Abans Financial Services Ltd.
•₹ 201.34-0.4%
2026-08-21
ABOUT
KEY POINTS
Revenue Breakup Mar 2025 • Internal Treasury Operations: 93.8% • Agency Business: 5.0% • Lending Activities: 1.2% • Unallocable: 0.0%
PROS
- Company has delivered good profit growth of 22.5% CAGR over last 5 years
- Solid return on assets for a lender - ROA of 11.0%
- Asset quality is healthy - gross NPA of just 0.0%
- Latest quarter profit grew 101.4% YoY, showing strong momentum
- Company has consistently been profitable over the last 5 years
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Company has a low return on capital employed of 9.5%
- Operating margins have contracted to 5.8% from 14.4%
- Company has delivered a poor sales growth of 3.5% over past five years
- Thin net interest margin of 0.0%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BAJFINANCE | 1078.60 | 33.07 | 671531.43 | 0.56 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| 2. | SHRIRAMFIN | 1104.90 | 22.97 | 259981.15 | 0.98 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| 3. | JIOFIN | 242.70 | 77.55 | 160258.25 | 0.25 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| 4. | CHOLAFIN | 1866.25 | 27.72 | 159390.07 | 0.11 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| 5. | TATACAP | 365.15 | 28.68 | 155001.39 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| 6. | BAJAJHLDNG | 11322.85 | 14.23 | 126015.97 | 1.72 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| 7. | MUTHOOTFIN | 2859.20 | 10.09 | 114787.87 | 1.05 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| 8. | ABCAPITAL | 396.75 | 26.46 | 108592.29 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| 9. | LTF | 315.00 | 24.80 | 78940.44 | 0.87 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| 10. | SBICARD | 626.30 | 0.00 | 59601.37 | 0.40 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| 11. | HDBFS | 681.15 | 26.00 | 56579.31 | 0.59 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| 12. | AFSL | 202.30 | 8.01 | 1028.49 | 0.00 | 65.85 | 101.43 | 3712.76 | 96.05 | 10.16 | 2.68 |
Detailed Comparison with:
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 255 | 365 | 506 | 252 | 296 | 641 | 1,280 | 1,063 | 1,894 | 6,832 | 6,495 | 8,708 | 3,713 | |
| 218 | 327 | 468 | 215 | 252 | 595 | 1,228 | 1,016 | 1,842 | 6,784 | 6,451 | 8,693 | 3,627 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 1 | 2 | 2 | 1 | 1 | 1 |
| Interest | 13 | 14 | 13 | 12 | 15 | 12 | 17 | 15 | 12 | 9 | 9 | 12 | 13 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| 24 | 25 | 26 | 25 | 29 | 35 | 35 | 33 | 41 | 40 | 36 | 4 | 86 | |
| Tax % | 13.56% | 5.81% | 7.70% | 16.16% | 16.32% | 21.93% | 23.63% | 9.37% | 20.54% | -5.82% | 4.24% | 188.28% | 23.78% |
| Net Profit | 0 | 0 | 0 | 0 | 24 | 27 | 27 | 30 | 33 | 42 | 34 | -4 | 66 |
| 4 | 5 | 5 | 4 | 5 | 5 | 5 | 6 | 6 | 8 | 7 | -1 | 1 | |
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 255
- 218
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 13
- Depreciation
- 0
- 24
- Tax %
- 13.56%
- Net Profit
- 0
- 4
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2023
- 365
- 327
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 14
- Depreciation
- 0
- 25
- Tax %
- 5.81%
- Net Profit
- 0
- 5
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2023
- 506
- 468
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 13
- Depreciation
- 0
- 26
- Tax %
- 7.70%
- Net Profit
- 0
- 5
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2024
- 252
- 215
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 12
- Depreciation
- 0
- 25
- Tax %
- 16.16%
- Net Profit
- 0
- 4
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2024
- 296
- 252
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 15
- Depreciation
- 0
- 29
- Tax %
- 16.32%
- Net Profit
- 24
- 5
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2024
- 641
- 595
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 12
- Depreciation
- 0
- 35
- Tax %
- 21.93%
- Net Profit
- 27
- 5
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2024
- 1,280
- 1,228
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 17
- Depreciation
- 0
- 35
- Tax %
- 23.63%
- Net Profit
- 27
- 5
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2025
- 1,063
- 1,016
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 15
- Depreciation
- 0
- 33
- Tax %
- 9.37%
- Net Profit
- 30
- 6
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2025
- 1,894
- 1,842
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 12
- Depreciation
- 0
- 41
- Tax %
- 20.54%
- Net Profit
- 33
- 6
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2025
- 6,832
- 6,784
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 9
- Depreciation
- 0
- 40
- Tax %
- -5.82%
- Net Profit
- 42
- 8
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2025
- 6,495
- 6,451
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 9
- Depreciation
- 0
- 36
- Tax %
- 4.24%
- Net Profit
- 34
- 7
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2026
- 8,708
- 8,693
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 12
- Depreciation
- 1
- 4
- Tax %
- 188.28%
- Net Profit
- -4
- -1
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2026
- 3,713
- 3,627
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 13
- Depreciation
- 1
- 86
- Tax %
- 23.78%
- Net Profit
- 66
- 1
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|
| 267 | 968 | 4,371 | 2,765 | 1,326 | 639 | 1,163 | 1,380 | 3,281 | 25,747 | |
| 228 | 924 | 4,321 | 2,675 | 1,250 | 554 | 1,078 | 1,228 | 3,091 | 25,555 | |
| Operating Profit | 47 | 49 | 57 | 97 | 82 | 92 | 86 | 152 | 192 | — |
| OPM % | 18 | 5 | 1 | 4 | 6 | 14 | 7 | 11 | 6 | — |
| Other Income | 8 | 5 | 6 | 7 | 6 | 8 | 1 | 0 | 2 | 4 |
| Interest | 20 | 20 | 17 | 53 | 31 | 26 | 10 | 52 | 59 | 42 |
| Depreciation | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 3 |
| 26 | 28 | 38 | 42 | 49 | 66 | 76 | 100 | 132 | 166 | |
| Tax % | 6 | 7 | 6 | 7 | 7 | 7 | 7 | 11 | 18 | 17 |
| Net Profit | 25 | 26 | 36 | 39 | 46 | 62 | 70 | 89 | 109 | 138 |
| EPS | 24,608 | 26,024 | 0 | 0 | 10 | 13 | 15 | 16 | 20 | — |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Minority Interest | 0 | 0 | -1 | -4 | -4 | -5 | -6 | -7 | -7 | -1 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 5 | 6 | 8 | 8 | 9 | 12 | 13 | 16 | 20 | — |
| Minority Interest | 0 | 0 | -1 | -4 | -4 | -5 | -6 | -7 | -7 | -1 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 5 | 6 | 8 | 8 | 9 | 12 | 13 | 16 | 20 | — |
Mar 2017
- 267
- 228
- Operating Profit
- 47
- OPM %
- 18
- Other Income
- 8
- Interest
- 20
- Depreciation
- 1
- 26
- Tax %
- 6
- Net Profit
- 25
- EPS
- 24,608
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 5
Mar 2018
- 968
- 924
- Operating Profit
- 49
- OPM %
- 5
- Other Income
- 5
- Interest
- 20
- Depreciation
- 1
- 28
- Tax %
- 7
- Net Profit
- 26
- EPS
- 26,024
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
Mar 2019
- 4,371
- 4,321
- Operating Profit
- 57
- OPM %
- 1
- Other Income
- 6
- Interest
- 17
- Depreciation
- 2
- 38
- Tax %
- 6
- Net Profit
- 36
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- -1
- Share of Associates
- 0
- Adjusted EPS
- 8
- Minority Interest
- -1
- Share of Associates
- 0
- Adjusted EPS
- 8
Mar 2020
- 2,765
- 2,675
- Operating Profit
- 97
- OPM %
- 4
- Other Income
- 7
- Interest
- 53
- Depreciation
- 1
- 42
- Tax %
- 7
- Net Profit
- 39
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- -4
- Share of Associates
- 0
- Adjusted EPS
- 8
- Minority Interest
- -4
- Share of Associates
- 0
- Adjusted EPS
- 8
Mar 2021
- 1,326
- 1,250
- Operating Profit
- 82
- OPM %
- 6
- Other Income
- 6
- Interest
- 31
- Depreciation
- 1
- 49
- Tax %
- 7
- Net Profit
- 46
- EPS
- 10
- Dividend Payout %
- 0
- Minority Interest
- -4
- Share of Associates
- 0
- Adjusted EPS
- 9
- Minority Interest
- -4
- Share of Associates
- 0
- Adjusted EPS
- 9
Mar 2022
- 639
- 554
- Operating Profit
- 92
- OPM %
- 14
- Other Income
- 8
- Interest
- 26
- Depreciation
- 1
- 66
- Tax %
- 7
- Net Profit
- 62
- EPS
- 13
- Dividend Payout %
- 0
- Minority Interest
- -5
- Share of Associates
- 0
- Adjusted EPS
- 12
- Minority Interest
- -5
- Share of Associates
- 0
- Adjusted EPS
- 12
Mar 2023
- 1,163
- 1,078
- Operating Profit
- 86
- OPM %
- 7
- Other Income
- 1
- Interest
- 10
- Depreciation
- 1
- 76
- Tax %
- 7
- Net Profit
- 70
- EPS
- 15
- Dividend Payout %
- 0
- Minority Interest
- -6
- Share of Associates
- 0
- Adjusted EPS
- 13
- Minority Interest
- -6
- Share of Associates
- 0
- Adjusted EPS
- 13
Mar 2024
- 1,380
- 1,228
- Operating Profit
- 152
- OPM %
- 11
- Other Income
- 0
- Interest
- 52
- Depreciation
- 1
- 100
- Tax %
- 11
- Net Profit
- 89
- EPS
- 16
- Dividend Payout %
- 0
- Minority Interest
- -7
- Share of Associates
- 0
- Adjusted EPS
- 16
- Minority Interest
- -7
- Share of Associates
- 0
- Adjusted EPS
- 16
Mar 2025
- 3,281
- 3,091
- Operating Profit
- 192
- OPM %
- 6
- Other Income
- 2
- Interest
- 59
- Depreciation
- 1
- 132
- Tax %
- 18
- Net Profit
- 109
- EPS
- 20
- Dividend Payout %
- 0
- Minority Interest
- -7
- Share of Associates
- 0
- Adjusted EPS
- 20
- Minority Interest
- -7
- Share of Associates
- 0
- Adjusted EPS
- 20
TTM
- 25,747
- 25,555
- Operating Profit
- —
- OPM %
- —
- Other Income
- 4
- Interest
- 42
- Depreciation
- 3
- 166
- Tax %
- 17
- Net Profit
- 138
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- -1
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- -1
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- 3%
- 3 Years:
- 73%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- 24%
- 3 Years:
- 22%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
- 1 Year:
- -9%
RETURN ON EQUITY
- 10 Years:
- —
- 5 Years:
- 10%
- 3 Years:
- 10%
- Last Year:
- 11%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - |
| Equity Capital | 0 | 0 | 0 | 3 | 9 | 9 | 10 | 10 | 10 |
| 102 | 133 | 370 | 497 | 553 | 622 | 817 | 905 | 1,038 | |
| 111 | 40 | 381 | 158 | 69 | 51 | 335 | 726 | 802 | |
| Trade Payables | 61 | 61 | 165 | 217 | 54 | 138 | 80 | 40 | 47 |
| 122 | 245 | 170 | 338 | 497 | 389 | 622 | 1,215 | 1,162 | |
| Total Liabilities | 395 | 478 | 1,085 | 1,213 | 1,182 | 1,210 | 1,863 | 2,896 | 3,060 |
| ASSETS | - | - | - | - | - | - | - | - | - |
| 15 | 21 | 27 | 21 | 20 | 20 | 19 | 21 | 22 | |
| 0 | 0 | 36 | 47 | 60 | 97 | 570 | 1,007 | 974 | |
| 13 | 42 | 68 | 29 | 23 | 60 | 61 | 56 | 20 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 221 | 331 | |
| Cash & Bank | 54 | 50 | 108 | 84 | 209 | 142 | 351 | 278 | 319 |
| 313 | 366 | 845 | 1,031 | 870 | 891 | 862 | 1,314 | 1,394 | |
| Total Assets | 395 | 478 | 1,085 | 1,213 | 1,182 | 1,210 | 1,863 | 2,896 | 3,060 |
| Total Debt | 195 | 48 | 384 | 319 | 267 | 86 | 441 | 929 | 834 |
| Net Working Capital | 177 | 304 | 389 | 698 | 785 | 664 | 806 | 1,010 | 1,148 |
| Contingent Liabilities | 0 | 0 | 187 | 284 | 283 | 121 | 123 | 133 | 270 |
| Book Value per Share | 102069.00 | 132579.11 | 369576.60 | 1617.18 | 121.25 | 136.18 | 164.89 | 182.41 | 207.33 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Total Debt | 195 | 48 | 384 | 319 | 267 | 86 | 441 | 929 | 834 |
| Net Working Capital | 177 | 304 | 389 | 698 | 785 | 664 | 806 | 1,010 | 1,148 |
| Contingent Liabilities | 0 | 0 | 187 | 284 | 283 | 121 | 123 | 133 | 270 |
| Book Value per Share | 102069.00 | 132579.11 | 369576.60 | 1617.18 | 121.25 | 136.18 | 164.89 | 182.41 | 207.33 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Mar 2017
- Equity Capital
- 0
- 102
- 111
- Trade Payables
- 61
- 122
- Total Liabilities
- 395
- 15
- 0
- 13
- 0
- Cash & Bank
- 54
- 313
- Total Assets
- 395
- Total Debt
- 195
- Net Working Capital
- 177
- Contingent Liabilities
- 0
- Book Value per Share
- 102069.00
- Face Value
- 10.00
- Total Debt
- 195
- Net Working Capital
- 177
- Contingent Liabilities
- 0
- Book Value per Share
- 102069.00
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 0
- 133
- 40
- Trade Payables
- 61
- 245
- Total Liabilities
- 478
- 21
- 0
- 42
- 0
- Cash & Bank
- 50
- 366
- Total Assets
- 478
- Total Debt
- 48
- Net Working Capital
- 304
- Contingent Liabilities
- 0
- Book Value per Share
- 132579.11
- Face Value
- 10.00
- Total Debt
- 48
- Net Working Capital
- 304
- Contingent Liabilities
- 0
- Book Value per Share
- 132579.11
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 0
- 370
- 381
- Trade Payables
- 165
- 170
- Total Liabilities
- 1,085
- 27
- 36
- 68
- 0
- Cash & Bank
- 108
- 845
- Total Assets
- 1,085
- Total Debt
- 384
- Net Working Capital
- 389
- Contingent Liabilities
- 187
- Book Value per Share
- 369576.60
- Face Value
- 10.00
- Total Debt
- 384
- Net Working Capital
- 389
- Contingent Liabilities
- 187
- Book Value per Share
- 369576.60
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 3
- 497
- 158
- Trade Payables
- 217
- 338
- Total Liabilities
- 1,213
- 21
- 47
- 29
- 0
- Cash & Bank
- 84
- 1,031
- Total Assets
- 1,213
- Total Debt
- 319
- Net Working Capital
- 698
- Contingent Liabilities
- 284
- Book Value per Share
- 1617.18
- Face Value
- 10.00
- Total Debt
- 319
- Net Working Capital
- 698
- Contingent Liabilities
- 284
- Book Value per Share
- 1617.18
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 9
- 553
- 69
- Trade Payables
- 54
- 497
- Total Liabilities
- 1,182
- 20
- 60
- 23
- 0
- Cash & Bank
- 209
- 870
- Total Assets
- 1,182
- Total Debt
- 267
- Net Working Capital
- 785
- Contingent Liabilities
- 283
- Book Value per Share
- 121.25
- Face Value
- 2.00
- Total Debt
- 267
- Net Working Capital
- 785
- Contingent Liabilities
- 283
- Book Value per Share
- 121.25
- Face Value
- 2.00
Mar 2022
- Equity Capital
- 9
- 622
- 51
- Trade Payables
- 138
- 389
- Total Liabilities
- 1,210
- 20
- 97
- 60
- 0
- Cash & Bank
- 142
- 891
- Total Assets
- 1,210
- Total Debt
- 86
- Net Working Capital
- 664
- Contingent Liabilities
- 121
- Book Value per Share
- 136.18
- Face Value
- 2.00
- Total Debt
- 86
- Net Working Capital
- 664
- Contingent Liabilities
- 121
- Book Value per Share
- 136.18
- Face Value
- 2.00
Mar 2023
- Equity Capital
- 10
- 817
- 335
- Trade Payables
- 80
- 622
- Total Liabilities
- 1,863
- 19
- 570
- 61
- 0
- Cash & Bank
- 351
- 862
- Total Assets
- 1,863
- Total Debt
- 441
- Net Working Capital
- 806
- Contingent Liabilities
- 123
- Book Value per Share
- 164.89
- Face Value
- 2.00
- Total Debt
- 441
- Net Working Capital
- 806
- Contingent Liabilities
- 123
- Book Value per Share
- 164.89
- Face Value
- 2.00
Mar 2024
- Equity Capital
- 10
- 905
- 726
- Trade Payables
- 40
- 1,215
- Total Liabilities
- 2,896
- 21
- 1,007
- 56
- 221
- Cash & Bank
- 278
- 1,314
- Total Assets
- 2,896
- Total Debt
- 929
- Net Working Capital
- 1,010
- Contingent Liabilities
- 133
- Book Value per Share
- 182.41
- Face Value
- 2.00
- Total Debt
- 929
- Net Working Capital
- 1,010
- Contingent Liabilities
- 133
- Book Value per Share
- 182.41
- Face Value
- 2.00
Mar 2025
- Equity Capital
- 10
- 1,038
- 802
- Trade Payables
- 47
- 1,162
- Total Liabilities
- 3,060
- 22
- 974
- 20
- 331
- Cash & Bank
- 319
- 1,394
- Total Assets
- 3,060
- Total Debt
- 834
- Net Working Capital
- 1,148
- Contingent Liabilities
- 270
- Book Value per Share
- 207.33
- Face Value
- 2.00
- Total Debt
- 834
- Net Working Capital
- 1,148
- Contingent Liabilities
- 270
- Book Value per Share
- 207.33
- Face Value
- 2.00
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|
| -47 | -94 | -126 | 18 | 62 | 149 | 211 | 33 | -119 | |
| Cash from Investing | -58 | 48 | -21 | -14 | -3 | -38 | -463 | -447 | 210 |
| Cash from Financing | 72 | 41 | 185 | 22 | 66 | -181 | 418 | 403 | -150 |
| -33 | -4 | 38 | 26 | 125 | -70 | 166 | -11 | -58 | |
| Free Cash Flow | -47 | -98 | -136 | 18 | 61 | 143 | 211 | 32 | -121 |
| OCF / Net Profit | -1.90 | -3.59 | -3.49 | 0.46 | 1.36 | 2.41 | 3.01 | 0.37 | -1.09 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 0 | -12 | 297 | 465 | 326 |
| OCF / Net Profit | -1.90 | -3.59 | -3.49 | 0.46 | 1.36 | 2.41 | 3.01 | 0.37 | -1.09 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | 0 | -12 | 297 | 465 | 326 |
Mar 2017
- -47
- Cash from Investing
- -58
- Cash from Financing
- 72
- -33
- Free Cash Flow
- -47
- OCF / Net Profit
- -1.90
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -1.90
- Cumulative 5-Year FCF
- 0
Mar 2018
- -94
- Cash from Investing
- 48
- Cash from Financing
- 41
- -4
- Free Cash Flow
- -98
- OCF / Net Profit
- -3.59
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -3.59
- Cumulative 5-Year FCF
- 0
Mar 2019
- -126
- Cash from Investing
- -21
- Cash from Financing
- 185
- 38
- Free Cash Flow
- -136
- OCF / Net Profit
- -3.49
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -3.49
- Cumulative 5-Year FCF
- 0
Mar 2020
- 18
- Cash from Investing
- -14
- Cash from Financing
- 22
- 26
- Free Cash Flow
- 18
- OCF / Net Profit
- 0.46
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.46
- Cumulative 5-Year FCF
- 0
Mar 2021
- 62
- Cash from Investing
- -3
- Cash from Financing
- 66
- 125
- Free Cash Flow
- 61
- OCF / Net Profit
- 1.36
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 1.36
- Cumulative 5-Year FCF
- 0
Mar 2022
- 149
- Cash from Investing
- -38
- Cash from Financing
- -181
- -70
- Free Cash Flow
- 143
- OCF / Net Profit
- 2.41
- Cumulative 5-Year FCF
- -12
- OCF / Net Profit
- 2.41
- Cumulative 5-Year FCF
- -12
Mar 2023
- 211
- Cash from Investing
- -463
- Cash from Financing
- 418
- 166
- Free Cash Flow
- 211
- OCF / Net Profit
- 3.01
- Cumulative 5-Year FCF
- 297
- OCF / Net Profit
- 3.01
- Cumulative 5-Year FCF
- 297
Mar 2024
- 33
- Cash from Investing
- -447
- Cash from Financing
- 403
- -11
- Free Cash Flow
- 32
- OCF / Net Profit
- 0.37
- Cumulative 5-Year FCF
- 465
- OCF / Net Profit
- 0.37
- Cumulative 5-Year FCF
- 465
Mar 2025
- -119
- Cash from Investing
- 210
- Cash from Financing
- -150
- -58
- Free Cash Flow
- -121
- OCF / Net Profit
- -1.09
- Cumulative 5-Year FCF
- 326
- OCF / Net Profit
- -1.09
- Cumulative 5-Year FCF
- 326
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 24761.46 | 26073.76 | 35328.30 | 112.88 | 9.04 | 12.25 | 12.92 | 16.30 | 20.15 |
| Book Value (₹) | 102069.00 | 132579.11 | 369576.60 | 1617.18 | 121.25 | 136.18 | 164.89 | 182.41 | 207.33 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | 0.00 | 0.00 | 0.00 | 8.77 | 10.12 | 13.50 | 14.15 | 17.92 | 21.68 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 17.53% | 5.06% | 1.31% | 3.51% | 6.15% | 14.40% | 7.43% | 11.01% | 5.79% |
| Net Margin % | 9.25% | 2.69% | 0.83% | 1.42% | 3.45% | 9.68% | 6.05% | 6.47% | 3.31% |
| ROE % | 24.18% | 22.20% | 14.44% | 9.03% | 8.63% | 10.37% | 9.64% | 10.25% | 11.05% |
| ROCE % | 15.53% | 20.15% | 11.77% | 12.16% | 9.76% | 11.86% | 8.63% | 9.70% | 10.16% |
| 6.24% | 5.96% | 4.64% | 3.42% | 3.82% | 5.17% | 4.58% | 3.75% | 3.64% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - |
| Debtor Days | 102 | 51 | 18 | 44 | 107 | 187 | 88 | 62 | 31 |
| Inventory Days | 18 | 10 | 5 | 6 | 7 | 24 | 19 | 15 | 4 |
| Payable Days | 103 | 25 | 10 | 27 | 42 | 67 | 38 | 19 | 5 |
| 17 | 37 | 13 | 24 | 72 | 143 | 69 | 59 | 30 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 1.91x | 0.36x | 1.04x | 0.64x | 0.48x | 0.14x | 0.53x | 1.02x | 0.80x |
| Interest Coverage (x) | 2.33x | 2.39x | 3.32x | 1.80x | 2.57x | 3.59x | 8.85x | 2.93x | 3.24x |
| 1.87x | 2.99x | 1.62x | 2.57x | 3.48x | 2.53x | 1.95x | 1.60x | 1.62x | |
| GROWTH | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 0.00% | 262.83% | 351.64% | -36.74% | -52.06% | -51.82% | 82.04% | 18.70% | 137.75% |
| Operating Profit Growth % | 0.00% | 4.74% | 16.55% | 69.84% | -15.91% | 12.77% | -6.01% | 76.29% | 26.34% |
| Net Profit Growth % | 0.00% | 5.53% | 39.19% | 8.30% | 16.63% | 35.04% | 13.67% | 26.96% | 21.59% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 26.21% | 23.58% | |
| VALUATION | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 16.38x | 8.78x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.46x | 0.85x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 13.06x | 7.33x |
Mar 2017
- EPS (₹)
- 24761.46
- Book Value (₹)
- 102069.00
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.00
- Operating Margin %
- 17.53%
- Net Margin %
- 9.25%
- ROE %
- 24.18%
- ROCE %
- 15.53%
- 6.24%
- Debtor Days
- 102
- Inventory Days
- 18
- Payable Days
- 103
- 17
- Debt to Equity (x)
- 1.91x
- Interest Coverage (x)
- 2.33x
- 1.87x
- Revenue Growth %
- 0.00%
- Operating Profit Growth %
- 0.00%
- Net Profit Growth %
- 0.00%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 26073.76
- Book Value (₹)
- 132579.11
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.00
- Operating Margin %
- 5.06%
- Net Margin %
- 2.69%
- ROE %
- 22.20%
- ROCE %
- 20.15%
- 5.96%
- Debtor Days
- 51
- Inventory Days
- 10
- Payable Days
- 25
- 37
- Debt to Equity (x)
- 0.36x
- Interest Coverage (x)
- 2.39x
- 2.99x
- Revenue Growth %
- 262.83%
- Operating Profit Growth %
- 4.74%
- Net Profit Growth %
- 5.53%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 35328.30
- Book Value (₹)
- 369576.60
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.00
- Operating Margin %
- 1.31%
- Net Margin %
- 0.83%
- ROE %
- 14.44%
- ROCE %
- 11.77%
- 4.64%
- Debtor Days
- 18
- Inventory Days
- 5
- Payable Days
- 10
- 13
- Debt to Equity (x)
- 1.04x
- Interest Coverage (x)
- 3.32x
- 1.62x
- Revenue Growth %
- 351.64%
- Operating Profit Growth %
- 16.55%
- Net Profit Growth %
- 39.19%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- 112.88
- Book Value (₹)
- 1617.18
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 8.77
- Operating Margin %
- 3.51%
- Net Margin %
- 1.42%
- ROE %
- 9.03%
- ROCE %
- 12.16%
- 3.42%
- Debtor Days
- 44
- Inventory Days
- 6
- Payable Days
- 27
- 24
- Debt to Equity (x)
- 0.64x
- Interest Coverage (x)
- 1.80x
- 2.57x
- Revenue Growth %
- -36.74%
- Operating Profit Growth %
- 69.84%
- Net Profit Growth %
- 8.30%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- 9.04
- Book Value (₹)
- 121.25
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 10.12
- Operating Margin %
- 6.15%
- Net Margin %
- 3.45%
- ROE %
- 8.63%
- ROCE %
- 9.76%
- 3.82%
- Debtor Days
- 107
- Inventory Days
- 7
- Payable Days
- 42
- 72
- Debt to Equity (x)
- 0.48x
- Interest Coverage (x)
- 2.57x
- 3.48x
- Revenue Growth %
- -52.06%
- Operating Profit Growth %
- -15.91%
- Net Profit Growth %
- 16.63%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- 12.25
- Book Value (₹)
- 136.18
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 13.50
- Operating Margin %
- 14.40%
- Net Margin %
- 9.68%
- ROE %
- 10.37%
- ROCE %
- 11.86%
- 5.17%
- Debtor Days
- 187
- Inventory Days
- 24
- Payable Days
- 67
- 143
- Debt to Equity (x)
- 0.14x
- Interest Coverage (x)
- 3.59x
- 2.53x
- Revenue Growth %
- -51.82%
- Operating Profit Growth %
- 12.77%
- Net Profit Growth %
- 35.04%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 12.92
- Book Value (₹)
- 164.89
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 14.15
- Operating Margin %
- 7.43%
- Net Margin %
- 6.05%
- ROE %
- 9.64%
- ROCE %
- 8.63%
- 4.58%
- Debtor Days
- 88
- Inventory Days
- 19
- Payable Days
- 38
- 69
- Debt to Equity (x)
- 0.53x
- Interest Coverage (x)
- 8.85x
- 1.95x
- Revenue Growth %
- 82.04%
- Operating Profit Growth %
- -6.01%
- Net Profit Growth %
- 13.67%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 16.30
- Book Value (₹)
- 182.41
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 17.92
- Operating Margin %
- 11.01%
- Net Margin %
- 6.47%
- ROE %
- 10.25%
- ROCE %
- 9.70%
- 3.75%
- Debtor Days
- 62
- Inventory Days
- 15
- Payable Days
- 19
- 59
- Debt to Equity (x)
- 1.02x
- Interest Coverage (x)
- 2.93x
- 1.60x
- Revenue Growth %
- 18.70%
- Operating Profit Growth %
- 76.29%
- Net Profit Growth %
- 26.96%
- 26.21%
- P/E (x)
- 16.38x
- P/B (x)
- 1.46x
- Dividend Yield %
- 0.00%
- 13.06x
Mar 2025
- EPS (₹)
- 20.15
- Book Value (₹)
- 207.33
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 21.68
- Operating Margin %
- 5.79%
- Net Margin %
- 3.31%
- ROE %
- 11.05%
- ROCE %
- 10.16%
- 3.64%
- Debtor Days
- 31
- Inventory Days
- 4
- Payable Days
- 5
- 30
- Debt to Equity (x)
- 0.80x
- Interest Coverage (x)
- 3.24x
- 1.62x
- Revenue Growth %
- 137.75%
- Operating Profit Growth %
- 26.34%
- Net Profit Growth %
- 21.59%
- 23.58%
- P/E (x)
- 8.78x
- P/B (x)
- 0.85x
- Dividend Yield %
- 0.00%
- 7.33x
Documents
Announcements
- Copy of Newspaper Publication
2026-08-20 - Copy of Newspaper Publication relating to dispatch of the Notice of 17th Annual General Meeting of the Company
- General Updates
2026-08-19 - Letter To The Shareholders - Annual Report FY 2025-26
Annual Reports
Credit Ratings
Nothing filed yet.
Concalls
Aug 2025
Jun 2025
Nov 2024