IndusInd Bank Ltd.
•2026-08-21
ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Other Retail Banking-Retail Banking: 57.8% • Corporate/Wholesale Banking: 18.9% • Treasury: 18.2% • Digital Banking-Retail Banking: 5.1% • Other Banking Operation: 0.0%
PROS
- Comfortable capital adequacy - CAR of 17.5%
- Company has consistently been profitable over the last 5 years
- Latest quarter profit grew 71.7% YoY, showing strong momentum
- Healthy net interest margin of 3.7%
- Institutional investors have been accumulating - FII+DII up 4.2pp
- Company generates healthy free cash flow
CONS
- A large part of profit comes from other income (597.2% of PBT)
- Company has delivered a poor profit growth of -21.2% over past five years
- Valuation is stretched - P/E of 59.6 is well above its own 5-year median (19.6)
- Operating margins have contracted to 19.8% from 39.6%
- Growth is decelerating - 3Y profit CAGR (-50.7%) trails the 5Y trend (-21.2%)
- Though reporting repeated profits, the company pays out little dividend (13.1%)
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | HDFCBANK | 720.15 | 14.05 | 1109831.87 | 2.15 | 203826.90 | 1092.64 | 905753.30 | 936.66 | 12.81 | 35.64 |
| 2. | ICICIBANK | 1401.80 | 17.94 | 1006008.51 | 0.86 | 16209.74 | 12.62 | 52240.85 | 6.44 | 16.51 | 32.39 |
| 3. | KOTAKBANK | 392.05 | 19.21 | 389986.67 | 0.17 | 5487.06 | 23.89 | 18354.57 | 6.41 | 12.05 | 19.05 |
| 4. | AXISBANK | 1232.35 | 13.81 | 383618.90 | 0.08 | 7656.51 | 22.31 | 35541.96 | 9.87 | 11.04 | 63.88 |
| 5. | FEDERALBNK | 359.45 | 18.97 | 88849.29 | 0.33 | 1297.61 | 37.06 | 7861.58 | 9.94 | 10.98 | 66.11 |
| 6. | IDBI | 80.72 | 9.31 | 86793.39 | 0.00 | 2130.57 | 5.27 | 7549.28 | 7.44 | 14.76 | 76.80 |
| 7. | AUBANK | 1071.30 | 44.12 | 80340.09 | 0.09 | 7959.53 | 1270.31 | 53027.42 | 1111.10 | 14.17 | 56.24 |
| 8. | INDUSINDBK | 1011.95 | 59.63 | 78845.13 | 0.15 | 1037.02 | 71.68 | 11309.94 | -7.78 | 4.97 | 55.07 |
| 9. | IDFCFIRSTB | 85.20 | 31.87 | 73452.79 | 0.29 | 1147.82 | 153.12 | 11051.09 | 14.61 | 5.42 | 38.45 |
| 10. | YESBANK | 22.71 | 18.88 | 71281.66 | 0.00 | 1071.81 | 32.53 | 8054.49 | 5.92 | 8.04 | 58.47 |
| 11. | RBLBANK | 381.00 | 65.69 | 59059.12 | 0.26 | 2342.30 | 993.41 | 38402.40 | 1015.97 | 6.49 | 40.95 |
| 12. | KARURVYSYA | 331.20 | 0.00 | 32017.55 | 0.79 | 755.70 | 44.92 | 3049.42 | 18.72 | 23.62 | 71.82 |
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 10,730 | 11,248 | 11,572 | 12,199 | 12,547 | 12,686 | 12,801 | 10,634 | 12,264 | 11,609 | 11,373 | 11,005 | 11,310 | |
| Interest Expended | 5,863 | 6,171 | 6,277 | 6,822 | 7,139 | 7,339 | 7,573 | 7,586 | 7,624 | 7,199 | 6,811 | 6,634 | 6,625 |
| Net Interest Income | 4,867 | 5,077 | 5,296 | 5,376 | 5,408 | 5,347 | 5,228 | 3,048 | 4,640 | 4,409 | 4,562 | 4,371 | 4,685 |
| 2,210 | 2,282 | 2,396 | 2,508 | 2,442 | 2,185 | 2,355 | 709 | 2,157 | 1,651 | 1,707 | 1,714 | 1,787 | |
| Total Income | 0 | 0 | 0 | 0 | 14,988 | 14,871 | 15,156 | 11,343 | 14,421 | 13,260 | 13,080 | 12,719 | 13,096 |
| Operating Expenses | 0 | 0 | 0 | 0 | 38,974 | 39,324 | 39,825 | 42,480 | 42,294 | 40,133 | 39,992 | 37,899 | 3,698 |
| Operating Profit | 0 | 0 | 0 | 0 | 39,518 | 35,998 | 36,006 | -4,909 | 25,673 | 20,473 | 22,696 | 22,953 | 2,773 |
| Provisions & Contingencies | 0 | 0 | 0 | 0 | 10,498 | 18,201 | 17,436 | 25,221 | 17,600 | 26,312 | 20,958 | 14,821 | 1,384 |
| Profit before Tax | 2,840 | 2,935 | 3,073 | 3,131 | 2,902 | 1,780 | 1,857 | -3,013 | 807 | -584 | 174 | 813 | 1,389 |
| Tax % | 25.19% | 24.97% | 25.11% | 24.98% | 25.20% | 25.20% | 24.48% | 22.70% | 25.18% | 25.16% | 26.41% | 26.93% | 25.35% |
| Net Profit | 0 | 0 | 0 | 0 | 2,171 | 1,331 | 1,402 | -2,329 | 604 | -437 | 128 | 594 | 1,037 |
| EPS | 27 | 28 | 30 | 30 | 28 | 17 | 18 | -30 | 8 | -6 | 2 | 8 | 1 |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 2.02% | 2.11% | 2.25% | 3.13% | 3.64% | 3.60% | 3.56% | 3.43% | 3.25% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.60% | 0.64% | 0.68% | 0.95% | 1.12% | 1.04% | 1.04% | 1.00% | 0.95% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 17.55% | 16.51% | 16.46% | 16.24% | 16.63% | 17.10% | 16.94% | 17.48% | 17.15% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 1.70% | 1.00% | 1.03% | -1.74% | 0.45% | -0.33% | 0.10% | 0.45% | 0.78% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 2.02% | 2.11% | 2.25% | 3.13% | 3.64% | 3.60% | 3.56% | 3.43% | 3.25% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.60% | 0.64% | 0.68% | 0.95% | 1.12% | 1.04% | 1.04% | 1.00% | 0.95% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 17.55% | 16.51% | 16.46% | 16.24% | 16.63% | 17.10% | 16.94% | 17.48% | 17.15% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 1.70% | 1.00% | 1.03% | -1.74% | 0.45% | -0.33% | 0.10% | 0.45% | 0.78% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
- 10,730
- Interest Expended
- 5,863
- Net Interest Income
- 4,867
- 2,210
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 2,840
- Tax %
- 25.19%
- Net Profit
- 0
- EPS
- 27
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 11,248
- Interest Expended
- 6,171
- Net Interest Income
- 5,077
- 2,282
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 2,935
- Tax %
- 24.97%
- Net Profit
- 0
- EPS
- 28
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 11,572
- Interest Expended
- 6,277
- Net Interest Income
- 5,296
- 2,396
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 3,073
- Tax %
- 25.11%
- Net Profit
- 0
- EPS
- 30
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 12,199
- Interest Expended
- 6,822
- Net Interest Income
- 5,376
- 2,508
- Total Income
- 0
- Operating Expenses
- 0
- Operating Profit
- 0
- Provisions & Contingencies
- 0
- Profit before Tax
- 3,131
- Tax %
- 24.98%
- Net Profit
- 0
- EPS
- 30
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 12,547
- Interest Expended
- 7,139
- Net Interest Income
- 5,408
- 2,442
- Total Income
- 14,988
- Operating Expenses
- 38,974
- Operating Profit
- 39,518
- Provisions & Contingencies
- 10,498
- Profit before Tax
- 2,902
- Tax %
- 25.20%
- Net Profit
- 2,171
- EPS
- 28
- Gross NPA %
- 2.02%
- Net NPA %
- 0.60%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.55%
- Return on Assets %
- 1.70%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 2.02%
- Net NPA %
- 0.60%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.55%
- Return on Assets %
- 1.70%
- Branches / ATMs / Employees
- —
- 12,686
- Interest Expended
- 7,339
- Net Interest Income
- 5,347
- 2,185
- Total Income
- 14,871
- Operating Expenses
- 39,324
- Operating Profit
- 35,998
- Provisions & Contingencies
- 18,201
- Profit before Tax
- 1,780
- Tax %
- 25.20%
- Net Profit
- 1,331
- EPS
- 17
- Gross NPA %
- 2.11%
- Net NPA %
- 0.64%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.51%
- Return on Assets %
- 1.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 2.11%
- Net NPA %
- 0.64%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.51%
- Return on Assets %
- 1.00%
- Branches / ATMs / Employees
- —
- 12,801
- Interest Expended
- 7,573
- Net Interest Income
- 5,228
- 2,355
- Total Income
- 15,156
- Operating Expenses
- 39,825
- Operating Profit
- 36,006
- Provisions & Contingencies
- 17,436
- Profit before Tax
- 1,857
- Tax %
- 24.48%
- Net Profit
- 1,402
- EPS
- 18
- Gross NPA %
- 2.25%
- Net NPA %
- 0.68%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.46%
- Return on Assets %
- 1.03%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 2.25%
- Net NPA %
- 0.68%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.46%
- Return on Assets %
- 1.03%
- Branches / ATMs / Employees
- —
- 10,634
- Interest Expended
- 7,586
- Net Interest Income
- 3,048
- 709
- Total Income
- 11,343
- Operating Expenses
- 42,480
- Operating Profit
- -4,909
- Provisions & Contingencies
- 25,221
- Profit before Tax
- -3,013
- Tax %
- 22.70%
- Net Profit
- -2,329
- EPS
- -30
- Gross NPA %
- 3.13%
- Net NPA %
- 0.95%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.24%
- Return on Assets %
- -1.74%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.13%
- Net NPA %
- 0.95%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.24%
- Return on Assets %
- -1.74%
- Branches / ATMs / Employees
- —
- 12,264
- Interest Expended
- 7,624
- Net Interest Income
- 4,640
- 2,157
- Total Income
- 14,421
- Operating Expenses
- 42,294
- Operating Profit
- 25,673
- Provisions & Contingencies
- 17,600
- Profit before Tax
- 807
- Tax %
- 25.18%
- Net Profit
- 604
- EPS
- 8
- Gross NPA %
- 3.64%
- Net NPA %
- 1.12%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.63%
- Return on Assets %
- 0.45%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.64%
- Net NPA %
- 1.12%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.63%
- Return on Assets %
- 0.45%
- Branches / ATMs / Employees
- —
- 11,609
- Interest Expended
- 7,199
- Net Interest Income
- 4,409
- 1,651
- Total Income
- 13,260
- Operating Expenses
- 40,133
- Operating Profit
- 20,473
- Provisions & Contingencies
- 26,312
- Profit before Tax
- -584
- Tax %
- 25.16%
- Net Profit
- -437
- EPS
- -6
- Gross NPA %
- 3.60%
- Net NPA %
- 1.04%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.10%
- Return on Assets %
- -0.33%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.60%
- Net NPA %
- 1.04%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.10%
- Return on Assets %
- -0.33%
- Branches / ATMs / Employees
- —
- 11,373
- Interest Expended
- 6,811
- Net Interest Income
- 4,562
- 1,707
- Total Income
- 13,080
- Operating Expenses
- 39,992
- Operating Profit
- 22,696
- Provisions & Contingencies
- 20,958
- Profit before Tax
- 174
- Tax %
- 26.41%
- Net Profit
- 128
- EPS
- 2
- Gross NPA %
- 3.56%
- Net NPA %
- 1.04%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.94%
- Return on Assets %
- 0.10%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.56%
- Net NPA %
- 1.04%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.94%
- Return on Assets %
- 0.10%
- Branches / ATMs / Employees
- —
- 11,005
- Interest Expended
- 6,634
- Net Interest Income
- 4,371
- 1,714
- Total Income
- 12,719
- Operating Expenses
- 37,899
- Operating Profit
- 22,953
- Provisions & Contingencies
- 14,821
- Profit before Tax
- 813
- Tax %
- 26.93%
- Net Profit
- 594
- EPS
- 8
- Gross NPA %
- 3.43%
- Net NPA %
- 1.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.48%
- Return on Assets %
- 0.45%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.43%
- Net NPA %
- 1.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.48%
- Return on Assets %
- 0.45%
- Branches / ATMs / Employees
- —
- 11,310
- Interest Expended
- 6,625
- Net Interest Income
- 4,685
- 1,787
- Total Income
- 13,096
- Operating Expenses
- 3,698
- Operating Profit
- 2,773
- Provisions & Contingencies
- 1,384
- Profit before Tax
- 1,389
- Tax %
- 25.35%
- Net Profit
- 1,037
- EPS
- 1
- Gross NPA %
- 3.25%
- Net NPA %
- 0.95%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.15%
- Return on Assets %
- 0.78%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.25%
- Net NPA %
- 0.95%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.15%
- Return on Assets %
- 0.78%
- Branches / ATMs / Employees
- —
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 45,748 | 48,668 | 46,251 | — | |
| Interest Expended | 8,343 | 9,783 | 13,415 | 16,724 | 15,472 | 15,822 | 18,776 | 25,132 | 29,636 | 28,268 | 27,270 |
| Net Interest Income | -8,343 | -9,783 | -13,415 | -16,724 | -15,472 | -15,822 | -18,776 | 20,616 | 19,031 | 17,982 | — |
| 4,171 | 4,750 | 5,647 | 6,953 | 6,501 | 7,345 | 8,173 | 9,396 | 7,690 | 7,229 | 6,859 | |
| Total Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 55,144 | 56,358 | 53,480 | 52,156 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 14,148 | 16,060 | 16,032 | — | |
| Operating Profit | -8,343 | -9,783 | -13,415 | -16,724 | -15,472 | -15,822 | -18,776 | 15,864 | 10,661 | 9,180 | — |
| 746 | 1,022 | 3,108 | 4,110 | 5,669 | 4,450 | 4,186 | 3,885 | 7,136 | 7,969 | — | |
| Profit before Tax | 4,360 | 5,481 | 4,980 | 6,177 | 3,929 | 6,433 | 9,932 | 11,979 | 3,526 | 1,210 | 1,792 |
| Tax % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 25 | 27 | 27 | 26 |
| Net Profit | 2,868 | 3,606 | 3,300 | 4,458 | 2,930 | 4,805 | 7,443 | 8,977 | 2,575 | 889 | 1,322 |
| EPS | 48 | 60 | 54 | 64 | 40 | 62 | 96 | 115 | 33 | 11 | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
- 0
- Interest Expended
- 8,343
- Net Interest Income
- -8,343
- 4,171
- Total Income
- 0
- 0
- Operating Profit
- -8,343
- 746
- Profit before Tax
- 4,360
- Tax %
- 0
- Net Profit
- 2,868
- EPS
- 48
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 9,783
- Net Interest Income
- -9,783
- 4,750
- Total Income
- 0
- 0
- Operating Profit
- -9,783
- 1,022
- Profit before Tax
- 5,481
- Tax %
- 0
- Net Profit
- 3,606
- EPS
- 60
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 13,415
- Net Interest Income
- -13,415
- 5,647
- Total Income
- 0
- 0
- Operating Profit
- -13,415
- 3,108
- Profit before Tax
- 4,980
- Tax %
- 0
- Net Profit
- 3,300
- EPS
- 54
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 16,724
- Net Interest Income
- -16,724
- 6,953
- Total Income
- 0
- 0
- Operating Profit
- -16,724
- 4,110
- Profit before Tax
- 6,177
- Tax %
- 0
- Net Profit
- 4,458
- EPS
- 64
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 15,472
- Net Interest Income
- -15,472
- 6,501
- Total Income
- 0
- 0
- Operating Profit
- -15,472
- 5,669
- Profit before Tax
- 3,929
- Tax %
- 0
- Net Profit
- 2,930
- EPS
- 40
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 15,822
- Net Interest Income
- -15,822
- 7,345
- Total Income
- 0
- 0
- Operating Profit
- -15,822
- 4,450
- Profit before Tax
- 6,433
- Tax %
- 0
- Net Profit
- 4,805
- EPS
- 62
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 18,776
- Net Interest Income
- -18,776
- 8,173
- Total Income
- 0
- 0
- Operating Profit
- -18,776
- 4,186
- Profit before Tax
- 9,932
- Tax %
- 0
- Net Profit
- 7,443
- EPS
- 96
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 45,748
- Interest Expended
- 25,132
- Net Interest Income
- 20,616
- 9,396
- Total Income
- 55,144
- 14,148
- Operating Profit
- 15,864
- 3,885
- Profit before Tax
- 11,979
- Tax %
- 25
- Net Profit
- 8,977
- EPS
- 115
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 48,668
- Interest Expended
- 29,636
- Net Interest Income
- 19,031
- 7,690
- Total Income
- 56,358
- 16,060
- Operating Profit
- 10,661
- 7,136
- Profit before Tax
- 3,526
- Tax %
- 27
- Net Profit
- 2,575
- EPS
- 33
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 46,251
- Interest Expended
- 28,268
- Net Interest Income
- 17,982
- 7,229
- Total Income
- 53,480
- 16,032
- Operating Profit
- 9,180
- 7,969
- Profit before Tax
- 1,210
- Tax %
- 27
- Net Profit
- 889
- EPS
- 11
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- —
- Interest Expended
- 27,270
- Net Interest Income
- —
- 6,859
- Total Income
- 52,156
- —
- Operating Profit
- —
- —
- Profit before Tax
- 1,792
- Tax %
- 26
- Net Profit
- 1,322
- EPS
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 15%
- 5 Years:
- 10%
- 3 Years:
- 8%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- -9%
- 5 Years:
- -21%
- 3 Years:
- -51%
STOCK PRICE CAGR
- 10 Years:
- -2%
- 5 Years:
- 1%
- 3 Years:
- -10%
- 1 Year:
- 30%
RETURN ON EQUITY
- 10 Years:
- 11%
- 5 Years:
- 9%
- 3 Years:
- 7%
- Last Year:
- 1%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 598 | 600 | 603 | 694 | 773 | 775 | 776 | 778 | 779 | 779 |
| 20,034 | 23,228 | 26,073 | 33,371 | 42,722 | 47,236 | 54,184 | 62,326 | 63,914 | 64,809 | |
| 1,26,572 | 1,51,639 | 1,94,868 | 2,02,027 | 2,55,870 | 2,93,349 | 3,36,120 | 3,84,586 | 4,10,862 | 3,99,931 | |
| 22,454 | 38,289 | 47,321 | 60,754 | 51,323 | 47,323 | 49,011 | 47,611 | 53,704 | 42,789 | |
| Other Liabilities & Provisions | 8,976 | 7,856 | 8,944 | 9,700 | 12,210 | 13,268 | 17,701 | 19,689 | 24,706 | 34,934 |
| Total Liabilities | 1,78,650 | 2,21,628 | 2,77,821 | 3,07,229 | 3,62,903 | 4,01,967 | 4,57,837 | 52 | 5,54,107 | 5,43,394 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 7,749 | 10,962 | 9,961 | 13,683 | 17,957 | 60,198 | 42,975 | 18,561 | 51,006 | 29,946 | |
| Balances with Banks & Money at Call | 10,880 | 2,253 | 4,822 | 2,372 | 38,652 | 8,387 | 13,802 | 18,347 | 8,369 | 18,987 |
| 36,704 | 50,078 | 59,268 | 59,938 | 69,653 | 70,930 | 83,076 | 1,06,486 | 1,14,457 | 1,25,007 | |
| 1,13,081 | 1,44,954 | 1,86,394 | 2,06,783 | 2,12,595 | 2,39,052 | 2,89,924 | 3,43,298 | 3,45,019 | 3,15,871 | |
| 1,307 | 1,313 | 1,688 | 1,792 | 1,801 | 1,834 | 1,944 | 2,127 | 2,309 | 2,420 | |
| 8,902 | 12,041 | 15,666 | 22,582 | 22,169 | 21,472 | 25,982 | 26,078 | 32,760 | 51,037 | |
| Total Assets | 1,78,650 | 2,21,628 | 2,77,821 | 3,07,229 | 3,62,903 | 4,01,967 | 4,57,837 | 52 | 5,54,107 | 5,43,394 |
| CASA Deposits | 27,037 | 45,888 | 54,486 | 53,130 | 71,065 | 88,826 | 84,128 | 98,676 | 94,025 | 89,899 |
| CASA Ratio (%) | 21.36 | 30.26 | 27.96 | 26.30 | 27.77 | 30.28 | 25.03 | 25.66 | 22.88 | 22.48 |
| Credit-Deposit Ratio (%) | 89.34 | 95.59 | 95.65 | 102.35 | 83.09 | 81.49 | 86.26 | 89.26 | 83.97 | 78.98 |
| Contingent Liabilities | 4,06,387 | 6,62,099 | 9,52,668 | 9,67,602 | 8,50,075 | 9,23,786 | 12,64,263 | 16,38,931 | 13,98,892 | 11,72,722 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 36,152 | 37,638 | 35,716 |
| Book Value per Share | 338.68 | 390.96 | 437.22 | 486.57 | 558.36 | 615.79 | 704.46 | 806.97 | 826.68 | 838.36 |
| CASA Deposits | 27,037 | 45,888 | 54,486 | 53,130 | 71,065 | 88,826 | 84,128 | 98,676 | 94,025 | 89,899 |
| CASA Ratio (%) | 21.36 | 30.26 | 27.96 | 26.30 | 27.77 | 30.28 | 25.03 | 25.66 | 22.88 | 22.48 |
| Credit-Deposit Ratio (%) | 89.34 | 95.59 | 95.65 | 102.35 | 83.09 | 81.49 | 86.26 | 89.26 | 83.97 | 78.98 |
| Contingent Liabilities | 4,06,387 | 6,62,099 | 9,52,668 | 9,67,602 | 8,50,075 | 9,23,786 | 12,64,263 | 16,38,931 | 13,98,892 | 11,72,722 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 36,152 | 37,638 | 35,716 |
| Book Value per Share | 338.68 | 390.96 | 437.22 | 486.57 | 558.36 | 615.79 | 704.46 | 806.97 | 826.68 | 838.36 |
- Equity Capital
- 598
- 20,034
- 1,26,572
- 22,454
- Other Liabilities & Provisions
- 8,976
- Total Liabilities
- 1,78,650
- 7,749
- Balances with Banks & Money at Call
- 10,880
- 36,704
- 1,13,081
- 1,307
- 8,902
- Total Assets
- 1,78,650
- CASA Deposits
- 27,037
- CASA Ratio (%)
- 21.36
- Credit-Deposit Ratio (%)
- 89.34
- Contingent Liabilities
- 4,06,387
- Bills for Collection
- 0
- Book Value per Share
- 338.68
- CASA Deposits
- 27,037
- CASA Ratio (%)
- 21.36
- Credit-Deposit Ratio (%)
- 89.34
- Contingent Liabilities
- 4,06,387
- Bills for Collection
- 0
- Book Value per Share
- 338.68
- Equity Capital
- 600
- 23,228
- 1,51,639
- 38,289
- Other Liabilities & Provisions
- 7,856
- Total Liabilities
- 2,21,628
- 10,962
- Balances with Banks & Money at Call
- 2,253
- 50,078
- 1,44,954
- 1,313
- 12,041
- Total Assets
- 2,21,628
- CASA Deposits
- 45,888
- CASA Ratio (%)
- 30.26
- Credit-Deposit Ratio (%)
- 95.59
- Contingent Liabilities
- 6,62,099
- Bills for Collection
- 0
- Book Value per Share
- 390.96
- CASA Deposits
- 45,888
- CASA Ratio (%)
- 30.26
- Credit-Deposit Ratio (%)
- 95.59
- Contingent Liabilities
- 6,62,099
- Bills for Collection
- 0
- Book Value per Share
- 390.96
- Equity Capital
- 603
- 26,073
- 1,94,868
- 47,321
- Other Liabilities & Provisions
- 8,944
- Total Liabilities
- 2,77,821
- 9,961
- Balances with Banks & Money at Call
- 4,822
- 59,268
- 1,86,394
- 1,688
- 15,666
- Total Assets
- 2,77,821
- CASA Deposits
- 54,486
- CASA Ratio (%)
- 27.96
- Credit-Deposit Ratio (%)
- 95.65
- Contingent Liabilities
- 9,52,668
- Bills for Collection
- 0
- Book Value per Share
- 437.22
- CASA Deposits
- 54,486
- CASA Ratio (%)
- 27.96
- Credit-Deposit Ratio (%)
- 95.65
- Contingent Liabilities
- 9,52,668
- Bills for Collection
- 0
- Book Value per Share
- 437.22
- Equity Capital
- 694
- 33,371
- 2,02,027
- 60,754
- Other Liabilities & Provisions
- 9,700
- Total Liabilities
- 3,07,229
- 13,683
- Balances with Banks & Money at Call
- 2,372
- 59,938
- 2,06,783
- 1,792
- 22,582
- Total Assets
- 3,07,229
- CASA Deposits
- 53,130
- CASA Ratio (%)
- 26.30
- Credit-Deposit Ratio (%)
- 102.35
- Contingent Liabilities
- 9,67,602
- Bills for Collection
- 0
- Book Value per Share
- 486.57
- CASA Deposits
- 53,130
- CASA Ratio (%)
- 26.30
- Credit-Deposit Ratio (%)
- 102.35
- Contingent Liabilities
- 9,67,602
- Bills for Collection
- 0
- Book Value per Share
- 486.57
- Equity Capital
- 773
- 42,722
- 2,55,870
- 51,323
- Other Liabilities & Provisions
- 12,210
- Total Liabilities
- 3,62,903
- 17,957
- Balances with Banks & Money at Call
- 38,652
- 69,653
- 2,12,595
- 1,801
- 22,169
- Total Assets
- 3,62,903
- CASA Deposits
- 71,065
- CASA Ratio (%)
- 27.77
- Credit-Deposit Ratio (%)
- 83.09
- Contingent Liabilities
- 8,50,075
- Bills for Collection
- 0
- Book Value per Share
- 558.36
- CASA Deposits
- 71,065
- CASA Ratio (%)
- 27.77
- Credit-Deposit Ratio (%)
- 83.09
- Contingent Liabilities
- 8,50,075
- Bills for Collection
- 0
- Book Value per Share
- 558.36
- Equity Capital
- 775
- 47,236
- 2,93,349
- 47,323
- Other Liabilities & Provisions
- 13,268
- Total Liabilities
- 4,01,967
- 60,198
- Balances with Banks & Money at Call
- 8,387
- 70,930
- 2,39,052
- 1,834
- 21,472
- Total Assets
- 4,01,967
- CASA Deposits
- 88,826
- CASA Ratio (%)
- 30.28
- Credit-Deposit Ratio (%)
- 81.49
- Contingent Liabilities
- 9,23,786
- Bills for Collection
- 0
- Book Value per Share
- 615.79
- CASA Deposits
- 88,826
- CASA Ratio (%)
- 30.28
- Credit-Deposit Ratio (%)
- 81.49
- Contingent Liabilities
- 9,23,786
- Bills for Collection
- 0
- Book Value per Share
- 615.79
- Equity Capital
- 776
- 54,184
- 3,36,120
- 49,011
- Other Liabilities & Provisions
- 17,701
- Total Liabilities
- 4,57,837
- 42,975
- Balances with Banks & Money at Call
- 13,802
- 83,076
- 2,89,924
- 1,944
- 25,982
- Total Assets
- 4,57,837
- CASA Deposits
- 84,128
- CASA Ratio (%)
- 25.03
- Credit-Deposit Ratio (%)
- 86.26
- Contingent Liabilities
- 12,64,263
- Bills for Collection
- 0
- Book Value per Share
- 704.46
- CASA Deposits
- 84,128
- CASA Ratio (%)
- 25.03
- Credit-Deposit Ratio (%)
- 86.26
- Contingent Liabilities
- 12,64,263
- Bills for Collection
- 0
- Book Value per Share
- 704.46
- Equity Capital
- 778
- 62,326
- 3,84,586
- 47,611
- Other Liabilities & Provisions
- 19,689
- Total Liabilities
- 52
- 18,561
- Balances with Banks & Money at Call
- 18,347
- 1,06,486
- 3,43,298
- 2,127
- 26,078
- Total Assets
- 52
- CASA Deposits
- 98,676
- CASA Ratio (%)
- 25.66
- Credit-Deposit Ratio (%)
- 89.26
- Contingent Liabilities
- 16,38,931
- Bills for Collection
- 36,152
- Book Value per Share
- 806.97
- CASA Deposits
- 98,676
- CASA Ratio (%)
- 25.66
- Credit-Deposit Ratio (%)
- 89.26
- Contingent Liabilities
- 16,38,931
- Bills for Collection
- 36,152
- Book Value per Share
- 806.97
- Equity Capital
- 779
- 63,914
- 4,10,862
- 53,704
- Other Liabilities & Provisions
- 24,706
- Total Liabilities
- 5,54,107
- 51,006
- Balances with Banks & Money at Call
- 8,369
- 1,14,457
- 3,45,019
- 2,309
- 32,760
- Total Assets
- 5,54,107
- CASA Deposits
- 94,025
- CASA Ratio (%)
- 22.88
- Credit-Deposit Ratio (%)
- 83.97
- Contingent Liabilities
- 13,98,892
- Bills for Collection
- 37,638
- Book Value per Share
- 826.68
- CASA Deposits
- 94,025
- CASA Ratio (%)
- 22.88
- Credit-Deposit Ratio (%)
- 83.97
- Contingent Liabilities
- 13,98,892
- Bills for Collection
- 37,638
- Book Value per Share
- 826.68
- Equity Capital
- 779
- 64,809
- 3,99,931
- 42,789
- Other Liabilities & Provisions
- 34,934
- Total Liabilities
- 5,43,394
- 29,946
- Balances with Banks & Money at Call
- 18,987
- 1,25,007
- 3,15,871
- 2,420
- 51,037
- Total Assets
- 5,43,394
- CASA Deposits
- 89,899
- CASA Ratio (%)
- 22.48
- Credit-Deposit Ratio (%)
- 78.98
- Contingent Liabilities
- 11,72,722
- Bills for Collection
- 35,716
- Book Value per Share
- 838.36
- CASA Deposits
- 89,899
- CASA Ratio (%)
- 22.48
- Credit-Deposit Ratio (%)
- 78.98
- Contingent Liabilities
- 11,72,722
- Bills for Collection
- 35,716
- Book Value per Share
- 838.36
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 11,569 | -20,700 | -6,389 | -12,907 | 44,976 | 16,672 | -12,442 | -16,925 | 18,278 | 993 | |
| Cash from Investing | -274 | -220 | -638 | -416 | -331 | -406 | -560 | -711 | -709 | -634 |
| Cash from Financing | -2,768 | 15,505 | 8,590 | 12,733 | -4,096 | -4,302 | 1,115 | -2,242 | 4,876 | -10,912 |
| 8,527 | -5,415 | 1,563 | -591 | 40,549 | 11,964 | -11,888 | -19,878 | 22,445 | -10,553 |
- 11,569
- Cash from Investing
- -274
- Cash from Financing
- -2,768
- 8,527
- -20,700
- Cash from Investing
- -220
- Cash from Financing
- 15,505
- -5,415
- -6,389
- Cash from Investing
- -638
- Cash from Financing
- 8,590
- 1,563
- -12,907
- Cash from Investing
- -416
- Cash from Financing
- 12,733
- -591
- 44,976
- Cash from Investing
- -331
- Cash from Financing
- -4,096
- 40,549
- 16,672
- Cash from Investing
- -406
- Cash from Financing
- -4,302
- 11,964
- -12,442
- Cash from Investing
- -560
- Cash from Financing
- 1,115
- -11,888
- -16,925
- Cash from Investing
- -711
- Cash from Financing
- -2,242
- -19,878
- 18,278
- Cash from Investing
- -709
- Cash from Financing
- 4,876
- 22,445
- 993
- Cash from Investing
- -634
- Cash from Financing
- -10,912
- -10,553
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 47.95 | 60.08 | 54.77 | 64.28 | 37.89 | 62.03 | 95.93 | 115.34 | 33.06 | 11.41 |
| Book Value (₹) | 338.68 | 390.96 | 437.22 | 486.57 | 558.36 | 615.79 | 704.46 | 806.97 | 826.68 | 838.36 |
| Dividend per Share (₹) | 6.00 | 7.50 | 7.50 | 0.00 | 5.00 | 8.50 | 14.00 | 16.50 | 0.00 | 1.50 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Net Interest Margin % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 4.24% | 3.67% | 3.67% |
| ROA % | 1.78% | 1.80% | 1.32% | 1.52% | 0.87% | 1.26% | 1.73% | 1.85% | 0.48% | 0.16% |
| ROE % | 15.27% | 16.49% | 13.25% | 14.84% | 7.62% | 10.57% | 14.54% | 15.28% | 4.05% | 1.37% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 47.14% | 60.10% | 63.59% | |
| ASSET QUALITY | - | - | - | - | - | - | - | - | - | - |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 3.13% | 3.43% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.95% | 1.00% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Slippage Ratio % | — | — | — | — | — | — | — | — | — | — |
| BALANCE SHEET & LIQUIDITY | - | - | - | - | - | - | - | - | - | - |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 37.88% | 32.81% | 31.24% |
| Credit-Deposit Ratio % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.12% | 0.13% | 0.11% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| GROWTH & VALUATION | - | - | - | - | - | - | - | - | - | - |
| Net Profit Growth % | 25.43% | 25.74% | -8.47% | 35.07% | -34.28% | 63.99% | 54.92% | 20.61% | -71.31% | -65.47% |
| Book Value Growth % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 14.55% | 2.44% | 1.41% |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 13.49x | 19.65x | 65.95x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.93x | 0.79x | 0.90x |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.06% | 0.00% | 0.20% |
- EPS (₹)
- 47.95
- Book Value (₹)
- 338.68
- Dividend per Share (₹)
- 6.00
- Net Interest Margin %
- 0.00%
- ROA %
- 1.78%
- ROE %
- 15.27%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 25.43%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 60.08
- Book Value (₹)
- 390.96
- Dividend per Share (₹)
- 7.50
- Net Interest Margin %
- 0.00%
- ROA %
- 1.80%
- ROE %
- 16.49%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 25.74%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 54.77
- Book Value (₹)
- 437.22
- Dividend per Share (₹)
- 7.50
- Net Interest Margin %
- 0.00%
- ROA %
- 1.32%
- ROE %
- 13.25%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -8.47%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 64.28
- Book Value (₹)
- 486.57
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- 1.52%
- ROE %
- 14.84%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 35.07%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 37.89
- Book Value (₹)
- 558.36
- Dividend per Share (₹)
- 5.00
- Net Interest Margin %
- 0.00%
- ROA %
- 0.87%
- ROE %
- 7.62%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -34.28%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 62.03
- Book Value (₹)
- 615.79
- Dividend per Share (₹)
- 8.50
- Net Interest Margin %
- 0.00%
- ROA %
- 1.26%
- ROE %
- 10.57%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 63.99%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 95.93
- Book Value (₹)
- 704.46
- Dividend per Share (₹)
- 14.00
- Net Interest Margin %
- 0.00%
- ROA %
- 1.73%
- ROE %
- 14.54%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 54.92%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 115.34
- Book Value (₹)
- 806.97
- Dividend per Share (₹)
- 16.50
- Net Interest Margin %
- 4.24%
- ROA %
- 1.85%
- ROE %
- 15.28%
- 47.14%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 37.88%
- Credit-Deposit Ratio %
- 0.12%
- 0.00%
- Net Profit Growth %
- 20.61%
- Book Value Growth %
- 14.55%
- P/E (x)
- 13.49x
- P/B (x)
- 1.93x
- 1.06%
- EPS (₹)
- 33.06
- Book Value (₹)
- 826.68
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 3.67%
- ROA %
- 0.48%
- ROE %
- 4.05%
- 60.10%
- Gross NPA %
- 3.13%
- Net NPA %
- 0.95%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 32.81%
- Credit-Deposit Ratio %
- 0.13%
- 0.00%
- Net Profit Growth %
- -71.31%
- Book Value Growth %
- 2.44%
- P/E (x)
- 19.65x
- P/B (x)
- 0.79x
- 0.00%
- EPS (₹)
- 11.41
- Book Value (₹)
- 838.36
- Dividend per Share (₹)
- 1.50
- Net Interest Margin %
- 3.67%
- ROA %
- 0.16%
- ROE %
- 1.37%
- 63.59%
- Gross NPA %
- 3.43%
- Net NPA %
- 1.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 31.24%
- Credit-Deposit Ratio %
- 0.11%
- 0.00%
- Net Profit Growth %
- -65.47%
- Book Value Growth %
- 1.41%
- P/E (x)
- 65.95x
- P/B (x)
- 0.90x
- 0.20%
Documents
Announcements
- Credit Rating
2026-08-19 - Indusind Bank Limited has informed the Exchange about Credit Rating
- Press Release
2026-08-18 - IndusInd Bank Limited has informed the Exchange regarding a press release dated August 18, 2026, titled "IndusInd Bank Limited joins the Partnership for Carbon Accounting Financials (PCAF)".
Annual Reports
Nothing filed yet.
Credit Ratings
- Credit Rating
2026-08-19 - Indusind Bank Limited has informed the Exchange about Credit Rating
- Credit Rating
2026-07-03 - Indusind Bank Limited has informed the Exchange about Credit Rating
- Credit Rating
2026-05-21 - Indusind Bank Limited has informed the Exchange about Credit Rating
Concalls
Jul 2026
Apr 2026
Jan 2026

