Muthoot Finance Ltd.

3,0221.75%

2026-08-21

muthootgroup.comBSE: 533398NSE: MUTHOOTFIN
Market Cap₹ 1,14,788 Cr.
Current Price₹ 2,970
High / Low₹ 4,150 / 2,604
Stock P/E10.1
Book Value₹ 1,011
Price to Book3.24
Dividend Yield1.05 %
ROCE15.9 %
ROE31.0 %
Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2018 • Financing: 99.7% • Insurance Broking: 0.2% • Power Generation: 0.0%

PROS

  • Company has delivered good profit growth of 22.7% CAGR over last 5 years
  • Comfortable capital adequacy - CAR of 20.8%
  • Solid return on assets for a lender - ROA of 6.7%
  • Company has a good return on equity (ROE) track record: 3 Years ROE 23.2%
  • Company has consistently been profitable over the last 5 years
  • Latest quarter profit grew 43.1% YoY, showing strong momentum

CONS

  • Net NPA is elevated at 2.1% - provisioning cushion is thin
  • Free cash flow has been persistently negative
  • Though reporting repeated profits, the company pays out little dividend (11.4%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.BAJFINANCE1078.6033.07671531.430.566080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1104.9022.97259981.150.983452.7759.9013400.4317.4611.4974.63
3.JIOFIN242.7077.55160258.250.25830.25155.732004.47227.282.1169.71
4.CHOLAFIN1866.2527.72159390.070.111656.2245.568856.2921.899.7070.07
5.TATACAP365.1528.68155001.390.1616281.801464.1688219.301051.008.6675.72
6.BAJAJHLDNG11322.8514.23126015.971.722708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2859.2010.09114787.871.052824.8443.088671.6036.2515.8783.76
8.ABCAPITAL396.7526.46108592.290.001223.8543.8512179.54137.848.8241.91
9.LTF315.0024.8078940.440.87915.9930.705212.9222.388.5462.13
10.SBICARD626.300.0059601.370.40664.4419.515040.557.6011.7529.83
11.HDBFS681.1526.0056579.310.59785.2038.314937.9018.719.0957.98
12.M&MFIN389.5516.6554146.331.93927.4875.345717.9123.098.6364.82
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023
3,434
847
Operating Profit
OPM %
Other Income
37
Interest
1,236
Depreciation
19
1,407
Tax %
25.74%
Net Profit
0
25
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Sep 2023
3,553
805
Operating Profit
OPM %
Other Income
26
Interest
1,335
Depreciation
22
1,470
Tax %
25.50%
Net Profit
0
26
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Dec 2023
3,745
872
Operating Profit
OPM %
Other Income
23
Interest
1,412
Depreciation
24
1,534
Tax %
25.36%
Net Profit
0
27
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Mar 2024
4,055
1,121
Operating Profit
OPM %
Other Income
16
Interest
1,447
Depreciation
27
1,585
Tax %
25.42%
Net Profit
0
28
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Jun 2024
4,396
1,226
Operating Profit
OPM %
Other Income
19
Interest
1,595
Depreciation
26
1,646
Tax %
27.35%
Net Profit
1,196
29
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Sep 2024
4,849
1,324
Operating Profit
OPM %
Other Income
29
Interest
1,807
Depreciation
25
1,802
Tax %
26.67%
Net Profit
1,321
32
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Dec 2024
5,129
1,405
Operating Profit
OPM %
Other Income
32
Interest
1,900
Depreciation
31
1,886
Tax %
26.23%
Net Profit
1,392
35
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Mar 2025
5,530
1,549
Operating Profit
OPM %
Other Income
6
Interest
2,111
Depreciation
35
1,932
Tax %
25.27%
Net Profit
1,444
37
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Jun 2025
6,364
1,441
Operating Profit
OPM %
Other Income
35
Interest
2,355
Depreciation
35
2,654
Tax %
25.61%
Net Profit
1,974
50
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Sep 2025
7,184
1,480
Operating Profit
OPM %
Other Income
50
Interest
2,571
Depreciation
38
3,244
Tax %
25.66%
Net Profit
2,412
60
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Dec 2025
8,080
1,458
Operating Profit
OPM %
Other Income
52
Interest
2,919
Depreciation
40
3,822
Tax %
26.13%
Net Profit
2,823
70
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Mar 2026
9,134
1,528
Operating Profit
OPM %
Other Income
3
Interest
3,155
Depreciation
24
4,584
Tax %
25.89%
Net Profit
3,397
83
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Jun 2026
8,672
4,898
Operating Profit
OPM %
Other Income
23
Interest
3,458
Depreciation
31
3,797
Tax %
25.61%
Net Profit
2,825
7
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
5,911
1,554
Operating Profit
4,384
OPM %
74
Other Income
28
Interest
2,374
Depreciation
52
1,959
Tax %
38
Net Profit
1,207
EPS
30
Dividend Payout %
20
Minority Interest
0
Share of Associates
-7
Adjusted EPS
30
Minority Interest
0
Share of Associates
-7
Adjusted EPS
30
Mar 2018
6,713
1,656
Operating Profit
5,126
OPM %
76
Other Income
69
Interest
2,132
Depreciation
52
2,942
Tax %
37
Net Profit
1,844
EPS
46
Dividend Payout %
22
Minority Interest
-14
Share of Associates
0
Adjusted EPS
46
Minority Interest
-14
Share of Associates
0
Adjusted EPS
46
Mar 2019
7,594
1,747
Operating Profit
5,854
OPM %
77
Other Income
7
Interest
2,543
Depreciation
52
3,260
Tax %
35
Net Profit
2,103
EPS
52
Dividend Payout %
23
Minority Interest
-25
Share of Associates
0
Adjusted EPS
52
Minority Interest
-25
Share of Associates
0
Adjusted EPS
52
Mar 2020
9,687
2,214
Operating Profit
7,499
OPM %
77
Other Income
26
Interest
3,180
Depreciation
59
4,260
Tax %
26
Net Profit
3,169
EPS
78
Dividend Payout %
19
Minority Interest
-30
Share of Associates
0
Adjusted EPS
78
Minority Interest
-30
Share of Associates
0
Adjusted EPS
78
Mar 2021
11,535
2,263
Operating Profit
9,308
OPM %
81
Other Income
36
Interest
4,109
Depreciation
67
5,131
Tax %
26
Net Profit
3,819
EPS
95
Dividend Payout %
21
Minority Interest
-14
Share of Associates
0
Adjusted EPS
95
Minority Interest
-14
Share of Associates
0
Adjusted EPS
95
Mar 2022
12,186
2,490
Operating Profit
9,748
OPM %
80
Other Income
53
Interest
4,268
Depreciation
70
5,410
Tax %
25
Net Profit
4,031
EPS
100
Dividend Payout %
20
Minority Interest
-15
Share of Associates
0
Adjusted EPS
100
Minority Interest
-15
Share of Associates
0
Adjusted EPS
100
Mar 2023
11,898
2,749
Operating Profit
9,226
OPM %
78
Other Income
77
Interest
4,225
Depreciation
78
4,923
Tax %
25
Net Profit
3,670
EPS
90
Dividend Payout %
24
Minority Interest
-57
Share of Associates
0
Adjusted EPS
90
Minority Interest
-57
Share of Associates
0
Adjusted EPS
90
Mar 2024
15,062
3,623
Operating Profit
11,540
OPM %
77
Other Income
101
Interest
5,452
Depreciation
92
5,997
Tax %
25
Net Profit
4,468
EPS
108
Dividend Payout %
22
Minority Interest
-143
Share of Associates
0
Adjusted EPS
108
Minority Interest
-143
Share of Associates
0
Adjusted EPS
108
Mar 2025
20,214
5,422
Operating Profit
14,843
OPM %
73
Other Income
51
Interest
7,461
Depreciation
116
7,266
Tax %
26
Net Profit
5,352
EPS
133
Dividend Payout %
20
Minority Interest
-19
Share of Associates
0
Adjusted EPS
133
Minority Interest
-19
Share of Associates
0
Adjusted EPS
133
Mar 2026
31,209
5,767
Operating Profit
25,496
OPM %
82
Other Income
54
Interest
11,054
Depreciation
137
14,305
Tax %
26
Net Profit
10,607
EPS
264
Dividend Payout %
11
Minority Interest
-17
Share of Associates
0
Adjusted EPS
264
Minority Interest
-17
Share of Associates
0
Adjusted EPS
264
TTM
33,069
9,363
Operating Profit
OPM %
Other Income
127
Interest
12,103
Depreciation
134
15,448
Tax %
26
Net Profit
11,457
EPS
Dividend Payout %
Minority Interest
21
Share of Associates
0
Adjusted EPS
Minority Interest
21
Share of Associates
0
Adjusted EPS

COMPOUNDED SALES GROWTH

10 Years:
20%
5 Years:
22%
3 Years:
38%

COMPOUNDED PROFIT GROWTH

10 Years:
29%
5 Years:
23%
3 Years:
43%

STOCK PRICE CAGR

10 Years:
24%
5 Years:
15%
3 Years:
33%
1 Year:
11%

RETURN ON EQUITY

10 Years:
24%
5 Years:
22%
3 Years:
23%
Last Year:
31%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2026

Apr 17

₹ 3

Interim Dividend

2025

Apr 25

₹ 2.60

Interim Dividend

2024

May 31

₹ 2.40

Rs.24.0000 per share(240%)Interim Dividend

2023

Apr 18

₹ 2.20

Interim Dividend

2022

Apr 25

₹ 2

Interim Dividend

2021

Apr 22

₹ 2

Interim Dividend

2019

Apr 11

₹ 1.20

Interim Dividend

2018

Feb 15

₹ 1

Interim Dividend

2017

Mar 30

Interim Dividend

2016

Mar 16

₹ 0.20

Rs.2.0000 per share(20%)Interim Dividend

2015

Nov 5

₹ 0.40

Interim Dividend

2015

Sep 22

₹ 0.20

Rs.2.0000 per share(20%)Dividend

2020

Mar 17

₹ 1.50

Rs.15.0000 per share(150%)Interim Dividend

Mar 2017
Equity Capital
399
6,116
16,338
Trade Payables
101
9,165
Total Liabilities
32,121
257
Capital Work in Progress
10
97
0
Cash & Bank
1,645
30,112
Total Assets
32,121
Total Debt
22,177
Net Working Capital
10,949
Contingent Liabilities
540
Book Value per Share
163.11
Face Value
10.00
Total Debt
22,177
Net Working Capital
10,949
Contingent Liabilities
540
Book Value per Share
163.11
Face Value
10.00
Mar 2018
Equity Capital
400
7,438
14,227
Trade Payables
126
11,462
Total Liabilities
33,653
237
Capital Work in Progress
6
177
0
Cash & Bank
747
32,486
Total Assets
33,653
Total Debt
23,891
Net Working Capital
-14,804
Contingent Liabilities
579
Book Value per Share
195.93
Face Value
10.00
Total Debt
23,891
Net Working Capital
-14,804
Contingent Liabilities
579
Book Value per Share
195.93
Face Value
10.00
Mar 2019
Equity Capital
401
9,514
17,330
Trade Payables
166
14,286
Total Liabilities
41,698
244
Capital Work in Progress
23
211
22
Cash & Bank
2,203
38,995
Total Assets
41,698
Total Debt
30,128
Net Working Capital
-16,461
Contingent Liabilities
798
Book Value per Share
247.46
Face Value
10.00
Total Debt
30,128
Net Working Capital
-16,461
Contingent Liabilities
798
Book Value per Share
247.46
Face Value
10.00
Mar 2020
Equity Capital
401
11,415
23,989
Trade Payables
226
18,834
Total Liabilities
54,865
298
Capital Work in Progress
29
630
0
Cash & Bank
6,131
47,777
Total Assets
54,865
Total Debt
40,935
Net Working Capital
-19,149
Contingent Liabilities
749
Book Value per Share
294.64
Face Value
10.00
Total Debt
40,935
Net Working Capital
-19,149
Contingent Liabilities
749
Book Value per Share
294.64
Face Value
10.00
Mar 2021
Equity Capital
401
15,163
24,534
Trade Payables
211
28,272
Total Liabilities
68,582
313
Capital Work in Progress
38
809
0
Cash & Bank
8,021
59,401
Total Assets
68,582
Total Debt
50,397
Net Working Capital
-17,978
Contingent Liabilities
898
Book Value per Share
387.95
Face Value
10.00
Total Debt
50,397
Net Working Capital
-17,978
Contingent Liabilities
898
Book Value per Share
387.95
Face Value
10.00
Mar 2022
Equity Capital
401
18,378
22,075
Trade Payables
120
35,233
Total Liabilities
76,208
332
Capital Work in Progress
52
523
0
Cash & Bank
10,315
64,985
Total Assets
76,208
Total Debt
54,553
Net Working Capital
-13,995
Contingent Liabilities
772
Book Value per Share
467.92
Face Value
10.00
Total Debt
54,553
Net Working Capital
-13,995
Contingent Liabilities
772
Book Value per Share
467.92
Face Value
10.00
Mar 2023
Equity Capital
401
21,262
19,414
Trade Payables
88
38,920
Total Liabilities
80,085
377
Capital Work in Progress
67
546
0
Cash & Bank
8,036
71,059
Total Assets
80,085
Total Debt
55,788
Net Working Capital
-13,088
Contingent Liabilities
832
Book Value per Share
539.64
Face Value
10.00
Total Debt
55,788
Net Working Capital
-13,088
Contingent Liabilities
832
Book Value per Share
539.64
Face Value
10.00
Mar 2024
Equity Capital
401
24,705
37,244
Trade Payables
144
33,878
Total Liabilities
96,372
472
Capital Work in Progress
88
712
18
Cash & Bank
6,206
88,875
Total Assets
96,372
Total Debt
68,112
Net Working Capital
-32,729
Contingent Liabilities
803
Book Value per Share
625.35
Face Value
10.00
Total Debt
68,112
Net Working Capital
-32,729
Contingent Liabilities
803
Book Value per Share
625.35
Face Value
10.00
Mar 2025
Equity Capital
401
28,965
45,383
Trade Payables
137
57,772
Total Liabilities
1,32,658
669
Capital Work in Progress
13
2,401
12
Cash & Bank
8,322
1,21,242
Total Assets
1,32,658
Total Debt
99,369
Net Working Capital
-37,884
Contingent Liabilities
793
Book Value per Share
731.46
Face Value
10.00
Total Debt
99,369
Net Working Capital
-37,884
Contingent Liabilities
793
Book Value per Share
731.46
Face Value
10.00
Mar 2026
Equity Capital
401
38,729
57,894
Trade Payables
145
98,373
Total Liabilities
1,95,542
708
Capital Work in Progress
10
550
12
Cash & Bank
12,765
1,81,496
Total Assets
1,95,542
Total Debt
1,51,787
Net Working Capital
-48,228
Contingent Liabilities
877
Book Value per Share
974.67
Face Value
10.00
Total Debt
1,51,787
Net Working Capital
-48,228
Contingent Liabilities
877
Book Value per Share
974.67
Face Value
10.00

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
-2,186
Cash from Investing
-183
Cash from Financing
3,027
657
Free Cash Flow
-2,262
OCF / Net Profit
-1.81
Cumulative 5-Year FCF
0
OCF / Net Profit
-1.81
Cumulative 5-Year FCF
0
Mar 2018
-1,432
Cash from Investing
-125
Cash from Financing
824
-734
Free Cash Flow
-1,432
OCF / Net Profit
-0.78
Cumulative 5-Year FCF
0
OCF / Net Profit
-0.78
Cumulative 5-Year FCF
0
Mar 2019
-4,824
Cash from Investing
-165
Cash from Financing
6,351
1,362
Free Cash Flow
-4,899
OCF / Net Profit
-2.29
Cumulative 5-Year FCF
0
OCF / Net Profit
-2.29
Cumulative 5-Year FCF
0
Mar 2020
-4,970
Cash from Investing
-384
Cash from Financing
9,193
3,839
Free Cash Flow
-5,085
OCF / Net Profit
-1.57
Cumulative 5-Year FCF
0
OCF / Net Profit
-1.57
Cumulative 5-Year FCF
0
Mar 2021
-7,814
Cash from Investing
40
Cash from Financing
9,712
1,938
Free Cash Flow
-7,898
OCF / Net Profit
-2.05
Cumulative 5-Year FCF
-21,577
OCF / Net Profit
-2.05
Cumulative 5-Year FCF
-21,577
Mar 2022
-1,596
Cash from Investing
422
Cash from Financing
3,445
2,271
Free Cash Flow
-1,687
OCF / Net Profit
-0.40
Cumulative 5-Year FCF
-21,001
OCF / Net Profit
-0.40
Cumulative 5-Year FCF
-21,001
Mar 2023
-2,804
Cash from Investing
181
Cash from Financing
395
-2,228
Free Cash Flow
-2,931
OCF / Net Profit
-0.76
Cumulative 5-Year FCF
-22,500
OCF / Net Profit
-0.76
Cumulative 5-Year FCF
-22,500
Mar 2024
-13,605
Cash from Investing
45
Cash from Financing
11,809
-1,751
Free Cash Flow
-13,805
OCF / Net Profit
-3.05
Cumulative 5-Year FCF
-31,407
OCF / Net Profit
-3.05
Cumulative 5-Year FCF
-31,407
Mar 2025
-26,525
Cash from Investing
-1,376
Cash from Financing
30,041
2,140
Free Cash Flow
-26,744
OCF / Net Profit
-4.96
Cumulative 5-Year FCF
-53,065
OCF / Net Profit
-4.96
Cumulative 5-Year FCF
-53,065
Mar 2026
-47,393
Cash from Investing
2,458
Cash from Financing
49,320
4,385
Free Cash Flow
-47,562
OCF / Net Profit
-4.47
Cumulative 5-Year FCF
-92,730
OCF / Net Profit
-4.47
Cumulative 5-Year FCF
-92,730

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
EPS (₹)
30.03
Book Value (₹)
163.11
Dividend per Share (₹)
6.00
Cash EPS (₹)
31.52
Operating Margin %
74.18%
Net Margin %
20.42%
ROE %
19.93%
ROCE %
16.29%
4.06%
Debtor Days
85
Inventory Days
0
Payable Days
0
85
Debt to Equity (x)
3.40x
Interest Coverage (x)
1.83x
1.55x
Revenue Growth %
20.14%
Operating Profit Growth %
19.37%
Net Profit Growth %
47.62%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2018
EPS (₹)
45.74
Book Value (₹)
195.93
Dividend per Share (₹)
10.00
Cash EPS (₹)
47.39
Operating Margin %
76.36%
Net Margin %
27.47%
ROE %
25.69%
ROCE %
16.78%
5.61%
Debtor Days
35
Inventory Days
0
Payable Days
0
35
Debt to Equity (x)
3.05x
Interest Coverage (x)
2.38x
0.06x
Revenue Growth %
13.57%
Operating Profit Growth %
16.90%
Net Profit Growth %
52.72%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2019
EPS (₹)
51.86
Book Value (₹)
247.46
Dividend per Share (₹)
12.00
Cash EPS (₹)
53.78
Operating Margin %
77.00%
Net Margin %
27.69%
ROE %
23.69%
ROCE %
16.16%
5.58%
Debtor Days
1
Inventory Days
0
Payable Days
0
1
Debt to Equity (x)
3.04x
Interest Coverage (x)
2.28x
0.13x
Revenue Growth %
13.14%
Operating Profit Growth %
14.21%
Net Profit Growth %
14.06%
13.39%
P/E (x)
11.87x
P/B (x)
2.49x
Dividend Yield %
1.95%
8.98x
Mar 2020
EPS (₹)
78.25
Book Value (₹)
294.64
Dividend per Share (₹)
15.00
Cash EPS (₹)
80.49
Operating Margin %
77.41%
Net Margin %
32.71%
ROE %
29.16%
ROCE %
16.03%
6.56%
Debtor Days
1
Inventory Days
0
Payable Days
0
1
Debt to Equity (x)
3.46x
Interest Coverage (x)
2.34x
0.26x
Revenue Growth %
27.56%
Operating Profit Growth %
28.11%
Net Profit Growth %
50.68%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2021
EPS (₹)
94.83
Book Value (₹)
387.95
Dividend per Share (₹)
20.00
Cash EPS (₹)
96.87
Operating Margin %
80.69%
Net Margin %
33.11%
ROE %
27.89%
ROCE %
15.56%
6.19%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
3.24x
Interest Coverage (x)
2.25x
0.33x
Revenue Growth %
19.07%
Operating Profit Growth %
24.11%
Net Profit Growth %
20.52%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2022
EPS (₹)
100.08
Book Value (₹)
467.92
Dividend per Share (₹)
20.00
Cash EPS (₹)
102.19
Operating Margin %
79.99%
Net Margin %
33.08%
ROE %
23.48%
ROCE %
13.89%
5.57%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
2.90x
Interest Coverage (x)
2.27x
0.43x
Revenue Growth %
5.64%
Operating Profit Growth %
4.73%
Net Profit Growth %
5.56%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2023
EPS (₹)
89.98
Book Value (₹)
539.64
Dividend per Share (₹)
22.00
Cash EPS (₹)
93.36
Operating Margin %
77.54%
Net Margin %
30.84%
ROE %
18.15%
ROCE %
12.13%
4.70%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
2.58x
Interest Coverage (x)
2.17x
0.39x
Revenue Growth %
-2.36%
Operating Profit Growth %
-5.35%
Net Profit Growth %
-8.97%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2024
EPS (₹)
107.71
Book Value (₹)
625.35
Dividend per Share (₹)
24.00
Cash EPS (₹)
113.58
Operating Margin %
75.95%
Net Margin %
29.66%
ROE %
19.10%
ROCE %
13.42%
5.06%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
2.71x
Interest Coverage (x)
2.10x
0.17x
Revenue Growth %
26.59%
Operating Profit Growth %
25.09%
Net Profit Growth %
21.74%
19.71%
P/E (x)
13.72x
P/B (x)
2.36x
Dividend Yield %
1.62%
10.51x
Mar 2025
EPS (₹)
132.84
Book Value (₹)
731.46
Dividend per Share (₹)
26.00
Cash EPS (₹)
136.21
Operating Margin %
73.18%
Net Margin %
26.48%
ROE %
19.65%
ROCE %
13.27%
4.67%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
3.38x
Interest Coverage (x)
1.97x
0.22x
Revenue Growth %
34.21%
Operating Profit Growth %
28.62%
Net Profit Growth %
19.80%
23.32%
P/E (x)
17.93x
P/B (x)
3.26x
Dividend Yield %
1.09%
12.58x
Mar 2026
EPS (₹)
263.79
Book Value (₹)
974.67
Dividend per Share (₹)
30.00
Cash EPS (₹)
267.62
Operating Margin %
81.52%
Net Margin %
33.99%
ROE %
30.97%
ROCE %
15.87%
6.46%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
3.88x
Interest Coverage (x)
2.29x
0.22x
Revenue Growth %
54.39%
Operating Profit Growth %
71.77%
Net Profit Growth %
98.17%
98.58%
P/E (x)
11.98x
P/B (x)
3.24x
Dividend Yield %
0.95%
10.43x

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
73.35
8.68
14.55
Government
0.00
3.42
Sep 2024
73.35
9.85
13.29
Government
0.00
3.51
Dec 2024
73.35
10.26
12.98
Government
0.00
3.41
Mar 2025
73.35
11.02
11.74
Government
0.00
3.89
Jun 2025
73.35
10.84
12.20
Government
0.00
3.61
Sep 2025
73.35
11.58
11.36
Government
0.00
3.72
Dec 2025
73.35
11.75
11.12
Government
0.00
3.78
Mar 2026
73.35
12.31
10.42
Government
0.00
3.94
Jun 2026
73.35
11.61
10.75
Government
0.00
4.30

Documents

Announcements

  • Trading Window

    2026-08-18 - Muthoot Finance Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

  • General Updates

    2026-08-11 - Muthoot Finance Limited has informed the Exchange about General Updates

Credit Ratings

  • Credit Rating- Revision

    2025-08-23 - Muthoot Finance Limited has informed the Exchange about Credit Rating- Revision

Concalls