Bank Of Maharashtra

80.26-0.02%

2026-08-21

bankofmaharashtra.bank.inBSE: 532525NSE: MAHABANK
Market Cap₹ 61,417 Cr.
Current Price₹ 80
High / Low₹ 94 / 52
Stock P/E0.0
Book Value₹ 44
Price to Book1.51
Dividend Yield2.76 %
ROCE16.6 %
ROE24.3 %
Face Value₹ 10

Add ratio to table

ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Other Retails Banking-Retail Banking: 44.3% • Corporate/Wholesale Banking: 33.8% • Treasury: 21.3% • Other Banking Operations: 0.6% • Digital Banking-Retail Banking: 0.0%

PROS

  • Company has delivered good profit growth of 66.4% CAGR over last 5 years
  • Strong return ratios for a lender: 3Y avg ROE 24.6%, ROA 1.6%
  • Comfortable capital adequacy - CAR of 18.4%
  • Solid return on assets for a lender - ROA of 1.8%
  • Asset quality is healthy - gross NPA of just 1.4%

CONS

  • A large part of profit comes from other income (45.1% of PBT)
  • Promoter holding has decreased over last 2 years: -12.9pp
  • Effective tax rate is unusually low at 10.7% - earnings may be flattered
  • Equity base is being diluted - shares outstanding up 14.3%
  • Growth is decelerating - 3Y profit CAGR (39.2%) trails the 5Y trend (66.4%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.SBIN1046.0011.20965522.601.6624579.0413.65136240.498.3612.1652.34
2.UNIONBANK185.506.86141603.382.705368.1729.7727427.101.2114.5769.42
3.PNB117.006.09134467.442.565339.15191.4033589.173.1213.2675.40
4.BANKBARODA244.506.96126439.813.481572.59-53.0835114.526.8411.2033.10
5.INDIANB872.009.19117455.262.093299.4848.7318095.1411.1116.2867.14
6.CANBK128.555.87116603.223.274864.0861.9632957.164.5514.4668.47
7.BANKINDIA141.505.4764420.253.293138.4677.9220096.908.8310.9773.18
8.IOB33.1810.7263893.360.001659.2449.258777.5718.8211.3154.56
9.MAHABANK79.858.1561417.072.7620205.401168.3280346.501039.0216.5368.61
10.UCOBANK25.6913.0532214.131.71652.4324.096744.5915.1011.0054.71
11.CENTRALBK30.926.1327986.933.881328.955.439725.9012.798.2767.83
12.PSB23.210.0016468.851.68331.5123.163213.3710.409.0771.38
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023
4,789
Interest Expended
2,449
Net Interest Income
2,340
629
Total Income
0
Operating Expenses
1,105
Operating Profit
1,863
Provisions & Contingencies
776
Profit before Tax
1,087
Tax %
18.86%
Net Profit
882
EPS
1
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Sep 2023
5,068
Interest Expended
2,636
Net Interest Income
2,432
668
Total Income
0
Operating Expenses
1,179
Operating Profit
1,920
Provisions & Contingencies
985
Profit before Tax
936
Tax %
1.69%
Net Profit
920
EPS
1
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Dec 2023
5,171
Interest Expended
2,706
Net Interest Income
2,466
680
Total Income
0
Operating Expenses
1,134
Operating Profit
2,012
Provisions & Contingencies
943
Profit before Tax
1,069
Tax %
3.17%
Net Profit
1,036
EPS
1
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Mar 2024
5,467
Interest Expended
2,882
Net Interest Income
2,584
1,022
Total Income
0
Operating Expenses
1,396
Operating Profit
2,210
Provisions & Contingencies
942
Profit before Tax
1,267
Tax %
3.92%
Net Profit
1,218
EPS
2
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Jun 2024
5,875
Interest Expended
3,076
Net Interest Income
2,799
894
Total Income
6,769
Operating Expenses
1,399
Operating Profit
2,294
Provisions & Contingencies
950
Profit before Tax
1,344
Tax %
3.75%
Net Profit
1,293
EPS
2
Gross NPA %
1.85%
Net NPA %
0.20%
Provision Coverage %
98.36%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.72%
Branches / ATMs / Employees
Gross NPA %
1.85%
Net NPA %
0.20%
Provision Coverage %
98.36%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.72%
Branches / ATMs / Employees
Sep 2024
6,017
Interest Expended
3,211
Net Interest Income
2,807
792
Total Income
6,809
Operating Expenses
1,397
Operating Profit
2,202
Provisions & Contingencies
822
Profit before Tax
1,380
Tax %
3.85%
Net Profit
1,327
EPS
2
Gross NPA %
1.84%
Net NPA %
0.20%
Provision Coverage %
98.31%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.74%
Branches / ATMs / Employees
Gross NPA %
1.84%
Net NPA %
0.20%
Provision Coverage %
98.31%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.74%
Branches / ATMs / Employees
Dec 2024
6,325
Interest Expended
3,381
Net Interest Income
2,943
788
Total Income
7,113
Operating Expenses
1,428
Operating Profit
2,303
Provisions & Contingencies
841
Profit before Tax
1,462
Tax %
3.82%
Net Profit
1,406
EPS
2
Gross NPA %
1.80%
Net NPA %
0.20%
Provision Coverage %
98.28%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.78%
Branches / ATMs / Employees
Gross NPA %
1.80%
Net NPA %
0.20%
Provision Coverage %
98.28%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.78%
Branches / ATMs / Employees
Mar 2025
6,731
Interest Expended
3,614
Net Interest Income
3,116
981
Total Income
7,712
Operating Expenses
1,577
Operating Profit
2,520
Provisions & Contingencies
983
Profit before Tax
1,536
Tax %
2.83%
Net Profit
1,493
EPS
2
Gross NPA %
1.74%
Net NPA %
0.18%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.79%
Branches / ATMs / Employees
Gross NPA %
1.74%
Net NPA %
0.18%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.79%
Branches / ATMs / Employees
Jun 2025
7,054
Interest Expended
3,762
Net Interest Income
3,292
825
Total Income
7,879
Operating Expenses
1,547
Operating Profit
2,570
Provisions & Contingencies
867
Profit before Tax
1,703
Tax %
6.45%
Net Profit
1,593
EPS
2
Gross NPA %
1.74%
Net NPA %
0.18%
Provision Coverage %
98.36%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.70%
Branches / ATMs / Employees
Gross NPA %
1.74%
Net NPA %
0.18%
Provision Coverage %
98.36%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.70%
Branches / ATMs / Employees
Sep 2025
7,128
Interest Expended
3,881
Net Interest Income
3,248
845
Total Income
7,974
Operating Expenses
1,519
Operating Profit
2,574
Provisions & Contingencies
756
Profit before Tax
1,818
Tax %
10.19%
Net Profit
1,633
EPS
2
Gross NPA %
1.72%
Net NPA %
0.18%
Provision Coverage %
98.34%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.86%
Branches / ATMs / Employees
Gross NPA %
1.72%
Net NPA %
0.18%
Provision Coverage %
98.34%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.86%
Branches / ATMs / Employees
Dec 2025
7,344
Interest Expended
3,922
Net Interest Income
3,422
933
Total Income
8,277
Operating Expenses
1,620
Operating Profit
2,736
Provisions & Contingencies
728
Profit before Tax
2,007
Tax %
11.36%
Net Profit
1,779
EPS
2
Gross NPA %
1.60%
Net NPA %
0.15%
Provision Coverage %
98.41%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.88%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.15%
Provision Coverage %
98.41%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
1.88%
Branches / ATMs / Employees
Mar 2026
7,755
Interest Expended
4,053
Net Interest Income
3,702
938
Total Income
8,693
Operating Expenses
1,694
Operating Profit
2,946
Provisions & Contingencies
617
Profit before Tax
2,329
Tax %
13.52%
Net Profit
2,014
EPS
3
Gross NPA %
1.45%
Net NPA %
0.13%
Provision Coverage %
98.59%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
2.00%
Branches / ATMs / Employees
Gross NPA %
1.45%
Net NPA %
0.13%
Provision Coverage %
98.59%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
2.00%
Branches / ATMs / Employees
Jun 2026
8,035
Interest Expended
4,265
Net Interest Income
3,770
1,029
Total Income
9,063
Operating Expenses
1,681
Operating Profit
3,117
Provisions & Contingencies
840
Profit before Tax
2,277
Tax %
11.27%
Net Profit
2,020
EPS
0
Gross NPA %
1.45%
Net NPA %
0.13%
Provision Coverage %
98.55%
NIM %
3.79%
CASA %
49.00%
Capital Adequacy %
18.64%
Return on Assets %
1.90%
Branches / ATMs / Employees
Gross NPA %
1.45%
Net NPA %
0.13%
Provision Coverage %
98.55%
NIM %
3.79%
CASA %
49.00%
Capital Adequacy %
18.64%
Return on Assets %
1.90%
Branches / ATMs / Employees

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
0
Interest Expended
8,887
Net Interest Income
-8,887
1,508
Total Income
0
0
Operating Profit
-8,887
3,869
Profit before Tax
-2,143
Tax %
0
Net Profit
-1,373
EPS
-12
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2018
0
Interest Expended
7,707
Net Interest Income
-7,707
1,506
Total Income
0
0
Operating Profit
-7,707
5,429
Profit before Tax
-3,266
Tax %
0
Net Profit
-1,146
EPS
-9
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2019
0
Interest Expended
7,116
Net Interest Income
-7,116
1,547
Total Income
0
0
Operating Profit
-7,116
7,270
Profit before Tax
-5,129
Tax %
0
Net Profit
-4,784
EPS
-14
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2020
0
Interest Expended
7,217
Net Interest Income
-7,217
1,649
Total Income
0
0
Operating Profit
-7,217
3,046
Profit before Tax
-260
Tax %
0
Net Profit
389
EPS
1
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2021
0
Interest Expended
6,971
Net Interest Income
-6,971
2,628
Total Income
0
0
Operating Profit
-6,971
2,968
Profit before Tax
954
Tax %
0
Net Profit
550
EPS
1
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2022
0
Interest Expended
6,975
Net Interest Income
-6,975
2,652
Total Income
0
0
Operating Profit
-6,975
2,984
Profit before Tax
1,956
Tax %
0
Net Profit
1,152
EPS
2
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2023
0
Interest Expended
8,158
Net Interest Income
-8,158
2,280
Total Income
0
0
Operating Profit
-8,158
2,643
Profit before Tax
3,445
Tax %
0
Net Profit
2,602
EPS
4
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2024
20,495
Interest Expended
10,673
Net Interest Income
9,822
2,998
Total Income
23,493
4,814
Operating Profit
8,005
3,646
Profit before Tax
4,359
Tax %
7
Net Profit
4,055
EPS
6
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2025
24,947
Interest Expended
13,282
Net Interest Income
11,666
3,454
Total Income
28,402
5,801
Operating Profit
9,319
3,597
Profit before Tax
5,722
Tax %
4
Net Profit
5,520
EPS
7
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2026
29,282
Interest Expended
15,618
Net Interest Income
13,664
3,541
Total Income
32,823
6,379
Operating Profit
10,826
2,968
Profit before Tax
7,857
Tax %
11
Net Profit
7,019
EPS
9
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
TTM
Interest Expended
16,120
Net Interest Income
3,745
Total Income
34,008
Operating Profit
Profit before Tax
8,432
Tax %
12
Net Profit
7,447
EPS
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %

COMPOUNDED SALES GROWTH

10 Years:
8%
5 Years:
20%
3 Years:
23%

COMPOUNDED PROFIT GROWTH

10 Years:
53%
5 Years:
66%
3 Years:
39%

STOCK PRICE CAGR

10 Years:
10%
5 Years:
34%
3 Years:
28%
1 Year:
46%

RETURN ON EQUITY

10 Years:
1%
5 Years:
21%
3 Years:
25%
Last Year:
24%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2026

Jun 5

₹ 0.12

Rs.1.2000 per share(12%)Final Dividend

2026

Jan 20

₹ 0.10

Rs.1.0000 per share(10%)Interim Dividend

2025

May 9

₹ 0.15

Rs.1.5000 per share(15%)Final Dividend

2024

May 10

₹ 0.14

Rs.1.4000 per share(14%)Final Dividend

2023

May 23

₹ 0.13

Rs.1.3000 per share(13%)Final Dividend

2022

Jun 20

₹ 0.05

Rs.0.5000 per share(5%)Dividend

Mar 2017
Equity Capital
1,168
6,211
1,39,053
8,137
Other Liabilities & Provisions
4,755
Total Liabilities
1,59,324
15,275
Balances with Banks & Money at Call
1,367
38,590
95,515
1,564
6,990
Total Assets
1,59,324
CASA Deposits
50,889
CASA Ratio (%)
36.60
Credit-Deposit Ratio (%)
68.69
Contingent Liabilities
29,329
Bills for Collection
0
Book Value per Share
52.84
CASA Deposits
50,889
CASA Ratio (%)
36.60
Credit-Deposit Ratio (%)
68.69
Contingent Liabilities
29,329
Bills for Collection
0
Book Value per Share
52.84
Mar 2018
Equity Capital
2,598
7,346
1,38,981
4,064
Other Liabilities & Provisions
3,340
Total Liabilities
1,56,329
15,809
Balances with Banks & Money at Call
75
43,623
85,797
1,487
9,508
Total Assets
1,56,329
CASA Deposits
54,593
CASA Ratio (%)
39.28
Credit-Deposit Ratio (%)
61.73
Contingent Liabilities
23,584
Bills for Collection
0
Book Value per Share
33.92
CASA Deposits
54,593
CASA Ratio (%)
39.28
Credit-Deposit Ratio (%)
61.73
Contingent Liabilities
23,584
Bills for Collection
0
Book Value per Share
33.92
Mar 2019
Equity Capital
2,753
2,986
1,40,650
10,149
Other Liabilities & Provisions
7,997
Total Liabilities
1,64,536
7,920
Balances with Banks & Money at Call
1,235
59,697
82,666
1,741
11,242
Total Assets
1,64,536
CASA Deposits
56,667
CASA Ratio (%)
40.29
Credit-Deposit Ratio (%)
58.77
Contingent Liabilities
27,055
Bills for Collection
0
Book Value per Share
15.86
CASA Deposits
56,667
CASA Ratio (%)
40.29
Credit-Deposit Ratio (%)
58.77
Contingent Liabilities
27,055
Bills for Collection
0
Book Value per Share
15.86
Mar 2020
Equity Capital
5,824
4,931
1,50,066
3,670
Other Liabilities & Provisions
4,375
Total Liabilities
1,68,867
10,354
Balances with Banks & Money at Call
93
57,741
86,872
1,604
12,132
Total Assets
1,68,867
CASA Deposits
61,086
CASA Ratio (%)
40.71
Credit-Deposit Ratio (%)
57.89
Contingent Liabilities
29,492
Bills for Collection
0
Book Value per Share
16.30
CASA Deposits
61,086
CASA Ratio (%)
40.71
Credit-Deposit Ratio (%)
57.89
Contingent Liabilities
29,492
Bills for Collection
0
Book Value per Share
16.30
Mar 2021
Equity Capital
6,560
5,573
1,74,006
4,239
Other Liabilities & Provisions
6,287
Total Liabilities
1,96,665
12,882
Balances with Banks & Money at Call
59
68,112
1,02,405
1,622
11,532
Total Assets
1,96,665
CASA Deposits
75,402
CASA Ratio (%)
43.33
Credit-Deposit Ratio (%)
58.85
Contingent Liabilities
31,128
Bills for Collection
0
Book Value per Share
16.71
CASA Deposits
75,402
CASA Ratio (%)
43.33
Credit-Deposit Ratio (%)
58.85
Contingent Liabilities
31,128
Bills for Collection
0
Book Value per Share
16.71
Mar 2022
Equity Capital
6,730
7,154
2,02,294
7,747
Other Liabilities & Provisions
6,685
Total Liabilities
2,30,611
19,722
Balances with Banks & Money at Call
194
68,590
1,31,170
2,036
8,693
Total Assets
2,30,611
CASA Deposits
88,857
CASA Ratio (%)
43.92
Credit-Deposit Ratio (%)
64.84
Contingent Liabilities
30,614
Bills for Collection
0
Book Value per Share
18.29
CASA Deposits
88,857
CASA Ratio (%)
43.92
Credit-Deposit Ratio (%)
64.84
Contingent Liabilities
30,614
Bills for Collection
0
Book Value per Share
18.29
Mar 2023
Equity Capital
6,730
8,880
2,34,083
10,766
Other Liabilities & Provisions
7,193
Total Liabilities
2,67,651
18,508
Balances with Banks & Money at Call
21
68,867
1,71,221
2,149
6,878
Total Assets
2,67,651
CASA Deposits
96,660
CASA Ratio (%)
41.29
Credit-Deposit Ratio (%)
73.15
Contingent Liabilities
24,589
Bills for Collection
0
Book Value per Share
21.01
CASA Deposits
96,660
CASA Ratio (%)
41.29
Credit-Deposit Ratio (%)
73.15
Contingent Liabilities
24,589
Bills for Collection
0
Book Value per Share
21.01
Mar 2024
Equity Capital
7,081
12,593
2,70,747
7,719
Other Liabilities & Provisions
8,998
Total Liabilities
31
21,161
Balances with Banks & Money at Call
9,150
68,274
2,00,240
2,200
6,103
Total Assets
31
CASA Deposits
1,07,806
CASA Ratio (%)
39.82
Credit-Deposit Ratio (%)
73.96
Contingent Liabilities
39,391
Bills for Collection
5,740
Book Value per Share
25.74
CASA Deposits
1,07,806
CASA Ratio (%)
39.82
Credit-Deposit Ratio (%)
73.96
Contingent Liabilities
39,391
Bills for Collection
5,740
Book Value per Share
25.74
Mar 2025
Equity Capital
7,692
20,798
3,07,143
23,853
Other Liabilities & Provisions
9,658
Total Liabilities
3,69,142
37,993
Balances with Banks & Money at Call
4,202
82,005
2,36,084
2,911
5,943
Total Assets
3,69,142
CASA Deposits
1,17,344
CASA Ratio (%)
38.21
Credit-Deposit Ratio (%)
76.86
Contingent Liabilities
40,941
Bills for Collection
6,972
Book Value per Share
34.58
CASA Deposits
1,17,344
CASA Ratio (%)
38.21
Credit-Deposit Ratio (%)
76.86
Contingent Liabilities
40,941
Bills for Collection
6,972
Book Value per Share
34.58
Mar 2026
Equity Capital
7,692
25,416
3,50,564
35,234
Other Liabilities & Provisions
8,457
Total Liabilities
4,27,363
26,645
Balances with Banks & Money at Call
1,100
1,01,480
2,88,104
2,954
7,071
Total Assets
4,27,363
CASA Deposits
1,26,287
CASA Ratio (%)
36.02
Credit-Deposit Ratio (%)
82.18
Contingent Liabilities
43,562
Bills for Collection
7,193
Book Value per Share
40.68
CASA Deposits
1,26,287
CASA Ratio (%)
36.02
Credit-Deposit Ratio (%)
82.18
Contingent Liabilities
43,562
Bills for Collection
7,193
Book Value per Share
40.68

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
7,498
Cash from Investing
-99
Cash from Financing
-77
7,322
Mar 2018
-1,723
Cash from Investing
-134
Cash from Financing
1,100
-758
Mar 2019
-10,823
Cash from Investing
-126
Cash from Financing
4,220
-6,729
Mar 2020
703
Cash from Investing
-109
Cash from Financing
698
1,292
Mar 2021
2,467
Cash from Investing
-189
Cash from Financing
217
2,495
Mar 2022
6,898
Cash from Investing
-302
Cash from Financing
378
6,974
Mar 2023
-1,438
Cash from Investing
-177
Cash from Financing
228
-1,387
Mar 2024
11,597
Cash from Investing
-275
Cash from Financing
461
11,783
Mar 2025
7,649
Cash from Investing
-516
Cash from Financing
4,750
11,883
Mar 2026
-10,989
Cash from Investing
-853
Cash from Financing
-2,607
-14,449

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
EPS (₹)
-11.75
Book Value (₹)
52.84
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-0.86%
ROE %
-20.09%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-1463.17%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2018
EPS (₹)
-4.41
Book Value (₹)
33.92
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-0.73%
ROE %
-15.29%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
16.53%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2019
EPS (₹)
-17.38
Book Value (₹)
15.86
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-2.98%
ROE %
-72.59%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-317.57%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2020
EPS (₹)
0.67
Book Value (₹)
16.30
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
0.23%
ROE %
5.61%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
108.12%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2021
EPS (₹)
0.84
Book Value (₹)
16.71
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
0.30%
ROE %
5.38%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
41.61%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2022
EPS (₹)
1.71
Book Value (₹)
18.29
Dividend per Share (₹)
0.50
Net Interest Margin %
0.00%
ROA %
0.54%
ROE %
9.90%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
109.27%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2023
EPS (₹)
3.87
Book Value (₹)
21.01
Dividend per Share (₹)
1.30
Net Interest Margin %
0.00%
ROA %
1.04%
ROE %
19.68%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
125.96%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2024
EPS (₹)
5.73
Book Value (₹)
25.74
Dividend per Share (₹)
1.40
Net Interest Margin %
3.29%
ROA %
1.41%
ROE %
25.06%
37.55%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
52.73%
Credit-Deposit Ratio %
0.03%
17.38%
Net Profit Growth %
55.84%
Book Value Growth %
22.56%
P/E (x)
10.88x
P/B (x)
2.42x
2.25%
Mar 2025
EPS (₹)
7.18
Book Value (₹)
34.58
Dividend per Share (₹)
1.50
Net Interest Margin %
3.24%
ROA %
1.63%
ROE %
24.63%
38.37%
Gross NPA %
1.74%
Net NPA %
0.18%
Provision Coverage %
98.26%
Slippage Ratio %
CASA %
53.28%
Credit-Deposit Ratio %
0.08%
20.53%
Net Profit Growth %
36.12%
Book Value Growth %
34.31%
P/E (x)
6.44x
P/B (x)
1.34x
3.25%
Mar 2026
EPS (₹)
9.13
Book Value (₹)
40.68
Dividend per Share (₹)
2.20
Net Interest Margin %
3.27%
ROA %
1.76%
ROE %
24.25%
37.08%
Gross NPA %
1.45%
Net NPA %
0.13%
Provision Coverage %
98.59%
Slippage Ratio %
CASA %
52.51%
Credit-Deposit Ratio %
0.10%
18.36%
Net Profit Growth %
27.17%
Book Value Growth %
17.65%
P/E (x)
6.72x
P/B (x)
1.51x
3.59%

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
86.46
1.20
4.58
Government
0.00
Public
7.76
Sep 2024
86.46
1.26
4.46
Government
0.00
Public
7.81
Dec 2024
79.60
1.54
10.88
Government
0.00
Public
7.99
Mar 2025
79.60
1.72
10.67
Government
0.00
Public
8.00
Jun 2025
79.60
1.89
10.40
Government
0.00
Public
8.11
Sep 2025
79.60
2.35
10.06
Government
0.00
Public
8.00
Dec 2025
73.60
4.92
13.50
Government
0.00
Public
7.98
Mar 2026
73.60
5.55
13.93
Government
0.00
Public
6.93
Jun 2026
73.60
5.82
14.28
Government
0.00
Public
6.32

Documents

Announcements

  • Appointment

    2026-08-13 - Bank of Maharashtra has informed the Exchange regarding Appointment of Mr Naresh Kumar Vashisht as Part-time Non-Official Director on the Board of the Bank w.e.f. August 12, 2026.

  • General Updates

    2026-07-24 - Bank of Maharashtra has informed the Exchange about Revision in MCLR Rates

Credit Ratings

  • Credit Rating

    2026-03-11 - Bank of Maharashtra has informed the Exchange about Credit Rating

  • Credit Rating

    2026-03-04 - Bank of Maharashtra has informed the Exchange about Credit Rating

  • Credit Rating

    2026-01-22 - Bank of Maharashtra has informed the Exchange about Credit Rating

Concalls