Yes Bank Ltd.

22.80.26%

2026-08-21

yes.bank.inBSE: 532648NSE: YESBANK
Market Cap₹ 71,282 Cr.
Current Price₹ 23
High / Low₹ 26 / 17
Stock P/E18.9
Book Value₹ 17
Price to Book1.06
Dividend Yield0.00 %
ROCE8.0 %
ROE7.1 %
Face Value₹ 2

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Retail Banking: 41.9% • Corporate / Wholesale Banking: 33.5% • Treasury: 21.0% • Other Banking Operations: 3.6% • Retail Banking-Digital Banking: 0.0%

PROS

  • Asset quality is healthy - gross NPA of just 1.3%
  • Comfortable capital adequacy - CAR of 15.3%
  • Company has consistently been profitable over the last 5 years
  • Latest quarter profit grew 32.5% YoY, showing strong momentum
  • Operating margins have improved to 18.4% from 14.1%

CONS

  • A large part of profit comes from other income (152.6% of PBT)
  • Weak return ratios for a lender: 3Y avg ROA 0.6%
  • Thin net interest margin of 2.4%
  • Though reporting repeated profits, the company pays out little dividend (0.0%)
  • Company's return on assets is weak at 0.8%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.HDFCBANK720.1514.051109831.872.15203826.901092.64905753.30936.6612.8135.64
2.ICICIBANK1401.8017.941006008.510.8616209.7412.6252240.856.4416.5132.39
3.KOTAKBANK392.0519.21389986.670.175487.0623.8918354.576.4112.0519.05
4.AXISBANK1232.3513.81383618.900.087656.5122.3135541.969.8711.0463.88
5.FEDERALBNK359.4518.9788849.290.331297.6137.067861.589.9410.9866.11
6.IDBI80.729.3186793.390.002130.575.277549.287.4414.7676.80
7.AUBANK1071.3044.1280340.090.097959.531270.3153027.421111.1014.1756.24
8.INDUSINDBK1011.9559.6378845.130.151037.0271.6811309.94-7.784.9755.07
9.IDFCFIRSTB85.2031.8773452.790.291147.82153.1211051.0914.615.4238.45
10.YESBANK22.7118.8871281.660.001071.8132.538054.495.928.0458.47
11.RBLBANK381.0065.6959059.120.262342.30993.4138402.401015.976.4940.95
12.KARURVYSYA331.200.0032017.550.79755.7044.923049.4218.7223.6271.82
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023
6,445
Interest Expended
4,449
Net Interest Income
1,996
1,192
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
462
Tax %
25.00%
Net Profit
0
EPS
0
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Sep 2023
6,714
Interest Expended
4,794
Net Interest Income
1,920
1,267
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
304
Tax %
24.88%
Net Profit
0
EPS
0
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Dec 2023
6,989
Interest Expended
4,975
Net Interest Income
2,014
1,255
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
320
Tax %
24.29%
Net Profit
0
EPS
0
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Mar 2024
7,458
Interest Expended
5,309
Net Interest Income
2,149
1,642
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
451
Tax %
-3.70%
Net Profit
0
EPS
0
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Jun 2024
7,725
Interest Expended
5,486
Net Interest Income
2,240
1,271
Total Income
8,996
Operating Expenses
26,084
Operating Profit
9,022
Provisions & Contingencies
2,117
Profit before Tax
691
Tax %
25.27%
Net Profit
516
EPS
0
Gross NPA %
1.70%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.30%
Return on Assets %
0.50%
Branches / ATMs / Employees
Gross NPA %
1.70%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.30%
Return on Assets %
0.50%
Branches / ATMs / Employees
Sep 2024
7,737
Interest Expended
5,544
Net Interest Income
2,194
1,488
Total Income
9,225
Operating Expenses
26,871
Operating Profit
9,947
Provisions & Contingencies
2,973
Profit before Tax
697
Tax %
18.76%
Net Profit
567
EPS
0
Gross NPA %
1.60%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.70%
Return on Assets %
0.50%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.70%
Return on Assets %
0.50%
Branches / ATMs / Employees
Dec 2024
7,833
Interest Expended
5,617
Net Interest Income
2,216
1,583
Total Income
9,416
Operating Expenses
27,098
Operating Profit
10,891
Provisions & Contingencies
2,588
Profit before Tax
830
Tax %
25.40%
Net Profit
619
EPS
0
Gross NPA %
1.60%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.20%
Return on Assets %
0.60%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.20%
Return on Assets %
0.60%
Branches / ATMs / Employees
Mar 2025
7,623
Interest Expended
5,352
Net Interest Income
2,271
1,815
Total Income
9,438
Operating Expenses
27,624
Operating Profit
13,235
Provisions & Contingencies
3,178
Profit before Tax
1,006
Tax %
25.97%
Net Profit
745
EPS
0
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.70%
Return on Assets %
0.70%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.70%
Return on Assets %
0.70%
Branches / ATMs / Employees
Jun 2025
7,605
Interest Expended
5,235
Net Interest Income
2,370
1,825
Total Income
9,429
Operating Expenses
28,256
Operating Profit
13,687
Provisions & Contingencies
2,840
Profit before Tax
1,085
Tax %
25.44%
Net Profit
809
EPS
0
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.90%
Return on Assets %
0.80%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.90%
Return on Assets %
0.80%
Branches / ATMs / Employees
Sep 2025
7,389
Interest Expended
5,093
Net Interest Income
2,296
1,724
Total Income
9,113
Operating Expenses
27,105
Operating Profit
13,100
Provisions & Contingencies
4,189
Profit before Tax
891
Tax %
25.43%
Net Profit
664
EPS
0
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.00%
Return on Assets %
0.60%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.00%
Return on Assets %
0.60%
Branches / ATMs / Employees
Dec 2025
7,553
Interest Expended
5,093
Net Interest Income
2,460
1,720
Total Income
9,272
Operating Expenses
29,392
Operating Profit
12,401
Provisions & Contingencies
219
Profit before Tax
1,218
Tax %
21.47%
Net Profit
957
EPS
0
Gross NPA %
1.50%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
14.60%
Return on Assets %
0.90%
Branches / ATMs / Employees
Gross NPA %
1.50%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
14.60%
Return on Assets %
0.90%
Branches / ATMs / Employees
Mar 2026
7,662
Interest Expended
5,030
Net Interest Income
2,633
1,816
Total Income
9,478
Operating Expenses
28,114
Operating Profit
16,370
Provisions & Contingencies
1,876
Profit before Tax
1,449
Tax %
25.33%
Net Profit
1,082
EPS
0
Gross NPA %
1.30%
Net NPA %
0.20%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.40%
Return on Assets %
1.00%
Branches / ATMs / Employees
Gross NPA %
1.30%
Net NPA %
0.20%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.40%
Return on Assets %
1.00%
Branches / ATMs / Employees
Jun 2026
8,054
Interest Expended
5,269
Net Interest Income
2,785
1,870
Total Income
9,925
Operating Expenses
2,950
Operating Profit
1,706
Provisions & Contingencies
394
Profit before Tax
1,311
Tax %
18.25%
Net Profit
1,072
EPS
0
Gross NPA %
1.30%
Net NPA %
0.20%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.20%
Return on Assets %
0.90%
Branches / ATMs / Employees
Gross NPA %
1.30%
Net NPA %
0.20%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.20%
Return on Assets %
0.90%
Branches / ATMs / Employees

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
0
Interest Expended
10,627
Net Interest Income
-10,627
4,218
Total Income
0
0
Operating Profit
-10,627
800
Profit before Tax
5,053
Tax %
0
Net Profit
3,340
EPS
15
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2018
0
Interest Expended
12,529
Net Interest Income
-12,529
5,293
Total Income
0
0
Operating Profit
-12,529
1,508
Profit before Tax
6,205
Tax %
0
Net Profit
4,233
EPS
18
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2019
0
Interest Expended
19,811
Net Interest Income
-19,811
4,675
Total Income
0
0
Operating Profit
-19,811
5,501
Profit before Tax
2,349
Tax %
0
Net Profit
1,709
EPS
7
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2020
0
Interest Expended
19,258
Net Interest Income
-19,258
11,956
Total Income
0
0
Operating Profit
-19,258
32,307
Profit before Tax
-20,838
Tax %
0
Net Profit
-16,433
EPS
-56
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2021
0
Interest Expended
12,611
Net Interest Income
-12,611
3,107
Total Income
0
0
Operating Profit
-12,611
9,138
Profit before Tax
-4,762
Tax %
0
Net Profit
-3,489
EPS
-2
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2022
0
Interest Expended
12,528
Net Interest Income
-12,528
3,405
Total Income
0
0
Operating Profit
-12,528
1,484
Profit before Tax
1,434
Tax %
0
Net Profit
1,064
EPS
0
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2023
0
Interest Expended
14,800
Net Interest Income
-14,800
3,883
Total Income
0
0
Operating Profit
-14,800
2,242
Profit before Tax
981
Tax %
0
Net Profit
736
EPS
0
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2024
27,606
Interest Expended
19,527
Net Interest Income
8,079
5,355
Total Income
32,961
10,009
Operating Profit
3,424
1,887
Profit before Tax
1,538
Tax %
16
Net Profit
1,285
EPS
0
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2025
30,919
Interest Expended
21,998
Net Interest Income
8,920
6,157
Total Income
37,076
10,768
Operating Profit
4,310
1,086
Profit before Tax
3,224
Tax %
24
Net Profit
2,447
EPS
1
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2026
30,208
Interest Expended
20,450
Net Interest Income
9,758
7,084
Total Income
37,293
11,287
Operating Profit
5,556
912
Profit before Tax
4,643
Tax %
24
Net Profit
3,512
EPS
1
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
TTM
Interest Expended
20,484
Net Interest Income
7,130
Total Income
37,789
Operating Profit
Profit before Tax
4,870
Tax %
22
Net Profit
3,775
EPS
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %

COMPOUNDED SALES GROWTH

10 Years:
8%
5 Years:
9%
3 Years:
10%

COMPOUNDED PROFIT GROWTH

10 Years:
3%
5 Years:
3 Years:
68%

STOCK PRICE CAGR

10 Years:
-22%
5 Years:
15%
3 Years:
10%
1 Year:
17%

RETURN ON EQUITY

10 Years:
-2%
5 Years:
4%
3 Years:
5%
Last Year:
7%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2018

Jun 4

₹ 1.35

Rs.2.7000 per share(135%)Dividend

2017

May 29

₹ 1.20

2016

May 30

₹ 1

Rs.10.0000 per share(100%)Final Dividend

Mar 2017
Equity Capital
456
21,583
1,42,857
38,607
Other Liabilities & Provisions
11,556
Total Liabilities
2,15,060
6,952
Balances with Banks & Money at Call
12,603
49,982
1,32,263
612
12,574
Total Assets
2,15,060
CASA Deposits
32,782
CASA Ratio (%)
22.95
Credit-Deposit Ratio (%)
92.58
Contingent Liabilities
3,79,565
Bills for Collection
0
Book Value per Share
482.81
CASA Deposits
32,782
CASA Ratio (%)
22.95
Credit-Deposit Ratio (%)
92.58
Contingent Liabilities
3,79,565
Bills for Collection
0
Book Value per Share
482.81
Mar 2018
Equity Capital
461
25,292
2,00,689
74,894
Other Liabilities & Provisions
11,115
Total Liabilities
3,12,450
11,426
Balances with Banks & Money at Call
13,328
68,293
2,03,519
765
15,046
Total Assets
3,12,450
CASA Deposits
44,350
CASA Ratio (%)
22.10
Credit-Deposit Ratio (%)
101.41
Contingent Liabilities
5,81,830
Bills for Collection
0
Book Value per Share
111.82
CASA Deposits
44,350
CASA Ratio (%)
22.10
Credit-Deposit Ratio (%)
101.41
Contingent Liabilities
5,81,830
Bills for Collection
0
Book Value per Share
111.82
Mar 2019
Equity Capital
463
26,424
2,27,558
1,08,424
Other Liabilities & Provisions
17,990
Total Liabilities
3,80,860
10,798
Balances with Banks & Money at Call
16,187
89,329
2,41,397
778
22,319
Total Assets
3,80,860
CASA Deposits
46,711
CASA Ratio (%)
20.53
Credit-Deposit Ratio (%)
106.08
Contingent Liabilities
6,54,162
Bills for Collection
0
Book Value per Share
116.14
CASA Deposits
46,711
CASA Ratio (%)
20.53
Credit-Deposit Ratio (%)
106.08
Contingent Liabilities
6,54,162
Bills for Collection
0
Book Value per Share
116.14
Mar 2020
Equity Capital
2,510
19,185
1,05,311
1,13,791
Other Liabilities & Provisions
17,036
Total Liabilities
2,57,832
5,944
Balances with Banks & Money at Call
2,487
43,748
1,71,433
730
33,198
Total Assets
2,57,832
CASA Deposits
18,564
CASA Ratio (%)
17.63
Credit-Deposit Ratio (%)
162.79
Contingent Liabilities
4,58,528
Bills for Collection
0
Book Value per Share
17.29
CASA Deposits
18,564
CASA Ratio (%)
17.63
Credit-Deposit Ratio (%)
162.79
Contingent Liabilities
4,58,528
Bills for Collection
0
Book Value per Share
17.29
Mar 2021
Equity Capital
5,011
28,127
1,62,846
63,949
Other Liabilities & Provisions
13,660
Total Liabilities
2,73,593
6,813
Balances with Banks & Money at Call
22,512
43,115
1,66,805
2,096
32,190
Total Assets
2,73,593
CASA Deposits
23,590
CASA Ratio (%)
14.49
Credit-Deposit Ratio (%)
102.43
Contingent Liabilities
4,59,642
Bills for Collection
0
Book Value per Share
13.23
CASA Deposits
23,590
CASA Ratio (%)
14.49
Credit-Deposit Ratio (%)
102.43
Contingent Liabilities
4,59,642
Bills for Collection
0
Book Value per Share
13.23
Mar 2022
Equity Capital
5,011
28,679
1,97,063
72,340
Other Liabilities & Provisions
15,476
Total Liabilities
3,18,578
43,452
Balances with Banks & Money at Call
3,296
51,754
1,80,959
2,016
36,976
Total Assets
3,18,578
CASA Deposits
34,970
CASA Ratio (%)
17.75
Credit-Deposit Ratio (%)
91.83
Contingent Liabilities
6,80,146
Bills for Collection
0
Book Value per Share
13.45
CASA Deposits
34,970
CASA Ratio (%)
17.75
Credit-Deposit Ratio (%)
91.83
Contingent Liabilities
6,80,146
Bills for Collection
0
Book Value per Share
13.45
Mar 2023
Equity Capital
5,751
33,989
2,17,382
77,754
Other Liabilities & Provisions
19,350
Total Liabilities
3,55,204
12,864
Balances with Banks & Money at Call
6,492
76,749
2,03,237
2,156
53,411
Total Assets
3,55,204
CASA Deposits
33,300
CASA Ratio (%)
15.32
Credit-Deposit Ratio (%)
93.49
Contingent Liabilities
6,61,385
Bills for Collection
0
Book Value per Share
13.82
CASA Deposits
33,300
CASA Ratio (%)
15.32
Credit-Deposit Ratio (%)
93.49
Contingent Liabilities
6,61,385
Bills for Collection
0
Book Value per Share
13.82
Mar 2024
Equity Capital
5,754
35,395
2,66,230
80,508
Other Liabilities & Provisions
17,469
Total Liabilities
41
18,139
Balances with Banks & Money at Call
1,179
89,997
2,27,799
2,509
66,381
Total Assets
41
CASA Deposits
40,973
CASA Ratio (%)
15.39
Credit-Deposit Ratio (%)
85.56
Contingent Liabilities
7,96,958
Bills for Collection
15,368
Book Value per Share
14.30
CASA Deposits
40,973
CASA Ratio (%)
15.39
Credit-Deposit Ratio (%)
85.56
Contingent Liabilities
7,96,958
Bills for Collection
15,368
Book Value per Share
14.30
Mar 2025
Equity Capital
6,271
41,442
2,84,420
71,971
Other Liabilities & Provisions
19,889
Total Liabilities
4,24,116
15,260
Balances with Banks & Money at Call
13,307
84,725
2,46,120
2,872
61,625
Total Assets
4,24,116
CASA Deposits
54,176
CASA Ratio (%)
19.05
Credit-Deposit Ratio (%)
86.53
Contingent Liabilities
11,90,239
Bills for Collection
8,880
Book Value per Share
15.22
CASA Deposits
54,176
CASA Ratio (%)
19.05
Credit-Deposit Ratio (%)
86.53
Contingent Liabilities
11,90,239
Bills for Collection
8,880
Book Value per Share
15.22
Mar 2026
Equity Capital
6,276
44,705
3,18,969
65,451
Other Liabilities & Provisions
34,621
Total Liabilities
4,70,204
16,745
Balances with Banks & Money at Call
21,602
87,755
2,73,445
3,097
67,459
Total Assets
4,70,204
CASA Deposits
59,637
CASA Ratio (%)
18.70
Credit-Deposit Ratio (%)
85.73
Contingent Liabilities
12,21,361
Bills for Collection
3,714
Book Value per Share
16.25
CASA Deposits
59,637
CASA Ratio (%)
18.70
Credit-Deposit Ratio (%)
85.73
Contingent Liabilities
12,21,361
Bills for Collection
3,714
Book Value per Share
16.25

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
4,384
Cash from Investing
-4,474
Cash from Financing
11,429
11,339
Mar 2018
-21,810
Cash from Investing
-8,745
Cash from Financing
35,748
5,193
Mar 2019
-24,573
Cash from Investing
-6,294
Cash from Financing
33,039
2,172
Mar 2020
-57,721
Cash from Investing
14,192
Cash from Financing
25,038
-18,491
Mar 2021
55,396
Cash from Investing
392
Cash from Financing
-34,942
20,846
Mar 2022
23,598
Cash from Investing
-14,511
Cash from Financing
8,391
17,478
Mar 2023
-25,816
Cash from Investing
-12,904
Cash from Financing
11,450
-27,270
Mar 2024
9,645
Cash from Investing
-12,431
Cash from Financing
2,771
-16
Mar 2025
6,386
Cash from Investing
8,527
Cash from Financing
-5,651
9,262
Mar 2026
21,217
Cash from Investing
-4,971
Cash from Financing
-6,485
9,761

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
EPS (₹)
73.17
Book Value (₹)
482.81
Dividend per Share (₹)
12.00
Net Interest Margin %
0.00%
ROA %
1.76%
ROE %
18.66%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
32.03%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2018
EPS (₹)
18.38
Book Value (₹)
111.82
Dividend per Share (₹)
2.70
Net Interest Margin %
0.00%
ROA %
1.60%
ROE %
17.72%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
26.75%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2019
EPS (₹)
7.38
Book Value (₹)
116.14
Dividend per Share (₹)
2.00
Net Interest Margin %
0.00%
ROA %
0.49%
ROE %
6.49%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-59.62%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2020
EPS (₹)
-13.09
Book Value (₹)
17.29
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-5.15%
ROE %
-67.65%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-1061.38%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2021
EPS (₹)
-1.39
Book Value (₹)
13.23
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-1.31%
ROE %
-12.73%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
78.77%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2022
EPS (₹)
0.42
Book Value (₹)
13.45
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
0.36%
ROE %
3.18%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
130.50%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2023
EPS (₹)
0.26
Book Value (₹)
13.82
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
0.22%
ROE %
2.00%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-30.85%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2024
EPS (₹)
0.45
Book Value (₹)
14.30
Dividend per Share (₹)
0.00
Net Interest Margin %
2.40%
ROA %
0.34%
ROE %
3.18%
74.51%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
30.91%
Credit-Deposit Ratio %
0.30%
0.00%
Net Profit Growth %
74.66%
Book Value Growth %
3.50%
P/E (x)
51.94x
P/B (x)
1.62x
0.00%
Mar 2025
EPS (₹)
0.78
Book Value (₹)
15.22
Dividend per Share (₹)
0.00
Net Interest Margin %
2.48%
ROA %
0.59%
ROE %
5.51%
71.42%
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
34.27%
Credit-Deposit Ratio %
0.25%
0.00%
Net Profit Growth %
90.37%
Book Value Growth %
6.39%
P/E (x)
21.65x
P/B (x)
1.11x
0.00%
Mar 2026
EPS (₹)
1.12
Book Value (₹)
16.25
Dividend per Share (₹)
0.00
Net Interest Margin %
2.44%
ROA %
0.79%
ROE %
7.12%
67.01%
Gross NPA %
1.30%
Net NPA %
0.20%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
35.10%
Credit-Deposit Ratio %
0.21%
0.00%
Net Profit Growth %
43.55%
Book Value Growth %
6.76%
P/E (x)
15.41x
P/B (x)
1.06x
0.00%

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
Promoters
0.00
27.08
38.10
Government
0.00
Public
34.81
Sep 2024
Promoters
0.00
27.00
38.20
Government
0.00
Public
34.79
Dec 2024
Promoters
0.00
26.74
38.64
Government
0.00
Public
34.62
Mar 2025
Promoters
0.00
26.87
39.46
Government
0.00
Public
33.66
Jun 2025
Promoters
0.00
24.95
40.20
Government
0.00
Public
34.84
Sep 2025
Promoters
0.00
44.95
20.73
Government
0.00
Public
34.30
Dec 2025
Promoters
0.00
45.74
21.06
Government
0.00
Public
33.19
Mar 2026
Promoters
0.00
46.42
21.75
Government
0.00
Public
31.82
Jun 2026
Promoters
0.00
46.12
23.98
Government
0.00
Public
29.90

Documents

Announcements

  • Shareholders meeting

    2026-08-19 - Yes Bank Limited has informed the Exchange regarding Outcome / Proceedings of the Twenty-Second (22nd) Annual General Meeting of YES Bank Limited

  • Analysts/Institutional Investor Meet/Con. Call Updates

    2026-08-17 - Yes Bank Limited has informed the Exchange about Revised intimation under the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015

Annual Reports

Nothing filed yet.

Credit Ratings

  • Credit Rating- Revision

    2026-08-14 - Yes Bank Limited has informed the Exchange about Update on India Ratings

  • Credit Rating- Revision

    2026-08-05 - Yes Bank Limited has informed the Exchange about Update on Credit Ratings by CRISIL

  • Credit Rating- New

    2026-07-09 - Intimation of Credit Rating assigned by S&P Global Ratings - In terms of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

Concalls