Yes Bank Ltd.
•2026-08-21
ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Retail Banking: 41.9% • Corporate / Wholesale Banking: 33.5% • Treasury: 21.0% • Other Banking Operations: 3.6% • Retail Banking-Digital Banking: 0.0%
PROS
- Asset quality is healthy - gross NPA of just 1.3%
- Comfortable capital adequacy - CAR of 15.3%
- Company has consistently been profitable over the last 5 years
- Latest quarter profit grew 32.5% YoY, showing strong momentum
- Operating margins have improved to 18.4% from 14.1%
CONS
- A large part of profit comes from other income (152.6% of PBT)
- Weak return ratios for a lender: 3Y avg ROA 0.6%
- Thin net interest margin of 2.4%
- Though reporting repeated profits, the company pays out little dividend (0.0%)
- Company's return on assets is weak at 0.8%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | HDFCBANK | 720.15 | 14.05 | 1109831.87 | 2.15 | 203826.90 | 1092.64 | 905753.30 | 936.66 | 12.81 | 35.64 |
| 2. | ICICIBANK | 1401.80 | 17.94 | 1006008.51 | 0.86 | 16209.74 | 12.62 | 52240.85 | 6.44 | 16.51 | 32.39 |
| 3. | KOTAKBANK | 392.05 | 19.21 | 389986.67 | 0.17 | 5487.06 | 23.89 | 18354.57 | 6.41 | 12.05 | 19.05 |
| 4. | AXISBANK | 1232.35 | 13.81 | 383618.90 | 0.08 | 7656.51 | 22.31 | 35541.96 | 9.87 | 11.04 | 63.88 |
| 5. | FEDERALBNK | 359.45 | 18.97 | 88849.29 | 0.33 | 1297.61 | 37.06 | 7861.58 | 9.94 | 10.98 | 66.11 |
| 6. | IDBI | 80.72 | 9.31 | 86793.39 | 0.00 | 2130.57 | 5.27 | 7549.28 | 7.44 | 14.76 | 76.80 |
| 7. | AUBANK | 1071.30 | 44.12 | 80340.09 | 0.09 | 7959.53 | 1270.31 | 53027.42 | 1111.10 | 14.17 | 56.24 |
| 8. | INDUSINDBK | 1011.95 | 59.63 | 78845.13 | 0.15 | 1037.02 | 71.68 | 11309.94 | -7.78 | 4.97 | 55.07 |
| 9. | IDFCFIRSTB | 85.20 | 31.87 | 73452.79 | 0.29 | 1147.82 | 153.12 | 11051.09 | 14.61 | 5.42 | 38.45 |
| 10. | YESBANK | 22.71 | 18.88 | 71281.66 | 0.00 | 1071.81 | 32.53 | 8054.49 | 5.92 | 8.04 | 58.47 |
| 11. | RBLBANK | 381.00 | 65.69 | 59059.12 | 0.26 | 2342.30 | 993.41 | 38402.40 | 1015.97 | 6.49 | 40.95 |
| 12. | KARURVYSYA | 331.20 | 0.00 | 32017.55 | 0.79 | 755.70 | 44.92 | 3049.42 | 18.72 | 23.62 | 71.82 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 6,445 | 6,714 | 6,989 | 7,458 | 7,725 | 7,737 | 7,833 | 7,623 | 7,605 | 7,389 | 7,553 | 7,662 | 8,054 | |
| Interest Expended | 4,449 | 4,794 | 4,975 | 5,309 | 5,486 | 5,544 | 5,617 | 5,352 | 5,235 | 5,093 | 5,093 | 5,030 | 5,269 |
| Net Interest Income | 1,996 | 1,920 | 2,014 | 2,149 | 2,240 | 2,194 | 2,216 | 2,271 | 2,370 | 2,296 | 2,460 | 2,633 | 2,785 |
| 1,192 | 1,267 | 1,255 | 1,642 | 1,271 | 1,488 | 1,583 | 1,815 | 1,825 | 1,724 | 1,720 | 1,816 | 1,870 | |
| Total Income | 0 | 0 | 0 | 0 | 8,996 | 9,225 | 9,416 | 9,438 | 9,429 | 9,113 | 9,272 | 9,478 | 9,925 |
| Operating Expenses | 0 | 0 | 0 | 0 | 26,084 | 26,871 | 27,098 | 27,624 | 28,256 | 27,105 | 29,392 | 28,114 | 2,950 |
| Operating Profit | 0 | 0 | 0 | 0 | 9,022 | 9,947 | 10,891 | 13,235 | 13,687 | 13,100 | 12,401 | 16,370 | 1,706 |
| Provisions & Contingencies | 0 | 0 | 0 | 0 | 2,117 | 2,973 | 2,588 | 3,178 | 2,840 | 4,189 | 219 | 1,876 | 394 |
| Profit before Tax | 462 | 304 | 320 | 451 | 691 | 697 | 830 | 1,006 | 1,085 | 891 | 1,218 | 1,449 | 1,311 |
| Tax % | 25.00% | 24.88% | 24.29% | -3.70% | 25.27% | 18.76% | 25.40% | 25.97% | 25.44% | 25.43% | 21.47% | 25.33% | 18.25% |
| Net Profit | 0 | 0 | 0 | 0 | 516 | 567 | 619 | 745 | 809 | 664 | 957 | 1,082 | 1,072 |
| EPS | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 1.70% | 1.60% | 1.60% | 1.60% | 1.60% | 1.60% | 1.50% | 1.30% | 1.30% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.50% | 0.50% | 0.50% | 0.30% | 0.30% | 0.30% | 0.30% | 0.20% | 0.20% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 16.30% | 15.70% | 15.20% | 15.70% | 15.90% | 15.00% | 14.60% | 15.40% | 15.20% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 0.50% | 0.50% | 0.60% | 0.70% | 0.80% | 0.60% | 0.90% | 1.00% | 0.90% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 1.70% | 1.60% | 1.60% | 1.60% | 1.60% | 1.60% | 1.50% | 1.30% | 1.30% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.50% | 0.50% | 0.50% | 0.30% | 0.30% | 0.30% | 0.30% | 0.20% | 0.20% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 16.30% | 15.70% | 15.20% | 15.70% | 15.90% | 15.00% | 14.60% | 15.40% | 15.20% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 0.50% | 0.50% | 0.60% | 0.70% | 0.80% | 0.60% | 0.90% | 1.00% | 0.90% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
- 6,445
- Interest Expended
- 4,449
- Net Interest Income
- 1,996
- 1,192
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 462
- Tax %
- 25.00%
- Net Profit
- 0
- EPS
- 0
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 6,714
- Interest Expended
- 4,794
- Net Interest Income
- 1,920
- 1,267
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 304
- Tax %
- 24.88%
- Net Profit
- 0
- EPS
- 0
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 6,989
- Interest Expended
- 4,975
- Net Interest Income
- 2,014
- 1,255
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 320
- Tax %
- 24.29%
- Net Profit
- 0
- EPS
- 0
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 7,458
- Interest Expended
- 5,309
- Net Interest Income
- 2,149
- 1,642
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 451
- Tax %
- -3.70%
- Net Profit
- 0
- EPS
- 0
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 7,725
- Interest Expended
- 5,486
- Net Interest Income
- 2,240
- 1,271
- Total Income
- 8,996
- Operating Expenses
- 26,084
- Operating Profit
- 9,022
- Provisions & Contingencies
- 2,117
- Profit before Tax
- 691
- Tax %
- 25.27%
- Net Profit
- 516
- EPS
- 0
- Gross NPA %
- 1.70%
- Net NPA %
- 0.50%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.30%
- Return on Assets %
- 0.50%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.70%
- Net NPA %
- 0.50%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.30%
- Return on Assets %
- 0.50%
- Branches / ATMs / Employees
- —
- 7,737
- Interest Expended
- 5,544
- Net Interest Income
- 2,194
- 1,488
- Total Income
- 9,225
- Operating Expenses
- 26,871
- Operating Profit
- 9,947
- Provisions & Contingencies
- 2,973
- Profit before Tax
- 697
- Tax %
- 18.76%
- Net Profit
- 567
- EPS
- 0
- Gross NPA %
- 1.60%
- Net NPA %
- 0.50%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.70%
- Return on Assets %
- 0.50%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.60%
- Net NPA %
- 0.50%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.70%
- Return on Assets %
- 0.50%
- Branches / ATMs / Employees
- —
- 7,833
- Interest Expended
- 5,617
- Net Interest Income
- 2,216
- 1,583
- Total Income
- 9,416
- Operating Expenses
- 27,098
- Operating Profit
- 10,891
- Provisions & Contingencies
- 2,588
- Profit before Tax
- 830
- Tax %
- 25.40%
- Net Profit
- 619
- EPS
- 0
- Gross NPA %
- 1.60%
- Net NPA %
- 0.50%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.20%
- Return on Assets %
- 0.60%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.60%
- Net NPA %
- 0.50%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.20%
- Return on Assets %
- 0.60%
- Branches / ATMs / Employees
- —
- 7,623
- Interest Expended
- 5,352
- Net Interest Income
- 2,271
- 1,815
- Total Income
- 9,438
- Operating Expenses
- 27,624
- Operating Profit
- 13,235
- Provisions & Contingencies
- 3,178
- Profit before Tax
- 1,006
- Tax %
- 25.97%
- Net Profit
- 745
- EPS
- 0
- Gross NPA %
- 1.60%
- Net NPA %
- 0.30%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.70%
- Return on Assets %
- 0.70%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.60%
- Net NPA %
- 0.30%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.70%
- Return on Assets %
- 0.70%
- Branches / ATMs / Employees
- —
- 7,605
- Interest Expended
- 5,235
- Net Interest Income
- 2,370
- 1,825
- Total Income
- 9,429
- Operating Expenses
- 28,256
- Operating Profit
- 13,687
- Provisions & Contingencies
- 2,840
- Profit before Tax
- 1,085
- Tax %
- 25.44%
- Net Profit
- 809
- EPS
- 0
- Gross NPA %
- 1.60%
- Net NPA %
- 0.30%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.90%
- Return on Assets %
- 0.80%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.60%
- Net NPA %
- 0.30%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.90%
- Return on Assets %
- 0.80%
- Branches / ATMs / Employees
- —
- 7,389
- Interest Expended
- 5,093
- Net Interest Income
- 2,296
- 1,724
- Total Income
- 9,113
- Operating Expenses
- 27,105
- Operating Profit
- 13,100
- Provisions & Contingencies
- 4,189
- Profit before Tax
- 891
- Tax %
- 25.43%
- Net Profit
- 664
- EPS
- 0
- Gross NPA %
- 1.60%
- Net NPA %
- 0.30%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.00%
- Return on Assets %
- 0.60%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.60%
- Net NPA %
- 0.30%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.00%
- Return on Assets %
- 0.60%
- Branches / ATMs / Employees
- —
- 7,553
- Interest Expended
- 5,093
- Net Interest Income
- 2,460
- 1,720
- Total Income
- 9,272
- Operating Expenses
- 29,392
- Operating Profit
- 12,401
- Provisions & Contingencies
- 219
- Profit before Tax
- 1,218
- Tax %
- 21.47%
- Net Profit
- 957
- EPS
- 0
- Gross NPA %
- 1.50%
- Net NPA %
- 0.30%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 14.60%
- Return on Assets %
- 0.90%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.50%
- Net NPA %
- 0.30%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 14.60%
- Return on Assets %
- 0.90%
- Branches / ATMs / Employees
- —
- 7,662
- Interest Expended
- 5,030
- Net Interest Income
- 2,633
- 1,816
- Total Income
- 9,478
- Operating Expenses
- 28,114
- Operating Profit
- 16,370
- Provisions & Contingencies
- 1,876
- Profit before Tax
- 1,449
- Tax %
- 25.33%
- Net Profit
- 1,082
- EPS
- 0
- Gross NPA %
- 1.30%
- Net NPA %
- 0.20%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.40%
- Return on Assets %
- 1.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.30%
- Net NPA %
- 0.20%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.40%
- Return on Assets %
- 1.00%
- Branches / ATMs / Employees
- —
- 8,054
- Interest Expended
- 5,269
- Net Interest Income
- 2,785
- 1,870
- Total Income
- 9,925
- Operating Expenses
- 2,950
- Operating Profit
- 1,706
- Provisions & Contingencies
- 394
- Profit before Tax
- 1,311
- Tax %
- 18.25%
- Net Profit
- 1,072
- EPS
- 0
- Gross NPA %
- 1.30%
- Net NPA %
- 0.20%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.20%
- Return on Assets %
- 0.90%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.30%
- Net NPA %
- 0.20%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 15.20%
- Return on Assets %
- 0.90%
- Branches / ATMs / Employees
- —
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 27,606 | 30,919 | 30,208 | — | |
| Interest Expended | 10,627 | 12,529 | 19,811 | 19,258 | 12,611 | 12,528 | 14,800 | 19,527 | 21,998 | 20,450 | 20,484 |
| Net Interest Income | -10,627 | -12,529 | -19,811 | -19,258 | -12,611 | -12,528 | -14,800 | 8,079 | 8,920 | 9,758 | — |
| 4,218 | 5,293 | 4,675 | 11,956 | 3,107 | 3,405 | 3,883 | 5,355 | 6,157 | 7,084 | 7,130 | |
| Total Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 32,961 | 37,076 | 37,293 | 37,789 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10,009 | 10,768 | 11,287 | — | |
| Operating Profit | -10,627 | -12,529 | -19,811 | -19,258 | -12,611 | -12,528 | -14,800 | 3,424 | 4,310 | 5,556 | — |
| 800 | 1,508 | 5,501 | 32,307 | 9,138 | 1,484 | 2,242 | 1,887 | 1,086 | 912 | — | |
| Profit before Tax | 5,053 | 6,205 | 2,349 | -20,838 | -4,762 | 1,434 | 981 | 1,538 | 3,224 | 4,643 | 4,870 |
| Tax % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 16 | 24 | 24 | 22 |
| Net Profit | 3,340 | 4,233 | 1,709 | -16,433 | -3,489 | 1,064 | 736 | 1,285 | 2,447 | 3,512 | 3,775 |
| EPS | 15 | 18 | 7 | -56 | -2 | 0 | 0 | 0 | 1 | 1 | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
- 0
- Interest Expended
- 10,627
- Net Interest Income
- -10,627
- 4,218
- Total Income
- 0
- 0
- Operating Profit
- -10,627
- 800
- Profit before Tax
- 5,053
- Tax %
- 0
- Net Profit
- 3,340
- EPS
- 15
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 12,529
- Net Interest Income
- -12,529
- 5,293
- Total Income
- 0
- 0
- Operating Profit
- -12,529
- 1,508
- Profit before Tax
- 6,205
- Tax %
- 0
- Net Profit
- 4,233
- EPS
- 18
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 19,811
- Net Interest Income
- -19,811
- 4,675
- Total Income
- 0
- 0
- Operating Profit
- -19,811
- 5,501
- Profit before Tax
- 2,349
- Tax %
- 0
- Net Profit
- 1,709
- EPS
- 7
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 19,258
- Net Interest Income
- -19,258
- 11,956
- Total Income
- 0
- 0
- Operating Profit
- -19,258
- 32,307
- Profit before Tax
- -20,838
- Tax %
- 0
- Net Profit
- -16,433
- EPS
- -56
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 12,611
- Net Interest Income
- -12,611
- 3,107
- Total Income
- 0
- 0
- Operating Profit
- -12,611
- 9,138
- Profit before Tax
- -4,762
- Tax %
- 0
- Net Profit
- -3,489
- EPS
- -2
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 12,528
- Net Interest Income
- -12,528
- 3,405
- Total Income
- 0
- 0
- Operating Profit
- -12,528
- 1,484
- Profit before Tax
- 1,434
- Tax %
- 0
- Net Profit
- 1,064
- EPS
- 0
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 14,800
- Net Interest Income
- -14,800
- 3,883
- Total Income
- 0
- 0
- Operating Profit
- -14,800
- 2,242
- Profit before Tax
- 981
- Tax %
- 0
- Net Profit
- 736
- EPS
- 0
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 27,606
- Interest Expended
- 19,527
- Net Interest Income
- 8,079
- 5,355
- Total Income
- 32,961
- 10,009
- Operating Profit
- 3,424
- 1,887
- Profit before Tax
- 1,538
- Tax %
- 16
- Net Profit
- 1,285
- EPS
- 0
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 30,919
- Interest Expended
- 21,998
- Net Interest Income
- 8,920
- 6,157
- Total Income
- 37,076
- 10,768
- Operating Profit
- 4,310
- 1,086
- Profit before Tax
- 3,224
- Tax %
- 24
- Net Profit
- 2,447
- EPS
- 1
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 30,208
- Interest Expended
- 20,450
- Net Interest Income
- 9,758
- 7,084
- Total Income
- 37,293
- 11,287
- Operating Profit
- 5,556
- 912
- Profit before Tax
- 4,643
- Tax %
- 24
- Net Profit
- 3,512
- EPS
- 1
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- —
- Interest Expended
- 20,484
- Net Interest Income
- —
- 7,130
- Total Income
- 37,789
- —
- Operating Profit
- —
- —
- Profit before Tax
- 4,870
- Tax %
- 22
- Net Profit
- 3,775
- EPS
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 8%
- 5 Years:
- 9%
- 3 Years:
- 10%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 3%
- 5 Years:
- —
- 3 Years:
- 68%
STOCK PRICE CAGR
- 10 Years:
- -22%
- 5 Years:
- 15%
- 3 Years:
- 10%
- 1 Year:
- 17%
RETURN ON EQUITY
- 10 Years:
- -2%
- 5 Years:
- 4%
- 3 Years:
- 5%
- Last Year:
- 7%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 456 | 461 | 463 | 2,510 | 5,011 | 5,011 | 5,751 | 5,754 | 6,271 | 6,276 |
| 21,583 | 25,292 | 26,424 | 19,185 | 28,127 | 28,679 | 33,989 | 35,395 | 41,442 | 44,705 | |
| 1,42,857 | 2,00,689 | 2,27,558 | 1,05,311 | 1,62,846 | 1,97,063 | 2,17,382 | 2,66,230 | 2,84,420 | 3,18,969 | |
| 38,607 | 74,894 | 1,08,424 | 1,13,791 | 63,949 | 72,340 | 77,754 | 80,508 | 71,971 | 65,451 | |
| Other Liabilities & Provisions | 11,556 | 11,115 | 17,990 | 17,036 | 13,660 | 15,476 | 19,350 | 17,469 | 19,889 | 34,621 |
| Total Liabilities | 2,15,060 | 3,12,450 | 3,80,860 | 2,57,832 | 2,73,593 | 3,18,578 | 3,55,204 | 41 | 4,24,116 | 4,70,204 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 6,952 | 11,426 | 10,798 | 5,944 | 6,813 | 43,452 | 12,864 | 18,139 | 15,260 | 16,745 | |
| Balances with Banks & Money at Call | 12,603 | 13,328 | 16,187 | 2,487 | 22,512 | 3,296 | 6,492 | 1,179 | 13,307 | 21,602 |
| 49,982 | 68,293 | 89,329 | 43,748 | 43,115 | 51,754 | 76,749 | 89,997 | 84,725 | 87,755 | |
| 1,32,263 | 2,03,519 | 2,41,397 | 1,71,433 | 1,66,805 | 1,80,959 | 2,03,237 | 2,27,799 | 2,46,120 | 2,73,445 | |
| 612 | 765 | 778 | 730 | 2,096 | 2,016 | 2,156 | 2,509 | 2,872 | 3,097 | |
| 12,574 | 15,046 | 22,319 | 33,198 | 32,190 | 36,976 | 53,411 | 66,381 | 61,625 | 67,459 | |
| Total Assets | 2,15,060 | 3,12,450 | 3,80,860 | 2,57,832 | 2,73,593 | 3,18,578 | 3,55,204 | 41 | 4,24,116 | 4,70,204 |
| CASA Deposits | 32,782 | 44,350 | 46,711 | 18,564 | 23,590 | 34,970 | 33,300 | 40,973 | 54,176 | 59,637 |
| CASA Ratio (%) | 22.95 | 22.10 | 20.53 | 17.63 | 14.49 | 17.75 | 15.32 | 15.39 | 19.05 | 18.70 |
| Credit-Deposit Ratio (%) | 92.58 | 101.41 | 106.08 | 162.79 | 102.43 | 91.83 | 93.49 | 85.56 | 86.53 | 85.73 |
| Contingent Liabilities | 3,79,565 | 5,81,830 | 6,54,162 | 4,58,528 | 4,59,642 | 6,80,146 | 6,61,385 | 7,96,958 | 11,90,239 | 12,21,361 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15,368 | 8,880 | 3,714 |
| Book Value per Share | 482.81 | 111.82 | 116.14 | 17.29 | 13.23 | 13.45 | 13.82 | 14.30 | 15.22 | 16.25 |
| CASA Deposits | 32,782 | 44,350 | 46,711 | 18,564 | 23,590 | 34,970 | 33,300 | 40,973 | 54,176 | 59,637 |
| CASA Ratio (%) | 22.95 | 22.10 | 20.53 | 17.63 | 14.49 | 17.75 | 15.32 | 15.39 | 19.05 | 18.70 |
| Credit-Deposit Ratio (%) | 92.58 | 101.41 | 106.08 | 162.79 | 102.43 | 91.83 | 93.49 | 85.56 | 86.53 | 85.73 |
| Contingent Liabilities | 3,79,565 | 5,81,830 | 6,54,162 | 4,58,528 | 4,59,642 | 6,80,146 | 6,61,385 | 7,96,958 | 11,90,239 | 12,21,361 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15,368 | 8,880 | 3,714 |
| Book Value per Share | 482.81 | 111.82 | 116.14 | 17.29 | 13.23 | 13.45 | 13.82 | 14.30 | 15.22 | 16.25 |
- Equity Capital
- 456
- 21,583
- 1,42,857
- 38,607
- Other Liabilities & Provisions
- 11,556
- Total Liabilities
- 2,15,060
- 6,952
- Balances with Banks & Money at Call
- 12,603
- 49,982
- 1,32,263
- 612
- 12,574
- Total Assets
- 2,15,060
- CASA Deposits
- 32,782
- CASA Ratio (%)
- 22.95
- Credit-Deposit Ratio (%)
- 92.58
- Contingent Liabilities
- 3,79,565
- Bills for Collection
- 0
- Book Value per Share
- 482.81
- CASA Deposits
- 32,782
- CASA Ratio (%)
- 22.95
- Credit-Deposit Ratio (%)
- 92.58
- Contingent Liabilities
- 3,79,565
- Bills for Collection
- 0
- Book Value per Share
- 482.81
- Equity Capital
- 461
- 25,292
- 2,00,689
- 74,894
- Other Liabilities & Provisions
- 11,115
- Total Liabilities
- 3,12,450
- 11,426
- Balances with Banks & Money at Call
- 13,328
- 68,293
- 2,03,519
- 765
- 15,046
- Total Assets
- 3,12,450
- CASA Deposits
- 44,350
- CASA Ratio (%)
- 22.10
- Credit-Deposit Ratio (%)
- 101.41
- Contingent Liabilities
- 5,81,830
- Bills for Collection
- 0
- Book Value per Share
- 111.82
- CASA Deposits
- 44,350
- CASA Ratio (%)
- 22.10
- Credit-Deposit Ratio (%)
- 101.41
- Contingent Liabilities
- 5,81,830
- Bills for Collection
- 0
- Book Value per Share
- 111.82
- Equity Capital
- 463
- 26,424
- 2,27,558
- 1,08,424
- Other Liabilities & Provisions
- 17,990
- Total Liabilities
- 3,80,860
- 10,798
- Balances with Banks & Money at Call
- 16,187
- 89,329
- 2,41,397
- 778
- 22,319
- Total Assets
- 3,80,860
- CASA Deposits
- 46,711
- CASA Ratio (%)
- 20.53
- Credit-Deposit Ratio (%)
- 106.08
- Contingent Liabilities
- 6,54,162
- Bills for Collection
- 0
- Book Value per Share
- 116.14
- CASA Deposits
- 46,711
- CASA Ratio (%)
- 20.53
- Credit-Deposit Ratio (%)
- 106.08
- Contingent Liabilities
- 6,54,162
- Bills for Collection
- 0
- Book Value per Share
- 116.14
- Equity Capital
- 2,510
- 19,185
- 1,05,311
- 1,13,791
- Other Liabilities & Provisions
- 17,036
- Total Liabilities
- 2,57,832
- 5,944
- Balances with Banks & Money at Call
- 2,487
- 43,748
- 1,71,433
- 730
- 33,198
- Total Assets
- 2,57,832
- CASA Deposits
- 18,564
- CASA Ratio (%)
- 17.63
- Credit-Deposit Ratio (%)
- 162.79
- Contingent Liabilities
- 4,58,528
- Bills for Collection
- 0
- Book Value per Share
- 17.29
- CASA Deposits
- 18,564
- CASA Ratio (%)
- 17.63
- Credit-Deposit Ratio (%)
- 162.79
- Contingent Liabilities
- 4,58,528
- Bills for Collection
- 0
- Book Value per Share
- 17.29
- Equity Capital
- 5,011
- 28,127
- 1,62,846
- 63,949
- Other Liabilities & Provisions
- 13,660
- Total Liabilities
- 2,73,593
- 6,813
- Balances with Banks & Money at Call
- 22,512
- 43,115
- 1,66,805
- 2,096
- 32,190
- Total Assets
- 2,73,593
- CASA Deposits
- 23,590
- CASA Ratio (%)
- 14.49
- Credit-Deposit Ratio (%)
- 102.43
- Contingent Liabilities
- 4,59,642
- Bills for Collection
- 0
- Book Value per Share
- 13.23
- CASA Deposits
- 23,590
- CASA Ratio (%)
- 14.49
- Credit-Deposit Ratio (%)
- 102.43
- Contingent Liabilities
- 4,59,642
- Bills for Collection
- 0
- Book Value per Share
- 13.23
- Equity Capital
- 5,011
- 28,679
- 1,97,063
- 72,340
- Other Liabilities & Provisions
- 15,476
- Total Liabilities
- 3,18,578
- 43,452
- Balances with Banks & Money at Call
- 3,296
- 51,754
- 1,80,959
- 2,016
- 36,976
- Total Assets
- 3,18,578
- CASA Deposits
- 34,970
- CASA Ratio (%)
- 17.75
- Credit-Deposit Ratio (%)
- 91.83
- Contingent Liabilities
- 6,80,146
- Bills for Collection
- 0
- Book Value per Share
- 13.45
- CASA Deposits
- 34,970
- CASA Ratio (%)
- 17.75
- Credit-Deposit Ratio (%)
- 91.83
- Contingent Liabilities
- 6,80,146
- Bills for Collection
- 0
- Book Value per Share
- 13.45
- Equity Capital
- 5,751
- 33,989
- 2,17,382
- 77,754
- Other Liabilities & Provisions
- 19,350
- Total Liabilities
- 3,55,204
- 12,864
- Balances with Banks & Money at Call
- 6,492
- 76,749
- 2,03,237
- 2,156
- 53,411
- Total Assets
- 3,55,204
- CASA Deposits
- 33,300
- CASA Ratio (%)
- 15.32
- Credit-Deposit Ratio (%)
- 93.49
- Contingent Liabilities
- 6,61,385
- Bills for Collection
- 0
- Book Value per Share
- 13.82
- CASA Deposits
- 33,300
- CASA Ratio (%)
- 15.32
- Credit-Deposit Ratio (%)
- 93.49
- Contingent Liabilities
- 6,61,385
- Bills for Collection
- 0
- Book Value per Share
- 13.82
- Equity Capital
- 5,754
- 35,395
- 2,66,230
- 80,508
- Other Liabilities & Provisions
- 17,469
- Total Liabilities
- 41
- 18,139
- Balances with Banks & Money at Call
- 1,179
- 89,997
- 2,27,799
- 2,509
- 66,381
- Total Assets
- 41
- CASA Deposits
- 40,973
- CASA Ratio (%)
- 15.39
- Credit-Deposit Ratio (%)
- 85.56
- Contingent Liabilities
- 7,96,958
- Bills for Collection
- 15,368
- Book Value per Share
- 14.30
- CASA Deposits
- 40,973
- CASA Ratio (%)
- 15.39
- Credit-Deposit Ratio (%)
- 85.56
- Contingent Liabilities
- 7,96,958
- Bills for Collection
- 15,368
- Book Value per Share
- 14.30
- Equity Capital
- 6,271
- 41,442
- 2,84,420
- 71,971
- Other Liabilities & Provisions
- 19,889
- Total Liabilities
- 4,24,116
- 15,260
- Balances with Banks & Money at Call
- 13,307
- 84,725
- 2,46,120
- 2,872
- 61,625
- Total Assets
- 4,24,116
- CASA Deposits
- 54,176
- CASA Ratio (%)
- 19.05
- Credit-Deposit Ratio (%)
- 86.53
- Contingent Liabilities
- 11,90,239
- Bills for Collection
- 8,880
- Book Value per Share
- 15.22
- CASA Deposits
- 54,176
- CASA Ratio (%)
- 19.05
- Credit-Deposit Ratio (%)
- 86.53
- Contingent Liabilities
- 11,90,239
- Bills for Collection
- 8,880
- Book Value per Share
- 15.22
- Equity Capital
- 6,276
- 44,705
- 3,18,969
- 65,451
- Other Liabilities & Provisions
- 34,621
- Total Liabilities
- 4,70,204
- 16,745
- Balances with Banks & Money at Call
- 21,602
- 87,755
- 2,73,445
- 3,097
- 67,459
- Total Assets
- 4,70,204
- CASA Deposits
- 59,637
- CASA Ratio (%)
- 18.70
- Credit-Deposit Ratio (%)
- 85.73
- Contingent Liabilities
- 12,21,361
- Bills for Collection
- 3,714
- Book Value per Share
- 16.25
- CASA Deposits
- 59,637
- CASA Ratio (%)
- 18.70
- Credit-Deposit Ratio (%)
- 85.73
- Contingent Liabilities
- 12,21,361
- Bills for Collection
- 3,714
- Book Value per Share
- 16.25
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 4,384 | -21,810 | -24,573 | -57,721 | 55,396 | 23,598 | -25,816 | 9,645 | 6,386 | 21,217 | |
| Cash from Investing | -4,474 | -8,745 | -6,294 | 14,192 | 392 | -14,511 | -12,904 | -12,431 | 8,527 | -4,971 |
| Cash from Financing | 11,429 | 35,748 | 33,039 | 25,038 | -34,942 | 8,391 | 11,450 | 2,771 | -5,651 | -6,485 |
| 11,339 | 5,193 | 2,172 | -18,491 | 20,846 | 17,478 | -27,270 | -16 | 9,262 | 9,761 |
- 4,384
- Cash from Investing
- -4,474
- Cash from Financing
- 11,429
- 11,339
- -21,810
- Cash from Investing
- -8,745
- Cash from Financing
- 35,748
- 5,193
- -24,573
- Cash from Investing
- -6,294
- Cash from Financing
- 33,039
- 2,172
- -57,721
- Cash from Investing
- 14,192
- Cash from Financing
- 25,038
- -18,491
- 55,396
- Cash from Investing
- 392
- Cash from Financing
- -34,942
- 20,846
- 23,598
- Cash from Investing
- -14,511
- Cash from Financing
- 8,391
- 17,478
- -25,816
- Cash from Investing
- -12,904
- Cash from Financing
- 11,450
- -27,270
- 9,645
- Cash from Investing
- -12,431
- Cash from Financing
- 2,771
- -16
- 6,386
- Cash from Investing
- 8,527
- Cash from Financing
- -5,651
- 9,262
- 21,217
- Cash from Investing
- -4,971
- Cash from Financing
- -6,485
- 9,761
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 73.17 | 18.38 | 7.38 | -13.09 | -1.39 | 0.42 | 0.26 | 0.45 | 0.78 | 1.12 |
| Book Value (₹) | 482.81 | 111.82 | 116.14 | 17.29 | 13.23 | 13.45 | 13.82 | 14.30 | 15.22 | 16.25 |
| Dividend per Share (₹) | 12.00 | 2.70 | 2.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Net Interest Margin % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 2.40% | 2.48% | 2.44% |
| ROA % | 1.76% | 1.60% | 0.49% | -5.15% | -1.31% | 0.36% | 0.22% | 0.34% | 0.59% | 0.79% |
| ROE % | 18.66% | 17.72% | 6.49% | -67.65% | -12.73% | 3.18% | 2.00% | 3.18% | 5.51% | 7.12% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 74.51% | 71.42% | 67.01% | |
| ASSET QUALITY | - | - | - | - | - | - | - | - | - | - |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.60% | 1.30% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.30% | 0.20% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Slippage Ratio % | — | — | — | — | — | — | — | — | — | — |
| BALANCE SHEET & LIQUIDITY | - | - | - | - | - | - | - | - | - | - |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 30.91% | 34.27% | 35.10% |
| Credit-Deposit Ratio % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.30% | 0.25% | 0.21% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| GROWTH & VALUATION | - | - | - | - | - | - | - | - | - | - |
| Net Profit Growth % | 32.03% | 26.75% | -59.62% | -1061.38% | 78.77% | 130.50% | -30.85% | 74.66% | 90.37% | 43.55% |
| Book Value Growth % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 3.50% | 6.39% | 6.76% |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 51.94x | 21.65x | 15.41x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.62x | 1.11x | 1.06x |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
- EPS (₹)
- 73.17
- Book Value (₹)
- 482.81
- Dividend per Share (₹)
- 12.00
- Net Interest Margin %
- 0.00%
- ROA %
- 1.76%
- ROE %
- 18.66%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 32.03%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 18.38
- Book Value (₹)
- 111.82
- Dividend per Share (₹)
- 2.70
- Net Interest Margin %
- 0.00%
- ROA %
- 1.60%
- ROE %
- 17.72%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 26.75%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 7.38
- Book Value (₹)
- 116.14
- Dividend per Share (₹)
- 2.00
- Net Interest Margin %
- 0.00%
- ROA %
- 0.49%
- ROE %
- 6.49%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -59.62%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- -13.09
- Book Value (₹)
- 17.29
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -5.15%
- ROE %
- -67.65%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -1061.38%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- -1.39
- Book Value (₹)
- 13.23
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -1.31%
- ROE %
- -12.73%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 78.77%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 0.42
- Book Value (₹)
- 13.45
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- 0.36%
- ROE %
- 3.18%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 130.50%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 0.26
- Book Value (₹)
- 13.82
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- 0.22%
- ROE %
- 2.00%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -30.85%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 0.45
- Book Value (₹)
- 14.30
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 2.40%
- ROA %
- 0.34%
- ROE %
- 3.18%
- 74.51%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 30.91%
- Credit-Deposit Ratio %
- 0.30%
- 0.00%
- Net Profit Growth %
- 74.66%
- Book Value Growth %
- 3.50%
- P/E (x)
- 51.94x
- P/B (x)
- 1.62x
- 0.00%
- EPS (₹)
- 0.78
- Book Value (₹)
- 15.22
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 2.48%
- ROA %
- 0.59%
- ROE %
- 5.51%
- 71.42%
- Gross NPA %
- 1.60%
- Net NPA %
- 0.30%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 34.27%
- Credit-Deposit Ratio %
- 0.25%
- 0.00%
- Net Profit Growth %
- 90.37%
- Book Value Growth %
- 6.39%
- P/E (x)
- 21.65x
- P/B (x)
- 1.11x
- 0.00%
- EPS (₹)
- 1.12
- Book Value (₹)
- 16.25
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 2.44%
- ROA %
- 0.79%
- ROE %
- 7.12%
- 67.01%
- Gross NPA %
- 1.30%
- Net NPA %
- 0.20%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 35.10%
- Credit-Deposit Ratio %
- 0.21%
- 0.00%
- Net Profit Growth %
- 43.55%
- Book Value Growth %
- 6.76%
- P/E (x)
- 15.41x
- P/B (x)
- 1.06x
- 0.00%
Documents
Announcements
- Shareholders meeting
2026-08-19 - Yes Bank Limited has informed the Exchange regarding Outcome / Proceedings of the Twenty-Second (22nd) Annual General Meeting of YES Bank Limited
- Analysts/Institutional Investor Meet/Con. Call Updates
2026-08-17 - Yes Bank Limited has informed the Exchange about Revised intimation under the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015
Annual Reports
Nothing filed yet.
Credit Ratings
- Credit Rating- Revision
2026-08-14 - Yes Bank Limited has informed the Exchange about Update on India Ratings
- Credit Rating- Revision
2026-08-05 - Yes Bank Limited has informed the Exchange about Update on Credit Ratings by CRISIL
- Credit Rating- New
2026-07-09 - Intimation of Credit Rating assigned by S&P Global Ratings - In terms of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
Concalls
Jul 2026
Jun 2026
Apr 2026

