Star Health and Allied Insurance Company Ltd.
•₹ 578.50.52%
2026-08-21
PROS
- Latest quarter profit grew 109.4% YoY, showing strong momentum
- Company generates healthy free cash flow
- Company converts assets efficiently - asset turnover of 2.1x
CONS
- Company is loss-making at the operating / net level
- Effective tax rate is unusually low at 0.0% - earnings may be flattered
- Operating margins have contracted to -2.5% from 1.8%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | LICI | 423.70 | 8.92 | 535980.31 | 2.36 | 135866.90 | 23.98 | 1276231.60 | 6.69 | 37.75 | -76.97 |
| 2. | SBILIFE | 1795.00 | 0.00 | 180101.25 | 0.15 | 7249.30 | 21.97 | 200782.10 | 16.88 | 14.15 | -127.01 |
| 3. | HDFCLIFE | 554.50 | 60.99 | 120463.74 | 0.38 | 611.19 | 11.46 | 16727.63 | 15.05 | 10.01 | -98.79 |
| 4. | ICICIGI | 1618.85 | 0.00 | 80865.97 | 0.83 | 4031.70 | 439.66 | 59500.40 | 1058.48 | 23.62 | -10.35 |
| 5. | ICICIPRULI | 515.00 | 0.00 | 74716.82 | 0.32 | 623.91 | 61.94 | 19180.08 | 17.17 | 11.82 | 79.46 |
| 6. | GICRE | 355.60 | 7.03 | 62386.46 | 3.73 | 1743.67 | -31.10 | 11097.77 | -1.56 | 21.11 | -10.45 |
| 7. | STARHEALTH | 578.25 | 0.00 | 34037.16 | 0.00 | 549.73 | 109.40 | 4917.20 | 24.86 | 9.70 | 2.89 |
| 8. | NIACL | 184.05 | 39.43 | 30331.44 | 0.81 | -2391.50 | -695.39 | 97472.80 | 934.31 | 5.44 | -24.14 |
| 9. | GODIGIT | 262.65 | 0.00 | 24288.24 | 0.00 | 86.39 | -37.55 | 2006.96 | 7.61 | 13.56 | -15.23 |
| 10. | NIVABUPA | 82.57 | 0.00 | 15269.12 | 0.00 | 137.80 | 250.70 | 2273.72 | 86.37 | 3.75 | -0.22 |
| 11. | CANHLIFE | 155.40 | 0.00 | 14763.00 | 0.26 | 281.40 | 1101.54 | 20475.20 | 1138.35 | 8.35 | -112.52 |
Detailed Comparison with:
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3,044 | 3,206 | 3,294 | 3,395 | 3,520 | 3,704 | 3,800 | 3,798 | 3,938 | 4,081 | 4,250 | 4,327 | 4,917 | |
| 2,909 | 3,296 | 3,191 | 3,502 | 3,391 | 3,912 | 3,861 | 4,089 | 3,882 | 4,303 | 4,395 | 4,500 | 4,827 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 250 | 258 | 285 | 296 | 297 | 357 | 348 | 290 | 296 | 300 | 318 | 325 | 651 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 52 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 384 | 167 | 388 | 190 | 426 | 149 | 287 | -1 | 352 | 78 | 173 | 151 | 742 | |
| Tax % | 25.11% | 25.02% | 25.31% | 24.99% | 25.16% | 25.21% | 25.03% | 158.62% | 25.42% | 29.33% | 26.06% | 26.37% | 25.88% |
| Net Profit | 288 | 125 | 290 | 142 | 319 | 111 | 215 | 1 | 263 | 55 | 128 | 111 | 550 |
| 5 | 2 | 5 | 2 | 5 | 2 | 4 | 0 | 4 | 1 | 2 | 2 | 1 | |
| Equity Capital | 582 | 584 | 585 | 585 | 585 | 588 | 588 | 588 | 588 | 588 | 588 | 588 | 589 |
| Reserves | 5,146 | 5,310 | 5,610 | 5,756 | 6,078 | 6,217 | 6,434 | 6,436 | 6,699 | 6,755 | 6,890 | 7,001 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 582 | 584 | 585 | 585 | 585 | 588 | 588 | 588 | 588 | 588 | 588 | 588 | 589 |
| Reserves | 5,146 | 5,310 | 5,610 | 5,756 | 6,078 | 6,217 | 6,434 | 6,436 | 6,699 | 6,755 | 6,890 | 7,001 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 3,044
- 2,909
- Operating Profit
- —
- OPM %
- —
- Other Income
- 250
- Interest
- 0
- Depreciation
- 0
- 384
- Tax %
- 25.11%
- Net Profit
- 288
- 5
- Equity Capital
- 582
- Reserves
- 5,146
- Promoter Pledge %
- 0.00%
- Equity Capital
- 582
- Reserves
- 5,146
- Promoter Pledge %
- 0.00%
Sep 2023
- 3,206
- 3,296
- Operating Profit
- —
- OPM %
- —
- Other Income
- 258
- Interest
- 0
- Depreciation
- 0
- 167
- Tax %
- 25.02%
- Net Profit
- 125
- 2
- Equity Capital
- 584
- Reserves
- 5,310
- Promoter Pledge %
- 0.00%
- Equity Capital
- 584
- Reserves
- 5,310
- Promoter Pledge %
- 0.00%
Dec 2023
- 3,294
- 3,191
- Operating Profit
- —
- OPM %
- —
- Other Income
- 285
- Interest
- 0
- Depreciation
- 0
- 388
- Tax %
- 25.31%
- Net Profit
- 290
- 5
- Equity Capital
- 585
- Reserves
- 5,610
- Promoter Pledge %
- 0.00%
- Equity Capital
- 585
- Reserves
- 5,610
- Promoter Pledge %
- 0.00%
Mar 2024
- 3,395
- 3,502
- Operating Profit
- —
- OPM %
- —
- Other Income
- 296
- Interest
- 0
- Depreciation
- 0
- 190
- Tax %
- 24.99%
- Net Profit
- 142
- 2
- Equity Capital
- 585
- Reserves
- 5,756
- Promoter Pledge %
- 0.00%
- Equity Capital
- 585
- Reserves
- 5,756
- Promoter Pledge %
- 0.00%
Jun 2024
- 3,520
- 3,391
- Operating Profit
- —
- OPM %
- —
- Other Income
- 297
- Interest
- 0
- Depreciation
- 0
- 426
- Tax %
- 25.16%
- Net Profit
- 319
- 5
- Equity Capital
- 585
- Reserves
- 6,078
- Promoter Pledge %
- 0.00%
- Equity Capital
- 585
- Reserves
- 6,078
- Promoter Pledge %
- 0.00%
Sep 2024
- 3,704
- 3,912
- Operating Profit
- —
- OPM %
- —
- Other Income
- 357
- Interest
- 0
- Depreciation
- 0
- 149
- Tax %
- 25.21%
- Net Profit
- 111
- 2
- Equity Capital
- 588
- Reserves
- 6,217
- Promoter Pledge %
- 0.00%
- Equity Capital
- 588
- Reserves
- 6,217
- Promoter Pledge %
- 0.00%
Dec 2024
- 3,800
- 3,861
- Operating Profit
- —
- OPM %
- —
- Other Income
- 348
- Interest
- 0
- Depreciation
- 0
- 287
- Tax %
- 25.03%
- Net Profit
- 215
- 4
- Equity Capital
- 588
- Reserves
- 6,434
- Promoter Pledge %
- 0.00%
- Equity Capital
- 588
- Reserves
- 6,434
- Promoter Pledge %
- 0.00%
Mar 2025
- 3,798
- 4,089
- Operating Profit
- —
- OPM %
- —
- Other Income
- 290
- Interest
- 0
- Depreciation
- 0
- -1
- Tax %
- 158.62%
- Net Profit
- 1
- 0
- Equity Capital
- 588
- Reserves
- 6,436
- Promoter Pledge %
- 0.00%
- Equity Capital
- 588
- Reserves
- 6,436
- Promoter Pledge %
- 0.00%
Jun 2025
- 3,938
- 3,882
- Operating Profit
- —
- OPM %
- —
- Other Income
- 296
- Interest
- 0
- Depreciation
- 0
- 352
- Tax %
- 25.42%
- Net Profit
- 263
- 4
- Equity Capital
- 588
- Reserves
- 6,699
- Promoter Pledge %
- 0.00%
- Equity Capital
- 588
- Reserves
- 6,699
- Promoter Pledge %
- 0.00%
Sep 2025
- 4,081
- 4,303
- Operating Profit
- —
- OPM %
- —
- Other Income
- 300
- Interest
- 0
- Depreciation
- 0
- 78
- Tax %
- 29.33%
- Net Profit
- 55
- 1
- Equity Capital
- 588
- Reserves
- 6,755
- Promoter Pledge %
- 0.00%
- Equity Capital
- 588
- Reserves
- 6,755
- Promoter Pledge %
- 0.00%
Dec 2025
- 4,250
- 4,395
- Operating Profit
- —
- OPM %
- —
- Other Income
- 318
- Interest
- 0
- Depreciation
- 0
- 173
- Tax %
- 26.06%
- Net Profit
- 128
- 2
- Equity Capital
- 588
- Reserves
- 6,890
- Promoter Pledge %
- 0.00%
- Equity Capital
- 588
- Reserves
- 6,890
- Promoter Pledge %
- 0.00%
Mar 2026
- 4,327
- 4,500
- Operating Profit
- —
- OPM %
- —
- Other Income
- 325
- Interest
- 0
- Depreciation
- 0
- 151
- Tax %
- 26.37%
- Net Profit
- 111
- 2
- Equity Capital
- 588
- Reserves
- 7,001
- Promoter Pledge %
- 0.00%
- Equity Capital
- 588
- Reserves
- 7,001
- Promoter Pledge %
- 0.00%
Jun 2026
- 4,917
- 4,827
- Operating Profit
- —
- OPM %
- —
- Other Income
- 651
- Interest
- 52
- Depreciation
- 0
- 742
- Tax %
- 25.88%
- Net Profit
- 550
- 1
- Equity Capital
- 589
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 589
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17,576 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18,025 | |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 0 | 0 | 0 | 0 | 8 | 6 | 4 | 5 | 2 | 1,593 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 52 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 118 | 171 | 267 | 406 | -1,446 | -1,397 | 826 | 1,129 | 861 | 754 | 1,144 | |
| Tax % | 0 | 1 | 31 | 35 | 25 | 25 | 25 | 25 | 25 | 26 | 26 |
| Net Profit | 118 | 170 | 183 | 263 | -1,086 | -1,041 | 619 | 845 | 646 | 557 | 844 |
| EPS | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 14 | 11 | 9 | — |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 3 | 4 | 4 | 5 | -20 | -18 | 11 | 14 | 11 | 9 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 3 | 4 | 4 | 5 | -20 | -18 | 11 | 14 | 11 | 9 | — |
Mar 2017
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 118
- Tax %
- 0
- Net Profit
- 118
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
Mar 2018
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 171
- Tax %
- 1
- Net Profit
- 170
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
Mar 2019
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 267
- Tax %
- 31
- Net Profit
- 183
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
Mar 2020
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 406
- Tax %
- 35
- Net Profit
- 263
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
Mar 2021
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -1,446
- Tax %
- 25
- Net Profit
- -1,086
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -20
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -20
Mar 2022
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 8
- Interest
- 0
- Depreciation
- 0
- -1,397
- Tax %
- 25
- Net Profit
- -1,041
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -18
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -18
Mar 2023
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 6
- Interest
- 0
- Depreciation
- 0
- 826
- Tax %
- 25
- Net Profit
- 619
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 11
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 11
Mar 2024
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 4
- Interest
- 0
- Depreciation
- 0
- 1,129
- Tax %
- 25
- Net Profit
- 845
- EPS
- 14
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 14
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 14
Mar 2025
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 5
- Interest
- 0
- Depreciation
- 0
- 861
- Tax %
- 25
- Net Profit
- 646
- EPS
- 11
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 11
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 11
Mar 2026
- 0
- 0
- Operating Profit
- 0
- OPM %
- —
- Other Income
- 2
- Interest
- 0
- Depreciation
- 0
- 754
- Tax %
- 26
- Net Profit
- 557
- EPS
- 9
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 9
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 9
TTM
- 17,576
- 18,025
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1,593
- Interest
- 52
- Depreciation
- 0
- 1,144
- Tax %
- 26
- Net Profit
- 844
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 15%
- 5 Years:
- —
- 3 Years:
- -3%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- -2%
- 1 Year:
- 31%
RETURN ON EQUITY
- 10 Years:
- 5%
- 5 Years:
- 4%
- 3 Years:
- 11%
- Last Year:
- 8%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 456 | 456 | 456 | 491 | 548 | 576 | 582 | 585 | 588 | 588 |
| 334 | 504 | 687 | 1,413 | 2,951 | 3,953 | 4,848 | 5,754 | 6,434 | 7,000 | |
| -789 | -960 | -1,143 | -1,904 | -3,499 | 822 | 497 | 576 | 560 | 433 | |
| Total Liabilities | 0 | 0 | 0 | 0 | 0 | 5,351 | 5,927 | 6,915 | 7,582 | 8,021 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 77 | 92 | 85 | 90 | 80 | 113 | 101 | 159 | 161 | 172 | |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 4 | 10 | 16 | 24 | 9 |
| Cash & Bank | 331 | 502 | 893 | 611 | 1,879 | 564 | 309 | 445 | 668 | 1,444 |
| -408 | -594 | -978 | -702 | -1,959 | 4,670 | 5,507 | 6,295 | 6,729 | 6,397 | |
| Total Assets | 0 | 0 | 0 | 0 | 0 | 5,351 | 5,927 | 6,915 | 7,582 | 8,021 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 720 | 470 | 470 | 470 | 470 |
| Net Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Contingent Liabilities | 64 | 70 | 63 | 0 | 0 | 73 | 28 | 286 | 288 | 290 |
| Book Value per Share | 17.33 | 21.06 | 25.09 | 38.80 | 63.85 | 78.68 | 93.35 | 108.31 | 119.46 | 128.97 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 720 | 470 | 470 | 470 | 470 |
| Net Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Contingent Liabilities | 64 | 70 | 63 | 0 | 0 | 73 | 28 | 286 | 288 | 290 |
| Book Value per Share | 17.33 | 21.06 | 25.09 | 38.80 | 63.85 | 78.68 | 93.35 | 108.31 | 119.46 | 128.97 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Mar 2017
- Equity Capital
- 456
- 334
- -789
- Total Liabilities
- 0
- 77
- Capital Work in Progress
- 0
- Cash & Bank
- 331
- -408
- Total Assets
- 0
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 64
- Book Value per Share
- 17.33
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 64
- Book Value per Share
- 17.33
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 456
- 504
- -960
- Total Liabilities
- 0
- 92
- Capital Work in Progress
- 0
- Cash & Bank
- 502
- -594
- Total Assets
- 0
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 70
- Book Value per Share
- 21.06
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 70
- Book Value per Share
- 21.06
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 456
- 687
- -1,143
- Total Liabilities
- 0
- 85
- Capital Work in Progress
- 0
- Cash & Bank
- 893
- -978
- Total Assets
- 0
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 63
- Book Value per Share
- 25.09
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 63
- Book Value per Share
- 25.09
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 491
- 1,413
- -1,904
- Total Liabilities
- 0
- 90
- Capital Work in Progress
- 0
- Cash & Bank
- 611
- -702
- Total Assets
- 0
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 38.80
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 38.80
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 548
- 2,951
- -3,499
- Total Liabilities
- 0
- 80
- Capital Work in Progress
- 0
- Cash & Bank
- 1,879
- -1,959
- Total Assets
- 0
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 63.85
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 63.85
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 576
- 3,953
- 822
- Total Liabilities
- 5,351
- 113
- Capital Work in Progress
- 4
- Cash & Bank
- 564
- 4,670
- Total Assets
- 5,351
- Total Debt
- 720
- Net Working Capital
- 0
- Contingent Liabilities
- 73
- Book Value per Share
- 78.68
- Face Value
- 10.00
- Total Debt
- 720
- Net Working Capital
- 0
- Contingent Liabilities
- 73
- Book Value per Share
- 78.68
- Face Value
- 10.00
Mar 2023
- Equity Capital
- 582
- 4,848
- 497
- Total Liabilities
- 5,927
- 101
- Capital Work in Progress
- 10
- Cash & Bank
- 309
- 5,507
- Total Assets
- 5,927
- Total Debt
- 470
- Net Working Capital
- 0
- Contingent Liabilities
- 28
- Book Value per Share
- 93.35
- Face Value
- 10.00
- Total Debt
- 470
- Net Working Capital
- 0
- Contingent Liabilities
- 28
- Book Value per Share
- 93.35
- Face Value
- 10.00
Mar 2024
- Equity Capital
- 585
- 5,754
- 576
- Total Liabilities
- 6,915
- 159
- Capital Work in Progress
- 16
- Cash & Bank
- 445
- 6,295
- Total Assets
- 6,915
- Total Debt
- 470
- Net Working Capital
- 0
- Contingent Liabilities
- 286
- Book Value per Share
- 108.31
- Face Value
- 10.00
- Total Debt
- 470
- Net Working Capital
- 0
- Contingent Liabilities
- 286
- Book Value per Share
- 108.31
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 588
- 6,434
- 560
- Total Liabilities
- 7,582
- 161
- Capital Work in Progress
- 24
- Cash & Bank
- 668
- 6,729
- Total Assets
- 7,582
- Total Debt
- 470
- Net Working Capital
- 0
- Contingent Liabilities
- 288
- Book Value per Share
- 119.46
- Face Value
- 10.00
- Total Debt
- 470
- Net Working Capital
- 0
- Contingent Liabilities
- 288
- Book Value per Share
- 119.46
- Face Value
- 10.00
Mar 2026
- Equity Capital
- 588
- 7,000
- 433
- Total Liabilities
- 8,021
- 172
- Capital Work in Progress
- 9
- Cash & Bank
- 1,444
- 6,397
- Total Assets
- 8,021
- Total Debt
- 470
- Net Working Capital
- 0
- Contingent Liabilities
- 290
- Book Value per Share
- 128.97
- Face Value
- 10.00
- Total Debt
- 470
- Net Working Capital
- 0
- Contingent Liabilities
- 290
- Book Value per Share
- 128.97
- Face Value
- 10.00
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 321 | 557 | 776 | 647 | 890 | 56 | 1,276 | 1,310 | 1,379 | 1,873 | |
| Cash from Investing | -497 | -663 | -731 | -1,006 | -2,418 | -3,786 | -1,097 | -1,177 | -1,151 | -1,067 |
| Cash from Financing | 310 | 249 | 333 | 122 | 2,613 | 2,509 | -268 | 23 | -4 | -31 |
| 134 | 143 | 379 | -237 | 1,086 | -1,221 | -89 | 156 | 224 | 775 | |
| Free Cash Flow | 287 | 519 | 758 | 622 | 859 | -4 | 1,232 | 1,189 | 1,314 | 1,834 |
| OCF / Net Profit | 2.72 | 3.28 | 4.23 | 2.46 | -0.82 | -0.05 | 2.06 | 1.55 | 2.13 | 3.36 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 3,044 | 2,754 | 3,467 | 3,898 | 4,591 | 5,566 |
| OCF / Net Profit | 2.72 | 3.28 | 4.23 | 2.46 | -0.82 | -0.05 | 2.06 | 1.55 | 2.13 | 3.36 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 3,044 | 2,754 | 3,467 | 3,898 | 4,591 | 5,566 |
Mar 2017
- 321
- Cash from Investing
- -497
- Cash from Financing
- 310
- 134
- Free Cash Flow
- 287
- OCF / Net Profit
- 2.72
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 2.72
- Cumulative 5-Year FCF
- 0
Mar 2018
- 557
- Cash from Investing
- -663
- Cash from Financing
- 249
- 143
- Free Cash Flow
- 519
- OCF / Net Profit
- 3.28
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 3.28
- Cumulative 5-Year FCF
- 0
Mar 2019
- 776
- Cash from Investing
- -731
- Cash from Financing
- 333
- 379
- Free Cash Flow
- 758
- OCF / Net Profit
- 4.23
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 4.23
- Cumulative 5-Year FCF
- 0
Mar 2020
- 647
- Cash from Investing
- -1,006
- Cash from Financing
- 122
- -237
- Free Cash Flow
- 622
- OCF / Net Profit
- 2.46
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 2.46
- Cumulative 5-Year FCF
- 0
Mar 2021
- 890
- Cash from Investing
- -2,418
- Cash from Financing
- 2,613
- 1,086
- Free Cash Flow
- 859
- OCF / Net Profit
- -0.82
- Cumulative 5-Year FCF
- 3,044
- OCF / Net Profit
- -0.82
- Cumulative 5-Year FCF
- 3,044
Mar 2022
- 56
- Cash from Investing
- -3,786
- Cash from Financing
- 2,509
- -1,221
- Free Cash Flow
- -4
- OCF / Net Profit
- -0.05
- Cumulative 5-Year FCF
- 2,754
- OCF / Net Profit
- -0.05
- Cumulative 5-Year FCF
- 2,754
Mar 2023
- 1,276
- Cash from Investing
- -1,097
- Cash from Financing
- -268
- -89
- Free Cash Flow
- 1,232
- OCF / Net Profit
- 2.06
- Cumulative 5-Year FCF
- 3,467
- OCF / Net Profit
- 2.06
- Cumulative 5-Year FCF
- 3,467
Mar 2024
- 1,310
- Cash from Investing
- -1,177
- Cash from Financing
- 23
- 156
- Free Cash Flow
- 1,189
- OCF / Net Profit
- 1.55
- Cumulative 5-Year FCF
- 3,898
- OCF / Net Profit
- 1.55
- Cumulative 5-Year FCF
- 3,898
Mar 2025
- 1,379
- Cash from Investing
- -1,151
- Cash from Financing
- -4
- 224
- Free Cash Flow
- 1,314
- OCF / Net Profit
- 2.13
- Cumulative 5-Year FCF
- 4,591
- OCF / Net Profit
- 2.13
- Cumulative 5-Year FCF
- 4,591
Mar 2026
- 1,873
- Cash from Investing
- -1,067
- Cash from Financing
- -31
- 775
- Free Cash Flow
- 1,834
- OCF / Net Profit
- 3.36
- Cumulative 5-Year FCF
- 5,566
- OCF / Net Profit
- 3.36
- Cumulative 5-Year FCF
- 5,566
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 2.59 | 3.73 | 4.03 | 5.37 | -19.81 | -18.08 | 10.63 | 14.44 | 10.99 | 9.47 |
| Book Value (₹) | 17.33 | 21.06 | 25.09 | 38.80 | 63.85 | 78.68 | 93.35 | 108.31 | 119.46 | 128.97 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | 2.59 | 3.73 | 4.03 | 5.37 | -19.81 | -18.08 | 10.63 | 14.44 | 10.99 | 9.47 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 5.05% | 5.05% | 6.26% | 7.05% | -32.01% | -16.13% | 1.82% | 0.69% | -2.55% | -2.48% |
| Net Margin % | 6.17% | 6.21% | 5.01% | 5.62% | -23.47% | -10.61% | 5.49% | 6.53% | 4.36% | 3.36% |
| ROE % | 20.52% | 19.46% | 17.45% | 17.28% | -40.19% | -25.93% | 12.42% | 14.36% | 9.67% | 7.62% |
| ROCE % | 20.52% | 17.13% | 20.52% | 22.91% | -48.98% | -31.04% | 14.83% | 17.76% | 12.04% | 9.70% |
| 20.52% | 17.02% | 12.42% | 13.50% | -36.81% | -22.89% | 10.97% | 13.16% | 8.91% | 7.14% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.16x | 0.09x | 0.07x | 0.07x | 0.06x |
| Interest Coverage (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| 0.51x | 0.53x | 0.54x | 0.42x | 0.47x | 0.15x | 0.12x | 0.16x | 0.18x | 0.22x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 26.26% | 43.33% | 33.68% | 27.90% | -1.23% | 112.02% | 14.81% | 14.89% | 14.56% | 11.97% |
| Operating Profit Growth % | -61.17% | 43.42% | 65.68% | 44.04% | -548.42% | -6.81% | 144.63% | 3.58% | -46.22% | -7.81% |
| Net Profit Growth % | -13.64% | 44.27% | 7.79% | 43.56% | -512.34% | 4.15% | 159.44% | 36.60% | -23.57% | -13.76% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 158.81% | 35.76% | -23.89% | -13.85% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 48.76x | 37.62x | 32.42x | 48.30x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 5.55x | 5.01x | 2.98x | 3.55x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 42.95x | 43.50x | 52.73x | 71.51x |
Mar 2017
- EPS (₹)
- 2.59
- Book Value (₹)
- 17.33
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 2.59
- Operating Margin %
- 5.05%
- Net Margin %
- 6.17%
- ROE %
- 20.52%
- ROCE %
- 20.52%
- 20.52%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.51x
- Revenue Growth %
- 26.26%
- Operating Profit Growth %
- -61.17%
- Net Profit Growth %
- -13.64%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 3.73
- Book Value (₹)
- 21.06
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 3.73
- Operating Margin %
- 5.05%
- Net Margin %
- 6.21%
- ROE %
- 19.46%
- ROCE %
- 17.13%
- 17.02%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.53x
- Revenue Growth %
- 43.33%
- Operating Profit Growth %
- 43.42%
- Net Profit Growth %
- 44.27%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 4.03
- Book Value (₹)
- 25.09
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 4.03
- Operating Margin %
- 6.26%
- Net Margin %
- 5.01%
- ROE %
- 17.45%
- ROCE %
- 20.52%
- 12.42%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.54x
- Revenue Growth %
- 33.68%
- Operating Profit Growth %
- 65.68%
- Net Profit Growth %
- 7.79%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- 5.37
- Book Value (₹)
- 38.80
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 5.37
- Operating Margin %
- 7.05%
- Net Margin %
- 5.62%
- ROE %
- 17.28%
- ROCE %
- 22.91%
- 13.50%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.42x
- Revenue Growth %
- 27.90%
- Operating Profit Growth %
- 44.04%
- Net Profit Growth %
- 43.56%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- -19.81
- Book Value (₹)
- 63.85
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -19.81
- Operating Margin %
- -32.01%
- Net Margin %
- -23.47%
- ROE %
- -40.19%
- ROCE %
- -48.98%
- -36.81%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 0.47x
- Revenue Growth %
- -1.23%
- Operating Profit Growth %
- -548.42%
- Net Profit Growth %
- -512.34%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- -18.08
- Book Value (₹)
- 78.68
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -18.08
- Operating Margin %
- -16.13%
- Net Margin %
- -10.61%
- ROE %
- -25.93%
- ROCE %
- -31.04%
- -22.89%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.16x
- Interest Coverage (x)
- 0.00x
- 0.15x
- Revenue Growth %
- 112.02%
- Operating Profit Growth %
- -6.81%
- Net Profit Growth %
- 4.15%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 10.63
- Book Value (₹)
- 93.35
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 10.63
- Operating Margin %
- 1.82%
- Net Margin %
- 5.49%
- ROE %
- 12.42%
- ROCE %
- 14.83%
- 10.97%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.09x
- Interest Coverage (x)
- 0.00x
- 0.12x
- Revenue Growth %
- 14.81%
- Operating Profit Growth %
- 144.63%
- Net Profit Growth %
- 159.44%
- 158.81%
- P/E (x)
- 48.76x
- P/B (x)
- 5.55x
- Dividend Yield %
- 0.00%
- 42.95x
Mar 2024
- EPS (₹)
- 14.44
- Book Value (₹)
- 108.31
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 14.44
- Operating Margin %
- 0.69%
- Net Margin %
- 6.53%
- ROE %
- 14.36%
- ROCE %
- 17.76%
- 13.16%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.07x
- Interest Coverage (x)
- 0.00x
- 0.16x
- Revenue Growth %
- 14.89%
- Operating Profit Growth %
- 3.58%
- Net Profit Growth %
- 36.60%
- 35.76%
- P/E (x)
- 37.62x
- P/B (x)
- 5.01x
- Dividend Yield %
- 0.00%
- 43.50x
Mar 2025
- EPS (₹)
- 10.99
- Book Value (₹)
- 119.46
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 10.99
- Operating Margin %
- -2.55%
- Net Margin %
- 4.36%
- ROE %
- 9.67%
- ROCE %
- 12.04%
- 8.91%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.07x
- Interest Coverage (x)
- 0.00x
- 0.18x
- Revenue Growth %
- 14.56%
- Operating Profit Growth %
- -46.22%
- Net Profit Growth %
- -23.57%
- -23.89%
- P/E (x)
- 32.42x
- P/B (x)
- 2.98x
- Dividend Yield %
- 0.00%
- 52.73x
Mar 2026
- EPS (₹)
- 9.47
- Book Value (₹)
- 128.97
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 9.47
- Operating Margin %
- -2.48%
- Net Margin %
- 3.36%
- ROE %
- 7.62%
- ROCE %
- 9.70%
- 7.14%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.06x
- Interest Coverage (x)
- 0.00x
- 0.22x
- Revenue Growth %
- 11.97%
- Operating Profit Growth %
- -7.81%
- Net Profit Growth %
- -13.76%
- -13.85%
- P/E (x)
- 48.30x
- P/B (x)
- 3.55x
- Dividend Yield %
- 0.00%
- 71.51x
Documents
Announcements
- Updates
2026-08-14 - Star Health and Allied Insurance Company Limited has informed the Exchange regarding disclosure under Regulation 31A(8)(C) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
- Analysts/Institutional Investor Meet/Con. Call Updates
2026-08-13 - Star Health and Allied Insurance Company Limited has informed the Exchange about Schedule of meet with Analyst/Investor dated August 25, 2026.
Annual Reports
Credit Ratings
- Credit Rating
2026-04-02 - Star Health And Allied Insurance Company Limited has informed the Exchange about Credit Rating
Concalls
Aug 2026
Jul 2026
May 2026