IndusInd Bank Ltd.
•2026-08-21
ABOUT
KEY POINTS
Revenue Breakup Mar 2026 • Other Retail Banking-Retail Banking: 57.8% • Corporate/Wholesale Banking: 18.9% • Treasury: 18.2% • Digital Banking-Retail Banking: 5.1% • Other Banking Operation: 0.0%
PROS
- Comfortable capital adequacy - CAR of 17.5%
- Latest quarter profit grew 46.5% YoY, showing strong momentum
- Strong provisioning - provision coverage ratio of 71.0%
- Healthy net interest margin of 3.7%
- Institutional investors have been accumulating - FII+DII up 4.2pp
- Company generates healthy free cash flow
CONS
- A large part of profit comes from other income (568.7% of PBT)
- Valuation is stretched - P/E of 62.8 is well above its own 5-year median (19.1)
- Company has delivered a poor profit growth of -19.9% over past five years
- Operating margins have contracted to 19.9% from 39.4%
- Growth is decelerating - 3Y profit CAGR (-49.8%) trails the 5Y trend (-19.9%)
- Though reporting repeated profits, the company pays out little dividend (12.5%)
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | HDFCBANK | 726.50 | 14.17 | 1119617.93 | 2.13 | 203826.90 | 1092.64 | 905753.30 | 936.66 | 12.81 | 35.64 |
| 2. | ICICIBANK | 1411.50 | 18.06 | 1012969.76 | 0.85 | 16209.74 | 12.62 | 52240.85 | 6.44 | 16.51 | 32.39 |
| 3. | KOTAKBANK | 398.50 | 19.53 | 396414.09 | 0.16 | 5487.06 | 23.89 | 18354.57 | 6.41 | 12.05 | 19.05 |
| 4. | AXISBANK | 1250.35 | 14.01 | 389222.13 | 0.08 | 7656.51 | 22.31 | 35541.96 | 9.87 | 11.04 | 63.88 |
| 5. | FEDERALBNK | 355.75 | 18.78 | 87934.71 | 0.34 | 1297.61 | 37.06 | 7861.58 | 9.94 | 10.98 | 66.11 |
| 6. | IDBI | 81.61 | 9.42 | 87750.35 | 0.00 | 2130.57 | 5.27 | 7549.28 | 7.44 | 14.76 | 76.80 |
| 7. | AUBANK | 1084.85 | 44.68 | 81356.25 | 0.09 | 7959.53 | 1270.31 | 53027.42 | 1111.10 | 14.17 | 56.24 |
| 8. | INDUSINDBK | 1003.05 | 59.10 | 78151.69 | 0.15 | 1037.02 | 71.68 | 11309.94 | -7.78 | 4.97 | 55.07 |
| 9. | IDFCFIRSTB | 85.79 | 32.09 | 73961.44 | 0.29 | 1147.82 | 153.12 | 11051.09 | 14.61 | 5.42 | 38.45 |
| 10. | YESBANK | 22.74 | 18.91 | 71375.83 | 0.00 | 1071.81 | 32.53 | 8054.49 | 5.92 | 8.04 | 58.47 |
| 11. | RBLBANK | 392.90 | 67.74 | 60903.75 | 0.25 | 2342.30 | 993.41 | 38402.40 | 1015.97 | 6.49 | 40.95 |
| 12. | KARURVYSYA | 334.25 | 0.00 | 32312.40 | 0.78 | 755.70 | 44.92 | 3049.42 | 18.72 | 23.62 | 71.82 |
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 10,730 | 11,248 | 11,572 | 12,199 | 12,547 | 12,686 | 12,801 | 10,634 | 12,264 | 11,609 | 11,373 | 11,005 | 11,310 | |
| Interest Expended | 5,863 | 6,171 | 6,277 | 6,822 | 7,139 | 7,339 | 7,573 | 7,586 | 7,624 | 7,199 | 6,811 | 6,634 | 6,625 |
| Net Interest Income | 4,867 | 5,077 | 5,296 | 5,376 | 5,408 | 5,347 | 5,228 | 3,048 | 4,640 | 4,409 | 4,562 | 4,371 | 4,685 |
| 2,210 | 2,282 | 2,396 | 2,500 | 2,441 | 2,184 | 2,350 | 709 | 2,156 | 1,648 | 1,707 | 1,706 | 1,785 | |
| Total Income | 0 | 0 | 0 | 0 | 14,988 | 14,871 | 15,156 | 11,343 | 14,421 | 13,260 | 13,080 | 12,719 | 13,095 |
| Operating Expenses | 3,247 | 3,478 | 3,689 | 3,850 | 3,922 | 3,939 | 3,979 | 4,230 | 4,144 | 4,029 | 3,961 | 3,863 | 3,787 |
| Operating Profit | 3,830 | 3,881 | 4,002 | 4,027 | 3,927 | 3,592 | 3,599 | -473 | 2,652 | 2,028 | 2,307 | 2,215 | 2,683 |
| Provisions & Contingencies | 992 | 974 | 934 | 899 | 1,050 | 1,820 | 1,744 | 2,417 | 1,738 | 2,622 | 2,089 | 1,484 | 1,340 |
| Profit before Tax | 2,838 | 2,907 | 3,068 | 3,128 | 2,877 | 1,772 | 1,855 | -2,889 | 914 | -594 | 218 | 731 | 1,343 |
| Tax % | 25.18% | 24.96% | 25.10% | 24.97% | 25.19% | 25.19% | 24.47% | 22.61% | 25.17% | 25.17% | 26.13% | 27.12% | 25.37% |
| Net Profit | 2,124 | 2,181 | 2,298 | 2,347 | 2,152 | 1,325 | 1,401 | -2,236 | 684 | -445 | 161 | 533 | 1,002 |
| EPS | 27 | 28 | 30 | 30 | 28 | 17 | 18 | -29 | 9 | -6 | 2 | 7 | 1 |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 2.02% | 2.11% | 2.25% | 3.13% | 3.64% | 3.60% | 3.56% | 3.43% | 3.25% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.60% | 0.64% | 0.68% | 0.95% | 1.12% | 1.04% | 1.04% | 1.00% | 0.95% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 71.00% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 3.57% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 29.43% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 17.55% | 16.51% | 16.46% | 16.24% | 16.63% | 17.10% | 16.94% | 17.48% | 17.15% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 1.70% | 1.00% | 1.03% | -1.74% | 0.45% | -0.33% | 0.10% | 0.45% | 0.75% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 2.02% | 2.11% | 2.25% | 3.13% | 3.64% | 3.60% | 3.56% | 3.43% | 3.25% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.60% | 0.64% | 0.68% | 0.95% | 1.12% | 1.04% | 1.04% | 1.00% | 0.95% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 71.00% |
| NIM % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 3.57% |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 29.43% |
| Capital Adequacy % | 0.00% | 0.00% | 0.00% | 0.00% | 17.55% | 16.51% | 16.46% | 16.24% | 16.63% | 17.10% | 16.94% | 17.48% | 17.15% |
| Return on Assets % | 0.00% | 0.00% | 0.00% | 0.00% | 1.70% | 1.00% | 1.03% | -1.74% | 0.45% | -0.33% | 0.10% | 0.45% | 0.75% |
| Branches / ATMs / Employees | — | — | — | — | — | — | — | — | — | — | — | — | — |
- 10,730
- Interest Expended
- 5,863
- Net Interest Income
- 4,867
- 2,210
- Total Income
- 0
- Operating Expenses
- 3,247
- Operating Profit
- 3,830
- Provisions & Contingencies
- 992
- Profit before Tax
- 2,838
- Tax %
- 25.18%
- Net Profit
- 2,124
- EPS
- 27
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 11,248
- Interest Expended
- 6,171
- Net Interest Income
- 5,077
- 2,282
- Total Income
- 0
- Operating Expenses
- 3,478
- Operating Profit
- 3,881
- Provisions & Contingencies
- 974
- Profit before Tax
- 2,907
- Tax %
- 24.96%
- Net Profit
- 2,181
- EPS
- 28
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 11,572
- Interest Expended
- 6,277
- Net Interest Income
- 5,296
- 2,396
- Total Income
- 0
- Operating Expenses
- 3,689
- Operating Profit
- 4,002
- Provisions & Contingencies
- 934
- Profit before Tax
- 3,068
- Tax %
- 25.10%
- Net Profit
- 2,298
- EPS
- 30
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 12,199
- Interest Expended
- 6,822
- Net Interest Income
- 5,376
- 2,500
- Total Income
- 0
- Operating Expenses
- 3,850
- Operating Profit
- 4,027
- Provisions & Contingencies
- 899
- Profit before Tax
- 3,128
- Tax %
- 24.97%
- Net Profit
- 2,347
- EPS
- 30
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 0.00%
- Return on Assets %
- 0.00%
- Branches / ATMs / Employees
- —
- 12,547
- Interest Expended
- 7,139
- Net Interest Income
- 5,408
- 2,441
- Total Income
- 14,988
- Operating Expenses
- 3,922
- Operating Profit
- 3,927
- Provisions & Contingencies
- 1,050
- Profit before Tax
- 2,877
- Tax %
- 25.19%
- Net Profit
- 2,152
- EPS
- 28
- Gross NPA %
- 2.02%
- Net NPA %
- 0.60%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.55%
- Return on Assets %
- 1.70%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 2.02%
- Net NPA %
- 0.60%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.55%
- Return on Assets %
- 1.70%
- Branches / ATMs / Employees
- —
- 12,686
- Interest Expended
- 7,339
- Net Interest Income
- 5,347
- 2,184
- Total Income
- 14,871
- Operating Expenses
- 3,939
- Operating Profit
- 3,592
- Provisions & Contingencies
- 1,820
- Profit before Tax
- 1,772
- Tax %
- 25.19%
- Net Profit
- 1,325
- EPS
- 17
- Gross NPA %
- 2.11%
- Net NPA %
- 0.64%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.51%
- Return on Assets %
- 1.00%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 2.11%
- Net NPA %
- 0.64%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.51%
- Return on Assets %
- 1.00%
- Branches / ATMs / Employees
- —
- 12,801
- Interest Expended
- 7,573
- Net Interest Income
- 5,228
- 2,350
- Total Income
- 15,156
- Operating Expenses
- 3,979
- Operating Profit
- 3,599
- Provisions & Contingencies
- 1,744
- Profit before Tax
- 1,855
- Tax %
- 24.47%
- Net Profit
- 1,401
- EPS
- 18
- Gross NPA %
- 2.25%
- Net NPA %
- 0.68%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.46%
- Return on Assets %
- 1.03%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 2.25%
- Net NPA %
- 0.68%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.46%
- Return on Assets %
- 1.03%
- Branches / ATMs / Employees
- —
- 10,634
- Interest Expended
- 7,586
- Net Interest Income
- 3,048
- 709
- Total Income
- 11,343
- Operating Expenses
- 4,230
- Operating Profit
- -473
- Provisions & Contingencies
- 2,417
- Profit before Tax
- -2,889
- Tax %
- 22.61%
- Net Profit
- -2,236
- EPS
- -29
- Gross NPA %
- 3.13%
- Net NPA %
- 0.95%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.24%
- Return on Assets %
- -1.74%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.13%
- Net NPA %
- 0.95%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.24%
- Return on Assets %
- -1.74%
- Branches / ATMs / Employees
- —
- 12,264
- Interest Expended
- 7,624
- Net Interest Income
- 4,640
- 2,156
- Total Income
- 14,421
- Operating Expenses
- 4,144
- Operating Profit
- 2,652
- Provisions & Contingencies
- 1,738
- Profit before Tax
- 914
- Tax %
- 25.17%
- Net Profit
- 684
- EPS
- 9
- Gross NPA %
- 3.64%
- Net NPA %
- 1.12%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.63%
- Return on Assets %
- 0.45%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.64%
- Net NPA %
- 1.12%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.63%
- Return on Assets %
- 0.45%
- Branches / ATMs / Employees
- —
- 11,609
- Interest Expended
- 7,199
- Net Interest Income
- 4,409
- 1,648
- Total Income
- 13,260
- Operating Expenses
- 4,029
- Operating Profit
- 2,028
- Provisions & Contingencies
- 2,622
- Profit before Tax
- -594
- Tax %
- 25.17%
- Net Profit
- -445
- EPS
- -6
- Gross NPA %
- 3.60%
- Net NPA %
- 1.04%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.10%
- Return on Assets %
- -0.33%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.60%
- Net NPA %
- 1.04%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.10%
- Return on Assets %
- -0.33%
- Branches / ATMs / Employees
- —
- 11,373
- Interest Expended
- 6,811
- Net Interest Income
- 4,562
- 1,707
- Total Income
- 13,080
- Operating Expenses
- 3,961
- Operating Profit
- 2,307
- Provisions & Contingencies
- 2,089
- Profit before Tax
- 218
- Tax %
- 26.13%
- Net Profit
- 161
- EPS
- 2
- Gross NPA %
- 3.56%
- Net NPA %
- 1.04%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.94%
- Return on Assets %
- 0.10%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.56%
- Net NPA %
- 1.04%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 16.94%
- Return on Assets %
- 0.10%
- Branches / ATMs / Employees
- —
- 11,005
- Interest Expended
- 6,634
- Net Interest Income
- 4,371
- 1,706
- Total Income
- 12,719
- Operating Expenses
- 3,863
- Operating Profit
- 2,215
- Provisions & Contingencies
- 1,484
- Profit before Tax
- 731
- Tax %
- 27.12%
- Net Profit
- 533
- EPS
- 7
- Gross NPA %
- 3.43%
- Net NPA %
- 1.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.48%
- Return on Assets %
- 0.45%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.43%
- Net NPA %
- 1.00%
- Provision Coverage %
- 0.00%
- NIM %
- 0.00%
- CASA %
- 0.00%
- Capital Adequacy %
- 17.48%
- Return on Assets %
- 0.45%
- Branches / ATMs / Employees
- —
- 11,310
- Interest Expended
- 6,625
- Net Interest Income
- 4,685
- 1,785
- Total Income
- 13,095
- Operating Expenses
- 3,787
- Operating Profit
- 2,683
- Provisions & Contingencies
- 1,340
- Profit before Tax
- 1,343
- Tax %
- 25.37%
- Net Profit
- 1,002
- EPS
- 1
- Gross NPA %
- 3.25%
- Net NPA %
- 0.95%
- Provision Coverage %
- 71.00%
- NIM %
- 3.57%
- CASA %
- 29.43%
- Capital Adequacy %
- 17.15%
- Return on Assets %
- 0.75%
- Branches / ATMs / Employees
- —
- Gross NPA %
- 3.25%
- Net NPA %
- 0.95%
- Provision Coverage %
- 71.00%
- NIM %
- 3.57%
- CASA %
- 29.43%
- Capital Adequacy %
- 17.15%
- Return on Assets %
- 0.75%
- Branches / ATMs / Employees
- —
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 45,748 | 48,668 | 46,251 | — | |
| Interest Expended | 8,343 | 9,783 | 13,415 | 16,724 | 15,472 | 15,822 | 18,776 | 25,132 | 29,636 | 28,268 | 27,270 |
| Net Interest Income | -8,343 | -9,783 | -13,415 | -16,724 | -15,472 | -15,822 | -18,776 | 20,616 | 19,031 | 17,982 | — |
| 4,171 | 4,750 | 5,647 | 6,951 | 6,559 | 7,334 | 8,166 | 9,388 | 7,684 | 7,217 | 6,846 | |
| Total Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 55,136 | 56,352 | 53,468 | 52,154 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 14,263 | 16,071 | 15,997 | — | |
| Operating Profit | -8,343 | -9,783 | -13,415 | -16,724 | -15,472 | -15,822 | -18,776 | 15,740 | 10,645 | 9,202 | — |
| 746 | 1,022 | 2,892 | 4,110 | 5,669 | 4,450 | 4,186 | 3,799 | 7,030 | 7,933 | — | |
| Profit before Tax | 4,360 | 5,481 | 4,981 | 6,121 | 3,784 | 6,174 | 9,860 | 11,942 | 3,615 | 1,269 | 1,698 |
| Tax % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 25 | 27 | 26 | 26 |
| Net Profit | 2,868 | 3,606 | 3,301 | 4,418 | 2,836 | 4,611 | 7,390 | 8,950 | 2,643 | 933 | 1,252 |
| EPS | 48 | 60 | 54 | 64 | 39 | 59 | 95 | 115 | 34 | 12 | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — | — | — | — |
| Cost-to-Income % | — | — | — | — | — | — | — | — | — | — | — |
| Credit Cost % | — | — | — | — | — | — | — | — | — | — | — |
- 0
- Interest Expended
- 8,343
- Net Interest Income
- -8,343
- 4,171
- Total Income
- 0
- 0
- Operating Profit
- -8,343
- 746
- Profit before Tax
- 4,360
- Tax %
- 0
- Net Profit
- 2,868
- EPS
- 48
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 9,783
- Net Interest Income
- -9,783
- 4,750
- Total Income
- 0
- 0
- Operating Profit
- -9,783
- 1,022
- Profit before Tax
- 5,481
- Tax %
- 0
- Net Profit
- 3,606
- EPS
- 60
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 13,415
- Net Interest Income
- -13,415
- 5,647
- Total Income
- 0
- 0
- Operating Profit
- -13,415
- 2,892
- Profit before Tax
- 4,981
- Tax %
- 0
- Net Profit
- 3,301
- EPS
- 54
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 16,724
- Net Interest Income
- -16,724
- 6,951
- Total Income
- 0
- 0
- Operating Profit
- -16,724
- 4,110
- Profit before Tax
- 6,121
- Tax %
- 0
- Net Profit
- 4,418
- EPS
- 64
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 15,472
- Net Interest Income
- -15,472
- 6,559
- Total Income
- 0
- 0
- Operating Profit
- -15,472
- 5,669
- Profit before Tax
- 3,784
- Tax %
- 0
- Net Profit
- 2,836
- EPS
- 39
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 15,822
- Net Interest Income
- -15,822
- 7,334
- Total Income
- 0
- 0
- Operating Profit
- -15,822
- 4,450
- Profit before Tax
- 6,174
- Tax %
- 0
- Net Profit
- 4,611
- EPS
- 59
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 0
- Interest Expended
- 18,776
- Net Interest Income
- -18,776
- 8,166
- Total Income
- 0
- 0
- Operating Profit
- -18,776
- 4,186
- Profit before Tax
- 9,860
- Tax %
- 0
- Net Profit
- 7,390
- EPS
- 95
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 45,748
- Interest Expended
- 25,132
- Net Interest Income
- 20,616
- 9,388
- Total Income
- 55,136
- 14,263
- Operating Profit
- 15,740
- 3,799
- Profit before Tax
- 11,942
- Tax %
- 25
- Net Profit
- 8,950
- EPS
- 115
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 48,668
- Interest Expended
- 29,636
- Net Interest Income
- 19,031
- 7,684
- Total Income
- 56,352
- 16,071
- Operating Profit
- 10,645
- 7,030
- Profit before Tax
- 3,615
- Tax %
- 27
- Net Profit
- 2,643
- EPS
- 34
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- 46,251
- Interest Expended
- 28,268
- Net Interest Income
- 17,982
- 7,217
- Total Income
- 53,468
- 15,997
- Operating Profit
- 9,202
- 7,933
- Profit before Tax
- 1,269
- Tax %
- 26
- Net Profit
- 933
- EPS
- 12
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- —
- Interest Expended
- 27,270
- Net Interest Income
- —
- 6,846
- Total Income
- 52,154
- —
- Operating Profit
- —
- —
- Profit before Tax
- 1,698
- Tax %
- 26
- Net Profit
- 1,252
- EPS
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
- NIM %
- —
- Cost-to-Income %
- —
- Credit Cost %
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 15%
- 5 Years:
- 10%
- 3 Years:
- 8%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- -9%
- 5 Years:
- -20%
- 3 Years:
- -50%
STOCK PRICE CAGR
- 10 Years:
- -2%
- 5 Years:
- 1%
- 3 Years:
- -10%
- 1 Year:
- 31%
RETURN ON EQUITY
- 10 Years:
- 11%
- 5 Years:
- 9%
- 3 Years:
- 7%
- Last Year:
- 1%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 598 | 600 | 603 | 694 | 773 | 775 | 776 | 778 | 779 | 779 |
| 20,033 | 23,227 | 26,072 | 33,330 | 42,587 | 46,906 | 53,801 | 61,915 | 63,571 | 64,510 | |
| 1,26,572 | 1,51,639 | 1,94,868 | 2,02,040 | 2,56,205 | 2,93,681 | 3,36,438 | 3,84,793 | 4,11,078 | 4,00,174 | |
| 22,454 | 38,289 | 47,321 | 60,754 | 51,323 | 47,323 | 49,011 | 47,611 | 53,704 | 42,789 | |
| Other Liabilities & Provisions | 8,976 | 7,856 | 8,944 | 9,558 | 12,080 | 13,273 | 17,733 | 19,734 | 24,744 | 35,016 |
| Total Liabilities | 1,78,648 | 2,21,626 | 2,77,819 | 3,07,058 | 3,62,973 | 4,01,975 | 4,57,804 | 51 | 5,54,018 | 5,43,419 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 7,749 | 10,962 | 9,961 | 13,675 | 17,871 | 60,141 | 42,961 | 18,557 | 50,889 | 29,875 | |
| Balances with Banks & Money at Call | 10,880 | 2,253 | 4,822 | 2,328 | 38,457 | 8,133 | 13,550 | 18,244 | 8,276 | 18,914 |
| 36,702 | 50,077 | 59,266 | 59,980 | 69,695 | 70,971 | 83,116 | 1,06,527 | 1,14,497 | 1,25,047 | |
| 1,13,081 | 1,44,954 | 1,86,394 | 2,06,783 | 2,12,595 | 2,39,052 | 2,89,924 | 3,43,298 | 3,45,019 | 3,15,871 | |
| 1,307 | 1,313 | 1,688 | 1,742 | 1,734 | 1,754 | 1,857 | 2,001 | 2,168 | 2,312 | |
| 8,902 | 12,041 | 15,666 | 22,471 | 22,546 | 21,829 | 26,260 | 26,111 | 32,981 | 51,273 | |
| Total Assets | 1,78,648 | 2,21,626 | 2,77,819 | 3,07,058 | 3,62,973 | 4,01,975 | 4,57,804 | 51 | 5,54,018 | 5,43,419 |
| CASA Deposits | 27,037 | 45,888 | 54,486 | 53,130 | 71,065 | 88,826 | 84,128 | 98,676 | 94,025 | 89,899 |
| CASA Ratio (%) | 21.36 | 30.26 | 27.96 | 26.30 | 27.74 | 30.25 | 25.01 | 25.64 | 22.87 | 22.47 |
| Credit-Deposit Ratio (%) | 89.34 | 95.59 | 95.65 | 102.35 | 82.98 | 81.40 | 86.17 | 89.22 | 83.93 | 78.93 |
| Contingent Liabilities | 4,06,387 | 6,62,099 | 9,52,668 | 9,67,596 | 8,50,068 | 9,23,780 | 12,64,256 | 16,38,925 | 13,98,885 | 11,72,713 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 36,152 | 37,638 | 35,716 |
| Book Value per Share | 338.65 | 390.94 | 437.20 | 485.97 | 556.61 | 611.54 | 699.52 | 801.70 | 822.28 | 834.52 |
| CASA Deposits | 27,037 | 45,888 | 54,486 | 53,130 | 71,065 | 88,826 | 84,128 | 98,676 | 94,025 | 89,899 |
| CASA Ratio (%) | 21.36 | 30.26 | 27.96 | 26.30 | 27.74 | 30.25 | 25.01 | 25.64 | 22.87 | 22.47 |
| Credit-Deposit Ratio (%) | 89.34 | 95.59 | 95.65 | 102.35 | 82.98 | 81.40 | 86.17 | 89.22 | 83.93 | 78.93 |
| Contingent Liabilities | 4,06,387 | 6,62,099 | 9,52,668 | 9,67,596 | 8,50,068 | 9,23,780 | 12,64,256 | 16,38,925 | 13,98,885 | 11,72,713 |
| Bills for Collection | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 36,152 | 37,638 | 35,716 |
| Book Value per Share | 338.65 | 390.94 | 437.20 | 485.97 | 556.61 | 611.54 | 699.52 | 801.70 | 822.28 | 834.52 |
- Equity Capital
- 598
- 20,033
- 1,26,572
- 22,454
- Other Liabilities & Provisions
- 8,976
- Total Liabilities
- 1,78,648
- 7,749
- Balances with Banks & Money at Call
- 10,880
- 36,702
- 1,13,081
- 1,307
- 8,902
- Total Assets
- 1,78,648
- CASA Deposits
- 27,037
- CASA Ratio (%)
- 21.36
- Credit-Deposit Ratio (%)
- 89.34
- Contingent Liabilities
- 4,06,387
- Bills for Collection
- 0
- Book Value per Share
- 338.65
- CASA Deposits
- 27,037
- CASA Ratio (%)
- 21.36
- Credit-Deposit Ratio (%)
- 89.34
- Contingent Liabilities
- 4,06,387
- Bills for Collection
- 0
- Book Value per Share
- 338.65
- Equity Capital
- 600
- 23,227
- 1,51,639
- 38,289
- Other Liabilities & Provisions
- 7,856
- Total Liabilities
- 2,21,626
- 10,962
- Balances with Banks & Money at Call
- 2,253
- 50,077
- 1,44,954
- 1,313
- 12,041
- Total Assets
- 2,21,626
- CASA Deposits
- 45,888
- CASA Ratio (%)
- 30.26
- Credit-Deposit Ratio (%)
- 95.59
- Contingent Liabilities
- 6,62,099
- Bills for Collection
- 0
- Book Value per Share
- 390.94
- CASA Deposits
- 45,888
- CASA Ratio (%)
- 30.26
- Credit-Deposit Ratio (%)
- 95.59
- Contingent Liabilities
- 6,62,099
- Bills for Collection
- 0
- Book Value per Share
- 390.94
- Equity Capital
- 603
- 26,072
- 1,94,868
- 47,321
- Other Liabilities & Provisions
- 8,944
- Total Liabilities
- 2,77,819
- 9,961
- Balances with Banks & Money at Call
- 4,822
- 59,266
- 1,86,394
- 1,688
- 15,666
- Total Assets
- 2,77,819
- CASA Deposits
- 54,486
- CASA Ratio (%)
- 27.96
- Credit-Deposit Ratio (%)
- 95.65
- Contingent Liabilities
- 9,52,668
- Bills for Collection
- 0
- Book Value per Share
- 437.20
- CASA Deposits
- 54,486
- CASA Ratio (%)
- 27.96
- Credit-Deposit Ratio (%)
- 95.65
- Contingent Liabilities
- 9,52,668
- Bills for Collection
- 0
- Book Value per Share
- 437.20
- Equity Capital
- 694
- 33,330
- 2,02,040
- 60,754
- Other Liabilities & Provisions
- 9,558
- Total Liabilities
- 3,07,058
- 13,675
- Balances with Banks & Money at Call
- 2,328
- 59,980
- 2,06,783
- 1,742
- 22,471
- Total Assets
- 3,07,058
- CASA Deposits
- 53,130
- CASA Ratio (%)
- 26.30
- Credit-Deposit Ratio (%)
- 102.35
- Contingent Liabilities
- 9,67,596
- Bills for Collection
- 0
- Book Value per Share
- 485.97
- CASA Deposits
- 53,130
- CASA Ratio (%)
- 26.30
- Credit-Deposit Ratio (%)
- 102.35
- Contingent Liabilities
- 9,67,596
- Bills for Collection
- 0
- Book Value per Share
- 485.97
- Equity Capital
- 773
- 42,587
- 2,56,205
- 51,323
- Other Liabilities & Provisions
- 12,080
- Total Liabilities
- 3,62,973
- 17,871
- Balances with Banks & Money at Call
- 38,457
- 69,695
- 2,12,595
- 1,734
- 22,546
- Total Assets
- 3,62,973
- CASA Deposits
- 71,065
- CASA Ratio (%)
- 27.74
- Credit-Deposit Ratio (%)
- 82.98
- Contingent Liabilities
- 8,50,068
- Bills for Collection
- 0
- Book Value per Share
- 556.61
- CASA Deposits
- 71,065
- CASA Ratio (%)
- 27.74
- Credit-Deposit Ratio (%)
- 82.98
- Contingent Liabilities
- 8,50,068
- Bills for Collection
- 0
- Book Value per Share
- 556.61
- Equity Capital
- 775
- 46,906
- 2,93,681
- 47,323
- Other Liabilities & Provisions
- 13,273
- Total Liabilities
- 4,01,975
- 60,141
- Balances with Banks & Money at Call
- 8,133
- 70,971
- 2,39,052
- 1,754
- 21,829
- Total Assets
- 4,01,975
- CASA Deposits
- 88,826
- CASA Ratio (%)
- 30.25
- Credit-Deposit Ratio (%)
- 81.40
- Contingent Liabilities
- 9,23,780
- Bills for Collection
- 0
- Book Value per Share
- 611.54
- CASA Deposits
- 88,826
- CASA Ratio (%)
- 30.25
- Credit-Deposit Ratio (%)
- 81.40
- Contingent Liabilities
- 9,23,780
- Bills for Collection
- 0
- Book Value per Share
- 611.54
- Equity Capital
- 776
- 53,801
- 3,36,438
- 49,011
- Other Liabilities & Provisions
- 17,733
- Total Liabilities
- 4,57,804
- 42,961
- Balances with Banks & Money at Call
- 13,550
- 83,116
- 2,89,924
- 1,857
- 26,260
- Total Assets
- 4,57,804
- CASA Deposits
- 84,128
- CASA Ratio (%)
- 25.01
- Credit-Deposit Ratio (%)
- 86.17
- Contingent Liabilities
- 12,64,256
- Bills for Collection
- 0
- Book Value per Share
- 699.52
- CASA Deposits
- 84,128
- CASA Ratio (%)
- 25.01
- Credit-Deposit Ratio (%)
- 86.17
- Contingent Liabilities
- 12,64,256
- Bills for Collection
- 0
- Book Value per Share
- 699.52
- Equity Capital
- 778
- 61,915
- 3,84,793
- 47,611
- Other Liabilities & Provisions
- 19,734
- Total Liabilities
- 51
- 18,557
- Balances with Banks & Money at Call
- 18,244
- 1,06,527
- 3,43,298
- 2,001
- 26,111
- Total Assets
- 51
- CASA Deposits
- 98,676
- CASA Ratio (%)
- 25.64
- Credit-Deposit Ratio (%)
- 89.22
- Contingent Liabilities
- 16,38,925
- Bills for Collection
- 36,152
- Book Value per Share
- 801.70
- CASA Deposits
- 98,676
- CASA Ratio (%)
- 25.64
- Credit-Deposit Ratio (%)
- 89.22
- Contingent Liabilities
- 16,38,925
- Bills for Collection
- 36,152
- Book Value per Share
- 801.70
- Equity Capital
- 779
- 63,571
- 4,11,078
- 53,704
- Other Liabilities & Provisions
- 24,744
- Total Liabilities
- 5,54,018
- 50,889
- Balances with Banks & Money at Call
- 8,276
- 1,14,497
- 3,45,019
- 2,168
- 32,981
- Total Assets
- 5,54,018
- CASA Deposits
- 94,025
- CASA Ratio (%)
- 22.87
- Credit-Deposit Ratio (%)
- 83.93
- Contingent Liabilities
- 13,98,885
- Bills for Collection
- 37,638
- Book Value per Share
- 822.28
- CASA Deposits
- 94,025
- CASA Ratio (%)
- 22.87
- Credit-Deposit Ratio (%)
- 83.93
- Contingent Liabilities
- 13,98,885
- Bills for Collection
- 37,638
- Book Value per Share
- 822.28
- Equity Capital
- 779
- 64,510
- 4,00,174
- 42,789
- Other Liabilities & Provisions
- 35,016
- Total Liabilities
- 5,43,419
- 29,875
- Balances with Banks & Money at Call
- 18,914
- 1,25,047
- 3,15,871
- 2,312
- 51,273
- Total Assets
- 5,43,419
- CASA Deposits
- 89,899
- CASA Ratio (%)
- 22.47
- Credit-Deposit Ratio (%)
- 78.93
- Contingent Liabilities
- 11,72,713
- Bills for Collection
- 35,716
- Book Value per Share
- 834.52
- CASA Deposits
- 89,899
- CASA Ratio (%)
- 22.47
- Credit-Deposit Ratio (%)
- 78.93
- Contingent Liabilities
- 11,72,713
- Bills for Collection
- 35,716
- Book Value per Share
- 834.52
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 11,569 | -20,700 | -6,389 | -12,039 | 44,646 | 16,600 | -12,438 | -16,843 | 18,113 | 1,045 | |
| Cash from Investing | -274 | -220 | -638 | -400 | -233 | -362 | -520 | -633 | -647 | -619 |
| Cash from Financing | -2,768 | 15,505 | 8,590 | 12,733 | -4,096 | -4,302 | 1,115 | -2,242 | 4,876 | -10,912 |
| 8,527 | -5,415 | 1,563 | 294 | 40,317 | 11,936 | -11,843 | -19,718 | 22,341 | -10,486 |
- 11,569
- Cash from Investing
- -274
- Cash from Financing
- -2,768
- 8,527
- -20,700
- Cash from Investing
- -220
- Cash from Financing
- 15,505
- -5,415
- -6,389
- Cash from Investing
- -638
- Cash from Financing
- 8,590
- 1,563
- -12,039
- Cash from Investing
- -400
- Cash from Financing
- 12,733
- 294
- 44,646
- Cash from Investing
- -233
- Cash from Financing
- -4,096
- 40,317
- 16,600
- Cash from Investing
- -362
- Cash from Financing
- -4,302
- 11,936
- -12,438
- Cash from Investing
- -520
- Cash from Financing
- 1,115
- -11,843
- -16,843
- Cash from Investing
- -633
- Cash from Financing
- -2,242
- -19,718
- 18,113
- Cash from Investing
- -647
- Cash from Financing
- 4,876
- 22,341
- 1,045
- Cash from Investing
- -619
- Cash from Financing
- -10,912
- -10,486
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 47.95 | 60.08 | 54.77 | 63.70 | 36.68 | 59.52 | 95.24 | 114.99 | 33.92 | 11.98 |
| Book Value (₹) | 338.65 | 390.94 | 437.20 | 485.97 | 556.61 | 611.54 | 699.52 | 801.70 | 822.28 | 834.52 |
| Dividend per Share (₹) | 6.00 | 7.50 | 7.50 | 0.00 | 5.00 | 8.50 | 14.00 | 16.50 | 0.00 | 1.50 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Net Interest Margin % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 4.24% | 3.67% | 3.67% |
| ROA % | 1.78% | 1.80% | 1.32% | 1.51% | 0.85% | 1.21% | 1.72% | 1.84% | 0.49% | 0.17% |
| ROE % | 15.27% | 16.50% | 13.25% | 14.71% | 7.39% | 10.20% | 14.54% | 15.34% | 4.18% | 1.45% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 47.54% | 60.15% | 63.48% | |
| ASSET QUALITY | - | - | - | - | - | - | - | - | - | - |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 3.13% | 3.43% |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.95% | 1.00% |
| Provision Coverage % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 70.00% |
| Slippage Ratio % | — | — | — | — | — | — | — | — | — | — |
| BALANCE SHEET & LIQUIDITY | - | - | - | - | - | - | - | - | - | - |
| CASA % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 37.91% | 32.84% | 31.28% |
| Credit-Deposit Ratio % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.12% | 0.13% | 0.11% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 17.23% | 16.24% | 17.48% | |
| GROWTH & VALUATION | - | - | - | - | - | - | - | - | - | - |
| Net Profit Growth % | 25.43% | 25.74% | -8.46% | 33.83% | -35.80% | 62.57% | 60.26% | 21.11% | -70.47% | -64.68% |
| Book Value Growth % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 14.61% | 2.57% | 1.49% |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 13.53x | 19.15x | 62.84x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.94x | 0.79x | 0.90x |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.06% | 0.00% | 0.20% |
- EPS (₹)
- 47.95
- Book Value (₹)
- 338.65
- Dividend per Share (₹)
- 6.00
- Net Interest Margin %
- 0.00%
- ROA %
- 1.78%
- ROE %
- 15.27%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 25.43%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 60.08
- Book Value (₹)
- 390.94
- Dividend per Share (₹)
- 7.50
- Net Interest Margin %
- 0.00%
- ROA %
- 1.80%
- ROE %
- 16.50%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 25.74%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 54.77
- Book Value (₹)
- 437.20
- Dividend per Share (₹)
- 7.50
- Net Interest Margin %
- 0.00%
- ROA %
- 1.32%
- ROE %
- 13.25%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -8.46%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 63.70
- Book Value (₹)
- 485.97
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 0.00%
- ROA %
- 1.51%
- ROE %
- 14.71%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 33.83%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 36.68
- Book Value (₹)
- 556.61
- Dividend per Share (₹)
- 5.00
- Net Interest Margin %
- 0.00%
- ROA %
- 0.85%
- ROE %
- 7.39%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- -35.80%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 59.52
- Book Value (₹)
- 611.54
- Dividend per Share (₹)
- 8.50
- Net Interest Margin %
- 0.00%
- ROA %
- 1.21%
- ROE %
- 10.20%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 62.57%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 95.24
- Book Value (₹)
- 699.52
- Dividend per Share (₹)
- 14.00
- Net Interest Margin %
- 0.00%
- ROA %
- 1.72%
- ROE %
- 14.54%
- 0.00%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 0.00%
- Credit-Deposit Ratio %
- 0.00%
- 0.00%
- Net Profit Growth %
- 60.26%
- Book Value Growth %
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- 0.00%
- EPS (₹)
- 114.99
- Book Value (₹)
- 801.70
- Dividend per Share (₹)
- 16.50
- Net Interest Margin %
- 4.24%
- ROA %
- 1.84%
- ROE %
- 15.34%
- 47.54%
- Gross NPA %
- 0.00%
- Net NPA %
- 0.00%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 37.91%
- Credit-Deposit Ratio %
- 0.12%
- 17.23%
- Net Profit Growth %
- 21.11%
- Book Value Growth %
- 14.61%
- P/E (x)
- 13.53x
- P/B (x)
- 1.94x
- 1.06%
- EPS (₹)
- 33.92
- Book Value (₹)
- 822.28
- Dividend per Share (₹)
- 0.00
- Net Interest Margin %
- 3.67%
- ROA %
- 0.49%
- ROE %
- 4.18%
- 60.15%
- Gross NPA %
- 3.13%
- Net NPA %
- 0.95%
- Provision Coverage %
- 0.00%
- Slippage Ratio %
- —
- CASA %
- 32.84%
- Credit-Deposit Ratio %
- 0.13%
- 16.24%
- Net Profit Growth %
- -70.47%
- Book Value Growth %
- 2.57%
- P/E (x)
- 19.15x
- P/B (x)
- 0.79x
- 0.00%
- EPS (₹)
- 11.98
- Book Value (₹)
- 834.52
- Dividend per Share (₹)
- 1.50
- Net Interest Margin %
- 3.67%
- ROA %
- 0.17%
- ROE %
- 1.45%
- 63.48%
- Gross NPA %
- 3.43%
- Net NPA %
- 1.00%
- Provision Coverage %
- 70.00%
- Slippage Ratio %
- —
- CASA %
- 31.28%
- Credit-Deposit Ratio %
- 0.11%
- 17.48%
- Net Profit Growth %
- -64.68%
- Book Value Growth %
- 1.49%
- P/E (x)
- 62.84x
- P/B (x)
- 0.90x
- 0.20%
Documents
Announcements
- Credit Rating
2026-08-19 - Indusind Bank Limited has informed the Exchange about Credit Rating
- Press Release
2026-08-18 - IndusInd Bank Limited has informed the Exchange regarding a press release dated August 18, 2026, titled "IndusInd Bank Limited joins the Partnership for Carbon Accounting Financials (PCAF)".
Annual Reports
Nothing filed yet.
Credit Ratings
- Credit Rating
2026-08-19 - Indusind Bank Limited has informed the Exchange about Credit Rating
- Credit Rating
2026-07-03 - Indusind Bank Limited has informed the Exchange about Credit Rating
- Credit Rating
2026-05-21 - Indusind Bank Limited has informed the Exchange about Credit Rating
Concalls
Jul 2026
Apr 2026
Jan 2026

