The New India Assurance Company Ltd.
•₹ 184.130.57%
2026-08-21
PROS
- Stock looks reasonably valued - P/E of 14.0 is below its historical median
- Company has a consistent dividend-paying track record
CONS
- Company is loss-making at the operating / net level
- A large part of profit comes from other income (70.7% of PBT)
- Recent results are weak - TTM profit is down 50.4% versus prior year
- Company has a low return on equity of 5.4% over last 3 years
- Operating margins have contracted to -23.1% from 7.3%
- Effective tax rate is unusually low at 0.0% - earnings may be flattered
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | LICI | 421.00 | 8.86 | 532564.81 | 2.38 | 135866.90 | 23.98 | 1276231.60 | 6.69 | 37.75 | -76.97 |
| 2. | SBILIFE | 1780.95 | 0.00 | 178691.54 | 0.15 | 7249.30 | 21.97 | 200782.10 | 16.88 | 14.15 | -127.01 |
| 3. | HDFCLIFE | 541.20 | 59.53 | 117574.35 | 0.39 | 611.19 | 11.46 | 16727.63 | 15.05 | 10.01 | -98.79 |
| 4. | ICICIGI | 1629.00 | 0.00 | 81372.99 | 0.83 | 4031.70 | 439.66 | 59500.40 | 1058.48 | 23.62 | -10.35 |
| 5. | ICICIPRULI | 503.00 | 0.00 | 72975.84 | 0.33 | 623.91 | 61.94 | 19180.08 | 17.17 | 11.82 | 79.46 |
| 6. | GICRE | 359.80 | 7.11 | 63123.31 | 3.68 | 1743.67 | -31.10 | 11097.77 | -1.56 | 21.11 | -10.45 |
| 7. | STARHEALTH | 575.55 | 0.00 | 33878.23 | 0.00 | 549.73 | 109.40 | 4917.20 | 24.86 | 9.70 | 2.89 |
| 8. | NIACL | 183.10 | 39.22 | 30174.88 | 0.82 | -2391.50 | -695.39 | 97472.80 | 934.31 | 5.44 | -24.14 |
| 9. | GODIGIT | 256.60 | 0.00 | 23728.77 | 0.00 | 86.39 | -37.55 | 2006.96 | 7.61 | 13.56 | -15.23 |
| 10. | NIVABUPA | 83.05 | 0.00 | 15357.89 | 0.00 | 137.80 | 250.70 | 2273.72 | 86.37 | 3.75 | -0.22 |
| 11. | CANHLIFE | 151.45 | 0.00 | 14387.75 | 0.26 | 281.40 | 1101.54 | 20475.20 | 1138.35 | 8.35 | -112.52 |
Detailed Comparison with:
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7,919 | 8,206 | 8,946 | 8,957 | 8,503 | 8,525 | 9,033 | 9,306 | 9,369 | 9,399 | 9,725 | 9,969 | 9,683 | |
| 9,504 | 10,777 | 10,449 | 11,173 | 10,115 | 10,608 | 10,559 | 11,167 | 11,475 | 13,246 | 11,812 | 12,477 | 12,054 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 1,896 | 2,316 | 2,372 | 2,735 | 1,868 | 2,220 | 1,643 | 2,386 | 2,495 | 3,916 | 2,454 | 2,945 | 2,179 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 311 | -254 | 869 | 520 | 255 | 137 | 116 | 526 | 389 | 69 | 367 | 437 | -191 | |
| Tax % | 16.30% | 21.39% | 17.70% | 31.94% | 15.07% | 48.06% | -203.58% | 34.08% | -0.53% | 8.21% | -1.38% | -27.61% | -34.16% |
| Net Profit | 260 | -200 | 715 | 354 | 217 | 71 | 353 | 347 | 391 | 63 | 372 | 558 | -257 |
| 2 | -1 | 4 | 2 | 1 | 0 | 2 | 2 | 2 | 0 | 2 | 3 | -0 | |
| Equity Capital | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 |
| Reserves | 19,734 | 19,211 | 20,032 | 20,311 | 20,519 | 20,388 | 20,692 | 21,060 | 21,455 | 21,359 | 21,806 | 22,795 | 22,569 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 |
| Reserves | 19,734 | 19,211 | 20,032 | 20,311 | 20,519 | 20,388 | 20,692 | 21,060 | 21,455 | 21,359 | 21,806 | 22,795 | 22,569 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 7,919
- 9,504
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,896
- Interest
- 0
- Depreciation
- 0
- 311
- Tax %
- 16.30%
- Net Profit
- 260
- 2
- Equity Capital
- 824
- Reserves
- 19,734
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 19,734
- Promoter Pledge %
- 0.00%
Sep 2023
- 8,206
- 10,777
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,316
- Interest
- 0
- Depreciation
- 0
- -254
- Tax %
- 21.39%
- Net Profit
- -200
- -1
- Equity Capital
- 824
- Reserves
- 19,211
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 19,211
- Promoter Pledge %
- 0.00%
Dec 2023
- 8,946
- 10,449
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,372
- Interest
- 0
- Depreciation
- 0
- 869
- Tax %
- 17.70%
- Net Profit
- 715
- 4
- Equity Capital
- 824
- Reserves
- 20,032
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 20,032
- Promoter Pledge %
- 0.00%
Mar 2024
- 8,957
- 11,173
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,735
- Interest
- 0
- Depreciation
- 0
- 520
- Tax %
- 31.94%
- Net Profit
- 354
- 2
- Equity Capital
- 824
- Reserves
- 20,311
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 20,311
- Promoter Pledge %
- 0.00%
Jun 2024
- 8,503
- 10,115
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,868
- Interest
- 0
- Depreciation
- 0
- 255
- Tax %
- 15.07%
- Net Profit
- 217
- 1
- Equity Capital
- 824
- Reserves
- 20,519
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 20,519
- Promoter Pledge %
- 0.00%
Sep 2024
- 8,525
- 10,608
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,220
- Interest
- 0
- Depreciation
- 0
- 137
- Tax %
- 48.06%
- Net Profit
- 71
- 0
- Equity Capital
- 824
- Reserves
- 20,388
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 20,388
- Promoter Pledge %
- 0.00%
Dec 2024
- 9,033
- 10,559
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,643
- Interest
- 0
- Depreciation
- 0
- 116
- Tax %
- -203.58%
- Net Profit
- 353
- 2
- Equity Capital
- 824
- Reserves
- 20,692
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 20,692
- Promoter Pledge %
- 0.00%
Mar 2025
- 9,306
- 11,167
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,386
- Interest
- 0
- Depreciation
- 0
- 526
- Tax %
- 34.08%
- Net Profit
- 347
- 2
- Equity Capital
- 824
- Reserves
- 21,060
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 21,060
- Promoter Pledge %
- 0.00%
Jun 2025
- 9,369
- 11,475
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,495
- Interest
- 0
- Depreciation
- 0
- 389
- Tax %
- -0.53%
- Net Profit
- 391
- 2
- Equity Capital
- 824
- Reserves
- 21,455
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 21,455
- Promoter Pledge %
- 0.00%
Sep 2025
- 9,399
- 13,246
- Operating Profit
- —
- OPM %
- —
- Other Income
- 3,916
- Interest
- 0
- Depreciation
- 0
- 69
- Tax %
- 8.21%
- Net Profit
- 63
- 0
- Equity Capital
- 824
- Reserves
- 21,359
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 21,359
- Promoter Pledge %
- 0.00%
Dec 2025
- 9,725
- 11,812
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,454
- Interest
- 0
- Depreciation
- 0
- 367
- Tax %
- -1.38%
- Net Profit
- 372
- 2
- Equity Capital
- 824
- Reserves
- 21,806
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 21,806
- Promoter Pledge %
- 0.00%
Mar 2026
- 9,969
- 12,477
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,945
- Interest
- 0
- Depreciation
- 0
- 437
- Tax %
- -27.61%
- Net Profit
- 558
- 3
- Equity Capital
- 824
- Reserves
- 22,795
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 22,795
- Promoter Pledge %
- 0.00%
Jun 2026
- 9,683
- 12,054
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2,179
- Interest
- 0
- Depreciation
- 0
- -191
- Tax %
- -34.16%
- Net Profit
- -257
- -0
- Equity Capital
- 824
- Reserves
- 22,569
- Promoter Pledge %
- 0.00%
- Equity Capital
- 824
- Reserves
- 22,569
- Promoter Pledge %
- 0.00%
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 38,776 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 49,589 | |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 219 | 104 | 43 | 61 | 31 | 98 | 67 | 15 | 92 | 892 | 11,494 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 1,164 | 2,725 | 645 | 1,639 | 2,037 | 160 | 1,245 | 1,445 | 1,034 | 1,261 | 681 | |
| Tax % | 13 | 19 | 10 | 13 | 21 | -3 | 15 | 22 | 4 | -10 | -8 |
| Net Profit | 1,008 | 2,201 | 580 | 1,418 | 1,605 | 164 | 1,055 | 1,129 | 988 | 1,384 | 736 |
| EPS | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 6 | 8 | — |
| Dividend Payout % | 31 | 33 | 43 | 0 | 0 | 30 | 30 | 30 | 30 | 18 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 6 | 13 | 4 | 9 | 10 | 1 | 6 | 7 | 6 | 8 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 6 | 13 | 4 | 9 | 10 | 1 | 6 | 7 | 6 | 8 | — |
Mar 2017
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 219
- Interest
- 0
- Depreciation
- 0
- 1,164
- Tax %
- 13
- Net Profit
- 1,008
- EPS
- 0
- Dividend Payout %
- 31
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
Mar 2018
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 104
- Interest
- 0
- Depreciation
- 0
- 2,725
- Tax %
- 19
- Net Profit
- 2,201
- EPS
- 0
- Dividend Payout %
- 33
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 13
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 13
Mar 2019
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 43
- Interest
- 0
- Depreciation
- 0
- 645
- Tax %
- 10
- Net Profit
- 580
- EPS
- 0
- Dividend Payout %
- 43
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
Mar 2020
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 61
- Interest
- 0
- Depreciation
- 0
- 1,639
- Tax %
- 13
- Net Profit
- 1,418
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 9
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 9
Mar 2021
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 31
- Interest
- 0
- Depreciation
- 0
- 2,037
- Tax %
- 21
- Net Profit
- 1,605
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
Mar 2022
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 98
- Interest
- 0
- Depreciation
- 0
- 160
- Tax %
- -3
- Net Profit
- 164
- EPS
- 0
- Dividend Payout %
- 30
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
Mar 2023
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 67
- Interest
- 0
- Depreciation
- 0
- 1,245
- Tax %
- 15
- Net Profit
- 1,055
- EPS
- 0
- Dividend Payout %
- 30
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
Mar 2024
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 15
- Interest
- 0
- Depreciation
- 0
- 1,445
- Tax %
- 22
- Net Profit
- 1,129
- EPS
- 7
- Dividend Payout %
- 30
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
Mar 2025
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 92
- Interest
- 0
- Depreciation
- 0
- 1,034
- Tax %
- 4
- Net Profit
- 988
- EPS
- 6
- Dividend Payout %
- 30
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
Mar 2026
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 892
- Interest
- 0
- Depreciation
- 0
- 1,261
- Tax %
- -10
- Net Profit
- 1,384
- EPS
- 8
- Dividend Payout %
- 18
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 8
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 8
TTM
- 38,776
- 49,589
- Operating Profit
- —
- OPM %
- —
- Other Income
- 11,494
- Interest
- 0
- Depreciation
- 0
- 681
- Tax %
- -8
- Net Profit
- 736
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 5%
- 5 Years:
- -3%
- 3 Years:
- 9%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- 6%
- 3 Years:
- 12%
- 1 Year:
- -7%
RETURN ON EQUITY
- 10 Years:
- 7%
- 5 Years:
- 5%
- 3 Years:
- 5%
- Last Year:
- 6%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 200 | 412 | 824 | 824 | 824 | 824 | 824 | 824 | 824 | 824 |
| 11,970 | 15,277 | 15,121 | 16,632 | 18,192 | 18,228 | 19,505 | 20,311 | 21,060 | 22,795 | |
| 23,693 | 22,888 | 22,261 | 10,246 | 18,665 | 19,960 | 18,038 | 23,569 | 21,406 | 13,878 | |
| Total Liabilities | 35,863 | 38,577 | 38,206 | 27,702 | 37,681 | 39,012 | 38,368 | 44,704 | 43,290 | 37,497 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 307 | 479 | 474 | 466 | 407 | 421 | 418 | 400 | 462 | 436 | |
| Capital Work in Progress | 57 | 33 | 45 | 25 | 16 | 17 | 13 | 18 | 3 | 10 |
| Cash & Bank | 8,019 | 9,021 | 9,605 | 11,172 | 11,683 | 12,488 | 12,264 | 14,225 | 17,607 | 19,171 |
| 27,480 | 29,044 | 28,082 | 16,039 | 25,576 | 26,085 | 25,672 | 30,062 | 25,218 | 17,881 | |
| Total Assets | 35,863 | 38,577 | 38,206 | 27,702 | 37,681 | 39,012 | 38,368 | 44,704 | 43,290 | 37,497 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Contingent Liabilities | 2,797 | 3,334 | 3,947 | 5,201 | 5,772 | 0 | 0 | 3,794 | 7,688 | 5,157 |
| Book Value per Share | 597.44 | 187.04 | 95.64 | 95.42 | 107.92 | 110.63 | 120.87 | 128.25 | 132.79 | 143.32 |
| Face Value | 10.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Contingent Liabilities | 2,797 | 3,334 | 3,947 | 5,201 | 5,772 | 0 | 0 | 3,794 | 7,688 | 5,157 |
| Book Value per Share | 597.44 | 187.04 | 95.64 | 95.42 | 107.92 | 110.63 | 120.87 | 128.25 | 132.79 | 143.32 |
| Face Value | 10.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
Mar 2017
- Equity Capital
- 200
- 11,970
- 23,693
- Total Liabilities
- 35,863
- 307
- Capital Work in Progress
- 57
- Cash & Bank
- 8,019
- 27,480
- Total Assets
- 35,863
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 2,797
- Book Value per Share
- 597.44
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 2,797
- Book Value per Share
- 597.44
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 412
- 15,277
- 22,888
- Total Liabilities
- 38,577
- 479
- Capital Work in Progress
- 33
- Cash & Bank
- 9,021
- 29,044
- Total Assets
- 38,577
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,334
- Book Value per Share
- 187.04
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,334
- Book Value per Share
- 187.04
- Face Value
- 5.00
Mar 2019
- Equity Capital
- 824
- 15,121
- 22,261
- Total Liabilities
- 38,206
- 474
- Capital Work in Progress
- 45
- Cash & Bank
- 9,605
- 28,082
- Total Assets
- 38,206
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,947
- Book Value per Share
- 95.64
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,947
- Book Value per Share
- 95.64
- Face Value
- 5.00
Mar 2020
- Equity Capital
- 824
- 16,632
- 10,246
- Total Liabilities
- 27,702
- 466
- Capital Work in Progress
- 25
- Cash & Bank
- 11,172
- 16,039
- Total Assets
- 27,702
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,201
- Book Value per Share
- 95.42
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,201
- Book Value per Share
- 95.42
- Face Value
- 5.00
Mar 2021
- Equity Capital
- 824
- 18,192
- 18,665
- Total Liabilities
- 37,681
- 407
- Capital Work in Progress
- 16
- Cash & Bank
- 11,683
- 25,576
- Total Assets
- 37,681
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,772
- Book Value per Share
- 107.92
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,772
- Book Value per Share
- 107.92
- Face Value
- 5.00
Mar 2022
- Equity Capital
- 824
- 18,228
- 19,960
- Total Liabilities
- 39,012
- 421
- Capital Work in Progress
- 17
- Cash & Bank
- 12,488
- 26,085
- Total Assets
- 39,012
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 110.63
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 110.63
- Face Value
- 5.00
Mar 2023
- Equity Capital
- 824
- 19,505
- 18,038
- Total Liabilities
- 38,368
- 418
- Capital Work in Progress
- 13
- Cash & Bank
- 12,264
- 25,672
- Total Assets
- 38,368
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 120.87
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 120.87
- Face Value
- 5.00
Mar 2024
- Equity Capital
- 824
- 20,311
- 23,569
- Total Liabilities
- 44,704
- 400
- Capital Work in Progress
- 18
- Cash & Bank
- 14,225
- 30,062
- Total Assets
- 44,704
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,794
- Book Value per Share
- 128.25
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 3,794
- Book Value per Share
- 128.25
- Face Value
- 5.00
Mar 2025
- Equity Capital
- 824
- 21,060
- 21,406
- Total Liabilities
- 43,290
- 462
- Capital Work in Progress
- 3
- Cash & Bank
- 17,607
- 25,218
- Total Assets
- 43,290
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 7,688
- Book Value per Share
- 132.79
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 7,688
- Book Value per Share
- 132.79
- Face Value
- 5.00
Mar 2026
- Equity Capital
- 824
- 22,795
- 13,878
- Total Liabilities
- 37,497
- 436
- Capital Work in Progress
- 10
- Cash & Bank
- 19,171
- 17,881
- Total Assets
- 37,497
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,157
- Book Value per Share
- 143.32
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 5,157
- Book Value per Share
- 143.32
- Face Value
- 5.00
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -155 | 455 | -1,274 | -966 | 751 | -4,065 | -5,846 | -4,678 | -3,429 | -4,562 | |
| Cash from Investing | 1,830 | -875 | 2,261 | 2,566 | -521 | 4,859 | 5,369 | 7,189 | 3,094 | 1,854 |
| Cash from Financing | -302 | 1,128 | -474 | -298 | 10 | -0 | -49 | -318 | -339 | -297 |
| 1,373 | 708 | 513 | 1,302 | 240 | 794 | -526 | 2,193 | -674 | -3,005 | |
| Free Cash Flow | -293 | 256 | -1,347 | -1,012 | 751 | -4,125 | -5,887 | -4,678 | -3,429 | -4,598 |
| OCF / Net Profit | -0.15 | 0.21 | -2.20 | -0.68 | 0.47 | -24.74 | -5.54 | -4.14 | -3.47 | -3.30 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -1,644 | -5,476 | -11,619 | -14,950 | -17,367 | -22,716 |
| OCF / Net Profit | -0.15 | 0.21 | -2.20 | -0.68 | 0.47 | -24.74 | -5.54 | -4.14 | -3.47 | -3.30 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -1,644 | -5,476 | -11,619 | -14,950 | -17,367 | -22,716 |
Mar 2017
- -155
- Cash from Investing
- 1,830
- Cash from Financing
- -302
- 1,373
- Free Cash Flow
- -293
- OCF / Net Profit
- -0.15
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.15
- Cumulative 5-Year FCF
- 0
Mar 2018
- 455
- Cash from Investing
- -875
- Cash from Financing
- 1,128
- 708
- Free Cash Flow
- 256
- OCF / Net Profit
- 0.21
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.21
- Cumulative 5-Year FCF
- 0
Mar 2019
- -1,274
- Cash from Investing
- 2,261
- Cash from Financing
- -474
- 513
- Free Cash Flow
- -1,347
- OCF / Net Profit
- -2.20
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -2.20
- Cumulative 5-Year FCF
- 0
Mar 2020
- -966
- Cash from Investing
- 2,566
- Cash from Financing
- -298
- 1,302
- Free Cash Flow
- -1,012
- OCF / Net Profit
- -0.68
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.68
- Cumulative 5-Year FCF
- 0
Mar 2021
- 751
- Cash from Investing
- -521
- Cash from Financing
- 10
- 240
- Free Cash Flow
- 751
- OCF / Net Profit
- 0.47
- Cumulative 5-Year FCF
- -1,644
- OCF / Net Profit
- 0.47
- Cumulative 5-Year FCF
- -1,644
Mar 2022
- -4,065
- Cash from Investing
- 4,859
- Cash from Financing
- -0
- 794
- Free Cash Flow
- -4,125
- OCF / Net Profit
- -24.74
- Cumulative 5-Year FCF
- -5,476
- OCF / Net Profit
- -24.74
- Cumulative 5-Year FCF
- -5,476
Mar 2023
- -5,846
- Cash from Investing
- 5,369
- Cash from Financing
- -49
- -526
- Free Cash Flow
- -5,887
- OCF / Net Profit
- -5.54
- Cumulative 5-Year FCF
- -11,619
- OCF / Net Profit
- -5.54
- Cumulative 5-Year FCF
- -11,619
Mar 2024
- -4,678
- Cash from Investing
- 7,189
- Cash from Financing
- -318
- 2,193
- Free Cash Flow
- -4,678
- OCF / Net Profit
- -4.14
- Cumulative 5-Year FCF
- -14,950
- OCF / Net Profit
- -4.14
- Cumulative 5-Year FCF
- -14,950
Mar 2025
- -3,429
- Cash from Investing
- 3,094
- Cash from Financing
- -339
- -674
- Free Cash Flow
- -3,429
- OCF / Net Profit
- -3.47
- Cumulative 5-Year FCF
- -17,367
- OCF / Net Profit
- -3.47
- Cumulative 5-Year FCF
- -17,367
Mar 2026
- -4,562
- Cash from Investing
- 1,854
- Cash from Financing
- -297
- -3,005
- Free Cash Flow
- -4,598
- OCF / Net Profit
- -3.30
- Cumulative 5-Year FCF
- -22,716
- OCF / Net Profit
- -3.30
- Cumulative 5-Year FCF
- -22,716
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 50.40 | 26.71 | 3.52 | 8.60 | 9.74 | 1.00 | 6.40 | 6.85 | 6.00 | 8.40 |
| Book Value (₹) | 597.44 | 187.04 | 95.64 | 95.42 | 107.92 | 110.63 | 120.87 | 128.25 | 132.79 | 143.32 |
| Dividend per Share (₹) | 15.50 | 8.75 | 1.50 | 0.00 | 0.00 | 0.30 | 1.93 | 2.06 | 1.80 | 1.50 |
| Cash EPS (₹) | 6.30 | 13.36 | 3.52 | 8.60 | 9.74 | 1.00 | 6.40 | 6.85 | 6.00 | 8.40 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | -3.13% | 5.09% | -6.79% | 1.76% | 2.66% | -5.09% | 7.26% | -20.13% | -17.32% | -23.09% |
| Net Margin % | 5.66% | 11.16% | 2.70% | 6.03% | 6.12% | 0.57% | 3.49% | 3.32% | 2.79% | 3.60% |
| ROE % | 8.81% | 16.09% | 3.72% | 9.01% | 9.58% | 0.91% | 5.53% | 5.50% | 4.59% | 6.08% |
| ROCE % | 10.17% | 19.92% | 4.14% | 10.41% | 12.16% | 0.89% | 6.53% | 7.04% | 4.81% | 5.54% |
| 3.04% | 5.91% | 1.51% | 4.30% | 4.91% | 0.43% | 2.73% | 2.72% | 2.25% | 3.43% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| Interest Coverage (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| 0.50x | 0.50x | 0.46x | 0.46x | 0.42x | 0.41x | 0.38x | 0.39x | 0.42x | 0.43x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 19.08% | 10.72% | 8.94% | 9.50% | 11.50% | 10.18% | 4.63% | 12.51% | 3.94% | 8.75% |
| Operating Profit Growth % | -28.01% | 280.16% | -245.30% | 128.32% | 69.24% | -310.51% | 249.29% | -113.00% | -49.19% | -98.34% |
| Net Profit Growth % | 21.63% | 118.36% | -73.66% | 144.53% | 13.19% | -89.76% | 542.47% | 7.01% | -12.51% | 40.03% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 7.00% | -12.51% | 40.03% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 33.21x | 25.78x | 14.04x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.77x | 1.16x | 0.82x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.91% | 1.16% | 1.27% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | -81.52x | -18.46x | -0.30x |
Mar 2017
- EPS (₹)
- 50.40
- Book Value (₹)
- 597.44
- Dividend per Share (₹)
- 15.50
- Cash EPS (₹)
- 6.30
- Operating Margin %
- -3.13%
- Net Margin %
- 5.66%
- ROE %
- 8.81%
- ROCE %
- 10.17%
- 3.04%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.50x
- Revenue Growth %
- 19.08%
- Operating Profit Growth %
- -28.01%
- Net Profit Growth %
- 21.63%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 26.71
- Book Value (₹)
- 187.04
- Dividend per Share (₹)
- 8.75
- Cash EPS (₹)
- 13.36
- Operating Margin %
- 5.09%
- Net Margin %
- 11.16%
- ROE %
- 16.09%
- ROCE %
- 19.92%
- 5.91%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.50x
- Revenue Growth %
- 10.72%
- Operating Profit Growth %
- 280.16%
- Net Profit Growth %
- 118.36%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 3.52
- Book Value (₹)
- 95.64
- Dividend per Share (₹)
- 1.50
- Cash EPS (₹)
- 3.52
- Operating Margin %
- -6.79%
- Net Margin %
- 2.70%
- ROE %
- 3.72%
- ROCE %
- 4.14%
- 1.51%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.46x
- Revenue Growth %
- 8.94%
- Operating Profit Growth %
- -245.30%
- Net Profit Growth %
- -73.66%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- 8.60
- Book Value (₹)
- 95.42
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 8.60
- Operating Margin %
- 1.76%
- Net Margin %
- 6.03%
- ROE %
- 9.01%
- ROCE %
- 10.41%
- 4.30%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.46x
- Revenue Growth %
- 9.50%
- Operating Profit Growth %
- 128.32%
- Net Profit Growth %
- 144.53%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- 9.74
- Book Value (₹)
- 107.92
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 9.74
- Operating Margin %
- 2.66%
- Net Margin %
- 6.12%
- ROE %
- 9.58%
- ROCE %
- 12.16%
- 4.91%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.42x
- Revenue Growth %
- 11.50%
- Operating Profit Growth %
- 69.24%
- Net Profit Growth %
- 13.19%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- 1.00
- Book Value (₹)
- 110.63
- Dividend per Share (₹)
- 0.30
- Cash EPS (₹)
- 1.00
- Operating Margin %
- -5.09%
- Net Margin %
- 0.57%
- ROE %
- 0.91%
- ROCE %
- 0.89%
- 0.43%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.41x
- Revenue Growth %
- 10.18%
- Operating Profit Growth %
- -310.51%
- Net Profit Growth %
- -89.76%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 6.40
- Book Value (₹)
- 120.87
- Dividend per Share (₹)
- 1.93
- Cash EPS (₹)
- 6.40
- Operating Margin %
- 7.26%
- Net Margin %
- 3.49%
- ROE %
- 5.53%
- ROCE %
- 6.53%
- 2.73%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.38x
- Revenue Growth %
- 4.63%
- Operating Profit Growth %
- 249.29%
- Net Profit Growth %
- 542.47%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 6.85
- Book Value (₹)
- 128.25
- Dividend per Share (₹)
- 2.06
- Cash EPS (₹)
- 6.85
- Operating Margin %
- -20.13%
- Net Margin %
- 3.32%
- ROE %
- 5.50%
- ROCE %
- 7.04%
- 2.72%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.39x
- Revenue Growth %
- 12.51%
- Operating Profit Growth %
- -113.00%
- Net Profit Growth %
- 7.01%
- 7.00%
- P/E (x)
- 33.21x
- P/B (x)
- 1.77x
- Dividend Yield %
- 0.91%
- -81.52x
Mar 2025
- EPS (₹)
- 6.00
- Book Value (₹)
- 132.79
- Dividend per Share (₹)
- 1.80
- Cash EPS (₹)
- 6.00
- Operating Margin %
- -17.32%
- Net Margin %
- 2.79%
- ROE %
- 4.59%
- ROCE %
- 4.81%
- 2.25%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.42x
- Revenue Growth %
- 3.94%
- Operating Profit Growth %
- -49.19%
- Net Profit Growth %
- -12.51%
- -12.51%
- P/E (x)
- 25.78x
- P/B (x)
- 1.16x
- Dividend Yield %
- 1.16%
- -18.46x
Mar 2026
- EPS (₹)
- 8.40
- Book Value (₹)
- 143.32
- Dividend per Share (₹)
- 1.50
- Cash EPS (₹)
- 8.40
- Operating Margin %
- -23.09%
- Net Margin %
- 3.60%
- ROE %
- 6.08%
- ROCE %
- 5.54%
- 3.43%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.43x
- Revenue Growth %
- 8.75%
- Operating Profit Growth %
- -98.34%
- Net Profit Growth %
- 40.03%
- 40.03%
- P/E (x)
- 14.04x
- P/B (x)
- 0.82x
- Dividend Yield %
- 1.27%
- -0.30x
Documents
Announcements
- Cessation
2026-07-31 - The New India Assurance Company Limited has informed the Exchange regarding Cessation of Ms as Chairman & Managing Director of the company w.e.f. July 31, 2026.
- Shareholders meeting
2026-07-27 - The New India Assurance Company Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 27, 2026. Further, the company has submitted the Exchange a copy of Srutinizers report along with voting results.
Annual Reports
Credit Ratings
- Credit Rating
2026-04-17 - The New India Assurance Company Limited has informed the Exchange about Credit Rating
- Credit Rating- Revision
2025-12-12 - The New India Assurance Company Limited has informed the Exchange about Credit Rating- Revision
Concalls
Jul 2026
May 2026
Feb 2026