IIFL Finance Ltd.

679.86.77%

2026-08-21

iifl.comBSE: 532636NSE: IIFL
Market Cap₹ 26,831 Cr.
Current Price₹ 637
High / Low₹ 675 / 409
Stock P/E12.8
Book Value₹ 340
Price to Book1.33
Dividend Yield0.63 %
ROCE11.1 %
ROE14.0 %
Face Value₹ 2

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ABOUT

KEY POINTS

Revenue Breakup Mar 2019 • Fund Based Activity: 97.9% • Others: 2.1%

PROS

  • Comfortable capital adequacy - CAR of 17.8%
  • Solid return on assets for a lender - ROA of 2.8%
  • Asset quality is healthy - gross NPA of just 1.5%
  • Company has consistently been profitable over the last 5 years
  • Latest quarter profit grew 160.1% YoY, showing strong momentum
  • Company has delivered good sales growth of 18.0% CAGR over last 5 years

CONS

  • Company has a low return on capital employed of 10.5%
  • Free cash flow has been persistently negative
  • Operating margins have contracted to 60.4% from 66.6%
  • Thin net interest margin of 0.0%
  • Equity base is being diluted - shares outstanding up 11.8%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.BAJFINANCE1078.6033.07671531.430.566080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1104.9022.97259981.150.983452.7759.9013400.4317.4611.4974.63
3.JIOFIN242.7077.55160258.250.25830.25155.732004.47227.282.1169.71
4.CHOLAFIN1866.2527.72159390.070.111656.2245.568856.2921.899.7070.07
5.TATACAP365.1528.68155001.390.1616281.801464.1688219.301051.008.6675.72
6.BAJAJHLDNG11322.8514.23126015.971.722708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2859.2010.09114787.871.052824.8443.088671.6036.2515.8783.76
8.ABCAPITAL396.7526.46108592.290.001223.8543.8512179.54137.848.8241.91
9.LTF315.0024.8078940.440.87915.9930.705212.9222.388.5462.13
10.SBICARD626.300.0059601.370.40664.4419.515040.557.6011.7529.83
11.HDBFS681.1526.0056579.310.59785.2038.314937.9018.719.0957.98
12.IIFL630.7512.7626830.910.63713.13160.113919.1532.7311.1169.10
Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023
2,301
822
Operating Profit
OPM %
Other Income
69
Interest
888
Depreciation
42
618
Tax %
23.53%
Net Profit
0
11
Equity Capital
76
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
76
Reserves
0
Promoter Pledge %
0.00%
Sep 2023
2,478
877
Operating Profit
OPM %
Other Income
57
Interest
932
Depreciation
43
684
Tax %
23.11%
Net Profit
0
12
Equity Capital
76
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
76
Reserves
0
Promoter Pledge %
0.00%
Dec 2023
2,649
948
Operating Profit
OPM %
Other Income
46
Interest
985
Depreciation
45
716
Tax %
23.89%
Net Profit
0
13
Equity Capital
76
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
76
Reserves
0
Promoter Pledge %
0.00%
Mar 2024
2,854
1,255
Operating Profit
OPM %
Other Income
68
Interest
1,063
Depreciation
50
554
Tax %
22.23%
Net Profit
0
10
Equity Capital
76
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
76
Reserves
0
Promoter Pledge %
0.00%
Jun 2024
2,621
1,109
Operating Profit
OPM %
Other Income
12
Interest
1,042
Depreciation
46
436
Tax %
22.47%
Net Profit
338
7
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Sep 2024
2,556
1,105
Operating Profit
OPM %
Other Income
5
Interest
963
Depreciation
46
-140
Tax %
33.36%
Net Profit
-93
-4
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Dec 2024
2,443
1,307
Operating Profit
OPM %
Other Income
6
Interest
996
Depreciation
46
101
Tax %
19.13%
Net Profit
82
1
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Mar 2025
2,591
1,065
Operating Profit
OPM %
Other Income
3
Interest
1,169
Depreciation
51
309
Tax %
18.78%
Net Profit
251
5
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Jun 2025
2,953
1,267
Operating Profit
OPM %
Other Income
6
Interest
1,289
Depreciation
47
356
Tax %
23.05%
Net Profit
274
5
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Sep 2025
3,305
1,323
Operating Profit
OPM %
Other Income
4
Interest
1,382
Depreciation
47
557
Tax %
24.92%
Net Profit
418
9
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Dec 2025
3,427
1,280
Operating Profit
OPM %
Other Income
5
Interest
1,437
Depreciation
53
663
Tax %
24.37%
Net Profit
501
11
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Mar 2026
3,692
1,194
Operating Profit
OPM %
Other Income
7
Interest
1,610
Depreciation
64
833
Tax %
25.15%
Net Profit
623
14
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Jun 2026
3,919
2,993
Operating Profit
OPM %
Other Income
3
Interest
1,719
Depreciation
63
929
Tax %
23.21%
Net Profit
713
2
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
85
Reserves
0
Promoter Pledge %
0.00%

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
3,138
691
Operating Profit
2,475
OPM %
79
Other Income
29
Interest
1,786
Depreciation
16
674
Tax %
34
Net Profit
448
EPS
22
Dividend Payout %
21
Minority Interest
-136
Share of Associates
0
Adjusted EPS
21
Minority Interest
-136
Share of Associates
0
Adjusted EPS
21
Mar 2018
6,321
2,257
Operating Profit
4,251
OPM %
67
Other Income
187
Interest
2,730
Depreciation
67
1,448
Tax %
30
Net Profit
1,021
EPS
25
Dividend Payout %
20
Minority Interest
-226
Share of Associates
0
Adjusted EPS
24
Minority Interest
-226
Share of Associates
0
Adjusted EPS
24
Mar 2019
4,978
1,503
Operating Profit
3,650
OPM %
73
Other Income
176
Interest
2,593
Depreciation
32
1,130
Tax %
30
Net Profit
796
EPS
21
Dividend Payout %
20
Minority Interest
-1
Share of Associates
0
Adjusted EPS
24
Minority Interest
-1
Share of Associates
0
Adjusted EPS
24
Mar 2020
4,844
1,694
Operating Profit
3,244
OPM %
67
Other Income
94
Interest
2,413
Depreciation
106
725
Tax %
31
Net Profit
503
EPS
13
Dividend Payout %
17
Minority Interest
-2
Share of Associates
0
Adjusted EPS
13
Minority Interest
-2
Share of Associates
0
Adjusted EPS
13
Mar 2021
5,840
2,241
Operating Profit
3,749
OPM %
64
Other Income
150
Interest
2,638
Depreciation
106
1,005
Tax %
24
Net Profit
761
EPS
20
Dividend Payout %
15
Minority Interest
-1
Share of Associates
0
Adjusted EPS
19
Minority Interest
-1
Share of Associates
0
Adjusted EPS
19
Mar 2022
6,855
2,364
Operating Profit
4,669
OPM %
68
Other Income
178
Interest
3,011
Depreciation
122
1,536
Tax %
23
Net Profit
1,188
EPS
31
Dividend Payout %
11
Minority Interest
-0
Share of Associates
0
Adjusted EPS
30
Minority Interest
-0
Share of Associates
0
Adjusted EPS
30
Mar 2023
8,270
3,023
Operating Profit
5,510
OPM %
67
Other Income
264
Interest
3,245
Depreciation
153
2,113
Tax %
24
Net Profit
1,608
EPS
39
Dividend Payout %
10
Minority Interest
-107
Share of Associates
0
Adjusted EPS
38
Minority Interest
-107
Share of Associates
0
Adjusted EPS
38
Mar 2024
10,250
3,857
Operating Profit
6,648
OPM %
65
Other Income
256
Interest
3,896
Depreciation
181
2,572
Tax %
23
Net Profit
1,974
EPS
46
Dividend Payout %
9
Minority Interest
-211
Share of Associates
0
Adjusted EPS
45
Minority Interest
-211
Share of Associates
0
Adjusted EPS
45
Mar 2025
10,211
4,580
Operating Profit
5,678
OPM %
56
Other Income
48
Interest
4,196
Depreciation
189
707
Tax %
18
Net Profit
578
EPS
9
Dividend Payout %
0
Minority Interest
-199
Share of Associates
0
Adjusted EPS
9
Minority Interest
-199
Share of Associates
0
Adjusted EPS
9
Mar 2026
13,351
5,290
Operating Profit
8,356
OPM %
63
Other Income
295
Interest
5,736
Depreciation
211
2,409
Tax %
25
Net Profit
1,817
EPS
39
Dividend Payout %
10
Minority Interest
-156
Share of Associates
0
Adjusted EPS
39
Minority Interest
-156
Share of Associates
0
Adjusted EPS
39
TTM
14,344
6,790
Operating Profit
OPM %
Other Income
19
Interest
6,148
Depreciation
227
2,981
Tax %
24
Net Profit
2,256
EPS
Dividend Payout %
Minority Interest
44
Share of Associates
0
Adjusted EPS
Minority Interest
44
Share of Associates
0
Adjusted EPS

COMPOUNDED SALES GROWTH

10 Years:
13%
5 Years:
18%
3 Years:
17%

COMPOUNDED PROFIT GROWTH

10 Years:
13%
5 Years:
17%
3 Years:
3%

STOCK PRICE CAGR

10 Years:
5 Years:
18%
3 Years:
4%
1 Year:
35%

RETURN ON EQUITY

10 Years:
16%
5 Years:
16%
3 Years:
13%
Last Year:
14%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Corporate actions

2026

Jan 29

₹ 2

Rs.4.0000 per share(200%)Interim Dividend

2024

Jan 25

₹ 2

Interim Dividend

2023

Feb 7

₹ 2

Interim Dividend

2022

Feb 3

₹ 1.75

Interim Dividend

2021

Feb 4

₹ 1.50

Rs.3.0000 per share(150%)Interim Dividend

2018

Feb 7

₹ 2.50

Interim Dividend

2017

Feb 2

₹ 2.25

Interim Dividend

2016

Feb 5

Interim Dividend

Mar 2017
Equity Capital
64
4,318
11,528
Trade Payables
145
19,168
Total Liabilities
35,223
605
Capital Work in Progress
71
4,203
31
0
Cash & Bank
3,791
26,521
Total Assets
35,223
Total Debt
24,330
Net Working Capital
2,558
Contingent Liabilities
148
Book Value per Share
137.67
Face Value
2.00
Total Debt
24,330
Net Working Capital
2,558
Contingent Liabilities
148
Book Value per Share
137.67
Face Value
2.00
Mar 2018
Equity Capital
64
4,664
16,967
Trade Payables
240
22,170
Total Liabilities
44,104
620
Capital Work in Progress
110
2,150
0
0
Cash & Bank
3,122
38,101
Total Assets
44,104
Total Debt
34,326
Net Working Capital
20,305
Contingent Liabilities
7,170
Book Value per Share
148.22
Face Value
2.00
Total Debt
34,326
Net Working Capital
20,305
Contingent Liabilities
7,170
Book Value per Share
148.22
Face Value
2.00
Mar 2019
Equity Capital
64
4,269
6,010
Trade Payables
109
22,492
Total Liabilities
32,944
105
Capital Work in Progress
7
212
0
0
Cash & Bank
2,522
30,098
Total Assets
32,944
Total Debt
26,517
Net Working Capital
23,779
Contingent Liabilities
2,789
Book Value per Share
135.74
Face Value
2.00
Total Debt
26,517
Net Working Capital
23,779
Contingent Liabilities
2,789
Book Value per Share
135.74
Face Value
2.00
Mar 2020
Equity Capital
76
4,667
2,872
Trade Payables
79
26,438
Total Liabilities
34,130
393
Capital Work in Progress
2
770
0
0
Cash & Bank
3,216
29,749
Total Assets
34,130
Total Debt
27,705
Net Working Capital
28,136
Contingent Liabilities
2,024
Book Value per Share
125.35
Face Value
2.00
Total Debt
27,705
Net Working Capital
28,136
Contingent Liabilities
2,024
Book Value per Share
125.35
Face Value
2.00
Mar 2021
Equity Capital
76
5,296
4,557
Trade Payables
109
30,317
Total Liabilities
40,356
404
Capital Work in Progress
7
32
0
0
Cash & Bank
4,784
35,130
Total Assets
40,356
Total Debt
32,257
Net Working Capital
31,368
Contingent Liabilities
1,524
Book Value per Share
141.79
Face Value
2.00
Total Debt
32,257
Net Working Capital
31,368
Contingent Liabilities
1,524
Book Value per Share
141.79
Face Value
2.00
Mar 2022
Equity Capital
76
6,374
2,781
Trade Payables
152
36,241
Total Liabilities
45,625
480
Capital Work in Progress
6
1,192
0
0
Cash & Bank
8,157
35,790
Total Assets
45,625
Total Debt
35,726
Net Working Capital
36,064
Contingent Liabilities
1,187
Book Value per Share
169.91
Face Value
2.00
Total Debt
35,726
Net Working Capital
36,064
Contingent Liabilities
1,187
Book Value per Share
169.91
Face Value
2.00
Mar 2023
Equity Capital
76
8,906
1,415
Trade Payables
197
42,286
Total Liabilities
52,880
566
Capital Work in Progress
27
3,511
0
0
Cash & Bank
5,840
42,936
Total Assets
52,880
Total Debt
39,604
Net Working Capital
42,814
Contingent Liabilities
781
Book Value per Share
236.10
Face Value
2.00
Total Debt
39,604
Net Working Capital
42,814
Contingent Liabilities
781
Book Value per Share
236.10
Face Value
2.00
Mar 2024
Equity Capital
76
10,495
15,047
Trade Payables
207
36,428
Total Liabilities
62,253
609
Capital Work in Progress
52
4,059
0
102
Cash & Bank
4,246
53,184
Total Assets
62,253
Total Debt
46,674
Net Working Capital
-12,846
Contingent Liabilities
613
Book Value per Share
277.06
Face Value
2.00
Total Debt
46,674
Net Working Capital
-12,846
Contingent Liabilities
613
Book Value per Share
277.06
Face Value
2.00
Mar 2025
Equity Capital
85
12,160
16,489
Trade Payables
186
38,339
Total Liabilities
67,259
616
Capital Work in Progress
22
4,438
0
108
Cash & Bank
3,343
58,732
Total Assets
67,259
Total Debt
51,068
Net Working Capital
-14,001
Contingent Liabilities
1,276
Book Value per Share
288.46
Face Value
2.00
Total Debt
51,068
Net Working Capital
-14,001
Contingent Liabilities
1,276
Book Value per Share
288.46
Face Value
2.00
Mar 2026
Equity Capital
85
13,670
23,962
Trade Payables
247
50,838
Total Liabilities
88,802
643
Capital Work in Progress
6
6,092
0
98
Cash & Bank
5,719
76,244
Total Assets
88,802
Total Debt
69,176
Net Working Capital
-19,030
Contingent Liabilities
778
Book Value per Share
323.42
Face Value
2.00
Total Debt
69,176
Net Working Capital
-19,030
Contingent Liabilities
778
Book Value per Share
323.42
Face Value
2.00

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
-4,329
Cash from Investing
-4,165
Cash from Financing
9,094
599
Free Cash Flow
-4,483
OCF / Net Profit
-9.67
Cumulative 5-Year FCF
0
OCF / Net Profit
-9.67
Cumulative 5-Year FCF
0
Mar 2018
-10,483
Cash from Investing
-374
Cash from Financing
8,468
-2,389
Free Cash Flow
-10,483
OCF / Net Profit
-10.27
Cumulative 5-Year FCF
0
OCF / Net Profit
-10.27
Cumulative 5-Year FCF
0
Mar 2019
422
Cash from Investing
408
Cash from Financing
20
850
Free Cash Flow
422
OCF / Net Profit
0.53
Cumulative 5-Year FCF
0
OCF / Net Profit
0.53
Cumulative 5-Year FCF
0
Mar 2020
1,101
Cash from Investing
-919
Cash from Financing
109
290
Free Cash Flow
781
OCF / Net Profit
2.19
Cumulative 5-Year FCF
0
OCF / Net Profit
2.19
Cumulative 5-Year FCF
0
Mar 2021
-3,587
Cash from Investing
236
Cash from Financing
4,428
1,077
Free Cash Flow
-3,636
OCF / Net Profit
-4.71
Cumulative 5-Year FCF
-17,400
OCF / Net Profit
-4.71
Cumulative 5-Year FCF
-17,400
Mar 2022
1,784
Cash from Investing
-996
Cash from Financing
2,781
3,569
Free Cash Flow
1,665
OCF / Net Profit
1.50
Cumulative 5-Year FCF
-11,252
OCF / Net Profit
1.50
Cumulative 5-Year FCF
-11,252
Mar 2023
-5,225
Cash from Investing
-2,716
Cash from Financing
5,361
-2,580
Free Cash Flow
-5,396
OCF / Net Profit
-3.25
Cumulative 5-Year FCF
-6,164
OCF / Net Profit
-3.25
Cumulative 5-Year FCF
-6,164
Mar 2024
-8,716
Cash from Investing
468
Cash from Financing
7,088
-1,160
Free Cash Flow
-8,924
OCF / Net Profit
-4.41
Cumulative 5-Year FCF
-15,510
OCF / Net Profit
-4.41
Cumulative 5-Year FCF
-15,510
Mar 2025
-4,781
Cash from Investing
-1,149
Cash from Financing
5,526
-403
Free Cash Flow
-4,817
OCF / Net Profit
-8.27
Cumulative 5-Year FCF
-21,107
OCF / Net Profit
-8.27
Cumulative 5-Year FCF
-21,107
Mar 2026
-13,976
Cash from Investing
-2,606
Cash from Financing
17,843
1,262
Free Cash Flow
-14,183
OCF / Net Profit
-7.69
Cumulative 5-Year FCF
-31,655
OCF / Net Profit
-7.69
Cumulative 5-Year FCF
-31,655

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017
EPS (₹)
21.52
Book Value (₹)
137.67
Dividend per Share (₹)
4.50
Cash EPS (₹)
14.16
Operating Margin %
78.89%
Net Margin %
14.27%
ROE %
11.60%
ROCE %
10.25%
1.51%
Debtor Days
65
Inventory Days
4
Payable Days
0
69
Debt to Equity (x)
5.56x
Interest Coverage (x)
1.38x
1.16x
Revenue Growth %
-20.60%
Operating Profit Growth %
-4.75%
Net Profit Growth %
-19.36%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2018
EPS (₹)
24.54
Book Value (₹)
148.22
Dividend per Share (₹)
5.00
Cash EPS (₹)
33.12
Operating Margin %
67.24%
Net Margin %
16.15%
ROE %
22.42%
ROCE %
12.33%
2.57%
Debtor Days
24
Inventory Days
0
Payable Days
0
24
Debt to Equity (x)
7.26x
Interest Coverage (x)
1.53x
1.97x
Revenue Growth %
101.45%
Operating Profit Growth %
71.71%
Net Profit Growth %
127.95%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2019
EPS (₹)
24.89
Book Value (₹)
135.74
Dividend per Share (₹)
5.00
Cash EPS (₹)
25.18
Operating Margin %
73.33%
Net Margin %
15.99%
ROE %
17.56%
ROCE %
10.65%
2.07%
Debtor Days
86
Inventory Days
0
Payable Days
0
86
Debt to Equity (x)
6.12x
Interest Coverage (x)
1.44x
3.84x
Revenue Growth %
-21.25%
Operating Profit Growth %
-14.12%
Net Profit Growth %
-22.04%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2020
EPS (₹)
13.26
Book Value (₹)
125.35
Dividend per Share (₹)
2.25
Cash EPS (₹)
15.64
Operating Margin %
66.96%
Net Margin %
10.39%
ROE %
11.10%
ROCE %
9.91%
1.50%
Debtor Days
79
Inventory Days
0
Payable Days
0
79
Debt to Equity (x)
5.84x
Interest Coverage (x)
1.30x
7.22x
Revenue Growth %
-2.68%
Operating Profit Growth %
-11.13%
Net Profit Growth %
-36.73%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2021
EPS (₹)
20.06
Book Value (₹)
141.79
Dividend per Share (₹)
3.00
Cash EPS (₹)
22.22
Operating Margin %
64.19%
Net Margin %
13.03%
ROE %
15.04%
ROCE %
10.39%
2.04%
Debtor Days
7
Inventory Days
0
Payable Days
0
7
Debt to Equity (x)
6.00x
Interest Coverage (x)
1.38x
5.30x
Revenue Growth %
20.55%
Operating Profit Growth %
15.57%
Net Profit Growth %
51.11%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2022
EPS (₹)
31.29
Book Value (₹)
169.91
Dividend per Share (₹)
3.50
Cash EPS (₹)
33.52
Operating Margin %
68.11%
Net Margin %
17.33%
ROE %
20.10%
ROCE %
11.39%
2.76%
Debtor Days
10
Inventory Days
0
Payable Days
0
10
Debt to Equity (x)
5.54x
Interest Coverage (x)
1.51x
6.81x
Revenue Growth %
17.38%
Operating Profit Growth %
24.55%
Net Profit Growth %
56.18%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2023
EPS (₹)
39.43
Book Value (₹)
236.10
Dividend per Share (₹)
4.00
Cash EPS (₹)
44.94
Operating Margin %
66.63%
Net Margin %
19.44%
ROE %
20.83%
ROCE %
11.80%
3.26%
Debtor Days
7
Inventory Days
0
Payable Days
0
7
Debt to Equity (x)
4.41x
Interest Coverage (x)
1.65x
10.99x
Revenue Growth %
20.64%
Operating Profit Growth %
18.02%
Net Profit Growth %
35.29%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2024
EPS (₹)
46.22
Book Value (₹)
277.06
Dividend per Share (₹)
4.00
Cash EPS (₹)
54.86
Operating Margin %
62.37%
Net Margin %
19.26%
ROE %
20.19%
ROCE %
12.21%
3.43%
Debtor Days
4
Inventory Days
0
Payable Days
0
4
Debt to Equity (x)
4.42x
Interest Coverage (x)
1.66x
0.30x
Revenue Growth %
23.94%
Operating Profit Growth %
20.65%
Net Profit Growth %
22.81%
17.21%
P/E (x)
7.14x
P/B (x)
1.23x
Dividend Yield %
1.18%
8.33x
Mar 2025
EPS (₹)
8.92
Book Value (₹)
288.46
Dividend per Share (₹)
0.00
Cash EPS (₹)
18.06
Operating Margin %
55.14%
Net Margin %
5.66%
ROE %
5.07%
ROCE %
8.12%
0.89%
Debtor Days
4
Inventory Days
0
Payable Days
0
4
Debt to Equity (x)
4.17x
Interest Coverage (x)
1.17x
0.25x
Revenue Growth %
-0.38%
Operating Profit Growth %
-14.59%
Net Profit Growth %
-70.71%
-80.70%
P/E (x)
36.68x
P/B (x)
1.13x
Dividend Yield %
0.00%
10.85x
Mar 2026
EPS (₹)
39.05
Book Value (₹)
323.42
Dividend per Share (₹)
4.00
Cash EPS (₹)
47.67
Operating Margin %
60.38%
Net Margin %
13.61%
ROE %
13.97%
ROCE %
11.11%
2.33%
Debtor Days
3
Inventory Days
0
Payable Days
0
3
Debt to Equity (x)
5.03x
Interest Coverage (x)
1.42x
0.31x
Revenue Growth %
30.75%
Operating Profit Growth %
47.14%
Net Profit Growth %
214.22%
337.65%
P/E (x)
11.01x
P/B (x)
1.33x
Dividend Yield %
0.93%
9.78x

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
24.91
30.31
7.43
Government
0.00
37.35
Sep 2024
24.91
29.64
6.25
Government
0.00
39.20
Dec 2024
24.90
27.78
4.49
Government
0.00
42.83
Mar 2025
24.89
28.03
5.54
Government
0.00
41.54
Jun 2025
24.87
26.62
8.09
Government
0.00
40.42
Sep 2025
24.87
26.77
9.13
Government
0.00
39.24
Dec 2025
24.85
27.77
9.16
Government
0.00
38.21
Mar 2026
24.85
28.16
7.09
Government
0.00
39.90
Jun 2026
24.85
23.86
7.50
Government
0.00
43.78

Documents

Announcements

  • Credit Rating

    2026-08-20 - IIFL Finance Limited has informed the Exchange about Credit Rating

  • Investor Presentation

    2026-08-18 - IIFL Finance Limited has informed the Exchange about Investor Presentation

Credit Ratings

  • Credit Rating

    2026-08-20 - IIFL Finance Limited has informed the Exchange about Credit Rating

  • Credit Rating

    2026-08-17 - IIFL Finance Limited has informed the Exchange about Credit Rating

  • Credit Rating

    2026-08-06 - IIFL Finance Limited has informed the Exchange about Credit Rating

Concalls

  • Aug 2026

    TranscriptPPTREC
  • Jul 2026

    TranscriptPPTREC
  • Jun 2026

    TranscriptPPTREC