IDBI Bank Ltd.
•2026-08-21
ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Retail Banking: 58.0% • Treasury: 26.0% • Wholesale Banking: 14.4% • Other Banking Operation: 1.0% • Unallocated: 0.5%
PROS
- Company has delivered good profit growth of 44.8% CAGR over last 5 years
- Comfortable capital adequacy - CAR of 26.6%
- Solid return on assets for a lender - ROA of 2.2%
- Strong return ratios for a lender: 3Y avg ROE 15.6%, ROA 1.9%
- Company has consistently been profitable over the last 5 years
- Strong provisioning - provision coverage ratio of 99.3%
CONS
- A large part of profit comes from other income (56.9% of PBT)
- Operating margins have contracted to 36.5% from 42.8%
- Company has delivered a poor sales growth of 7.8% over past five years
- Though reporting repeated profits, the company pays out little dividend (0.0%)
- Growth is decelerating - 3Y profit CAGR (35.7%) trails the 5Y trend (44.8%)
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | HDFCBANK | 720.15 | 14.05 | 1109831.87 | 2.15 | 203826.90 | 1092.64 | 905753.30 | 936.66 | 12.81 | 35.64 |
| 2. | ICICIBANK | 1401.80 | 17.94 | 1006008.51 | 0.86 | 16209.74 | 12.62 | 52240.85 | 6.44 | 16.51 | 32.39 |
| 3. | KOTAKBANK | 392.05 | 19.21 | 389986.67 | 0.17 | 5487.06 | 23.89 | 18354.57 | 6.41 | 12.05 | 19.05 |
| 4. | AXISBANK | 1232.35 | 13.81 | 383618.90 | 0.08 | 7656.51 | 22.31 | 35541.96 | 9.87 | 11.04 | 63.88 |
| 5. | FEDERALBNK | 359.45 | 18.97 | 88849.29 | 0.33 | 1297.61 | 37.06 | 7861.58 | 9.94 | 10.98 | 66.11 |
| 6. | IDBI | 80.72 | 9.31 | 86793.39 | 0.00 | 2130.57 | 5.27 | 7549.28 | 7.44 | 14.76 | 76.80 |
| 7. | AUBANK | 1071.30 | 44.12 | 80340.09 | 0.09 | 7959.53 | 1270.31 | 53027.42 | 1111.10 | 14.17 | 56.24 |
| 8. | INDUSINDBK | 1011.95 | 59.63 | 78845.13 | 0.15 | 1037.02 | 71.68 | 11309.94 | -7.78 | 4.97 | 55.07 |
| 9. | IDFCFIRSTB | 85.20 | 31.87 | 73452.79 | 0.29 | 1147.82 | 153.12 | 11051.09 | 14.61 | 5.42 | 38.45 |
| 10. | YESBANK | 22.71 | 18.88 | 71281.66 | 0.00 | 1071.81 | 32.53 | 8054.49 | 5.92 | 8.04 | 58.47 |
| 11. | RBLBANK | 381.00 | 65.69 | 59059.12 | 0.26 | 2342.30 | 993.41 | 38402.40 | 1015.97 | 6.49 | 40.95 |
| 12. | KARURVYSYA | 331.20 | 0.00 | 32017.55 | 0.79 | 755.70 | 44.92 | 3049.42 | 18.72 | 23.62 | 71.82 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 6,864 | 6,038 | 6,549 | 6,995 | 6,670 | 7,445 | 7,819 | 6,983 | 7,027 | 7,109 | 7,080 | 7,804 | 7,549 | |
| Interest Expended | 2,861 | 2,966 | 3,102 | 3,298 | 3,428 | 3,562 | 3,583 | 3,683 | 3,851 | 3,816 | 3,862 | 3,944 | 4,053 |
| Net Interest Income | 4,003 | 3,072 | 3,447 | 3,697 | 3,242 | 3,883 | 4,236 | 3,300 | 3,175 | 3,293 | 3,218 | 3,859 | 3,497 |
| 907 | 1,025 | 1,031 | 961 | 857 | 1,368 | 810 | 2,107 | 1,472 | 2,155 | 1,271 | 1,714 | 1,084 | |
| Total Income | 0 | 0 | 0 | 0 | 7,527 | 8,813 | 8,629 | 9,090 | 8,499 | 9,264 | 8,352 | 9,518 | 8,633 |
| Operating Expenses | 0 | 0 | 0 | 0 | 19,966 | 22,266 | 22,162 | 21,796 | 22,695 | 23,002 | 25,390 | 24,664 | 2,387 |
| Operating Profit | 0 | 0 | 0 | 0 | 21,023 | 30,241 | 28,297 | 32,270 | 23,777 | 31,470 | 19,501 | 31,068 | 2,193 |
| Provisions & Contingencies | 0 | 0 | 0 | 0 | -4,433 | 5,543 | 1,662 | 2,355 | -1,788 | -6,496 | -5,389 | 2,910 | -636 |
| Profit before Tax | 1,843 | 2,397 | 2,034 | 2,093 | 2,546 | 2,470 | 2,664 | 2,991 | 2,557 | 3,797 | 2,489 | 2,816 | 2,829 |
| Tax % | 33.04% | 41.87% | 27.20% | 20.92% | 31.68% | 25.15% | 27.57% | 30.74% | 20.84% | 14.64% | 21.28% | 29.42% | 24.70% |
| Net Profit | 0 | 0 | 0 | 0 | 1,739 | 1,849 | 1,929 | 2,072 | 2,024 | 3,241 | 1,959 | 1,987 | 2,131 |
| EPS | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 2 | 2 | 0 |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 99.34% | 99.42% | 0.00% | 0.00% | 99.31% | 99.26% | 99.33% | 0.00% | 99.31% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 22.57% | 22.13% | 22.13% | 25.20% | 25.53% | 25.53% | 24.77% | 26.80% | 27.04% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 99.34% | 99.42% | 0.00% | 0.00% | 99.31% | 99.26% | 99.33% | 0.00% | 99.31% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 22.57% | 22.13% | 22.13% | 25.20% | 25.53% | 25.53% | 24.77% | 26.80% | 27.04% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
- 6,864
- Interest Expended
- 2,861
- Net Interest Income
- 4,003
- 907
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 1,843
- Tax %
- 33.04%
- Net Profit
- 0
- EPS
- 1
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 6,038
- Interest Expended
- 2,966
- Net Interest Income
- 3,072
- 1,025
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 2,397
- Tax %
- 41.87%
- Net Profit
- 0
- EPS
- 1
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 6,549
- Interest Expended
- 3,102
- Net Interest Income
- 3,447
- 1,031
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 2,034
- Tax %
- 27.20%
- Net Profit
- 0
- EPS
- 1
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 6,995
- Interest Expended
- 3,298
- Net Interest Income
- 3,697
- 961
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 2,093
- Tax %
- 20.92%
- Net Profit
- 0
- EPS
- 2
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 6,670
- Interest Expended
- 3,428
- Net Interest Income
- 3,242
- 857
- Total Income
- 7,527
- Operating Expenses
- 19,966
- Operating Profit
- 21,023
- Provisions & Contingencies
- -4,433
- Profit before Tax
- 2,546
- Tax %
- 31.68%
- Net Profit
- 1,739
- EPS
- 2
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.34%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 22.57%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.34%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 22.57%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 7,445
- Interest Expended
- 3,562
- Net Interest Income
- 3,883
- 1,368
- Total Income
- 8,813
- Operating Expenses
- 22,266
- Operating Profit
- 30,241
- Provisions & Contingencies
- 5,543
- Profit before Tax
- 2,470
- Tax %
- 25.15%
- Net Profit
- 1,849
- EPS
- 2
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.42%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 22.13%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.42%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 22.13%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 7,819
- Interest Expended
- 3,583
- Net Interest Income
- 4,236
- 810
- Total Income
- 8,629
- Operating Expenses
- 22,162
- Operating Profit
- 28,297
- Provisions & Contingencies
- 1,662
- Profit before Tax
- 2,664
- Tax %
- 27.57%
- Net Profit
- 1,929
- EPS
- 2
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 22.13%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 22.13%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 6,983
- Interest Expended
- 3,683
- Net Interest Income
- 3,300
- 2,107
- Total Income
- 9,090
- Operating Expenses
- 21,796
- Operating Profit
- 32,270
- Provisions & Contingencies
- 2,355
- Profit before Tax
- 2,991
- Tax %
- 30.74%
- Net Profit
- 2,072
- EPS
- 2
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 25.20%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 25.20%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 7,027
- Interest Expended
- 3,851
- Net Interest Income
- 3,175
- 1,472
- Total Income
- 8,499
- Operating Expenses
- 22,695
- Operating Profit
- 23,777
- Provisions & Contingencies
- -1,788
- Profit before Tax
- 2,557
- Tax %
- 20.84%
- Net Profit
- 2,024
- EPS
- 2
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.31%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 25.53%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.31%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 25.53%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 7,109
- Interest Expended
- 3,816
- Net Interest Income
- 3,293
- 2,155
- Total Income
- 9,264
- Operating Expenses
- 23,002
- Operating Profit
- 31,470
- Provisions & Contingencies
- -6,496
- Profit before Tax
- 3,797
- Tax %
- 14.64%
- Net Profit
- 3,241
- EPS
- 3
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.26%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 25.53%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.26%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 25.53%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 7,080
- Interest Expended
- 3,862
- Net Interest Income
- 3,218
- 1,271
- Total Income
- 8,352
- Operating Expenses
- 25,390
- Operating Profit
- 19,501
- Provisions & Contingencies
- -5,389
- Profit before Tax
- 2,489
- Tax %
- 21.28%
- Net Profit
- 1,959
- EPS
- 2
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.33%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 24.77%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.33%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 24.77%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 7,804
- Interest Expended
- 3,944
- Net Interest Income
- 3,859
- 1,714
- Total Income
- 9,518
- Operating Expenses
- 24,664
- Operating Profit
- 31,068
- Provisions & Contingencies
- 2,910
- Profit before Tax
- 2,816
- Tax %
- 29.42%
- Net Profit
- 1,987
- EPS
- 2
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 26.80%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 26.80%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 7,549
- Interest Expended
- 4,053
- Net Interest Income
- 3,497
- 1,084
- Total Income
- 8,633
- Operating Expenses
- 2,387
- Operating Profit
- 2,193
- Provisions & Contingencies
- -636
- Profit before Tax
- 2,829
- Tax %
- 24.70%
- Net Profit
- 2,131
- EPS
- 0
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.31%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 27.04%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.31%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 27.04%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 26,446 | 28,917 | 29,020 | — | |
| Interest Expended | 22,019 | 17,376 | 16,162 | 13,841 | 11,408 | 9,122 | 9,130 | 12,226 | 14,257 | 15,474 | 15,676 |
| Net Interest Income | -22,019 | -17,376 | -16,162 | -13,841 | -11,408 | -9,122 | -9,130 | 14,219 | 14,661 | 13,545 | — |
| 4,207 | 7,248 | 3,535 | 4,631 | 4,782 | 4,919 | 4,575 | 3,925 | 5,142 | 6,612 | 6,224 | |
| Total Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 30,370 | 34,059 | 35,631 | 35,766 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8,370 | 8,619 | 9,575 | — | |
| Operating Profit | -22,019 | -17,376 | -16,162 | -13,841 | -11,408 | -9,122 | -9,130 | 9,774 | 11,183 | 10,582 | — |
| 13,099 | 20,450 | 25,565 | 13,015 | 4,217 | 0 | 1,865 | 1,449 | 541 | -1,043 | — | |
| Profit before Tax | -8,529 | -12,512 | -22,724 | -8,928 | 2,459 | 2,518 | 5,279 | 8,324 | 10,642 | 11,624 | 11,931 |
| Tax % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 31 | 29 | 21 | 22 |
| Net Profit | -5,069 | -8,157 | -15,013 | -12,847 | 1,449 | 2,518 | 3,687 | 5,763 | 7,589 | 9,211 | 9,318 |
| EPS | -24 | -34 | -30 | -14 | 1 | 2 | 3 | 5 | 7 | 9 | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
- 0
- Interest Expended
- 22,019
- Net Interest Income
- -22,019
- 4,207
- Total Income
- 0
- 0
- Operating Profit
- -22,019
- 13,099
- Profit before Tax
- -8,529
- Tax %
- 0
- Net Profit
- -5,069
- EPS
- -24
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 17,376
- Net Interest Income
- -17,376
- 7,248
- Total Income
- 0
- 0
- Operating Profit
- -17,376
- 20,450
- Profit before Tax
- -12,512
- Tax %
- 0
- Net Profit
- -8,157
- EPS
- -34
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 16,162
- Net Interest Income
- -16,162
- 3,535
- Total Income
- 0
- 0
- Operating Profit
- -16,162
- 25,565
- Profit before Tax
- -22,724
- Tax %
- 0
- Net Profit
- -15,013
- EPS
- -30
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 13,841
- Net Interest Income
- -13,841
- 4,631
- Total Income
- 0
- 0
- Operating Profit
- -13,841
- 13,015
- Profit before Tax
- -8,928
- Tax %
- 0
- Net Profit
- -12,847
- EPS
- -14
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 11,408
- Net Interest Income
- -11,408
- 4,782
- Total Income
- 0
- 0
- Operating Profit
- -11,408
- 4,217
- Profit before Tax
- 2,459
- Tax %
- 0
- Net Profit
- 1,449
- EPS
- 1
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 9,122
- Net Interest Income
- -9,122
- 4,919
- Total Income
- 0
- 0
- Operating Profit
- -9,122
- 0
- Profit before Tax
- 2,518
- Tax %
- 0
- Net Profit
- 2,518
- EPS
- 2
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 9,130
- Net Interest Income
- -9,130
- 4,575
- Total Income
- 0
- 0
- Operating Profit
- -9,130
- 1,865
- Profit before Tax
- 5,279
- Tax %
- 0
- Net Profit
- 3,687
- EPS
- 3
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 26,446
- Interest Expended
- 12,226
- Net Interest Income
- 14,219
- 3,925
- Total Income
- 30,370
- 8,370
- Operating Profit
- 9,774
- 1,449
- Profit before Tax
- 8,324
- Tax %
- 31
- Net Profit
- 5,763
- EPS
- 5
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 28,917
- Interest Expended
- 14,257
- Net Interest Income
- 14,661
- 5,142
- Total Income
- 34,059
- 8,619
- Operating Profit
- 11,183
- 541
- Profit before Tax
- 10,642
- Tax %
- 29
- Net Profit
- 7,589
- EPS
- 7
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 29,020
- Interest Expended
- 15,474
- Net Interest Income
- 13,545
- 6,612
- Total Income
- 35,631
- 9,575
- Operating Profit
- 10,582
- -1,043
- Profit before Tax
- 11,624
- Tax %
- 21
- Net Profit
- 9,211
- EPS
- 9
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- —
- Interest Expended
- 15,676
- Net Interest Income
- —
- 6,224
- Total Income
- 35,766
- —
- Operating Profit
- —
- —
- Profit before Tax
- 11,931
- Tax %
- 22
- Net Profit
- 9,318
- EPS
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 0%
- 5 Years:
- 8%
- 3 Years:
- 12%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- 43%
- 3 Years:
- 35%
STOCK PRICE CAGR
- 10 Years:
- 1%
- 5 Years:
- 17%
- 3 Years:
- 10%
- 1 Year:
- -9%
RETURN ON EQUITY
- 10 Years:
- -11%
- 5 Years:
- 13%
- 3 Years:
- 16%
- Last Year:
- 16%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 2,059 | 3,084 | 7,736 | 10,381 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 |
| 21,203 | 18,824 | 30,610 | 24,455 | 26,876 | 31,819 | 35,567 | 40,321 | 50,868 | 57,812 | |
| 2,68,216 | 2,47,777 | 2,27,190 | 2,22,214 | 2,30,660 | 2,32,850 | 2,55,313 | 2,77,366 | 3,09,893 | 3,46,776 | |
| 56,364 | 63,186 | 45,288 | 36,749 | 15,908 | 14,345 | 12,638 | 17,083 | 19,932 | 28,104 | |
| Other Liabilities & Provisions | 14,575 | 17,953 | 10,190 | 6,797 | 14,344 | 12,645 | 17,089 | 18,985 | 21,397 | 23,764 |
| Total Liabilities | 3,62,488 | 3,50,909 | 3,21,111 | 3,00,699 | 2,98,653 | 3,02,540 | 3,31,498 | 36 | 41 | 47 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 13,350 | 13,169 | 12,732 | 10,539 | 13,013 | 27,796 | 16,639 | 13,991 | 21,294 | 33,230 | |
| Balances with Banks & Money at Call | 19,383 | 20,612 | 8,572 | 19,956 | 22,295 | 8,005 | 12,608 | 12,018 | 23,182 | 23,684 |
| 93,075 | 91,848 | 93,328 | 81,996 | 81,471 | 83,475 | 1,00,409 | 1,15,719 | 1,18,453 | 1,28,440 | |
| 1,90,826 | 1,71,740 | 1,46,790 | 1,29,845 | 1,28,152 | 1,36,959 | 1,62,546 | 1,88,576 | 2,18,399 | 2,53,624 | |
| 6,894 | 6,352 | 7,843 | 7,721 | 7,404 | 9,588 | 9,305 | 9,435 | 12,120 | 9,685 | |
| 38,422 | 46,687 | 51,379 | 50,156 | 45,849 | 36,318 | 29,516 | 24,813 | 19,479 | 18,632 | |
| Total Assets | 3,62,488 | 3,50,909 | 3,21,111 | 3,00,699 | 2,98,653 | 3,02,540 | 3,31,498 | 36 | 41 | 47 |
| CASA Deposits | 50,384 | 57,125 | 61,414 | 65,658 | 75,891 | 86,804 | 86,499 | 91,013 | 82,372 | 91,059 |
| CASA Ratio (%) | 18.78 | 23.06 | 27.03 | 29.55 | 32.90 | 37.28 | 33.88 | 32.81 | 26.58 | 26.26 |
| Credit-Deposit Ratio (%) | 71.15 | 69.31 | 64.61 | 58.43 | 55.56 | 58.82 | 63.67 | 67.99 | 70.48 | 73.14 |
| Contingent Liabilities | 1,86,090 | 1,98,046 | 1,40,905 | 1,17,160 | 2,20,743 | 3,32,227 | 1,76,929 | 1,97,056 | 3,23,029 | 2,75,404 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12,364 | 12,758 | 14,076 |
| Book Value per Share | 86.67 | 54.65 | 40.87 | 27.29 | 29.15 | 31.72 | 35.45 | 40.12 | 47.53 | 56.31 |
| CASA Deposits | 50,384 | 57,125 | 61,414 | 65,658 | 75,891 | 86,804 | 86,499 | 91,013 | 82,372 | 91,059 |
| CASA Ratio (%) | 18.78 | 23.06 | 27.03 | 29.55 | 32.90 | 37.28 | 33.88 | 32.81 | 26.58 | 26.26 |
| Credit-Deposit Ratio (%) | 71.15 | 69.31 | 64.61 | 58.43 | 55.56 | 58.82 | 63.67 | 67.99 | 70.48 | 73.14 |
| Contingent Liabilities | 1,86,090 | 1,98,046 | 1,40,905 | 1,17,160 | 2,20,743 | 3,32,227 | 1,76,929 | 1,97,056 | 3,23,029 | 2,75,404 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12,364 | 12,758 | 14,076 |
| Book Value per Share | 86.67 | 54.65 | 40.87 | 27.29 | 29.15 | 31.72 | 35.45 | 40.12 | 47.53 | 56.31 |
- Equity Capital
- 2,059
- 21,203
- 2,68,216
- 56,364
- Other Liabilities & Provisions
- 14,575
- Total Liabilities
- 3,62,488
- 13,350
- Balances with Banks & Money at Call
- 19,383
- 93,075
- 1,90,826
- 6,894
- 38,422
- Total Assets
- 3,62,488
- CASA Deposits
- 50,384
- CASA Ratio (%)
- 18.78
- Credit-Deposit Ratio (%)
- 71.15
- Contingent Liabilities
- 1,86,090
- Bills for Collection
- 0
- Book Value per Share
- 86.67
- CASA Deposits
- 50,384
- CASA Ratio (%)
- 18.78
- Credit-Deposit Ratio (%)
- 71.15
- Contingent Liabilities
- 1,86,090
- Bills for Collection
- 0
- Book Value per Share
- 86.67
- Equity Capital
- 3,084
- 18,824
- 2,47,777
- 63,186
- Other Liabilities & Provisions
- 17,953
- Total Liabilities
- 3,50,909
- 13,169
- Balances with Banks & Money at Call
- 20,612
- 91,848
- 1,71,740
- 6,352
- 46,687
- Total Assets
- 3,50,909
- CASA Deposits
- 57,125
- CASA Ratio (%)
- 23.06
- Credit-Deposit Ratio (%)
- 69.31
- Contingent Liabilities
- 1,98,046
- Bills for Collection
- 0
- Book Value per Share
- 54.65
- CASA Deposits
- 57,125
- CASA Ratio (%)
- 23.06
- Credit-Deposit Ratio (%)
- 69.31
- Contingent Liabilities
- 1,98,046
- Bills for Collection
- 0
- Book Value per Share
- 54.65
- Equity Capital
- 7,736
- 30,610
- 2,27,190
- 45,288
- Other Liabilities & Provisions
- 10,190
- Total Liabilities
- 3,21,111
- 12,732
- Balances with Banks & Money at Call
- 8,572
- 93,328
- 1,46,790
- 7,843
- 51,379
- Total Assets
- 3,21,111
- CASA Deposits
- 61,414
- CASA Ratio (%)
- 27.03
- Credit-Deposit Ratio (%)
- 64.61
- Contingent Liabilities
- 1,40,905
- Bills for Collection
- 0
- Book Value per Share
- 40.87
- CASA Deposits
- 61,414
- CASA Ratio (%)
- 27.03
- Credit-Deposit Ratio (%)
- 64.61
- Contingent Liabilities
- 1,40,905
- Bills for Collection
- 0
- Book Value per Share
- 40.87
- Equity Capital
- 10,381
- 24,455
- 2,22,214
- 36,749
- Other Liabilities & Provisions
- 6,797
- Total Liabilities
- 3,00,699
- 10,539
- Balances with Banks & Money at Call
- 19,956
- 81,996
- 1,29,845
- 7,721
- 50,156
- Total Assets
- 3,00,699
- CASA Deposits
- 65,658
- CASA Ratio (%)
- 29.55
- Credit-Deposit Ratio (%)
- 58.43
- Contingent Liabilities
- 1,17,160
- Bills for Collection
- 0
- Book Value per Share
- 27.29
- CASA Deposits
- 65,658
- CASA Ratio (%)
- 29.55
- Credit-Deposit Ratio (%)
- 58.43
- Contingent Liabilities
- 1,17,160
- Bills for Collection
- 0
- Book Value per Share
- 27.29
- Equity Capital
- 10,752
- 26,876
- 2,30,660
- 15,908
- Other Liabilities & Provisions
- 14,344
- Total Liabilities
- 2,98,653
- 13,013
- Balances with Banks & Money at Call
- 22,295
- 81,471
- 1,28,152
- 7,404
- 45,849
- Total Assets
- 2,98,653
- CASA Deposits
- 75,891
- CASA Ratio (%)
- 32.90
- Credit-Deposit Ratio (%)
- 55.56
- Contingent Liabilities
- 2,20,743
- Bills for Collection
- 0
- Book Value per Share
- 29.15
- CASA Deposits
- 75,891
- CASA Ratio (%)
- 32.90
- Credit-Deposit Ratio (%)
- 55.56
- Contingent Liabilities
- 2,20,743
- Bills for Collection
- 0
- Book Value per Share
- 29.15
- Equity Capital
- 10,752
- 31,819
- 2,32,850
- 14,345
- Other Liabilities & Provisions
- 12,645
- Total Liabilities
- 3,02,540
- 27,796
- Balances with Banks & Money at Call
- 8,005
- 83,475
- 1,36,959
- 9,588
- 36,318
- Total Assets
- 3,02,540
- CASA Deposits
- 86,804
- CASA Ratio (%)
- 37.28
- Credit-Deposit Ratio (%)
- 58.82
- Contingent Liabilities
- 3,32,227
- Bills for Collection
- 0
- Book Value per Share
- 31.72
- CASA Deposits
- 86,804
- CASA Ratio (%)
- 37.28
- Credit-Deposit Ratio (%)
- 58.82
- Contingent Liabilities
- 3,32,227
- Bills for Collection
- 0
- Book Value per Share
- 31.72
- Equity Capital
- 10,752
- 35,567
- 2,55,313
- 12,638
- Other Liabilities & Provisions
- 17,089
- Total Liabilities
- 3,31,498
- 16,639
- Balances with Banks & Money at Call
- 12,608
- 1,00,409
- 1,62,546
- 9,305
- 29,516
- Total Assets
- 3,31,498
- CASA Deposits
- 86,499
- CASA Ratio (%)
- 33.88
- Credit-Deposit Ratio (%)
- 63.67
- Contingent Liabilities
- 1,76,929
- Bills for Collection
- 0
- Book Value per Share
- 35.45
- CASA Deposits
- 86,499
- CASA Ratio (%)
- 33.88
- Credit-Deposit Ratio (%)
- 63.67
- Contingent Liabilities
- 1,76,929
- Bills for Collection
- 0
- Book Value per Share
- 35.45
- Equity Capital
- 10,752
- 40,321
- 2,77,366
- 17,083
- Other Liabilities & Provisions
- 18,985
- Total Liabilities
- 36
- 13,991
- Balances with Banks & Money at Call
- 12,018
- 1,15,719
- 1,88,576
- 9,435
- 24,813
- Total Assets
- 36
- CASA Deposits
- 91,013
- CASA Ratio (%)
- 32.81
- Credit-Deposit Ratio (%)
- 67.99
- Contingent Liabilities
- 1,97,056
- Bills for Collection
- 12,364
- Book Value per Share
- 40.12
- CASA Deposits
- 91,013
- CASA Ratio (%)
- 32.81
- Credit-Deposit Ratio (%)
- 67.99
- Contingent Liabilities
- 1,97,056
- Bills for Collection
- 12,364
- Book Value per Share
- 40.12
- Equity Capital
- 10,752
- 50,868
- 3,09,893
- 19,932
- Other Liabilities & Provisions
- 21,397
- Total Liabilities
- 41
- 21,294
- Balances with Banks & Money at Call
- 23,182
- 1,18,453
- 2,18,399
- 12,120
- 19,479
- Total Assets
- 41
- CASA Deposits
- 82,372
- CASA Ratio (%)
- 26.58
- Credit-Deposit Ratio (%)
- 70.48
- Contingent Liabilities
- 3,23,029
- Bills for Collection
- 12,758
- Book Value per Share
- 47.53
- CASA Deposits
- 82,372
- CASA Ratio (%)
- 26.58
- Credit-Deposit Ratio (%)
- 70.48
- Contingent Liabilities
- 3,23,029
- Bills for Collection
- 12,758
- Book Value per Share
- 47.53
- Equity Capital
- 10,752
- 57,812
- 3,46,776
- 28,104
- Other Liabilities & Provisions
- 23,764
- Total Liabilities
- 47
- 33,230
- Balances with Banks & Money at Call
- 23,684
- 1,28,440
- 2,53,624
- 9,685
- 18,632
- Total Assets
- 47
- CASA Deposits
- 91,059
- CASA Ratio (%)
- 26.26
- Credit-Deposit Ratio (%)
- 73.14
- Contingent Liabilities
- 2,75,404
- Bills for Collection
- 14,076
- Book Value per Share
- 56.31
- CASA Deposits
- 91,059
- CASA Ratio (%)
- 26.26
- Credit-Deposit Ratio (%)
- 73.14
- Contingent Liabilities
- 2,75,404
- Bills for Collection
- 14,076
- Book Value per Share
- 56.31
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 8,000 | -12,514 | -34,215 | 208 | 10,214 | 5,068 | -2,701 | -1,252 | 25,796 | 16,762 | |
| Cash from Investing | -464 | 720 | 116 | -296 | -59 | -195 | -294 | -222 | -344 | 1,422 |
| Cash from Financing | 1,889 | 12,843 | 21,622 | 9,279 | -5,342 | -4,383 | -3,569 | -1,768 | -6,990 | -5,765 |
| 9,424 | 1,049 | -12,477 | 9,191 | 4,813 | 490 | -6,565 | -3,242 | 18,462 | 12,419 |
- 8,000
- Cash from Investing
- -464
- Cash from Financing
- 1,889
- 9,424
- -12,514
- Cash from Investing
- 720
- Cash from Financing
- 12,843
- 1,049
- -34,215
- Cash from Investing
- 116
- Cash from Financing
- 21,622
- -12,477
- 208
- Cash from Investing
- -296
- Cash from Financing
- 9,279
- 9,191
- 10,214
- Cash from Investing
- -59
- Cash from Financing
- -5,342
- 4,813
- 5,068
- Cash from Investing
- -195
- Cash from Financing
- -4,383
- 490
- -2,701
- Cash from Investing
- -294
- Cash from Financing
- -3,569
- -6,565
- -1,252
- Cash from Investing
- -222
- Cash from Financing
- -1,768
- -3,242
- 25,796
- Cash from Investing
- -344
- Cash from Financing
- -6,990
- 18,462
- 16,762
- Cash from Investing
- 1,422
- Cash from Financing
- -5,765
- 12,419
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | -24.36 | -26.37 | -19.37 | -12.36 | 1.41 | 2.36 | 3.45 | 5.38 | 7.10 | 8.57 |
| Book Value (₹) | 86.67 | 54.65 | 40.87 | 27.29 | 29.15 | 31.72 | 35.45 | 40.12 | 47.53 | 56.31 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 1.50 | 2.10 | 0.00 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Net Interest Margin % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 4.30% | 3.84% | 3.09% |
| ROA % | -1.37% | -2.29% | -4.47% | -4.13% | 0.48% | 0.84% | 1.16% | 1.66% | 1.95% | 2.09% |
| ROE % | -25.16% | -47.02% | -61.94% | -42.86% | 4.85% | 7.69% | 10.21% | 14.19% | 16.10% | 16.50% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 46.13% | 43.53% | 47.50% | |
| ASSET QUALITY | - | - | - | - | - | - | - | - | - | - |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 99.42% | 99.33% |
| Slippage Ratio % | — | — | — | — | — | — | — | — | — | — |
| BALANCE SHEET & LIQUIDITY | - | - | - | - | - | - | - | - | - | - |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 50.43% | 46.55% | 44.57% |
| Credit-Deposit Ratio % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.06% | 0.06% | 0.08% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| GROWTH & VALUATION | - | - | - | - | - | - | - | - | - | - |
| Net Profit Growth % | -39.89% | -60.91% | -84.05% | 14.42% | 111.28% | 73.80% | 46.43% | 56.32% | 31.68% | 21.38% |
| Book Value Growth % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 13.17% | 18.47% | 18.47% |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 15.03x | 10.95x | 7.18x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 2.02x | 1.63x | 1.09x |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.85% | 2.70% | 0.00% |
- EPS (₹)
- -24.36
- Book Value (₹)
- 86.67
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -1.37%
- ROE %
- -25.16%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -39.89%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- -26.37
- Book Value (₹)
- 54.65
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -2.29%
- ROE %
- -47.02%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -60.91%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- -19.37
- Book Value (₹)
- 40.87
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -4.47%
- ROE %
- -61.94%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -84.05%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- -12.36
- Book Value (₹)
- 27.29
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -4.13%
- ROE %
- -42.86%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 14.42%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 1.41
- Book Value (₹)
- 29.15
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- 0.48%
- ROE %
- 4.85%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 111.28%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 2.36
- Book Value (₹)
- 31.72
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- 0.84%
- ROE %
- 7.69%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 73.80%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 3.45
- Book Value (₹)
- 35.45
- Dividend per Share (₹)
- 1.00
- Net Interest Margin %
- 0.00%
- ROA %
- 1.16%
- ROE %
- 10.21%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 46.43%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 5.38
- Book Value (₹)
- 40.12
- Dividend per Share (₹)
- 1.50
- Net Interest Margin %
- 4.30%
- ROA %
- 1.66%
- ROE %
- 14.19%
- 46.13%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 50.43%
- Credit-Deposit Ratio %
- 0.06%
- 0.00%
- Net Profit Growth %
- 56.32%
- Book Value Growth %
- 13.17%
- P/E (x)
- 15.03x
- P/B (x)
- 2.02x
- 1.85%
- EPS (₹)
- 7.10
- Book Value (₹)
- 47.53
- Dividend per Share (₹)
- 2.10
- Net Interest Margin %
- 3.84%
- ROA %
- 1.95%
- ROE %
- 16.10%
- 43.53%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.42%
- Slippage Ratio %
- —
- CASA %
- 46.55%
- Credit-Deposit Ratio %
- 0.06%
- 0.00%
- Net Profit Growth %
- 31.68%
- Book Value Growth %
- 18.47%
- P/E (x)
- 10.95x
- P/B (x)
- 1.63x
- 2.70%
- EPS (₹)
- 8.57
- Book Value (₹)
- 56.31
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 3.09%
- ROA %
- 2.09%
- ROE %
- 16.50%
- 47.50%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 99.33%
- Slippage Ratio %
- —
- CASA %
- 44.57%
- Credit-Deposit Ratio %
- 0.08%
- 0.00%
- Net Profit Growth %
- 21.38%
- Book Value Growth %
- 18.47%
- P/E (x)
- 7.18x
- P/B (x)
- 1.09x
- 0.00%
Documents
Announcements
- General Updates
2026-07-22 - IDBI Bank Limited has informed the Exchange about Notice about change in Designation of Board of Directors
- Shareholders meeting
2026-07-22 - IDBI Bank Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 21, 2026
Annual Reports
Credit Ratings
- Credit Rating- Revision
2025-09-19 - IDBI Bank Limited has informed the Exchange about Credit Rating- Revision
- Credit Rating
2025-09-18 - IDBI Bank Limited has informed the Exchange about Credit Rating
- Credit Rating
2025-09-03 - IDBI Bank Limited has informed the Exchange about Credit Rating

