Manba Finance Ltd.
•₹ 130.90.29%
2026-08-21
PROS
- Promoters have been increasing their shareholding - up 44.3pp over 2 years
- Comfortable capital adequacy - CAR of 30.1%
- Solid return on assets for a lender - ROA of 3.1%
- Latest quarter profit grew 36.0% YoY, showing strong momentum
- Operating margins have improved to 64.9% from 59.1%
- Company has delivered good sales growth of 16.3% CAGR over last 5 years
CONS
- Net NPA is elevated at 2.5% - provisioning cushion is thin
- Equity base is being diluted - shares outstanding up 300.1%
- Free cash flow has been persistently negative
- Thin net interest margin of 0.0%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BAJFINANCE | 1078.60 | 33.07 | 671531.43 | 0.56 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| 2. | SHRIRAMFIN | 1104.90 | 22.97 | 259981.15 | 0.98 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| 3. | JIOFIN | 242.70 | 77.55 | 160258.25 | 0.25 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| 4. | CHOLAFIN | 1866.25 | 27.72 | 159390.07 | 0.11 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| 5. | TATACAP | 365.15 | 28.68 | 155001.39 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| 6. | BAJAJHLDNG | 11322.85 | 14.23 | 126015.97 | 1.72 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| 7. | MUTHOOTFIN | 2859.20 | 10.09 | 114787.87 | 1.05 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| 8. | ABCAPITAL | 396.75 | 26.46 | 108592.29 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| 9. | LTF | 315.00 | 24.80 | 78940.44 | 0.87 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| 10. | SBICARD | 626.30 | 0.00 | 59601.37 | 0.40 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| 11. | HDBFS | 681.15 | 26.00 | 56579.31 | 0.59 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| 12. | MANBA | 130.30 | 45.67 | 654.62 | 0.19 | 132.63 | 1260.17 | 926.08 | 1282.13 | 13.18 | 65.69 |
Detailed Comparison with:
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 34 | 40 | 44 | 51 | 46 | 61 | 64 | 66 | 63 | 72 | 84 | 92 | 93 | |
| 13 | 16 | 19 | 19 | 18 | 21 | 23 | 27 | 23 | 26 | 29 | 33 | 77 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | -0 | 0 | 0 | 0 |
| Interest | 18 | 18 | 22 | 24 | 23 | 27 | 28 | 29 | 32 | 35 | 42 | 43 | 44 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| 4 | 17 | 6 | 11 | 7 | 16 | 16 | 11 | 12 | 15 | 17 | 17 | 16 | |
| Tax % | 35.42% | 18.06% | 23.45% | 12.98% | 20.83% | 26.82% | 21.26% | 28.33% | 19.95% | 25.20% | 23.69% | 34.30% | 17.65% |
| Net Profit | 3 | 14 | 5 | 10 | 5 | 12 | 13 | 8 | 10 | 11 | 13 | 11 | 13 |
| 2 | 3 | 1 | 2 | 1 | 2 | 3 | 2 | 2 | 2 | 3 | 2 | 0 | |
| Equity Capital | 13 | 13 | 50 | 38 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 13 | 13 | 50 | 38 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 34
- 13
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 18
- Depreciation
- 1
- 4
- Tax %
- 35.42%
- Net Profit
- 3
- 2
- Equity Capital
- 13
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 13
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2023
- 40
- 16
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 18
- Depreciation
- 1
- 17
- Tax %
- 18.06%
- Net Profit
- 14
- 3
- Equity Capital
- 13
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 13
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2023
- 44
- 19
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 22
- Depreciation
- 1
- 6
- Tax %
- 23.45%
- Net Profit
- 5
- 1
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2024
- 51
- 19
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 24
- Depreciation
- 1
- 11
- Tax %
- 12.98%
- Net Profit
- 10
- 2
- Equity Capital
- 38
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 38
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2024
- 46
- 18
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 23
- Depreciation
- 1
- 7
- Tax %
- 20.83%
- Net Profit
- 5
- 1
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2024
- 61
- 21
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 27
- Depreciation
- 1
- 16
- Tax %
- 26.82%
- Net Profit
- 12
- 2
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2024
- 64
- 23
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 28
- Depreciation
- 1
- 16
- Tax %
- 21.26%
- Net Profit
- 13
- 3
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2025
- 66
- 27
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 29
- Depreciation
- 1
- 11
- Tax %
- 28.33%
- Net Profit
- 8
- 2
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2025
- 63
- 23
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 32
- Depreciation
- 1
- 12
- Tax %
- 19.95%
- Net Profit
- 10
- 2
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2025
- 72
- 26
- Operating Profit
- —
- OPM %
- —
- Other Income
- -0
- Interest
- 35
- Depreciation
- 1
- 15
- Tax %
- 25.20%
- Net Profit
- 11
- 2
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2025
- 84
- 29
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 42
- Depreciation
- 1
- 17
- Tax %
- 23.69%
- Net Profit
- 13
- 3
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2026
- 92
- 33
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 43
- Depreciation
- 1
- 17
- Tax %
- 34.30%
- Net Profit
- 11
- 2
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2026
- 93
- 77
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 44
- Depreciation
- 1
- 16
- Tax %
- 17.65%
- Net Profit
- 13
- 0
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 50
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 40 | 47 | 59 | 87 | 118 | 106 | 107 | 133 | 192 | 250 | 342 | |
| 18 | 20 | 25 | 33 | 42 | 38 | 44 | 49 | 67 | 88 | 165 | |
| Operating Profit | 22 | 27 | 34 | 57 | 76 | 67 | 63 | 84 | 125 | 163 | — |
| OPM % | 55 | 58 | 58 | 66 | 65 | 64 | 59 | 63 | 65 | 65 | — |
| Other Income | 0 | 0 | 0 | 3 | 1 | 0 | 0 | 0 | 0 | 0 | -0 |
| Interest | 13 | 17 | 21 | 35 | 50 | 51 | 47 | 57 | 82 | 108 | 163 |
| Depreciation | 1 | 1 | 1 | 2 | 2 | 4 | 4 | 4 | 4 | 5 | 5 |
| 8 | 10 | 12 | 21 | 24 | 13 | 13 | 23 | 39 | 50 | 65 | |
| Tax % | 33 | 34 | 32 | 32 | 24 | 27 | 23 | 27 | 19 | 25 | 25 |
| Net Profit | 5 | 6 | 8 | 14 | 18 | 9 | 10 | 17 | 31 | 38 | 49 |
| EPS | 0 | 0 | 0 | 0 | 19 | 2 | 3 | 4 | 8 | 8 | — |
| Dividend Payout % | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 0 | 3 | 3 | 4 | 4 | 2 | 3 | 4 | 8 | 8 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 0 | 3 | 3 | 4 | 4 | 2 | 3 | 4 | 8 | 8 | — |
Mar 2016
- 40
- 18
- Operating Profit
- 22
- OPM %
- 55
- Other Income
- 0
- Interest
- 13
- Depreciation
- 1
- 8
- Tax %
- 33
- Net Profit
- 5
- EPS
- 0
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2017
- 47
- 20
- Operating Profit
- 27
- OPM %
- 58
- Other Income
- 0
- Interest
- 17
- Depreciation
- 1
- 10
- Tax %
- 34
- Net Profit
- 6
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
Mar 2018
- 59
- 25
- Operating Profit
- 34
- OPM %
- 58
- Other Income
- 0
- Interest
- 21
- Depreciation
- 1
- 12
- Tax %
- 32
- Net Profit
- 8
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
Mar 2019
- 87
- 33
- Operating Profit
- 57
- OPM %
- 66
- Other Income
- 3
- Interest
- 35
- Depreciation
- 2
- 21
- Tax %
- 32
- Net Profit
- 14
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
Mar 2020
- 118
- 42
- Operating Profit
- 76
- OPM %
- 65
- Other Income
- 1
- Interest
- 50
- Depreciation
- 2
- 24
- Tax %
- 24
- Net Profit
- 18
- EPS
- 19
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
Mar 2021
- 106
- 38
- Operating Profit
- 67
- OPM %
- 64
- Other Income
- 0
- Interest
- 51
- Depreciation
- 4
- 13
- Tax %
- 27
- Net Profit
- 9
- EPS
- 2
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
Mar 2022
- 107
- 44
- Operating Profit
- 63
- OPM %
- 59
- Other Income
- 0
- Interest
- 47
- Depreciation
- 4
- 13
- Tax %
- 23
- Net Profit
- 10
- EPS
- 3
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
Mar 2023
- 133
- 49
- Operating Profit
- 84
- OPM %
- 63
- Other Income
- 0
- Interest
- 57
- Depreciation
- 4
- 23
- Tax %
- 27
- Net Profit
- 17
- EPS
- 4
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
Mar 2024
- 192
- 67
- Operating Profit
- 125
- OPM %
- 65
- Other Income
- 0
- Interest
- 82
- Depreciation
- 4
- 39
- Tax %
- 19
- Net Profit
- 31
- EPS
- 8
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 8
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 8
Mar 2025
- 250
- 88
- Operating Profit
- 163
- OPM %
- 65
- Other Income
- 0
- Interest
- 108
- Depreciation
- 5
- 50
- Tax %
- 25
- Net Profit
- 38
- EPS
- 8
- Dividend Payout %
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 8
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 8
TTM
- 342
- 165
- Operating Profit
- —
- OPM %
- —
- Other Income
- -0
- Interest
- 163
- Depreciation
- 5
- 65
- Tax %
- 25
- Net Profit
- 49
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 24%
- 5 Years:
- 16%
- 3 Years:
- 33%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 25%
- 5 Years:
- 16%
- 3 Years:
- 57%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
- 1 Year:
- -7%
RETURN ON EQUITY
- 10 Years:
- 13%
- 5 Years:
- 11%
- 3 Years:
- 14%
- Last Year:
- 13%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 6 | 6 | 8 | 9 | 13 | 13 | 13 | 13 | 38 | 50 |
| 38 | 44 | 72 | 94 | 123 | 129 | 139 | 156 | 163 | 319 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 404 | 630 | |
| Trade Payables | 4 | 5 | 9 | 10 | 4 | 2 | 12 | 7 | 1 | 1 |
| 137 | 171 | 245 | 393 | 401 | 410 | 396 | 610 | 367 | 463 | |
| Total Liabilities | 184 | 225 | 334 | 506 | 541 | 554 | 559 | 786 | 973 | 1,464 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 11 | 11 | 21 | 14 | 14 | 16 | 13 | 22 | 20 | 18 | |
| Capital Work in Progress | 0 | 1 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18 | 27 | 38 | |
| Cash & Bank | 5 | 9 | 7 | 18 | 11 | 14 | 50 | 109 | 125 | 240 |
| 168 | 204 | 304 | 473 | 516 | 524 | 497 | 637 | 802 | 1,168 | |
| Total Assets | 184 | 225 | 334 | 506 | 541 | 554 | 559 | 786 | 973 | 1,464 |
| Total Debt | 0 | 157 | 230 | 372 | 394 | 405 | 394 | 596 | 752 | 1,075 |
| Net Working Capital | 0 | 195 | 287 | 461 | 517 | 530 | 532 | 734 | -270 | -365 |
| Contingent Liabilities | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 2 | 2 | 6 |
| Book Value per Share | 0.00 | 75.60 | 91.99 | 108.89 | 108.29 | 113.04 | 120.85 | 134.14 | 53.25 | 73.43 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Total Debt | 0 | 157 | 230 | 372 | 394 | 405 | 394 | 596 | 752 | 1,075 |
| Net Working Capital | 0 | 195 | 287 | 461 | 517 | 530 | 532 | 734 | -270 | -365 |
| Contingent Liabilities | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 2 | 2 | 6 |
| Book Value per Share | 0.00 | 75.60 | 91.99 | 108.89 | 108.29 | 113.04 | 120.85 | 134.14 | 53.25 | 73.43 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Mar 2016
- Equity Capital
- 6
- 38
- 0
- Trade Payables
- 4
- 137
- Total Liabilities
- 184
- 11
- Capital Work in Progress
- 0
- 0
- Cash & Bank
- 5
- 168
- Total Assets
- 184
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 0.00
- Face Value
- 10.00
- Total Debt
- 0
- Net Working Capital
- 0
- Contingent Liabilities
- 0
- Book Value per Share
- 0.00
- Face Value
- 10.00
Mar 2017
- Equity Capital
- 6
- 44
- 0
- Trade Payables
- 5
- 171
- Total Liabilities
- 225
- 11
- Capital Work in Progress
- 1
- 0
- Cash & Bank
- 9
- 204
- Total Assets
- 225
- Total Debt
- 157
- Net Working Capital
- 195
- Contingent Liabilities
- 0
- Book Value per Share
- 75.60
- Face Value
- 10.00
- Total Debt
- 157
- Net Working Capital
- 195
- Contingent Liabilities
- 0
- Book Value per Share
- 75.60
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 8
- 72
- 0
- Trade Payables
- 9
- 245
- Total Liabilities
- 334
- 21
- Capital Work in Progress
- 2
- 0
- Cash & Bank
- 7
- 304
- Total Assets
- 334
- Total Debt
- 230
- Net Working Capital
- 287
- Contingent Liabilities
- 0
- Book Value per Share
- 91.99
- Face Value
- 10.00
- Total Debt
- 230
- Net Working Capital
- 287
- Contingent Liabilities
- 0
- Book Value per Share
- 91.99
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 9
- 94
- 0
- Trade Payables
- 10
- 393
- Total Liabilities
- 506
- 14
- Capital Work in Progress
- 2
- 0
- Cash & Bank
- 18
- 473
- Total Assets
- 506
- Total Debt
- 372
- Net Working Capital
- 461
- Contingent Liabilities
- 0
- Book Value per Share
- 108.89
- Face Value
- 10.00
- Total Debt
- 372
- Net Working Capital
- 461
- Contingent Liabilities
- 0
- Book Value per Share
- 108.89
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 13
- 123
- 0
- Trade Payables
- 4
- 401
- Total Liabilities
- 541
- 14
- Capital Work in Progress
- 0
- 0
- Cash & Bank
- 11
- 516
- Total Assets
- 541
- Total Debt
- 394
- Net Working Capital
- 517
- Contingent Liabilities
- 0
- Book Value per Share
- 108.29
- Face Value
- 10.00
- Total Debt
- 394
- Net Working Capital
- 517
- Contingent Liabilities
- 0
- Book Value per Share
- 108.29
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 13
- 129
- 0
- Trade Payables
- 2
- 410
- Total Liabilities
- 554
- 16
- Capital Work in Progress
- 0
- 0
- Cash & Bank
- 14
- 524
- Total Assets
- 554
- Total Debt
- 405
- Net Working Capital
- 530
- Contingent Liabilities
- 2
- Book Value per Share
- 113.04
- Face Value
- 10.00
- Total Debt
- 405
- Net Working Capital
- 530
- Contingent Liabilities
- 2
- Book Value per Share
- 113.04
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 13
- 139
- 0
- Trade Payables
- 12
- 396
- Total Liabilities
- 559
- 13
- Capital Work in Progress
- 0
- 0
- Cash & Bank
- 50
- 497
- Total Assets
- 559
- Total Debt
- 394
- Net Working Capital
- 532
- Contingent Liabilities
- 2
- Book Value per Share
- 120.85
- Face Value
- 10.00
- Total Debt
- 394
- Net Working Capital
- 532
- Contingent Liabilities
- 2
- Book Value per Share
- 120.85
- Face Value
- 10.00
Mar 2023
- Equity Capital
- 13
- 156
- 0
- Trade Payables
- 7
- 610
- Total Liabilities
- 786
- 22
- Capital Work in Progress
- 0
- 18
- Cash & Bank
- 109
- 637
- Total Assets
- 786
- Total Debt
- 596
- Net Working Capital
- 734
- Contingent Liabilities
- 2
- Book Value per Share
- 134.14
- Face Value
- 10.00
- Total Debt
- 596
- Net Working Capital
- 734
- Contingent Liabilities
- 2
- Book Value per Share
- 134.14
- Face Value
- 10.00
Mar 2024
- Equity Capital
- 38
- 163
- 404
- Trade Payables
- 1
- 367
- Total Liabilities
- 973
- 20
- Capital Work in Progress
- 0
- 27
- Cash & Bank
- 125
- 802
- Total Assets
- 973
- Total Debt
- 752
- Net Working Capital
- -270
- Contingent Liabilities
- 2
- Book Value per Share
- 53.25
- Face Value
- 10.00
- Total Debt
- 752
- Net Working Capital
- -270
- Contingent Liabilities
- 2
- Book Value per Share
- 53.25
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 50
- 319
- 630
- Trade Payables
- 1
- 463
- Total Liabilities
- 1,464
- 18
- Capital Work in Progress
- 0
- 38
- Cash & Bank
- 240
- 1,168
- Total Assets
- 1,464
- Total Debt
- 1,075
- Net Working Capital
- -365
- Contingent Liabilities
- 6
- Book Value per Share
- 73.43
- Face Value
- 10.00
- Total Debt
- 1,075
- Net Working Capital
- -365
- Contingent Liabilities
- 6
- Book Value per Share
- 73.43
- Face Value
- 10.00
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 9 | -7 | -65 | -114 | 7 | -7 | 47 | -124 | -141 | -324 | |
| Cash from Investing | -1 | -2 | -11 | 3 | -1 | -1 | -1 | -19 | 1 | -15 |
| Cash from Financing | -8 | 13 | 74 | 123 | -13 | 11 | -10 | 202 | 156 | 453 |
| 0 | 4 | -2 | 11 | -7 | 3 | 36 | 59 | 16 | 115 | |
| Free Cash Flow | 8 | -8 | -76 | -114 | 7 | -14 | 47 | -137 | -141 | -326 |
| OCF / Net Profit | 1.76 | -1.09 | -7.86 | -7.97 | 0.36 | -0.76 | 4.85 | -7.48 | -4.53 | -8.56 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -183 | -206 | -151 | -212 | -239 | -572 |
| OCF / Net Profit | 1.76 | -1.09 | -7.86 | -7.97 | 0.36 | -0.76 | 4.85 | -7.48 | -4.53 | -8.56 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -183 | -206 | -151 | -212 | -239 | -572 |
Mar 2016
- 9
- Cash from Investing
- -1
- Cash from Financing
- -8
- 0
- Free Cash Flow
- 8
- OCF / Net Profit
- 1.76
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 1.76
- Cumulative 5-Year FCF
- 0
Mar 2017
- -7
- Cash from Investing
- -2
- Cash from Financing
- 13
- 4
- Free Cash Flow
- -8
- OCF / Net Profit
- -1.09
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -1.09
- Cumulative 5-Year FCF
- 0
Mar 2018
- -65
- Cash from Investing
- -11
- Cash from Financing
- 74
- -2
- Free Cash Flow
- -76
- OCF / Net Profit
- -7.86
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -7.86
- Cumulative 5-Year FCF
- 0
Mar 2019
- -114
- Cash from Investing
- 3
- Cash from Financing
- 123
- 11
- Free Cash Flow
- -114
- OCF / Net Profit
- -7.97
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -7.97
- Cumulative 5-Year FCF
- 0
Mar 2020
- 7
- Cash from Investing
- -1
- Cash from Financing
- -13
- -7
- Free Cash Flow
- 7
- OCF / Net Profit
- 0.36
- Cumulative 5-Year FCF
- -183
- OCF / Net Profit
- 0.36
- Cumulative 5-Year FCF
- -183
Mar 2021
- -7
- Cash from Investing
- -1
- Cash from Financing
- 11
- 3
- Free Cash Flow
- -14
- OCF / Net Profit
- -0.76
- Cumulative 5-Year FCF
- -206
- OCF / Net Profit
- -0.76
- Cumulative 5-Year FCF
- -206
Mar 2022
- 47
- Cash from Investing
- -1
- Cash from Financing
- -10
- 36
- Free Cash Flow
- 47
- OCF / Net Profit
- 4.85
- Cumulative 5-Year FCF
- -151
- OCF / Net Profit
- 4.85
- Cumulative 5-Year FCF
- -151
Mar 2023
- -124
- Cash from Investing
- -19
- Cash from Financing
- 202
- 59
- Free Cash Flow
- -137
- OCF / Net Profit
- -7.48
- Cumulative 5-Year FCF
- -212
- OCF / Net Profit
- -7.48
- Cumulative 5-Year FCF
- -212
Mar 2024
- -141
- Cash from Investing
- 1
- Cash from Financing
- 156
- 16
- Free Cash Flow
- -141
- OCF / Net Profit
- -4.53
- Cumulative 5-Year FCF
- -239
- OCF / Net Profit
- -4.53
- Cumulative 5-Year FCF
- -239
Mar 2025
- -324
- Cash from Investing
- -15
- Cash from Financing
- 453
- 115
- Free Cash Flow
- -326
- OCF / Net Profit
- -8.56
- Cumulative 5-Year FCF
- -572
- OCF / Net Profit
- -8.56
- Cumulative 5-Year FCF
- -572
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 0.00 | 11.07 | 10.31 | 15.20 | 14.49 | 7.46 | 7.76 | 13.20 | 8.28 | 7.52 |
| Book Value (₹) | 0.00 | 75.60 | 91.99 | 108.89 | 108.29 | 113.04 | 120.85 | 134.14 | 53.25 | 73.43 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.25 |
| Cash EPS (₹) | 2.93 | 3.43 | 3.28 | 4.85 | 4.53 | 3.45 | 3.59 | 5.58 | 9.47 | 8.44 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 55.31% | 57.77% | 58.24% | 65.62% | 64.58% | 63.86% | 59.14% | 62.97% | 65.23% | 64.89% |
| Net Margin % | 13.34% | 13.47% | 14.01% | 16.40% | 15.44% | 8.86% | 9.14% | 12.44% | 16.27% | 15.10% |
| ROE % | 15.41% | 15.80% | 14.11% | 16.28% | 15.24% | 6.74% | 6.63% | 10.36% | 16.90% | 13.28% |
| ROCE % | 14.51% | 14.57% | 13.18% | 14.28% | 14.76% | 11.86% | 10.84% | 12.13% | 14.04% | 13.18% |
| 3.22% | 3.09% | 2.94% | 3.41% | 3.47% | 1.71% | 1.75% | 2.47% | 3.55% | 3.10% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 0.00x | 3.63x | 3.13x | 3.62x | 2.90x | 2.85x | 2.60x | 3.54x | 3.75x | 2.91x |
| Interest Coverage (x) | 1.58x | 1.57x | 1.57x | 1.61x | 1.48x | 1.25x | 1.27x | 1.40x | 1.47x | 1.46x |
| 12.59x | 11.47x | 13.03x | 16.44x | 51.13x | 67.83x | 36.78x | 64.63x | 0.35x | 0.43x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 34.17% | 18.74% | 25.07% | 48.96% | 34.69% | -10.33% | 0.88% | 25.07% | 43.71% | 30.70% |
| Operating Profit Growth % | 28.54% | 24.01% | 26.08% | 67.85% | 32.55% | -11.32% | -6.57% | 33.16% | 48.92% | 30.01% |
| Net Profit Growth % | 31.83% | 19.89% | 30.05% | 74.37% | 26.84% | -48.55% | 4.03% | 70.22% | 88.05% | 21.25% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -37.32% | -9.09% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 17.54x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.80x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.19% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 5.32x | 9.22x |
Mar 2016
- EPS (₹)
- 0.00
- Book Value (₹)
- 0.00
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 2.93
- Operating Margin %
- 55.31%
- Net Margin %
- 13.34%
- ROE %
- 15.41%
- ROCE %
- 14.51%
- 3.22%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 1.58x
- 12.59x
- Revenue Growth %
- 34.17%
- Operating Profit Growth %
- 28.54%
- Net Profit Growth %
- 31.83%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2017
- EPS (₹)
- 11.07
- Book Value (₹)
- 75.60
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 3.43
- Operating Margin %
- 57.77%
- Net Margin %
- 13.47%
- ROE %
- 15.80%
- ROCE %
- 14.57%
- 3.09%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 3.63x
- Interest Coverage (x)
- 1.57x
- 11.47x
- Revenue Growth %
- 18.74%
- Operating Profit Growth %
- 24.01%
- Net Profit Growth %
- 19.89%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 10.31
- Book Value (₹)
- 91.99
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 3.28
- Operating Margin %
- 58.24%
- Net Margin %
- 14.01%
- ROE %
- 14.11%
- ROCE %
- 13.18%
- 2.94%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 3.13x
- Interest Coverage (x)
- 1.57x
- 13.03x
- Revenue Growth %
- 25.07%
- Operating Profit Growth %
- 26.08%
- Net Profit Growth %
- 30.05%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 15.20
- Book Value (₹)
- 108.89
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 4.85
- Operating Margin %
- 65.62%
- Net Margin %
- 16.40%
- ROE %
- 16.28%
- ROCE %
- 14.28%
- 3.41%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 3.62x
- Interest Coverage (x)
- 1.61x
- 16.44x
- Revenue Growth %
- 48.96%
- Operating Profit Growth %
- 67.85%
- Net Profit Growth %
- 74.37%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- 14.49
- Book Value (₹)
- 108.29
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 4.53
- Operating Margin %
- 64.58%
- Net Margin %
- 15.44%
- ROE %
- 15.24%
- ROCE %
- 14.76%
- 3.47%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 2.90x
- Interest Coverage (x)
- 1.48x
- 51.13x
- Revenue Growth %
- 34.69%
- Operating Profit Growth %
- 32.55%
- Net Profit Growth %
- 26.84%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- 7.46
- Book Value (₹)
- 113.04
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 3.45
- Operating Margin %
- 63.86%
- Net Margin %
- 8.86%
- ROE %
- 6.74%
- ROCE %
- 11.86%
- 1.71%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 2.85x
- Interest Coverage (x)
- 1.25x
- 67.83x
- Revenue Growth %
- -10.33%
- Operating Profit Growth %
- -11.32%
- Net Profit Growth %
- -48.55%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- 7.76
- Book Value (₹)
- 120.85
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 3.59
- Operating Margin %
- 59.14%
- Net Margin %
- 9.14%
- ROE %
- 6.63%
- ROCE %
- 10.84%
- 1.75%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 2.60x
- Interest Coverage (x)
- 1.27x
- 36.78x
- Revenue Growth %
- 0.88%
- Operating Profit Growth %
- -6.57%
- Net Profit Growth %
- 4.03%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 13.20
- Book Value (₹)
- 134.14
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 5.58
- Operating Margin %
- 62.97%
- Net Margin %
- 12.44%
- ROE %
- 10.36%
- ROCE %
- 12.13%
- 2.47%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 3.54x
- Interest Coverage (x)
- 1.40x
- 64.63x
- Revenue Growth %
- 25.07%
- Operating Profit Growth %
- 33.16%
- Net Profit Growth %
- 70.22%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 8.28
- Book Value (₹)
- 53.25
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 9.47
- Operating Margin %
- 65.23%
- Net Margin %
- 16.27%
- ROE %
- 16.90%
- ROCE %
- 14.04%
- 3.55%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 3.75x
- Interest Coverage (x)
- 1.47x
- 0.35x
- Revenue Growth %
- 43.71%
- Operating Profit Growth %
- 48.92%
- Net Profit Growth %
- 88.05%
- -37.32%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 5.32x
Mar 2025
- EPS (₹)
- 7.52
- Book Value (₹)
- 73.43
- Dividend per Share (₹)
- 0.25
- Cash EPS (₹)
- 8.44
- Operating Margin %
- 64.89%
- Net Margin %
- 15.10%
- ROE %
- 13.28%
- ROCE %
- 13.18%
- 3.10%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 2.91x
- Interest Coverage (x)
- 1.46x
- 0.43x
- Revenue Growth %
- 30.70%
- Operating Profit Growth %
- 30.01%
- Net Profit Growth %
- 21.25%
- -9.09%
- P/E (x)
- 17.54x
- P/B (x)
- 1.80x
- Dividend Yield %
- 0.19%
- 9.22x
Documents
Announcements
- Analysts/Institutional Investor Meet/Con. Call Updates
2026-07-30 - Manba Finance Limited has informed the Exchange about Transcript
- Analysts/Institutional Investor Meet/Con. Call Updates
2026-07-28 - Manba Finance Limited has informed the Exchange about Link of Recording
Annual Reports
Credit Ratings
Nothing filed yet.
Concalls
Jul 2026
May 2026
Feb 2026