Lakshmi Finance & Industrial Corporation Ltd.
•₹ 140.941.95%
2026-08-21
PROS
- Solid return on assets for a lender - ROA of 6.0%
- Asset quality is healthy - gross NPA of just 0.0%
- Company has delivered good sales growth of 23.0% CAGR over last 5 years
- Company has a consistent dividend-paying track record
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Recent results are weak - TTM profit is down 51.5% versus prior year
- Company has a low return on capital employed of 9.9%
- Company has a low return on equity of 9.2% over last 3 years
- Operating margins have contracted to 34.5% from 80.9%
- Thin net interest margin of 0.0%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BAJFINANCE | 1095.15 | 33.58 | 681835.39 | 0.55 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| 2. | SHRIRAMFIN | 1125.05 | 23.39 | 264722.41 | 0.96 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| 3. | CHOLAFIN | 1910.00 | 28.36 | 163126.61 | 0.10 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| 4. | JIOFIN | 244.95 | 78.27 | 161743.95 | 0.24 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| 5. | TATACAP | 365.60 | 28.72 | 155192.41 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| 6. | BAJAJHLDNG | 11353.35 | 14.27 | 126355.42 | 1.72 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| 7. | MUTHOOTFIN | 2972.00 | 10.49 | 119316.43 | 1.01 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| 8. | ABCAPITAL | 408.00 | 27.21 | 111671.47 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| 9. | LTF | 314.90 | 24.80 | 78915.38 | 0.87 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| 10. | SBICARD | 646.05 | 0.00 | 61480.86 | 0.39 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| 11. | HDBFS | 691.85 | 26.41 | 57468.10 | 0.58 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| 12. | LFIC | 138.24 | 0.00 | 41.47 | 1.81 | 4.04 | 7.84 | 6.13 | 44.92 | 4.29 | 92.74 |
Detailed Comparison with:
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3 | 3 | 5 | 3 | 6 | 3 | 2 | 2 | 4 | 0 | 2 | 2 | 6 | |
| 0 | 0 | 0 | 2 | 0 | 1 | 5 | 6 | 0 | 3 | 0 | 7 | 0 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 4 | 3 | 5 | 2 | 6 | 4 | -3 | -5 | 5 | -2 | 2 | -5 | 6 | |
| Tax % | 27.72% | 24.09% | 19.87% | -8.52% | 23.68% | 18.40% | 38.04% | 45.00% | 25.20% | 26.79% | 30.05% | 41.06% | 28.23% |
| Net Profit | 3 | 2 | 4 | 2 | 5 | 3 | -2 | -3 | 4 | -1 | 1 | -3 | 4 |
| 9 | 7 | 12 | 6 | 16 | 12 | -7 | -9 | 12 | -4 | 4 | -9 | 1 | |
| Equity Capital | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 3
- 0
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 4
- Tax %
- 27.72%
- Net Profit
- 3
- 9
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2023
- 3
- 0
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 3
- Tax %
- 24.09%
- Net Profit
- 2
- 7
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2023
- 5
- 0
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 5
- Tax %
- 19.87%
- Net Profit
- 4
- 12
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2024
- 3
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- -8.52%
- Net Profit
- 2
- 6
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2024
- 6
- 0
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 6
- Tax %
- 23.68%
- Net Profit
- 5
- 16
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2024
- 3
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 4
- Tax %
- 18.40%
- Net Profit
- 3
- 12
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2024
- 2
- 5
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -3
- Tax %
- 38.04%
- Net Profit
- -2
- -7
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2025
- 2
- 6
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -5
- Tax %
- 45.00%
- Net Profit
- -3
- -9
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2025
- 4
- 0
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 5
- Tax %
- 25.20%
- Net Profit
- 4
- 12
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2025
- 0
- 3
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -2
- Tax %
- 26.79%
- Net Profit
- -1
- -4
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2025
- 2
- 0
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- 30.05%
- Net Profit
- 1
- 4
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2026
- 2
- 7
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -5
- Tax %
- 41.06%
- Net Profit
- -3
- -9
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2026
- 6
- 0
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 6
- Tax %
- 28.23%
- Net Profit
- 4
- 1
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 3
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 5 | 4 | 6 | 3 | 3 | 15 | 8 | 4 | 15 | 8 | 11 | |
| 1 | 1 | 2 | 3 | 12 | 1 | 2 | 3 | 2 | 5 | 11 | |
| Operating Profit | 4 | 3 | 5 | 0 | -9 | 14 | 6 | 0 | 13 | 3 | — |
| OPM % | 84 | 79 | 78 | 5 | -331 | 94 | 81 | 10 | 87 | 35 | — |
| Other Income | 0 | 0 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 4 | 3 | 5 | -0 | -9 | 14 | 6 | 0 | 13 | 2 | 1 | |
| Tax % | 3 | 1 | 3 | 4,250 | 28 | 35 | 9 | -210 | 19 | -47 | -18 |
| Net Profit | 4 | 3 | 5 | 1 | -7 | 9 | 6 | 1 | 10 | 4 | 1 |
| EPS | 0 | 0 | 0 | 0 | -22 | 31 | 19 | 2 | 35 | 12 | — |
| Dividend Payout % | 29 | 33 | 26 | 121 | -9 | 10 | 16 | 109 | 12 | 25 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 12 | 10 | 15 | 2 | -22 | 31 | 19 | 2 | 35 | 12 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 12 | 10 | 15 | 2 | -22 | 31 | 19 | 2 | 35 | 12 | — |
Mar 2016
- 5
- 1
- Operating Profit
- 4
- OPM %
- 84
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 4
- Tax %
- 3
- Net Profit
- 4
- EPS
- 0
- Dividend Payout %
- 29
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 12
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 12
Mar 2017
- 4
- 1
- Operating Profit
- 3
- OPM %
- 79
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 3
- Tax %
- 1
- Net Profit
- 3
- EPS
- 0
- Dividend Payout %
- 33
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
Mar 2018
- 6
- 2
- Operating Profit
- 5
- OPM %
- 78
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 5
- Tax %
- 3
- Net Profit
- 5
- EPS
- 0
- Dividend Payout %
- 26
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 15
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 15
Mar 2019
- 3
- 3
- Operating Profit
- 0
- OPM %
- 5
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- -0
- Tax %
- 4,250
- Net Profit
- 1
- EPS
- 0
- Dividend Payout %
- 121
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
Mar 2020
- 3
- 12
- Operating Profit
- -9
- OPM %
- -331
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- -9
- Tax %
- 28
- Net Profit
- -7
- EPS
- -22
- Dividend Payout %
- -9
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -22
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -22
Mar 2021
- 15
- 1
- Operating Profit
- 14
- OPM %
- 94
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 14
- Tax %
- 35
- Net Profit
- 9
- EPS
- 31
- Dividend Payout %
- 10
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 31
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 31
Mar 2022
- 8
- 2
- Operating Profit
- 6
- OPM %
- 81
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 6
- Tax %
- 9
- Net Profit
- 6
- EPS
- 19
- Dividend Payout %
- 16
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 19
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 19
Mar 2023
- 4
- 3
- Operating Profit
- 0
- OPM %
- 10
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 0
- Tax %
- -210
- Net Profit
- 1
- EPS
- 2
- Dividend Payout %
- 109
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
Mar 2024
- 15
- 2
- Operating Profit
- 13
- OPM %
- 87
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 13
- Tax %
- 19
- Net Profit
- 10
- EPS
- 35
- Dividend Payout %
- 12
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 35
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 35
Mar 2025
- 8
- 5
- Operating Profit
- 3
- OPM %
- 35
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- -47
- Net Profit
- 4
- EPS
- 12
- Dividend Payout %
- 25
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 12
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 12
TTM
- 11
- 11
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 1
- Tax %
- -18
- Net Profit
- 1
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 2%
- 5 Years:
- 23%
- 3 Years:
- -1%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- -3%
- 5 Years:
- —
- 3 Years:
- -14%
STOCK PRICE CAGR
- 10 Years:
- 12%
- 5 Years:
- 13%
- 3 Years:
- -2%
- 1 Year:
- -32%
RETURN ON EQUITY
- 10 Years:
- 8%
- 5 Years:
- 13%
- 3 Years:
- 9%
- Last Year:
- 6%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| 33 | 36 | 39 | 38 | 31 | 39 | 44 | 44 | 54 | 56 | |
| 2 | 1 | 1 | 1 | -2 | 2 | 3 | 2 | 3 | 2 | |
| Total Liabilities | 38 | 40 | 44 | 42 | 32 | 45 | 50 | 49 | 60 | 61 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 32 | 37 | 34 | 35 | 27 | 38 | 40 | 46 | 52 | 54 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Cash & Bank | 4 | 2 | 6 | 7 | 5 | 5 | 9 | 2 | 6 | 4 |
| 1 | 1 | 3 | 0 | 1 | 2 | 1 | 1 | 1 | 1 | |
| Total Assets | 38 | 40 | 44 | 42 | 32 | 45 | 50 | 49 | 60 | 61 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Working Capital | 3 | 2 | 8 | 6 | 4 | 5 | 8 | 1 | 6 | 4 |
| Contingent Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book Value per Share | 118.65 | 129.14 | 140.32 | 137.72 | 112.39 | 140.78 | 156.83 | 155.60 | 188.38 | 196.17 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Working Capital | 3 | 2 | 8 | 6 | 4 | 5 | 8 | 1 | 6 | 4 |
| Contingent Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book Value per Share | 118.65 | 129.14 | 140.32 | 137.72 | 112.39 | 140.78 | 156.83 | 155.60 | 188.38 | 196.17 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Mar 2016
- Equity Capital
- 3
- 33
- 2
- Total Liabilities
- 38
- 0
- 32
- 0
- Cash & Bank
- 4
- 1
- Total Assets
- 38
- Total Debt
- 0
- Net Working Capital
- 3
- Contingent Liabilities
- 0
- Book Value per Share
- 118.65
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 3
- Contingent Liabilities
- 0
- Book Value per Share
- 118.65
- Face Value
- 10.00
Mar 2017
- Equity Capital
- 3
- 36
- 1
- Total Liabilities
- 40
- 0
- 37
- 0
- Cash & Bank
- 2
- 1
- Total Assets
- 40
- Total Debt
- 0
- Net Working Capital
- 2
- Contingent Liabilities
- 0
- Book Value per Share
- 129.14
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 2
- Contingent Liabilities
- 0
- Book Value per Share
- 129.14
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 3
- 39
- 1
- Total Liabilities
- 44
- 0
- 34
- 0
- Cash & Bank
- 6
- 3
- Total Assets
- 44
- Total Debt
- 0
- Net Working Capital
- 8
- Contingent Liabilities
- 0
- Book Value per Share
- 140.32
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 8
- Contingent Liabilities
- 0
- Book Value per Share
- 140.32
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 3
- 38
- 1
- Total Liabilities
- 42
- 0
- 35
- 0
- Cash & Bank
- 7
- 0
- Total Assets
- 42
- Total Debt
- 0
- Net Working Capital
- 6
- Contingent Liabilities
- 0
- Book Value per Share
- 137.72
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 6
- Contingent Liabilities
- 0
- Book Value per Share
- 137.72
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 3
- 31
- -2
- Total Liabilities
- 32
- 0
- 27
- 0
- Cash & Bank
- 5
- 1
- Total Assets
- 32
- Total Debt
- 0
- Net Working Capital
- 4
- Contingent Liabilities
- 0
- Book Value per Share
- 112.39
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 4
- Contingent Liabilities
- 0
- Book Value per Share
- 112.39
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 3
- 39
- 2
- Total Liabilities
- 45
- 0
- 38
- 0
- Cash & Bank
- 5
- 2
- Total Assets
- 45
- Total Debt
- 0
- Net Working Capital
- 5
- Contingent Liabilities
- 0
- Book Value per Share
- 140.78
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 5
- Contingent Liabilities
- 0
- Book Value per Share
- 140.78
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 3
- 44
- 3
- Total Liabilities
- 50
- 0
- 40
- 0
- Cash & Bank
- 9
- 1
- Total Assets
- 50
- Total Debt
- 0
- Net Working Capital
- 8
- Contingent Liabilities
- 0
- Book Value per Share
- 156.83
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 8
- Contingent Liabilities
- 0
- Book Value per Share
- 156.83
- Face Value
- 10.00
Mar 2023
- Equity Capital
- 3
- 44
- 2
- Total Liabilities
- 49
- 0
- 46
- 0
- Cash & Bank
- 2
- 1
- Total Assets
- 49
- Total Debt
- 0
- Net Working Capital
- 1
- Contingent Liabilities
- 0
- Book Value per Share
- 155.60
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 1
- Contingent Liabilities
- 0
- Book Value per Share
- 155.60
- Face Value
- 10.00
Mar 2024
- Equity Capital
- 3
- 54
- 3
- Total Liabilities
- 60
- 0
- 52
- 0
- Cash & Bank
- 6
- 1
- Total Assets
- 60
- Total Debt
- 0
- Net Working Capital
- 6
- Contingent Liabilities
- 0
- Book Value per Share
- 188.38
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 6
- Contingent Liabilities
- 0
- Book Value per Share
- 188.38
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 3
- 56
- 2
- Total Liabilities
- 61
- 0
- 54
- 0
- Cash & Bank
- 4
- 1
- Total Assets
- 61
- Total Debt
- 0
- Net Working Capital
- 4
- Contingent Liabilities
- 0
- Book Value per Share
- 196.17
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 4
- Contingent Liabilities
- 0
- Book Value per Share
- 196.17
- Face Value
- 10.00
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -3 | -1 | -4 | 2 | 1 | -3 | -0 | 1 | -3 | -3 | |
| Cash from Investing | 3 | 0 | 9 | 0 | -0 | 3 | 6 | -4 | 8 | 2 |
| Cash from Financing | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 |
| -1 | -2 | 4 | 1 | -0 | -1 | 5 | -4 | 4 | -3 | |
| Free Cash Flow | -3 | -1 | -4 | 2 | 1 | -3 | -1 | 1 | -3 | -4 |
| OCF / Net Profit | -0.84 | -0.35 | -0.86 | 3.03 | -0.12 | -0.32 | -0.03 | 2.25 | -0.32 | -0.92 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -6 | -6 | -5 | 0 | -5 | -9 |
| OCF / Net Profit | -0.84 | -0.35 | -0.86 | 3.03 | -0.12 | -0.32 | -0.03 | 2.25 | -0.32 | -0.92 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -6 | -6 | -5 | 0 | -5 | -9 |
Mar 2016
- -3
- Cash from Investing
- 3
- Cash from Financing
- -1
- -1
- Free Cash Flow
- -3
- OCF / Net Profit
- -0.84
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.84
- Cumulative 5-Year FCF
- 0
Mar 2017
- -1
- Cash from Investing
- 0
- Cash from Financing
- -1
- -2
- Free Cash Flow
- -1
- OCF / Net Profit
- -0.35
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.35
- Cumulative 5-Year FCF
- 0
Mar 2018
- -4
- Cash from Investing
- 9
- Cash from Financing
- -1
- 4
- Free Cash Flow
- -4
- OCF / Net Profit
- -0.86
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.86
- Cumulative 5-Year FCF
- 0
Mar 2019
- 2
- Cash from Investing
- 0
- Cash from Financing
- -1
- 1
- Free Cash Flow
- 2
- OCF / Net Profit
- 3.03
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 3.03
- Cumulative 5-Year FCF
- 0
Mar 2020
- 1
- Cash from Investing
- -0
- Cash from Financing
- -1
- -0
- Free Cash Flow
- 1
- OCF / Net Profit
- -0.12
- Cumulative 5-Year FCF
- -6
- OCF / Net Profit
- -0.12
- Cumulative 5-Year FCF
- -6
Mar 2021
- -3
- Cash from Investing
- 3
- Cash from Financing
- -1
- -1
- Free Cash Flow
- -3
- OCF / Net Profit
- -0.32
- Cumulative 5-Year FCF
- -6
- OCF / Net Profit
- -0.32
- Cumulative 5-Year FCF
- -6
Mar 2022
- -0
- Cash from Investing
- 6
- Cash from Financing
- -1
- 5
- Free Cash Flow
- -1
- OCF / Net Profit
- -0.03
- Cumulative 5-Year FCF
- -5
- OCF / Net Profit
- -0.03
- Cumulative 5-Year FCF
- -5
Mar 2023
- 1
- Cash from Investing
- -4
- Cash from Financing
- -1
- -4
- Free Cash Flow
- 1
- OCF / Net Profit
- 2.25
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 2.25
- Cumulative 5-Year FCF
- 0
Mar 2024
- -3
- Cash from Investing
- 8
- Cash from Financing
- -1
- 4
- Free Cash Flow
- -3
- OCF / Net Profit
- -0.32
- Cumulative 5-Year FCF
- -5
- OCF / Net Profit
- -0.32
- Cumulative 5-Year FCF
- -5
Mar 2025
- -3
- Cash from Investing
- 2
- Cash from Financing
- -1
- -3
- Free Cash Flow
- -4
- OCF / Net Profit
- -0.92
- Cumulative 5-Year FCF
- -9
- OCF / Net Profit
- -0.92
- Cumulative 5-Year FCF
- -9
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 12.10 | 10.49 | 15.39 | 2.07 | -21.95 | 30.51 | 19.02 | 1.83 | 34.59 | 11.93 |
| Book Value (₹) | 118.65 | 129.14 | 140.32 | 137.72 | 112.39 | 140.78 | 156.83 | 155.60 | 188.38 | 196.17 |
| Dividend per Share (₹) | 3.50 | 3.50 | 4.00 | 2.50 | 2.00 | 3.00 | 3.00 | 2.00 | 4.00 | 3.00 |
| Cash EPS (₹) | 12.33 | 10.68 | 15.56 | 2.54 | -21.51 | 30.94 | 19.52 | 2.31 | 35.15 | 12.62 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 84.32% | 78.76% | 78.26% | 5.39% | -330.80% | 94.06% | 80.93% | 9.63% | 87.24% | 34.48% |
| Net Margin % | 79.96% | 76.33% | 75.46% | 21.11% | -240.72% | 60.91% | 71.73% | 15.34% | 69.86% | 46.53% |
| ROE % | 10.55% | 8.46% | 11.42% | 1.49% | -17.56% | 24.10% | 12.78% | 1.17% | 20.11% | 6.21% |
| ROCE % | 10.92% | 8.57% | 11.73% | 0.04% | -24.48% | 36.88% | 14.09% | 0.43% | 24.86% | 4.29% |
| 9.87% | 8.11% | 11.09% | 1.45% | -17.70% | 23.83% | 12.09% | 1.12% | 19.14% | 5.96% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 78 | 66 | 98 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 78 | 66 | 98 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
| Interest Coverage (x) | 0.00x | 0.00x | 0.00x | 0.55x | -388.55x | 1060.90x | 174.75x | 7.85x | 1086.99x | 63.21x |
| 2.72x | 3.85x | 10.40x | 6.40x | 4.97x | 6.54x | 7.67x | 2.27x | 8.66x | 4.96x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | -30.39% | -9.21% | 48.47% | -51.91% | -7.02% | 449.20% | -47.05% | -54.91% | 314.08% | -48.21% |
| Operating Profit Growth % | -33.81% | -15.20% | 47.55% | -96.69% | -5805.39% | 256.17% | -54.45% | -94.63% | 3659.90% | -79.39% |
| Net Profit Growth % | -27.39% | -13.33% | 46.77% | -86.55% | -1160.14% | 238.98% | -37.65% | -90.35% | 1785.09% | -65.50% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1785.08% | -65.50% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 4.92x | 14.45x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.90x | 0.88x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 2.35% | 1.74% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 3.44x | 17.70x |
Mar 2016
- EPS (₹)
- 12.10
- Book Value (₹)
- 118.65
- Dividend per Share (₹)
- 3.50
- Cash EPS (₹)
- 12.33
- Operating Margin %
- 84.32%
- Net Margin %
- 79.96%
- ROE %
- 10.55%
- ROCE %
- 10.92%
- 9.87%
- Debtor Days
- 78
- Inventory Days
- 0
- Payable Days
- 0
- 78
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 2.72x
- Revenue Growth %
- -30.39%
- Operating Profit Growth %
- -33.81%
- Net Profit Growth %
- -27.39%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2017
- EPS (₹)
- 10.49
- Book Value (₹)
- 129.14
- Dividend per Share (₹)
- 3.50
- Cash EPS (₹)
- 10.68
- Operating Margin %
- 78.76%
- Net Margin %
- 76.33%
- ROE %
- 8.46%
- ROCE %
- 8.57%
- 8.11%
- Debtor Days
- 66
- Inventory Days
- 0
- Payable Days
- 0
- 66
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 3.85x
- Revenue Growth %
- -9.21%
- Operating Profit Growth %
- -15.20%
- Net Profit Growth %
- -13.33%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 15.39
- Book Value (₹)
- 140.32
- Dividend per Share (₹)
- 4.00
- Cash EPS (₹)
- 15.56
- Operating Margin %
- 78.26%
- Net Margin %
- 75.46%
- ROE %
- 11.42%
- ROCE %
- 11.73%
- 11.09%
- Debtor Days
- 98
- Inventory Days
- 0
- Payable Days
- 0
- 98
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.00x
- 10.40x
- Revenue Growth %
- 48.47%
- Operating Profit Growth %
- 47.55%
- Net Profit Growth %
- 46.77%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 2.07
- Book Value (₹)
- 137.72
- Dividend per Share (₹)
- 2.50
- Cash EPS (₹)
- 2.54
- Operating Margin %
- 5.39%
- Net Margin %
- 21.11%
- ROE %
- 1.49%
- ROCE %
- 0.04%
- 1.45%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 0.55x
- 6.40x
- Revenue Growth %
- -51.91%
- Operating Profit Growth %
- -96.69%
- Net Profit Growth %
- -86.55%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- -21.95
- Book Value (₹)
- 112.39
- Dividend per Share (₹)
- 2.00
- Cash EPS (₹)
- -21.51
- Operating Margin %
- -330.80%
- Net Margin %
- -240.72%
- ROE %
- -17.56%
- ROCE %
- -24.48%
- -17.70%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- -388.55x
- 4.97x
- Revenue Growth %
- -7.02%
- Operating Profit Growth %
- -5805.39%
- Net Profit Growth %
- -1160.14%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- 30.51
- Book Value (₹)
- 140.78
- Dividend per Share (₹)
- 3.00
- Cash EPS (₹)
- 30.94
- Operating Margin %
- 94.06%
- Net Margin %
- 60.91%
- ROE %
- 24.10%
- ROCE %
- 36.88%
- 23.83%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 1060.90x
- 6.54x
- Revenue Growth %
- 449.20%
- Operating Profit Growth %
- 256.17%
- Net Profit Growth %
- 238.98%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- 19.02
- Book Value (₹)
- 156.83
- Dividend per Share (₹)
- 3.00
- Cash EPS (₹)
- 19.52
- Operating Margin %
- 80.93%
- Net Margin %
- 71.73%
- ROE %
- 12.78%
- ROCE %
- 14.09%
- 12.09%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 174.75x
- 7.67x
- Revenue Growth %
- -47.05%
- Operating Profit Growth %
- -54.45%
- Net Profit Growth %
- -37.65%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 1.83
- Book Value (₹)
- 155.60
- Dividend per Share (₹)
- 2.00
- Cash EPS (₹)
- 2.31
- Operating Margin %
- 9.63%
- Net Margin %
- 15.34%
- ROE %
- 1.17%
- ROCE %
- 0.43%
- 1.12%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 7.85x
- 2.27x
- Revenue Growth %
- -54.91%
- Operating Profit Growth %
- -94.63%
- Net Profit Growth %
- -90.35%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 34.59
- Book Value (₹)
- 188.38
- Dividend per Share (₹)
- 4.00
- Cash EPS (₹)
- 35.15
- Operating Margin %
- 87.24%
- Net Margin %
- 69.86%
- ROE %
- 20.11%
- ROCE %
- 24.86%
- 19.14%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 1086.99x
- 8.66x
- Revenue Growth %
- 314.08%
- Operating Profit Growth %
- 3659.90%
- Net Profit Growth %
- 1785.09%
- 1785.08%
- P/E (x)
- 4.92x
- P/B (x)
- 0.90x
- Dividend Yield %
- 2.35%
- 3.44x
Mar 2025
- EPS (₹)
- 11.93
- Book Value (₹)
- 196.17
- Dividend per Share (₹)
- 3.00
- Cash EPS (₹)
- 12.62
- Operating Margin %
- 34.48%
- Net Margin %
- 46.53%
- ROE %
- 6.21%
- ROCE %
- 4.29%
- 5.96%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 63.21x
- 4.96x
- Revenue Growth %
- -48.21%
- Operating Profit Growth %
- -79.39%
- Net Profit Growth %
- -65.50%
- -65.50%
- P/E (x)
- 14.45x
- P/B (x)
- 0.88x
- Dividend Yield %
- 1.74%
- 17.70x
Documents
Announcements
- Copy of Newspaper Publication
2026-08-13 - Lakshmi Finance & Industrial Corporation Limited has informed the Exchange about Copy of Newspaper Publication
- Outcome of Board Meeting
2026-08-12 - Lakshmi Finance & Industrial Corporation Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
Annual Reports
Credit Ratings
Nothing filed yet.
Concalls
Nothing filed yet.