5nance5nance
5nance5nance
HomeScreens
LOGINGET FREE ACCOUNT

One97 Communications Ltd.

•
paytm.comBSE: 543396NSE: PAYTM
Market Cap₹ 1,12,426 Cr.
Current Price
High / Low₹ 1,759 / 931
Stock P/E607.7
Book Value₹ 198
Price to Book4.89
Dividend Yield0.00 %
ROCE0.6 %
ROE0.5 %
Face Value₹ 1

Add ratio to table

ABOUT

KEY POINTS

Revenue Breakup Mar 2015 • Digital Goods & Retail Marketplace: 70.7% • Mobile Marketing: 29.3%

AI Sector View

AI GENERATED

Financial Services

Buy

Financials remain one of the clearest macro beneficiaries. Loan growth was 18.3% (Aug/26) versus deposit growth 14.7% (Aug/26), SCB credit growth was 17.5% YoY (2026-07), UPI transactions rose 22.0% YoY (2026-07), and M3 money supply grew 15.0% YoY (2026-07). Sector flows have also turned meaningfully supportive, with INR 13171 crore net FPI inflow over 3 months to 2026-08-31 after INR -114652 crore in the prior 3 months.

Confidence
84%
View full sector analysis →

PROS

  • Company is almost debt free
  • Latest quarter profit grew 192.7% YoY, showing strong momentum
  • Operating margins have improved to 3.9% from -28.2%
  • Company has delivered good sales growth of 16.9% CAGR over last 5 years
  • Working capital cycle has improved - days down from 518 to 383
  • Company generates healthy free cash flow

CONS

  • A large part of profit comes from other income (1006.0% of PBT)
  • Company has a low return on capital employed of -5.8%
  • Company has a low return on equity of -7.6% over last 3 years
  • Poor cash conversion - profits are not backed by operating cash flow (CFO/PAT -0.16x)
  • Effective tax rate is unusually low at 0.0% - earnings may be flattered
  • Recurring exceptional / one-off items are inflating headline profit

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

Financial ServicesITFintech
Part ofNIFTY ALPHA 50NIFTYLARGEMIDCAP250NIFTYMIDCAP150NIFTY MIDCAP 100NIFTY MIDCAP 150
S.No.Name
1.GROWW194.6050.04122084.190.007350.40—15014.201560.1337.5464.60
2.PAYTM1752.25172.96112425.730.00220.0079.592448.0027.673.878.29
3.POLICYBZR1799.30111.2683252.690.001629.101824.5118882.801300.8110.847.24
4.PINELABS175.10158.7220204.060.00195.703985.597369.201096.474.2112.88
5.STYL388.5523.836286.970.6460.3463.78376.4721.1028.0323.21
6.CCAVENUE15.4118.335387.980.0084.7745.082680.40109.377.983.80
7.TURTLEMINT134.550.003962.210.00-377.80—2940.80—-38.38-11.20
8.MOBIKWIK195.300.001537.930.007.62118.17281.483.738.022.88
9.SUVIDHAA2.430.0050.980.00-1.9155.582.40135.29-32.85-70.42
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
1,8451,9802,1381,6981,1491,2651,4921,5991,5861,6811,5531,0051,069
2,1402,2462,3301,9841,9191,6861,7001,6801,5101,5931,4691,0201,000
Operating Profit-296-266-192-286-771-421-208-81768884-1569
OPM %-16.04%-13.41%-8.99%-16.81%-67.08%-33.28%-13.94%-5.07%4.80%5.23%5.41%-1.49%6.45%
125125141-841251,420169-350153-213161151134
Interest6755434445445
Depreciation156176197192175175162146162134961313
Profit before Tax-333-324-254-566-825821-205-58163-264145119203
Tax %-0.00%-0.00%-0.00%-0.00%-0.00%0.00%-0.00%-0.00%0.00%-0.00%0.00%0.00%8.87%
Net Profit-333-324-254-566-825821-205-58163-264145119185
-5.00-5.10-4.00-8.92-12.9712.91-3.22-9.100.99-4.132.271.862.90

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
5982,9873,0503,1152,6673,8926,0287,6615,5055,8255,308
1,9044,6077,1595,5804,3446,1887,7298,9107,0175,5955,082
Operating Profit-1,305-1,619-4,109-2,465-1,677-2,296-1,701-1,249-1,512230226
OPM %-218.16%-54.20%-134.73%-79.12%-62.86%-58.97%-28.22%-16.31%-27.47%3.95%4.26%
758245251-1753102393375191,396258233
Interest428205036402224161718
Depreciation396976143157228470721657404256
Profit before Tax-591-1,471-3,954-2,833-1,560-2,325-1,856-1,476-78967203
Tax %-0.62%0.07%-0.00%-0.00%-0.01%-0.01%-0.00%-0.00%-0.00%0.00%8.87%
Net Profit-595-1,470-3,954-2,833-1,560-2,325-1,856-1,476-78967185
EPS-128.79-295.83-705.97-486.58-257.87-35.83-29.27-23.21-12.331.05—
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%—

COMPOUNDED SALES GROWTH

10 Years:
22%
5 Years:
17%
3 Years:
-1%

COMPOUNDED PROFIT GROWTH

10 Years:
—
5 Years:
—
3 Years:
—

STOCK PRICE CAGR

10 Years:
—
5 Years:
—
3 Years:
24%
1 Year:
41%

RETURN ON EQUITY

10 Years:
-24%
5 Years:
-13%
3 Years:
-8%
Last Year:
1%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2026

Jul 16

Bonus issue & Quarterly Results

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital47555860606563646464
2,2627,3925,7808,0486,54212,6899,8708,63212,20612,485
90242722713982489417216173156
Trade Payables222426673573614711783564619521
1,2674401,4501,1121,2812,4034,5037,0664,3791,486
Total Liabilities3,8888,5568,68310,5079,48016,35715,63616,54217,44114,712
1411662865083908301,1371,183872242
Capital Work in Progress72185112201071046
5925,1883,4404,2121,2991,3052,4934,3375,0717,738
00004927061,1421,4701,229695
Cash & Bank5572872413692,5734,8356,3125,7027,4013,892
2,5262,8974,6655,4074,7068,6704,5453,8422,8642,139
Total Assets3,8888,5568,68310,5079,48016,35715,63616,54217,44114,712

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
-1,790-2,417-4,170-2,217-2,002-1,318922253978
Cash from Investing1,676-4,2671,709-2,1811,718-5,4722,946608-1,935805
Cash from Financing4206,4012,8615,169-2088,062-1,1017-18-30
264-448215746-4921,2721,936840-1,914853

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters0.000.000.000.000.000.000.000.000.00
58.2555.5356.2055.3954.8751.7151.7549.4048.09
7.048.2911.7114.0115.7219.9420.3123.0824.87
Government0.000.000.000.000.000.000.000.000.00
34.7236.1732.0930.6129.4228.3627.9327.5327.05

Documents

Corporate disclosures, annual reports, credit ratings, and concall transcripts

2026-09-09
Rumour Verification - Regulation 30(11)

2026-09-09 - One 97 Communications Limited has informed the Exchange about Clarification regarding media report dated September 9, 2026

2026-09-01
ESOP/ESOS/ESPS

2026-09-01 - One 97 Communications Limited has informed the Exchange regarding Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Allotment of 4,74,714 equity shares pursuant to exercise of stock options under One 97 Employees Stock Option Scheme 2019

2026-08-22
Updates

2026-08-22 - One 97 Communications Limited has informed the Exchange regarding Disclosure under Regulation 30 and 36(1)(b) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015- Dispatch of letter to shareholders whose e-mail addresses are not registered with Company/ Registrar & Share Transfer Agent/ Depository Participant(s).

2026-08-22
Copy of Newspaper Publication

2026-08-22 - One 97 Communications Limited has informed the Exchange about Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Newspaper Advertisement regarding completion of dispatch of Notice of 26th Annual General Meeting ( AGM ) of Members of the Company and the Annual Report for financial year 2025-26along with other related information

2026-08-21
Updates

2026-08-21 - Disclosure under Regulation 34 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Business Responsibility and Sustainability Report of the Company for the financial year 2025-26

2026-08-21
Shareholders meeting

2026-08-21 - One 97 Communications Limited has informed the Exchange regarding Notice of 26th Annual General Meeting scheduled to be held on Tuesday, September 15, 2026 along with Annual Report for the financial year 2025-26

2026-08-19
Copy of Newspaper Publication

2026-08-19 - One 97 Communications Limited has informed the Exchange about Copy of Newspaper Publication

2026-08-18
Updates

2026-08-18 - One 97 Communications Limited has informed the Exchange regarding 'Intimation regarding 26th Annual General Meeting of Members of the Company for the financial year 2025- 26'.

2026-08-17
General Updates

2026-08-17 - One 97 Communications Limited has informed the Exchange about Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015: Resilient proposes Block Market Trade in Paytm shares under existing OCD agreement with Antfin; economic value to be retained by Antfin.

News

Recent coverage and analyst commentary for PAYTM

Loading news…

🤖

AI Stock Analyst

One97 Communications Ltd.

🔒

Sign in to Chat with AI

Log in with your 5nance account to ask institutional questions about performance, financials, and outlook.

✨ Sign In to Chat

Free 5nance Account

5nance5nance

Stock analysis and screening tool

5nanceAI © 2020-2026

Made with ❤️ in India.

Data provided by Accord Fintech

Terms & Privacy.

Product

PremiumWhat's new?Learn

Team

About usSupport

Theme

5nance5nance

Product

PremiumWhat's new?Learn

Team

About usSupport

Theme

5nanceAI © 2020-2026

Data provided by Accord Fintech

Made with ❤️ in India.

HomeScreens
Login