Mangal Credit and Fincorp Ltd.

•
₹ 218.06-2.89%

2026-08-21

mangalfincorp.comBSE: 505850NSE: MANCREDIT
Market Cap₹ 478 Cr.
Current Price₹ 218
High / Low₹ 287 / 152
Stock P/E0.0
Book Value₹ 84
Price to Book2.42
Dividend Yield0.33 %
ROCE12.1 %
ROE10.1 %
Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2013 • Finance: 74.4% • Trading: 25.6%

PROS

  • Comfortable capital adequacy - CAR of 41.1%
  • Solid return on assets for a lender - ROA of 4.2%
  • Promoters have been increasing their shareholding - up 3.5pp over 2 years
  • Asset quality is healthy - gross NPA of just 1.2%
  • Latest quarter profit grew 89.7% YoY, showing strong momentum
  • Company has delivered good sales growth of 41.1% CAGR over last 5 years

CONS

  • Company has a low return on capital employed of 10.6%
  • Company has a low return on equity of 8.8% over last 3 years
  • Free cash flow has been persistently negative
  • Company has delivered a poor profit growth of 4.0% over past five years
  • Thin net interest margin of 0.0%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
Financial ServicesFinanceFinance - NBFC
Part ofNIFTY 50NIFTY 500NIFTY LARGEMIDCAP 250NIFTY 100NIFTY 200
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.BAJFINANCE1095.1533.58681835.390.556080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1125.0523.39264722.410.963452.7759.9013400.4317.4611.4974.63
3.CHOLAFIN1910.0028.36163126.610.101656.2245.568856.2921.899.7070.07
4.JIOFIN244.9578.27161743.950.24830.25155.732004.47227.282.1169.71
5.TATACAP365.6028.72155192.410.1616281.801464.1688219.301051.008.6675.72
6.BAJAJHLDNG11353.3514.27126355.421.722708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2972.0010.49119316.431.012824.8443.088671.6036.2515.8783.76
8.ABCAPITAL408.0027.21111671.470.001223.8543.8512179.54137.848.8241.91
9.LTF314.9024.8078915.380.87915.9930.705212.9222.388.5462.13
10.SBICARD646.050.0061480.860.39664.4419.515040.557.6011.7529.83
11.HDBFS691.8526.4157468.100.58785.2038.314937.9018.719.0957.98
12.MANCREDIT226.2566.64477.700.335.6989.7022.1653.1312.1382.04
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023
7
2
Operating Profit
—
OPM %
—
Other Income
0
Interest
2
Depreciation
0
3
Tax %
26.27%
Net Profit
2
1
Equity Capital
19
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
19
Reserves
0
Promoter Pledge %
0.00%
Sep 2023
8
2
Operating Profit
—
OPM %
—
Other Income
0
Interest
2
Depreciation
0
4
Tax %
26.33%
Net Profit
3
1
Equity Capital
19
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
19
Reserves
0
Promoter Pledge %
0.00%
Dec 2023
9
2
Operating Profit
—
OPM %
—
Other Income
0
Interest
2
Depreciation
0
4
Tax %
26.85%
Net Profit
3
1
Equity Capital
19
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
19
Reserves
0
Promoter Pledge %
0.00%
Mar 2024
9
3
Operating Profit
—
OPM %
—
Other Income
0
Interest
3
Depreciation
0
4
Tax %
25.93%
Net Profit
3
1
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Jun 2024
12
2
Operating Profit
—
OPM %
—
Other Income
0
Interest
4
Depreciation
0
5
Tax %
29.51%
Net Profit
4
2
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Sep 2024
12
3
Operating Profit
—
OPM %
—
Other Income
0
Interest
4
Depreciation
0
4
Tax %
25.40%
Net Profit
3
2
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Dec 2024
13
3
Operating Profit
—
OPM %
—
Other Income
0
Interest
5
Depreciation
0
5
Tax %
26.58%
Net Profit
3
2
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Mar 2025
13
3
Operating Profit
—
OPM %
—
Other Income
0
Interest
5
Depreciation
0
4
Tax %
31.41%
Net Profit
3
1
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Jun 2025
14
4
Operating Profit
—
OPM %
—
Other Income
0
Interest
6
Depreciation
0
4
Tax %
26.47%
Net Profit
3
2
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
20
Reserves
0
Promoter Pledge %
0.00%
Sep 2025
16
4
Operating Profit
—
OPM %
—
Other Income
0
Interest
7
Depreciation
0
4
Tax %
27.60%
Net Profit
3
1
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Dec 2025
18
4
Operating Profit
—
OPM %
—
Other Income
0
Interest
9
Depreciation
0
5
Tax %
26.44%
Net Profit
4
2
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Mar 2026
21
4
Operating Profit
—
OPM %
—
Other Income
0
Interest
9
Depreciation
0
7
Tax %
26.24%
Net Profit
5
3
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Jun 2026
22
14
Operating Profit
—
OPM %
—
Other Income
0
Interest
10
Depreciation
0
8
Tax %
25.80%
Net Profit
6
0
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
21
Reserves
0
Promoter Pledge %
0.00%

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2016
7
3
Operating Profit
6
OPM %
93
Other Income
2
Interest
4
Depreciation
1
1
Tax %
19
Net Profit
1
EPS
1
Dividend Payout %
0
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
Minority Interest
0
Share of Associates
0
Adjusted EPS
1
Mar 2017
8
3
Operating Profit
6
OPM %
69
Other Income
1
Interest
1
Depreciation
0
4
Tax %
34
Net Profit
3
EPS
0
Dividend Payout %
15
Minority Interest
0
Share of Associates
0
Adjusted EPS
2
Minority Interest
0
Share of Associates
0
Adjusted EPS
2
Mar 2018
9
1
Operating Profit
8
OPM %
89
Other Income
0
Interest
2
Depreciation
0
6
Tax %
27
Net Profit
5
EPS
3
Dividend Payout %
21
Minority Interest
0
Share of Associates
0
Adjusted EPS
2
Minority Interest
0
Share of Associates
0
Adjusted EPS
2
Mar 2019
9
2
Operating Profit
9
OPM %
101
Other Income
2
Interest
1
Depreciation
0
8
Tax %
25
Net Profit
6
EPS
3
Dividend Payout %
16
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Mar 2020
9
2
Operating Profit
14
OPM %
157
Other Income
7
Interest
0
Depreciation
0
14
Tax %
21
Net Profit
11
EPS
6
Dividend Payout %
9
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Minority Interest
0
Share of Associates
0
Adjusted EPS
6
Mar 2021
11
2
Operating Profit
9
OPM %
80
Other Income
0
Interest
1
Depreciation
0
8
Tax %
30
Net Profit
6
EPS
3
Dividend Payout %
17
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Mar 2022
15
4
Operating Profit
11
OPM %
74
Other Income
0
Interest
2
Depreciation
0
9
Tax %
30
Net Profit
6
EPS
3
Dividend Payout %
16
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Minority Interest
0
Share of Associates
0
Adjusted EPS
3
Mar 2023
21
6
Operating Profit
16
OPM %
75
Other Income
0
Interest
5
Depreciation
1
11
Tax %
27
Net Profit
8
EPS
4
Dividend Payout %
12
Minority Interest
0
Share of Associates
0
Adjusted EPS
4
Minority Interest
0
Share of Associates
0
Adjusted EPS
4
Mar 2024
33
9
Operating Profit
25
OPM %
74
Other Income
0
Interest
9
Depreciation
1
14
Tax %
26
Net Profit
11
EPS
5
Dividend Payout %
11
Minority Interest
0
Share of Associates
0
Adjusted EPS
5
Minority Interest
0
Share of Associates
0
Adjusted EPS
5
Mar 2025
50
11
Operating Profit
38
OPM %
77
Other Income
0
Interest
18
Depreciation
1
18
Tax %
28
Net Profit
13
EPS
7
Dividend Payout %
11
Minority Interest
0
Share of Associates
0
Adjusted EPS
7
Minority Interest
0
Share of Associates
0
Adjusted EPS
7
TTM
78
27
Operating Profit
—
OPM %
—
Other Income
0
Interest
35
Depreciation
2
24
Tax %
26
Net Profit
18
EPS
—
Dividend Payout %
—
Minority Interest
0
Share of Associates
0
Adjusted EPS
—
Minority Interest
0
Share of Associates
0
Adjusted EPS
—

COMPOUNDED SALES GROWTH

10 Years:
16%
5 Years:
41%
3 Years:
50%

COMPOUNDED PROFIT GROWTH

10 Years:
30%
5 Years:
4%
3 Years:
29%

STOCK PRICE CAGR

10 Years:
—
5 Years:
—
3 Years:
—
1 Year:
20%

RETURN ON EQUITY

10 Years:
7%
5 Years:
8%
3 Years:
9%
Last Year:
10%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2015

Dec 17

5:1

Mangal Credit and Fincorp Ltd has informed BSE that a meeting of the Board of Directors of the Company will be held on November 05, 2015, inter alia, to consider and approve following points: 1. Issue of Bonus shares. 2. Increase in authorised share capital up to Rs. 20 Crores. 3. Raising a funds up to Rs. 50 cr. through issue of shares /warrant to promoters/ non promoters on preferential basis.

2015

Nov 5

5:1

Bonus issue

2015

Nov 5

5:1

Mangal Credit and Fincorp Ltd has informed BSE that the Board of Directors of the Company at its meeting held on November 05, 2015, has considered and approved following items : 1. Issue of Bonus Equity shares in the ratio of 5:1 [5 shares for every 1 share held]. 2. Increase in authorised share capital up to Rs.20 crores. 3.Raising funds up to Rs.50 cr. through issue of shares/ warrant to promoters / non promoters on preferential basis. 4. Resignation of Mr. Mahek Gehani from the position of Compliance officer.

2015

Nov 13

5:1

Mangal Credit and Fincorp Ltd has informed BSE that the Extra Ordinary General Meeting (EGM) of the Company will be held on December 09, 2015.

2015

Nov 16

Mangal Credit and Fincorp Ltd has informed BSE that the Board of Directors of the Company at its meeting held on November 13, 2015, have considered and approved following items: 1. In suppression of Board Resolution passed on November 05, 2015, Board has passed new resolution to increase Authorized Share Capital up to Rs. 25 Crores instead of Rs. 20 Crores. 2. In suppression of Board Resolution passed on November 05, 2015, Board has passed new resolution for raising funds up to Rs. 75 Crore through issue of shares/warrants to promoters/non promoters on preferential basis instead of Rs. 50 Crores. 3. Approved the Notice for convening Extra Ordinary General Meeting (EGM) of the members of the Company to be held on December 09, 2015 for seeking approval of Bonus Issue and Preferential Issue. 4. Appointment of M/s. Vijay S. Tiwari & Associates, Practicing Company Secretary as Scrutinizer for the e-voting and EGM process.

Mar 2016
Equity Capital
16
43
3
Trade Payables
0
15
Total Liabilities
77
1
16
0
Cash & Bank
1
58
Total Assets
77
Total Debt
3
Net Working Capital
44
Contingent Liabilities
0
Book Value per Share
37.31
Face Value
10.00
Total Debt
3
Net Working Capital
44
Contingent Liabilities
0
Book Value per Share
37.31
Face Value
10.00
Mar 2017
Equity Capital
16
47
18
Trade Payables
0
9
Total Liabilities
89
1
16
0
Cash & Bank
2
70
Total Assets
89
Total Debt
18
Net Working Capital
48
Contingent Liabilities
17
Book Value per Share
38.97
Face Value
10.00
Total Debt
18
Net Working Capital
48
Contingent Liabilities
17
Book Value per Share
38.97
Face Value
10.00
Mar 2018
Equity Capital
19
61
8
Trade Payables
0
1
Total Liabilities
89
1
32
0
Cash & Bank
0
56
Total Assets
89
Total Debt
8
Net Working Capital
45
Contingent Liabilities
110
Book Value per Share
4.14
Face Value
1.00
Total Debt
8
Net Working Capital
45
Contingent Liabilities
110
Book Value per Share
4.14
Face Value
1.00
Mar 2019
Equity Capital
19
66
2
Trade Payables
0
2
Total Liabilities
89
0
26
0
Cash & Bank
1
62
Total Assets
89
Total Debt
2
Net Working Capital
57
Contingent Liabilities
36
Book Value per Share
44.01
Face Value
10.00
Total Debt
2
Net Working Capital
57
Contingent Liabilities
36
Book Value per Share
44.01
Face Value
10.00
Mar 2020
Equity Capital
19
76
6
Trade Payables
0
3
Total Liabilities
104
0
15
0
Cash & Bank
2
87
Total Assets
104
Total Debt
6
Net Working Capital
77
Contingent Liabilities
60
Book Value per Share
49.13
Face Value
10.00
Total Debt
6
Net Working Capital
77
Contingent Liabilities
60
Book Value per Share
49.13
Face Value
10.00
Mar 2021
Equity Capital
19
80
13
Trade Payables
0
3
Total Liabilities
117
1
15
0
Cash & Bank
0
99
Total Assets
117
Total Debt
13
Net Working Capital
69
Contingent Liabilities
28
Book Value per Share
51.66
Face Value
10.00
Total Debt
13
Net Working Capital
69
Contingent Liabilities
28
Book Value per Share
51.66
Face Value
10.00
Mar 2022
Equity Capital
19
87
28
Trade Payables
0
3
Total Liabilities
138
1
17
0
Cash & Bank
2
118
Total Assets
138
Total Debt
28
Net Working Capital
74
Contingent Liabilities
8
Book Value per Share
54.84
Face Value
10.00
Total Debt
28
Net Working Capital
74
Contingent Liabilities
8
Book Value per Share
54.84
Face Value
10.00
Mar 2023
Equity Capital
19
93
79
Trade Payables
0
11
Total Liabilities
203
2
16
0
Cash & Bank
11
174
Total Assets
203
Total Debt
86
Net Working Capital
87
Contingent Liabilities
7
Book Value per Share
57.96
Face Value
10.00
Total Debt
86
Net Working Capital
87
Contingent Liabilities
7
Book Value per Share
57.96
Face Value
10.00
Mar 2024
Equity Capital
20
104
86
Trade Payables
1
64
Total Liabilities
273
2
14
0
Cash & Bank
6
251
Total Assets
273
Total Debt
137
Net Working Capital
-88
Contingent Liabilities
1
Book Value per Share
62.92
Face Value
10.00
Total Debt
137
Net Working Capital
-88
Contingent Liabilities
1
Book Value per Share
62.92
Face Value
10.00
Mar 2025
Equity Capital
20
117
134
Trade Payables
1
78
Total Liabilities
349
2
14
0
Cash & Bank
12
321
Total Assets
349
Total Debt
199
Net Working Capital
-130
Contingent Liabilities
1
Book Value per Share
69.74
Face Value
10.00
Total Debt
199
Net Working Capital
-130
Contingent Liabilities
1
Book Value per Share
69.74
Face Value
10.00

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2016
-0
Cash from Investing
10
Cash from Financing
-12
-3
Free Cash Flow
-1
OCF / Net Profit
-0.39
Cumulative 5-Year FCF
0
OCF / Net Profit
-0.39
Cumulative 5-Year FCF
0
Mar 2017
-8
Cash from Investing
0
Cash from Financing
8
0
Free Cash Flow
-8
OCF / Net Profit
-2.82
Cumulative 5-Year FCF
0
OCF / Net Profit
-2.82
Cumulative 5-Year FCF
0
Mar 2018
15
Cash from Investing
-15
Cash from Financing
-1
-1
Free Cash Flow
15
OCF / Net Profit
3.22
Cumulative 5-Year FCF
0
OCF / Net Profit
3.22
Cumulative 5-Year FCF
0
Mar 2019
2
Cash from Investing
6
Cash from Financing
-8
0
Free Cash Flow
2
OCF / Net Profit
0.33
Cumulative 5-Year FCF
0
OCF / Net Profit
0.33
Cumulative 5-Year FCF
0
Mar 2020
-9
Cash from Investing
7
Cash from Financing
3
1
Free Cash Flow
-10
OCF / Net Profit
-0.87
Cumulative 5-Year FCF
-1
OCF / Net Profit
-0.87
Cumulative 5-Year FCF
-1
Mar 2021
-5
Cash from Investing
-1
Cash from Financing
5
-1
Free Cash Flow
-6
OCF / Net Profit
-0.95
Cumulative 5-Year FCF
-7
OCF / Net Profit
-0.95
Cumulative 5-Year FCF
-7
Mar 2022
-11
Cash from Investing
-0
Cash from Financing
12
1
Free Cash Flow
-11
OCF / Net Profit
-1.77
Cumulative 5-Year FCF
-10
OCF / Net Profit
-1.77
Cumulative 5-Year FCF
-10
Mar 2023
-46
Cash from Investing
-0
Cash from Financing
56
10
Free Cash Flow
-47
OCF / Net Profit
-5.83
Cumulative 5-Year FCF
-72
OCF / Net Profit
-5.83
Cumulative 5-Year FCF
-72
Mar 2024
-54
Cash from Investing
-7
Cash from Financing
56
-5
Free Cash Flow
-55
OCF / Net Profit
-5.12
Cumulative 5-Year FCF
-129
OCF / Net Profit
-5.12
Cumulative 5-Year FCF
-129
Mar 2025
-49
Cash from Investing
-5
Cash from Financing
60
6
Free Cash Flow
-51
OCF / Net Profit
-3.78
Cumulative 5-Year FCF
-171
OCF / Net Profit
-3.78
Cumulative 5-Year FCF
-171

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2016
EPS (₹)
0.69
Book Value (₹)
37.31
Dividend per Share (₹)
0.00
Cash EPS (₹)
1.02
Operating Margin %
92.87%
Net Margin %
16.51%
ROE %
2.44%
ROCE %
7.83%
1.31%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.05x
Interest Coverage (x)
1.31x
4.22x
Revenue Growth %
-43.05%
Operating Profit Growth %
-44.95%
Net Profit Growth %
18.27%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2017
EPS (₹)
1.68
Book Value (₹)
38.97
Dividend per Share (₹)
0.25
Cash EPS (₹)
1.87
Operating Margin %
68.51%
Net Margin %
32.61%
ROE %
4.43%
ROCE %
7.07%
3.25%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.28x
Interest Coverage (x)
4.27x
3.20x
Revenue Growth %
24.54%
Operating Profit Growth %
-8.13%
Net Profit Growth %
145.96%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2018
EPS (₹)
0.24
Book Value (₹)
4.14
Dividend per Share (₹)
0.05
Cash EPS (₹)
2.48
Operating Margin %
89.11%
Net Margin %
48.40%
ROE %
6.42%
ROCE %
9.52%
5.14%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
0.10x
Interest Coverage (x)
4.18x
5.76x
Revenue Growth %
14.40%
Operating Profit Growth %
48.81%
Net Profit Growth %
69.80%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2019
EPS (₹)
3.11
Book Value (₹)
44.01
Dividend per Share (₹)
0.50
Cash EPS (₹)
3.20
Operating Margin %
101.22%
Net Margin %
67.60%
ROE %
7.28%
ROCE %
10.09%
6.73%
Debtor Days
148
Inventory Days
0
Payable Days
0
148
Debt to Equity (x)
0.02x
Interest Coverage (x)
10.24x
14.71x
Revenue Growth %
-6.14%
Operating Profit Growth %
6.61%
Net Profit Growth %
31.09%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2020
EPS (₹)
5.57
Book Value (₹)
49.13
Dividend per Share (₹)
0.50
Cash EPS (₹)
5.65
Operating Margin %
156.80%
Net Margin %
121.43%
ROE %
11.97%
ROCE %
14.63%
11.13%
Debtor Days
230
Inventory Days
0
Payable Days
0
230
Debt to Equity (x)
0.07x
Interest Coverage (x)
69.72x
8.92x
Revenue Growth %
-0.24%
Operating Profit Growth %
54.54%
Net Profit Growth %
79.20%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2021
EPS (₹)
2.96
Book Value (₹)
51.66
Dividend per Share (₹)
0.50
Cash EPS (₹)
3.08
Operating Margin %
79.55%
Net Margin %
50.52%
ROE %
5.87%
ROCE %
8.18%
5.17%
Debtor Days
127
Inventory Days
0
Payable Days
0
127
Debt to Equity (x)
0.13x
Interest Coverage (x)
15.37x
5.06x
Revenue Growth %
27.52%
Operating Profit Growth %
-35.31%
Net Profit Growth %
-46.95%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2022
EPS (₹)
3.15
Book Value (₹)
54.84
Dividend per Share (₹)
0.50
Cash EPS (₹)
3.36
Operating Margin %
74.33%
Net Margin %
41.61%
ROE %
5.91%
ROCE %
8.47%
4.78%
Debtor Days
8
Inventory Days
0
Payable Days
0
8
Debt to Equity (x)
0.27x
Interest Coverage (x)
5.87x
3.33x
Revenue Growth %
29.29%
Operating Profit Growth %
20.81%
Net Profit Growth %
6.49%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2023
EPS (₹)
4.10
Book Value (₹)
57.96
Dividend per Share (₹)
0.50
Cash EPS (₹)
4.37
Operating Margin %
74.71%
Net Margin %
37.22%
ROE %
7.26%
ROCE %
9.25%
4.65%
Debtor Days
5
Inventory Days
0
Payable Days
0
5
Debt to Equity (x)
0.77x
Interest Coverage (x)
3.36x
2.04x
Revenue Growth %
45.45%
Operating Profit Growth %
46.19%
Net Profit Growth %
30.13%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2024
EPS (₹)
5.39
Book Value (₹)
62.92
Dividend per Share (₹)
0.60
Cash EPS (₹)
5.76
Operating Margin %
73.67%
Net Margin %
31.77%
ROE %
8.97%
ROCE %
10.32%
4.43%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
1.11x
Interest Coverage (x)
2.51x
0.07x
Revenue Growth %
56.15%
Operating Profit Growth %
54.47%
Net Profit Growth %
33.26%
31.56%
P/E (x)
20.44x
P/B (x)
1.75x
Dividend Yield %
0.54%
14.10x
Mar 2025
EPS (₹)
6.68
Book Value (₹)
69.74
Dividend per Share (₹)
0.75
Cash EPS (₹)
7.31
Operating Margin %
76.99%
Net Margin %
26.36%
ROE %
10.07%
ROCE %
12.13%
4.20%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
1.46x
Interest Coverage (x)
1.99x
0.09x
Revenue Growth %
49.35%
Operating Profit Growth %
55.57%
Net Profit Growth %
23.91%
23.91%
P/E (x)
25.26x
P/B (x)
2.42x
Dividend Yield %
0.44%
13.55x

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
51.71
0.00
0.01
Government
0.00
48.29
Sep 2024
51.71
0.00
0.01
Government
0.00
48.28
Dec 2024
51.71
0.08
0.01
Government
0.00
48.20
Mar 2025
51.71
0.00
0.01
Government
0.00
48.29
Jun 2025
51.71
0.15
0.01
Government
0.00
48.14
Sep 2025
55.25
0.01
0.01
Government
0.00
44.73
Dec 2025
55.25
0.05
0.11
Government
0.00
44.59
Mar 2026
55.25
0.00
0.10
Government
0.00
44.65
Jun 2026
55.25
0.12
0.01
Government
0.00
44.62

Documents

Announcements

Annual Reports

Credit Ratings

  • Credit Rating

    2026-06-16 - Mangal Credit and Fincorp Limited has informed the Exchange about Credit Rating

Concalls

  • Aug 2021

    TranscriptPPTREC

  • May 2021

    TranscriptPPTREC

  • Feb 2021

    TranscriptPPTREC