Akme Fintrade (India) Ltd.

9.33-0.85%

2026-08-21

akmefintrade.comBSE: 544200NSE: AFIL
Market Cap₹ 425 Cr.
Current Price₹ 9
High / Low₹ 11 / 4
Stock P/E0.0
Book Value₹ 10
Price to Book0.77
Dividend Yield0.00 %
ROCE13.9 %
ROE10.7 %
Face Value₹ 1

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ABOUT

KEY POINTS

PROS

  • Company has delivered good profit growth of 21.0% CAGR over last 5 years
  • Comfortable capital adequacy - CAR of 46.2%
  • Solid return on assets for a lender - ROA of 5.3%
  • Operating margins have improved to 74.7% from 68.1%
  • Attractively priced for its growth - PEG of 0.2

CONS

  • Promoter holding has decreased over last 2 years: -2.5pp
  • Free cash flow has been persistently negative
  • Equity base is being diluted - shares outstanding up 34.7%
  • Though reporting repeated profits, the company pays out little dividend (0.0%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.BAJFINANCE1078.6033.07671531.430.566080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1104.9022.97259981.150.983452.7759.9013400.4317.4611.4974.63
3.JIOFIN242.7077.55160258.250.25830.25155.732004.47227.282.1169.71
4.CHOLAFIN1866.2527.72159390.070.111656.2245.568856.2921.899.7070.07
5.TATACAP365.1528.68155001.390.1616281.801464.1688219.301051.008.6675.72
6.BAJAJHLDNG11322.8514.23126015.971.722708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2859.2010.09114787.871.052824.8443.088671.6036.2515.8783.76
8.ABCAPITAL396.7526.46108592.290.001223.8543.8512179.54137.848.8241.91
9.LTF315.0024.8078940.440.87915.9930.705212.9222.388.5462.13
10.SBICARD626.300.0059601.370.40664.4419.515040.557.6011.7529.83
11.HDBFS681.1526.0056579.310.59785.2038.314937.9018.719.0957.98
12.AFIL9.480.00424.660.0011.5720.4441.7731.9413.8776.39
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023
15
6
Operating Profit
OPM %
Other Income
0
Interest
6
Depreciation
0
4
Tax %
26.04%
Net Profit
3
1
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Sep 2023
17
5
Operating Profit
OPM %
Other Income
0
Interest
7
Depreciation
0
5
Tax %
26.07%
Net Profit
4
1
Equity Capital
32
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
32
Reserves
0
Promoter Pledge %
0.00%
Dec 2023
20
6
Operating Profit
OPM %
Other Income
0
Interest
8
Depreciation
0
6
Tax %
9.39%
Net Profit
6
1
Equity Capital
32
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
32
Reserves
0
Promoter Pledge %
0.00%
Mar 2024
19
4
Operating Profit
OPM %
Other Income
0
Interest
8
Depreciation
0
9
Tax %
26.86%
Net Profit
6
2
Equity Capital
32
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
32
Reserves
0
Promoter Pledge %
0.00%
Jun 2024
19
4
Operating Profit
OPM %
Other Income
0
Interest
8
Depreciation
0
9
Tax %
5.49%
Net Profit
9
0
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Sep 2024
24
6
Operating Profit
OPM %
Other Income
0
Interest
8
Depreciation
0
10
Tax %
19.31%
Net Profit
8
2
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Dec 2024
27
7
Operating Profit
OPM %
Other Income
0
Interest
9
Depreciation
0
12
Tax %
24.83%
Net Profit
9
0
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Mar 2025
29
6
Operating Profit
OPM %
Other Income
0
Interest
11
Depreciation
0
12
Tax %
36.10%
Net Profit
8
0
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Jun 2025
32
8
Operating Profit
OPM %
Other Income
0
Interest
11
Depreciation
0
12
Tax %
20.56%
Net Profit
10
0
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Sep 2025
34
8
Operating Profit
OPM %
Other Income
0
Interest
13
Depreciation
0
14
Tax %
28.49%
Net Profit
10
0
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Dec 2025
38
9
Operating Profit
OPM %
Other Income
0
Interest
16
Depreciation
0
14
Tax %
26.57%
Net Profit
10
0
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Mar 2026
42
13
Operating Profit
OPM %
Other Income
0
Interest
16
Depreciation
0
14
Tax %
10.37%
Net Profit
12
0
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
43
Reserves
0
Promoter Pledge %
0.00%
Jun 2026
42
28
Operating Profit
OPM %
Other Income
0
Interest
17
Depreciation
0
14
Tax %
18.18%
Net Profit
12
0
Equity Capital
44
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
44
Reserves
0
Promoter Pledge %
0.00%

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020
99
18
Operating Profit
83
OPM %
84
Other Income
2
Interest
56
Depreciation
1
26
Tax %
30
Net Profit
18
EPS
8
Dividend Payout %
6
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
Mar 2021
86
20
Operating Profit
68
OPM %
79
Other Income
2
Interest
48
Depreciation
1
19
Tax %
15
Net Profit
16
EPS
7
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
Mar 2022
68
24
Operating Profit
43
OPM %
64
Other Income
0
Interest
35
Depreciation
1
8
Tax %
46
Net Profit
4
EPS
2
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
0
Mar 2023
70
22
Operating Profit
47
OPM %
68
Other Income
0
Interest
28
Depreciation
1
19
Tax %
23
Net Profit
15
EPS
5
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
0
Mar 2024
73
21
Operating Profit
53
OPM %
72
Other Income
1
Interest
28
Depreciation
1
24
Tax %
22
Net Profit
19
EPS
6
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
Mar 2025
102
24
Operating Profit
79
OPM %
77
Other Income
0
Interest
36
Depreciation
1
43
Tax %
23
Net Profit
33
EPS
8
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
Mar 2026
149
38
Operating Profit
111
OPM %
75
Other Income
0
Interest
56
Depreciation
1
54
Tax %
22
Net Profit
42
EPS
1
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
TTM
156
57
Operating Profit
OPM %
Other Income
0
Interest
63
Depreciation
1
56
Tax %
21
Net Profit
44
EPS
Dividend Payout %
Minority Interest
0
Share of Associates
0
Adjusted EPS
Minority Interest
0
Share of Associates
0
Adjusted EPS

COMPOUNDED SALES GROWTH

10 Years:
5 Years:
12%
3 Years:
29%

COMPOUNDED PROFIT GROWTH

10 Years:
5 Years:
21%
3 Years:
43%

STOCK PRICE CAGR

10 Years:
5 Years:
3 Years:
1 Year:
36%

RETURN ON EQUITY

10 Years:
5 Years:
8%
3 Years:
10%
Last Year:
11%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

No bonus data found

Mar 2020
Equity Capital
22
88
112
293
Total Liabilities
515
7
2
Cash & Bank
10
495
Total Assets
515
Total Debt
399
Net Working Capital
-86
Contingent Liabilities
4
Book Value per Share
50.78
Face Value
10.00
Total Debt
399
Net Working Capital
-86
Contingent Liabilities
4
Book Value per Share
50.78
Face Value
10.00
Mar 2021
Equity Capital
22
108
114
209
Total Liabilities
453
7
0
Cash & Bank
13
433
Total Assets
453
Total Debt
318
Net Working Capital
-88
Contingent Liabilities
6
Book Value per Share
59.71
Face Value
10.00
Total Debt
318
Net Working Capital
-88
Contingent Liabilities
6
Book Value per Share
59.71
Face Value
10.00
Mar 2022
Equity Capital
22
115
103
133
Total Liabilities
373
6
0
Cash & Bank
2
365
Total Assets
373
Total Debt
230
Net Working Capital
-87
Contingent Liabilities
4
Book Value per Share
62.73
Face Value
10.00
Total Debt
230
Net Working Capital
-87
Contingent Liabilities
4
Book Value per Share
62.73
Face Value
10.00
Mar 2023
Equity Capital
32
173
102
82
Total Liabilities
389
19
0
Cash & Bank
10
360
Total Assets
389
Total Debt
178
Net Working Capital
-86
Contingent Liabilities
20
Book Value per Share
64.63
Face Value
10.00
Total Debt
178
Net Working Capital
-86
Contingent Liabilities
20
Book Value per Share
64.63
Face Value
10.00
Mar 2024
Equity Capital
32
192
87
123
Total Liabilities
433
18
0
Cash & Bank
10
405
Total Assets
433
Total Debt
205
Net Working Capital
-70
Contingent Liabilities
15
Book Value per Share
70.48
Face Value
10.00
Total Debt
205
Net Working Capital
-70
Contingent Liabilities
15
Book Value per Share
70.48
Face Value
10.00
Mar 2025
Equity Capital
43
331
134
165
Total Liabilities
674
19
1
Cash & Bank
55
598
Total Assets
674
Total Debt
282
Net Working Capital
-58
Contingent Liabilities
33
Book Value per Share
87.53
Face Value
10.00
Total Debt
282
Net Working Capital
-58
Contingent Liabilities
33
Book Value per Share
87.53
Face Value
10.00
Mar 2026
Equity Capital
43
373
208
309
Total Liabilities
933
26
4
Cash & Bank
95
808
Total Assets
933
Total Debt
503
Net Working Capital
-74
Contingent Liabilities
102
Book Value per Share
9.73
Face Value
1.00
Total Debt
503
Net Working Capital
-74
Contingent Liabilities
102
Book Value per Share
9.73
Face Value
1.00

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020
21
Cash from Investing
-2
Cash from Financing
-33
-14
Free Cash Flow
21
OCF / Net Profit
1.14
Cumulative 5-Year FCF
0
OCF / Net Profit
1.14
Cumulative 5-Year FCF
0
Mar 2021
85
Cash from Investing
3
Cash from Financing
-84
4
Free Cash Flow
85
OCF / Net Profit
5.22
Cumulative 5-Year FCF
0
OCF / Net Profit
5.22
Cumulative 5-Year FCF
0
Mar 2022
63
Cash from Investing
2
Cash from Financing
-75
-10
Free Cash Flow
63
OCF / Net Profit
15.31
Cumulative 5-Year FCF
0
OCF / Net Profit
15.31
Cumulative 5-Year FCF
0
Mar 2023
23
Cash from Investing
-15
Cash from Financing
-2
7
Free Cash Flow
11
OCF / Net Profit
1.62
Cumulative 5-Year FCF
0
OCF / Net Profit
1.62
Cumulative 5-Year FCF
0
Mar 2024
-45
Cash from Investing
2
Cash from Financing
45
1
Free Cash Flow
-45
OCF / Net Profit
-2.46
Cumulative 5-Year FCF
0
OCF / Net Profit
-2.46
Cumulative 5-Year FCF
0
Mar 2025
-177
Cash from Investing
-35
Cash from Financing
222
10
Free Cash Flow
-179
OCF / Net Profit
-5.33
Cumulative 5-Year FCF
-66
OCF / Net Profit
-5.33
Cumulative 5-Year FCF
-66
Mar 2026
-167
Cash from Investing
-22
Cash from Financing
216
27
Free Cash Flow
-174
OCF / Net Profit
-3.94
Cumulative 5-Year FCF
-326
OCF / Net Profit
-3.94
Cumulative 5-Year FCF
-326

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020
EPS (₹)
8.52
Book Value (₹)
50.78
Dividend per Share (₹)
0.50
Cash EPS (₹)
0.79
Operating Margin %
83.94%
Net Margin %
18.72%
ROE %
16.78%
ROCE %
16.11%
3.59%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
3.63x
Interest Coverage (x)
1.48x
0.28x
Revenue Growth %
0.00%
Operating Profit Growth %
0.00%
Net Profit Growth %
0.00%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2021
EPS (₹)
7.47
Book Value (₹)
59.71
Dividend per Share (₹)
0.00
Cash EPS (₹)
0.69
Operating Margin %
78.80%
Net Margin %
18.92%
ROE %
13.57%
ROCE %
14.05%
3.37%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
2.44x
Interest Coverage (x)
1.40x
0.28x
Revenue Growth %
-12.63%
Operating Profit Growth %
-17.99%
Net Profit Growth %
-11.70%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2022
EPS (₹)
1.89
Book Value (₹)
62.73
Dividend per Share (₹)
0.00
Cash EPS (₹)
0.20
Operating Margin %
64.12%
Net Margin %
6.10%
ROE %
3.09%
ROCE %
10.45%
1.00%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
1.68x
Interest Coverage (x)
1.22x
0.21x
Revenue Growth %
-21.67%
Operating Profit Growth %
-36.26%
Net Profit Growth %
-74.73%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2023
EPS (₹)
4.58
Book Value (₹)
64.63
Dividend per Share (₹)
0.00
Cash EPS (₹)
0.48
Operating Margin %
68.13%
Net Margin %
20.89%
ROE %
8.50%
ROCE %
12.48%
3.81%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.87x
Interest Coverage (x)
1.67x
0.22x
Revenue Growth %
2.98%
Operating Profit Growth %
9.41%
Net Profit Growth %
252.33%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2024
EPS (₹)
5.85
Book Value (₹)
70.48
Dividend per Share (₹)
0.00
Cash EPS (₹)
0.60
Operating Margin %
71.22%
Net Margin %
25.45%
ROE %
8.66%
ROCE %
12.84%
4.51%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.92x
Interest Coverage (x)
1.84x
0.26x
Revenue Growth %
4.75%
Operating Profit Growth %
10.95%
Net Profit Growth %
27.62%
27.62%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
4.30x
Mar 2025
EPS (₹)
7.79
Book Value (₹)
87.53
Dividend per Share (₹)
0.00
Cash EPS (₹)
0.79
Operating Margin %
77.00%
Net Margin %
32.44%
ROE %
11.14%
ROCE %
14.40%
6.00%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.75x
Interest Coverage (x)
2.20x
0.60x
Revenue Growth %
40.70%
Operating Profit Growth %
50.64%
Net Profit Growth %
79.35%
33.12%
P/E (x)
0.84x
P/B (x)
0.75x
Dividend Yield %
0.00%
6.40x
Mar 2026
EPS (₹)
0.99
Book Value (₹)
9.73
Dividend per Share (₹)
0.00
Cash EPS (₹)
1.02
Operating Margin %
74.68%
Net Margin %
28.44%
ROE %
10.73%
ROCE %
13.87%
5.27%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
1.21x
Interest Coverage (x)
1.96x
0.66x
Revenue Growth %
45.27%
Operating Profit Growth %
40.76%
Net Profit Growth %
27.35%
-87.27%
P/E (x)
7.59x
P/B (x)
0.77x
Dividend Yield %
0.00%
6.55x

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
41.57
5.76
3.16
Government
0.00
49.51
Sep 2024
41.57
3.49
3.11
Government
0.00
51.84
Dec 2024
41.57
1.07
3.11
Government
0.00
54.25
Mar 2025
41.24
0.77
2.99
Government
0.00
55.00
Jun 2025
41.24
0.75
2.86
Government
0.00
55.15
Sep 2025
41.20
0.57
2.81
Government
0.00
55.42
Dec 2025
41.20
0.40
2.81
Government
0.00
55.58
Mar 2026
39.53
0.62
1.95
Government
0.00
57.90
Jun 2026
39.02
0.35
1.95
Government
0.00
58.68

Documents

Announcements

  • General Updates

    2026-08-18 - Akme Fintrade (India) Limited has informed the Exchange regarding sanction of term loan from Tourism Finance Corporation of India Limited

  • Forfeiture

    2026-08-06 - Akme Fintrade (India) Limited has informed the Exchange about Forfeiture of 20,00,000 convertible warrants issued under SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018.

Credit Ratings

Nothing filed yet.

Concalls

  • Nov 2025

    TranscriptPPTREC
  • May 2025

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  • Feb 2025

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