IndusInd Bank Ltd.

1,005.6-0.24%

2026-08-21

indusind.bank.inBSE: 532187NSE: INDUSINDBK
Market Cap₹ 78,845 Cr.
Current Price₹ 1,008
High / Low₹ 1,078 / 711
Stock P/E59.6
Book Value₹ 852
Price to Book0.90
Dividend Yield0.15 %
ROCE5.0 %
ROE1.4 %
Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Other Retail Banking-Retail Banking: 57.8% • Corporate/Wholesale Banking: 18.9% • Treasury: 18.2% • Digital Banking-Retail Banking: 5.1% • Other Banking Operation: 0.0%

PROS

  • Comfortable capital adequacy - CAR of 17.5%
  • Company has consistently been profitable over the last 5 years
  • Latest quarter profit grew 71.7% YoY, showing strong momentum
  • Healthy net interest margin of 3.7%
  • Institutional investors have been accumulating - FII+DII up 4.2pp
  • Company generates healthy free cash flow

CONS

  • A large part of profit comes from other income (597.2% of PBT)
  • Company has delivered a poor profit growth of -21.2% over past five years
  • Valuation is stretched - P/E of 59.6 is well above its own 5-year median (19.6)
  • Operating margins have contracted to 19.8% from 39.6%
  • Growth is decelerating - 3Y profit CAGR (-50.7%) trails the 5Y trend (-21.2%)
  • Though reporting repeated profits, the company pays out little dividend (13.1%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.HDFCBANK720.1514.051109831.872.15203826.901092.64905753.30936.6612.8135.64
2.ICICIBANK1401.8017.941006008.510.8616209.7412.6252240.856.4416.5132.39
3.KOTAKBANK392.0519.21389986.670.175487.0623.8918354.576.4112.0519.05
4.AXISBANK1232.3513.81383618.900.087656.5122.3135541.969.8711.0463.88
5.FEDERALBNK359.4518.9788849.290.331297.6137.067861.589.9410.9866.11
6.IDBI80.729.3186793.390.002130.575.277549.287.4414.7676.80
7.AUBANK1071.3044.1280340.090.097959.531270.3153027.421111.1014.1756.24
8.INDUSINDBK1011.9559.6378845.130.151037.0271.6811309.94-7.784.9755.07
9.IDFCFIRSTB85.2031.8773452.790.291147.82153.1211051.0914.615.4238.45
10.YESBANK22.7118.8871281.660.001071.8132.538054.495.928.0458.47
11.RBLBANK381.0065.6959059.120.262342.30993.4138402.401015.976.4940.95
12.KARURVYSYA331.200.0032017.550.79755.7044.923049.4218.7223.6271.82
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023
10,730
Interest Expended
5,863
Net Interest Income
4,867
2,210
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
2,840
Tax %
25.19%
Net Profit
0
EPS
27
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Sep 2023
11,248
Interest Expended
6,171
Net Interest Income
5,077
2,282
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
2,935
Tax %
24.97%
Net Profit
0
EPS
28
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Dec 2023
11,572
Interest Expended
6,277
Net Interest Income
5,296
2,396
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
3,073
Tax %
25.11%
Net Profit
0
EPS
30
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Mar 2024
12,199
Interest Expended
6,822
Net Interest Income
5,376
2,508
Total Income
0
Operating Expenses
0
Operating Profit
0
Provisions & Contingencies
0
Profit before Tax
3,131
Tax %
24.98%
Net Profit
0
EPS
30
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Jun 2024
12,547
Interest Expended
7,139
Net Interest Income
5,408
2,442
Total Income
14,988
Operating Expenses
38,974
Operating Profit
39,518
Provisions & Contingencies
10,498
Profit before Tax
2,902
Tax %
25.20%
Net Profit
2,171
EPS
28
Gross NPA %
2.02%
Net NPA %
0.60%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.55%
Return on Assets %
1.70%
Branches / ATMs / Employees
Gross NPA %
2.02%
Net NPA %
0.60%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.55%
Return on Assets %
1.70%
Branches / ATMs / Employees
Sep 2024
12,686
Interest Expended
7,339
Net Interest Income
5,347
2,185
Total Income
14,871
Operating Expenses
39,324
Operating Profit
35,998
Provisions & Contingencies
18,201
Profit before Tax
1,780
Tax %
25.20%
Net Profit
1,331
EPS
17
Gross NPA %
2.11%
Net NPA %
0.64%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.51%
Return on Assets %
1.00%
Branches / ATMs / Employees
Gross NPA %
2.11%
Net NPA %
0.64%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.51%
Return on Assets %
1.00%
Branches / ATMs / Employees
Dec 2024
12,801
Interest Expended
7,573
Net Interest Income
5,228
2,355
Total Income
15,156
Operating Expenses
39,825
Operating Profit
36,006
Provisions & Contingencies
17,436
Profit before Tax
1,857
Tax %
24.48%
Net Profit
1,402
EPS
18
Gross NPA %
2.25%
Net NPA %
0.68%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.46%
Return on Assets %
1.03%
Branches / ATMs / Employees
Gross NPA %
2.25%
Net NPA %
0.68%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.46%
Return on Assets %
1.03%
Branches / ATMs / Employees
Mar 2025
10,634
Interest Expended
7,586
Net Interest Income
3,048
709
Total Income
11,343
Operating Expenses
42,480
Operating Profit
-4,909
Provisions & Contingencies
25,221
Profit before Tax
-3,013
Tax %
22.70%
Net Profit
-2,329
EPS
-30
Gross NPA %
3.13%
Net NPA %
0.95%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.24%
Return on Assets %
-1.74%
Branches / ATMs / Employees
Gross NPA %
3.13%
Net NPA %
0.95%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.24%
Return on Assets %
-1.74%
Branches / ATMs / Employees
Jun 2025
12,264
Interest Expended
7,624
Net Interest Income
4,640
2,157
Total Income
14,421
Operating Expenses
42,294
Operating Profit
25,673
Provisions & Contingencies
17,600
Profit before Tax
807
Tax %
25.18%
Net Profit
604
EPS
8
Gross NPA %
3.64%
Net NPA %
1.12%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.63%
Return on Assets %
0.45%
Branches / ATMs / Employees
Gross NPA %
3.64%
Net NPA %
1.12%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.63%
Return on Assets %
0.45%
Branches / ATMs / Employees
Sep 2025
11,609
Interest Expended
7,199
Net Interest Income
4,409
1,651
Total Income
13,260
Operating Expenses
40,133
Operating Profit
20,473
Provisions & Contingencies
26,312
Profit before Tax
-584
Tax %
25.16%
Net Profit
-437
EPS
-6
Gross NPA %
3.60%
Net NPA %
1.04%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.10%
Return on Assets %
-0.33%
Branches / ATMs / Employees
Gross NPA %
3.60%
Net NPA %
1.04%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.10%
Return on Assets %
-0.33%
Branches / ATMs / Employees
Dec 2025
11,373
Interest Expended
6,811
Net Interest Income
4,562
1,707
Total Income
13,080
Operating Expenses
39,992
Operating Profit
22,696
Provisions & Contingencies
20,958
Profit before Tax
174
Tax %
26.41%
Net Profit
128
EPS
2
Gross NPA %
3.56%
Net NPA %
1.04%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.94%
Return on Assets %
0.10%
Branches / ATMs / Employees
Gross NPA %
3.56%
Net NPA %
1.04%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.94%
Return on Assets %
0.10%
Branches / ATMs / Employees
Mar 2026
11,005
Interest Expended
6,634
Net Interest Income
4,371
1,714
Total Income
12,719
Operating Expenses
37,899
Operating Profit
22,953
Provisions & Contingencies
14,821
Profit before Tax
813
Tax %
26.93%
Net Profit
594
EPS
8
Gross NPA %
3.43%
Net NPA %
1.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.48%
Return on Assets %
0.45%
Branches / ATMs / Employees
Gross NPA %
3.43%
Net NPA %
1.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.48%
Return on Assets %
0.45%
Branches / ATMs / Employees
Jun 2026
11,310
Interest Expended
6,625
Net Interest Income
4,685
1,787
Total Income
13,096
Operating Expenses
3,698
Operating Profit
2,773
Provisions & Contingencies
1,384
Profit before Tax
1,389
Tax %
25.35%
Net Profit
1,037
EPS
1
Gross NPA %
3.25%
Net NPA %
0.95%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.15%
Return on Assets %
0.78%
Branches / ATMs / Employees
Gross NPA %
3.25%
Net NPA %
0.95%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.15%
Return on Assets %
0.78%
Branches / ATMs / Employees

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
0
Interest Expended
8,343
Net Interest Income
-8,343
4,171
Total Income
0
0
Operating Profit
-8,343
746
Profit before Tax
4,360
Tax %
0
Net Profit
2,868
EPS
48
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2018
0
Interest Expended
9,783
Net Interest Income
-9,783
4,750
Total Income
0
0
Operating Profit
-9,783
1,022
Profit before Tax
5,481
Tax %
0
Net Profit
3,606
EPS
60
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2019
0
Interest Expended
13,415
Net Interest Income
-13,415
5,647
Total Income
0
0
Operating Profit
-13,415
3,108
Profit before Tax
4,980
Tax %
0
Net Profit
3,300
EPS
54
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2020
0
Interest Expended
16,724
Net Interest Income
-16,724
6,953
Total Income
0
0
Operating Profit
-16,724
4,110
Profit before Tax
6,177
Tax %
0
Net Profit
4,458
EPS
64
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2021
0
Interest Expended
15,472
Net Interest Income
-15,472
6,501
Total Income
0
0
Operating Profit
-15,472
5,669
Profit before Tax
3,929
Tax %
0
Net Profit
2,930
EPS
40
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2022
0
Interest Expended
15,822
Net Interest Income
-15,822
7,345
Total Income
0
0
Operating Profit
-15,822
4,450
Profit before Tax
6,433
Tax %
0
Net Profit
4,805
EPS
62
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2023
0
Interest Expended
18,776
Net Interest Income
-18,776
8,173
Total Income
0
0
Operating Profit
-18,776
4,186
Profit before Tax
9,932
Tax %
0
Net Profit
7,443
EPS
96
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2024
45,748
Interest Expended
25,132
Net Interest Income
20,616
9,396
Total Income
55,144
14,148
Operating Profit
15,864
3,885
Profit before Tax
11,979
Tax %
25
Net Profit
8,977
EPS
115
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2025
48,668
Interest Expended
29,636
Net Interest Income
19,031
7,690
Total Income
56,358
16,060
Operating Profit
10,661
7,136
Profit before Tax
3,526
Tax %
27
Net Profit
2,575
EPS
33
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2026
46,251
Interest Expended
28,268
Net Interest Income
17,982
7,229
Total Income
53,480
16,032
Operating Profit
9,180
7,969
Profit before Tax
1,210
Tax %
27
Net Profit
889
EPS
11
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
TTM
Interest Expended
27,270
Net Interest Income
6,859
Total Income
52,156
Operating Profit
Profit before Tax
1,792
Tax %
26
Net Profit
1,322
EPS
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %

COMPOUNDED SALES GROWTH

10 Years:
15%
5 Years:
10%
3 Years:
8%

COMPOUNDED PROFIT GROWTH

10 Years:
-9%
5 Years:
-21%
3 Years:
-51%

STOCK PRICE CAGR

10 Years:
-2%
5 Years:
1%
3 Years:
-10%
1 Year:
30%

RETURN ON EQUITY

10 Years:
11%
5 Years:
9%
3 Years:
7%
Last Year:
1%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2026

Jun 25

₹ 0.15

Rs.1.5000 per share(15%)Final Dividend

2024

Jun 28

₹ 1.65

Rs.16.5000 per share(165%)Final Dividend

2023

Jun 2

₹ 1.40

Rs.14.0000 per share(140%)Final Dividend

2022

Aug 11

₹ 0.85

Rs.8.5000 per share(85%)Dividend

2021

Aug 17

₹ 0.50

Rs.5.0000 per share(50%)Final Dividend

2018

Jul 18

₹ 0.75

Rs.7.5000 per share(75%)Dividend

2017

Jul 18

₹ 0.60

2016

Jun 23

₹ 0.45

Rs.4.5000 per share(45%)Dividend

2026

Aug 6

₹ 0.15

Rs.1.5000 per share(15%)Final Dividend

Mar 2017
Equity Capital
598
20,034
1,26,572
22,454
Other Liabilities & Provisions
8,976
Total Liabilities
1,78,650
7,749
Balances with Banks & Money at Call
10,880
36,704
1,13,081
1,307
8,902
Total Assets
1,78,650
CASA Deposits
27,037
CASA Ratio (%)
21.36
Credit-Deposit Ratio (%)
89.34
Contingent Liabilities
4,06,387
Bills for Collection
0
Book Value per Share
338.68
CASA Deposits
27,037
CASA Ratio (%)
21.36
Credit-Deposit Ratio (%)
89.34
Contingent Liabilities
4,06,387
Bills for Collection
0
Book Value per Share
338.68
Mar 2018
Equity Capital
600
23,228
1,51,639
38,289
Other Liabilities & Provisions
7,856
Total Liabilities
2,21,628
10,962
Balances with Banks & Money at Call
2,253
50,078
1,44,954
1,313
12,041
Total Assets
2,21,628
CASA Deposits
45,888
CASA Ratio (%)
30.26
Credit-Deposit Ratio (%)
95.59
Contingent Liabilities
6,62,099
Bills for Collection
0
Book Value per Share
390.96
CASA Deposits
45,888
CASA Ratio (%)
30.26
Credit-Deposit Ratio (%)
95.59
Contingent Liabilities
6,62,099
Bills for Collection
0
Book Value per Share
390.96
Mar 2019
Equity Capital
603
26,073
1,94,868
47,321
Other Liabilities & Provisions
8,944
Total Liabilities
2,77,821
9,961
Balances with Banks & Money at Call
4,822
59,268
1,86,394
1,688
15,666
Total Assets
2,77,821
CASA Deposits
54,486
CASA Ratio (%)
27.96
Credit-Deposit Ratio (%)
95.65
Contingent Liabilities
9,52,668
Bills for Collection
0
Book Value per Share
437.22
CASA Deposits
54,486
CASA Ratio (%)
27.96
Credit-Deposit Ratio (%)
95.65
Contingent Liabilities
9,52,668
Bills for Collection
0
Book Value per Share
437.22
Mar 2020
Equity Capital
694
33,371
2,02,027
60,754
Other Liabilities & Provisions
9,700
Total Liabilities
3,07,229
13,683
Balances with Banks & Money at Call
2,372
59,938
2,06,783
1,792
22,582
Total Assets
3,07,229
CASA Deposits
53,130
CASA Ratio (%)
26.30
Credit-Deposit Ratio (%)
102.35
Contingent Liabilities
9,67,602
Bills for Collection
0
Book Value per Share
486.57
CASA Deposits
53,130
CASA Ratio (%)
26.30
Credit-Deposit Ratio (%)
102.35
Contingent Liabilities
9,67,602
Bills for Collection
0
Book Value per Share
486.57
Mar 2021
Equity Capital
773
42,722
2,55,870
51,323
Other Liabilities & Provisions
12,210
Total Liabilities
3,62,903
17,957
Balances with Banks & Money at Call
38,652
69,653
2,12,595
1,801
22,169
Total Assets
3,62,903
CASA Deposits
71,065
CASA Ratio (%)
27.77
Credit-Deposit Ratio (%)
83.09
Contingent Liabilities
8,50,075
Bills for Collection
0
Book Value per Share
558.36
CASA Deposits
71,065
CASA Ratio (%)
27.77
Credit-Deposit Ratio (%)
83.09
Contingent Liabilities
8,50,075
Bills for Collection
0
Book Value per Share
558.36
Mar 2022
Equity Capital
775
47,236
2,93,349
47,323
Other Liabilities & Provisions
13,268
Total Liabilities
4,01,967
60,198
Balances with Banks & Money at Call
8,387
70,930
2,39,052
1,834
21,472
Total Assets
4,01,967
CASA Deposits
88,826
CASA Ratio (%)
30.28
Credit-Deposit Ratio (%)
81.49
Contingent Liabilities
9,23,786
Bills for Collection
0
Book Value per Share
615.79
CASA Deposits
88,826
CASA Ratio (%)
30.28
Credit-Deposit Ratio (%)
81.49
Contingent Liabilities
9,23,786
Bills for Collection
0
Book Value per Share
615.79
Mar 2023
Equity Capital
776
54,184
3,36,120
49,011
Other Liabilities & Provisions
17,701
Total Liabilities
4,57,837
42,975
Balances with Banks & Money at Call
13,802
83,076
2,89,924
1,944
25,982
Total Assets
4,57,837
CASA Deposits
84,128
CASA Ratio (%)
25.03
Credit-Deposit Ratio (%)
86.26
Contingent Liabilities
12,64,263
Bills for Collection
0
Book Value per Share
704.46
CASA Deposits
84,128
CASA Ratio (%)
25.03
Credit-Deposit Ratio (%)
86.26
Contingent Liabilities
12,64,263
Bills for Collection
0
Book Value per Share
704.46
Mar 2024
Equity Capital
778
62,326
3,84,586
47,611
Other Liabilities & Provisions
19,689
Total Liabilities
52
18,561
Balances with Banks & Money at Call
18,347
1,06,486
3,43,298
2,127
26,078
Total Assets
52
CASA Deposits
98,676
CASA Ratio (%)
25.66
Credit-Deposit Ratio (%)
89.26
Contingent Liabilities
16,38,931
Bills for Collection
36,152
Book Value per Share
806.97
CASA Deposits
98,676
CASA Ratio (%)
25.66
Credit-Deposit Ratio (%)
89.26
Contingent Liabilities
16,38,931
Bills for Collection
36,152
Book Value per Share
806.97
Mar 2025
Equity Capital
779
63,914
4,10,862
53,704
Other Liabilities & Provisions
24,706
Total Liabilities
5,54,107
51,006
Balances with Banks & Money at Call
8,369
1,14,457
3,45,019
2,309
32,760
Total Assets
5,54,107
CASA Deposits
94,025
CASA Ratio (%)
22.88
Credit-Deposit Ratio (%)
83.97
Contingent Liabilities
13,98,892
Bills for Collection
37,638
Book Value per Share
826.68
CASA Deposits
94,025
CASA Ratio (%)
22.88
Credit-Deposit Ratio (%)
83.97
Contingent Liabilities
13,98,892
Bills for Collection
37,638
Book Value per Share
826.68
Mar 2026
Equity Capital
779
64,809
3,99,931
42,789
Other Liabilities & Provisions
34,934
Total Liabilities
5,43,394
29,946
Balances with Banks & Money at Call
18,987
1,25,007
3,15,871
2,420
51,037
Total Assets
5,43,394
CASA Deposits
89,899
CASA Ratio (%)
22.48
Credit-Deposit Ratio (%)
78.98
Contingent Liabilities
11,72,722
Bills for Collection
35,716
Book Value per Share
838.36
CASA Deposits
89,899
CASA Ratio (%)
22.48
Credit-Deposit Ratio (%)
78.98
Contingent Liabilities
11,72,722
Bills for Collection
35,716
Book Value per Share
838.36

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
11,569
Cash from Investing
-274
Cash from Financing
-2,768
8,527
Mar 2018
-20,700
Cash from Investing
-220
Cash from Financing
15,505
-5,415
Mar 2019
-6,389
Cash from Investing
-638
Cash from Financing
8,590
1,563
Mar 2020
-12,907
Cash from Investing
-416
Cash from Financing
12,733
-591
Mar 2021
44,976
Cash from Investing
-331
Cash from Financing
-4,096
40,549
Mar 2022
16,672
Cash from Investing
-406
Cash from Financing
-4,302
11,964
Mar 2023
-12,442
Cash from Investing
-560
Cash from Financing
1,115
-11,888
Mar 2024
-16,925
Cash from Investing
-711
Cash from Financing
-2,242
-19,878
Mar 2025
18,278
Cash from Investing
-709
Cash from Financing
4,876
22,445
Mar 2026
993
Cash from Investing
-634
Cash from Financing
-10,912
-10,553

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
EPS (₹)
47.95
Book Value (₹)
338.68
Dividend per Share (₹)
6.00
Net Interest Margin %
0.00%
ROA %
1.78%
ROE %
15.27%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
25.43%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2018
EPS (₹)
60.08
Book Value (₹)
390.96
Dividend per Share (₹)
7.50
Net Interest Margin %
0.00%
ROA %
1.80%
ROE %
16.49%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
25.74%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2019
EPS (₹)
54.77
Book Value (₹)
437.22
Dividend per Share (₹)
7.50
Net Interest Margin %
0.00%
ROA %
1.32%
ROE %
13.25%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-8.47%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2020
EPS (₹)
64.28
Book Value (₹)
486.57
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
1.52%
ROE %
14.84%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
35.07%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2021
EPS (₹)
37.89
Book Value (₹)
558.36
Dividend per Share (₹)
5.00
Net Interest Margin %
0.00%
ROA %
0.87%
ROE %
7.62%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-34.28%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2022
EPS (₹)
62.03
Book Value (₹)
615.79
Dividend per Share (₹)
8.50
Net Interest Margin %
0.00%
ROA %
1.26%
ROE %
10.57%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
63.99%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2023
EPS (₹)
95.93
Book Value (₹)
704.46
Dividend per Share (₹)
14.00
Net Interest Margin %
0.00%
ROA %
1.73%
ROE %
14.54%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
54.92%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2024
EPS (₹)
115.34
Book Value (₹)
806.97
Dividend per Share (₹)
16.50
Net Interest Margin %
4.24%
ROA %
1.85%
ROE %
15.28%
47.14%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
37.88%
Credit-Deposit Ratio %
0.12%
0.00%
Net Profit Growth %
20.61%
Book Value Growth %
14.55%
P/E (x)
13.49x
P/B (x)
1.93x
1.06%
Mar 2025
EPS (₹)
33.06
Book Value (₹)
826.68
Dividend per Share (₹)
0.00
Net Interest Margin %
3.67%
ROA %
0.48%
ROE %
4.05%
60.10%
Gross NPA %
3.13%
Net NPA %
0.95%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
32.81%
Credit-Deposit Ratio %
0.13%
0.00%
Net Profit Growth %
-71.31%
Book Value Growth %
2.44%
P/E (x)
19.65x
P/B (x)
0.79x
0.00%
Mar 2026
EPS (₹)
11.41
Book Value (₹)
838.36
Dividend per Share (₹)
1.50
Net Interest Margin %
3.67%
ROA %
0.16%
ROE %
1.37%
63.59%
Gross NPA %
3.43%
Net NPA %
1.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
31.24%
Credit-Deposit Ratio %
0.11%
0.00%
Net Profit Growth %
-65.47%
Book Value Growth %
1.41%
P/E (x)
65.95x
P/B (x)
0.90x
0.20%

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
16.38
37.98
29.69
Government
0.00
15.16
Sep 2024
16.36
33.95
34.60
Government
0.00
14.57
Dec 2024
16.29
24.74
42.31
Government
0.00
16.28
Mar 2025
15.83
29.53
36.32
Government
0.00
17.94
Jun 2025
15.82
33.69
33.18
Government
0.00
16.93
Sep 2025
15.82
34.32
31.57
Government
0.00
17.91
Dec 2025
15.82
31.60
35.00
Government
0.00
17.20
Mar 2026
15.82
28.57
40.13
Government
0.00
15.10
Jun 2026
15.82
29.17
41.86
Government
0.00
12.77

Documents

Announcements

  • Credit Rating

    2026-08-19 - Indusind Bank Limited has informed the Exchange about Credit Rating

  • Press Release

    2026-08-18 - IndusInd Bank Limited has informed the Exchange regarding a press release dated August 18, 2026, titled "IndusInd Bank Limited joins the Partnership for Carbon Accounting Financials (PCAF)".

Annual Reports

Nothing filed yet.

Credit Ratings

  • Credit Rating

    2026-08-19 - Indusind Bank Limited has informed the Exchange about Credit Rating

  • Credit Rating

    2026-07-03 - Indusind Bank Limited has informed the Exchange about Credit Rating

  • Credit Rating

    2026-05-21 - Indusind Bank Limited has informed the Exchange about Credit Rating

Concalls