IndusInd Bank Ltd.

1,005.6-0.24%

2026-08-21

indusind.bank.inBSE: 532187NSE: INDUSINDBK
Market Cap₹ 78,152 Cr.
Current Price₹ 1,006
High / Low₹ 1,078 / 711
Stock P/E0.0
Book Value₹ 847
Price to Book0.90
Dividend Yield0.15 %
ROCE5.0 %
ROE1.4 %
Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Other Retail Banking-Retail Banking: 57.8% • Corporate/Wholesale Banking: 18.9% • Treasury: 18.2% • Digital Banking-Retail Banking: 5.1% • Other Banking Operation: 0.0%

PROS

  • Comfortable capital adequacy - CAR of 17.5%
  • Latest quarter profit grew 46.5% YoY, showing strong momentum
  • Strong provisioning - provision coverage ratio of 71.0%
  • Healthy net interest margin of 3.7%
  • Institutional investors have been accumulating - FII+DII up 4.2pp
  • Company generates healthy free cash flow

CONS

  • A large part of profit comes from other income (568.7% of PBT)
  • Valuation is stretched - P/E of 62.8 is well above its own 5-year median (19.1)
  • Company has delivered a poor profit growth of -19.9% over past five years
  • Operating margins have contracted to 19.9% from 39.4%
  • Growth is decelerating - 3Y profit CAGR (-49.8%) trails the 5Y trend (-19.9%)
  • Though reporting repeated profits, the company pays out little dividend (12.5%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.HDFCBANK726.5014.171119617.932.13203826.901092.64905753.30936.6612.8135.64
2.ICICIBANK1411.5018.061012969.760.8516209.7412.6252240.856.4416.5132.39
3.KOTAKBANK398.5019.53396414.090.165487.0623.8918354.576.4112.0519.05
4.AXISBANK1250.3514.01389222.130.087656.5122.3135541.969.8711.0463.88
5.FEDERALBNK355.7518.7887934.710.341297.6137.067861.589.9410.9866.11
6.IDBI81.619.4287750.350.002130.575.277549.287.4414.7676.80
7.AUBANK1084.8544.6881356.250.097959.531270.3153027.421111.1014.1756.24
8.INDUSINDBK1003.0559.1078151.690.151037.0271.6811309.94-7.784.9755.07
9.IDFCFIRSTB85.7932.0973961.440.291147.82153.1211051.0914.615.4238.45
10.YESBANK22.7418.9171375.830.001071.8132.538054.495.928.0458.47
11.RBLBANK392.9067.7460903.750.252342.30993.4138402.401015.976.4940.95
12.KARURVYSYA334.250.0032312.400.78755.7044.923049.4218.7223.6271.82
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023
10,730
Interest Expended
5,863
Net Interest Income
4,867
2,210
Total Income
0
Operating Expenses
3,247
Operating Profit
3,830
Provisions & Contingencies
992
Profit before Tax
2,838
Tax %
25.18%
Net Profit
2,124
EPS
27
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Sep 2023
11,248
Interest Expended
6,171
Net Interest Income
5,077
2,282
Total Income
0
Operating Expenses
3,478
Operating Profit
3,881
Provisions & Contingencies
974
Profit before Tax
2,907
Tax %
24.96%
Net Profit
2,181
EPS
28
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Dec 2023
11,572
Interest Expended
6,277
Net Interest Income
5,296
2,396
Total Income
0
Operating Expenses
3,689
Operating Profit
4,002
Provisions & Contingencies
934
Profit before Tax
3,068
Tax %
25.10%
Net Profit
2,298
EPS
30
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Mar 2024
12,199
Interest Expended
6,822
Net Interest Income
5,376
2,500
Total Income
0
Operating Expenses
3,850
Operating Profit
4,027
Provisions & Contingencies
899
Profit before Tax
3,128
Tax %
24.97%
Net Profit
2,347
EPS
30
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Jun 2024
12,547
Interest Expended
7,139
Net Interest Income
5,408
2,441
Total Income
14,988
Operating Expenses
3,922
Operating Profit
3,927
Provisions & Contingencies
1,050
Profit before Tax
2,877
Tax %
25.19%
Net Profit
2,152
EPS
28
Gross NPA %
2.02%
Net NPA %
0.60%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.55%
Return on Assets %
1.70%
Branches / ATMs / Employees
Gross NPA %
2.02%
Net NPA %
0.60%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.55%
Return on Assets %
1.70%
Branches / ATMs / Employees
Sep 2024
12,686
Interest Expended
7,339
Net Interest Income
5,347
2,184
Total Income
14,871
Operating Expenses
3,939
Operating Profit
3,592
Provisions & Contingencies
1,820
Profit before Tax
1,772
Tax %
25.19%
Net Profit
1,325
EPS
17
Gross NPA %
2.11%
Net NPA %
0.64%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.51%
Return on Assets %
1.00%
Branches / ATMs / Employees
Gross NPA %
2.11%
Net NPA %
0.64%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.51%
Return on Assets %
1.00%
Branches / ATMs / Employees
Dec 2024
12,801
Interest Expended
7,573
Net Interest Income
5,228
2,350
Total Income
15,156
Operating Expenses
3,979
Operating Profit
3,599
Provisions & Contingencies
1,744
Profit before Tax
1,855
Tax %
24.47%
Net Profit
1,401
EPS
18
Gross NPA %
2.25%
Net NPA %
0.68%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.46%
Return on Assets %
1.03%
Branches / ATMs / Employees
Gross NPA %
2.25%
Net NPA %
0.68%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.46%
Return on Assets %
1.03%
Branches / ATMs / Employees
Mar 2025
10,634
Interest Expended
7,586
Net Interest Income
3,048
709
Total Income
11,343
Operating Expenses
4,230
Operating Profit
-473
Provisions & Contingencies
2,417
Profit before Tax
-2,889
Tax %
22.61%
Net Profit
-2,236
EPS
-29
Gross NPA %
3.13%
Net NPA %
0.95%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.24%
Return on Assets %
-1.74%
Branches / ATMs / Employees
Gross NPA %
3.13%
Net NPA %
0.95%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.24%
Return on Assets %
-1.74%
Branches / ATMs / Employees
Jun 2025
12,264
Interest Expended
7,624
Net Interest Income
4,640
2,156
Total Income
14,421
Operating Expenses
4,144
Operating Profit
2,652
Provisions & Contingencies
1,738
Profit before Tax
914
Tax %
25.17%
Net Profit
684
EPS
9
Gross NPA %
3.64%
Net NPA %
1.12%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.63%
Return on Assets %
0.45%
Branches / ATMs / Employees
Gross NPA %
3.64%
Net NPA %
1.12%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.63%
Return on Assets %
0.45%
Branches / ATMs / Employees
Sep 2025
11,609
Interest Expended
7,199
Net Interest Income
4,409
1,648
Total Income
13,260
Operating Expenses
4,029
Operating Profit
2,028
Provisions & Contingencies
2,622
Profit before Tax
-594
Tax %
25.17%
Net Profit
-445
EPS
-6
Gross NPA %
3.60%
Net NPA %
1.04%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.10%
Return on Assets %
-0.33%
Branches / ATMs / Employees
Gross NPA %
3.60%
Net NPA %
1.04%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.10%
Return on Assets %
-0.33%
Branches / ATMs / Employees
Dec 2025
11,373
Interest Expended
6,811
Net Interest Income
4,562
1,707
Total Income
13,080
Operating Expenses
3,961
Operating Profit
2,307
Provisions & Contingencies
2,089
Profit before Tax
218
Tax %
26.13%
Net Profit
161
EPS
2
Gross NPA %
3.56%
Net NPA %
1.04%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.94%
Return on Assets %
0.10%
Branches / ATMs / Employees
Gross NPA %
3.56%
Net NPA %
1.04%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.94%
Return on Assets %
0.10%
Branches / ATMs / Employees
Mar 2026
11,005
Interest Expended
6,634
Net Interest Income
4,371
1,706
Total Income
12,719
Operating Expenses
3,863
Operating Profit
2,215
Provisions & Contingencies
1,484
Profit before Tax
731
Tax %
27.12%
Net Profit
533
EPS
7
Gross NPA %
3.43%
Net NPA %
1.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.48%
Return on Assets %
0.45%
Branches / ATMs / Employees
Gross NPA %
3.43%
Net NPA %
1.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
17.48%
Return on Assets %
0.45%
Branches / ATMs / Employees
Jun 2026
11,310
Interest Expended
6,625
Net Interest Income
4,685
1,785
Total Income
13,095
Operating Expenses
3,787
Operating Profit
2,683
Provisions & Contingencies
1,340
Profit before Tax
1,343
Tax %
25.37%
Net Profit
1,002
EPS
1
Gross NPA %
3.25%
Net NPA %
0.95%
Provision Coverage %
71.00%
NIM %
3.57%
CASA %
29.43%
Capital Adequacy %
17.15%
Return on Assets %
0.75%
Branches / ATMs / Employees
Gross NPA %
3.25%
Net NPA %
0.95%
Provision Coverage %
71.00%
NIM %
3.57%
CASA %
29.43%
Capital Adequacy %
17.15%
Return on Assets %
0.75%
Branches / ATMs / Employees

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
0
Interest Expended
8,343
Net Interest Income
-8,343
4,171
Total Income
0
0
Operating Profit
-8,343
746
Profit before Tax
4,360
Tax %
0
Net Profit
2,868
EPS
48
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2018
0
Interest Expended
9,783
Net Interest Income
-9,783
4,750
Total Income
0
0
Operating Profit
-9,783
1,022
Profit before Tax
5,481
Tax %
0
Net Profit
3,606
EPS
60
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2019
0
Interest Expended
13,415
Net Interest Income
-13,415
5,647
Total Income
0
0
Operating Profit
-13,415
2,892
Profit before Tax
4,981
Tax %
0
Net Profit
3,301
EPS
54
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2020
0
Interest Expended
16,724
Net Interest Income
-16,724
6,951
Total Income
0
0
Operating Profit
-16,724
4,110
Profit before Tax
6,121
Tax %
0
Net Profit
4,418
EPS
64
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2021
0
Interest Expended
15,472
Net Interest Income
-15,472
6,559
Total Income
0
0
Operating Profit
-15,472
5,669
Profit before Tax
3,784
Tax %
0
Net Profit
2,836
EPS
39
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2022
0
Interest Expended
15,822
Net Interest Income
-15,822
7,334
Total Income
0
0
Operating Profit
-15,822
4,450
Profit before Tax
6,174
Tax %
0
Net Profit
4,611
EPS
59
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2023
0
Interest Expended
18,776
Net Interest Income
-18,776
8,166
Total Income
0
0
Operating Profit
-18,776
4,186
Profit before Tax
9,860
Tax %
0
Net Profit
7,390
EPS
95
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2024
45,748
Interest Expended
25,132
Net Interest Income
20,616
9,388
Total Income
55,136
14,263
Operating Profit
15,740
3,799
Profit before Tax
11,942
Tax %
25
Net Profit
8,950
EPS
115
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2025
48,668
Interest Expended
29,636
Net Interest Income
19,031
7,684
Total Income
56,352
16,071
Operating Profit
10,645
7,030
Profit before Tax
3,615
Tax %
27
Net Profit
2,643
EPS
34
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2026
46,251
Interest Expended
28,268
Net Interest Income
17,982
7,217
Total Income
53,468
15,997
Operating Profit
9,202
7,933
Profit before Tax
1,269
Tax %
26
Net Profit
933
EPS
12
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
TTM
Interest Expended
27,270
Net Interest Income
6,846
Total Income
52,154
Operating Profit
Profit before Tax
1,698
Tax %
26
Net Profit
1,252
EPS
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %

COMPOUNDED SALES GROWTH

10 Years:
15%
5 Years:
10%
3 Years:
8%

COMPOUNDED PROFIT GROWTH

10 Years:
-9%
5 Years:
-20%
3 Years:
-50%

STOCK PRICE CAGR

10 Years:
-2%
5 Years:
1%
3 Years:
-10%
1 Year:
31%

RETURN ON EQUITY

10 Years:
11%
5 Years:
9%
3 Years:
7%
Last Year:
1%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2026

Jun 25

₹ 0.15

Rs.1.5000 per share(15%)Final Dividend

2024

Jun 28

₹ 1.65

Rs.16.5000 per share(165%)Final Dividend

2023

Jun 2

₹ 1.40

Rs.14.0000 per share(140%)Final Dividend

2022

Aug 11

₹ 0.85

Rs.8.5000 per share(85%)Dividend

2021

Aug 17

₹ 0.50

Rs.5.0000 per share(50%)Final Dividend

2018

Jul 18

₹ 0.75

Rs.7.5000 per share(75%)Dividend

2017

Jul 18

₹ 0.60

2016

Jun 23

₹ 0.45

Rs.4.5000 per share(45%)Dividend

2026

Aug 6

₹ 0.15

Rs.1.5000 per share(15%)Final Dividend

Mar 2017
Equity Capital
598
20,033
1,26,572
22,454
Other Liabilities & Provisions
8,976
Total Liabilities
1,78,648
7,749
Balances with Banks & Money at Call
10,880
36,702
1,13,081
1,307
8,902
Total Assets
1,78,648
CASA Deposits
27,037
CASA Ratio (%)
21.36
Credit-Deposit Ratio (%)
89.34
Contingent Liabilities
4,06,387
Bills for Collection
0
Book Value per Share
338.65
CASA Deposits
27,037
CASA Ratio (%)
21.36
Credit-Deposit Ratio (%)
89.34
Contingent Liabilities
4,06,387
Bills for Collection
0
Book Value per Share
338.65
Mar 2018
Equity Capital
600
23,227
1,51,639
38,289
Other Liabilities & Provisions
7,856
Total Liabilities
2,21,626
10,962
Balances with Banks & Money at Call
2,253
50,077
1,44,954
1,313
12,041
Total Assets
2,21,626
CASA Deposits
45,888
CASA Ratio (%)
30.26
Credit-Deposit Ratio (%)
95.59
Contingent Liabilities
6,62,099
Bills for Collection
0
Book Value per Share
390.94
CASA Deposits
45,888
CASA Ratio (%)
30.26
Credit-Deposit Ratio (%)
95.59
Contingent Liabilities
6,62,099
Bills for Collection
0
Book Value per Share
390.94
Mar 2019
Equity Capital
603
26,072
1,94,868
47,321
Other Liabilities & Provisions
8,944
Total Liabilities
2,77,819
9,961
Balances with Banks & Money at Call
4,822
59,266
1,86,394
1,688
15,666
Total Assets
2,77,819
CASA Deposits
54,486
CASA Ratio (%)
27.96
Credit-Deposit Ratio (%)
95.65
Contingent Liabilities
9,52,668
Bills for Collection
0
Book Value per Share
437.20
CASA Deposits
54,486
CASA Ratio (%)
27.96
Credit-Deposit Ratio (%)
95.65
Contingent Liabilities
9,52,668
Bills for Collection
0
Book Value per Share
437.20
Mar 2020
Equity Capital
694
33,330
2,02,040
60,754
Other Liabilities & Provisions
9,558
Total Liabilities
3,07,058
13,675
Balances with Banks & Money at Call
2,328
59,980
2,06,783
1,742
22,471
Total Assets
3,07,058
CASA Deposits
53,130
CASA Ratio (%)
26.30
Credit-Deposit Ratio (%)
102.35
Contingent Liabilities
9,67,596
Bills for Collection
0
Book Value per Share
485.97
CASA Deposits
53,130
CASA Ratio (%)
26.30
Credit-Deposit Ratio (%)
102.35
Contingent Liabilities
9,67,596
Bills for Collection
0
Book Value per Share
485.97
Mar 2021
Equity Capital
773
42,587
2,56,205
51,323
Other Liabilities & Provisions
12,080
Total Liabilities
3,62,973
17,871
Balances with Banks & Money at Call
38,457
69,695
2,12,595
1,734
22,546
Total Assets
3,62,973
CASA Deposits
71,065
CASA Ratio (%)
27.74
Credit-Deposit Ratio (%)
82.98
Contingent Liabilities
8,50,068
Bills for Collection
0
Book Value per Share
556.61
CASA Deposits
71,065
CASA Ratio (%)
27.74
Credit-Deposit Ratio (%)
82.98
Contingent Liabilities
8,50,068
Bills for Collection
0
Book Value per Share
556.61
Mar 2022
Equity Capital
775
46,906
2,93,681
47,323
Other Liabilities & Provisions
13,273
Total Liabilities
4,01,975
60,141
Balances with Banks & Money at Call
8,133
70,971
2,39,052
1,754
21,829
Total Assets
4,01,975
CASA Deposits
88,826
CASA Ratio (%)
30.25
Credit-Deposit Ratio (%)
81.40
Contingent Liabilities
9,23,780
Bills for Collection
0
Book Value per Share
611.54
CASA Deposits
88,826
CASA Ratio (%)
30.25
Credit-Deposit Ratio (%)
81.40
Contingent Liabilities
9,23,780
Bills for Collection
0
Book Value per Share
611.54
Mar 2023
Equity Capital
776
53,801
3,36,438
49,011
Other Liabilities & Provisions
17,733
Total Liabilities
4,57,804
42,961
Balances with Banks & Money at Call
13,550
83,116
2,89,924
1,857
26,260
Total Assets
4,57,804
CASA Deposits
84,128
CASA Ratio (%)
25.01
Credit-Deposit Ratio (%)
86.17
Contingent Liabilities
12,64,256
Bills for Collection
0
Book Value per Share
699.52
CASA Deposits
84,128
CASA Ratio (%)
25.01
Credit-Deposit Ratio (%)
86.17
Contingent Liabilities
12,64,256
Bills for Collection
0
Book Value per Share
699.52
Mar 2024
Equity Capital
778
61,915
3,84,793
47,611
Other Liabilities & Provisions
19,734
Total Liabilities
51
18,557
Balances with Banks & Money at Call
18,244
1,06,527
3,43,298
2,001
26,111
Total Assets
51
CASA Deposits
98,676
CASA Ratio (%)
25.64
Credit-Deposit Ratio (%)
89.22
Contingent Liabilities
16,38,925
Bills for Collection
36,152
Book Value per Share
801.70
CASA Deposits
98,676
CASA Ratio (%)
25.64
Credit-Deposit Ratio (%)
89.22
Contingent Liabilities
16,38,925
Bills for Collection
36,152
Book Value per Share
801.70
Mar 2025
Equity Capital
779
63,571
4,11,078
53,704
Other Liabilities & Provisions
24,744
Total Liabilities
5,54,018
50,889
Balances with Banks & Money at Call
8,276
1,14,497
3,45,019
2,168
32,981
Total Assets
5,54,018
CASA Deposits
94,025
CASA Ratio (%)
22.87
Credit-Deposit Ratio (%)
83.93
Contingent Liabilities
13,98,885
Bills for Collection
37,638
Book Value per Share
822.28
CASA Deposits
94,025
CASA Ratio (%)
22.87
Credit-Deposit Ratio (%)
83.93
Contingent Liabilities
13,98,885
Bills for Collection
37,638
Book Value per Share
822.28
Mar 2026
Equity Capital
779
64,510
4,00,174
42,789
Other Liabilities & Provisions
35,016
Total Liabilities
5,43,419
29,875
Balances with Banks & Money at Call
18,914
1,25,047
3,15,871
2,312
51,273
Total Assets
5,43,419
CASA Deposits
89,899
CASA Ratio (%)
22.47
Credit-Deposit Ratio (%)
78.93
Contingent Liabilities
11,72,713
Bills for Collection
35,716
Book Value per Share
834.52
CASA Deposits
89,899
CASA Ratio (%)
22.47
Credit-Deposit Ratio (%)
78.93
Contingent Liabilities
11,72,713
Bills for Collection
35,716
Book Value per Share
834.52

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
11,569
Cash from Investing
-274
Cash from Financing
-2,768
8,527
Mar 2018
-20,700
Cash from Investing
-220
Cash from Financing
15,505
-5,415
Mar 2019
-6,389
Cash from Investing
-638
Cash from Financing
8,590
1,563
Mar 2020
-12,039
Cash from Investing
-400
Cash from Financing
12,733
294
Mar 2021
44,646
Cash from Investing
-233
Cash from Financing
-4,096
40,317
Mar 2022
16,600
Cash from Investing
-362
Cash from Financing
-4,302
11,936
Mar 2023
-12,438
Cash from Investing
-520
Cash from Financing
1,115
-11,843
Mar 2024
-16,843
Cash from Investing
-633
Cash from Financing
-2,242
-19,718
Mar 2025
18,113
Cash from Investing
-647
Cash from Financing
4,876
22,341
Mar 2026
1,045
Cash from Investing
-619
Cash from Financing
-10,912
-10,486

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
EPS (₹)
47.95
Book Value (₹)
338.65
Dividend per Share (₹)
6.00
Net Interest Margin %
0.00%
ROA %
1.78%
ROE %
15.27%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
25.43%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2018
EPS (₹)
60.08
Book Value (₹)
390.94
Dividend per Share (₹)
7.50
Net Interest Margin %
0.00%
ROA %
1.80%
ROE %
16.50%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
25.74%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2019
EPS (₹)
54.77
Book Value (₹)
437.20
Dividend per Share (₹)
7.50
Net Interest Margin %
0.00%
ROA %
1.32%
ROE %
13.25%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-8.46%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2020
EPS (₹)
63.70
Book Value (₹)
485.97
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
1.51%
ROE %
14.71%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
33.83%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2021
EPS (₹)
36.68
Book Value (₹)
556.61
Dividend per Share (₹)
5.00
Net Interest Margin %
0.00%
ROA %
0.85%
ROE %
7.39%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-35.80%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2022
EPS (₹)
59.52
Book Value (₹)
611.54
Dividend per Share (₹)
8.50
Net Interest Margin %
0.00%
ROA %
1.21%
ROE %
10.20%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
62.57%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2023
EPS (₹)
95.24
Book Value (₹)
699.52
Dividend per Share (₹)
14.00
Net Interest Margin %
0.00%
ROA %
1.72%
ROE %
14.54%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
60.26%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2024
EPS (₹)
114.99
Book Value (₹)
801.70
Dividend per Share (₹)
16.50
Net Interest Margin %
4.24%
ROA %
1.84%
ROE %
15.34%
47.54%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
37.91%
Credit-Deposit Ratio %
0.12%
17.23%
Net Profit Growth %
21.11%
Book Value Growth %
14.61%
P/E (x)
13.53x
P/B (x)
1.94x
1.06%
Mar 2025
EPS (₹)
33.92
Book Value (₹)
822.28
Dividend per Share (₹)
0.00
Net Interest Margin %
3.67%
ROA %
0.49%
ROE %
4.18%
60.15%
Gross NPA %
3.13%
Net NPA %
0.95%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
32.84%
Credit-Deposit Ratio %
0.13%
16.24%
Net Profit Growth %
-70.47%
Book Value Growth %
2.57%
P/E (x)
19.15x
P/B (x)
0.79x
0.00%
Mar 2026
EPS (₹)
11.98
Book Value (₹)
834.52
Dividend per Share (₹)
1.50
Net Interest Margin %
3.67%
ROA %
0.17%
ROE %
1.45%
63.48%
Gross NPA %
3.43%
Net NPA %
1.00%
Provision Coverage %
70.00%
Slippage Ratio %
CASA %
31.28%
Credit-Deposit Ratio %
0.11%
17.48%
Net Profit Growth %
-64.68%
Book Value Growth %
1.49%
P/E (x)
62.84x
P/B (x)
0.90x
0.20%

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
16.38
37.98
29.69
Government
0.00
15.16
Sep 2024
16.36
33.95
34.60
Government
0.00
14.57
Dec 2024
16.29
24.74
42.31
Government
0.00
16.28
Mar 2025
15.83
29.53
36.32
Government
0.00
17.94
Jun 2025
15.82
33.69
33.18
Government
0.00
16.93
Sep 2025
15.82
34.32
31.57
Government
0.00
17.91
Dec 2025
15.82
31.60
35.00
Government
0.00
17.20
Mar 2026
15.82
28.57
40.13
Government
0.00
15.10
Jun 2026
15.82
29.17
41.86
Government
0.00
12.77

Documents

Announcements

  • Credit Rating

    2026-08-19 - Indusind Bank Limited has informed the Exchange about Credit Rating

  • Press Release

    2026-08-18 - IndusInd Bank Limited has informed the Exchange regarding a press release dated August 18, 2026, titled "IndusInd Bank Limited joins the Partnership for Carbon Accounting Financials (PCAF)".

Annual Reports

Nothing filed yet.

Credit Ratings

  • Credit Rating

    2026-08-19 - Indusind Bank Limited has informed the Exchange about Credit Rating

  • Credit Rating

    2026-07-03 - Indusind Bank Limited has informed the Exchange about Credit Rating

  • Credit Rating

    2026-05-21 - Indusind Bank Limited has informed the Exchange about Credit Rating

Concalls