
- 0
- 668
- Tax %
- 23.74%
- Net Profit
- 510
- 10
- Equity Capital
- 496
- Reserves
- 13,807
- Promoter Pledge %
- 0.00%
- Equity Capital
- 496
- Reserves
- 13,807
- Promoter Pledge %
- 0.00%
Jun 2025
- 5,136
- 5,415
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,272
- Interest
- 0
- Depreciation
- 0
- 994
- Tax %
- 24.82%
- Net Profit
- 747
- 15
- Equity Capital
- 497
- Reserves
- 14,327
- Promoter Pledge %
- 0.00%
- Equity Capital
- 497
- Reserves
- 14,327
- Promoter Pledge %
- 0.00%
Sep 2025
- 5,652
- 5,825
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,251
- Interest
- 0
- Depreciation
- 0
- 1,077
- Tax %
- 23.92%
- Net Profit
- 820
- 16
- Equity Capital
- 497
- Reserves
- 15,263
- Promoter Pledge %
- 0.00%
- Equity Capital
- 497
- Reserves
- 15,263
- Promoter Pledge %
- 0.00%
Dec 2025
- 5,685
- 6,051
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,235
- Interest
- 0
- Depreciation
- 0
- 870
- Tax %
- 24.26%
- Net Profit
- 659
- 13
- Equity Capital
- 498
- Reserves
- 15,691
- Promoter Pledge %
- 0.00%
- Equity Capital
- 498
- Reserves
- 15,691
- Promoter Pledge %
- 0.00%
Mar 2026
- 5,791
- 6,138
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,066
- Interest
- 0
- Depreciation
- 0
- 718
- Tax %
- 23.90%
- Net Profit
- 547
- 11
- Equity Capital
- 498
- Reserves
- 16,308
- Promoter Pledge %
- 0.00%
- Equity Capital
- 498
- Reserves
- 16,308
- Promoter Pledge %
- 0.00%
Jun 2026
- 5,950
- 6,566
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,152
- Interest
- 0
- Depreciation
- 0
- 536
- Tax %
- 24.74%
- Net Profit
- 403
- 1
- Equity Capital
- 499
- Reserves
- 16,460
- Promoter Pledge %
- 0.00%
- Equity Capital
- 499
- Reserves
- 16,460
- Promoter Pledge %
- 0.00%
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 23,078 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24,581 | |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 2 | 8 | 14 | 16 | 12 | 3 | 44 | 5 | 59 | 10 | 4,704 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 910 | 1,196 | 1,598 | 1,697 | 1,954 | 1,684 | 2,113 | 2,555 | 3,321 | 3,659 | 3,201 | |
| Tax % | 23 | 28 | 34 | 30 | 25 | 25 | 18 | 25 | 24 | 24 | 24 |
| Net Profit | 702 | 862 | 1,049 | 1,194 | 1,473 | 1,271 | 1,729 | 1,919 | 2,508 | 2,772 | 2,428 |
| EPS | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 39 | 51 | 56 | — |
| Dividend Payout % | 22 | 21 | 26 | 13 | 25 | 35 | 28 | 28 | 25 | 24 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 16 | 19 | 23 | 26 | 32 | 26 | 35 | 39 | 51 | 56 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 16 | 19 | 23 | 26 | 32 | 26 | 35 | 39 | 51 | 56 | — |
Mar 2017
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 2
- Interest
- 0
- Depreciation
- 0
- 910
- Tax %
- 23
- Net Profit
- 702
- EPS
- 0
- Dividend Payout %
- 22
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 16
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 16
Mar 2018
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 8
- Interest
- 0
- Depreciation
- 0
- 1,196
- Tax %
- 28
- Net Profit
- 862
- EPS
- 0
- Dividend Payout %
- 21
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 19
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 19
Mar 2019
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 14
- Interest
- 0
- Depreciation
- 0
- 1,598
- Tax %
- 34
- Net Profit
- 1,049
- EPS
- 0
- Dividend Payout %
- 26
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 23
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 23
Mar 2020
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 16
- Interest
- 0
- Depreciation
- 0
- 1,697
- Tax %
- 30
- Net Profit
- 1,194
- EPS
- 0
- Dividend Payout %
- 13
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 26
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 26
Mar 2021
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 12
- Interest
- 0
- Depreciation
- 0
- 1,954
- Tax %
- 25
- Net Profit
- 1,473
- EPS
- 0
- Dividend Payout %
- 25
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 32
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 32
Mar 2022
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 3
- Interest
- 0
- Depreciation
- 0
- 1,684
- Tax %
- 25
- Net Profit
- 1,271
- EPS
- 0
- Dividend Payout %
- 35
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 26
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 26
Mar 2023
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 44
- Interest
- 0
- Depreciation
- 0
- 2,113
- Tax %
- 18
- Net Profit
- 1,729
- EPS
- 0
- Dividend Payout %
- 28
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 35
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 35
Mar 2024
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 5
- Interest
- 0
- Depreciation
- 0
- 2,555
- Tax %
- 25
- Net Profit
- 1,919
- EPS
- 39
- Dividend Payout %
- 28
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 39
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 39
Mar 2025
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 59
- Interest
- 0
- Depreciation
- 0
- 3,321
- Tax %
- 24
- Net Profit
- 2,508
- EPS
- 51
- Dividend Payout %
- 25
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 51
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 51
Mar 2026
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 10
- Interest
- 0
- Depreciation
- 0
- 3,659
- Tax %
- 24
- Net Profit
- 2,772
- EPS
- 56
- Dividend Payout %
- 24
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 56
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 56
TTM
- 23,078
- 24,581
- Operating Profit
- —
- OPM %
- —
- Other Income
- 4,704
- Interest
- 0
- Depreciation
- 0
- 3,201
- Tax %
- 24
- Net Profit
- 2,428
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 19%
- 5 Years:
- 13%
- 3 Years:
- 17%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- 2%
- 3 Years:
- 7%
- 1 Year:
- -18%
RETURN ON EQUITY
- 10 Years:
- 19%
- 5 Years:
- 17%
- 3 Years:
- 18%
- Last Year:
- 18%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 451 | 454 | 454 | 454 | 455 | 491 | 491 | 493 | 496 | 498 |
| 3,274 | 4,087 | 4,866 | 5,680 | 6,981 | 8,619 | 9,901 | 11,467 | 13,754 | 16,227 | |
| -3,725 | -4,541 | -5,320 | -6,134 | -7,435 | -9,110 | 249 | 1,025 | 734 | -653 | |
| Total Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 10,641 | 12,985 | 14,984 | 16,072 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 372 | 368 | 448 | 664 | 613 | 566 | 539 | 607 | 728 | 751 | |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 25 | 94 | 74 | 88 |
| Cash & Bank | 194 | 592 | 402 | 33 | 228 | 293 | 203 | 335 | 88 | 987 |
| -566 | -959 | -850 | -697 | -841 | -859 | 9,874 | 11,950 | 14,095 | 14,246 | |
| Total Assets | 0 | 0 | 0 | 0 | 0 | 0 | 10,641 | 12,985 | 14,984 | 16,072 |
| Total Debt | 485 | 485 | 485 | 485 | 485 | 255 | 35 | 35 | 0 | 0 |
| Net Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Contingent Liabilities | 39 | 432 | 431 | 462 | 835 | 879 | 485 | 556 | 5,160 | 4,866 |
| Book Value per Share | 82.57 | 100.04 | 117.11 | 134.97 | 163.56 | 185.57 | 211.60 | 242.74 | 287.46 | 335.51 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Total Debt | 485 | 485 | 485 | 485 | 485 | 255 | 35 | 35 | 0 | 0 |
| Net Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Contingent Liabilities | 39 | 432 | 431 | 462 | 835 | 879 | 485 | 556 | 5,160 | 4,866 |
| Book Value per Share | 82.57 | 100.04 | 117.11 | 134.97 | 163.56 | 185.57 | 211.60 | 242.74 | 287.46 | 335.51 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Mar 2017
- Equity Capital
- 451
- 3,274
- -3,725
- Total Liabilities
- 0
- 372
- Capital Work in Progress
- 0
- Cash & Bank
- 194
- -566
- Total Assets
- 0
- Total Debt
- 485
- Net Working Capital
- 0
- Contingent Liabilities
- 39
- Book Value per Share
- 82.57
- Face Value
- 10.00
- Total Debt
- 485
- Net Working Capital
- 0
- Contingent Liabilities
- 39
- Book Value per Share
- 82.57
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 454
- 4,087
- -4,541
- Total Liabilities
- 0
- 368
- Capital Work in Progress
- 0
- Cash & Bank
- 592
- -959
- Total Assets
- 0
- Total Debt
- 485
- Net Working Capital
- 0
- Contingent Liabilities
- 432
- Book Value per Share
- 100.04
- Face Value
- 10.00
- Total Debt
- 485
- Net Working Capital
- 0
- Contingent Liabilities
- 432
- Book Value per Share
- 100.04
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 454
- 4,866
- -5,320
- Total Liabilities
- 0
- 448
- Capital Work in Progress
- 0
- Cash & Bank
- 402
- -850
- Total Assets
- 0
- Total Debt
- 485
- Net Working Capital
- 0
- Contingent Liabilities
- 431
- Book Value per Share
- 117.11
- Face Value
- 10.00
- Total Debt
- 485
- Net Working Capital
- 0
- Contingent Liabilities
- 431
- Book Value per Share
- 117.11
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 454
- 5,680
- -6,134
- Total Liabilities
- 0
- 664
- Capital Work in Progress
- 0
- Cash & Bank
- 33
- -697
- Total Assets
- 0
- Total Debt
- 485
- Net Working Capital
- 0
- Contingent Liabilities
- 462
- Book Value per Share
- 134.97
- Face Value
- 10.00
- Total Debt
- 485
- Net Working Capital
- 0
- Contingent Liabilities
- 462
- Book Value per Share
- 134.97
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 455
- 6,981
- -7,435
- Total Liabilities
- 0
- 613
- Capital Work in Progress
- 0
- Cash & Bank
- 228
- -841
- Total Assets
- 0
- Total Debt
- 485
- Net Working Capital
- 0
- Contingent Liabilities
- 835
- Book Value per Share
- 163.56
- Face Value
- 10.00
- Total Debt
- 485
- Net Working Capital
- 0
- Contingent Liabilities
- 835
- Book Value per Share
- 163.56
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 491
- 8,619
- -9,110
- Total Liabilities
- 0
- 566
- Capital Work in Progress
- 0
- Cash & Bank
- 293
- -859
- Total Assets
- 0
- Total Debt
- 255
- Net Working Capital
- 0
- Contingent Liabilities
- 879
- Book Value per Share
- 185.57
- Face Value
- 10.00
- Total Debt
- 255
- Net Working Capital
- 0
- Contingent Liabilities
- 879
- Book Value per Share
- 185.57
- Face Value
- 10.00
Mar 2023
- Equity Capital
- 491
- 9,901
- 249
- Total Liabilities
- 10,641
- 539
- Capital Work in Progress
- 25
- Cash & Bank
- 203
- 9,874
- Total Assets
- 10,641
- Total Debt
- 35
- Net Working Capital
- 0
- Contingent Liabilities
- 485
- Book Value per Share
- 211.60
- Face Value
- 10.00
- Total Debt
- 35
- Net Working Capital
- 0
- Contingent Liabilities
- 485
- Book Value per Share
- 211.60
- Face Value
- 10.00
Mar 2024
- Equity Capital
- 493
- 11,467
- 1,025
- Total Liabilities
- 12,985
- 607
- Capital Work in Progress
- 94
- Cash & Bank
- 335
- 11,950
- Total Assets
- 12,985
- Total Debt
- 35
- Net Working Capital
- 0
- Contingent Liabilities
- 556
- Book Value per Share
- 242.74
- Face Value
- 10.00
- Total Debt
- 35
- Net Working Capital
- 0
- Contingent Liabilities
- 556
- Book Value per Share
- 242.74
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 496
- 13,754
- 734
- Total Liabilities
- 14,984
- 728
- Capital Work in Progress
- 74
- Cash & Bank
- 88
- 14,095
- Total Assets
- 14,984
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,160
- Book Value per Share
- 287.46
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,160
- Book Value per Share
- 287.46
- Face Value
- 10.00
Mar 2026
- Equity Capital
- 498
- 16,227
- -653
- Total Liabilities
- 16,072
- 751
- Capital Work in Progress
- 88
- Cash & Bank
- 987
- 14,246
- Total Assets
- 16,072
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 4,866
- Book Value per Share
- 335.51
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 4,866
- Book Value per Share
- 335.51
- Face Value
- 10.00
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 1,628 | 2,390 | 2,976 | 3,433 | 1,774 | 809 | 2,290 | 2,407 | 1,147 | 2,622 | |
| Cash from Investing | -1,990 | -1,896 | -2,856 | -3,382 | -1,367 | 112 | -1,685 | -1,921 | -1,137 | -1,733 |
| Cash from Financing | 361 | -96 | -310 | -420 | -212 | -879 | -695 | -355 | -257 | -336 |
| -1 | 398 | -190 | -369 | 195 | 42 | -90 | 131 | -247 | 554 | |
| Free Cash Flow | 1,593 | 2,347 | 2,859 | 3,164 | 1,726 | 701 | 2,197 | 2,170 | 938 | 2,455 |
| OCF / Net Profit | 2.32 | 2.77 | 2.84 | 2.88 | 1.20 | 0.64 | 1.32 | 1.25 | 0.46 | 0.95 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 11,688 | 10,797 | 10,647 | 9,958 | 7,731 | 8,461 |
| OCF / Net Profit | 2.32 | 2.77 | 2.84 | 2.88 | 1.20 | 0.64 | 1.32 | 1.25 | 0.46 | 0.95 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 11,688 | 10,797 | 10,647 | 9,958 | 7,731 | 8,461 |
Mar 2017
- 1,628
- Cash from Investing
- -1,990
- Cash from Financing
- 361
- -1
- Free Cash Flow
- 1,593
- OCF / Net Profit
- 2.32
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 2.32
- Cumulative 5-Year FCF
- 0
Mar 2018
- 2,390
- Cash from Investing
- -1,896
- Cash from Financing
- -96
- 398
- Free Cash Flow
- 2,347
- OCF / Net Profit
- 2.77
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 2.77
- Cumulative 5-Year FCF
- 0
Mar 2019
- 2,976
- Cash from Investing
- -2,856
- Cash from Financing
- -310
- -190
- Free Cash Flow
- 2,859
- OCF / Net Profit
- 2.84
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 2.84
- Cumulative 5-Year FCF
- 0
Mar 2020
- 3,433
- Cash from Investing
- -3,382
- Cash from Financing
- -420
- -369
- Free Cash Flow
- 3,164
- OCF / Net Profit
- 2.88
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 2.88
- Cumulative 5-Year FCF
- 0
Mar 2021
- 1,774
- Cash from Investing
- -1,367
- Cash from Financing
- -212
- 195
- Free Cash Flow
- 1,726
- OCF / Net Profit
- 1.20
- Cumulative 5-Year FCF
- 11,688
- OCF / Net Profit
- 1.20
- Cumulative 5-Year FCF
- 11,688
Mar 2022
- 809
- Cash from Investing
- 112
- Cash from Financing
- -879
- 42
- Free Cash Flow
- 701
- OCF / Net Profit
- 0.64
- Cumulative 5-Year FCF
- 10,797
- OCF / Net Profit
- 0.64
- Cumulative 5-Year FCF
- 10,797
Mar 2023
- 2,290
- Cash from Investing
- -1,685
- Cash from Financing
- -695
- -90
- Free Cash Flow
- 2,197
- OCF / Net Profit
- 1.32
- Cumulative 5-Year FCF
- 10,647
- OCF / Net Profit
- 1.32
- Cumulative 5-Year FCF
- 10,647
Mar 2024
- 2,407
- Cash from Investing
- -1,921
- Cash from Financing
- -355
- 131
- Free Cash Flow
- 2,170
- OCF / Net Profit
- 1.25
- Cumulative 5-Year FCF
- 9,958
- OCF / Net Profit
- 1.25
- Cumulative 5-Year FCF
- 9,958
Mar 2025
- 1,147
- Cash from Investing
- -1,137
- Cash from Financing
- -257
- -247
- Free Cash Flow
- 938
- OCF / Net Profit
- 0.46
- Cumulative 5-Year FCF
- 7,731
- OCF / Net Profit
- 0.46
- Cumulative 5-Year FCF
- 7,731
Mar 2026
- 2,622
- Cash from Investing
- -1,733
- Cash from Financing
- -336
- 554
- Free Cash Flow
- 2,455
- OCF / Net Profit
- 0.95
- Cumulative 5-Year FCF
- 8,461
- OCF / Net Profit
- 0.95
- Cumulative 5-Year FCF
- 8,461
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 15.56 | 18.98 | 23.10 | 26.27 | 32.40 | 25.89 | 35.21 | 38.94 | 50.60 | 55.61 |
| Book Value (₹) | 82.57 | 100.04 | 117.11 | 134.97 | 163.56 | 185.57 | 211.60 | 242.74 | 287.46 | 335.51 |
| Dividend per Share (₹) | 3.50 | 4.00 | 6.00 | 3.50 | 8.00 | 9.00 | 10.00 | 11.00 | 12.50 | 13.50 |
| Cash EPS (₹) | 15.56 | 18.98 | 23.10 | 26.27 | 32.40 | 25.89 | 35.21 | 38.94 | 50.60 | 55.61 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 11.47% | 13.36% | 14.70% | 16.42% | 19.53% | 13.77% | 16.07% | -5.86% | -4.39% | -4.98% |
| Net Margin % | 11.39% | 12.47% | 12.53% | 12.69% | 14.71% | 9.75% | 11.66% | 11.38% | 12.67% | 12.45% |
| ROE % | 20.34% | 20.85% | 21.28% | 20.84% | 21.71% | 15.36% | 17.73% | 17.17% | 19.14% | 17.90% |
| ROCE % | 24.64% | 25.90% | 29.51% | 27.32% | 26.88% | 19.48% | 21.35% | 22.79% | 25.31% | 23.62% |
| 16.76% | 16.19% | 17.63% | 19.36% | 19.92% | 13.87% | 16.98% | 16.24% | 17.94% | 17.85% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 0.13x | 0.11x | 0.09x | 0.08x | 0.07x | 0.03x | 0.00x | 0.00x | 0.00x | 0.00x |
| Interest Coverage (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| 0.43x | 0.46x | 0.38x | 0.32x | 0.24x | 0.27x | 0.25x | 0.27x | 0.27x | 0.28x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 27.83% | 12.14% | 21.18% | 12.28% | 6.49% | 30.14% | 13.74% | 13.79% | 17.39% | 12.44% |
| Operating Profit Growth % | 47.28% | 30.60% | 33.31% | 25.39% | 26.64% | -8.26% | 32.79% | -20.00% | 18.94% | 11.33% |
| Net Profit Growth % | 38.32% | 22.78% | 21.76% | 13.77% | 23.40% | -13.72% | 36.04% | 10.96% | 30.74% | 10.51% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 10.61% | 29.93% | 9.90% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 43.27x | 35.42x | 30.76x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 6.94x | 6.23x | 5.10x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.65% | 0.70% | 0.79% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 43.40x | 39.15x | 33.39x |
Mar 2017
- EPS (₹)
- 15.56
- Book Value (₹)
- 82.57
- Dividend per Share (₹)
- 3.50
- Cash EPS (₹)
- 15.56
- Operating Margin %
- 11.47%
- Net Margin %
- 11.39%
- ROE %
- 20.34%
- ROCE %
- 24.64%
- 16.76%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.13x
- Interest Coverage (x)
- 0.00x
- 0.43x
- Revenue Growth %
- 27.83%
- Operating Profit Growth %
- 47.28%
- Net Profit Growth %
- 38.32%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 18.98
- Book Value (₹)
- 100.04
- Dividend per Share (₹)
- 4.00
- Cash EPS (₹)
- 18.98
- Operating Margin %
- 13.36%
- Net Margin %
- 12.47%
- ROE %
- 20.85%
- ROCE %
- 25.90%
- 16.19%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.11x
- Interest Coverage (x)
- 0.00x
- 0.46x
- Revenue Growth %
- 12.14%
- Operating Profit Growth %
- 30.60%
- Net Profit Growth %
- 22.78%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 23.10
- Book Value (₹)
- 117.11
- Dividend per Share (₹)
- 6.00
- Cash EPS (₹)
- 23.10
- Operating Margin %
- 14.70%
- Net Margin %
- 12.53%
- ROE %
- 21.28%
- ROCE %
- 29.51%
- 17.63%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.09x
- Interest Coverage (x)
- 0.00x
- 0.38x
- Revenue Growth %
- 21.18%
- Operating Profit Growth %
- 33.31%
- Net Profit Growth %
- 21.76%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- 26.27
- Book Value (₹)
- 134.97
- Dividend per Share (₹)
- 3.50
- Cash EPS (₹)
- 26.27
- Operating Margin %
- 16.42%
- Net Margin %
- 12.69%
- ROE %
- 20.84%
- ROCE %
- 27.32%
- 19.36%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.08x
- Interest Coverage (x)
- 0.00x
- 0.32x
- Revenue Growth %
- 12.28%
- Operating Profit Growth %
- 25.39%
- Net Profit Growth %
- 13.77%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- 32.40
- Book Value (₹)
- 163.56
- Dividend per Share (₹)
- 8.00
- Cash EPS (₹)
- 32.40
- Operating Margin %
- 19.53%
- Net Margin %
- 14.71%
- ROE %
- 21.71%
- ROCE %
- 26.88%
- 19.92%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.07x
- Interest Coverage (x)
- 0.00x
- 0.24x
- Revenue Growth %
- 6.49%
- Operating Profit Growth %
- 26.64%
- Net Profit Growth %
- 23.40%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- 25.89
- Book Value (₹)
- 185.57
- Dividend per Share (₹)
- 9.00
- Cash EPS (₹)
- 25.89
- Operating Margin %
- 13.77%
- Net Margin %
- 9.75%
- ROE %
- 15.36%
- ROCE %
- 19.48%
- 13.87%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.03x
- Interest Coverage (x)
- 0.00x
- 0.27x
- Revenue Growth %
- 30.14%
- Operating Profit Growth %
- -8.26%
- Net Profit Growth %
- -13.72%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 35.21
- Book Value (₹)
- 211.60
- Dividend per Share (₹)
- 10.00
- Cash EPS (₹)
- 35.21
- Operating Margin %
- 16.07%
- Net Margin %
- 11.66%
- ROE %
- 17.73%
- ROCE %
- 21.35%
- 16.98%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.25x
- Revenue Growth %
- 13.74%
- Operating Profit Growth %
- 32.79%
- Net Profit Growth %
- 36.04%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 38.94
- Book Value (₹)
- 242.74
- Dividend per Share (₹)
- 11.00
- Cash EPS (₹)
- 38.94
- Operating Margin %
- -5.86%
- Net Margin %
- 11.38%
- ROE %
- 17.17%
- ROCE %
- 22.79%
- 16.24%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.27x
- Revenue Growth %
- 13.79%
- Operating Profit Growth %
- -20.00%
- Net Profit Growth %
- 10.96%
- 10.61%
- P/E (x)
- 43.27x
- P/B (x)
- 6.94x
- Dividend Yield %
- 0.65%
- 43.40x
Mar 2025
- EPS (₹)
- 50.60
- Book Value (₹)
- 287.46
- Dividend per Share (₹)
- 12.50
- Cash EPS (₹)
- 50.60
- Operating Margin %
- -4.39%
- Net Margin %
- 12.67%
- ROE %
- 19.14%
- ROCE %
- 25.31%
- 17.94%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.27x
- Revenue Growth %
- 17.39%
- Operating Profit Growth %
- 18.94%
- Net Profit Growth %
- 30.74%
- 29.93%
- P/E (x)
- 35.42x
- P/B (x)
- 6.23x
- Dividend Yield %
- 0.70%
- 39.15x
Mar 2026
- EPS (₹)
- 55.61
- Book Value (₹)
- 335.51
- Dividend per Share (₹)
- 13.50
- Cash EPS (₹)
- 55.61
- Operating Margin %
- -4.98%
- Net Margin %
- 12.45%
- ROE %
- 17.90%
- ROCE %
- 23.62%
- 17.85%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.28x
- Revenue Growth %
- 12.44%
- Operating Profit Growth %
- 11.33%
- Net Profit Growth %
- 10.51%
- 9.90%
- P/E (x)
- 30.76x
- P/B (x)
- 5.10x
- Dividend Yield %
- 0.79%
- 33.39x
Documents
Announcements
- General Updates
2026-08-20 - ICICI Lombard General Insurance Company Limited has informed the Exchange about Schedule of Analyst/Institutional Investor Meet(s) to be held in the month of September, 2026
- ESOP/ESOS/ESPS
2026-08-12 - ICICI Lombard General Insurance Company Limited has informed the Exchange regarding Allotment of 13890 Shares.
Annual Reports
Nothing filed yet.
Credit Ratings
- Credit Rating
2026-06-12 - ICICI Lombard General Insurance Company Limited has informed the Exchange about Credit Rating
- Credit Rating- Revision
2026-02-28 - ICICI Lombard General Insurance Company Limited has informed the Exchange about Credit Rating- Revision
Concalls
Jul 2026
Apr 2026
Jan 2026