State Bank Of India

•

₹ 1,048.70.07%

2026-08-21

sbi.co.inBSE: 500112NSE: SBIN

Market Cap₹ 9,65,523 Cr.

Current Price₹ 1,048

High / Low₹ 1,235 / 798

Stock P/E0.0

Book Value₹ 577

Price to Book1.77

Dividend Yield1.66 %

ROCE12.1 %

ROE17.3 %

Face Value₹ 1

Add ratio to table

ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Other Retail Banking-Retail Banking: 47.4% • Corporate/Wholesale Banking: 27.1% • Treasury: 24.7% • Digital Banking-Retail Banking: 0.8%

PROS

Company has delivered good profit growth of 31.4% CAGR over last 5 years
Asset quality is healthy - gross NPA of just 1.5%
Comfortable capital adequacy - CAR of 15.4%
Strong provisioning - provision coverage ratio of 91.8%
Healthy loan book growth of 17.2% with stable asset quality

CONS

A large part of profit comes from other income (69.6% of PBT)
Promoter holding has decreased over last 2 years: -2.1pp
Thin net interest margin of 2.5%
Growth is decelerating - 3Y profit CAGR (16.8%) trails the 5Y trend (31.4%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS

Financial ServicesBankBank - Public

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name	CMP Rs.	P/E	Mar Cap Rs.Cr.	Div Yld %	NP Qtr Rs.Cr.	Qtr Profit Var %	Sales Qtr Rs.Cr.	Qtr Sales Var %	ROCE %	OPM %
1.	SBIN	1046.00	11.20	965522.60	1.66	24579.04	13.65	136240.49	8.36	12.16	52.34
2.	UNIONBANK	185.50	6.86	141603.38	2.70	5368.17	29.77	27427.10	1.21	14.57	69.42
3.	PNB	117.00	6.09	134467.44	2.56	5339.15	191.40	33589.17	3.12	13.26	75.40
4.	BANKBARODA	244.50	6.96	126439.81	3.48	1572.59	-53.08	35114.52	6.84	11.20	33.10
5.	INDIANB	872.00	9.19	117455.26	2.09	3299.48	48.73	18095.14	11.11	16.28	67.14
6.	CANBK	128.55	5.87	116603.22	3.27	4864.08	61.96	32957.16	4.55	14.46	68.47
7.	BANKINDIA	141.50	5.47	64420.25	3.29	3138.46	77.92	20096.90	8.83	10.97	73.18
8.	IOB	33.18	10.72	63893.36	0.00	1659.24	49.25	8777.57	18.82	11.31	54.56
9.	MAHABANK	79.85	8.15	61417.07	2.76	20205.40	1168.32	80346.50	1039.02	16.53	68.61
10.	UCOBANK	25.69	13.05	32214.13	1.71	652.43	24.09	6744.59	15.10	11.00	54.71
11.	CENTRALBK	30.92	6.13	27986.93	3.88	1328.95	5.43	9725.90	12.79	8.27	67.83
12.	PSB	23.21	0.00	16468.85	1.68	331.51	23.16	3213.37	10.40	9.07	71.38

Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	95,975	1,01,379	1,06,734	1,11,043	1,11,526	1,13,871	1,17,427	1,19,509	1,17,996	1,19,654	1,22,556	1,23,098	1,27,896
Interest Expended	57,070	61,879	66,918	69,387	70,401	72,251	75,981	76,892	76,923	76,670	77,366	78,718	80,904
Net Interest Income	38,905	39,500	39,816	41,655	41,125	41,620	41,446	42,618	41,072	42,984	45,190	44,380	46,992
	12,063	10,791	11,459	17,369	11,162	15,271	11,041	24,367	17,346	15,326	18,359	17,314	15,923
Total Income	0	0	0	0	1,52,125	1,63,802	1,67,854	1,79,562	1,66,992	1,75,898	1,85,648	1,81,079	1,43,819
Operating Expenses	25,671	30,874	30,939	30,277	25,839	27,596	28,935	35,698	27,874	30,999	30,686	33,990	29,386
Operating Profit	25,297	19,417	20,336	28,748	26,449	29,294	23,551	31,286	30,544	27,311	32,862	27,704	33,529
Provisions & Contingencies	2,501	115	688	1,610	3,449	4,506	911	6,442	4,759	5,400	4,507	2,872	5,047
Profit before Tax	22,796	19,301	12,548	27,138	22,999	24,788	22,640	24,844	25,785	26,504	28,355	24,832	28,482
Tax %	25.93%	25.76%	26.97%	23.73%	25.93%	26.05%	25.39%	24.96%	25.69%	23.94%	25.84%	20.73%	25.84%
Net Profit	16,884	14,330	9,164	20,698	17,035	18,331	16,891	18,643	19,160	20,160	21,028	19,684	21,121
EPS	19	16	10	23	19	21	19	21	21	22	23	21	2
Gross NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.47%
Net NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.38%
Provision Coverage %	0.00%	0.00%	0.00%	0.00%	91.76%	0.00%	74.66%	74.42%	74.49%	92.29%	92.37%	91.97%	91.82%
NIM %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.86%
CASA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	39.24%
Capital Adequacy %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	15.67%
Return on Assets %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.11%
Branches / ATMs / Employees	—	—	—	—	—	—	—	—	—	—	—	—	—
Gross NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.47%
Net NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.38%
Provision Coverage %	0.00%	0.00%	0.00%	0.00%	91.76%	0.00%	74.66%	74.42%	74.49%	92.29%	92.37%	91.97%	91.82%
NIM %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.86%
CASA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	39.24%
Capital Adequacy %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	15.67%
Return on Assets %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.11%
Branches / ATMs / Employees	—	—	—	—	—	—	—	—	—	—	—	—	—

Jun 2023

: 95,975
Interest Expended: 57,070
Net Interest Income: 38,905
: 12,063
Total Income: 0
Operating Expenses: 25,671
Operating Profit: 25,297
Provisions & Contingencies: 2,501
Profit before Tax: 22,796
Tax %: 25.93%
Net Profit: 16,884
EPS: 19
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Sep 2023

: 1,01,379
Interest Expended: 61,879
Net Interest Income: 39,500
: 10,791
Total Income: 0
Operating Expenses: 30,874
Operating Profit: 19,417
Provisions & Contingencies: 115
Profit before Tax: 19,301
Tax %: 25.76%
Net Profit: 14,330
EPS: 16
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Dec 2023

: 1,06,734
Interest Expended: 66,918
Net Interest Income: 39,816
: 11,459
Total Income: 0
Operating Expenses: 30,939
Operating Profit: 20,336
Provisions & Contingencies: 688
Profit before Tax: 12,548
Tax %: 26.97%
Net Profit: 9,164
EPS: 10
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Mar 2024

: 1,11,043
Interest Expended: 69,387
Net Interest Income: 41,655
: 17,369
Total Income: 0
Operating Expenses: 30,277
Operating Profit: 28,748
Provisions & Contingencies: 1,610
Profit before Tax: 27,138
Tax %: 23.73%
Net Profit: 20,698
EPS: 23
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Jun 2024

: 1,11,526
Interest Expended: 70,401
Net Interest Income: 41,125
: 11,162
Total Income: 1,52,125
Operating Expenses: 25,839
Operating Profit: 26,449
Provisions & Contingencies: 3,449
Profit before Tax: 22,999
Tax %: 25.93%
Net Profit: 17,035
EPS: 19
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 91.76%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 91.76%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Sep 2024

: 1,13,871
Interest Expended: 72,251
Net Interest Income: 41,620
: 15,271
Total Income: 1,63,802
Operating Expenses: 27,596
Operating Profit: 29,294
Provisions & Contingencies: 4,506
Profit before Tax: 24,788
Tax %: 26.05%
Net Profit: 18,331
EPS: 21
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Dec 2024

: 1,17,427
Interest Expended: 75,981
Net Interest Income: 41,446
: 11,041
Total Income: 1,67,854
Operating Expenses: 28,935
Operating Profit: 23,551
Provisions & Contingencies: 911
Profit before Tax: 22,640
Tax %: 25.39%
Net Profit: 16,891
EPS: 19
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.66%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.66%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Mar 2025

: 1,19,509
Interest Expended: 76,892
Net Interest Income: 42,618
: 24,367
Total Income: 1,79,562
Operating Expenses: 35,698
Operating Profit: 31,286
Provisions & Contingencies: 6,442
Profit before Tax: 24,844
Tax %: 24.96%
Net Profit: 18,643
EPS: 21
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.42%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.42%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Jun 2025

: 1,17,996
Interest Expended: 76,923
Net Interest Income: 41,072
: 17,346
Total Income: 1,66,992
Operating Expenses: 27,874
Operating Profit: 30,544
Provisions & Contingencies: 4,759
Profit before Tax: 25,785
Tax %: 25.69%
Net Profit: 19,160
EPS: 21
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.49%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.49%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Sep 2025

: 1,19,654
Interest Expended: 76,670
Net Interest Income: 42,984
: 15,326
Total Income: 1,75,898
Operating Expenses: 30,999
Operating Profit: 27,311
Provisions & Contingencies: 5,400
Profit before Tax: 26,504
Tax %: 23.94%
Net Profit: 20,160
EPS: 22
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 92.29%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 92.29%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Dec 2025

: 1,22,556
Interest Expended: 77,366
Net Interest Income: 45,190
: 18,359
Total Income: 1,85,648
Operating Expenses: 30,686
Operating Profit: 32,862
Provisions & Contingencies: 4,507
Profit before Tax: 28,355
Tax %: 25.84%
Net Profit: 21,028
EPS: 23
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 92.37%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 92.37%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Mar 2026

: 1,23,098
Interest Expended: 78,718
Net Interest Income: 44,380
: 17,314
Total Income: 1,81,079
Operating Expenses: 33,990
Operating Profit: 27,704
Provisions & Contingencies: 2,872
Profit before Tax: 24,832
Tax %: 20.73%
Net Profit: 19,684
EPS: 21
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 91.97%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 91.97%
NIM %: 0.00%
CASA %: 0.00%
Capital Adequacy %: 0.00%
Return on Assets %: 0.00%
Branches / ATMs / Employees: —

Jun 2026

: 1,27,896
Interest Expended: 80,904
Net Interest Income: 46,992
: 15,923
Total Income: 1,43,819
Operating Expenses: 29,386
Operating Profit: 33,529
Provisions & Contingencies: 5,047
Profit before Tax: 28,482
Tax %: 25.84%
Net Profit: 21,121
EPS: 2
Gross NPA %: 1.47%
Net NPA %: 0.38%
Provision Coverage %: 91.82%
NIM %: 2.86%
CASA %: 39.24%
Capital Adequacy %: 15.67%
Return on Assets %: 1.11%
Branches / ATMs / Employees: —
Gross NPA %: 1.47%
Net NPA %: 0.38%
Provision Coverage %: 91.82%
NIM %: 2.86%
CASA %: 39.24%
Capital Adequacy %: 15.67%
Return on Assets %: 1.11%
Branches / ATMs / Employees: —

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	0	0	0	0	0	0	0	4,15,131	4,61,864	4,82,797	—
Interest Expended	1,13,659	1,45,646	1,54,520	1,59,239	1,54,441	1,54,750	1,87,263	2,55,255	2,95,524	3,09,677	3,13,657
Net Interest Income	-1,13,659	-1,45,646	-1,54,520	-1,59,239	-1,54,441	-1,54,750	-1,87,263	1,59,876	1,66,340	1,73,120	—
	35,461	44,601	36,775	45,221	43,496	40,564	36,616	51,682	62,308	73,444	66,921
Total Income	0	0	0	0	0	0	0	4,66,813	5,24,172	5,56,241	6,86,444
	0	0	0	0	0	0	0	1,24,861	1,18,069	1,23,549	—
Operating Profit	-1,13,659	-1,45,646	-1,54,520	-1,59,239	-1,54,441	-1,54,750	-1,87,263	86,697	1,10,579	1,23,015	—
	298	8,088	-762	539	3,014	22,260	16,323	4,914	15,308	17,538	—
Profit before Tax	14,855	-15,528	2,307	24,802	27,541	43,422	67,206	81,783	95,271	1,05,477	1,08,174
Tax %	0	0	0	0	0	0	0	25	26	24	24
Net Profit	10,484	-6,547	862	14,488	20,410	31,676	50,232	61,077	70,901	80,032	81,993
EPS	13	-8	0	0	23	35	56	68	79	87	—
NIM %	—	—	—	—	—	—	—	—	—	—	—
Cost-to-Income %	—	—	—	—	—	—	—	—	—	—	—
Credit Cost %	—	—	—	—	—	—	—	—	—	—	—
NIM %	—	—	—	—	—	—	—	—	—	—	—
Cost-to-Income %	—	—	—	—	—	—	—	—	—	—	—
Credit Cost %	—	—	—	—	—	—	—	—	—	—	—

Mar 2017

: 0
Interest Expended: 1,13,659
Net Interest Income: -1,13,659
: 35,461
Total Income: 0
: 0
Operating Profit: -1,13,659
: 298
Profit before Tax: 14,855
Tax %: 0
Net Profit: 10,484
EPS: 13
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2018

: 0
Interest Expended: 1,45,646
Net Interest Income: -1,45,646
: 44,601
Total Income: 0
: 0
Operating Profit: -1,45,646
: 8,088
Profit before Tax: -15,528
Tax %: 0
Net Profit: -6,547
EPS: -8
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2019

: 0
Interest Expended: 1,54,520
Net Interest Income: -1,54,520
: 36,775
Total Income: 0
: 0
Operating Profit: -1,54,520
: -762
Profit before Tax: 2,307
Tax %: 0
Net Profit: 862
EPS: 0
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2020

: 0
Interest Expended: 1,59,239
Net Interest Income: -1,59,239
: 45,221
Total Income: 0
: 0
Operating Profit: -1,59,239
: 539
Profit before Tax: 24,802
Tax %: 0
Net Profit: 14,488
EPS: 0
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2021

: 0
Interest Expended: 1,54,441
Net Interest Income: -1,54,441
: 43,496
Total Income: 0
: 0
Operating Profit: -1,54,441
: 3,014
Profit before Tax: 27,541
Tax %: 0
Net Profit: 20,410
EPS: 23
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2022

: 0
Interest Expended: 1,54,750
Net Interest Income: -1,54,750
: 40,564
Total Income: 0
: 0
Operating Profit: -1,54,750
: 22,260
Profit before Tax: 43,422
Tax %: 0
Net Profit: 31,676
EPS: 35
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2023

: 0
Interest Expended: 1,87,263
Net Interest Income: -1,87,263
: 36,616
Total Income: 0
: 0
Operating Profit: -1,87,263
: 16,323
Profit before Tax: 67,206
Tax %: 0
Net Profit: 50,232
EPS: 56
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2024

: 4,15,131
Interest Expended: 2,55,255
Net Interest Income: 1,59,876
: 51,682
Total Income: 4,66,813
: 1,24,861
Operating Profit: 86,697
: 4,914
Profit before Tax: 81,783
Tax %: 25
Net Profit: 61,077
EPS: 68
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2025

: 4,61,864
Interest Expended: 2,95,524
Net Interest Income: 1,66,340
: 62,308
Total Income: 5,24,172
: 1,18,069
Operating Profit: 1,10,579
: 15,308
Profit before Tax: 95,271
Tax %: 26
Net Profit: 70,901
EPS: 79
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

Mar 2026

: 4,82,797
Interest Expended: 3,09,677
Net Interest Income: 1,73,120
: 73,444
Total Income: 5,56,241
: 1,23,549
Operating Profit: 1,23,015
: 17,538
Profit before Tax: 1,05,477
Tax %: 24
Net Profit: 80,032
EPS: 87
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

TTM

: —
Interest Expended: 3,13,657
Net Interest Income: —
: 66,921
Total Income: 6,86,444
: —
Operating Profit: —
: —
Profit before Tax: 1,08,174
Tax %: 24
Net Profit: 81,993
EPS: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —
NIM %: —
Cost-to-Income %: —
Credit Cost %: —

COMPOUNDED SALES GROWTH

10 Years:: 11%
5 Years:: 13%
3 Years:: 13%

COMPOUNDED PROFIT GROWTH

10 Years:: 23%
5 Years:: 31%
3 Years:: 17%

STOCK PRICE CAGR

10 Years:: 15%
5 Years:: 21%
3 Years:: 22%
1 Year:: 26%

RETURN ON EQUITY

10 Years:: 11%
5 Years:: 17%
3 Years:: 18%
Last Year:: 17%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
LIABILITIES	-	-	-	-	-	-	-	-	-	-
Equity Capital	797	892	892	892	892	892	892	892	892	923
	1,87,489	2,18,236	2,20,021	2,31,115	2,52,983	2,79,196	3,26,716	3,76,354	4,40,270	5,43,519
	20,44,751	27,06,343	29,11,386	32,41,621	36,81,277	40,51,534	44,23,778	49,16,077	53,82,190	59,75,642
	3,17,694	3,62,142	4,03,017	3,14,656	4,17,298	4,26,043	4,93,135	5,97,561	5,63,573	7,31,254
Other Liabilities & Provisions	1,55,235	1,67,138	1,45,597	1,63,110	1,81,980	2,29,932	2,72,457	2,88,810	2,89,129	3,71,674
Total Liabilities	27,05,966	34,54,752	36,80,914	39,51,394	45,34,430	49,87,597	55,16,979	618	668	762
ASSETS	-	-	-	-	-	-	-	-	-	-
	1,27,998	1,50,397	1,76,932	1,66,736	2,13,202	3,18,265	2,47,088	2,25,142	2,27,217	2,68,445
Balances with Banks & Money at Call	43,974	41,501	45,558	84,361	1,29,837	76,287	60,812	85,660	1,13,012	1,16,115
	7,65,990	10,60,987	9,67,022	10,46,955	13,51,705	14,81,445	15,70,366	16,71,340	16,90,573	18,01,254
	15,71,078	19,34,880	21,85,877	23,25,290	24,49,498	27,33,967	31,99,269	37,03,971	41,63,312	48,77,895
	42,345	39,201	38,509	38,023	38,067	37,467	42,101	42,126	43,685	54,163
	1,54,008	2,26,994	2,66,328	2,89,614	3,51,769	3,39,925	3,97,062	4,50,964	4,37,831	5,04,513
Total Assets	27,05,966	34,54,752	36,80,914	39,51,394	45,34,430	49,87,597	55,16,979	618	668	762
CASA Deposits	7,58,961	10,13,774	10,91,752	12,06,372	13,84,584	15,26,857	15,88,406	16,61,844	17,07,930	18,91,753
CASA Ratio (%)	37.12	37.46	37.50	37.22	37.61	37.69	35.91	33.80	31.73	31.66
Credit-Deposit Ratio (%)	76.83	71.49	75.08	71.73	66.54	67.48	72.32	75.34	77.35	81.63
Contingent Liabilities	10,46,441	11,62,021	11,16,081	12,14,995	17,06,950	20,07,083	18,26,574	23,89,321	26,68,237	42,31,114
Bills for Collection	0	0	0	0	0	0	0	67,796	64,447	1,11,497
Book Value per Share	196.53	217.69	219.91	233.34	258.05	287.64	335.98	391.83	463.67	552.55
CASA Deposits	7,58,961	10,13,774	10,91,752	12,06,372	13,84,584	15,26,857	15,88,406	16,61,844	17,07,930	18,91,753
CASA Ratio (%)	37.12	37.46	37.50	37.22	37.61	37.69	35.91	33.80	31.73	31.66
Credit-Deposit Ratio (%)	76.83	71.49	75.08	71.73	66.54	67.48	72.32	75.34	77.35	81.63
Contingent Liabilities	10,46,441	11,62,021	11,16,081	12,14,995	17,06,950	20,07,083	18,26,574	23,89,321	26,68,237	42,31,114
Bills for Collection	0	0	0	0	0	0	0	67,796	64,447	1,11,497
Book Value per Share	196.53	217.69	219.91	233.34	258.05	287.64	335.98	391.83	463.67	552.55

Mar 2017

Equity Capital: 797
: 1,87,489
: 20,44,751
: 3,17,694
Other Liabilities & Provisions: 1,55,235
Total Liabilities: 27,05,966
: 1,27,998
Balances with Banks & Money at Call: 43,974
: 7,65,990
: 15,71,078
: 42,345
: 1,54,008
Total Assets: 27,05,966
CASA Deposits: 7,58,961
CASA Ratio (%): 37.12
Credit-Deposit Ratio (%): 76.83
Contingent Liabilities: 10,46,441
Bills for Collection: 0
Book Value per Share: 196.53
CASA Deposits: 7,58,961
CASA Ratio (%): 37.12
Credit-Deposit Ratio (%): 76.83
Contingent Liabilities: 10,46,441
Bills for Collection: 0
Book Value per Share: 196.53

Mar 2018

Equity Capital: 892
: 2,18,236
: 27,06,343
: 3,62,142
Other Liabilities & Provisions: 1,67,138
Total Liabilities: 34,54,752
: 1,50,397
Balances with Banks & Money at Call: 41,501
: 10,60,987
: 19,34,880
: 39,201
: 2,26,994
Total Assets: 34,54,752
CASA Deposits: 10,13,774
CASA Ratio (%): 37.46
Credit-Deposit Ratio (%): 71.49
Contingent Liabilities: 11,62,021
Bills for Collection: 0
Book Value per Share: 217.69
CASA Deposits: 10,13,774
CASA Ratio (%): 37.46
Credit-Deposit Ratio (%): 71.49
Contingent Liabilities: 11,62,021
Bills for Collection: 0
Book Value per Share: 217.69

Mar 2019

Equity Capital: 892
: 2,20,021
: 29,11,386
: 4,03,017
Other Liabilities & Provisions: 1,45,597
Total Liabilities: 36,80,914
: 1,76,932
Balances with Banks & Money at Call: 45,558
: 9,67,022
: 21,85,877
: 38,509
: 2,66,328
Total Assets: 36,80,914
CASA Deposits: 10,91,752
CASA Ratio (%): 37.50
Credit-Deposit Ratio (%): 75.08
Contingent Liabilities: 11,16,081
Bills for Collection: 0
Book Value per Share: 219.91
CASA Deposits: 10,91,752
CASA Ratio (%): 37.50
Credit-Deposit Ratio (%): 75.08
Contingent Liabilities: 11,16,081
Bills for Collection: 0
Book Value per Share: 219.91

Mar 2020

Equity Capital: 892
: 2,31,115
: 32,41,621
: 3,14,656
Other Liabilities & Provisions: 1,63,110
Total Liabilities: 39,51,394
: 1,66,736
Balances with Banks & Money at Call: 84,361
: 10,46,955
: 23,25,290
: 38,023
: 2,89,614
Total Assets: 39,51,394
CASA Deposits: 12,06,372
CASA Ratio (%): 37.22
Credit-Deposit Ratio (%): 71.73
Contingent Liabilities: 12,14,995
Bills for Collection: 0
Book Value per Share: 233.34
CASA Deposits: 12,06,372
CASA Ratio (%): 37.22
Credit-Deposit Ratio (%): 71.73
Contingent Liabilities: 12,14,995
Bills for Collection: 0
Book Value per Share: 233.34

Mar 2021

Equity Capital: 892
: 2,52,983
: 36,81,277
: 4,17,298
Other Liabilities & Provisions: 1,81,980
Total Liabilities: 45,34,430
: 2,13,202
Balances with Banks & Money at Call: 1,29,837
: 13,51,705
: 24,49,498
: 38,067
: 3,51,769
Total Assets: 45,34,430
CASA Deposits: 13,84,584
CASA Ratio (%): 37.61
Credit-Deposit Ratio (%): 66.54
Contingent Liabilities: 17,06,950
Bills for Collection: 0
Book Value per Share: 258.05
CASA Deposits: 13,84,584
CASA Ratio (%): 37.61
Credit-Deposit Ratio (%): 66.54
Contingent Liabilities: 17,06,950
Bills for Collection: 0
Book Value per Share: 258.05

Mar 2022

Equity Capital: 892
: 2,79,196
: 40,51,534
: 4,26,043
Other Liabilities & Provisions: 2,29,932
Total Liabilities: 49,87,597
: 3,18,265
Balances with Banks & Money at Call: 76,287
: 14,81,445
: 27,33,967
: 37,467
: 3,39,925
Total Assets: 49,87,597
CASA Deposits: 15,26,857
CASA Ratio (%): 37.69
Credit-Deposit Ratio (%): 67.48
Contingent Liabilities: 20,07,083
Bills for Collection: 0
Book Value per Share: 287.64
CASA Deposits: 15,26,857
CASA Ratio (%): 37.69
Credit-Deposit Ratio (%): 67.48
Contingent Liabilities: 20,07,083
Bills for Collection: 0
Book Value per Share: 287.64

Mar 2023

Equity Capital: 892
: 3,26,716
: 44,23,778
: 4,93,135
Other Liabilities & Provisions: 2,72,457
Total Liabilities: 55,16,979
: 2,47,088
Balances with Banks & Money at Call: 60,812
: 15,70,366
: 31,99,269
: 42,101
: 3,97,062
Total Assets: 55,16,979
CASA Deposits: 15,88,406
CASA Ratio (%): 35.91
Credit-Deposit Ratio (%): 72.32
Contingent Liabilities: 18,26,574
Bills for Collection: 0
Book Value per Share: 335.98
CASA Deposits: 15,88,406
CASA Ratio (%): 35.91
Credit-Deposit Ratio (%): 72.32
Contingent Liabilities: 18,26,574
Bills for Collection: 0
Book Value per Share: 335.98

Mar 2024

Equity Capital: 892
: 3,76,354
: 49,16,077
: 5,97,561
Other Liabilities & Provisions: 2,88,810
Total Liabilities: 618
: 2,25,142
Balances with Banks & Money at Call: 85,660
: 16,71,340
: 37,03,971
: 42,126
: 4,50,964
Total Assets: 618
CASA Deposits: 16,61,844
CASA Ratio (%): 33.80
Credit-Deposit Ratio (%): 75.34
Contingent Liabilities: 23,89,321
Bills for Collection: 67,796
Book Value per Share: 391.83
CASA Deposits: 16,61,844
CASA Ratio (%): 33.80
Credit-Deposit Ratio (%): 75.34
Contingent Liabilities: 23,89,321
Bills for Collection: 67,796
Book Value per Share: 391.83

Mar 2025

Equity Capital: 892
: 4,40,270
: 53,82,190
: 5,63,573
Other Liabilities & Provisions: 2,89,129
Total Liabilities: 668
: 2,27,217
Balances with Banks & Money at Call: 1,13,012
: 16,90,573
: 41,63,312
: 43,685
: 4,37,831
Total Assets: 668
CASA Deposits: 17,07,930
CASA Ratio (%): 31.73
Credit-Deposit Ratio (%): 77.35
Contingent Liabilities: 26,68,237
Bills for Collection: 64,447
Book Value per Share: 463.67
CASA Deposits: 17,07,930
CASA Ratio (%): 31.73
Credit-Deposit Ratio (%): 77.35
Contingent Liabilities: 26,68,237
Bills for Collection: 64,447
Book Value per Share: 463.67

Mar 2026

Equity Capital: 923
: 5,43,519
: 59,75,642
: 7,31,254
Other Liabilities & Provisions: 3,71,674
Total Liabilities: 762
: 2,68,445
Balances with Banks & Money at Call: 1,16,115
: 18,01,254
: 48,77,895
: 54,163
: 5,04,513
Total Assets: 762
CASA Deposits: 18,91,753
CASA Ratio (%): 31.66
Credit-Deposit Ratio (%): 81.63
Contingent Liabilities: 42,31,114
Bills for Collection: 1,11,497
Book Value per Share: 552.55
CASA Deposits: 18,91,753
CASA Ratio (%): 31.66
Credit-Deposit Ratio (%): 81.63
Contingent Liabilities: 42,31,114
Bills for Collection: 1,11,497
Book Value per Share: 552.55

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	11,060	-85,425	34,628	25,688	89,866	58,415	-91,352	19,022	42,858	31,894
Cash from Investing	-3,148	879	-3,959	-2,977	-3,354	-2,613	-3,297	-3,053	-2,012	6,717
Cash from Financing	-1,780	4,291	-1,088	3,352	5,633	-5,178	5,202	-13,855	-13,324	-2,802
	6,132	-80,255	29,581	26,063	92,144	50,625	-89,447	2,114	27,521	35,809

Mar 2017

: 11,060
Cash from Investing: -3,148
Cash from Financing: -1,780
: 6,132

Mar 2018

: -85,425
Cash from Investing: 879
Cash from Financing: 4,291
: -80,255

Mar 2019

: 34,628
Cash from Investing: -3,959
Cash from Financing: -1,088
: 29,581

Mar 2020

: 25,688
Cash from Investing: -2,977
Cash from Financing: 3,352
: 26,063

Mar 2021

: 89,866
Cash from Investing: -3,354
Cash from Financing: 5,633
: 92,144

Mar 2022

: 58,415
Cash from Investing: -2,613
Cash from Financing: -5,178
: 50,625

Mar 2023

: -91,352
Cash from Investing: -3,297
Cash from Financing: 5,202
: -89,447

Mar 2024

: 19,022
Cash from Investing: -3,053
Cash from Financing: -13,855
: 2,114

Mar 2025

: 42,858
Cash from Investing: -2,012
Cash from Financing: -13,324
: 27,521

Mar 2026

: 31,894
Cash from Investing: 6,717
Cash from Financing: -2,802
: 35,809

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
PER SHARE	-	-	-	-	-	-	-	-	-	-
EPS (₹)	13.15	-7.34	0.97	16.23	22.87	35.49	56.29	68.44	79.44	86.70
Book Value (₹)	196.53	217.69	219.91	233.34	258.05	287.64	335.98	391.83	463.67	552.55
Dividend per Share (₹)	2.60	0.00	0.00	0.00	4.00	7.10	11.30	13.70	15.90	17.35
PROFITABILITY	-	-	-	-	-	-	-	-	-	-
Net Interest Margin %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	2.81%	2.69%	2.45%
ROA %	0.41%	-0.21%	0.02%	0.38%	0.48%	0.67%	0.96%	1.04%	1.10%	1.12%
ROE %	6.97%	-3.73%	0.44%	7.16%	9.31%	13.01%	18.05%	18.81%	18.57%	17.33%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	59.02%	51.64%	50.11%
ASSET QUALITY	-	-	-	-	-	-	-	-	-	-
Gross NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.83%
Net NPA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.47%
Provision Coverage %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	74.42%	91.97%
Slippage Ratio %	—	—	—	—	—	—	—	—	—	—
BALANCE SHEET & LIQUIDITY	-	-	-	-	-	-	-	-	-	-
CASA %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	39.90%	38.72%	38.34%
Credit-Deposit Ratio %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.12%	0.10%	0.12%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	14.28%	14.25%	15.40%
GROWTH & VALUATION	-	-	-	-	-	-	-	-	-	-
Net Profit Growth %	5.36%	-162.45%	113.17%	1580.31%	40.88%	55.19%	58.58%	21.59%	16.08%	12.88%
Book Value Growth %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	16.62%	18.33%	19.17%
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	11.00x	9.71x	11.30x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	1.92x	1.66x	1.77x
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.82%	2.06%	1.77%

Mar 2017

EPS (₹): 13.15
Book Value (₹): 196.53
Dividend per Share (₹): 2.60
Net Interest Margin %: 0.00%
ROA %: 0.41%
ROE %: 6.97%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 5.36%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2018

EPS (₹): -7.34
Book Value (₹): 217.69
Dividend per Share (₹): 0.00
Net Interest Margin %: 0.00%
ROA %: -0.21%
ROE %: -3.73%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: -162.45%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2019

EPS (₹): 0.97
Book Value (₹): 219.91
Dividend per Share (₹): 0.00
Net Interest Margin %: 0.00%
ROA %: 0.02%
ROE %: 0.44%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 113.17%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2020

EPS (₹): 16.23
Book Value (₹): 233.34
Dividend per Share (₹): 0.00
Net Interest Margin %: 0.00%
ROA %: 0.38%
ROE %: 7.16%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 1580.31%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2021

EPS (₹): 22.87
Book Value (₹): 258.05
Dividend per Share (₹): 4.00
Net Interest Margin %: 0.00%
ROA %: 0.48%
ROE %: 9.31%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 40.88%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2022

EPS (₹): 35.49
Book Value (₹): 287.64
Dividend per Share (₹): 7.10
Net Interest Margin %: 0.00%
ROA %: 0.67%
ROE %: 13.01%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 55.19%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2023

EPS (₹): 56.29
Book Value (₹): 335.98
Dividend per Share (₹): 11.30
Net Interest Margin %: 0.00%
ROA %: 0.96%
ROE %: 18.05%
: 0.00%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 0.00%
Credit-Deposit Ratio %: 0.00%
: 0.00%
Net Profit Growth %: 58.58%
Book Value Growth %: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
: 0.00%

Mar 2024

EPS (₹): 68.44
Book Value (₹): 391.83
Dividend per Share (₹): 13.70
Net Interest Margin %: 2.81%
ROA %: 1.04%
ROE %: 18.81%
: 59.02%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 0.00%
Slippage Ratio %: —
CASA %: 39.90%
Credit-Deposit Ratio %: 0.12%
: 14.28%
Net Profit Growth %: 21.59%
Book Value Growth %: 16.62%
P/E (x): 11.00x
P/B (x): 1.92x
: 1.82%

Mar 2025

EPS (₹): 79.44
Book Value (₹): 463.67
Dividend per Share (₹): 15.90
Net Interest Margin %: 2.69%
ROA %: 1.10%
ROE %: 18.57%
: 51.64%
Gross NPA %: 0.00%
Net NPA %: 0.00%
Provision Coverage %: 74.42%
Slippage Ratio %: —
CASA %: 38.72%
Credit-Deposit Ratio %: 0.10%
: 14.25%
Net Profit Growth %: 16.08%
Book Value Growth %: 18.33%
P/E (x): 9.71x
P/B (x): 1.66x
: 2.06%

Mar 2026

EPS (₹): 86.70
Book Value (₹): 552.55
Dividend per Share (₹): 17.35
Net Interest Margin %: 2.45%
ROA %: 1.12%
ROE %: 17.33%
: 50.11%
Gross NPA %: 1.83%
Net NPA %: 0.47%
Provision Coverage %: 91.97%
Slippage Ratio %: —
CASA %: 38.34%
Credit-Deposit Ratio %: 0.12%
: 15.40%
Net Profit Growth %: 12.88%
Book Value Growth %: 19.17%
P/E (x): 11.30x
P/B (x): 1.77x
: 1.77%

Shareholding Pattern

Numbers in percentages

TRADES

Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
57.54	57.51	57.43	57.43	57.42	55.50	55.51	55.52	55.47
11.15	10.70	10.26	9.93	9.32	9.56	10.33	11.41	10.81
23.61	23.96	24.79	24.92	25.54	27.65	27.04	26.11	26.52
0.03	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
7.67	7.67	7.37	7.56	7.57	7.13	6.97	6.81	7.06

Jun 2024

: 57.54
: 11.15
: 23.61
: 0.03
: 7.67

Sep 2024

: 57.51
: 10.70
: 23.96
: 0.01
: 7.67

Dec 2024

: 57.43
: 10.26
: 24.79
: 0.01
: 7.37

Mar 2025

: 57.43
: 9.93
: 24.92
: 0.01
: 7.56

Jun 2025

: 57.42
: 9.32
: 25.54
: 0.01
: 7.57

Sep 2025

: 55.50
: 9.56
: 27.65
: 0.01
: 7.13

Dec 2025

: 55.51
: 10.33
: 27.04
: 0.01
: 6.97

Mar 2026

: 55.52
: 11.41
: 26.11
: 0.01
: 6.81

Jun 2026

: 55.47
: 10.81
: 26.52
: 0.01
: 7.06

Documents

Announcements

Analysts/Institutional Investor Meet/Con. Call Updates
2026-08-17 - SBIN: State Bank of India has informed the Exchange about Interaction with Institutional Investors arranged by Motilal Oswal
Analysts/Institutional Investor Meet/Con. Call Updates
2026-08-13 - State Bank Of India has informed the Exchange about Transcript

Annual Reports

Credit Ratings

Credit Rating- New
2026-07-24 - State Bank Of India has informed the Exchange about Credit Rating- New
Credit Rating
2026-07-14 - State Bank Of India has informed the Exchange about Credit Rating
Credit Rating
2026-07-08 - State Bank Of India has informed the Exchange about Credit Rating

Concalls

Aug 2026
TranscriptPPTREC
May 2026
Transcript PPTREC
Feb 2026
Transcript PPTREC