Shriram Finance Ltd.

1,1300.16%

2026-08-21

shriramfinance.inBSE: 511218NSE: SHRIRAMFIN
Market Cap₹ 2,59,981 Cr.
Current Price₹ 1,128
High / Low₹ 1,154 / 566
Stock P/E23.0
Book Value₹ 463
Price to Book2.49
Dividend Yield0.98 %
ROCE11.5 %
ROE16.4 %
Face Value₹ 2

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ABOUT

KEY POINTS

Revenue Breakup Mar 2018 • Financing Activities: 99.4% • Service Division: 0.6%

PROS

  • Company has delivered good profit growth of 32.1% CAGR over last 5 years
  • Comfortable capital adequacy - CAR of 20.4%
  • Solid return on assets for a lender - ROA of 3.3%
  • Company has consistently been profitable over the last 5 years
  • Latest quarter profit grew 59.9% YoY, showing strong momentum
  • Company has delivered good sales growth of 22.5% CAGR over last 5 years

CONS

  • Net NPA is elevated at 2.3% - provisioning cushion is thin
  • Asset quality is weak - gross NPA at 4.6%
  • Promoter holding has decreased over last 2 years: -5.1pp
  • Company has a low return on capital employed of 11.3%
  • Free cash flow has been persistently negative
  • Valuation is stretched - P/E of 23.0 is well above its own 5-year median (12.9)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.BAJFINANCE1078.6033.07671531.430.566080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1104.9022.97259981.150.983452.7759.9013400.4317.4611.4974.63
3.JIOFIN242.7077.55160258.250.25830.25155.732004.47227.282.1169.71
4.CHOLAFIN1866.2527.72159390.070.111656.2245.568856.2921.899.7070.07
5.TATACAP365.1528.68155001.390.1616281.801464.1688219.301051.008.6675.72
6.BAJAJHLDNG11322.8514.23126015.971.722708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2859.2010.09114787.871.052824.8443.088671.6036.2515.8783.76
8.ABCAPITAL396.7526.46108592.290.001223.8543.8512179.54137.848.8241.91
9.LTF315.0024.8078940.440.87915.9930.705212.9222.388.5462.13
10.SBICARD626.300.0059601.370.40664.4419.515040.557.6011.7529.83
11.HDBFS681.1526.0056579.310.59785.2038.314937.9018.719.0957.98
12.M&MFIN389.5516.6554146.331.93927.4875.345717.9123.098.6364.82
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023
7,903
2,141
Operating Profit
OPM %
Other Income
5
Interest
3,488
Depreciation
132
2,248
Tax %
25.46%
Net Profit
0
46
Equity Capital
375
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
375
Reserves
0
Promoter Pledge %
0.00%
Sep 2023
8,439
2,454
Operating Profit
OPM %
Other Income
9
Interest
3,622
Depreciation
137
2,352
Tax %
25.57%
Net Profit
0
48
Equity Capital
375
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
375
Reserves
0
Promoter Pledge %
0.00%
Dec 2023
8,818
2,634
Operating Profit
OPM %
Other Income
5
Interest
3,707
Depreciation
147
2,440
Tax %
25.47%
Net Profit
0
10
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Mar 2024
9,320
2,712
Operating Profit
OPM %
Other Income
14
Interest
3,988
Depreciation
153
2,644
Tax %
26.41%
Net Profit
0
11
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Jun 2024
9,510
2,661
Operating Profit
OPM %
Other Income
5
Interest
4,129
Depreciation
153
2,667
Tax %
25.73%
Net Profit
2,031
11
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Sep 2024
9,993
2,836
Operating Profit
OPM %
Other Income
7
Interest
4,350
Depreciation
159
2,752
Tax %
24.72%
Net Profit
2,153
11
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Dec 2024
10,590
3,033
Operating Profit
OPM %
Other Income
7
Interest
4,751
Depreciation
162
4,313
Tax %
25.06%
Net Profit
3,249
17
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Mar 2025
11,245
3,293
Operating Profit
OPM %
Other Income
6
Interest
5,224
Depreciation
171
2,772
Tax %
22.82%
Net Profit
2,144
11
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Jun 2025
11,408
3,062
Operating Profit
OPM %
Other Income
6
Interest
5,401
Depreciation
173
2,906
Tax %
25.84%
Net Profit
2,159
11
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Sep 2025
11,760
3,109
Operating Profit
OPM %
Other Income
9
Interest
5,525
Depreciation
174
3,113
Tax %
25.80%
Net Profit
2,314
12
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Dec 2025
12,033
3,397
Operating Profit
OPM %
Other Income
26
Interest
5,259
Depreciation
177
3,364
Tax %
24.96%
Net Profit
2,530
13
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Mar 2026
12,307
3,104
Operating Profit
OPM %
Other Income
19
Interest
5,336
Depreciation
175
3,917
Tax %
23.03%
Net Profit
3,021
16
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Jun 2026
13,400
8,793
Operating Profit
OPM %
Other Income
18
Interest
5,204
Depreciation
183
4,631
Tax %
25.45%
Net Profit
3,453
1
Equity Capital
471
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
471
Reserves
0
Promoter Pledge %
0.00%

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
10,903
3,713
Operating Profit
7,192
OPM %
66
Other Income
2
Interest
5,219
Depreciation
35
1,938
Tax %
35
Net Profit
1,266
EPS
56
Dividend Payout %
18
Minority Interest
0
Share of Associates
0
Adjusted EPS
11
Minority Interest
0
Share of Associates
0
Adjusted EPS
11
Mar 2018
13,467
3,305
Operating Profit
10,225
OPM %
76
Other Income
62
Interest
6,416
Depreciation
37
3,896
Tax %
35
Net Profit
2,546
EPS
112
Dividend Payout %
10
Minority Interest
0
Share of Associates
3
Adjusted EPS
22
Minority Interest
0
Share of Associates
3
Adjusted EPS
22
Mar 2019
15,529
4,245
Operating Profit
11,387
OPM %
73
Other Income
103
Interest
7,566
Depreciation
43
3,778
Tax %
32
Net Profit
2,564
EPS
114
Dividend Payout %
11
Minority Interest
0
Share of Associates
12
Adjusted EPS
22
Minority Interest
0
Share of Associates
12
Adjusted EPS
22
Mar 2020
16,555
4,681
Operating Profit
11,895
OPM %
72
Other Income
21
Interest
8,315
Depreciation
141
3,439
Tax %
27
Net Profit
2,502
EPS
108
Dividend Payout %
5
Minority Interest
0
Share of Associates
10
Adjusted EPS
22
Minority Interest
0
Share of Associates
10
Adjusted EPS
22
Mar 2021
17,420
4,940
Operating Profit
12,506
OPM %
72
Other Income
26
Interest
9,091
Depreciation
137
3,278
Tax %
24
Net Profit
2,487
EPS
101
Dividend Payout %
18
Minority Interest
0
Share of Associates
12
Adjusted EPS
20
Minority Interest
0
Share of Associates
12
Adjusted EPS
20
Mar 2022
19,255
5,818
Operating Profit
13,462
OPM %
70
Other Income
25
Interest
9,777
Depreciation
135
3,549
Tax %
24
Net Profit
2,708
EPS
102
Dividend Payout %
20
Minority Interest
0
Share of Associates
13
Adjusted EPS
20
Minority Interest
0
Share of Associates
13
Adjusted EPS
20
Mar 2023
30,477
8,699
Operating Profit
21,810
OPM %
72
Other Income
33
Interest
12,996
Depreciation
601
8,214
Tax %
27
Net Profit
6,011
EPS
160
Dividend Payout %
22
Minority Interest
-9
Share of Associates
9
Adjusted EPS
32
Minority Interest
-9
Share of Associates
9
Adjusted EPS
32
Mar 2024
34,964
9,875
Operating Profit
25,128
OPM %
72
Other Income
38
Interest
14,876
Depreciation
569
9,684
Tax %
26
Net Profit
7,190
EPS
196
Dividend Payout %
23
Minority Interest
-33
Share of Associates
8
Adjusted EPS
39
Minority Interest
-33
Share of Associates
8
Adjusted EPS
39
Mar 2025
41,834
11,732
Operating Profit
30,127
OPM %
72
Other Income
25
Interest
18,532
Depreciation
645
12,503
Tax %
25
Net Profit
9,423
EPS
51
Dividend Payout %
19
Minority Interest
-22
Share of Associates
12
Adjusted EPS
51
Minority Interest
-22
Share of Associates
12
Adjusted EPS
51
Mar 2026
48,133
12,605
Operating Profit
35,594
OPM %
74
Other Income
66
Interest
21,594
Depreciation
699
13,300
Tax %
25
Net Profit
10,004
EPS
53
Dividend Payout %
20
Minority Interest
0
Share of Associates
20
Adjusted EPS
53
Minority Interest
0
Share of Associates
20
Adjusted EPS
53
TTM
49,501
18,403
Operating Profit
OPM %
Other Income
72
Interest
21,325
Depreciation
709
15,025
Tax %
25
Net Profit
11,302
EPS
Dividend Payout %
Minority Interest
0
Share of Associates
22
Adjusted EPS
Minority Interest
0
Share of Associates
22
Adjusted EPS

COMPOUNDED SALES GROWTH

10 Years:
17%
5 Years:
23%
3 Years:
16%

COMPOUNDED PROFIT GROWTH

10 Years:
24%
5 Years:
32%
3 Years:
19%

STOCK PRICE CAGR

10 Years:
16%
5 Years:
35%
3 Years:
45%
1 Year:
83%

RETURN ON EQUITY

10 Years:
16%
5 Years:
16%
3 Years:
17%
Last Year:
16%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2026

Jul 3

₹ 3

Rs.6.0000 per share(300%)Final Dividend

2025

Nov 7

₹ 2.40

Rs.4.8000 per share(240%)Interim Dividend

2025

Jul 11

₹ 1.50

Rs.3.0000 per share(150%)Final Dividend

2025

Jan 31

₹ 1.25

Rs.2.5000 per share(125%)Interim Dividend

2024

Nov 7

₹ 2.20

Interim Dividend

2024

Jul 23

₹ 1.50

Rs.15.0000 per share(150%)Final Dividend

2024

Feb 6

₹ 1

Dividend

2023

Nov 6

₹ 2

Interim Dividend

2023

Jun 16

₹ 2

Rs.20.0000 per share(200%)Final Dividend

2023

Jan 3

₹ 1.50

Interim Dividend

2022

Mar 11

₹ 1.20

Second Interim Dividend

2021

Nov 9

₹ 0.80

Interim Dividend

2021

Jun 16

₹ 0.60

Rs.6.0000 per share(60%)Final Dividend

2021

Apr 5

₹ 0.60

Second Interim Dividend

2020

Nov 9

₹ 0.60

Rs.6.0000 per share(60%)Interim Dividend

2018

Jul 18

₹ 0.60

Rs.6.0000 per share(60%)Final Dividend

2017

Nov 10

₹ 0.50

Interim Dividend

2017

Jun 21

₹ 0.60

Rs.6.0000 per share(60%)Final Dividend

2016

Nov 3

₹ 0.40

Interim Dividend

2016

Jul 18

₹ 0.60

Rs.6.0000 per share(60%)Final Dividend

2015

Nov 5

₹ 0.40

Interim Dividend

Mar 2017
Equity Capital
227
11,105
15,655
Trade Payables
172
52,906
Total Liabilities
80,064
134
1,520
0
Cash & Bank
4,445
73,965
Total Assets
80,064
Total Debt
53,080
Net Working Capital
977
Contingent Liabilities
2,030
Book Value per Share
499.32
Face Value
10.00
Total Debt
53,080
Net Working Capital
977
Contingent Liabilities
2,030
Book Value per Share
499.32
Face Value
10.00
Mar 2018
Equity Capital
227
13,463
5,199
Trade Payables
220
85,035
Total Liabilities
1,04,144
120
2,456
0
Cash & Bank
3,675
97,894
Total Assets
1,04,144
Total Debt
82,131
Net Working Capital
-2,867
Contingent Liabilities
2,728
Book Value per Share
603.41
Face Value
10.00
Total Debt
82,131
Net Working Capital
-2,867
Contingent Liabilities
2,728
Book Value per Share
603.41
Face Value
10.00
Mar 2019
Equity Capital
227
15,736
4,948
Trade Payables
133
87,211
Total Liabilities
1,08,256
145
4,126
0
Cash & Bank
3,981
1,00,003
Total Assets
1,08,256
Total Debt
87,914
Net Working Capital
-2,181
Contingent Liabilities
402
Book Value per Share
703.58
Face Value
10.00
Total Debt
87,914
Net Working Capital
-2,181
Contingent Liabilities
402
Book Value per Share
703.58
Face Value
10.00
Mar 2020
Equity Capital
227
17,915
2,056
Trade Payables
144
97,850
Total Liabilities
1,18,192
487
2,936
0
Cash & Bank
7,315
1,07,454
Total Assets
1,18,192
Total Debt
94,372
Net Working Capital
4,591
Contingent Liabilities
583
Book Value per Share
799.64
Face Value
10.00
Total Debt
94,372
Net Working Capital
4,591
Contingent Liabilities
583
Book Value per Share
799.64
Face Value
10.00
Mar 2021
Equity Capital
253
21,464
717
Trade Payables
153
1,11,856
Total Liabilities
1,34,443
435
3,347
0
Cash & Bank
16,442
1,14,219
Total Assets
1,34,443
Total Debt
1,06,196
Net Working Capital
14,503
Contingent Liabilities
2,233
Book Value per Share
858.19
Face Value
10.00
Total Debt
1,06,196
Net Working Capital
14,503
Contingent Liabilities
2,233
Book Value per Share
858.19
Face Value
10.00
Mar 2022
Equity Capital
271
25,824
484
Trade Payables
166
1,20,925
Total Liabilities
1,47,669
416
6,971
0
Cash & Bank
16,355
1,23,927
Total Assets
1,47,669
Total Debt
1,14,497
Net Working Capital
15,020
Contingent Liabilities
2,275
Book Value per Share
964.60
Face Value
10.00
Total Debt
1,14,497
Net Working Capital
15,020
Contingent Liabilities
2,275
Book Value per Share
964.60
Face Value
10.00
Mar 2023
Equity Capital
374
42,939
478
Trade Payables
313
1,77,721
Total Liabilities
2,21,825
3,711
7,430
0
Cash & Bank
16,307
1,94,377
Total Assets
2,21,825
Total Debt
1,64,202
Net Working Capital
14,952
Contingent Liabilities
2,218
Book Value per Share
1156.77
Face Value
10.00
Total Debt
1,64,202
Net Working Capital
14,952
Contingent Liabilities
2,218
Book Value per Share
1156.77
Face Value
10.00
Mar 2024
Equity Capital
376
48,499
64,300
Trade Payables
246
1,31,776
Total Liabilities
2,45,197
3,717
9,472
52
Cash & Bank
7,947
2,24,010
Total Assets
2,45,197
Total Debt
1,95,496
Net Working Capital
-53,520
Contingent Liabilities
2,359
Book Value per Share
1300.58
Face Value
10.00
Total Debt
1,95,496
Net Working Capital
-53,520
Contingent Liabilities
2,359
Book Value per Share
1300.58
Face Value
10.00
Mar 2025
Equity Capital
376
56,051
65,074
Trade Payables
299
1,68,503
Total Liabilities
2,90,303
2,914
15,788
51
Cash & Bank
20,968
2,50,582
Total Assets
2,90,303
Total Debt
2,34,197
Net Working Capital
-36,977
Contingent Liabilities
2,993
Book Value per Share
300.08
Face Value
2.00
Total Debt
2,34,197
Net Working Capital
-36,977
Contingent Liabilities
2,993
Book Value per Share
300.08
Face Value
2.00
Mar 2026
Equity Capital
376
65,522
76,799
Trade Payables
332
1,74,081
Total Liabilities
3,17,111
2,635
14,993
52
Cash & Bank
7,800
2,91,631
Total Assets
3,17,111
Total Debt
2,50,692
Net Working Capital
-65,887
Contingent Liabilities
3,249
Book Value per Share
350.23
Face Value
2.00
Total Debt
2,50,692
Net Working Capital
-65,887
Contingent Liabilities
3,249
Book Value per Share
350.23
Face Value
2.00

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
-2,677
Cash from Investing
-1
Cash from Financing
3,017
338
Free Cash Flow
-2,687
OCF / Net Profit
-2.12
Cumulative 5-Year FCF
0
OCF / Net Profit
-2.12
Cumulative 5-Year FCF
0
Mar 2018
-13,142
Cash from Investing
91
Cash from Financing
13,014
-37
Free Cash Flow
-13,142
OCF / Net Profit
-5.16
Cumulative 5-Year FCF
0
OCF / Net Profit
-5.16
Cumulative 5-Year FCF
0
Mar 2019
-5,535
Cash from Investing
-76
Cash from Financing
5,550
-62
Free Cash Flow
-5,595
OCF / Net Profit
-2.16
Cumulative 5-Year FCF
0
OCF / Net Profit
-2.16
Cumulative 5-Year FCF
0
Mar 2020
-2,464
Cash from Investing
-55
Cash from Financing
4,579
2,060
Free Cash Flow
-2,839
OCF / Net Profit
-0.98
Cumulative 5-Year FCF
0
OCF / Net Profit
-0.98
Cumulative 5-Year FCF
0
Mar 2021
-4,239
Cash from Investing
-25
Cash from Financing
12,226
7,962
Free Cash Flow
-4,311
OCF / Net Profit
-1.70
Cumulative 5-Year FCF
-28,574
OCF / Net Profit
-1.70
Cumulative 5-Year FCF
-28,574
Mar 2022
-8,859
Cash from Investing
-34
Cash from Financing
8,505
-388
Free Cash Flow
-9,491
OCF / Net Profit
-3.27
Cumulative 5-Year FCF
-35,378
OCF / Net Profit
-3.27
Cumulative 5-Year FCF
-35,378
Mar 2023
-17,625
Cash from Investing
-193
Cash from Financing
11,820
-5,999
Free Cash Flow
-21,488
OCF / Net Profit
-2.93
Cumulative 5-Year FCF
-43,723
OCF / Net Profit
-2.93
Cumulative 5-Year FCF
-43,723
Mar 2024
-31,118
Cash from Investing
-258
Cash from Financing
27,626
-3,750
Free Cash Flow
-31,671
OCF / Net Profit
-4.33
Cumulative 5-Year FCF
-69,799
OCF / Net Profit
-4.33
Cumulative 5-Year FCF
-69,799
Mar 2025
-43,652
Cash from Investing
3,661
Cash from Financing
44,521
4,530
Free Cash Flow
-43,652
OCF / Net Profit
-4.63
Cumulative 5-Year FCF
-1,10,612
OCF / Net Profit
-4.63
Cumulative 5-Year FCF
-1,10,612
Mar 2026
-13,281
Cash from Investing
-243
Cash from Financing
8,587
-4,937
Free Cash Flow
-13,614
OCF / Net Profit
-1.33
Cumulative 5-Year FCF
-1,19,915
OCF / Net Profit
-1.33
Cumulative 5-Year FCF
-1,19,915

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
EPS (₹)
55.78
Book Value (₹)
499.32
Dividend per Share (₹)
10.00
Cash EPS (₹)
11.17
Operating Margin %
65.96%
Net Margin %
11.61%
ROE %
11.78%
ROCE %
11.51%
1.65%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
4.69x
Interest Coverage (x)
1.37x
1.04x
Revenue Growth %
5.25%
Operating Profit Growth %
4.01%
Net Profit Growth %
6.93%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2018
EPS (₹)
112.35
Book Value (₹)
603.41
Dividend per Share (₹)
11.00
Cash EPS (₹)
22.19
Operating Margin %
75.92%
Net Margin %
18.91%
ROE %
20.36%
ROCE %
12.87%
2.76%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
6.00x
Interest Coverage (x)
1.61x
0.74x
Revenue Growth %
23.52%
Operating Profit Growth %
42.17%
Net Profit Growth %
101.20%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2019
EPS (₹)
113.53
Book Value (₹)
703.58
Dividend per Share (₹)
12.00
Cash EPS (₹)
22.39
Operating Margin %
73.33%
Net Margin %
16.51%
ROE %
17.29%
ROCE %
11.36%
2.41%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
5.51x
Interest Coverage (x)
1.50x
0.65x
Revenue Growth %
15.31%
Operating Profit Growth %
11.37%
Net Profit Growth %
0.69%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2020
EPS (₹)
110.73
Book Value (₹)
799.64
Dividend per Share (₹)
5.00
Cash EPS (₹)
22.70
Operating Margin %
71.85%
Net Margin %
15.11%
ROE %
14.67%
ROCE %
10.86%
2.21%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
5.20x
Interest Coverage (x)
1.41x
1.99x
Revenue Growth %
6.61%
Operating Profit Growth %
4.46%
Net Profit Growth %
-2.42%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2021
EPS (₹)
98.74
Book Value (₹)
858.19
Dividend per Share (₹)
18.00
Cash EPS (₹)
20.74
Operating Margin %
71.79%
Net Margin %
14.28%
ROE %
12.48%
ROCE %
10.29%
1.97%
Debtor Days
1
Inventory Days
0
Payable Days
0
1
Debt to Equity (x)
4.89x
Interest Coverage (x)
1.36x
7.14x
Revenue Growth %
5.22%
Operating Profit Growth %
5.14%
Net Profit Growth %
-0.58%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2022
EPS (₹)
100.59
Book Value (₹)
964.60
Dividend per Share (₹)
20.00
Cash EPS (₹)
21.02
Operating Margin %
69.91%
Net Margin %
14.06%
ROE %
11.33%
ROCE %
9.93%
1.92%
Debtor Days
1
Inventory Days
0
Payable Days
0
1
Debt to Equity (x)
4.39x
Interest Coverage (x)
1.36x
6.90x
Revenue Growth %
10.53%
Operating Profit Growth %
7.65%
Net Profit Growth %
8.87%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2023
EPS (₹)
160.54
Book Value (₹)
1156.77
Dividend per Share (₹)
35.00
Cash EPS (₹)
35.32
Operating Margin %
71.56%
Net Margin %
19.72%
ROE %
17.32%
ROCE %
12.18%
3.25%
Debtor Days
3
Inventory Days
0
Payable Days
0
3
Debt to Equity (x)
3.79x
Interest Coverage (x)
1.63x
2.79x
Revenue Growth %
58.28%
Operating Profit Growth %
62.01%
Net Profit Growth %
122.00%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2024
EPS (₹)
196.02
Book Value (₹)
1300.58
Dividend per Share (₹)
45.00
Cash EPS (₹)
41.30
Operating Margin %
71.76%
Net Margin %
20.57%
ROE %
15.60%
ROCE %
10.86%
3.08%
Debtor Days
3
Inventory Days
0
Payable Days
0
3
Debt to Equity (x)
4.00x
Interest Coverage (x)
1.65x
0.20x
Revenue Growth %
14.72%
Operating Profit Growth %
15.21%
Net Profit Growth %
19.61%
22.10%
P/E (x)
2.41x
P/B (x)
1.81x
Dividend Yield %
1.91%
10.99x
Mar 2025
EPS (₹)
50.81
Book Value (₹)
300.08
Dividend per Share (₹)
9.90
Cash EPS (₹)
53.55
Operating Margin %
71.96%
Net Margin %
22.53%
ROE %
17.90%
ROCE %
11.60%
3.52%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
4.15x
Interest Coverage (x)
1.67x
0.45x
Revenue Growth %
19.65%
Operating Profit Growth %
19.89%
Net Profit Growth %
31.05%
-74.08%
P/E (x)
12.91x
P/B (x)
2.19x
Dividend Yield %
1.51%
11.17x
Mar 2026
EPS (₹)
53.28
Book Value (₹)
350.23
Dividend per Share (₹)
10.80
Cash EPS (₹)
56.88
Operating Margin %
73.81%
Net Margin %
20.78%
ROE %
16.36%
ROCE %
11.49%
3.29%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
3.80x
Interest Coverage (x)
1.62x
0.18x
Revenue Growth %
15.06%
Operating Profit Growth %
18.14%
Net Profit Growth %
6.16%
4.86%
P/E (x)
16.37x
P/B (x)
2.49x
Dividend Yield %
1.24%
11.43x

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
25.41
54.26
15.24
Government
0.00
5.07
Sep 2024
25.40
53.27
16.21
Government
0.00
5.09
Dec 2024
25.40
53.06
15.93
Government
0.00
5.58
Mar 2025
25.40
53.55
15.34
Government
0.00
5.69
Jun 2025
25.39
52.58
16.32
Government
0.00
5.65
Sep 2025
25.39
49.58
18.62
Government
0.00
6.35
Dec 2025
25.38
47.19
21.24
Government
0.00
6.10
Mar 2026
25.38
45.13
23.24
Government
0.00
6.18
Jun 2026
20.30
54.74
19.86
Government
0.00
5.04

Documents

Announcements

Credit Ratings

  • Credit Rating- Revision

    2026-05-09 - Shriram Finance Limited has informed the Exchange about Credit Rating- Revision

  • Credit Rating- Revision

    2026-04-14 - Shriram Finance Limited has informed the Exchange that Fitch Ratings has upgraded the Company's Long-Term Foreign and Local Currency Issuer Default Ratings (IDR) to BBB- and Short-Term (IDR) to F3

  • Credit Rating- Revision

    2026-04-10 - Shriram Finance Limited has informed the Exchange that India Ratings and Research has upgraded the Company and Its Long term debt instrument ratings to IND AAA/Stable

Concalls