Prudent Corporate Advisory Services Ltd.

3,353.5-0.3%

2026-08-21

Market Cap₹ 14,052 Cr.
Current Price₹ 3,364
High / Low₹ 3,434 / 2,121
Stock P/E0.0
Book Value₹ 193
Price to Book12.32
Dividend Yield0.10 %
ROCE46.8 %
ROE34.5 %
Face Value₹ 5

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ABOUT

KEY POINTS

PROS

  • Company has delivered good profit growth of 47.3% CAGR over last 5 years
  • Company has a healthy return on capital (ROCE) of 46.5%
  • Solid return on assets for a lender - ROA of 23.6%
  • Company has a good return on equity (ROE) track record: 3 Years ROE 34.4%
  • Asset quality is healthy - gross NPA of just 0.0%

CONS

  • Capital adequacy is tight at 0.0% - limited headroom to grow
  • Promoter holding has decreased over last 2 years: -3.1pp
  • Stock is trading at 12.3x its book value
  • Thin net interest margin of 0.0%
  • Though reporting repeated profits, the company pays out little dividend (6.7%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.BSE3352.0048.28136722.740.30872.6662.151566.0263.4049.4768.04
2.MFSL1553.00487.7353596.320.00118.2936.8314969.517840.544.321.11
3.ANANDRATHI2188.1578.1336332.320.301630.081635.793219.851075.0464.4833.74
4.PRUDENT3393.6557.3514051.980.1074.7644.38347.6318.3439.0525.62
5.CENTRUM23.940.001165.470.00-148.80-39.11911.9817.539.2826.49
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023
149
115
Operating Profit
OPM %
Other Income
3
Interest
0
Depreciation
6
32
Tax %
25.30%
Net Profit
24
6
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Sep 2023
165
128
Operating Profit
OPM %
Other Income
3
Interest
0
Depreciation
6
33
Tax %
24.89%
Net Profit
25
6
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Dec 2023
180
140
Operating Profit
OPM %
Other Income
3
Interest
0
Depreciation
6
37
Tax %
25.37%
Net Profit
28
7
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Mar 2024
200
152
Operating Profit
OPM %
Other Income
4
Interest
1
Depreciation
6
45
Tax %
25.35%
Net Profit
34
8
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Jun 2024
223
172
Operating Profit
OPM %
Other Income
5
Interest
0
Depreciation
6
50
Tax %
25.23%
Net Profit
37
9
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Sep 2024
252
193
Operating Profit
OPM %
Other Income
6
Interest
0
Depreciation
6
58
Tax %
25.74%
Net Profit
43
10
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Dec 2024
256
200
Operating Profit
OPM %
Other Income
4
Interest
0
Depreciation
7
53
Tax %
25.17%
Net Profit
40
10
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Mar 2025
243
192
Operating Profit
OPM %
Other Income
6
Interest
1
Depreciation
7
49
Tax %
25.88%
Net Profit
36
9
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Jun 2025
275
210
Operating Profit
OPM %
Other Income
8
Interest
1
Depreciation
7
66
Tax %
25.43%
Net Profit
49
12
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Sep 2025
307
237
Operating Profit
OPM %
Other Income
6
Interest
1
Depreciation
7
69
Tax %
25.48%
Net Profit
51
12
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Dec 2025
333
256
Operating Profit
OPM %
Other Income
7
Interest
2
Depreciation
7
74
Tax %
25.55%
Net Profit
55
13
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Mar 2026
347
258
Operating Profit
OPM %
Other Income
1
Interest
2
Depreciation
7
82
Tax %
25.31%
Net Profit
61
15
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Jun 2026
340
261
Operating Profit
OPM %
Other Income
13
Interest
2
Depreciation
7
92
Tax %
25.37%
Net Profit
69
2
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2018
201
167
Operating Profit
39
OPM %
19
Other Income
4
Interest
0
Depreciation
1
38
Tax %
32
Net Profit
26
EPS
247
Dividend Payout %
1
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Mar 2019
198
166
Operating Profit
40
OPM %
20
Other Income
7
Interest
0
Depreciation
4
34
Tax %
25
Net Profit
26
EPS
249
Dividend Payout %
18
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Mar 2020
199
163
Operating Profit
37
OPM %
18
Other Income
1
Interest
1
Depreciation
6
30
Tax %
26
Net Profit
22
EPS
211
Dividend Payout %
1
Minority Interest
0
Share of Associates
0
Adjusted EPS
5
Minority Interest
0
Share of Associates
0
Adjusted EPS
5
Mar 2021
240
199
Operating Profit
49
OPM %
21
Other Income
8
Interest
1
Depreciation
7
42
Tax %
26
Net Profit
31
EPS
8
Dividend Payout %
1
Minority Interest
0
Share of Associates
0
Adjusted EPS
8
Minority Interest
0
Share of Associates
0
Adjusted EPS
8
Mar 2022
391
305
Operating Profit
92
OPM %
24
Other Income
7
Interest
2
Depreciation
12
78
Tax %
25
Net Profit
59
EPS
14
Dividend Payout %
7
Minority Interest
0
Share of Associates
0
Adjusted EPS
14
Minority Interest
0
Share of Associates
0
Adjusted EPS
14
Mar 2023
541
417
Operating Profit
131
OPM %
24
Other Income
7
Interest
2
Depreciation
22
107
Tax %
26
Net Profit
80
EPS
19
Dividend Payout %
8
Minority Interest
0
Share of Associates
0
Adjusted EPS
19
Minority Interest
0
Share of Associates
0
Adjusted EPS
19
Mar 2024
694
535
Operating Profit
172
OPM %
25
Other Income
14
Interest
2
Depreciation
23
148
Tax %
25
Net Profit
110
EPS
27
Dividend Payout %
7
Minority Interest
0
Share of Associates
0
Adjusted EPS
27
Minority Interest
0
Share of Associates
0
Adjusted EPS
27
Mar 2025
974
757
Operating Profit
237
OPM %
24
Other Income
21
Interest
2
Depreciation
25
210
Tax %
26
Net Profit
157
EPS
38
Dividend Payout %
7
Minority Interest
0
Share of Associates
0
Adjusted EPS
38
Minority Interest
0
Share of Associates
0
Adjusted EPS
38
Mar 2026
1,262
962
Operating Profit
323
OPM %
26
Other Income
22
Interest
4
Depreciation
28
291
Tax %
25
Net Profit
217
EPS
52
Dividend Payout %
7
Minority Interest
0
Share of Associates
0
Adjusted EPS
52
Minority Interest
0
Share of Associates
0
Adjusted EPS
52
TTM
1,327
1,012
Operating Profit
OPM %
Other Income
28
Interest
5
Depreciation
29
317
Tax %
25
Net Profit
236
EPS
Dividend Payout %
Minority Interest
0
Share of Associates
0
Adjusted EPS
Minority Interest
0
Share of Associates
0
Adjusted EPS

COMPOUNDED SALES GROWTH

10 Years:
5 Years:
39%
3 Years:
33%

COMPOUNDED PROFIT GROWTH

10 Years:
5 Years:
47%
3 Years:
40%

STOCK PRICE CAGR

10 Years:
5 Years:
3 Years:
43%
1 Year:
19%

RETURN ON EQUITY

10 Years:
5 Years:
34%
3 Years:
34%
Last Year:
34%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2026

Jul 17

₹ 0.70

Rs.3.5000 per share(70%)Final Dividend

2025

Jul 18

₹ 0.50

Rs.2.5000 per share(50%)Final Dividend

2024

Sep 13

₹ 0.40

Rs.2.0000 per share(40%)Final Dividend

2023

Aug 18

₹ 0.30

Rs.1.5000 per share(30%)Final Dividend

2022

Sep 15

₹ 0.20

Rs.1.0000 per share(20%)Final Dividend

Mar 2018
Equity Capital
1
64
Trade Payables
30
24
Total Liabilities
119
9
Capital Work in Progress
8
37
1
0
Cash & Bank
23
42
Total Assets
119
Total Debt
1
Net Working Capital
11
Contingent Liabilities
0
Book Value per Share
629.25
Face Value
10.00
Total Debt
1
Net Working Capital
11
Contingent Liabilities
0
Book Value per Share
629.25
Face Value
10.00
Mar 2019
Equity Capital
1
85
Trade Payables
19
17
Total Liabilities
123
16
Capital Work in Progress
0
27
1
0
Cash & Bank
46
32
Total Assets
123
Total Debt
0
Net Working Capital
44
Contingent Liabilities
0
Book Value per Share
834.08
Face Value
10.00
Total Debt
0
Net Working Capital
44
Contingent Liabilities
0
Book Value per Share
834.08
Face Value
10.00
Mar 2020
Equity Capital
1
106
Trade Payables
20
17
Total Liabilities
144
24
Capital Work in Progress
0
28
4
0
Cash & Bank
65
23
Total Assets
144
Total Debt
0
Net Working Capital
65
Contingent Liabilities
0
Book Value per Share
1038.77
Face Value
10.00
Total Debt
0
Net Working Capital
65
Contingent Liabilities
0
Book Value per Share
1038.77
Face Value
10.00
Mar 2021
Equity Capital
1
137
Trade Payables
30
31
Total Liabilities
199
23
Capital Work in Progress
0
40
13
0
Cash & Bank
74
50
Total Assets
199
Total Debt
0
Net Working Capital
86
Contingent Liabilities
2
Book Value per Share
1338.49
Face Value
10.00
Total Debt
0
Net Working Capital
86
Contingent Liabilities
2
Book Value per Share
1338.49
Face Value
10.00
Mar 2022
Equity Capital
21
176
Trade Payables
45
30
Total Liabilities
271
169
Capital Work in Progress
0
23
10
0
Cash & Bank
11
57
Total Assets
271
Total Debt
0
Net Working Capital
20
Contingent Liabilities
2
Book Value per Share
47.48
Face Value
5.00
Total Debt
0
Net Working Capital
20
Contingent Liabilities
2
Book Value per Share
47.48
Face Value
5.00
Mar 2023
Equity Capital
21
254
Trade Payables
109
43
Total Liabilities
426
159
Capital Work in Progress
0
85
8
0
Cash & Bank
64
111
Total Assets
426
Total Debt
0
Net Working Capital
53
Contingent Liabilities
25
Book Value per Share
66.24
Face Value
5.00
Total Debt
0
Net Working Capital
53
Contingent Liabilities
25
Book Value per Share
66.24
Face Value
5.00
Mar 2024
Equity Capital
21
357
Trade Payables
172
71
Total Liabilities
620
148
Capital Work in Progress
0
147
13
126
Cash & Bank
122
64
Total Assets
620
Total Debt
0
Net Working Capital
206
Contingent Liabilities
27
Book Value per Share
91.18
Face Value
5.00
Total Debt
0
Net Working Capital
206
Contingent Liabilities
27
Book Value per Share
91.18
Face Value
5.00
Mar 2025
Equity Capital
21
504
Trade Payables
159
88
Total Liabilities
772
154
Capital Work in Progress
0
225
17
127
Cash & Bank
173
76
Total Assets
772
Total Debt
0
Net Working Capital
347
Contingent Liabilities
7
Book Value per Share
126.78
Face Value
5.00
Total Debt
0
Net Working Capital
347
Contingent Liabilities
7
Book Value per Share
126.78
Face Value
5.00
Mar 2026
Equity Capital
21
710
Trade Payables
196
135
Total Liabilities
1,062
250
Capital Work in Progress
1
437
22
177
Cash & Bank
100
73
Total Assets
1,062
Total Debt
0
Net Working Capital
320
Contingent Liabilities
6
Book Value per Share
176.58
Face Value
5.00
Total Debt
0
Net Working Capital
320
Contingent Liabilities
6
Book Value per Share
176.58
Face Value
5.00

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2018
28
Cash from Investing
-10
Cash from Financing
-1
17
Free Cash Flow
28
OCF / Net Profit
1.09
Cumulative 5-Year FCF
0
OCF / Net Profit
1.09
Cumulative 5-Year FCF
0
Mar 2019
13
Cash from Investing
15
Cash from Financing
-5
24
Free Cash Flow
11
OCF / Net Profit
0.52
Cumulative 5-Year FCF
0
OCF / Net Profit
0.52
Cumulative 5-Year FCF
0
Mar 2020
26
Cash from Investing
-3
Cash from Financing
-4
18
Free Cash Flow
21
OCF / Net Profit
1.17
Cumulative 5-Year FCF
0
OCF / Net Profit
1.17
Cumulative 5-Year FCF
0
Mar 2021
20
Cash from Investing
-6
Cash from Financing
-5
9
Free Cash Flow
20
OCF / Net Profit
0.64
Cumulative 5-Year FCF
0
OCF / Net Profit
0.64
Cumulative 5-Year FCF
0
Mar 2022
73
Cash from Investing
-129
Cash from Financing
-6
-63
Free Cash Flow
-85
OCF / Net Profit
1.24
Cumulative 5-Year FCF
0
OCF / Net Profit
1.24
Cumulative 5-Year FCF
0
Mar 2023
92
Cash from Investing
-85
Cash from Financing
-10
-2
Free Cash Flow
90
OCF / Net Profit
1.16
Cumulative 5-Year FCF
55
OCF / Net Profit
1.16
Cumulative 5-Year FCF
55
Mar 2024
115
Cash from Investing
-103
Cash from Financing
-12
-1
Free Cash Flow
109
OCF / Net Profit
1.04
Cumulative 5-Year FCF
154
OCF / Net Profit
1.04
Cumulative 5-Year FCF
154
Mar 2025
124
Cash from Investing
-109
Cash from Financing
-16
-0
Free Cash Flow
93
OCF / Net Profit
0.79
Cumulative 5-Year FCF
226
OCF / Net Profit
0.79
Cumulative 5-Year FCF
226
Mar 2026
216
Cash from Investing
-198
Cash from Financing
-20
-2
Free Cash Flow
90
OCF / Net Profit
1.00
Cumulative 5-Year FCF
297
OCF / Net Profit
1.00
Cumulative 5-Year FCF
297

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2018
EPS (₹)
247.32
Book Value (₹)
629.25
Dividend per Share (₹)
2.00
Cash EPS (₹)
6.41
Operating Margin %
19.31%
Net Margin %
12.72%
ROE %
39.30%
ROCE %
57.69%
21.41%
Debtor Days
56
Inventory Days
1
Payable Days
0
57
Debt to Equity (x)
0.01x
Interest Coverage (x)
353.34x
1.21x
Revenue Growth %
0.00%
Operating Profit Growth %
0.00%
Net Profit Growth %
0.00%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2019
EPS (₹)
248.62
Book Value (₹)
834.08
Dividend per Share (₹)
43.90
Cash EPS (₹)
7.22
Operating Margin %
19.93%
Net Margin %
12.96%
ROE %
33.98%
ROCE %
45.26%
21.23%
Debtor Days
46
Inventory Days
2
Payable Days
0
48
Debt to Equity (x)
0.00x
Interest Coverage (x)
357.68x
2.25x
Revenue Growth %
-1.33%
Operating Profit Growth %
1.83%
Net Profit Growth %
0.52%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2020
EPS (₹)
211.36
Book Value (₹)
1038.77
Dividend per Share (₹)
2.50
Cash EPS (₹)
6.81
Operating Margin %
18.45%
Net Margin %
11.00%
ROE %
22.57%
ROCE %
31.28%
16.39%
Debtor Days
36
Inventory Days
5
Payable Days
0
41
Debt to Equity (x)
0.00x
Interest Coverage (x)
40.97x
3.41x
Revenue Growth %
0.17%
Operating Profit Growth %
-7.28%
Net Profit Growth %
-14.98%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2021
EPS (₹)
301.92
Book Value (₹)
1338.49
Dividend per Share (₹)
3.00
Cash EPS (₹)
9.18
Operating Margin %
20.58%
Net Margin %
12.98%
ROE %
25.40%
ROCE %
34.77%
18.19%
Debtor Days
38
Inventory Days
13
Payable Days
0
51
Debt to Equity (x)
0.00x
Interest Coverage (x)
53.63x
2.70x
Revenue Growth %
21.03%
Operating Profit Growth %
35.02%
Net Profit Growth %
42.84%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2022
EPS (₹)
14.17
Book Value (₹)
47.48
Dividend per Share (₹)
1.00
Cash EPS (₹)
17.01
Operating Margin %
23.53%
Net Margin %
15.01%
ROE %
35.03%
ROCE %
47.87%
24.92%
Debtor Days
34
Inventory Days
11
Payable Days
0
45
Debt to Equity (x)
0.00x
Interest Coverage (x)
40.78x
1.33x
Revenue Growth %
62.55%
Operating Profit Growth %
85.83%
Net Profit Growth %
87.99%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2023
EPS (₹)
19.23
Book Value (₹)
66.24
Dividend per Share (₹)
1.50
Cash EPS (₹)
24.61
Operating Margin %
24.21%
Net Margin %
14.72%
ROE %
33.82%
ROCE %
46.14%
22.84%
Debtor Days
44
Inventory Days
6
Payable Days
0
50
Debt to Equity (x)
0.00x
Interest Coverage (x)
63.64x
1.42x
Revenue Growth %
38.38%
Operating Profit Growth %
42.37%
Net Profit Growth %
35.73%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2024
EPS (₹)
26.69
Book Value (₹)
91.18
Dividend per Share (₹)
2.00
Cash EPS (₹)
32.20
Operating Margin %
22.87%
Net Margin %
15.92%
ROE %
33.90%
ROCE %
45.86%
21.13%
Debtor Days
56
Inventory Days
6
Payable Days
0
61
Debt to Equity (x)
0.00x
Interest Coverage (x)
88.70x
1.94x
Revenue Growth %
28.32%
Operating Profit Growth %
31.64%
Net Profit Growth %
38.77%
38.77%
P/E (x)
47.12x
P/B (x)
13.79x
Dividend Yield %
0.16%
29.51x
Mar 2025
EPS (₹)
37.82
Book Value (₹)
126.78
Dividend per Share (₹)
2.50
Cash EPS (₹)
43.94
Operating Margin %
22.22%
Net Margin %
16.08%
ROE %
34.70%
ROCE %
46.98%
22.49%
Debtor Days
48
Inventory Days
6
Payable Days
0
53
Debt to Equity (x)
0.00x
Interest Coverage (x)
115.13x
2.59x
Revenue Growth %
40.35%
Operating Profit Growth %
37.76%
Net Profit Growth %
41.71%
41.71%
P/E (x)
61.96x
P/B (x)
18.48x
Dividend Yield %
0.11%
40.14x
Mar 2026
EPS (₹)
52.31
Book Value (₹)
176.58
Dividend per Share (₹)
3.50
Cash EPS (₹)
59.12
Operating Margin %
23.82%
Net Margin %
17.16%
ROE %
34.49%
ROCE %
46.79%
23.62%
Debtor Days
44
Inventory Days
6
Payable Days
0
50
Debt to Equity (x)
0.00x
Interest Coverage (x)
70.87x
2.19x
Revenue Growth %
29.61%
Operating Profit Growth %
36.02%
Net Profit Growth %
38.33%
38.33%
P/E (x)
41.59x
P/B (x)
12.32x
Dividend Yield %
0.16%
27.59x

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
58.43
12.91
22.28
Government
0.00
6.38
Sep 2024
55.72
14.62
23.92
Government
0.00
5.74
Dec 2024
55.72
14.77
23.63
Government
0.00
5.88
Mar 2025
55.72
17.63
20.71
Government
0.00
5.94
Jun 2025
55.31
17.47
20.76
Government
0.00
6.46
Sep 2025
55.31
16.85
21.47
Government
0.00
6.36
Dec 2025
55.31
16.32
22.13
Government
0.00
6.24
Mar 2026
55.31
14.89
23.58
Government
0.00
6.22
Jun 2026
55.31
14.28
23.95
Government
0.00
6.46

Documents

Announcements

  • Shareholders meeting

    2026-08-01 - Prudent Corporate Advisory Services Limited has submitted the Exchange a details of Voting results of 23rd AGM.

  • Shareholders meeting

    2026-08-01 - Prudent Corporate Advisory Services Limited has submitted the Exchange a Details of Voting results of 22nd AGM.

Credit Ratings

Nothing filed yet.

Concalls