Consolidated Finvest & Holdings Ltd.

•

₹ 272.50.44%

2026-08-21

consofinvest.comBSE: -NSE: CONSOFINVT

Market Cap₹ 913 Cr.

Current Price₹ 271

High / Low₹ 320 / 152

Stock P/E2.1

Book Value₹ 201

Price to Book1.35

Dividend Yield0.00 %

ROCE35.6 %

ROE35.0 %

Face Value₹ 10

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ABOUT

KEY POINTS

PROS

Company has delivered good profit growth of 55.1% CAGR over last 5 years
Comfortable capital adequacy - CAR of 66.6%
Solid return on assets for a lender - ROA of 10.6%
Asset quality is healthy - gross NPA of just 0.0%
Operating margins have improved to 954.9% from 152.6%
Company has delivered good sales growth of 30.6% CAGR over last 5 years

CONS

A large part of profit comes from other income (41.7% of PBT)
Effective tax rate is unusually low at 1.8% - earnings may be flattered
Thin net interest margin of 0.0%
Recurring exceptional / one-off items are inflating headline profit

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS

Financial ServicesFinanceFinance - NBFC

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name	CMP Rs.	P/E	Mar Cap Rs.Cr.	Div Yld %	NP Qtr Rs.Cr.	Qtr Profit Var %	Sales Qtr Rs.Cr.	Qtr Sales Var %	ROCE %	OPM %
1.	BAJFINANCE	1078.60	33.07	671531.43	0.56	6080.60	27.60	23165.45	20.37	10.87	70.70
2.	SHRIRAMFIN	1104.90	22.97	259981.15	0.98	3452.77	59.90	13400.43	17.46	11.49	74.63
3.	JIOFIN	242.70	77.55	160258.25	0.25	830.25	155.73	2004.47	227.28	2.11	69.71
4.	CHOLAFIN	1866.25	27.72	159390.07	0.11	1656.22	45.56	8856.29	21.89	9.70	70.07
5.	TATACAP	365.15	28.68	155001.39	0.16	16281.80	1464.16	88219.30	1051.00	8.66	75.72
6.	BAJAJHLDNG	11322.85	14.23	126015.97	1.72	2708.08	-92.27	394.33	23.34	14.81	684.72
7.	MUTHOOTFIN	2859.20	10.09	114787.87	1.05	2824.84	43.08	8671.60	36.25	15.87	83.76
8.	ABCAPITAL	396.75	26.46	108592.29	0.00	1223.85	43.85	12179.54	137.84	8.82	41.91
9.	LTF	315.00	24.80	78940.44	0.87	915.99	30.70	5212.92	22.38	8.54	62.13
10.	SBICARD	626.30	0.00	59601.37	0.40	664.44	19.51	5040.55	7.60	11.75	29.83
11.	HDBFS	681.15	26.00	56579.31	0.59	785.20	38.31	4937.90	18.71	9.09	57.98
12.	CONSOFINVT	282.45	2.12	913.06	0.00	566.40	9.62	67.70	4.64	7.72	838.85

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021
	52	69	55	65	30	51	115	68
	2	178	1	2	3	2	155	-25
Operating Profit	—	—	—	—	—	—	—	—
OPM %	—	—	—	—	—	—	—	—
Other Income	16	0	0	14	2,040	46	2	11
Interest	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
	197	457	761	529	2,759	684	540	579
Tax %	14.29%	5.73%	1.92%	2.29%	1.03%	1.62%	2.44%	2.16%
Net Profit	168	431	746	517	2,731	673	527	566
	5	13	23	16	79	21	16	17
Equity Capital	323	323	323	323	323	323	323	323
Reserves	0	0	0	0	0	0	0	0
Promoter Pledge %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Equity Capital	323	323	323	323	323	323	323	323
Reserves	0	0	0	0	0	0	0	0
Promoter Pledge %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Mar 2020

: 52
: 2
Operating Profit: —
OPM %: —
Other Income: 16
Interest: 0
Depreciation: 0
: 197
Tax %: 14.29%
Net Profit: 168
: 5
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%

Jun 2020

: 69
: 178
Operating Profit: —
OPM %: —
Other Income: 0
Interest: 0
Depreciation: 0
: 457
Tax %: 5.73%
Net Profit: 431
: 13
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%

Sep 2020

: 55
: 1
Operating Profit: —
OPM %: —
Other Income: 0
Interest: 0
Depreciation: 0
: 761
Tax %: 1.92%
Net Profit: 746
: 23
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%

Dec 2020

: 65
: 2
Operating Profit: —
OPM %: —
Other Income: 14
Interest: 0
Depreciation: 0
: 529
Tax %: 2.29%
Net Profit: 517
: 16
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%

Mar 2021

: 30
: 3
Operating Profit: —
OPM %: —
Other Income: 2,040
Interest: 0
Depreciation: 0
: 2,759
Tax %: 1.03%
Net Profit: 2,731
: 79
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%

Jun 2021

: 51
: 2
Operating Profit: —
OPM %: —
Other Income: 46
Interest: 0
Depreciation: 0
: 684
Tax %: 1.62%
Net Profit: 673
: 21
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%

Sep 2021

: 115
: 155
Operating Profit: —
OPM %: —
Other Income: 2
Interest: 0
Depreciation: 0
: 540
Tax %: 2.44%
Net Profit: 527
: 16
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%

Dec 2021

: 68
: -25
Operating Profit: —
OPM %: —
Other Income: 11
Interest: 0
Depreciation: 0
: 579
Tax %: 2.16%
Net Profit: 566
: 17
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 323
Reserves: 0
Promoter Pledge %: 0.00%

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	TTM
	3	7	7	3	6	7	5	10	15	22	264
	1	2	1	3	2	1	1	6	1	1	135
Operating Profit	14	23	11	7	52	25	7	10	21	209	—
OPM %	479	305	154	221	900	358	153	108	142	955	—
Other Income	12	17	5	6	48	20	3	7	7	188	2,099
Interest	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0
	14	22	-1	6	52	25	-41	-55	128	451	4,563
Tax %	11	10	-2,581	11	5	33	-5	-6	4	2	1
Net Profit	12	19	-26	6	49	17	-43	-59	123	443	4,498
EPS	0	0	0	0	36	0	0	0	38	132	—
Dividend Payout %	3	0	0	0	0	0	0	0	0	0	—
Minority Interest	-0	0	1	0	-0	-2	3	5	-0	-18	201
Share of Associates	38	11	28	47	67	54	42	-108	0	0	2,335
Adjusted EPS	15	9	1	16	36	21	0	-50	38	131	—
Minority Interest	-0	0	1	0	-0	-2	3	5	-0	-18	201
Share of Associates	38	11	28	47	67	54	42	-108	0	0	2,335
Adjusted EPS	15	9	1	16	36	21	0	-50	38	131	—

Mar 2012

: 3
: 1
Operating Profit: 14
OPM %: 479
Other Income: 12
Interest: 0
Depreciation: 0
: 14
Tax %: 11
Net Profit: 12
EPS: 0
Dividend Payout %: 3
Minority Interest: -0
Share of Associates: 38
Adjusted EPS: 15
Minority Interest: -0
Share of Associates: 38
Adjusted EPS: 15

Mar 2013

: 7
: 2
Operating Profit: 23
OPM %: 305
Other Income: 17
Interest: 0
Depreciation: 0
: 22
Tax %: 10
Net Profit: 19
EPS: 0
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 11
Adjusted EPS: 9
Minority Interest: 0
Share of Associates: 11
Adjusted EPS: 9

Mar 2014

: 7
: 1
Operating Profit: 11
OPM %: 154
Other Income: 5
Interest: 0
Depreciation: 0
: -1
Tax %: -2,581
Net Profit: -26
EPS: 0
Dividend Payout %: 0
Minority Interest: 1
Share of Associates: 28
Adjusted EPS: 1
Minority Interest: 1
Share of Associates: 28
Adjusted EPS: 1

Mar 2015

: 3
: 3
Operating Profit: 7
OPM %: 221
Other Income: 6
Interest: 0
Depreciation: 0
: 6
Tax %: 11
Net Profit: 6
EPS: 0
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 47
Adjusted EPS: 16
Minority Interest: 0
Share of Associates: 47
Adjusted EPS: 16

Mar 2016

: 6
: 2
Operating Profit: 52
OPM %: 900
Other Income: 48
Interest: 0
Depreciation: 0
: 52
Tax %: 5
Net Profit: 49
EPS: 36
Dividend Payout %: 0
Minority Interest: -0
Share of Associates: 67
Adjusted EPS: 36
Minority Interest: -0
Share of Associates: 67
Adjusted EPS: 36

Mar 2017

: 7
: 1
Operating Profit: 25
OPM %: 358
Other Income: 20
Interest: 0
Depreciation: 0
: 25
Tax %: 33
Net Profit: 17
EPS: 0
Dividend Payout %: 0
Minority Interest: -2
Share of Associates: 54
Adjusted EPS: 21
Minority Interest: -2
Share of Associates: 54
Adjusted EPS: 21

Mar 2018

: 5
: 1
Operating Profit: 7
OPM %: 153
Other Income: 3
Interest: 0
Depreciation: 0
: -41
Tax %: -5
Net Profit: -43
EPS: 0
Dividend Payout %: 0
Minority Interest: 3
Share of Associates: 42
Adjusted EPS: 0
Minority Interest: 3
Share of Associates: 42
Adjusted EPS: 0

Mar 2019

: 10
: 6
Operating Profit: 10
OPM %: 108
Other Income: 7
Interest: 0
Depreciation: 0
: -55
Tax %: -6
Net Profit: -59
EPS: 0
Dividend Payout %: 0
Minority Interest: 5
Share of Associates: -108
Adjusted EPS: -50
Minority Interest: 5
Share of Associates: -108
Adjusted EPS: -50

Mar 2020

: 15
: 1
Operating Profit: 21
OPM %: 142
Other Income: 7
Interest: 0
Depreciation: 0
: 128
Tax %: 4
Net Profit: 123
EPS: 38
Dividend Payout %: 0
Minority Interest: -0
Share of Associates: 0
Adjusted EPS: 38
Minority Interest: -0
Share of Associates: 0
Adjusted EPS: 38

Mar 2021

: 22
: 1
Operating Profit: 209
OPM %: 955
Other Income: 188
Interest: 0
Depreciation: 0
: 451
Tax %: 2
Net Profit: 443
EPS: 132
Dividend Payout %: 0
Minority Interest: -18
Share of Associates: 0
Adjusted EPS: 131
Minority Interest: -18
Share of Associates: 0
Adjusted EPS: 131

TTM

: 264
: 135
Operating Profit: —
OPM %: —
Other Income: 2,099
Interest: 0
Depreciation: 0
: 4,563
Tax %: 1
Net Profit: 4,498
EPS: —
Dividend Payout %: —
Minority Interest: 201
Share of Associates: 2,335
Adjusted EPS: —
Minority Interest: 201
Share of Associates: 2,335
Adjusted EPS: —

COMPOUNDED SALES GROWTH

10 Years:: 42%
5 Years:: 31%
3 Years:: 67%

COMPOUNDED PROFIT GROWTH

10 Years:: 9%
5 Years:: 30%
3 Years:: 548%

STOCK PRICE CAGR

10 Years:: 16%
5 Years:: 18%
3 Years:: 28%
1 Year:: 46%

RETURN ON EQUITY

10 Years:: 4%
5 Years:: 8%
3 Years:: 14%
Last Year:: 35%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021
LIABILITIES	-	-	-	-	-	-	-	-	-	-
Equity Capital	32	32	32	32	32	32	32	32	32	32
	962	1,033	1,036	1,090	1,308	1,363	1,365	1,048	1,058	1,406
Trade Payables	0	1	0	0	0	0	0	0	0	0
	-10	7	10	6	50	60	49	21	15	40
Total Liabilities	984	1,073	1,078	1,129	1,391	1,455	1,447	1,101	1,105	1,478
ASSETS	-	-	-	-	-	-	-	-	-	-
	23	38	55	23	138	137	135	1	1	1
Capital Work in Progress	0	12	0	0	0	0	0	0	0	0
	863	851	967	1,066	1,142	1,212	1,257	1,032	1,032	1,181
	0	0	0	0	0	0	0	0	0	0
Cash & Bank	1	9	2	0	1	1	1	0	50	65
	97	163	54	39	109	106	52	68	22	231
Total Assets	984	1,073	1,078	1,129	1,391	1,455	1,447	1,101	1,105	1,478
Total Debt	0	0	1	0	1	1	1	1	1	1
Net Working Capital	128	82	60	51	100	101	83	77	198	342
Contingent Liabilities	1	243	9	8	8	1	1	0	0	0
Book Value per Share	307.67	329.51	330.46	347.33	414.69	431.71	432.22	334.33	337.23	444.79
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Total Debt	0	0	1	0	1	1	1	1	1	1
Net Working Capital	128	82	60	51	100	101	83	77	198	342
Contingent Liabilities	1	243	9	8	8	1	1	0	0	0
Book Value per Share	307.67	329.51	330.46	347.33	414.69	431.71	432.22	334.33	337.23	444.79
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00

Mar 2012

Equity Capital: 32
: 962
Trade Payables: 0
: -10
Total Liabilities: 984
: 23
Capital Work in Progress: 0
: 863
: 0
Cash & Bank: 1
: 97
Total Assets: 984
Total Debt: 0
Net Working Capital: 128
Contingent Liabilities: 1
Book Value per Share: 307.67
Face Value: 10.00
Total Debt: 0
Net Working Capital: 128
Contingent Liabilities: 1
Book Value per Share: 307.67
Face Value: 10.00

Mar 2013

Equity Capital: 32
: 1,033
Trade Payables: 1
: 7
Total Liabilities: 1,073
: 38
Capital Work in Progress: 12
: 851
: 0
Cash & Bank: 9
: 163
Total Assets: 1,073
Total Debt: 0
Net Working Capital: 82
Contingent Liabilities: 243
Book Value per Share: 329.51
Face Value: 10.00
Total Debt: 0
Net Working Capital: 82
Contingent Liabilities: 243
Book Value per Share: 329.51
Face Value: 10.00

Mar 2014

Equity Capital: 32
: 1,036
Trade Payables: 0
: 10
Total Liabilities: 1,078
: 55
Capital Work in Progress: 0
: 967
: 0
Cash & Bank: 2
: 54
Total Assets: 1,078
Total Debt: 1
Net Working Capital: 60
Contingent Liabilities: 9
Book Value per Share: 330.46
Face Value: 10.00
Total Debt: 1
Net Working Capital: 60
Contingent Liabilities: 9
Book Value per Share: 330.46
Face Value: 10.00

Mar 2015

Equity Capital: 32
: 1,090
Trade Payables: 0
: 6
Total Liabilities: 1,129
: 23
Capital Work in Progress: 0
: 1,066
: 0
Cash & Bank: 0
: 39
Total Assets: 1,129
Total Debt: 0
Net Working Capital: 51
Contingent Liabilities: 8
Book Value per Share: 347.33
Face Value: 10.00
Total Debt: 0
Net Working Capital: 51
Contingent Liabilities: 8
Book Value per Share: 347.33
Face Value: 10.00

Mar 2016

Equity Capital: 32
: 1,308
Trade Payables: 0
: 50
Total Liabilities: 1,391
: 138
Capital Work in Progress: 0
: 1,142
: 0
Cash & Bank: 1
: 109
Total Assets: 1,391
Total Debt: 1
Net Working Capital: 100
Contingent Liabilities: 8
Book Value per Share: 414.69
Face Value: 10.00
Total Debt: 1
Net Working Capital: 100
Contingent Liabilities: 8
Book Value per Share: 414.69
Face Value: 10.00

Mar 2017

Equity Capital: 32
: 1,363
Trade Payables: 0
: 60
Total Liabilities: 1,455
: 137
Capital Work in Progress: 0
: 1,212
: 0
Cash & Bank: 1
: 106
Total Assets: 1,455
Total Debt: 1
Net Working Capital: 101
Contingent Liabilities: 1
Book Value per Share: 431.71
Face Value: 10.00
Total Debt: 1
Net Working Capital: 101
Contingent Liabilities: 1
Book Value per Share: 431.71
Face Value: 10.00

Mar 2018

Equity Capital: 32
: 1,365
Trade Payables: 0
: 49
Total Liabilities: 1,447
: 135
Capital Work in Progress: 0
: 1,257
: 0
Cash & Bank: 1
: 52
Total Assets: 1,447
Total Debt: 1
Net Working Capital: 83
Contingent Liabilities: 1
Book Value per Share: 432.22
Face Value: 10.00
Total Debt: 1
Net Working Capital: 83
Contingent Liabilities: 1
Book Value per Share: 432.22
Face Value: 10.00

Mar 2019

Equity Capital: 32
: 1,048
Trade Payables: 0
: 21
Total Liabilities: 1,101
: 1
Capital Work in Progress: 0
: 1,032
: 0
Cash & Bank: 0
: 68
Total Assets: 1,101
Total Debt: 1
Net Working Capital: 77
Contingent Liabilities: 0
Book Value per Share: 334.33
Face Value: 10.00
Total Debt: 1
Net Working Capital: 77
Contingent Liabilities: 0
Book Value per Share: 334.33
Face Value: 10.00

Mar 2020

Equity Capital: 32
: 1,058
Trade Payables: 0
: 15
Total Liabilities: 1,105
: 1
Capital Work in Progress: 0
: 1,032
: 0
Cash & Bank: 50
: 22
Total Assets: 1,105
Total Debt: 1
Net Working Capital: 198
Contingent Liabilities: 0
Book Value per Share: 337.23
Face Value: 10.00
Total Debt: 1
Net Working Capital: 198
Contingent Liabilities: 0
Book Value per Share: 337.23
Face Value: 10.00

Mar 2021

Equity Capital: 32
: 1,406
Trade Payables: 0
: 40
Total Liabilities: 1,478
: 1
Capital Work in Progress: 0
: 1,181
: 0
Cash & Bank: 65
: 231
Total Assets: 1,478
Total Debt: 1
Net Working Capital: 342
Contingent Liabilities: 0
Book Value per Share: 444.79
Face Value: 10.00
Total Debt: 1
Net Working Capital: 342
Contingent Liabilities: 0
Book Value per Share: 444.79
Face Value: 10.00

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021
	-9	-12	49	-3	-65	2	48	-5	36	-201
Cash from Investing	8	-51	-76	1	62	-3	-47	4	14	151
Cash from Financing	-3	72	28	-0	3	-0	0	-0	-0	-0
	-5	8	1	-2	1	-1	1	-1	50	-50
Free Cash Flow	-9	-39	44	-3	-182	2	48	-5	36	-201
OCF / Net Profit	-0.75	-0.64	-1.85	-0.48	-1.31	0.11	-1.11	0.09	0.29	-0.45
Cumulative 5-Year FCF	0	0	0	0	-189	-178	-91	-140	-101	-120
OCF / Net Profit	-0.75	-0.64	-1.85	-0.48	-1.31	0.11	-1.11	0.09	0.29	-0.45
Cumulative 5-Year FCF	0	0	0	0	-189	-178	-91	-140	-101	-120

Mar 2012

: -9
Cash from Investing: 8
Cash from Financing: -3
: -5
Free Cash Flow: -9
OCF / Net Profit: -0.75
Cumulative 5-Year FCF: 0
OCF / Net Profit: -0.75
Cumulative 5-Year FCF: 0

Mar 2013

: -12
Cash from Investing: -51
Cash from Financing: 72
: 8
Free Cash Flow: -39
OCF / Net Profit: -0.64
Cumulative 5-Year FCF: 0
OCF / Net Profit: -0.64
Cumulative 5-Year FCF: 0

Mar 2014

: 49
Cash from Investing: -76
Cash from Financing: 28
: 1
Free Cash Flow: 44
OCF / Net Profit: -1.85
Cumulative 5-Year FCF: 0
OCF / Net Profit: -1.85
Cumulative 5-Year FCF: 0

Mar 2015

: -3
Cash from Investing: 1
Cash from Financing: -0
: -2
Free Cash Flow: -3
OCF / Net Profit: -0.48
Cumulative 5-Year FCF: 0
OCF / Net Profit: -0.48
Cumulative 5-Year FCF: 0

Mar 2016

: -65
Cash from Investing: 62
Cash from Financing: 3
: 1
Free Cash Flow: -182
OCF / Net Profit: -1.31
Cumulative 5-Year FCF: -189
OCF / Net Profit: -1.31
Cumulative 5-Year FCF: -189

Mar 2017

: 2
Cash from Investing: -3
Cash from Financing: -0
: -1
Free Cash Flow: 2
OCF / Net Profit: 0.11
Cumulative 5-Year FCF: -178
OCF / Net Profit: 0.11
Cumulative 5-Year FCF: -178

Mar 2018

: 48
Cash from Investing: -47
Cash from Financing: 0
: 1
Free Cash Flow: 48
OCF / Net Profit: -1.11
Cumulative 5-Year FCF: -91
OCF / Net Profit: -1.11
Cumulative 5-Year FCF: -91

Mar 2019

: -5
Cash from Investing: 4
Cash from Financing: -0
: -1
Free Cash Flow: -5
OCF / Net Profit: 0.09
Cumulative 5-Year FCF: -140
OCF / Net Profit: 0.09
Cumulative 5-Year FCF: -140

Mar 2020

: 36
Cash from Investing: 14
Cash from Financing: -0
: 50
Free Cash Flow: 36
OCF / Net Profit: 0.29
Cumulative 5-Year FCF: -101
OCF / Net Profit: 0.29
Cumulative 5-Year FCF: -101

Mar 2021

: -201
Cash from Investing: 151
Cash from Financing: -0
: -50
Free Cash Flow: -201
OCF / Net Profit: -0.45
Cumulative 5-Year FCF: -120
OCF / Net Profit: -0.45
Cumulative 5-Year FCF: -120

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2012	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021
PER SHARE	-	-	-	-	-	-	-	-	-	-
EPS (₹)	15.48	9.25	0.88	16.46	35.88	21.40	0.48	-50.19	37.81	131.43
Book Value (₹)	307.67	329.51	330.46	347.33	414.69	431.71	432.22	334.33	337.23	444.79
Dividend per Share (₹)	0.50	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash EPS (₹)	3.80	5.99	-8.12	1.81	15.26	5.23	-13.28	-18.11	37.96	136.91
PROFITABILITY	-	-	-	-	-	-	-	-	-	-
Operating Margin %	479.16%	304.86%	154.35%	221.49%	899.53%	358.48%	152.61%	108.19%	142.40%	954.88%
Net Margin %	426.23%	259.18%	-358.64%	195.15%	856.17%	239.44%	-909.86%	-610.95%	831.35%	2023.34%
ROE %	1.28%	1.87%	-2.47%	0.53%	4.00%	1.23%	-3.08%	-4.73%	11.30%	35.01%
ROCE %	1.44%	2.09%	-0.09%	0.59%	4.20%	1.86%	-2.92%	-4.46%	11.76%	35.64%
	1.30%	1.88%	-2.45%	0.52%	3.91%	1.18%	-2.96%	-4.60%	11.12%	34.27%
EFFICIENCY	-	-	-	-	-	-	-	-	-	-
Debtor Days	0	0	0	0	0	0	0	0	0	3519
Inventory Days	0	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0	0	0	0	0
	0	0	0	0	0	0	0	0	0	3519
FINANCIAL HEALTH	-	-	-	-	-	-	-	-	-	-
Debt to Equity (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x
Interest Coverage (x)	2063.39x	968.10x	-139.04x	0.00x	0.00x	121.71x	0.00x	-277.97x	0.00x	0.00x
	13.16x	7.92x	8.02x	9.32x	9.25x	6.84x	9.52x	6.53x	50.86x	49.51x
GROWTH	-	-	-	-	-	-	-	-	-	-
Revenue Growth %	343.49%	159.44%	-1.50%	-59.64%	94.37%	22.11%	-32.80%	103.03%	53.88%	48.22%
Operating Profit Growth %	1.52%	65.07%	-50.13%	-42.09%	689.39%	-51.34%	-71.39%	43.94%	102.53%	893.92%
Net Profit Growth %	-15.40%	57.76%	-236.30%	121.96%	752.75%	-65.83%	-355.36%	-36.33%	309.40%	260.74%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VALUATION	-	-	-	-	-	-	-	-	-	-
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x

Mar 2012

EPS (₹): 15.48
Book Value (₹): 307.67
Dividend per Share (₹): 0.50
Cash EPS (₹): 3.80
Operating Margin %: 479.16%
Net Margin %: 426.23%
ROE %: 1.28%
ROCE %: 1.44%
: 1.30%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.00x
Interest Coverage (x): 2063.39x
: 13.16x
Revenue Growth %: 343.49%
Operating Profit Growth %: 1.52%
Net Profit Growth %: -15.40%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2013

EPS (₹): 9.25
Book Value (₹): 329.51
Dividend per Share (₹): 0.00
Cash EPS (₹): 5.99
Operating Margin %: 304.86%
Net Margin %: 259.18%
ROE %: 1.87%
ROCE %: 2.09%
: 1.88%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.00x
Interest Coverage (x): 968.10x
: 7.92x
Revenue Growth %: 159.44%
Operating Profit Growth %: 65.07%
Net Profit Growth %: 57.76%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2014

EPS (₹): 0.88
Book Value (₹): 330.46
Dividend per Share (₹): 0.00
Cash EPS (₹): -8.12
Operating Margin %: 154.35%
Net Margin %: -358.64%
ROE %: -2.47%
ROCE %: -0.09%
: -2.45%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.00x
Interest Coverage (x): -139.04x
: 8.02x
Revenue Growth %: -1.50%
Operating Profit Growth %: -50.13%
Net Profit Growth %: -236.30%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2015

EPS (₹): 16.46
Book Value (₹): 347.33
Dividend per Share (₹): 0.00
Cash EPS (₹): 1.81
Operating Margin %: 221.49%
Net Margin %: 195.15%
ROE %: 0.53%
ROCE %: 0.59%
: 0.52%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.00x
Interest Coverage (x): 0.00x
: 9.32x
Revenue Growth %: -59.64%
Operating Profit Growth %: -42.09%
Net Profit Growth %: 121.96%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2016

EPS (₹): 35.88
Book Value (₹): 414.69
Dividend per Share (₹): 0.00
Cash EPS (₹): 15.26
Operating Margin %: 899.53%
Net Margin %: 856.17%
ROE %: 4.00%
ROCE %: 4.20%
: 3.91%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.00x
Interest Coverage (x): 0.00x
: 9.25x
Revenue Growth %: 94.37%
Operating Profit Growth %: 689.39%
Net Profit Growth %: 752.75%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2017

EPS (₹): 21.40
Book Value (₹): 431.71
Dividend per Share (₹): 0.00
Cash EPS (₹): 5.23
Operating Margin %: 358.48%
Net Margin %: 239.44%
ROE %: 1.23%
ROCE %: 1.86%
: 1.18%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.00x
Interest Coverage (x): 121.71x
: 6.84x
Revenue Growth %: 22.11%
Operating Profit Growth %: -51.34%
Net Profit Growth %: -65.83%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2018

EPS (₹): 0.48
Book Value (₹): 432.22
Dividend per Share (₹): 0.00
Cash EPS (₹): -13.28
Operating Margin %: 152.61%
Net Margin %: -909.86%
ROE %: -3.08%
ROCE %: -2.92%
: -2.96%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.00x
Interest Coverage (x): 0.00x
: 9.52x
Revenue Growth %: -32.80%
Operating Profit Growth %: -71.39%
Net Profit Growth %: -355.36%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2019

EPS (₹): -50.19
Book Value (₹): 334.33
Dividend per Share (₹): 0.00
Cash EPS (₹): -18.11
Operating Margin %: 108.19%
Net Margin %: -610.95%
ROE %: -4.73%
ROCE %: -4.46%
: -4.60%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.00x
Interest Coverage (x): -277.97x
: 6.53x
Revenue Growth %: 103.03%
Operating Profit Growth %: 43.94%
Net Profit Growth %: -36.33%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2020

EPS (₹): 37.81
Book Value (₹): 337.23
Dividend per Share (₹): 0.00
Cash EPS (₹): 37.96
Operating Margin %: 142.40%
Net Margin %: 831.35%
ROE %: 11.30%
ROCE %: 11.76%
: 11.12%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.00x
Interest Coverage (x): 0.00x
: 50.86x
Revenue Growth %: 53.88%
Operating Profit Growth %: 102.53%
Net Profit Growth %: 309.40%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2021

EPS (₹): 131.43
Book Value (₹): 444.79
Dividend per Share (₹): 0.00
Cash EPS (₹): 136.91
Operating Margin %: 954.88%
Net Margin %: 2023.34%
ROE %: 35.01%
ROCE %: 35.64%
: 34.27%
Debtor Days: 3519
Inventory Days: 0
Payable Days: 0
: 3519
Debt to Equity (x): 0.00x
Interest Coverage (x): 0.00x
: 49.51x
Revenue Growth %: 48.22%
Operating Profit Growth %: 893.92%
Net Profit Growth %: 260.74%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Shareholding Pattern

Numbers in percentages

TRADES

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	74.89	74.89	74.89	74.89	74.89	74.89	74.89	74.89	74.89
	3.37	3.60	4.05	4.29	4.15	4.16	4.18	2.58	2.69
	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	21.72	21.50	21.04	20.81	20.94	20.94	20.91	22.51	22.40

Jun 2024

: 74.89
: 3.37
: 0.02
Government: 0.00
: 21.72

Sep 2024

: 74.89
: 3.60
: 0.02
Government: 0.00
: 21.50

Dec 2024

: 74.89
: 4.05
: 0.02
Government: 0.00
: 21.04

Mar 2025

: 74.89
: 4.29
: 0.02
Government: 0.00
: 20.81

Jun 2025

: 74.89
: 4.15
: 0.02
Government: 0.00
: 20.94

Sep 2025

: 74.89
: 4.16
: 0.02
Government: 0.00
: 20.94

Dec 2025

: 74.89
: 4.18
: 0.02
Government: 0.00
: 20.91

Mar 2026

: 74.89
: 2.58
: 0.02
Government: 0.00
: 22.51

Jun 2026

: 74.89
: 2.69
: 0.02
Government: 0.00
: 22.40

Documents

Announcements

Copy of Newspaper Publication
2026-08-14 - Consolidated Finvest & Holdings Limited has informed the Exchange about Copy of Newspaper Publication
Change in Director(s)
2026-08-12 - Consolidated Finvest & Holdings Limited has informed the Exchange regarding Change in Director(s) of the company.

Annual Reports

Credit Ratings

Nothing filed yet.

Concalls

Nothing filed yet.