IDBI Bank Ltd.

82.240.61%

2026-08-21

idbi.bank.inBSE: 500116NSE: IDBI
Market Cap₹ 86,793 Cr.
Current Price₹ 82
High / Low₹ 118 / 61
Stock P/E9.3
Book Value₹ 58
Price to Book1.09
Dividend Yield0.00 %
ROCE14.8 %
ROE16.5 %
Face Value₹ 10

Add ratio to table

ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Retail Banking: 58.0% • Treasury: 26.0% • Wholesale Banking: 14.4% • Other Banking Operation: 1.0% • Unallocated: 0.5%

PROS

  • Company has delivered good profit growth of 44.8% CAGR over last 5 years
  • Comfortable capital adequacy - CAR of 26.6%
  • Solid return on assets for a lender - ROA of 2.2%
  • Strong return ratios for a lender: 3Y avg ROE 15.6%, ROA 1.9%
  • Company has consistently been profitable over the last 5 years
  • Strong provisioning - provision coverage ratio of 99.3%

CONS

  • A large part of profit comes from other income (56.9% of PBT)
  • Operating margins have contracted to 36.5% from 42.8%
  • Company has delivered a poor sales growth of 7.8% over past five years
  • Though reporting repeated profits, the company pays out little dividend (0.0%)
  • Growth is decelerating - 3Y profit CAGR (35.7%) trails the 5Y trend (44.8%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.HDFCBANK720.1514.051109831.872.15203826.901092.64905753.30936.6612.8135.64
2.ICICIBANK1401.8017.941006008.510.8616209.7412.6252240.856.4416.5132.39
3.KOTAKBANK392.0519.21389986.670.175487.0623.8918354.576.4112.0519.05
4.AXISBANK1232.3513.81383618.900.087656.5122.3135541.969.8711.0463.88
5.FEDERALBNK359.4518.9788849.290.331297.6137.067861.589.9410.9866.11
6.IDBI80.729.3186793.390.002130.575.277549.287.4414.7676.80
7.AUBANK1071.3044.1280340.090.097959.531270.3153027.421111.1014.1756.24
8.INDUSINDBK1011.9559.6378845.130.151037.0271.6811309.94-7.784.9755.07
9.IDFCFIRSTB85.2031.8773452.790.291147.82153.1211051.0914.615.4238.45
10.YESBANK22.7118.8871281.660.001071.8132.538054.495.928.0458.47
11.RBLBANK381.0065.6959059.120.262342.30993.4138402.401015.976.4940.95
12.KARURVYSYA331.200.0032017.550.79755.7044.923049.4218.7223.6271.82
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023
6,864
Interest Expended
2,861
Net Interest Income
4,003
907
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
1,843
Tax %
33.04%
Net Profit
0
EPS
1
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Sep 2023
6,038
Interest Expended
2,966
Net Interest Income
3,072
1,025
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
2,397
Tax %
41.87%
Net Profit
0
EPS
1
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Dec 2023
6,549
Interest Expended
3,102
Net Interest Income
3,447
1,031
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
2,034
Tax %
27.20%
Net Profit
0
EPS
1
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Mar 2024
6,995
Interest Expended
3,298
Net Interest Income
3,697
961
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
2,093
Tax %
20.92%
Net Profit
0
EPS
2
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Jun 2024
6,670
Interest Expended
3,428
Net Interest Income
3,242
857
Total Income
7,527
Operating Expenses
19,966
Operating Profit
21,023
Provisions & Contingencies
-4,433
Profit before Tax
2,546
Tax %
31.68%
Net Profit
1,739
EPS
2
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.34%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
22.57%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.34%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
22.57%
Return on Assets %
0.00%
Branches / ATMs / Employees
Sep 2024
7,445
Interest Expended
3,562
Net Interest Income
3,883
1,368
Total Income
8,813
Operating Expenses
22,266
Operating Profit
30,241
Provisions & Contingencies
5,543
Profit before Tax
2,470
Tax %
25.15%
Net Profit
1,849
EPS
2
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.42%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
22.13%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.42%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
22.13%
Return on Assets %
0.00%
Branches / ATMs / Employees
Dec 2024
7,819
Interest Expended
3,583
Net Interest Income
4,236
810
Total Income
8,629
Operating Expenses
22,162
Operating Profit
28,297
Provisions & Contingencies
1,662
Profit before Tax
2,664
Tax %
27.57%
Net Profit
1,929
EPS
2
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
22.13%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
22.13%
Return on Assets %
0.00%
Branches / ATMs / Employees
Mar 2025
6,983
Interest Expended
3,683
Net Interest Income
3,300
2,107
Total Income
9,090
Operating Expenses
21,796
Operating Profit
32,270
Provisions & Contingencies
2,355
Profit before Tax
2,991
Tax %
30.74%
Net Profit
2,072
EPS
2
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
25.20%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
25.20%
Return on Assets %
0.00%
Branches / ATMs / Employees
Jun 2025
7,027
Interest Expended
3,851
Net Interest Income
3,175
1,472
Total Income
8,499
Operating Expenses
22,695
Operating Profit
23,777
Provisions & Contingencies
-1,788
Profit before Tax
2,557
Tax %
20.84%
Net Profit
2,024
EPS
2
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.31%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
25.53%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.31%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
25.53%
Return on Assets %
0.00%
Branches / ATMs / Employees
Sep 2025
7,109
Interest Expended
3,816
Net Interest Income
3,293
2,155
Total Income
9,264
Operating Expenses
23,002
Operating Profit
31,470
Provisions & Contingencies
-6,496
Profit before Tax
3,797
Tax %
14.64%
Net Profit
3,241
EPS
3
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.26%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
25.53%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.26%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
25.53%
Return on Assets %
0.00%
Branches / ATMs / Employees
Dec 2025
7,080
Interest Expended
3,862
Net Interest Income
3,218
1,271
Total Income
8,352
Operating Expenses
25,390
Operating Profit
19,501
Provisions & Contingencies
-5,389
Profit before Tax
2,489
Tax %
21.28%
Net Profit
1,959
EPS
2
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.33%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
24.77%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.33%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
24.77%
Return on Assets %
0.00%
Branches / ATMs / Employees
Mar 2026
7,804
Interest Expended
3,944
Net Interest Income
3,859
1,714
Total Income
9,518
Operating Expenses
24,664
Operating Profit
31,068
Provisions & Contingencies
2,910
Profit before Tax
2,816
Tax %
29.42%
Net Profit
1,987
EPS
2
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
26.80%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
26.80%
Return on Assets %
0.00%
Branches / ATMs / Employees
Jun 2026
7,549
Interest Expended
4,053
Net Interest Income
3,497
1,084
Total Income
8,633
Operating Expenses
2,387
Operating Profit
2,193
Provisions & Contingencies
-636
Profit before Tax
2,829
Tax %
24.70%
Net Profit
2,131
EPS
0
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.31%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
27.04%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.31%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
27.04%
Return on Assets %
0.00%
Branches / ATMs / Employees

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
0
Interest Expended
22,019
Net Interest Income
-22,019
4,207
Total Income
0
0
Operating Profit
-22,019
13,099
Profit before Tax
-8,529
Tax %
0
Net Profit
-5,069
EPS
-24
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2018
0
Interest Expended
17,376
Net Interest Income
-17,376
7,248
Total Income
0
0
Operating Profit
-17,376
20,450
Profit before Tax
-12,512
Tax %
0
Net Profit
-8,157
EPS
-34
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2019
0
Interest Expended
16,162
Net Interest Income
-16,162
3,535
Total Income
0
0
Operating Profit
-16,162
25,565
Profit before Tax
-22,724
Tax %
0
Net Profit
-15,013
EPS
-30
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2020
0
Interest Expended
13,841
Net Interest Income
-13,841
4,631
Total Income
0
0
Operating Profit
-13,841
13,015
Profit before Tax
-8,928
Tax %
0
Net Profit
-12,847
EPS
-14
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2021
0
Interest Expended
11,408
Net Interest Income
-11,408
4,782
Total Income
0
0
Operating Profit
-11,408
4,217
Profit before Tax
2,459
Tax %
0
Net Profit
1,449
EPS
1
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2022
0
Interest Expended
9,122
Net Interest Income
-9,122
4,919
Total Income
0
0
Operating Profit
-9,122
0
Profit before Tax
2,518
Tax %
0
Net Profit
2,518
EPS
2
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2023
0
Interest Expended
9,130
Net Interest Income
-9,130
4,575
Total Income
0
0
Operating Profit
-9,130
1,865
Profit before Tax
5,279
Tax %
0
Net Profit
3,687
EPS
3
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2024
26,446
Interest Expended
12,226
Net Interest Income
14,219
3,925
Total Income
30,370
8,370
Operating Profit
9,774
1,449
Profit before Tax
8,324
Tax %
31
Net Profit
5,763
EPS
5
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2025
28,917
Interest Expended
14,257
Net Interest Income
14,661
5,142
Total Income
34,059
8,619
Operating Profit
11,183
541
Profit before Tax
10,642
Tax %
29
Net Profit
7,589
EPS
7
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2026
29,020
Interest Expended
15,474
Net Interest Income
13,545
6,612
Total Income
35,631
9,575
Operating Profit
10,582
-1,043
Profit before Tax
11,624
Tax %
21
Net Profit
9,211
EPS
9
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
TTM
Interest Expended
15,676
Net Interest Income
6,224
Total Income
35,766
Operating Profit
Profit before Tax
11,931
Tax %
22
Net Profit
9,318
EPS
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %

COMPOUNDED SALES GROWTH

10 Years:
0%
5 Years:
8%
3 Years:
12%

COMPOUNDED PROFIT GROWTH

10 Years:
5 Years:
43%
3 Years:
35%

STOCK PRICE CAGR

10 Years:
1%
5 Years:
17%
3 Years:
10%
1 Year:
-9%

RETURN ON EQUITY

10 Years:
-11%
5 Years:
13%
3 Years:
16%
Last Year:
16%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2025

Jul 15

₹ 0.21

Rs.2.1000 per share(21%)Final Dividend

2024

Jul 16

₹ 0.15

Rs.1.5000 per share(15%)Dividend

2023

Jul 6

₹ 0.10

Rs.1.0000 per share(10%)Dividend

Mar 2017
Equity Capital
2,059
21,203
2,68,216
56,364
Other Liabilities & Provisions
14,575
Total Liabilities
3,62,488
13,350
Balances with Banks & Money at Call
19,383
93,075
1,90,826
6,894
38,422
Total Assets
3,62,488
CASA Deposits
50,384
CASA Ratio (%)
18.78
Credit-Deposit Ratio (%)
71.15
Contingent Liabilities
1,86,090
Bills for Collection
0
Book Value per Share
86.67
CASA Deposits
50,384
CASA Ratio (%)
18.78
Credit-Deposit Ratio (%)
71.15
Contingent Liabilities
1,86,090
Bills for Collection
0
Book Value per Share
86.67
Mar 2018
Equity Capital
3,084
18,824
2,47,777
63,186
Other Liabilities & Provisions
17,953
Total Liabilities
3,50,909
13,169
Balances with Banks & Money at Call
20,612
91,848
1,71,740
6,352
46,687
Total Assets
3,50,909
CASA Deposits
57,125
CASA Ratio (%)
23.06
Credit-Deposit Ratio (%)
69.31
Contingent Liabilities
1,98,046
Bills for Collection
0
Book Value per Share
54.65
CASA Deposits
57,125
CASA Ratio (%)
23.06
Credit-Deposit Ratio (%)
69.31
Contingent Liabilities
1,98,046
Bills for Collection
0
Book Value per Share
54.65
Mar 2019
Equity Capital
7,736
30,610
2,27,190
45,288
Other Liabilities & Provisions
10,190
Total Liabilities
3,21,111
12,732
Balances with Banks & Money at Call
8,572
93,328
1,46,790
7,843
51,379
Total Assets
3,21,111
CASA Deposits
61,414
CASA Ratio (%)
27.03
Credit-Deposit Ratio (%)
64.61
Contingent Liabilities
1,40,905
Bills for Collection
0
Book Value per Share
40.87
CASA Deposits
61,414
CASA Ratio (%)
27.03
Credit-Deposit Ratio (%)
64.61
Contingent Liabilities
1,40,905
Bills for Collection
0
Book Value per Share
40.87
Mar 2020
Equity Capital
10,381
24,455
2,22,214
36,749
Other Liabilities & Provisions
6,797
Total Liabilities
3,00,699
10,539
Balances with Banks & Money at Call
19,956
81,996
1,29,845
7,721
50,156
Total Assets
3,00,699
CASA Deposits
65,658
CASA Ratio (%)
29.55
Credit-Deposit Ratio (%)
58.43
Contingent Liabilities
1,17,160
Bills for Collection
0
Book Value per Share
27.29
CASA Deposits
65,658
CASA Ratio (%)
29.55
Credit-Deposit Ratio (%)
58.43
Contingent Liabilities
1,17,160
Bills for Collection
0
Book Value per Share
27.29
Mar 2021
Equity Capital
10,752
26,876
2,30,660
15,908
Other Liabilities & Provisions
14,344
Total Liabilities
2,98,653
13,013
Balances with Banks & Money at Call
22,295
81,471
1,28,152
7,404
45,849
Total Assets
2,98,653
CASA Deposits
75,891
CASA Ratio (%)
32.90
Credit-Deposit Ratio (%)
55.56
Contingent Liabilities
2,20,743
Bills for Collection
0
Book Value per Share
29.15
CASA Deposits
75,891
CASA Ratio (%)
32.90
Credit-Deposit Ratio (%)
55.56
Contingent Liabilities
2,20,743
Bills for Collection
0
Book Value per Share
29.15
Mar 2022
Equity Capital
10,752
31,819
2,32,850
14,345
Other Liabilities & Provisions
12,645
Total Liabilities
3,02,540
27,796
Balances with Banks & Money at Call
8,005
83,475
1,36,959
9,588
36,318
Total Assets
3,02,540
CASA Deposits
86,804
CASA Ratio (%)
37.28
Credit-Deposit Ratio (%)
58.82
Contingent Liabilities
3,32,227
Bills for Collection
0
Book Value per Share
31.72
CASA Deposits
86,804
CASA Ratio (%)
37.28
Credit-Deposit Ratio (%)
58.82
Contingent Liabilities
3,32,227
Bills for Collection
0
Book Value per Share
31.72
Mar 2023
Equity Capital
10,752
35,567
2,55,313
12,638
Other Liabilities & Provisions
17,089
Total Liabilities
3,31,498
16,639
Balances with Banks & Money at Call
12,608
1,00,409
1,62,546
9,305
29,516
Total Assets
3,31,498
CASA Deposits
86,499
CASA Ratio (%)
33.88
Credit-Deposit Ratio (%)
63.67
Contingent Liabilities
1,76,929
Bills for Collection
0
Book Value per Share
35.45
CASA Deposits
86,499
CASA Ratio (%)
33.88
Credit-Deposit Ratio (%)
63.67
Contingent Liabilities
1,76,929
Bills for Collection
0
Book Value per Share
35.45
Mar 2024
Equity Capital
10,752
40,321
2,77,366
17,083
Other Liabilities & Provisions
18,985
Total Liabilities
36
13,991
Balances with Banks & Money at Call
12,018
1,15,719
1,88,576
9,435
24,813
Total Assets
36
CASA Deposits
91,013
CASA Ratio (%)
32.81
Credit-Deposit Ratio (%)
67.99
Contingent Liabilities
1,97,056
Bills for Collection
12,364
Book Value per Share
40.12
CASA Deposits
91,013
CASA Ratio (%)
32.81
Credit-Deposit Ratio (%)
67.99
Contingent Liabilities
1,97,056
Bills for Collection
12,364
Book Value per Share
40.12
Mar 2025
Equity Capital
10,752
50,868
3,09,893
19,932
Other Liabilities & Provisions
21,397
Total Liabilities
41
21,294
Balances with Banks & Money at Call
23,182
1,18,453
2,18,399
12,120
19,479
Total Assets
41
CASA Deposits
82,372
CASA Ratio (%)
26.58
Credit-Deposit Ratio (%)
70.48
Contingent Liabilities
3,23,029
Bills for Collection
12,758
Book Value per Share
47.53
CASA Deposits
82,372
CASA Ratio (%)
26.58
Credit-Deposit Ratio (%)
70.48
Contingent Liabilities
3,23,029
Bills for Collection
12,758
Book Value per Share
47.53
Mar 2026
Equity Capital
10,752
57,812
3,46,776
28,104
Other Liabilities & Provisions
23,764
Total Liabilities
47
33,230
Balances with Banks & Money at Call
23,684
1,28,440
2,53,624
9,685
18,632
Total Assets
47
CASA Deposits
91,059
CASA Ratio (%)
26.26
Credit-Deposit Ratio (%)
73.14
Contingent Liabilities
2,75,404
Bills for Collection
14,076
Book Value per Share
56.31
CASA Deposits
91,059
CASA Ratio (%)
26.26
Credit-Deposit Ratio (%)
73.14
Contingent Liabilities
2,75,404
Bills for Collection
14,076
Book Value per Share
56.31

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
8,000
Cash from Investing
-464
Cash from Financing
1,889
9,424
Mar 2018
-12,514
Cash from Investing
720
Cash from Financing
12,843
1,049
Mar 2019
-34,215
Cash from Investing
116
Cash from Financing
21,622
-12,477
Mar 2020
208
Cash from Investing
-296
Cash from Financing
9,279
9,191
Mar 2021
10,214
Cash from Investing
-59
Cash from Financing
-5,342
4,813
Mar 2022
5,068
Cash from Investing
-195
Cash from Financing
-4,383
490
Mar 2023
-2,701
Cash from Investing
-294
Cash from Financing
-3,569
-6,565
Mar 2024
-1,252
Cash from Investing
-222
Cash from Financing
-1,768
-3,242
Mar 2025
25,796
Cash from Investing
-344
Cash from Financing
-6,990
18,462
Mar 2026
16,762
Cash from Investing
1,422
Cash from Financing
-5,765
12,419

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
EPS (₹)
-24.36
Book Value (₹)
86.67
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-1.37%
ROE %
-25.16%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-39.89%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2018
EPS (₹)
-26.37
Book Value (₹)
54.65
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-2.29%
ROE %
-47.02%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-60.91%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2019
EPS (₹)
-19.37
Book Value (₹)
40.87
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-4.47%
ROE %
-61.94%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-84.05%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2020
EPS (₹)
-12.36
Book Value (₹)
27.29
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-4.13%
ROE %
-42.86%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
14.42%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2021
EPS (₹)
1.41
Book Value (₹)
29.15
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
0.48%
ROE %
4.85%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
111.28%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2022
EPS (₹)
2.36
Book Value (₹)
31.72
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
0.84%
ROE %
7.69%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
73.80%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2023
EPS (₹)
3.45
Book Value (₹)
35.45
Dividend per Share (₹)
1.00
Net Interest Margin %
0.00%
ROA %
1.16%
ROE %
10.21%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
46.43%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2024
EPS (₹)
5.38
Book Value (₹)
40.12
Dividend per Share (₹)
1.50
Net Interest Margin %
4.30%
ROA %
1.66%
ROE %
14.19%
46.13%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
50.43%
Credit-Deposit Ratio %
0.06%
0.00%
Net Profit Growth %
56.32%
Book Value Growth %
13.17%
P/E (x)
15.03x
P/B (x)
2.02x
1.85%
Mar 2025
EPS (₹)
7.10
Book Value (₹)
47.53
Dividend per Share (₹)
2.10
Net Interest Margin %
3.84%
ROA %
1.95%
ROE %
16.10%
43.53%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.42%
Slippage Ratio %
CASA %
46.55%
Credit-Deposit Ratio %
0.06%
0.00%
Net Profit Growth %
31.68%
Book Value Growth %
18.47%
P/E (x)
10.95x
P/B (x)
1.63x
2.70%
Mar 2026
EPS (₹)
8.57
Book Value (₹)
56.31
Dividend per Share (₹)
0.00
Net Interest Margin %
3.09%
ROA %
2.09%
ROE %
16.50%
47.50%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
99.33%
Slippage Ratio %
CASA %
44.57%
Credit-Deposit Ratio %
0.08%
0.00%
Net Profit Growth %
21.38%
Book Value Growth %
18.47%
P/E (x)
7.18x
P/B (x)
1.09x
0.00%

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
94.71
0.46
0.16
0.01
4.66
Sep 2024
94.71
0.46
0.17
0.01
4.64
Dec 2024
94.71
0.42
0.18
0.01
4.68
Mar 2025
94.71
0.46
0.18
0.01
4.64
Jun 2025
94.71
0.54
0.15
0.01
4.59
Sep 2025
94.71
0.47
0.11
0.01
4.69
Dec 2025
94.71
0.52
0.12
0.01
4.65
Mar 2026
94.71
0.56
0.08
0.01
4.63
Jun 2026
94.71
0.45
0.10
0.01
4.72

Documents

Announcements

  • General Updates

    2026-07-22 - IDBI Bank Limited has informed the Exchange about Notice about change in Designation of Board of Directors

  • Shareholders meeting

    2026-07-22 - IDBI Bank Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 21, 2026

Credit Ratings

  • Credit Rating- Revision

    2025-09-19 - IDBI Bank Limited has informed the Exchange about Credit Rating- Revision

  • Credit Rating

    2025-09-18 - IDBI Bank Limited has informed the Exchange about Credit Rating

  • Credit Rating

    2025-09-03 - IDBI Bank Limited has informed the Exchange about Credit Rating

Concalls

  • Apr 2026

    TranscriptPPTREC
  • Mar 2024

    TranscriptPPTREC
  • Jul 2023

    TranscriptPPTREC