Bank Of Maharashtra
•2026-08-21
ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Other Retails Banking-Retail Banking: 44.3% • Corporate/Wholesale Banking: 33.8% • Treasury: 21.3% • Other Banking Operations: 0.6% • Digital Banking-Retail Banking: 0.0%
PROS
- Company has delivered good profit growth of 66.4% CAGR over last 5 years
- Strong return ratios for a lender: 3Y avg ROE 24.6%, ROA 1.6%
- Comfortable capital adequacy - CAR of 18.4%
- Solid return on assets for a lender - ROA of 1.8%
- Asset quality is healthy - gross NPA of just 1.4%
CONS
- A large part of profit comes from other income (45.1% of PBT)
- Promoter holding has decreased over last 2 years: -12.9pp
- Effective tax rate is unusually low at 10.7% - earnings may be flattered
- Equity base is being diluted - shares outstanding up 14.3%
- Growth is decelerating - 3Y profit CAGR (39.2%) trails the 5Y trend (66.4%)
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | SBIN | 1046.00 | 11.20 | 965522.60 | 1.66 | 24579.04 | 13.65 | 136240.49 | 8.36 | 12.16 | 52.34 |
| 2. | UNIONBANK | 185.50 | 6.86 | 141603.38 | 2.70 | 5368.17 | 29.77 | 27427.10 | 1.21 | 14.57 | 69.42 |
| 3. | PNB | 117.00 | 6.09 | 134467.44 | 2.56 | 5339.15 | 191.40 | 33589.17 | 3.12 | 13.26 | 75.40 |
| 4. | BANKBARODA | 244.50 | 6.96 | 126439.81 | 3.48 | 1572.59 | -53.08 | 35114.52 | 6.84 | 11.20 | 33.10 |
| 5. | INDIANB | 872.00 | 9.19 | 117455.26 | 2.09 | 3299.48 | 48.73 | 18095.14 | 11.11 | 16.28 | 67.14 |
| 6. | CANBK | 128.55 | 5.87 | 116603.22 | 3.27 | 4864.08 | 61.96 | 32957.16 | 4.55 | 14.46 | 68.47 |
| 7. | BANKINDIA | 141.50 | 5.47 | 64420.25 | 3.29 | 3138.46 | 77.92 | 20096.90 | 8.83 | 10.97 | 73.18 |
| 8. | IOB | 33.18 | 10.72 | 63893.36 | 0.00 | 1659.24 | 49.25 | 8777.57 | 18.82 | 11.31 | 54.56 |
| 9. | MAHABANK | 79.85 | 8.15 | 61417.07 | 2.76 | 20205.40 | 1168.32 | 80346.50 | 1039.02 | 16.53 | 68.61 |
| 10. | UCOBANK | 25.69 | 13.05 | 32214.13 | 1.71 | 652.43 | 24.09 | 6744.59 | 15.10 | 11.00 | 54.71 |
| 11. | CENTRALBK | 30.92 | 6.13 | 27986.93 | 3.88 | 1328.95 | 5.43 | 9725.90 | 12.79 | 8.27 | 67.83 |
| 12. | PSB | 23.21 | 0.00 | 16468.85 | 1.68 | 331.51 | 23.16 | 3213.37 | 10.40 | 9.07 | 71.38 |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4,789 | 5,068 | 5,171 | 5,467 | 5,875 | 6,017 | 6,325 | 6,731 | 7,054 | 7,128 | 7,344 | 7,755 | 8,035 | |
| Interest Expended | 2,449 | 2,636 | 2,706 | 2,882 | 3,076 | 3,211 | 3,381 | 3,614 | 3,762 | 3,881 | 3,922 | 4,053 | 4,265 |
| Net Interest Income | 2,340 | 2,432 | 2,466 | 2,584 | 2,799 | 2,807 | 2,943 | 3,116 | 3,292 | 3,248 | 3,422 | 3,702 | 3,770 |
| 629 | 668 | 680 | 1,022 | 894 | 792 | 788 | 981 | 825 | 845 | 933 | 938 | 1,029 | |
| Total Income | 0 | 0 | 0 | 0 | 6,769 | 6,809 | 7,113 | 7,712 | 7,879 | 7,974 | 8,277 | 8,693 | 9,063 |
| Operating Expenses | 1,105 | 1,179 | 1,134 | 1,396 | 1,399 | 1,397 | 1,428 | 1,577 | 1,547 | 1,519 | 1,620 | 1,694 | 1,681 |
| Operating Profit | 1,863 | 1,920 | 2,012 | 2,210 | 2,294 | 2,202 | 2,303 | 2,520 | 2,570 | 2,574 | 2,736 | 2,946 | 3,117 |
| Provisions & Contingencies | 776 | 985 | 943 | 942 | 950 | 822 | 841 | 983 | 867 | 756 | 728 | 617 | 840 |
| Profit before Tax | 1,087 | 936 | 1,069 | 1,267 | 1,344 | 1,380 | 1,462 | 1,536 | 1,703 | 1,818 | 2,007 | 2,329 | 2,277 |
| Tax % | 18.86% | 1.69% | 3.17% | 3.92% | 3.75% | 3.85% | 3.82% | 2.83% | 6.45% | 10.19% | 11.36% | 13.52% | 11.27% |
| Net Profit | 882 | 920 | 1,036 | 1,218 | 1,293 | 1,327 | 1,406 | 1,493 | 1,593 | 1,633 | 1,779 | 2,014 | 2,020 |
| EPS | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 0 |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 1.85% | 1.84% | 1.80% | 1.74% | 1.74% | 1.72% | 1.60% | 1.45% | 1.45% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.20% | 0.20% | 0.20% | 0.18% | 0.18% | 0.18% | 0.15% | 0.13% | 0.13% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 98.36% | 98.31% | 98.28% | 0.00% | 98.36% | 98.34% | 98.41% | 98.59% | 98.55% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 3.79% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 49.00% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 18.64% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 1.72% | 1.74% | 1.78% | 1.79% | 1.70% | 1.86% | 1.88% | 2.00% | 1.90% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 1.85% | 1.84% | 1.80% | 1.74% | 1.74% | 1.72% | 1.60% | 1.45% | 1.45% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.20% | 0.20% | 0.20% | 0.18% | 0.18% | 0.18% | 0.15% | 0.13% | 0.13% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 98.36% | 98.31% | 98.28% | 0.00% | 98.36% | 98.34% | 98.41% | 98.59% | 98.55% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 3.79% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 49.00% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 18.64% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 1.72% | 1.74% | 1.78% | 1.79% | 1.70% | 1.86% | 1.88% | 2.00% | 1.90% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
- 4,789
- Interest Expended
- 2,449
- Net Interest Income
- 2,340
- 629
- Total Income
- 0
- Operating Expenses
- 1,105
- Operating Profit
- 1,863
- Provisions & Contingencies
- 776
- Profit before Tax
- 1,087
- Tax %
- 18.86%
- Net Profit
- 882
- EPS
- 1
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 5,068
- Interest Expended
- 2,636
- Net Interest Income
- 2,432
- 668
- Total Income
- 0
- Operating Expenses
- 1,179
- Operating Profit
- 1,920
- Provisions & Contingencies
- 985
- Profit before Tax
- 936
- Tax %
- 1.69%
- Net Profit
- 920
- EPS
- 1
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 5,171
- Interest Expended
- 2,706
- Net Interest Income
- 2,466
- 680
- Total Income
- 0
- Operating Expenses
- 1,134
- Operating Profit
- 2,012
- Provisions & Contingencies
- 943
- Profit before Tax
- 1,069
- Tax %
- 3.17%
- Net Profit
- 1,036
- EPS
- 1
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 5,467
- Interest Expended
- 2,882
- Net Interest Income
- 2,584
- 1,022
- Total Income
- 0
- Operating Expenses
- 1,396
- Operating Profit
- 2,210
- Provisions & Contingencies
- 942
- Profit before Tax
- 1,267
- Tax %
- 3.92%
- Net Profit
- 1,218
- EPS
- 2
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 5,875
- Interest Expended
- 3,076
- Net Interest Income
- 2,799
- 894
- Total Income
- 6,769
- Operating Expenses
- 1,399
- Operating Profit
- 2,294
- Provisions & Contingencies
- 950
- Profit before Tax
- 1,344
- Tax %
- 3.75%
- Net Profit
- 1,293
- EPS
- 2
- Gross NPA %
- 1.85%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.36%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.72%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.85%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.36%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.72%
- Branches / ATMs / Employees
- —
- 6,017
- Interest Expended
- 3,211
- Net Interest Income
- 2,807
- 792
- Total Income
- 6,809
- Operating Expenses
- 1,397
- Operating Profit
- 2,202
- Provisions & Contingencies
- 822
- Profit before Tax
- 1,380
- Tax %
- 3.85%
- Net Profit
- 1,327
- EPS
- 2
- Gross NPA %
- 1.84%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.31%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.74%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.84%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.31%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.74%
- Branches / ATMs / Employees
- —
- 6,325
- Interest Expended
- 3,381
- Net Interest Income
- 2,943
- 788
- Total Income
- 7,113
- Operating Expenses
- 1,428
- Operating Profit
- 2,303
- Provisions & Contingencies
- 841
- Profit before Tax
- 1,462
- Tax %
- 3.82%
- Net Profit
- 1,406
- EPS
- 2
- Gross NPA %
- 1.80%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.28%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.78%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.80%
- Net NPA %
- 0.20%
- Provision Coverage %
- 98.28%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.78%
- Branches / ATMs / Employees
- —
- 6,731
- Interest Expended
- 3,614
- Net Interest Income
- 3,116
- 981
- Total Income
- 7,712
- Operating Expenses
- 1,577
- Operating Profit
- 2,520
- Provisions & Contingencies
- 983
- Profit before Tax
- 1,536
- Tax %
- 2.83%
- Net Profit
- 1,493
- EPS
- 2
- Gross NPA %
- 1.74%
- Net NPA %
- 0.18%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.79%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.74%
- Net NPA %
- 0.18%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.79%
- Branches / ATMs / Employees
- —
- 7,054
- Interest Expended
- 3,762
- Net Interest Income
- 3,292
- 825
- Total Income
- 7,879
- Operating Expenses
- 1,547
- Operating Profit
- 2,570
- Provisions & Contingencies
- 867
- Profit before Tax
- 1,703
- Tax %
- 6.45%
- Net Profit
- 1,593
- EPS
- 2
- Gross NPA %
- 1.74%
- Net NPA %
- 0.18%
- Provision Coverage %
- 98.36%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.70%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.74%
- Net NPA %
- 0.18%
- Provision Coverage %
- 98.36%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.70%
- Branches / ATMs / Employees
- —
- 7,128
- Interest Expended
- 3,881
- Net Interest Income
- 3,248
- 845
- Total Income
- 7,974
- Operating Expenses
- 1,519
- Operating Profit
- 2,574
- Provisions & Contingencies
- 756
- Profit before Tax
- 1,818
- Tax %
- 10.19%
- Net Profit
- 1,633
- EPS
- 2
- Gross NPA %
- 1.72%
- Net NPA %
- 0.18%
- Provision Coverage %
- 98.34%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.86%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.72%
- Net NPA %
- 0.18%
- Provision Coverage %
- 98.34%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.86%
- Branches / ATMs / Employees
- —
- 7,344
- Interest Expended
- 3,922
- Net Interest Income
- 3,422
- 933
- Total Income
- 8,277
- Operating Expenses
- 1,620
- Operating Profit
- 2,736
- Provisions & Contingencies
- 728
- Profit before Tax
- 2,007
- Tax %
- 11.36%
- Net Profit
- 1,779
- EPS
- 2
- Gross NPA %
- 1.60%
- Net NPA %
- 0.15%
- Provision Coverage %
- 98.41%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.88%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.60%
- Net NPA %
- 0.15%
- Provision Coverage %
- 98.41%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 1.88%
- Branches / ATMs / Employees
- —
- 7,755
- Interest Expended
- 4,053
- Net Interest Income
- 3,702
- 938
- Total Income
- 8,693
- Operating Expenses
- 1,694
- Operating Profit
- 2,946
- Provisions & Contingencies
- 617
- Profit before Tax
- 2,329
- Tax %
- 13.52%
- Net Profit
- 2,014
- EPS
- 3
- Gross NPA %
- 1.45%
- Net NPA %
- 0.13%
- Provision Coverage %
- 98.59%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 2.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.45%
- Net NPA %
- 0.13%
- Provision Coverage %
- 98.59%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 2.00%
- Branches / ATMs / Employees
- —
- 8,035
- Interest Expended
- 4,265
- Net Interest Income
- 3,770
- 1,029
- Total Income
- 9,063
- Operating Expenses
- 1,681
- Operating Profit
- 3,117
- Provisions & Contingencies
- 840
- Profit before Tax
- 2,277
- Tax %
- 11.27%
- Net Profit
- 2,020
- EPS
- 0
- Gross NPA %
- 1.45%
- Net NPA %
- 0.13%
- Provision Coverage %
- 98.55%
- NIM %
- 3.79%
- CASA %
- 49.00%
- Capital Adequacy %
- 18.64%
- Return on Assets %
- 1.90%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 1.45%
- Net NPA %
- 0.13%
- Provision Coverage %
- 98.55%
- NIM %
- 3.79%
- CASA %
- 49.00%
- Capital Adequacy %
- 18.64%
- Return on Assets %
- 1.90%
- Branches / ATMs / Employees
- —
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20,495 | 24,947 | 29,282 | — | |
| Interest Expended | 8,887 | 7,707 | 7,116 | 7,217 | 6,971 | 6,975 | 8,158 | 10,673 | 13,282 | 15,618 | 16,120 |
| Net Interest Income | -8,887 | -7,707 | -7,116 | -7,217 | -6,971 | -6,975 | -8,158 | 9,822 | 11,666 | 13,664 | — |
| 1,508 | 1,506 | 1,547 | 1,649 | 2,628 | 2,652 | 2,280 | 2,998 | 3,454 | 3,541 | 3,745 | |
| Total Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 23,493 | 28,402 | 32,823 | 34,008 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4,814 | 5,801 | 6,379 | — | |
| Operating Profit | -8,887 | -7,707 | -7,116 | -7,217 | -6,971 | -6,975 | -8,158 | 8,005 | 9,319 | 10,826 | — |
| 3,869 | 5,429 | 7,270 | 3,046 | 2,968 | 2,984 | 2,643 | 3,646 | 3,597 | 2,968 | — | |
| Profit before Tax | -2,143 | -3,266 | -5,129 | -260 | 954 | 1,956 | 3,445 | 4,359 | 5,722 | 7,857 | 8,432 |
| Tax % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 4 | 11 | 12 |
| Net Profit | -1,373 | -1,146 | -4,784 | 389 | 550 | 1,152 | 2,602 | 4,055 | 5,520 | 7,019 | 7,447 |
| EPS | -12 | -9 | -14 | 1 | 1 | 2 | 4 | 6 | 7 | 9 | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
- 0
- Interest Expended
- 8,887
- Net Interest Income
- -8,887
- 1,508
- Total Income
- 0
- 0
- Operating Profit
- -8,887
- 3,869
- Profit before Tax
- -2,143
- Tax %
- 0
- Net Profit
- -1,373
- EPS
- -12
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 7,707
- Net Interest Income
- -7,707
- 1,506
- Total Income
- 0
- 0
- Operating Profit
- -7,707
- 5,429
- Profit before Tax
- -3,266
- Tax %
- 0
- Net Profit
- -1,146
- EPS
- -9
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 7,116
- Net Interest Income
- -7,116
- 1,547
- Total Income
- 0
- 0
- Operating Profit
- -7,116
- 7,270
- Profit before Tax
- -5,129
- Tax %
- 0
- Net Profit
- -4,784
- EPS
- -14
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 7,217
- Net Interest Income
- -7,217
- 1,649
- Total Income
- 0
- 0
- Operating Profit
- -7,217
- 3,046
- Profit before Tax
- -260
- Tax %
- 0
- Net Profit
- 389
- EPS
- 1
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 6,971
- Net Interest Income
- -6,971
- 2,628
- Total Income
- 0
- 0
- Operating Profit
- -6,971
- 2,968
- Profit before Tax
- 954
- Tax %
- 0
- Net Profit
- 550
- EPS
- 1
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 6,975
- Net Interest Income
- -6,975
- 2,652
- Total Income
- 0
- 0
- Operating Profit
- -6,975
- 2,984
- Profit before Tax
- 1,956
- Tax %
- 0
- Net Profit
- 1,152
- EPS
- 2
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 8,158
- Net Interest Income
- -8,158
- 2,280
- Total Income
- 0
- 0
- Operating Profit
- -8,158
- 2,643
- Profit before Tax
- 3,445
- Tax %
- 0
- Net Profit
- 2,602
- EPS
- 4
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 20,495
- Interest Expended
- 10,673
- Net Interest Income
- 9,822
- 2,998
- Total Income
- 23,493
- 4,814
- Operating Profit
- 8,005
- 3,646
- Profit before Tax
- 4,359
- Tax %
- 7
- Net Profit
- 4,055
- EPS
- 6
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 24,947
- Interest Expended
- 13,282
- Net Interest Income
- 11,666
- 3,454
- Total Income
- 28,402
- 5,801
- Operating Profit
- 9,319
- 3,597
- Profit before Tax
- 5,722
- Tax %
- 4
- Net Profit
- 5,520
- EPS
- 7
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 29,282
- Interest Expended
- 15,618
- Net Interest Income
- 13,664
- 3,541
- Total Income
- 32,823
- 6,379
- Operating Profit
- 10,826
- 2,968
- Profit before Tax
- 7,857
- Tax %
- 11
- Net Profit
- 7,019
- EPS
- 9
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- —
- Interest Expended
- 16,120
- Net Interest Income
- —
- 3,745
- Total Income
- 34,008
- —
- Operating Profit
- —
- —
- Profit before Tax
- 8,432
- Tax %
- 12
- Net Profit
- 7,447
- EPS
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 8%
- 5 Years:
- 20%
- 3 Years:
- 23%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 53%
- 5 Years:
- 66%
- 3 Years:
- 39%
STOCK PRICE CAGR
- 10 Years:
- 10%
- 5 Years:
- 34%
- 3 Years:
- 28%
- 1 Year:
- 46%
RETURN ON EQUITY
- 10 Years:
- 1%
- 5 Years:
- 21%
- 3 Years:
- 25%
- Last Year:
- 24%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 1,168 | 2,598 | 2,753 | 5,824 | 6,560 | 6,730 | 6,730 | 7,081 | 7,692 | 7,692 |
| 6,211 | 7,346 | 2,986 | 4,931 | 5,573 | 7,154 | 8,880 | 12,593 | 20,798 | 25,416 | |
| 1,39,053 | 1,38,981 | 1,40,650 | 1,50,066 | 1,74,006 | 2,02,294 | 2,34,083 | 2,70,747 | 3,07,143 | 3,50,564 | |
| 8,137 | 4,064 | 10,149 | 3,670 | 4,239 | 7,747 | 10,766 | 7,719 | 23,853 | 35,234 | |
| Other Liabilities & Provisions | 4,755 | 3,340 | 7,997 | 4,375 | 6,287 | 6,685 | 7,193 | 8,998 | 9,658 | 8,457 |
| Total Liabilities | 1,59,324 | 1,56,329 | 1,64,536 | 1,68,867 | 1,96,665 | 2,30,611 | 2,67,651 | 31 | 3,69,142 | 4,27,363 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 15,275 | 15,809 | 7,920 | 10,354 | 12,882 | 19,722 | 18,508 | 21,161 | 37,993 | 26,645 | |
| Balances with Banks & Money at Call | 1,367 | 75 | 1,235 | 93 | 59 | 194 | 21 | 9,150 | 4,202 | 1,100 |
| 38,590 | 43,623 | 59,697 | 57,741 | 68,112 | 68,590 | 68,867 | 68,274 | 82,005 | 1,01,480 | |
| 95,515 | 85,797 | 82,666 | 86,872 | 1,02,405 | 1,31,170 | 1,71,221 | 2,00,240 | 2,36,084 | 2,88,104 | |
| 1,564 | 1,487 | 1,741 | 1,604 | 1,622 | 2,036 | 2,149 | 2,200 | 2,911 | 2,954 | |
| 6,990 | 9,508 | 11,242 | 12,132 | 11,532 | 8,693 | 6,878 | 6,103 | 5,943 | 7,071 | |
| Total Assets | 1,59,324 | 1,56,329 | 1,64,536 | 1,68,867 | 1,96,665 | 2,30,611 | 2,67,651 | 31 | 3,69,142 | 4,27,363 |
| CASA Deposits | 50,889 | 54,593 | 56,667 | 61,086 | 75,402 | 88,857 | 96,660 | 1,07,806 | 1,17,344 | 1,26,287 |
| CASA Ratio (%) | 36.60 | 39.28 | 40.29 | 40.71 | 43.33 | 43.92 | 41.29 | 39.82 | 38.21 | 36.02 |
| Credit-Deposit Ratio (%) | 68.69 | 61.73 | 58.77 | 57.89 | 58.85 | 64.84 | 73.15 | 73.96 | 76.86 | 82.18 |
| Contingent Liabilities | 29,329 | 23,584 | 27,055 | 29,492 | 31,128 | 30,614 | 24,589 | 39,391 | 40,941 | 43,562 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5,740 | 6,972 | 7,193 |
| Book Value per Share | 52.84 | 33.92 | 15.86 | 16.30 | 16.71 | 18.29 | 21.01 | 25.74 | 34.58 | 40.68 |
| CASA Deposits | 50,889 | 54,593 | 56,667 | 61,086 | 75,402 | 88,857 | 96,660 | 1,07,806 | 1,17,344 | 1,26,287 |
| CASA Ratio (%) | 36.60 | 39.28 | 40.29 | 40.71 | 43.33 | 43.92 | 41.29 | 39.82 | 38.21 | 36.02 |
| Credit-Deposit Ratio (%) | 68.69 | 61.73 | 58.77 | 57.89 | 58.85 | 64.84 | 73.15 | 73.96 | 76.86 | 82.18 |
| Contingent Liabilities | 29,329 | 23,584 | 27,055 | 29,492 | 31,128 | 30,614 | 24,589 | 39,391 | 40,941 | 43,562 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5,740 | 6,972 | 7,193 |
| Book Value per Share | 52.84 | 33.92 | 15.86 | 16.30 | 16.71 | 18.29 | 21.01 | 25.74 | 34.58 | 40.68 |
- Equity Capital
- 1,168
- 6,211
- 1,39,053
- 8,137
- Other Liabilities & Provisions
- 4,755
- Total Liabilities
- 1,59,324
- 15,275
- Balances with Banks & Money at Call
- 1,367
- 38,590
- 95,515
- 1,564
- 6,990
- Total Assets
- 1,59,324
- CASA Deposits
- 50,889
- CASA Ratio (%)
- 36.60
- Credit-Deposit Ratio (%)
- 68.69
- Contingent Liabilities
- 29,329
- Bills for Collection
- 0
- Book Value per Share
- 52.84
- CASA Deposits
- 50,889
- CASA Ratio (%)
- 36.60
- Credit-Deposit Ratio (%)
- 68.69
- Contingent Liabilities
- 29,329
- Bills for Collection
- 0
- Book Value per Share
- 52.84
- Equity Capital
- 2,598
- 7,346
- 1,38,981
- 4,064
- Other Liabilities & Provisions
- 3,340
- Total Liabilities
- 1,56,329
- 15,809
- Balances with Banks & Money at Call
- 75
- 43,623
- 85,797
- 1,487
- 9,508
- Total Assets
- 1,56,329
- CASA Deposits
- 54,593
- CASA Ratio (%)
- 39.28
- Credit-Deposit Ratio (%)
- 61.73
- Contingent Liabilities
- 23,584
- Bills for Collection
- 0
- Book Value per Share
- 33.92
- CASA Deposits
- 54,593
- CASA Ratio (%)
- 39.28
- Credit-Deposit Ratio (%)
- 61.73
- Contingent Liabilities
- 23,584
- Bills for Collection
- 0
- Book Value per Share
- 33.92
- Equity Capital
- 2,753
- 2,986
- 1,40,650
- 10,149
- Other Liabilities & Provisions
- 7,997
- Total Liabilities
- 1,64,536
- 7,920
- Balances with Banks & Money at Call
- 1,235
- 59,697
- 82,666
- 1,741
- 11,242
- Total Assets
- 1,64,536
- CASA Deposits
- 56,667
- CASA Ratio (%)
- 40.29
- Credit-Deposit Ratio (%)
- 58.77
- Contingent Liabilities
- 27,055
- Bills for Collection
- 0
- Book Value per Share
- 15.86
- CASA Deposits
- 56,667
- CASA Ratio (%)
- 40.29
- Credit-Deposit Ratio (%)
- 58.77
- Contingent Liabilities
- 27,055
- Bills for Collection
- 0
- Book Value per Share
- 15.86
- Equity Capital
- 5,824
- 4,931
- 1,50,066
- 3,670
- Other Liabilities & Provisions
- 4,375
- Total Liabilities
- 1,68,867
- 10,354
- Balances with Banks & Money at Call
- 93
- 57,741
- 86,872
- 1,604
- 12,132
- Total Assets
- 1,68,867
- CASA Deposits
- 61,086
- CASA Ratio (%)
- 40.71
- Credit-Deposit Ratio (%)
- 57.89
- Contingent Liabilities
- 29,492
- Bills for Collection
- 0
- Book Value per Share
- 16.30
- CASA Deposits
- 61,086
- CASA Ratio (%)
- 40.71
- Credit-Deposit Ratio (%)
- 57.89
- Contingent Liabilities
- 29,492
- Bills for Collection
- 0
- Book Value per Share
- 16.30
- Equity Capital
- 6,560
- 5,573
- 1,74,006
- 4,239
- Other Liabilities & Provisions
- 6,287
- Total Liabilities
- 1,96,665
- 12,882
- Balances with Banks & Money at Call
- 59
- 68,112
- 1,02,405
- 1,622
- 11,532
- Total Assets
- 1,96,665
- CASA Deposits
- 75,402
- CASA Ratio (%)
- 43.33
- Credit-Deposit Ratio (%)
- 58.85
- Contingent Liabilities
- 31,128
- Bills for Collection
- 0
- Book Value per Share
- 16.71
- CASA Deposits
- 75,402
- CASA Ratio (%)
- 43.33
- Credit-Deposit Ratio (%)
- 58.85
- Contingent Liabilities
- 31,128
- Bills for Collection
- 0
- Book Value per Share
- 16.71
- Equity Capital
- 6,730
- 7,154
- 2,02,294
- 7,747
- Other Liabilities & Provisions
- 6,685
- Total Liabilities
- 2,30,611
- 19,722
- Balances with Banks & Money at Call
- 194
- 68,590
- 1,31,170
- 2,036
- 8,693
- Total Assets
- 2,30,611
- CASA Deposits
- 88,857
- CASA Ratio (%)
- 43.92
- Credit-Deposit Ratio (%)
- 64.84
- Contingent Liabilities
- 30,614
- Bills for Collection
- 0
- Book Value per Share
- 18.29
- CASA Deposits
- 88,857
- CASA Ratio (%)
- 43.92
- Credit-Deposit Ratio (%)
- 64.84
- Contingent Liabilities
- 30,614
- Bills for Collection
- 0
- Book Value per Share
- 18.29
- Equity Capital
- 6,730
- 8,880
- 2,34,083
- 10,766
- Other Liabilities & Provisions
- 7,193
- Total Liabilities
- 2,67,651
- 18,508
- Balances with Banks & Money at Call
- 21
- 68,867
- 1,71,221
- 2,149
- 6,878
- Total Assets
- 2,67,651
- CASA Deposits
- 96,660
- CASA Ratio (%)
- 41.29
- Credit-Deposit Ratio (%)
- 73.15
- Contingent Liabilities
- 24,589
- Bills for Collection
- 0
- Book Value per Share
- 21.01
- CASA Deposits
- 96,660
- CASA Ratio (%)
- 41.29
- Credit-Deposit Ratio (%)
- 73.15
- Contingent Liabilities
- 24,589
- Bills for Collection
- 0
- Book Value per Share
- 21.01
- Equity Capital
- 7,081
- 12,593
- 2,70,747
- 7,719
- Other Liabilities & Provisions
- 8,998
- Total Liabilities
- 31
- 21,161
- Balances with Banks & Money at Call
- 9,150
- 68,274
- 2,00,240
- 2,200
- 6,103
- Total Assets
- 31
- CASA Deposits
- 1,07,806
- CASA Ratio (%)
- 39.82
- Credit-Deposit Ratio (%)
- 73.96
- Contingent Liabilities
- 39,391
- Bills for Collection
- 5,740
- Book Value per Share
- 25.74
- CASA Deposits
- 1,07,806
- CASA Ratio (%)
- 39.82
- Credit-Deposit Ratio (%)
- 73.96
- Contingent Liabilities
- 39,391
- Bills for Collection
- 5,740
- Book Value per Share
- 25.74
- Equity Capital
- 7,692
- 20,798
- 3,07,143
- 23,853
- Other Liabilities & Provisions
- 9,658
- Total Liabilities
- 3,69,142
- 37,993
- Balances with Banks & Money at Call
- 4,202
- 82,005
- 2,36,084
- 2,911
- 5,943
- Total Assets
- 3,69,142
- CASA Deposits
- 1,17,344
- CASA Ratio (%)
- 38.21
- Credit-Deposit Ratio (%)
- 76.86
- Contingent Liabilities
- 40,941
- Bills for Collection
- 6,972
- Book Value per Share
- 34.58
- CASA Deposits
- 1,17,344
- CASA Ratio (%)
- 38.21
- Credit-Deposit Ratio (%)
- 76.86
- Contingent Liabilities
- 40,941
- Bills for Collection
- 6,972
- Book Value per Share
- 34.58
- Equity Capital
- 7,692
- 25,416
- 3,50,564
- 35,234
- Other Liabilities & Provisions
- 8,457
- Total Liabilities
- 4,27,363
- 26,645
- Balances with Banks & Money at Call
- 1,100
- 1,01,480
- 2,88,104
- 2,954
- 7,071
- Total Assets
- 4,27,363
- CASA Deposits
- 1,26,287
- CASA Ratio (%)
- 36.02
- Credit-Deposit Ratio (%)
- 82.18
- Contingent Liabilities
- 43,562
- Bills for Collection
- 7,193
- Book Value per Share
- 40.68
- CASA Deposits
- 1,26,287
- CASA Ratio (%)
- 36.02
- Credit-Deposit Ratio (%)
- 82.18
- Contingent Liabilities
- 43,562
- Bills for Collection
- 7,193
- Book Value per Share
- 40.68
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 7,498 | -1,723 | -10,823 | 703 | 2,467 | 6,898 | -1,438 | 11,597 | 7,649 | -10,989 | |
| Cash from Investing | -99 | -134 | -126 | -109 | -189 | -302 | -177 | -275 | -516 | -853 |
| Cash from Financing | -77 | 1,100 | 4,220 | 698 | 217 | 378 | 228 | 461 | 4,750 | -2,607 |
| 7,322 | -758 | -6,729 | 1,292 | 2,495 | 6,974 | -1,387 | 11,783 | 11,883 | -14,449 |
- 7,498
- Cash from Investing
- -99
- Cash from Financing
- -77
- 7,322
- -1,723
- Cash from Investing
- -134
- Cash from Financing
- 1,100
- -758
- -10,823
- Cash from Investing
- -126
- Cash from Financing
- 4,220
- -6,729
- 703
- Cash from Investing
- -109
- Cash from Financing
- 698
- 1,292
- 2,467
- Cash from Investing
- -189
- Cash from Financing
- 217
- 2,495
- 6,898
- Cash from Investing
- -302
- Cash from Financing
- 378
- 6,974
- -1,438
- Cash from Investing
- -177
- Cash from Financing
- 228
- -1,387
- 11,597
- Cash from Investing
- -275
- Cash from Financing
- 461
- 11,783
- 7,649
- Cash from Investing
- -516
- Cash from Financing
- 4,750
- 11,883
- -10,989
- Cash from Investing
- -853
- Cash from Financing
- -2,607
- -14,449
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | -11.75 | -4.41 | -17.38 | 0.67 | 0.84 | 1.71 | 3.87 | 5.73 | 7.18 | 9.13 |
| Book Value (₹) | 52.84 | 33.92 | 15.86 | 16.30 | 16.71 | 18.29 | 21.01 | 25.74 | 34.58 | 40.68 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.50 | 1.30 | 1.40 | 1.50 | 2.20 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Net Interest Margin % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 3.29% | 3.24% | 3.27% |
| ROA % | -0.86% | -0.73% | -2.98% | 0.23% | 0.30% | 0.54% | 1.04% | 1.41% | 1.63% | 1.76% |
| ROE % | -20.09% | -15.29% | -72.59% | 5.61% | 5.38% | 9.90% | 19.68% | 25.06% | 24.63% | 24.25% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 37.55% | 38.37% | 37.08% | |
| ASSET QUALITY | - | - | - | - | - | - | - | - | - | - |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.74% | 1.45% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.18% | 0.13% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 98.26% | 98.59% |
| Slippage Ratio % | — | — | — | — | — | — | — | — | — | — |
| BALANCE SHEET & LIQUIDITY | - | - | - | - | - | - | - | - | - | - |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 52.73% | 53.28% | 52.51% |
| Credit-Deposit Ratio % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.03% | 0.08% | 0.10% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 17.38% | 20.53% | 18.36% | |
| GROWTH & VALUATION | - | - | - | - | - | - | - | - | - | - |
| Net Profit Growth % | -1463.17% | 16.53% | -317.57% | 108.12% | 41.61% | 109.27% | 125.96% | 55.84% | 36.12% | 27.17% |
| Book Value Growth % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 22.56% | 34.31% | 17.65% |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 10.88x | 6.44x | 6.72x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 2.42x | 1.34x | 1.51x |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 2.25% | 3.25% | 3.59% |
- EPS (₹)
- -11.75
- Book Value (₹)
- 52.84
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -0.86%
- ROE %
- -20.09%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -1463.17%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- -4.41
- Book Value (₹)
- 33.92
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -0.73%
- ROE %
- -15.29%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 16.53%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- -17.38
- Book Value (₹)
- 15.86
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- -2.98%
- ROE %
- -72.59%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -317.57%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 0.67
- Book Value (₹)
- 16.30
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- 0.23%
- ROE %
- 5.61%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 108.12%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 0.84
- Book Value (₹)
- 16.71
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- 0.30%
- ROE %
- 5.38%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 41.61%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 1.71
- Book Value (₹)
- 18.29
- Dividend per Share (₹)
- 0.50
- Net Interest Margin %
- 0.00%
- ROA %
- 0.54%
- ROE %
- 9.90%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 109.27%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 3.87
- Book Value (₹)
- 21.01
- Dividend per Share (₹)
- 1.30
- Net Interest Margin %
- 0.00%
- ROA %
- 1.04%
- ROE %
- 19.68%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 125.96%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 5.73
- Book Value (₹)
- 25.74
- Dividend per Share (₹)
- 1.40
- Net Interest Margin %
- 3.29%
- ROA %
- 1.41%
- ROE %
- 25.06%
- 37.55%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 52.73%
- Credit-Deposit Ratio %
- 0.03%
- 17.38%
- Net Profit Growth %
- 55.84%
- Book Value Growth %
- 22.56%
- P/E (x)
- 10.88x
- P/B (x)
- 2.42x
- 2.25%
- EPS (₹)
- 7.18
- Book Value (₹)
- 34.58
- Dividend per Share (₹)
- 1.50
- Net Interest Margin %
- 3.24%
- ROA %
- 1.63%
- ROE %
- 24.63%
- 38.37%
- Gross NPA %
- 1.74%
- Net NPA %
- 0.18%
- Provision Coverage %
- 98.26%
- Slippage Ratio %
- —
- CASA %
- 53.28%
- Credit-Deposit Ratio %
- 0.08%
- 20.53%
- Net Profit Growth %
- 36.12%
- Book Value Growth %
- 34.31%
- P/E (x)
- 6.44x
- P/B (x)
- 1.34x
- 3.25%
- EPS (₹)
- 9.13
- Book Value (₹)
- 40.68
- Dividend per Share (₹)
- 2.20
- Net Interest Margin %
- 3.27%
- ROA %
- 1.76%
- ROE %
- 24.25%
- 37.08%
- Gross NPA %
- 1.45%
- Net NPA %
- 0.13%
- Provision Coverage %
- 98.59%
- Slippage Ratio %
- —
- CASA %
- 52.51%
- Credit-Deposit Ratio %
- 0.10%
- 18.36%
- Net Profit Growth %
- 27.17%
- Book Value Growth %
- 17.65%
- P/E (x)
- 6.72x
- P/B (x)
- 1.51x
- 3.59%
Documents
Announcements
- Appointment
2026-08-13 - Bank of Maharashtra has informed the Exchange regarding Appointment of Mr Naresh Kumar Vashisht as Part-time Non-Official Director on the Board of the Bank w.e.f. August 12, 2026.
- General Updates
2026-07-24 - Bank of Maharashtra has informed the Exchange about Revision in MCLR Rates
Annual Reports
Credit Ratings
- Credit Rating
2026-03-11 - Bank of Maharashtra has informed the Exchange about Credit Rating
- Credit Rating
2026-03-04 - Bank of Maharashtra has informed the Exchange about Credit Rating
- Credit Rating
2026-01-22 - Bank of Maharashtra has informed the Exchange about Credit Rating
Concalls
Jul 2026
Apr 2026
Jan 2026

